Credit analyst jobs in Omaha, NE

Job DescriptionDescription: Weitz Investment Management currently offers a hybrid work environment (2-days remote/3-days onsite) for this position. We are seeking a mid-level Structured Credit Analyst to join our Fixed Income and Structured Products team, with a specialized focus on Residential Mortgage-Backed Securities (RMBS). The individual will participate in the process of sourcing, evaluating, and modeling fixed income investment opportunities for the firm's fixed income strategies, to include both legacy and new issue RMBS (non-agency, CRT, re-performing/NPLs, Non-QM, and esoteric structures. The position will include credit research, modeling and trading, assist in the advancement of potential investment opportunities, and help deliver strong risk-adjusted returns to our clients. This position will support and participate in the success of our investment team. This individual will have a strong background in modeling and analyzing cashflows and capital structures, and who is looking to deepen their impact by supporting portfolio managers with actionable investment ideas, risk surveillance, and relative value insights. Essential Functions • Perform rigorous bottom-up fundamental and structural analysis on a wide range of RMBS products, including: Legacy senior and mezzanine bonds, Non-QM and RPL/NPL deals, CRT (Credit Risk Transfer) securities, 2nd lien, HELOC, Excess Servicing, IO/PO tranches, and Residual/NIM and Re-REMIC structures • Analyze deal structure, waterfall, triggers, and prepayment behavior • Evaluate servicer and collateral performance; monitor key risk metrics (e.g., CPR, CDR, severity, delinquency trends) • Provide research and investment write-ups on RMBS opportunities • Develop and maintain surveillance tools and relative value dashboards • Support portfolio managers in security selection, allocation strategy, and monitoring of existing holdings • Build and maintain cash flow scenarios, run sensitivity analysis, and stress test outcomes under varying macroeconomic conditions • Leverage proprietary models and external vendor tools to analyze valuation and relative value spread positioning. • Construct scenario-based analytics to evaluate upside/downside risks across capital structures • Demonstrates an ability to evaluate the entire capital structure and communicate the strengths and potential pitfalls of an investment idea and actively participates in group discussions to generate value-added ideas. • Build internal and external relationships with colleagues, sell-side traders and bankers, rating agencies, issuers, industry experts and other sources to collect additional insights on market, industry, asset class and issuer credit developments. • Work closely with senior PMs and other members of the fixed income team to align on portfolio strategy and positioning • Partner with operations, compliance, and technology teams to ensure accurate implementation of trade ideas and monitoring systems. About Weitz Investment Management Founded by value investor Wally Weitz in 1983, Weitz Investment Management, Inc. is a boutique, employee -owned asset management firm headquartered in Omaha, Nebraska. Over the past four decades, Weitz has leveraged its research-driven approach to capitalize on opportunities that arise out of market inefficiencies. Decisions are backed by thorough research, Iogical strategies, extensive debate and our team's personal commitment to long-term results. The Weitz team builds and manages concentrated, high-conviction, actively managed portfolios. Through bottom-up, proprietary research that emphasizes fundamentals, we focus on creating positive results over the long term. We offer a variety of options for investors with different goals and preferences, including equity and fixed income investment strategies. We offer all employees competitive compensation and benefits including medical, dental and vision coverage, as well as parental leave, paid time off, on-site gym access, and a very generous qualified profit sharing plan. Weitz offers a hybrid work environment (2-days remote/3-days onsite). Compensation includes salary and bonus and will be commensurate with experience. Requirements: • 3-5 years of experience in structured finance, preferably with a focus on RMBS sectors at a buy-side firm, sell-side research desk, or securitized products group. • Hands-on experience analyzing non-agency RMBS deals across legacy, Non-QM, and CRT subsectors. • A passion for investing, high degree of curiosity, and drive for continuous improvement • A desire to work in a collaborative team-oriented environment and openness to discussing, sharing and debating investment ideas • Strong understanding and ability to work in Microsoft Excel, and Bloomberg • Strong understanding of RMBS deal documentation, cashflow modeling, and loan-level performance analytics • Knowledge of securitization frameworks including REMIC, Re-REMIC, and key credit enhancement features • Strong oral and written communication skills • Bachelor's degree in a quantitative, analytical, or finance-related field (Engineering, Math, Economics, Finance). CFA designation or active progress toward the charter preferred. • Sound ethics and integrity • Ability and willingness to travel in support of essential functions listed above

GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth. Do you want to be challenged every day? Do you want a career that allows you to develop professionally? Do you want to be part of a team and a growing and dynamic company? We Are Looking to Add a Key Member to our Team as a Credit Analyst! Credit underwriting is an exciting and challenging career that allows you to research and analyze businesses across a variety of situations and industries. Being a credit analyst provides continuous learning that equips team members with the skills and knowledge to grow, both individually and as part of a team, and support career advancement. About this position: We are looking to add an early talent or experienced Credit Analyst to our team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets across the United States. The individual in this role will assess creditworthiness through research utilizing sources of business and personal credit, publicly available information, general industry analysis and financial statements as applicable to make independent decisions to extend credit based upon their evaluation. Our typical credit analyst will process multiple credit applications each day. The role provides a broad foundation for risk management within GreatAmerica, supporting career advancement. Our best credit analysts are eager to learn, self-starters and excel at thinking on their feet while making prudent decisions. Essential Responsibilities Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision Review and analyze financial statements as applicable Monitor changing economic and/or industry conditions and adjust underwriting appropriately Communicate decisions or requests for additional information directly to vendor or applicant Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics To be successful in the Credit Analyst role, you'll need A Bachelor's degree with a major or minor in Finance, Accounting, Economics, or related field Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction. Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly Understanding of financial statements is a plus 2-5 years of experience in commercial lending preferred for the Credit Analyst (Experienced Professional) Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes: Financial Benefits Competitive Compensation Monthly Bonuses for Eligible Employees 401(k) and Company Match Annual Profit Sharing Paid Time Off Health, Wellbeing, and Family Planning Benefits Paid Vacation - starting at 80 hours annually for employees in their first year of service. Paid Sick Days - Ten (10) per year with a conversion option for unused time. Ten (10) Paid Holidays per year Gym Reimbursement Health Insurance Dental Insurance Vision Insurance Short-Term and Long Term Disability Company Paid Life Insurance Flexible Spending Accounts (FSA) Health Savings Accounts (HSA) Employee Assistance Program Parental Leave Education and Career Planning Benefits Tuition Assistance Networking Opportunities Leadership Development Opportunities Perks Paid Parking Service Awards Hybrid work arrangements Business casual environment A strong organizational culture focused on our greatest asset: you! If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at ***************************** Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.

This is a multi-level posting, and will be filled at the appropriate level based on experience. The credit analyst is responsible for obtaining and analyzing detailed financial and business information for credit risk recommendation, interaction with customers and sales personnel, preparing written credit assessment reports, monitoring and initiating credit level changes and maintaining credit files on customers to support increased throughput, enhance customer stability and provide prompt turnover and adequate protection of investments in accounts receivables. Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred. Eight or more years of related credit or banking experience. Knowledge of capital markets products, financial statements analysis, and accounting principles. Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions. Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business. Excellent spreadsheet and word processing software skills. Excellent negotiation, analytical, problem-solving and interpersonal skills. Ability to exercise excellent business judgment. Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals. Ability to integrate broad business picture with the credit function. Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs. Must be customer focused and sensitive to the department's role as a service provider. Must have ability to work on special collection issues. Effective oral and written communication skills. Effective analytical, decision-making and problem-solving skills. Ability to prioritize and handle multiple tasks and projects concurrently. Support the Company's employee policies and procedures, including workplace safety rules. Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff. Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance. Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable. Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits. Supports credit analysts in assessing credit risk with difficult collection matters when necessary. Serves as an analytical resource for the credit department on assigned tasks or projects. Arranges for security instruments, or prepayments as determined by financial analyses. Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity. Provides essential credit and market risk reporting and maintain/update credit profiles of customers. Negotiates security arrangements with customers and financial institutions. Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing. Assists in the training and development of credit analysts within the department. Approves transportation requests for secured and unsecured credit. Assists with lender approval of firm transportation customers. Disseminates credit information to internal personnel and external contacts. Develops financial results used in presentations for senior financial management. Keeps credit management informed of changing account conditions, which may affect payment probabilities. Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager. Provide technical input to assist in development of project planning. Perform any additional responsibilities as requested or assigned.

This is a multi-level posting, and will be filled at the appropriate level based on experience. The credit analyst is responsible for obtaining and analyzing detailed financial and business information for credit risk recommendation, interaction with customers and sales personnel, preparing written credit assessment reports, monitoring and initiating credit level changes and maintaining credit files on customers to support increased throughput, enhance customer stability and provide prompt turnover and adequate protection of investments in accounts receivables. Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred. Eight or more years of related credit or banking experience. Knowledge of capital markets products, financial statements analysis, and accounting principles. Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions. Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business. Excellent spreadsheet and word processing software skills. Excellent negotiation, analytical, problem-solving and interpersonal skills. Ability to exercise excellent business judgment. Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals. Ability to integrate broad business picture with the credit function. Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs. Must be customer focused and sensitive to the department's role as a service provider. Must have ability to work on special collection issues. Effective oral and written communication skills. Effective analytical, decision-making and problem-solving skills. Ability to prioritize and handle multiple tasks and projects concurrently. Support the Company's employee policies and procedures, including workplace safety rules. Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff. Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance. Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable. Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits. Supports credit analysts in assessing credit risk with difficult collection matters when necessary. Serves as an analytical resource for the credit department on assigned tasks or projects. Arranges for security instruments, or prepayments as determined by financial analyses. Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity. Provides essential credit and market risk reporting and maintain/update credit profiles of customers. Negotiates security arrangements with customers and financial institutions. Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing. Assists in the training and development of credit analysts within the department. Approves transportation requests for secured and unsecured credit. Assists with lender approval of firm transportation customers. Disseminates credit information to internal personnel and external contacts. Develops financial results used in presentations for senior financial management. Keeps credit management informed of changing account conditions, which may affect payment probabilities. Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager. Provide technical input to assist in development of project planning. Perform any additional responsibilities as requested or assigned.

Additional Considerations (if any): - At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Job Title: Credit Analyst II Department: Banking FLSA: Exempt General Function The Credit Analyst II is responsible for conducting basic to moderately complex credit analysis consisting of gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loss on commercial, real estate, agricultural, non-profit and personal loans. Core Competencies Detail Oriented Strong Communication Time Management Administrative Duties Analytical and Critical Thinking Reporting Relations Accountable and Reports to: Senior Credit Officer Positions that Report to you: None Primary Duties and Responsibilities: Analyze, evaluate and assess financial statements and other related data/information including projections, sensitivity analysis, cash flow, repayment collateral, loan relationships, problem credits, etc. to determine credit worthiness of general to complex credits per loan policy. Obtain information from customers and vendors. Present loan presentations to lender and/or assist with presentation to loan committee. Identify risks and make recommendations to lenders regarding findings and working with customers, issues, data, etc. Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes. Prepare and present credit write-up. This will include a summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating. Mentors and trains less experienced peers. Knowledge, Skills, Abilities, and Worker Characteristics: Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.) Good verbal and written communication skills. Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: Bachelor's Degree in Accounting, Finance, Business or related field. 2+ years' experience in credit administration and risk analysis. Formal credit administration training preferred. Physical Requirements: This position is classified sedentary/light and requires the ability to sit for long periods of time. Visual requirements include the ability to see detail at near range with or without correction. Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions. Working Conditions: The duties of this position are normally performed in a general office setting. This is a fast-paced work environment. There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts: This position works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps. As our new Operations Support Specialist, you will support the Workforce Solutions Operations group. This is a dynamic team that supports several product lines, and these products help enable our customers to live their financial best. You will play a key role on the team by harvesting the data they need to efficiently get their jobs done. And the best thing, no two days are the same, as internal and external partners, along with the states we work with, all do their work differently. This allows you to learn every single day and become an expert in the various processes our partners employ, in order to help the Operations team to improve our own support model. What you'll do: Validate incoming WOTC data (Tax Credit Questionnaires, 8850s and state forms) in various mediums (paper and electronic) to ensure completeness and process IRS 8850 forms and route to the Department of Labor in a timely manner to secure potential tax credits You will assist with resolving technical issues such as edit indexed data, quality control for external error processing, file load issues, etc. You will work with team members, internal stakeholders and states to identify and solve challenges that could impact potential tax credits ·Lead continuous improvement events resulting in employee skill, knowledge development, and performance improvement Develop and implement appropriate operational procedures to meet timely and high-quality deliverables Establish, monitor, and report on operation/production issues, business improvement opportunities, and operational achievements Pull, process, and key WOTC Determinations from the states (Certifications, Denials, and Needs) Support Employer Representative Declaration submissions to the states Process forms in the WOTC Operational Inbox What experience you need You hold a Bachelor's degree or you have an equivalent combination of education and related professional experience Minimum of 1 - 2 years of office experience You are proficient in data entry and have relatable software experience What could set you apart Knowledge of G Suite Strong organizational skills You have excellent verbal and written interpersonal skills, demonstrating an ability to support our partners with their questions and technical needs with guided career tracks.

Join our team! We are a growing community bank in southeast Nebraska. We are looking for a Credit Analyst in our York market. This person will use sound business and banking practices to perform credit analysis for ag & commercial business clients, assisting lenders in the underwriting process. While servicing all loans, they will also assist the manager in loan production as needed. Key accountabilities for this role: Analyze & prepare loan applications for loan committee. Develop and maintain relationships. Provide services, analysis, and consultation on an ongoing basis. Assist in insuring a high level of credit quality. Assist in insuring that the loan portfolio is in compliance with all bank and regulatory policies and regulations. Prepare loan files and assist in insuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to the holding company. Maintain or create specialized reports as necessary. Assist in developing strategies that maximize growth, earnings, and efficiencies on a short (1 year) and long term (3-5 years) basis. Perform customer visits, appraisals, inspections for customers as needed. Learn how the rest of the bank works as time permits. Exhibit professional behavior and promote positive working relationships. Required to adhere to all compliance policies and procedures. Requirements Required: Bachelor's Degree in Business or related field; Ability to read, interpret, and understand financial information; Strong credit skills; Understanding of applicable laws/regulations/compliance; Knowledge of computer software, including Microsoft Office Suite and Lending Cloud; Attention to Detail; Ability to give support to multiple people; Ability to relate to customers in a courteous and professional manner; Professional image; Ability to make sound, logical decisions and to organize, prioritize, and manage multiple projects; Ability to produce accurate results, to work independently and be a self-starter. Desirable: Growth oriented. Understanding of applicable software. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

Our risk management team is looking for a lending Credit Risk Analyst for our home improvement loan platform. This role is responsible for implementing and monitoring lending strategy, loan decision automation, lending performance dashboards and ad-hoc reporting. RESPONSIBILITIES Act as subject matter expert for credit analysis and credit rules automation by interacting with IT, data and business intelligence teams Develop and maintain reporting, automation and dashboards for the consumer loan portfolio. Support risk forecasting by maintaining loan loss and prepayment models• Support credit policy and underwriting by monitoring and developing strategies and reporting Support to create credit policy and procedures for loan approval, origination and work out QUALIFICATIONS AND REQUIRED SKILLS Expertise with MS Excel 2+ years' experience in a financial-analysis or data-analysis role Analytical coding experience using financial, actuarial, economic or behavioral data 4yr degree in a Finance, engineering or analytical STEM degree, or equivalent education Expertise writing SQL for queries and data extraction Strong analytical acumen, understanding of distributions, sets, arrays and identifying and managing data impacts caused by Bayesian or selection bias Confident working independently, detailed oriented, meticulous with data integrity VALUED KNOWLEDGE AND SKILLS Coding tools: SQL, PC SAS or R, and rules engine automation Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) Useful domains: API, JSON, Visual Studio, Python, M language, general ledger Experience with lending data system architecture or online servicing business automation WORK EXAMPLES / PENDING PROJECTS Work with Data and BI to deploy enhanced portfolio delinquency reporting dashboard Create credit risk waterfall reporting for strategy management Work with Data to structure an end-to-end data cube for ad-hoc and predictive analytics Work with IT to develop workflow for managing API automation between three systems Create risk monitoring dashboards to track model population stability Develop and deploy custom strategy scorecard solutions, such as predicting household income

Description: A Credit Analyst 2 assists the Commercial and Agricultural Lenders in the administration of their portfolios by spreading business and personal financial statements, analyzing these financial statements, and preparing Loan Request Presentations for approval. This position will provide expertise in all loan products and services which requires attending internal and external training sessions as assigned by supervisor. This position requires a basic understanding of loan input, extensions, payments/advances, and general ledger entry and balancing. Supports all lending officers with loan input and monitoring expertise and possesses excellent customer service skills. Maintains a working knowledge of the Bank's loan analysis software with knowledge of Moody's Lending Cloud software preferred. Serves as an Administrator of Lending Cloud lending software, insuring consistent, and efficient use by all lending personnel. Underwrites new and existing loan Participations purchased and completes Annual Reviews. Facilitates compliant Appraisal engagement and reviews for all lending personnel of the Bank. Assists with the production of monthly and quarterly Board Reports and other Loan Reports. ACCOUNTABILITIES: Credit Analysis: 80% Researches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender. Assesses the creditworthiness of loan applicants, judging their suitability as borrowers as well as the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted. Prepares spreadsheets, reports, summaries, and opinions for financial institution officers on the largest and most complicated new, renewal, existing loans, and credit requests. Establishes, reviews, and updates new and existing loan files for the Bank on a regular basis. Ensures that proper Risk Ratings are in place for all loans. Maintains control of the request, submission, and receipt of financial statements from borrowers and prepares necessary analysis documentation. Maintains a good working knowledge of the Bank's lending policies and procedures and identifies deviations from any policies and/or procedures. Assists in writing loan policies and procedures, along with implementing and recommending changes. Provides technical advice or assistance to loan officers as needed. Assists with other credit activities including, but not limited to, construction advances, collections, tickler items, and exam preparation. Loan Review: 10% Attends the Loan Committee meetings and reports any findings that may have an adverse affect on loan collateral or a borrower's ability to repay the loan. Responsible for updating and submitting required reports, as necessary. As necessary helps prepare the Analysis of the Adequacy for the Current Expected Credit Losses (CECL) on a quarterly basis, including identifying potential classified loans. Assists preparing all Assigned Loan Committee and Board Reports monthly. Appraisal Ordering: 5% Engages and award Appraisal orders for Lending Staff per the Bank's loan policies. Reviews appraisals upon receipt to ensure compliance with Interagency Guidance on Appraisals. Orders and reviews AVM per loan policy. Prepares and/or reviews internal evaluations on Ag Land or Commercial Real Estate per loan policy. O ther: 5% Assist with cross selling and referrals to other departments of the bank. As part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities. Requirements: COMPETENCIES: Adaptability: Able to adjust quickly to different work situations; remain composed under pressure and stressful situations. Able to apply critical thinking and emotional intelligence skills in a wide variety of situations. Analysis: Must be able to analyze numbers and use those skills as they pertain to the loan underwriting process. Must be organized, efficient, and able to work independently and be detail oriented to generate accurate reports. Able to work with and interpret multiple sources of data to provide senior management with accurate information. Attention to Detail: Regard for all key details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details. Oral/Written Communication: Must be able to communicate thoughts professionally and effectively, both orally and written. Must be able to communicate throughout the organization and to all levels of staff as well as external contacts. Time Management: Ability to effectively manage one's time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks. EDUCATION AND EXPERIENCE Bachelor's degree (B. A. or B.S.) in finance, accounting, or business-related field required and three to five years' of credit analysis experience. Computer and data processing literacy required, including adept experience with Microsoft Office programs and Fiserv software. Experience with Lending Cloud is helpful but not required. Bank regulation and compliance is required. Mathematical, organizational, and verbal and written communication skills required. Must be highly motivated with good communication skills, able to work independently, and capable of executing tactical plans in line with strategic objectives. LANGUAGE SKILLS Ability to read, analyze, interpret, and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, policy, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public. MATHEMATICAL SKILLS Ability to apply mathematical operations including but not limited to variance analysis, factor analysis, correlation techniques, sampling theory and sensitivity analysis. REASONING ABILITY Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables. CERTIFICATES, LICENSES, REGISTRATIONS Valid driver's license required for travel to Bank offices, training sessions, customer meetings, Bank, and community meetings, etc. Ability to speak a foreign language is helpful but not required. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception. Must be willing to work more than 40 hours per week and on some weekends as required. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate. _____________________________________ The above statements are intended to describe the general nature and level of work being performed by the person assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Further, this job description is not intended to limit or in any way modify the right of any supervisor to assign, direct and control the work of any employee under his/her supervision. I further understand that employment is at the will of the employer and either the employer or the employee may at any time terminate the employment with or without cause. I further understand that no representations, promises, or commitments made by supervisors or other company representatives relating to this position or duration of employment are binding on the company. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Preparation of various loan system reports, including those that are submitted to the Board of Directors on a monthly basis. Preparation of technical exception reports, non-conforming loan reports, etc., for the eventual benefit of loan officers and Board of Directors. Responsible for completing financial analysis reviews assigned and loan proposals. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same. Responsible for the entering of financial statement tracking, which includes entering information into the tracking system and also into the CASH software. This includes spreading all financial statements when they are received. Monitor credit files to ensure adequacy of documentation and timeliness of financial statements. Generate letters on a timely basis requesting current financial statements from customers. Review all downgraded loans to ensure we have proper real estate valuations in each file. Order re-evaluations as deemed necessary. Review and update loan documentation as required in loan policies and bank regulations. Keep abreast of changes in regulation and procedures that affect loan documentation and compliance. Assist with the appraisal process; including but not limited to; ordering appraisals, reviewing appraisals, and maintaining communication between bank and vendors. Perform various compliance related audits and projects as assigned. Attend training sessions to learn about the regulations that pertain to commercial loans and train other commercial loan personnel about the changes in regulations as they occur. Examine files systematically for adequacy of credit and/or deficiencies and report examination results to the supervisor, other officers or management as requested. Assist external and internal auditors in their reviews. Provide support to commercial lending staff and officers as needed. Knowledge, skill and mental development equivalent to the completion of a bachelors degree (in the field of business), which includes specific courses in accounting and finance. One year of bank audit experience and knowledge of bank credit review, audit and/or compliance procedures and policies. Strong computer software knowledge of and skills and experience with word processing and spreadsheet software, preferably Word and Excel. Good verbal communication skills as evidenced by the ability to interact both face-to-face and over the telephone with examiners, consultants, auditors, customers and co-workers. Demonstrated ability to use tact, diplomacy, and a professional personal appearance, when dealing with examiners, consultants, auditors, customers and co-workers. Ability to manage multiple tasks simultaneously in a fast-paced environment. Strong customer service and relations skills. Creativity and initiative. Organizational and time management skills. Analytical and problem-solving abilities. Good written communication skills. Good proof reading and editing skills. Accuracy and attention to detail. This position is eligible for a $500 referral bonus.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The AB (Asset-Based) Portfolio Specialist manages a portfolio of asset-based structured loans in a variety of industries. The AB Portfolio Specialist is responsible for actively monitoring financial and collateral trends and recommending appropriate action. Responsibilities also include reviewing requests for loan modifications, analyzing financial performance, negotiating terms, drafting proposals, reviewing documents, and preparing recommendations for approval. The FAM Specialist ("Specialist") is responsible for the timely completion of accurate financial statement spreads and risk ratings in support of underwriting new credit requests, renewals, and traditional portfolio monitoring. The Specialist will also perform annual reviews on client relationships in alignment with Business Unit policy and procedures. Responsibilities: * Build trust and strong relationships and proactively drive engagement with Underwriting, Credit Executive and Client team partners. * Spread and analyze complex financial information, including Personal Financial Statements, Brokerage statements, Personal Tax Returns and Schedule K-1s, Business financials, etc. for high-net-worth clients. * Accurately risk rate clients using regulatory definitions, good credit judgement and the Risk Rating Scorecard tool. * Effectively and concisely communicate spreading and risk ratings outcomes with key business partners. * Understand and leverage tools, systems, and applications used in day-to-day functions such as Excel, Outlook, GUS, Loan IQ, EDR, Risk Rating Scorecard, etc. * Understand and accurately apply risk rating scorecard and spreading guidance. Required Qualifications: * Experience: 3-5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role, including financial covenant testing and the ability to interpret and apply Commercial credit agreement terminology and concepts. * Policies and Procedures: 2+ years of credit analysis experience with Commercial credit policies and procedures * Technical Skills: Proficient in interpreting various Commercial loan documents. * Credit Analysis: Strong working knowledge of commercial loan structures and financial statement analysis, including personal financial statements, brokerage statements, rent rolls, and NOI statements; ability to identify and escalate early signs of credit deterioration, within the Commercial credit structure. * Operational Support: Exposure to GMS/Tableau reporting, documentation management, and process improvement. * Project Coordination: Capable of independently running analysis on credit supported small projects and streamlining team operations. * Systems Knowledge: Working proficiency with Commercial loans, collateral, client data and workflow systems along with SharePoint, and Adobe Acrobat. Desired Qualifications: * Bachelor's degree in Accounting, Finance or equivalent experience * System knowledge of LIQ, PACE, GMS, GUS, EDR, Genesis, Image Trust, Navigator, SharePoint , KYC, Adobe Acrobat Standard Skills: * Attention to Detail * Client Management * Decision Making * Underwriting * Credit Documentation Requirements * Critical Thinking * Portfolio Management * Problem Solving * Written Communications * Financial Analysis * Negotiation Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

Responsible for enforcing credit policies all collection activity associated with an assigned portfolio of accounts. Accurately complete daily, weekly & monthly activities to meet performance objectives set by management. Develop solid relationships with key internal contacts and external customers through an ongoing written and verbal dialog. Responsibilities * Provides quality internal and external customer service surrounding the Company values. * Assess credit risk for new customers daily and existing customers semi-annually using automated processes per stated schedules. * Prepare balance sheet reconciliations for allowance accounts. * Participate in various department projects to drive quality improvements, processes, and initiatives. * Prepare reports and analyses for management including cash receipts forecast. * Independently prioritize and execute daily collection activities; contact customers for payment via telephone and email, document and maintain timely collection notes in the collection tool and establish appropriate follow-up. * Perform root cause analysis to resolve customer disputes, billing issues, deductions and propose process enhancements to avoid future issues. * Contact delinquent customers by phone and email. * Prepare customer account reconciliations. * Evaluate customer payment trends and recommend accounts for escalated collection efforts. * Negotiate terms for settlements and payment plans for management approval. * Establish and maintain effective, cooperative and collaborative working relationships with colleagues, customers and cross-functional teams. * Provide ad-hoc reporting, as requested. * Other duties as assigned. Qualifications * Ability to work on multiple projects simultaneously. * Ability to work both independently and with others. * Ability to operate in a fast moving, team-oriented, collaborative environment with tight deadlines. * Proficient in use of financial, accounting, and collection systems * Effectively communicate both verbally and in writing across all levels of the organization. * Establish and maintain effective, cooperative, and collaborative working relationships with colleagues, customers, and cross-functional teams. * Excellent time-management, organization, prioritization, and problem-solving skills. * Detail oriented with high degree of accuracy. Preferred Experience * 3 - 5 years Credit & Collection experience in a high-volume B2B service industry environment. * College graduate with Bachelor's or Master's degree in Business Administration, Accounting, or Finance preferred or equivalent experience. * Prior experience particularly in the data center or other technology services industry. * Basic understanding of financial statements, customer contracts and collection processes. * Experience creating Excel formulas (including xlookups, vlookups) and pivot tables. Working Conditions * Hybrid Pay TransparencyTierPoint is committed to practices that promote pay equity and transparency. We provide a compensation range for roles that may be hired in locations with pay transparency law requirements. It's important to note the pay range may be narrower than displayed, as various factors are used to determine the offered compensation package including skill set, level of experience, geographic locations, and other relevant factors- i.e. budgetary requirements. Pay Range $54,000.00 - $83,829.12 #LI-CG1 #LI-Hybrid

ROLE OVERVIEW We are seeking a Business Credit Analyst, this role plays an important part in evaluating commercial loan requests and supporting the growth of our business lending portfolio. You'll analyze financial data, assess risk, and prepare loan proposals that align with our credit union's standards and member-focused values. This position requires strong analytical skills, attention to detail, and a collaborative mindset. KEY RESPONSIBILITIES Work closely with the Asst. Vice President of Business Lending to build relationships with prospective business members and meet annual portfolio growth goals. Review and underwrite business loan applications in accordance with established policies and guidelines. Analyze financial statements, tax returns, credit reports, and other data to assess loan profitability and risk. Utilize Sageworks and other underwriting software to support credit analysis and documentation. Evaluate collateral sources and monitor the financial health of business borrowers. Prepare comprehensive loan proposals for presentation to the Loan Committee. Ensure loan files are complete, accurate, and compliant prior to closing. Serve as a subject matter expert on business lending products and procedures. PREFERRED QUALIFICATIONS Bachelor's degree in Finance, Accounting, Economics, or a related field (preferred but not required). 2+ years of experience in credit analysis, commercial lending, or financial services. Proficiency in Microsoft Word, Excel, and financial analysis tools. Strong understanding of financial statements and business tax returns. Excellent communication skills and ability to work in a member-focused, sales-oriented environment. Collaborative team player with strong problem-solving abilities. Professional demeanor and commitment to credit union policies and service standards.

Why Liberty First Credit Union? Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Credit Solutions Representative General Summary: Carry out various duties related to delinquent accounts for the Credit Solutions/Lending department. Serve our Membership by assisting members with their financial needs along with creating an awareness of all products and services to new and current members. Job Duties: Delinquency Duties Provide assistance and options to members with delinquent accounts. Conduct collection calls on past due loans and overdrawn deposit accounts. Assist in the recovery and sale process of repossessions. Process daily delinquent notices such as 5, 7, 14 or 15 days, Right to Cure Letters, and Health & Accident Insurance Claims. Report delinquencies, foreclosures, and recovery plans to Management. Develop the knowledge of all state and federal regulations that are applicable to the processing of delinquent loans and deposit accounts to stay in compliance. Develop a working knowledge of the Bankruptcy Act and consumer protection regulations. Prepare data and documents for judgements and other legal actions. Assist with NADA Book value inquiries. Assist with processing claims for payment protection programs. Develop a working knowledge of the Credit Union's data processing and collection system. Credit Union Products & Lending Duties Develop an understanding of Credit Union history, philosophy, organization, bylaws, and operational procedures. Develop the ability to cross-sell all credit union products to provide financial services for new and current members. Assist with taking deposit and loan applications by conducting the interview process, gathering background information as required. Maintain knowledge of rates and terms for deposits and loan products to assist in providing quotes to members. Crosstrain throughout the credit union departments to maintain product knowledge and services to up-sell and cross-sell to our members. Handle acquisition and sale of foreclosure properties. Function as a backup to open new accounts and assist with loans. Additional Duties Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable with the ability to work independently and in a team environment with positive work actions. Meet performance objectives and expectations (i.e. Sales, Service and Reliability). Participate in community and business-related events conducting oneself in a professional manner in relationship to all credit union activities. Develop a working knowledge of competitor's products/services with continued interest in improving quality products/services for the credit union. Complete in-house training based on required classes set up for this position. Assist in any area as directed by management. Job Requirements: 1 year of financial institution experience with service/sales experience preferred. Some post-high school education preferred. Professional, well-developed interpersonal skills required for servicing our members, with the ability to consistently demonstrate a positive attitude and professional image. Excellent written and verbal communication skills Must demonstrate good judgment and decision-making skills. Ability to analyze variables and complicated situations and apply procedures and principles to develop solutions. Work Hours Full-time. Monday - Friday plus Saturday rotation. Location Lincoln, NE Wage Base Hourly Wage: $20+per hour. Negotiable Eligible for monthly incentives Eligible for a discretionary gain-share plan payment annually Eligible for a base wage increase annually as part of a merit performance review LFCU BENEFITS AND OTHER PROGRAMS Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to associates Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - associate paid Flexible Spending Accounts (FSA) - Health Savings and Dependent Care Retirement Plan - LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions. Gain Share Plan - Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance. Employees are also rewarded based on their level of performance and contributions to the success of the credit union. Paid Leave Vacation- 2 weeks/year for new hires Sick - 2 weeks/year for new hires Personal Day - 2 days earned after one year Holiday Pay - 6 per year. Plus 5 reserved holidays designated as either all-staff meetings or paid days off. Funeral Leave Additional Programs Anniversary Award Employee Assistance Program Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation

Job Description Why Liberty First Credit Union? Join the best small company to work for in Lincoln and Omaha! We have 100 employees and 6 locations in the Lincoln and Omaha area. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Credit Solutions Representative General Summary: Carry out various duties related to delinquent accounts for the Credit Solutions/Lending department. Serve our Membership by assisting members with their financial needs along with creating an awareness of all products and services to new and current members. Job Duties: Delinquency Duties Provide assistance and options to members with delinquent accounts. Conduct collection calls on past due loans and overdrawn deposit accounts. Assist in the recovery and sale process of repossessions. Process daily delinquent notices such as 5, 7, 14 or 15 days, Right to Cure Letters, and Health & Accident Insurance Claims. Report delinquencies, foreclosures, and recovery plans to Management. Develop the knowledge of all state and federal regulations that are applicable to the processing of delinquent loans and deposit accounts to stay in compliance. Develop a working knowledge of the Bankruptcy Act and consumer protection regulations. Prepare data and documents for judgements and other legal actions. Assist with NADA Book value inquiries. Assist with processing claims for payment protection programs. Develop a working knowledge of the Credit Union's data processing and collection system. Credit Union Products & Lending Duties Develop an understanding of Credit Union history, philosophy, organization, bylaws, and operational procedures. Develop the ability to cross-sell all credit union products to provide financial services for new and current members. Assist with taking deposit and loan applications by conducting the interview process, gathering background information as required. Maintain knowledge of rates and terms for deposits and loan products to assist in providing quotes to members. Crosstrain throughout the credit union departments to maintain product knowledge and services to up-sell and cross-sell to our members. Handle acquisition and sale of foreclosure properties. Function as a backup to open new accounts and assist with loans. Additional Duties Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable with the ability to work independently and in a team environment with positive work actions. Meet performance objectives and expectations (i.e. Sales, Service and Reliability). Participate in community and business-related events conducting oneself in a professional manner in relationship to all credit union activities. Develop a working knowledge of competitor's products/services with continued interest in improving quality products/services for the credit union. Complete in-house training based on required classes set up for this position. Assist in any area as directed by management. Job Requirements: 1 year of financial institution experience with service/sales experience preferred. Some post-high school education preferred. Professional, well-developed interpersonal skills required for servicing our members, with the ability to consistently demonstrate a positive attitude and professional image. Excellent written and verbal communication skills Must demonstrate good judgment and decision-making skills. Ability to analyze variables and complicated situations and apply procedures and principles to develop solutions. Work Hours Full-time. Monday - Friday plus Saturday rotation. Location Lincoln, NE Wage Base Hourly Wage: $20+per hour. Negotiable Eligible for monthly incentives Eligible for a discretionary gain-share plan payment annually Eligible for a base wage increase annually as part of a merit performance review LFCU BENEFITS AND OTHER PROGRAMS Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to associates Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - associate paid Flexible Spending Accounts (FSA) - Health Savings and Dependent Care Retirement Plan - LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions. Gain Share Plan - Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance. Employees are also rewarded based on their level of performance and contributions to the success of the credit union. Paid Leave Vacation- 2 weeks/year for new hires Sick - 2 weeks/year for new hires Personal Day - 2 days earned after one year Holiday Pay - 6 per year. Plus 5 reserved holidays designated as either all-staff meetings or paid days off. Funeral Leave Additional Programs Anniversary Award Employee Assistance Program Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation #hc202952

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. Exposure to cross-functional collaboration and insight into how a global organization operates. Professional development opportunities, including mentorship from experienced leaders. A chance to enhance your skills and apply classroom knowledge in a real-world setting. Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: Currently pursuing a degree in Finance or a related field. Available to work 30-40 hours per week from May through August. Strong communication, organization, teamwork, and interpersonal skills. A proactive attitude and willingness to learn. Physical Requirements: Primarily office-based with extended computer use (up to 8 hours/day). Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. No unusual lifting, environmental, or exertion requirements. Essential Functions: Bring curiosity and a growth mindset to learning credit processes and financial systems. Reconcile customer accounts promptly to ensure accuracy and up-to-date records. Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. Communicate clearly and professionally across all channels with strong verbal and written skills. Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. Collaborate across departments to support credit operations and contribute to team goals. Apply critical thinking and creativity to identify solutions and improve processes. Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. “In order to be the best, we must hire the best.”

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: * Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. * Exposure to cross-functional collaboration and insight into how a global organization operates. * Professional development opportunities, including mentorship from experienced leaders. * A chance to enhance your skills and apply classroom knowledge in a real-world setting. * Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: * Currently pursuing a degree in Finance or a related field. * Available to work 30-40 hours per week from May through August. * Strong communication, organization, teamwork, and interpersonal skills. * A proactive attitude and willingness to learn. Physical Requirements: * Primarily office-based with extended computer use (up to 8 hours/day). * Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. * No unusual lifting, environmental, or exertion requirements. Essential Functions: * Bring curiosity and a growth mindset to learning credit processes and financial systems. * Reconcile customer accounts promptly to ensure accuracy and up-to-date records. * Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. * Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. * Communicate clearly and professionally across all channels with strong verbal and written skills. * Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. * Collaborate across departments to support credit operations and contribute to team goals. * Apply critical thinking and creativity to identify solutions and improve processes. * Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. "In order to be the best, we must hire the best."

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. Exposure to cross-functional collaboration and insight into how a global organization operates. Professional development opportunities, including mentorship from experienced leaders. A chance to enhance your skills and apply classroom knowledge in a real-world setting. Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: Currently pursuing a degree in Finance or a related field. Available to work 30-40 hours per week from May through August. Strong communication, organization, teamwork, and interpersonal skills. A proactive attitude and willingness to learn. Physical Requirements: Primarily office-based with extended computer use (up to 8 hours/day). Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. No unusual lifting, environmental, or exertion requirements. Essential Functions: Bring curiosity and a growth mindset to learning credit processes and financial systems. Reconcile customer accounts promptly to ensure accuracy and up-to-date records. Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. Communicate clearly and professionally across all channels with strong verbal and written skills. Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. Collaborate across departments to support credit operations and contribute to team goals. Apply critical thinking and creativity to identify solutions and improve processes. Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. “In order to be the best, we must hire the best.”

Join Our Team as a Collections Analyst at GardaWorld Are you ready to take your career to the next level? Join GardaWorld, where we believe in empowering our team members to excel and grow professionally. As a Collections Analyst, you'll dive into a fast-paced, dynamic environment where your attention to detail, organizational skills, and ability to meet deadlines will be key to your success. If you're a motivated individual with a passion for collections and accounting, we want you on our team. Step into a role where your contributions truly matter and help us drive our mission forward. Ready to make an impact? Apply now! What's in it for You Competitive Salary: $52,000.00 - $54,000.00 / year base, plus bonus eligible Work Site Location: 100% Onsite at Corporate Office, St. Louis, MO Set Schedule: Monday through Friday, 8:00 a.m. to 5:00 p.m. Comprehensive Benefits: Medical, dental, and vision insurance plans, 401(k) with employer matching contributions, paid time off (PTO) policy, paid holidays, disability coverage, and life insurance options. Career Growth: Career growth opportunities at GardaWorld Your Responsibilities Engage with Customers: Reach out to clients via phone and email, maintaining a professional and friendly demeanor while securing timely payments and addressing any concerns with precision. Investigate and Resolve Billing Errors: Dive deep into billing discrepancies, using your keen eye for detail to identify issues and quickly initiate corrective actions that get results. Drive Collection Success: Take charge of your assigned portfolio, proactively reducing past-due amounts and ensuring customers understand the importance of keeping their accounts current. Master Cash Application Troubleshooting: Spot cash application errors with ease and take swift action to correct them, ensuring accuracy and smooth financial operations. Navigate Chargebacks Like a Pro: Understand, investigate, and resolve chargeback deductions, ensuring our financials stay in top shape. Take Ownership of Projects: Tackle various duties and special projects with enthusiasm, continuously improving processes and contributing to the team's overall success. Be the Solutions Provider: Work collaboratively with customers and internal teams to not just resolve issues but offer valuable solutions, ensuring long-term satisfaction and success. Your Qualifications: Authorized to work in the United States Able to pass an extensive screening process Prior business-to-business collections experience OR a four-year business degree (accounting, finance, business administration, or related) Your Skills and Competencies: Competencies: Attention to Detail Organization Problem-Solving Communication Time Management Customer Service Orientation Basic Accounting Principles / Financial Acumen Relationship Management Adaptability Ideal Skills, Characteristics, & Experiences Prior business-to-business (B2B) collections experience OR a four-year business degree Detail-oriented and highly organized A proactive self-starter Strong communication skills with colleagues, clients and other stakeholders Ability to problem solve and create reasonable solutions Comfortable working with various computer programs (ERP Systems, Microsoft Office Suite, Customer Accounting Portals) GardaWorld: Make the World a Safer Place In the United States, GardaWorld Security remains the only guarding security company Certified by Great Place to Work. This could be more than a job - 26% of our corporate employees started as frontline workers. GardaWorld Security is a global champion in sophisticated and tailored security solutions, employer and training highly skilled and dedicated professionals across the globe, offering a wealth of opportunities to individuals looking to gain experience and develop professionally in a growing industry. It is the policy of GardaWorld Security Services to provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, veteran status, or disability in accordance with applicable federal laws. In addition, GardaWorld Security Services complies with applicable state and local laws governing nondiscrimination in employment. This policy applies to all terms and conditions of employment including, but not limited to hiring, placement, assignment, promotion, termination, layoffs, recalls, transfers, leaves of absence, compensation, and training. It is also the policy of GardaWorld Security Services not to honor requests that employees be assigned on the basis of sex or any other classification protected by law, unless such request is based on a bona fide occupational qualification for that assignment.