Credit analyst jobs in Portland, ME - 299 jobs

Medfield, Massachusetts **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (**************************************************************************************************************** **Job Description:** This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. **Responsibilities:** - Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities - Assists, educates, and trains clients on conducting simple transactions through self-service technologies - Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy - Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping - Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements **Required Qualifications:** - Has a minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment - In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months - Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client - Collaborates effectively to get things done, building and nurturing strong relationships - Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives - Confident in identifying solutions for helping new and existing clients based on their needs - Strong written and verbal communications skills - Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) - Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances - Applies strong critical thinking and problem-solving skills to meet clients' needs - Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously - Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) - Can be flexible to work weekends and/or extended hours as needed **Desired Qualifications:** - Associate's Degree or Bachelor's Degree in business, finance or a related field - Experience working in a financial center where goals were met or exceeded - Retail and/or sales experience in a salary plus incentive environment - Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded - Experience with financial information, spreadsheets and financial skill - Knowledge of banking products and services - Strong computer skills including Microsoft applications and previous experience utilizing laptop technology **Skills:** - Active Listening - Business Acumen - Customer and Client Focus - Oral Communications - Problem Solving - Account Management - Client Experience Branding - Client Management - Client Solutions Advisory - Relationship Building - Business Development - Pipeline Management - Prospecting - Referral Identification - Referral Management **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent _It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability._ **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Analyst, Transactions page is loaded## Analyst, Transactionslocations: Bostontime type: Full timeposted on: Posted Todayjob requisition id: R2137**Job Description Summary**For over forty years, HarbourVest has been home to a committed team of professionals with an entrepreneurial spirit and a desire to deliver impactful solutions to our clients and investing partners. As our global firm grows, we continue to add individuals who seek a collaborative, open-door culture that values diversity and innovative thinking.In our collegial environment that's marked by low turnover and high energy, you'll be inspired to grow and thrive. Here, you will be encouraged to build on your strengths and acquire new skills and experiences.We are committed to fostering an environment of inclusion that promotes mutual respect among all employees. Understanding and valuing these differences optimizes the potential of both the individual and the firm.HarbourVest is an equal opportunity employer.This position will be a hybrid work arrangement. You will receive 18 remote workdays per quarter to use at your discretion, subject to manager approval. For example, you may choose to work in the office 4 days per week and take one remote day weekly (typically 13 weeks per quarter), leaving 5 additional remote days to be used as needed.The Analyst will serve as a member of the Transactions team supporting the investment function in investing capital as well as improving business operations. The role will have exposure to a wide range of activities surrounding the transaction closing process. This includes but is not limited to communication among relevant internal and external parties, supporting closing process and documentation, recording and reconciling transactions in our internal systems, and Know Your Client (KYC). This position will serve as a liaison with internal departments such as Legal, Accounting, Treasury, Tax, Compliance, and Portfolio Analytics, in addition to external parties, while observing all internal policies. The Analyst will support investments made from our offices in Boston, Toronto, London, Hong Kong, and Singapore. Prior experience with private equity, private credit, or corporate law firm would be an asset. Ability to provide notary services as a Notary Public of Massachusetts would also be an asset. This role is not focused on evaluating investment opportunities.## The ideal candidate is someone who is:* An exceptionally organized individual with an outstanding attention to detail* A team-player that is able to efficiently prioritize multiple projects and meet target dates with little direct supervision* Quick to develop a strong understanding of new systems, data relationships, and processes* Able to communicate professionally and confidentially with colleagues of all levels and across multiple teams## ## What you will do:* Coordinate documentation in support of investment execution (e.g., obtaining signatures, tax and compliance documents, wiring instructions, contact sheets)* Work closely across multiple groups and geographies to ensure compliance with all closing processes, internal documentation, and reporting procedures* Assist with the implementation of Transactions strategic initiatives, ad-hoc operational projects, and other aspects of group management* Maintain internal systems for planning and tracking investment closings for firmwide reference* Support associates/senior associates to facilitate and prepare the funding package for investments, ensuring that all requirements are satisfied completely, accurately, and in a timely manner* Reconcile discrepancies and work in internal systems and with internal business partners to ensure that appropriate information is entered in our systems accurately and completely* Track and upload transaction related legal and authorization documents* Prepare invoices for deal-related expenses and provide allocations for deal-related invoices received* Monitor incoming legal communications from General Partners* Provide Notary Public services* Other responsibilities as required## ## What you bring:* Proven problem-solving and analytical skills* Strong attention to detail* An ability to handle multiple projects* Excellent written and verbal communication skills* Experience working with Microsoft Excel, Word and PowerPoint* Prior experience with private markets or corporate law would be an asset## ## Education Preferred* Bachelor of Arts (B.A) or equivalent experience* Bachelor of Science (B.S) or equivalent experience**Experience*** 0-2 Years relevant experience preferred#LI-Hybrid**Salary Range**$70,000.00 - $90,000.00This USD base salary range represents only one component of total compensation for this role and is provided in accordance with local requirements. This role is eligible for a discretionary annual bonus, which is determined based on individual and overall firm performance. In addition to salary and bonus, total compensation may include eligibility for long-term reward programs and a comprehensive total rewards package that may include retirement, health, insurance, paid time off, and wellness programs. Our total rewards offerings are influenced by several business factors, and eligibility for certain components will vary by position and geography. Please note the posted ranges do not apply outside the U.S. and should not be converted to other currencies as a proxy for compensation in other countries.HarbourVest is an independent, global private markets firm with over 43 years of experience and more than $146 billion of assets under management as of June 30, 2025. Our interwoven platform provides clients access to global primary funds, secondary transactions, direct co-investments, real assets and infrastructure, and private credit. Our strengths extend across strategies, enabled by our team of more than 1,270 employees, including more than 230 investment professionals across Asia, Europe, and the Americas. Across our private markets platform, our team has committed more than $64 billion to newly-formed funds, completed over $66 billion in secondary purchases, and invested over $49 billion in direct operating companies. We partner strategically and plan our offerings innovatively to provide our clients with access, insight, and global opportunities. #J-18808-Ljbffr

A leading financial institution in Boston seeks a Private Banker to develop, manage, and retain high net worth client relationships. The role involves providing financial advice, ensuring compliance with regulations, and utilizing strong relationship management skills. Candidates should possess a Bachelor's degree and five years of relevant experience in private wealth management. This position offers competitive salary and comprehensive benefits. #J-18808-Ljbffr

The Role We are looking for a forward-looking self-starter who thrives in a fast-paced environment. This individual must combine their validated ability to collaborate and customer focused mentality with solid analytical and development skills to provide creative and complete solutions to complex business and technical problems! The Expertise & Skills You Bring 3+ years of business or systems analysis experience (within financial services industry preferred) Derivative Trade Processing and Collateral Management domain expertise from a business and/or technology Experience with Calypso Configuration & CATT tool Experience in defining clear and concise requirements for and providing support for Financial applications Experience with JIRA, Postman, Excel, SQL, and Microservices based applications preferred Ability to understand the technology and software architecture of an application Strong analysis skills, with a proven track record of delivery of sophisticated technology projects Bachelor's degree or equivalent experience in either Computer Science, Management Information Systems, Business Information Systems, Mathematics or Finance related field Good interpersonal, relationship management and facilitation skills. You are a strong contributor with a dynamic work style Ability to establish and maintain positive relationships with business partners and technology Confident with having trade off conversations with business partners A consistent track record of excellent written and verbal communication skills with business and technical team members across the organization Personal Information First name Last name Email Address City State Zip code Phone number Attachments Attach your Resume Attach Dropbox Paste Attach a Cover letter Attach Dropbox Other Information How did you hear about this position? Your Legal Work Authorization in the US? Are you currently employed? Will you be able to join us on our W-2? What is your desired salary / hourly rate? If on a Visa, will you be able to transfer your Work Visa to us? What is your motivation for Change/New Job Opportunity? If Currently working, what is your Notice period? What is your current location? Are you ready to relocate? Can you provide proof of legal right to work in the United States? If Hired when will you be able to start? #J-18808-Ljbffr

Locust Walk Job Description: Experienced Analyst Office: Boston, MA; must have U.S. Citizenship or Green Card Locust Walk is a global investment bank that partners with founders, executives, and board members to drive strategic transactions and create newcos to finance innovation. Our 17-year history of success was forged through our Co-founder MentalityTM focused on innovators, our local on the ground presence in Boston, San Francisco, Tokyo, and Beijing, and our deep understanding of how science and data translate into actionable transactions and business strategy. Why is this role potentially just right for you? If you are looking to build your career with a fast-growing investment bank and newco creation shop with significant upside potential in position, responsibility, and compensation, we're looking for you. Our Analysts have a strong passion for life sciences and all know this is the career they want long term; in fact, this role is “Partner Track” as we look to find the future leaders of the firm from within. You do not need an MBA to advance through the ranks. You will have the opportunity to work with multiple clients simultaneously on both the sell-side to global players and newco opportunities to create optionality for clients diversifying your experience and providing a highly dynamic environment. The hours are more manageable than an investment bank, the work more execution oriented than a consulting firm, and the atmosphere and work environment more fast paced than working inside a company. A week in life for this role? The focus for the Analyst is to play a key role in executing the Firm's engagements. Our engagements range from executing strategic partnership deals, M&A transactions, and creating Asset-based newcos. Our Analysts assist in identifying target partners and making sure all outreach is coordinated, weekly client updates, and board update materials, producing deal marketing materials, financial valuation and comparable transactions analysis, and deal modeling in support of negations. Analysts will receive significant responsibility and ownership over their work, including multiple opportunities to present to both the firm and clients. Newcos involve creating management presentations, exploring use of proceeds, creating term sheets and valuation analysis for asset originators, drafting investment memos, and assisting with the financing process to launch the company. Business development activities are essential to furthering our growth. An Analyst will oversee the maintenance and updating of our proprietary databases used for our quarterly market conditions as well as preparing thought leadership and analytics. Our senior deal team is dedicated to the professional growth of our Analysts. Each engagement provides a new learning opportunity, and we aim to vary the team members assigned to new clients so that everyone has the chance to work with different colleagues while still gaining exposure to different transactions. Prior positions of responsibility and skills that would be good for this role? Experience in life science consulting, investment banking, venture capital industry or internal biotech business/corporate development is a requirement. We are looking for someone who is currently working in a life science strategy consulting firm (new opportunity prioritization; partnering and M&A strategy; commercial due diligence) or healthcare group of an investment bank and is frustrated by either not seeing their consulting projects through to execution or find banking or equity research too high level and transactional without the ability to impact a company in more material ways. Handing a deliverable to the client and wishing them good luck is not satisfying nor is simply making decks / memos and handing execution to the capital markets or M&A teams. Additionally, if you are in a business development or corporate development role and miss or long for the intellectual stimulation of working in a fast-paced environment on multiple projects but also want to “do deals,” this job is for you. Professional and Academic Prowess. All our team members have different strengths that contribute to the success of our firm. The background for an Analyst position would ideally illustrate the following attributes: Passion for life sciences: some relevant industry experience is preferred. We want to know this is where your passion lies and what to make your career Track record working on transactions in the life science space: working directly or in a supportive role on strategic transactions, M&A, and/or financings is helpful including if at a consulting firm Strong scientific academic track record: While we don't care what school you attended, you must have at least an undergraduate science major if not more since our work is scientifically rigorous. We don't just work on financial analysis. Interest in entrepreneurship and working with early-stage companies: We don't typically work for pharma. Small publicly traded and venture backed companies are our typical clients as well as the newcos we create. The right amount of experience: 12 to 36 months' experience in a life science consulting firm or similar capacity is ideal. We do not take applicants directly out of university but at the same time we want people on the fast track and figured out early this is what they want to do Note: If you do not have prior biopharma consulting, investment banking, equity research, venture capital, corporate development, or business development experience, then unfortunately this job is not the right fit. An MBA from a top institution is a plus but not a requirement with the right work experience. Required Skills to be Successful. While many people can succeed behind the scenes grinding away on work. We are looking for someone with those plus people skills. Basic understanding of financial modeling (don't worry, we will teach you as well) Strong communication skills and comfort presenting in front of clients' senior management, Board, and speaking directly with physicians and other key opinion leaders Excellent written and oral presentation skills A proven track record of working on a team managing up and prioritizing complex tasks across various workstreams Strong competitive spirit balanced by a proven ability to work as part of a team Passion for life science transactions. At our core, we strive to help each of our clients achieve success through finding or creating a strategic partner via a pharma deal or newco. While we do not expect everyone applying to have a deal sheet, a strong interest and desire to “do deals” is important for this role where everything we do revolves around transactions. What is our culture? We look for entrepreneurial, growth-oriented individuals who are committed to the success of others. We have a high-performance culture that rewards creative solutions to daily challenges, as well as a strong work ethic while enjoying the ride. Locust Walk offers a mindful work-life balance within the context of an investment bank. We have a hybrid schedule with 3 days a week in-office and 2 days a week work-from-home. We believe this hybrid in-office culture is critical for our culture of mentorship and promotion from within. We are open and honest with each other and transparent in our dealings. This person needs to live the Locust Walk values. We are looking for people who fit our culture. Culture is very important to us, and that fit is critical. A brief overview of our core values and who we are looking for is below: Commitment to the Success of Our Clients Global team-based culture with individual accountability No team member is left behind: we are committed to succeeding together for the benefit of both our clients and the company Open and Courageous Communication In the spirit of caring for each other's success, we commit to being truthful and transparent in our communication and feedback, both to clients and inside the company, and we do so with empathy and success We commit to thoughtful and rigorous debate and feedback at all levels of the company The Locust Walk Leadership Team always strives to be as transparent as possible with the company Growth Mindset We thrive on challenges and are life-long learners. We are not afraid of failure, yet see it as a springboard Honest bi-directional feedback is important for building trusted, productive relationships. All our reviews are 360. Feedback should be given as soon as possible after an event or situation occurs rather than waiting for the moment to pass Entrepreneurial Spirit We are self-motivated to succeed and will do whatever it takes for our clients to succeed in an ethical manner We will always have a small firm ethos with an entrepreneurial mindset and minimized bureaucracy Enjoy the Ride We care about and for our clients and each other We work hard and integrate fun into the core of what we do. We all have unique interests and find common ways of sharing that with each other Wins are celebrated It's about the journey, not the destination

Pioneer Investments is a diversified asset management firm and a key franchise of Victory Capital Management (VCTR). Founded in 1928, Pioneer currently manages over $125 billion in assets across a wide range of strategies. We are seeking a Credit Research Analyst to join our Corporate Credit Research team. About Victory Capital: Victory Capital (NASDAQ: VCTR) is a diversified global asset management firm. We serve institutional, intermediary, and individual clients through our Investment Franchises and Solutions Platform, which manage specialized investment strategies across traditional and alternative asset classes. Our differentiated approach combines the power of investment autonomy with the support of a robust, fully integrated operational and distribution platform. Clients have access to focused, top-tier investment talent equipped with comprehensive resources designed to deliver competitive long-term performance. Victory Capital is headquartered in San Antonio, Texas. To learn more, visit *********** or follow us on Facebook, Twitter (X), and LinkedIn. General Summary and Purpose: The Credit Research Analyst will contribute to the success of the fixed income team by providing fundamental investment research and analysis on individual corporate bond and leveraged loan issuers. The Credit Research Analyst will be responsible for covering one or more industry sectors across the Investment Grade, High Yield and Leveraged Loan asset classes. The analyst will work closely with other research analysts, sector teams, portfolio managers and traders to lead the development of sector and asset class investment views and opportunities You Will: • Contribute to the success of the fixed income team by efficiently providing fundamental investment research and analysis on individual corporate bond and leveraged loan issuers. • Recommend investment ideas within a relative and absolute value framework, factoring in expected risk-adjusted returns within capital structures and between companies in the same industry. • Execute on the three pillars of credit research: Buy discipline, Surveillance, Sell discipline. • Write credit summaries based on research with buy/sell/hold recommendations, build and maintain company financial models to support investment theses. • Analyze financial results and perform valuation analysis. • Interact with credit rating agencies, external research analysts, and other independent sources to obtain external views on individual industries and issuers. • Self-starter with a strong sense of curiosity • Strong analytical skills, with the ability to examine financial statements, macro factors and security/bond covenants and indentures • Ability to quickly assess financial data and generate investment recommendations • Skilled at synthesizing information from a wide range of sources and effectively conveying ideas to the broader fixed income team • Strong communication skills-clear, concise and credible- to present our research process to clients and consultants • Effective financial modeling, writing and presentation skills • Ability to work in a highly collaborative environment • Willingness to conduct travel as part of the investment research process You Have: • 3-8 years of credit experience obtained in investment management or banking • Bachelor's degree • CFA designation and/or MBA preferred • Strong proficiency with Excel and Bloomberg Our Benefits: Victory Capital Management offers excellent Medical, Dental, Vision plans, Flexible PTO, Family Medical and Disability Leaves, Education Tuition Reimbursement and a 401k plan with a generous employer match. Target Compensation: The target base salary range for this position is $125,000 - $150,000 . Salaries are determined based on internal equity, internal salary ranges, market data/ranges, applicant's skills and prior relevant experience, certain degrees, and certifications. Victory Capital Management operates a pay-for-performance compensation philosophy and total compensation may vary based on role, location, department and individual performance. Victory Capital Management's total compensation package includes the opportunity for annual compensation bonuses and/or commissions and a generous benefits package. We are committed to equal employment opportunity without regard to actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth, pregnancy-related conditions, and lactation), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information, height, weight, hair texture or a hairstyle historically associated with race to include braids, locks, or twists; or any other characteristic protected by applicable federal, state, or local laws and ordinances.

Ready to turn numbers into narratives that power local growth? As a Commercial Credit Analyst, you'll be a go‑to partner for our Commercial Credit team-digging into financial statements, collateral, cash flow, and industry trends to craft clear, insightful, and timely credit memos that move great deals forward. You'll support both new loan requests and existing relationships, help shape lender and committee presentations, and jump in on special projects-including coordinating government lending program submissions-so your work directly strengthens our clients and our community. You bring a degree in Finance or Accounting (or equivalent experience), plus 1-2 years as a Credit Analyst in a financial institution. If you thrive on analytical rigor, crisp writing, and collaborative problem‑solving, you'll love the pace and impact here. This is a hybrid role anchored at our West Lebanon, NH operations center-perfect for someone who wants real responsibility, visibility, and room to grow. Apply today and put your talent to work on the deals that matter.

Do you have what it takes to win? Like a championship team, a leading global sports brand is built with a solid foundation of players at all levels who have an unending desire and dedication not only to succeed, but also to win. At Peak Achievement Athletics, our championship team is deeply committed to developing the most innovative sports equipment in the industry and we are always looking to strengthen our roster with talented players. Purpose & Core Values: Our purpose at Bauer Hockey/ Cascade Maverik Lacrosse is to enrich life experiences through sports. We have the responsibility to cultivate the future of our brands. We are always “we” and never “I”. We love what we do. We believe anything is possible and work to be our best. We strive to always redefine the standard of excellence in all that we do. Want to join our team as a Credit Analyst? The Credit Analyst contacts customers to address outstanding accounts receivable, creates cash forecasts, analyzes customer financial standing, manages orders, resolves disputes, and makes recommendations to mitigate risk for Accounts Receivable. This role develops strong relationships with internal & external customers; it addresses outstanding accounts effectively, securing prompt payment from customers while employing commercial sensitivity, business acumen, and good judgement. It also ensures procedures and internal controls are followed in compliance with corporate initiatives. This role reports to the Credit Supervisor and sits in our Exeter, NH office. The team works 3 days a week onsite, and 2 days a week from home. Essential Job Functions & Responsibilities: Manage accounts across multiple company codes and lines of business. Interact with customers during ongoing development of credit and financial history. The customer base has significant impact on the success of PAA. Analyze customer financial status, market conditions, and payment history to assess risk and make credit recommendations. Provide financial order management support to Supply Chain and Sales personnel to control credit exposure, effect timely payment and minimize risk of customer disputes. Proactively provide financial guidance in review of order backlog to control credit exposure. Manage credit hold status in SAP and recommend credit hold on product when applicable. Promptly notify appropriate team(s) of any customer disputes and/or collection issue preventing timely release of order and pursue issue to resolution. Recommend and implement credit extensions/revocations, and/or legal action where necessary. Evaluate the need for financial statements and security instruments on customers; facilitate obtaining and monitoring their effectiveness. Review Sales forecast to proactively identify potential credit issues. Deliver bi-weekly cash forecast requiring analysis of customer payment trends and customer feedback. Conduct collection calls and written communication to collect accounts receivable. Handle customer disputes to resolution and document root causes. Resolve billing discrepancies in a timely manner to increase cash flow and minimize accounts receivable delinquency. Negotiate payment plans, manage special credit arrangements and deviations from standard terms of payment. Review and make recommendations regarding bad debt or write-offs. Maintain accurate credit and collection files according to internal controls/policy. Maintain electronic collection notes for each customer account. Qualifications: Bachelor's degree in accounting, finance, business, or related field Minimum 1-2 years of experience in credit and collections (or equivalent experience). Strong written/verbal communication skills. Ability to interpret accounting principles of customer financial statements. Intermediate analytical and financial aptitude skills in risk assessment. Expert PC skills, including advanced level knowledge of Excel; SAP experience preferred. Understanding of corporate department functions, systems, processes and policies. Experience resolving complex problems where analyses of situations or data require an in-depth evaluation of various factors in imaginative and practical ways. Excellent interpersonal skills and ability to effectively communicate at all levels of the organization. Ability to thrive independently, prioritize work and support changing needs of a dynamic environment. Results driven and detail orientated. Demonstrated customer service skills and commitment to quality excellence. Ability to work in a fast-paced, dynamic environment and adjust quickly to changing priorities or business needs. Interested yet? Good. We are, too. We're pretty sure you'll want to know this position is eligible to participate in the Company's incentive plan. We also offer one of the most generous benefits packages around including a 401(k) savings plan with employer match, paid parental leave, an employee discount program on apparel and gear, casual & hybrid work environment and a host of other perks we don't have room to mention here. We are committed to employing a diverse workforce and are an equal opportunity employer. We use AI-assisted tools during parts of our recruitment process to help ensure fairness and efficiency. All final hiring decisions are made by our human hiring team.

Morgan Stanley Investment Management (“MSIM”), together with its investment advisory affiliates, has more than 1,300 investment professionals around the world and $1.7 trillion in assets under management or supervision as of June 30, 2025. Morgan Stanley Investment Management strives to provide strong long-term investment performance, outstanding service and a comprehensive suite of investment management solutions to a diverse client base, which includes governments, institutions, corporations and individuals worldwide. Position Summary We are seeking an experienced Credit Analyst with 5-10 years of leveraged credit experience to join our credit research team. The successful candidate will conduct in-depth credit analysis of leveraged loan issuers and follow issuer and sector trends to support portfolio management decisions in the primary and secondary market. This role requires strong financial modeling skills, rigorous credit-risk assessment capabilities, and the ability to articulate credit views and recommendations in written memos and presentations. Key Responsibilities Perform fundamental credit analysis of companies issuing broadly syndicated floating-rate loans. Evaluate credit risk across quantitative, qualitative, structural and relative value factors. Build, maintain, and update detailed financial models with a focus on cash flow and valuation. Prepare and present written credit investment memos and recommendations for new investments, stressed situations and secondary opportunities. Track issuer performance against underwriting expectations, monitor credit quality and portfolio exposures on an ongoing basis, produce periodic updates and alert portfolio managers to emerging risks and opportunities. Analyze loan documentation and credit agreements (covenants, collateral structure, intercreditor terms, lien priority, security packages) to assess structural protections under different scenarios. Engage with management teams, private equity sponsors, debt-advisors, industry contacts, sell side desks and other stakeholders as necessary to perform due diligence, market / industry research and to source new loan investment opportunities. Collaborate with portfolio managers, traders, and senior investment professionals to communicate credit views, discuss investment ideas, and coordinate relative-value analysis across sectors and instruments. Required Qualifications & Skills Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field. Advanced degree (e.g. MBA) or relevant certification (e.g. CFA) is a plus. 5-10 years of direct experience analyzing leveraged loans / syndicated credits / high-yield / leveraged finance transactions. Strong financial modeling skills, including building and maintaining cash flow models, valuation models and stress testing. Deep understanding of financial statements, accounting principles, credit metrics and ability to interpret qualitative factors including industry dynamics, business strategy and management strength. Strong written and verbal communication skills - capable of preparing credit memos, investment recommendations and presenting to investment committees and senior stakeholders. Prior experience with portfolio monitoring, relative-value analysis and trading desk collaboration. Familiarity with regulatory, compliance, and risk-management frameworks applicable to leveraged credit investments. Ability to work independently, manage multiple assignments and deadlines, and adapt to a dynamic market environment. Attention to detail, critical thinking, and sound judgment. Proficiency in Microsoft Excel, Bloomberg and/or other credit research tools. As part of our team, you will apply rigorous credit analysis to develop and manage a portfolio of floating-rate leveraged loans, influence investment decisions and contribute to portfolio risk and return outcomes. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $125,000 and $250,000 per year atthe commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Salary Grade:14 Identifies potential credit risks associated with new and existing commercial borrowers through the financial analysis process and works collaboratively with the Commercial Lenders to mitigate these risks. ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES: Credit Analysis Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations Provides independent input in the process of risk rating commercial borrowers Responsible for annual review date tracking for commercial customers Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor Responsible for accurately completing credit analysis with basic levels of complexity Credit Administration Duties Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed Other duties as assigned QUALIFICATIONS: EDUCATION & CERTIFICATIONS: (Minimum education required to perform the duties of this position) Bachelor degree required; major in accounting or finance preferable KNOWLEDGE, SKILLS & ABILITIES: One to two years of banking or business experience preferred Understanding of all Microsoft Office applications Ability to handle multiple priorities and significant workload Ability and willingness to produce high quantity and high quality work COMPETENCIES: Must have cyber security awareness to protect the digital environment, the Bank, and customers. Problem Solving Verbal and Written Communication Critical Thinking Skills Adaptability Eager Learner Learning Agility

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. The selected candidate should live within 50 miles of a GRS hub office, and be able to come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

Requirements EDUCATION/EXPERIENCE REQUIRED: Bachelor's degree, with a concentration in Business, Accounting or Finance and/or equivalent work experience. 1 to 3 years of credit analysis, appraisal review, or similar work experience is desirable. Experience with commercial credit underwriting for transactions ranging from $1MM to $10MM is desirable. CRE & construction experience is desirable. Strong analytical, critical thinking, and accounting and/or financial analysis skills are desirable. Computer literate, with specific experience in spreadsheet, asset/liability management and word processing applications. OTHER REQUIREMENTS: Must possess a valid driver's license, the use of a serviceable automobile that is properly registered and proper liability automobile insurance as required by state law. Must have strong written communications skills, including letter and report-writing ability. Must be able to lift files or other documents of approximately 20 pounds. Must be able to read and work with computer print-out reports. Must be able to stand or sit for extended periods of time. Must be able to spend extended periods of time operating a computer keyboard and working at a computer monitor. Must be able use the telephone to converse with coworkers for extended periods of time; must be able to communicate clearly by telephone; must have good listening ability and skills. Must be able to prioritize and organize work flow; must have good attention to detail; must be able to handle multiple jobs. Must have the ability to think through a problem, following proper steps in finding resolution. Must have a high degree of ethics and maintain confidentiality of customers and accounts. Must be friendly, courteous and sensitive to the needs of customers and coworkers. Must have a solid work ethic and desire to produce a large volume of high quality work within prescribed timeframes.

Performs commercial credit analysis and recommends appropriate credit structure on the most complex credit relationships in conformance with established policies, procedures, and objectives. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. This is a hybrid eligble position: 3 days in the office and 2 days remote. Responsibilities Spread a variety of financial statements and prepare cash flow analyses. Analyze financial statements and provide interpretative analysis for use in loan decision making. Underwrite new money requests, renewals, and modifications. Underwrite existing credits as part of the Bank's routine portfolio monitoring. This includes mortgage and investment reviews as well as authoring annual portfolio monitoring reports presented to Senior Management, the Board, and other Bank Committees. Work with credit colleagues, lenders, lending assistants, and other departments on a routine basis, demonstrating strong communication and teamwork skills throughout. Support and lead special projects within the Credit Analysis Department as required. Train and mentor assigned Credit Assistant and Credit Analysis Intern(s) in underwriting. Perform all duties in compliance with regulatory guidelines. Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers. Requirements Education Bachelor's Degree plus specialized course work and training is required An advanced business degree Work Experience 7+ years of commercial (C&I and/or CRE) credit-related experience is required Additional Requirements Must demonstrate a strong knowledge of commercial credit analysis including the ability to analyze repayment sources, evaluate risk, identify risk mitigation, and provide deep insight into the creditworthiness of a commercial borrower. Working knowledge of accounting and a solid understanding of commercial loan documentation. High attention to detail with strong analytical, communication, and interpersonal skills required. Strong working knowledge of Microsoft Office Suite and ability to learn new software, including the Bank's Commercial Loan Origination System. Expected Pay Range The expected annual pay range for this role is $76,463 to $135,731. This pay range is the annual salary we in good faith expect to pay for this role at the time of posting. Actual compensation paid may fluctuate higher or lower than the posted range and the range may be modified in the future due to several factors including, but not limited to, relevant experience, certifications, and qualifications, internal equity, adjustments to the requirements and responsibilities of the job, business needs, and economic and market data. EEO Statement Middlesex Savings Bank is an Equal Opportunity Employer/protected Veterans/Individuals with Disabilities

At Global Partners, business starts with people. Since 1933, we've believed in taking care of our customers, our guests, our communities, and each other-and that belief continues to guide us. The Global Spirit is how we work to fuel that long term commitment to success. As a Fortune 500 company with 90+ years of experience, we're proud to fuel communities-responsibly and sustainably. We show up every day with grit, passion, and purpose-anticipating needs, building lasting relationships, and creating shared value. : Additional Job Description: Pay Range: $16.03 - $20.46 The pay range for this position is outlined above. The final amount offered at the start of employment is determined based on factors including, but not limited to, experience level, knowledge, skills, abilities and geographic location, and the Company reserves the right to modify base salary at any time, including for reasons related to individual performance, Company or individual department/team performance and market factors. Our Commitments to You Coins! We offer competitive salaries and opportunities for growth. We have an amazing Talent Development Team who create trainings for growth and job development. Health & Wellness - Medical, Dental, Visions and Life Insurance. Along with additional wellness support. The Road Ahead - We offer 401k and a match component! Professional Development - We provide tuition reimbursement; this benefit is offered after 6 months of service. What to Expect From the Hiring Process We value passion and potential. Please apply if you're qualified and interested-we'd love to hear from you. A member of our Talent Acquisition team will review your application and may connect you with the hiring manager if your experience is a strong match. Interviews are conducted virtually and in person, depending on the role. We'll provide more details about next steps if selected to move forward. Global Partners LP is an equal opportunity employer. We foster a company culture where ideas from all people help us grow, move and thrive. We embrace the diversity of all applicants and do not discriminate against race, color, religion, sex, age, national origin, sexual orientation, gender identity, disability, protected veteran status or any other basis prohibited by federal, state or local law. If you have a disability and need an accommodation to apply, please contact our recruiting department at ************ or 781-7GP-WORK. *Disclaimer: At Global Partners, we don't use lie detector tests for any employment decisions. We follow all the rules and regulations, so we need to let you know: In Massachusetts, it's illegal to require or administer a lie detector test as a condition of employment of continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Primary responsibility for writing new business reports and processing customer credit applications. Provide answers to customer inquiries on new, out-of-date and in-date credit report files. All work follows the guidance and procedures as directed. POSITION HIGHLIGHTS:This role works with our Seafax team.Office location: 62 U.S. Rte 1, Cumberland Foreside, ME 04110 ESSENTIAL DUTIES AND RESPONSIBILITIES Gather, update, and analyze business data as required by policy manual.Recommend a credit advisement/limit based on information obtained while processing the credit application or new business report.Remain knowledgeable of current events and how they impact our customer's business.Provide professional assistance to both Information and Service clients.Maintain confidentiality and security of company and client information.Manage a consistent flow of work as directed to ensure customer satisfaction.Daily check-ins with clients as to the status of their reports.Quality assurance standards are applied to all credit reports published.Assist with daily search for newswire stories as well as writing the stories on an as needed basis.Comply with agency management system data standards and data integrity (enter and maintain complete and accurate information). QUALIFICATIONS EDUCATION / EXPERIENCE Bachelor's Degree One (1) or more years of related work experience SKILLSStrong analytical and problem solving skills Proven skills in time management, multi-tasking and meeting deadlines Excellent customer service skills, including telephone and listening skills Ability to pay close attention to detail Ability to maintain a positive attitude in challenging interactions Ability to work within a team and to foster teamwork #LI-DR1

Salary Grade : 17 Work independently to identify potential credit risks associated with new and existing commercial borrowers through the financial analysis process and works collaboratively with the Commercial Lenders to mitigate these risks. ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES: Credit Analysis Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations Provides independent input in the process of risk rating commercial borrowers Mentors and assists the training of less experienced credit analysts and commercial lending trainees in statement spreading and other credit administrative duties Responsible for annual review date tracking for commercial customers Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor Responsible for accurately completing credit analysis with basic to average levels of complexity Credit Administration Duties Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed Other duties as assigned QUALIFICATIONS: EDUCATION & CERTIFICATIONS: (Minimum education required to perform the duties of this position) Bachelor degree; major in accounting or finance preferable. KNOWLEDGE, SKILLS & ABILITIES: Three to four years of credit analyst experience required. Understanding of all Microsoft Office applications. Ability to handle multiple priorities and significant workload. Ability and willingness to produce high quantity and high quality work. COMPETENCIES: Must have cyber security awareness to protect the digital environment, the Mutual Bancorp, and its customers. Problem Solving Verbal and Written Communication Critical Thinking Skills Adaptability Eager Learner Learning Agility

Tell us about a friend who might be interested in this job. All privacy rights will be protected. The Massachusetts State Lottery Commission (“MSLC”) Summer Internship Program provides emerging leaders with the opportunity to build a foundational understanding of career pathways in public service through experiential learning opportunities. Interns will participate in weekly professional development workshops, mentoring opportunities, and conclude the program with a final presentation to showcase the insights they've developed over the summer. JOB SUMMARY In partnership with the Office of the State Treasurer and Receiver General (“Treasury”), the Massachusetts State Lottery Commission (“MSLC”) is seeking an intern to join its Credit & Collections team within the Finance department. This position will provide the successful candidate with an excellent opportunity to gain valuable, real-world skills relevant to the operations of a state-run organization with exposure to Accounting, Finance, and professional development opportunities. Applicants with a demonstrated interest in promoting DEI&B in the financial services industry and students who can bring a unique and authentic perspective to the MSLC are especially encouraged to apply. ESSENTIAL FUNCTIONS Provide support to the finance, credit & collections and operations teams. This includes accurate accounting of weekly agent invoices and corresponding through mail and electronically with agent requests. In addition, this role oversees collection efforts of any outstanding receivables owed to the lottery ensuring all efforts are undertaken to collect funds owed. Coordinate with licensing and accounting units for the establishment, termination, and changes in agent license status. Provide support to the claims department when necessary. This includes the opening and logging of daily mail, paying mail-in claims and organizing department files. Ensure all relevant inquiries are managed professionally and procedures are followed to help promote reliability. This includes collaboratively compiling and maintaining detailed tracking for shared use by department members. Fulfill additional tasks as required. SCHEDULE This is a full-time paid internship from June 1, 2026 - August 28, 2026. Program dates can be flexible based on the selected candidate's school schedule. This internship is hybrid eligible. The hybrid schedule requires a minimum of 2 days/week in the Dorchester office. One of those days must be either a Monday or a Friday. Additional in-person days may be required for training, meetings or team projects. WHO WE ARE The mission of The Lottery is to: Secure the integrity of our games; Protect the well-being of our customers; Maximize revenues returned to the Commonwealth for the benefit of our cities and towns. Since selling its first ticket in 1972, the Mass Lottery has generated over $161 billion in revenues, awarded over $114 billion in prizes, returned over $34 billion in net profit to the Commonwealth for unrestricted local aid provided to cities and towns, and paid over $9.2 billion in commissions and bonuses to its statewide network of retailers. More information can be found on our website at https\://********************* APPLICATION DEADLINE IS FEBRUARY 28, 2026. INTERVIEWS WILL BE SCHEDULED IN MARCH. Apply for a Job Apply for a Job for JAWS Users Create a Profile Create a Profile for JAWS Users System Requirements PREFERRED QUALIFICATIONS Current student of an undergraduate program in Business Administration, Finance, or a related field. Strong interest in financial analysis related projects. Must be proficient with MS Office (Excel, Word, PowerPoint). Strong organizational skills and an ability to multitask are required to meet deadline driven projects in a fast-paced environment. Interpersonal skills are required as the incumbent will interact with various company personnel, at all levels, as well as external partners. Ability to work independently and as part of a team. Strong attention to detail. As the incumbent is exposed to confidential financial results, the applicant should have a high degree of integrity and professionalism. Please note that the Lottery will not consider family members of current employees as eligible for employment. Family members shall include an employee's spouse, brother, sister, children, stepchildren, parents, stepparents, sister/brother-in law, or an individual residing in an employee's household. The Massachusetts State Lottery Commission is an Equal Opportunity Employer and does not discriminate on the basis of race, religion, color, sex, gender identity or expression, sexual orientation, age, disability, national origin, veteran status, or any other basis covered by appropriate law.

The Massachusetts State Lottery Commission ("MSLC") Summer Internship Program provides emerging leaders with the opportunity to build a foundational understanding of career pathways in public service through experiential learning opportunities. Interns will participate in weekly professional development workshops, mentoring opportunities, and conclude the program with a final presentation to showcase the insights they've developed over the summer. JOB SUMMARY In partnership with the Office of the State Treasurer and Receiver General ("Treasury"), the Massachusetts State Lottery Commission ("MSLC") is seeking an intern to join its Credit & Collections team within the Finance department. This position will provide the successful candidate with an excellent opportunity to gain valuable, real-world skills relevant to the operations of a state-run organization with exposure to Accounting, Finance, and professional development opportunities. Applicants with a demonstrated interest in promoting DEI&B in the financial services industry and students who can bring a unique and authentic perspective to the MSLC are especially encouraged to apply. ESSENTIAL FUNCTIONS * Provide support to the finance, credit & collections and operations teams. This includes accurate accounting of weekly agent invoices and corresponding through mail and electronically with agent requests. In addition, this role oversees collection efforts of any outstanding receivables owed to the lottery ensuring all efforts are undertaken to collect funds owed. * Coordinate with licensing and accounting units for the establishment, termination, and changes in agent license status. * Provide support to the claims department when necessary. This includes the opening and logging of daily mail, paying mail-in claims and organizing department files. * Ensure all relevant inquiries are managed professionally and procedures are followed to help promote reliability. This includes collaboratively compiling and maintaining detailed tracking for shared use by department members. * Fulfill additional tasks as required. SCHEDULE This is a full-time paid internship from June 1, 2026 - August 28, 2026. Program dates can be flexible based on the selected candidate's school schedule. This internship is hybrid eligible. The hybrid schedule requires a minimum of 2 days/week in the Dorchester office. One of those days must be either a Monday or a Friday. Additional in-person days may be required for training, meetings or team projects. WHO WE ARE The mission of The Lottery is to: * Secure the integrity of our games; * Protect the well-being of our customers; * Maximize revenues returned to the Commonwealth for the benefit of our cities and towns. Since selling its first ticket in 1972, the Mass Lottery has generated over $161 billion in revenues, awarded over $114 billion in prizes, returned over $34 billion in net profit to the Commonwealth for unrestricted local aid provided to cities and towns, and paid over $9.2 billion in commissions and bonuses to its statewide network of retailers. More information can be found on our website at ***************************** APPLICATION DEADLINE IS FEBRUARY 28, 2026. INTERVIEWS WILL BE SCHEDULED IN MARCH. PREFERRED QUALIFICATIONS * Current student of an undergraduate program in Business Administration, Finance, or a related field. * Strong interest in financial analysis related projects. * Must be proficient with MS Office (Excel, Word, PowerPoint). * Strong organizational skills and an ability to multitask are required to meet deadline driven projects in a fast-paced environment. * Interpersonal skills are required as the incumbent will interact with various company personnel, at all levels, as well as external partners. * Ability to work independently and as part of a team. * Strong attention to detail. * As the incumbent is exposed to confidential financial results, the applicant should have a high degree of integrity and professionalism. Please note that the Lottery will not consider family members of current employees as eligible for employment. Family members shall include an employee's spouse, brother, sister, children, stepchildren, parents, stepparents, sister/brother-in law, or an individual residing in an employee's household. The Massachusetts State Lottery Commission is an Equal Opportunity Employer and does not discriminate on the basis of race, religion, color, sex, gender identity or expression, sexual orientation, age, disability, national origin, veteran status, or any other basis covered by appropriate law.

At Global Partners, business starts with people. Since 1933, we've believed in taking care of our customers, our guests, our communities, and each other-and that belief continues to guide us. The Global Spirit is how we work to fuel that long term commitment to success. As a Fortune 500 company with 90+ years of experience, we're proud to fuel communities-responsibly and sustainably. We show up every day with grit, passion, and purpose-anticipating needs, building lasting relationships, and creating shared value. : Additional Job Description: Pay Range: $16.03 - $20.46 The pay range for this position is outlined above. The final amount offered at the start of employment is determined based on factors including, but not limited to, experience level, knowledge, skills, abilities and geographic location, and the Company reserves the right to modify base salary at any time, including for reasons related to individual performance, Company or individual department/team performance and market factors. Our Commitments to You Coins! We offer competitive salaries and opportunities for growth. We have an amazing Talent Development Team who create trainings for growth and job development. Health & Wellness - Medical, Dental, Visions and Life Insurance. Along with additional wellness support. The Road Ahead - We offer 401k and a match component! Professional Development - We provide tuition reimbursement; this benefit is offered after 6 months of service. What to Expect From the Hiring Process We value passion and potential. Please apply if you're qualified and interested-we'd love to hear from you. A member of our Talent Acquisition team will review your application and may connect you with the hiring manager if your experience is a strong match. Interviews are conducted virtually and in person, depending on the role. We'll provide more details about next steps if selected to move forward. Global Partners LP is an equal opportunity employer. We foster a company culture where ideas from all people help us grow, move and thrive. We embrace the diversity of all applicants and do not discriminate against race, color, religion, sex, age, national origin, sexual orientation, gender identity, disability, protected veteran status or any other basis prohibited by federal, state or local law. If you have a disability and need an accommodation to apply, please contact our recruiting department at ************ or 781-7GP-WORK. *Disclaimer: At Global Partners, we don't use lie detector tests for any employment decisions. We follow all the rules and regulations, so we need to let you know: In Massachusetts, it's illegal to require or administer a lie detector test as a condition of employment of continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.