Credit analyst jobs in Salt Lake City, UT - 30 jobs

Current Employees of LendingClub: Please apply via your internal Workday Account LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club! About the Role Here at LendingClub, we take pride in helping our customers through our ethos of service: Lending Care. As leaders in the market, we seek individuals who are inspired by our vision and embody our values. By joining the Credit Team, you'll have the opportunity to help our members along the path to financial success. This is a non customer-facing role, but you will still be expected to provide an excellent customer experience by being proficient and efficient. In this role, you will verify customer identity and credit worthiness with integrity while following three simple principles: "Build a Relationship, Make It Easy, and Think Ahead." What You'll Do * Review personal loan applications with precision in a high-volume environment * Review and verify financial documents such as Tax Returns, Pay Stubs, W2s, Bank Statements and 1099s * Manage ambiguity in the application review * Interact with our cross functional departments to help with verification and decisioning member's applications. This includes identity, employment verification, financial standing, etc. * You will be expected to notate throughout each document review * Help us build upon our foundation of best of class service by achieving highly efficient and qualitative work Pay: $18.00/hr Start Date: We are looking to hire for February 23, 2025 Schedule (Subject to change): Monday - Friday. Schedules vary on business need, we are open from 6 AM - 6 PM About You * 1+ years of experience; experience in the consumer lending industry preferred * You think ahead and provide solutions that anticipate future needs * You are adaptable to new opportunities and process changes * You can translate feedback to actionable results * You have strong analytical, written & verbal communication skills * You are proficient in using computers and able to quickly navigate multiple programs, type with precision, and efficiently research/browse information * High school diploma or GED equivalent required Work Location Lehi, UT - MUST LIVE WITHIN 75 MILES OF OFFICE. We are currently working a hybrid schedule and our teams are in-office Tuesdays, Wednesdays & Thursdays. Working Conditions Required to be on the phones, work on a computer and at a desk for extended periods of time including viewing a screen, using a mouse, manipulating a keyboard and wearing a headset. Must be able to function effectively in a dynamic, fast-paced call center environment where natural and regular work stressors can occur. What Makes LC different: A great place to build your career We want you to learn and grow with us. Onboarding programs, on-the-job training, career-development sessions, and performance check-ins keep you on a path toward the next level. We celebrate individuality Individual perspectives and experiences make us and our business better-there is no "typical" LendingClub employee. We encourage everyone to voice their opinions while retaining the humility to listen and accept other viewpoints. Employee resource groups supporting female, LGBTQ+, Black, Asian, Latinx, Jewish, parent, and veteran team members offer more ways to feel connected and supported within our LendingClub community. You are worth it We want every employee to feel valued. One way we do that is through our generous compensation and benefits package, which includes: * Generous paid time off * 401(k) match up to 4% ($5,000 per year max) * Wellness program with cash incentives and more! Perks with purpose We also offer a wide range of onsite perks to help you get the most out of your day. * Onsite gym, locker room, showers and a bike room * Public Café in the building * Onsite barista for made to order coffee, smoothies and teas * Light-filled, colorful workspaces that encourage collaboration and innovation * Covered parking * Basketball courts and open field for sports activities * Healthy snacks and drinks Position ineligible for visa sponsorship. Check us out on social media! LendingClub LinkedIn #LI-SS1 #Hybrid LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, operational and insurance risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. Department Overview: Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment. Responsibilities: Assess the financial strength of hedge funds by performing fundamental counterparty analysis. Interpret quantitative and qualitative factors drawn from fund's risk reports, portfolio analysis, and client calls Evaluate derivatives and financing transactions across Global Banking & Markets clients. Review and approve risk in a fast-paced environment while ensuring appropriate mitigants in place to minimize losses in event of counterparty default. Assess risk of transactions through reviews of quantitative models, portfolio analysis, stress testing, and other methods Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits Basic Qualifications: Excellent academic record 0-3 years of experience in a finance, markets, or risk role Significant knowledge of capital markets, including derivatives and/or repo Demonstrable track record of achievement and independent decision making Excellent attention to detail. Strong analytical and communication skills Competencies: Functional Expertise and Technical Skills - Knowledge of financial markets and portfolio risk management. Appropriate financial/analytical skills Client and Business Focus - Builds trusting, long-term relationships with clients, helps the client to identify/define needs, and manages client/business expectations Teamwork - Strong team player, works well under pressure, and collaborates with others across teams and business units Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues Creativity and Influence - Looks for new ways to improve current processes and develop creative solutions with practical value Continuous Development - Values constant self-improvement and learning

Headquartered in Salt Lake City, Utah, VFI Corporate Finance, Inc. (“VFI” or the “Company”) is a leading direct commercial finance lender for Middle Market to Fortune 500 companies. The Company has an experienced and proven management team with over a combined century of experience. VFI finances critical use assets for lessees across a wide variety of industries. VFI has a diversified portfolio in both equipment and geographic locations. VFI is currently hiring an experienced Credit Analyst to join our Salt Lake City team. Job Description: Analyze financial statements and other financial information in order to understand a customer's risk profile and to present that analysis to VFI's Credit Committee. The focus of the analysis will be to provide VFI's Credit Committee with an accurate and data-based presentation on a customer's history, its profitability, solvency, stability, liquidity and ultimately, their ability to repay their obligations to VFI. This requires: Spreading financial statements in Excel Understanding customer's business model and industry Incorporating budgets and forecasts into the spreads and comparing them with actual results when appropriate Using third party sources to augment information provided by customer including ratings reports, news articles, press releases, SEC filings, industry data, and so forth Understanding the economics of pending transactions Understanding VFI's collateral and how such collateral supports a transaction Identifying customer specific risks and understand how they might impact the overall credit risk to VFI Identify specific areas of potential fraud Collaborate with members of the Credit Department to manage workflow and ensure timely turnaround of submitted requests Interact with other departments to gather information and ensure credit decisions and guidelines are communicated effectively and accurately Qualifications: Must have solid understanding of financial statements and the ability to consolidate and analyze financial data including: budgets, financial statements, forecasts and financial ratios Informed of current financial subjects including accounting, tax laws, corporate lending and general business organization Outstanding communication and presentation skills are critically important Strong interpersonal and customer relationship skills Detail oriented with the ability to manage multiple assignments simultaneously and meet deadlines Highly proficient in MS Office products, particularly Excel Familiarity with CRM software (e.g., Salesforce) Education and Experience: Bachelor's degree (or higher) in Finance, Accounting, Economics, or another business-related field Three to five years of prior experience as a Credit or Financial Analyst

Maximize collection of accounts receivable while maintaining customer goodwill. QUALIFICATIONS REQUIREMENTS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. ESSENTIAL FUNCTIONS Reviews aging reports on accounts receivable to determine appropriate collection efforts. Receives detailed information stored in computer regarding outstanding invoices and credits. Reconciles customer accounts. Investigates and resolves short payments and disputed charges. Creates extended payment contracts as approved by Credit Manager. Handles all small claims proceedings including filing and follow up. Seeks input from other departments when necessary. Discusses initial customers contact strategy with supervisor based on retrieved facts. Initiate written and phone communication with customer. Explains terms and provisions on both open accounts and contracts. Advises supervisor of additional action required (i.e., legal) on a case specific basis. Collects delinquent accounts Evaluates customer records and makes recommendations on customer accounts by viewing for extending credit limit, pursuing other collection actions based on payment history and purchase activity of customer or confers with representatives of credit associations and other businesses to exchange information concerning credit ratings and forwarding addresses. Interviews customers in person or by telephone to investigate complaints, or to correct errors in accounts. Other duties may be assigned. POSITION SUMMARY Maximize collection of accounts receivable while maintaining customer goodwill. QUALIFICATIONS REQUIREMENTS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. ESSENTIAL FUNCTIONS Reviews aging reports on accounts receivable to determine appropriate collection efforts. Receives detailed information stored in computer regarding outstanding invoices and credits. Reconciles customer accounts. Investigates and resolves short payments and disputed charges. Creates extended payment contracts as approved by Credit Manager. Handles all small claims proceedings including filing and follow up. Seeks input from other departments when necessary. Discusses initial customers contact strategy with supervisor based on retrieved facts. Initiate written and phone communication with customer. Explains terms and provisions on both open accounts and contracts. Advises supervisor of additional action required (i.e., legal) on a case specific basis. Collects delinquent accounts Evaluates customer records and makes recommendations on customer accounts by viewing for extending credit limit, pursuing other collection actions based on payment history and purchase activity of customer or confers with representatives of credit associations and other businesses to exchange information concerning credit ratings and forwarding addresses. Interviews customers in person or by telephone to investigate complaints, or to correct errors in accounts. Other duties may be assigned. QUALIFICATIONS Accountability - Ability to accept responsibility and account for his/her actions. Accurate - Ability to perform work accurately and thoroughly. Analytical Skills - Ability to use thinking and reasoning to solve a problem. Assertiveness - Ability to act in a self-confident manner to facilitate completion of a work assignment or to defend a position or idea. Customer Oriented - Ability to take care of the customers' needs while following company procedures. Detail Oriented - Ability to pay attention to the minute details of a project or task. Organized - Possessing the trait of being organized or following a systematic method of performing a task. Problem Solving - Ability to find a solution for or to deal proactively with work-related problems. EDUCATION AND/OR EXPERIENCE High school graduate or General Education Degree (GED). Three to five years related experience and/or training, or equivalent combination of education and experience. Proficient at Microsoft Word, Excel and Proprietary Time Value software. SKILLS & ABILITIES Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Ability to apply common sense understanding to carry out instructions furnished in written, or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations. CERTIFICATES, LICENSES, REGISTRATIONS Must have a valid California driver's license and clean DMV report. OTHER SKILLS AND ABILITIES Ability to calculate figures and amounts such as discounts, interest and percentages. Ability to apply concepts of basic algebra. Ability to read, analyze, and interpret general business periodicals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability effectively present information and respond to questions from managers, clients, customers and general public. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions: Use hands and fingers to handle and feel objects, tools, controls and to reach with hands and arms. The employee is also regularly required to talk and hear. The employee is occasionally required to stand, walk, and sit. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 50 pounds. WORK ENVIRONMENT Employee will regularly work near moving mechanical parts and occasionally work in outside weather conditions and exposed to wet and/or humid conditions. The noise level in the work environment is usually loud. Skills & Requirements QUALIFICATIONS Accountability - Ability to accept responsibility and account for his/her actions. Accurate - Ability to perform work accurately and thoroughly. Analytical Skills - Ability to use thinking and reasoning to solve a problem. Assertiveness - Ability to act in a self-confident manner to facilitate completion of a work assignment or to defend a position or idea. Customer Oriented - Ability to take care of the customers' needs while following company procedures. Detail Oriented - Ability to pay attention to the minute details of a project or task. Organized - Possessing the trait of being organized or following a systematic method of performing a task. Problem Solving - Ability to find a solution for or to deal proactively with work-related problems. EDUCATION AND/OR EXPERIENCE High school graduate or General Education Degree (GED). Three to five years related experience and/or training, or equivalent combination of education and experience. Proficient at Microsoft Word, Excel and Proprietary Time Value software. SKILLS & ABILITIES Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Ability to apply common sense understanding to carry out instructions furnished in written, or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations. CERTIFICATES, LICENSES, REGISTRATIONS Must have a valid California driver's license and clean DMV report. OTHER SKILLS AND ABILITIES Ability to calculate figures and amounts such as discounts, interest and percentages. Ability to apply concepts of basic algebra. Ability to read, analyze, and interpret general business periodicals, technical procedures, or governmental regulations. Ability to write reports and business correspondence. Ability effectively present information and respond to questions from managers, clients, customers and general public. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions: Use hands and fingers to handle and feel objects, tools, controls and to reach with hands and arms. The employee is also regularly required to talk and hear. The employee is occasionally required to stand, walk, and sit. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 50 pounds. WORK ENVIRONMENT Employee will regularly work near moving mechanical parts and occasionally work in outside weather conditions and exposed to wet and/or humid conditions. The noise level in the work environment is usually loud.

THE KEY COMPETENCIES FOR THIS ROLE INCLUDE: Results Orientation - the ability to plan and achieve business goals within the timelines established Teamwork - ability to work with others to effectively enhance results or processes Problem Solving - ability to root cause problems and present solutions Interpersonal Skills - the ability to interact well with employees and customers at all levels, socially poised Communication - ability to identify and deliver critical information to the appropriate parties Leadership & Example Setting - the ability to motivate dealership managers and employees and model desired behaviors Financial Acumen - the ability to understand and analyze dealership financial numbers while looking for opportunities to enhance effectiveness IT - proficient in the use of Reynolds and dealership Service related software DUTIES AND RESPONSIBILITIES: Cross-training for Funder I Tasks; Verify documents, signatures, and disbursements; Calculate Income; Data Entry for RIC and DL; Pull KBB, Nada, and Carfax; Review VF Rules; Clear Manual Stips; Communicate with Customers; Other duties as assigned. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed here are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Applicants must be 18 years or older and be authorized to work in the U.S., have a valid driver license and professional appearance. All employees must adhere to the below Company Values: Respect: We treat everyone with genuine care and concern Intelligence: Intelligence means we're able to learn, grow and adapt. Greatness: We are consistently exceptional in our work and continually improve. Honesty: We keep our commitments, tell the complete truth and act with integrity Teamwork: We understand the responsibilities of teamwork and are determined to pull our own weight. EDUCATION and/or EXPERIENCE: Technical or Vocational degree or equivalent work experience Associate's Degree or equivalent work experience Bachelor's Degree or equivalent work experience Master's Degree or equivalent work experience ____ years of relevant work experience COMPUTER SKILLS: Inventory Control Software, internet, Microsoft Office Products PHYSICAL DEMANDS: While performing the duties of this job the employee is regularly required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to sit; climb or balance and stoop, kneel, crouch, or crawl. The employee is regularly required to lift up to 25 pounds. WORK ENVIRONMENT: NOTE: This is not necessarily an exhaustive list of responsibilities, skills, duties, requirements, efforts or working conditions associated with this job. While this list is intended to be an accurate reflection of the current job, the Company reserves the right to revise the functions and duties of the job and to require that additional or different tasks be performed as circumstances dictate. I have carefully read and understand the contents of this . I understand the responsibilities, requirements and duties expected of me. I also understand that this Job Description does not constitute a contract of employment nor alter my status as an at-will employee. I have the right to terminate my employment at any time and for any reason, and the Company has the same right. We are an Equal Opportunity Employer

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of borrowers in healthcare related industries - including spreading, financial analysis, etc. Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. This active posting is for a Healthcare Credit Analyst role: Healthcare Credit Analyst 4, Healthcare Credit Analyst 5, Healthcare Credit Analyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting. **Healthcare Credit Analyst 4** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically one or more years of underwriting experience **Preferred Skills/Experience** - Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits - Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Excellent verbal and written communication skills - Proficient computer navigation skills using a variety of software packages including EXCEL and nCino **Healthcare Credit Analyst 5** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically three or more years of underwriting experience **Preferred Skills/Experience** - Strong underwriting, credit analysis and analytical skills working with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino - Advanced background in MS Office suite of products and skillset with MS Excel **Healthcare Credit Analyst 6** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically five or more years of underwriting experience **Preferred Skills/Experience** - Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino and Credit Lens - Advanced background in MS Office suite of products and skillset with MS Excel This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here (************************************************* . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

Credit Bureau Specialist - 243660 #GSGJP00004289 (Draper) Pay rate: $24.17/hourly as a W2 pay rate without paid days off and without paid holidays. Duration: 12 months to begin with Responsibilities: Be the subject matter expert while managing multiple high-risk function queues. Document steps taken while efficiently and accurately completing customer requests through casework. Handle high-risk casework such as Credit Bureau disputes and notifications. Participate in projects or process improvements to drive operational excellence. Research escalated customer disputes and requests and provide customer-centric resolutions. Abide by applicable regulatory and departmental policies and procedures. Contribute feedback to develop new content and refine existing processes and procedures. Qualifications: Prior experience working with the major credit bureaus and their proprietary products preferred. Prior financial industry experience. Prior data furnishing experience preferred. Strong analytical ability required. Prior credit bureau dispute and operations experience. Experience with QA and UAT of Metro2 mapping and mitigation of rejections. Proficient skills with Excel, Word, and PowerPoint required. Experience using SQL, SAS, or comparable data mining and query tools a plus. Bachelor's degree preferred or equivalent work experience.

The Chief Credit Officer of Thrivent Bank is responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank's lending portfolio. Duties include calculating the Allowance for Credit Losses in coordination with the Bank's Chief Financial Officer and making recommendations to executive management and the Asset and Liability Committee for monthly allocations. Reviews large and complex loans prior to submission to Credit Risk Sub Committee. Performs direct supervisory duties of department staff. Assumes responsibility and is accountable for adherence to Bank policies and procedures as well as, all applicable state and federal banking regulations. The Chief Credit Officer will report to the Chief Risk Officer. DUTIES & RESPONSIBILITIES: The position of Chief Credit Officer is responsible for the supervision of multiple employees and carries out supervisory responsibilities in accordance with the Bank's policies and applicable laws. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees; conducts specific periodic meetings and presentations on this topic with all staff members. Works with the CFO to maintain the monthly allowance for credit losses (“ACL”) and makes recommendations to executive management and the Asset and Liability Committee for the amount to be added/deducted to/from the loan reserve; reserve maintenance includes analyzing local, regional, and national economic conditions; loan losses and trends; and loan product concentrations. Reviews and large and complex loans prior to their submission to Credit Risk Sub Committee; reviews consist of making recommendations on loan structure, terms, and pricing so as not to expose the Bank to undue credit risk. Prepares and distributes credit information covering loan quality trends, growth trends, loan product concentrations; works closely with appropriate Bank personnel in reviewing such topics as local real estate data and assessing the impact on the Bank's loan portfolio. Supports the Bank's CRA program in coordination with the Chief Compliance & CRA Officer. Supervises the Bank's special assets area in curing weak credits, collection of such credits, or the movement of such undesirable credits; assists in the compilation of loan status reports and implementing respective loan action plans; prepares a report on the status of the Bank's special assets for submittal to appropriate committees for review. Prepares and discusses loan information submitted to committees for approval; loan information is defined as the maintenance of the ACL in coordination with the CFO, graded loan reports, and other loan quality information and trends. Prepares, reviews, and modifies when necessary, lending policies and procedures which enable the Bank to perform in a businesslike manner, but not expose it to undue risk. Attempts to ensure that individual loans are risk rated correctly when reviewing loans for committee submission. Consistently applies good decision-making techniques pertaining to inquiries, approvals, and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development. Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors and competition. Monitors staff in daily tasks, operations and quality control; ensures the organization of assigned areas of the department, coordinating available resources (e.g., staff, materials, etc.) for maximum results. Consistently applies superior decision-making techniques pertaining to inquiries, approvals and requests as they apply to existing policies and procedures, keeping within assigned approval limits and using these instances as learning tools for employee development. Assumes responsibility for special projects; gathers data and prepares reports for committees, members of Senior Management, audits and other personnel. Plays a positive role in the development and growth of assigned department staff through excellent communication skills, both verbal and written, along with strong delegation skills assuring a highly cross-trained staff. Processes, solves and answers complex customer transactions, problems or inquiries. Effectively utilizes technological systems to properly manage the credit administration functions and resolve problems within given authority. Assumes responsibility for various department functions in the absence of staff members or in overload situations. Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank's goals and values; benefits the bank through outside activities. Report the Bank's credit profile, strategy, risks, and opportunities to the Board of Directors or Board delegated committee. Ensure compliance with applicable state and federal regulations. Recruits, develops, and sustains a high-performing team while promoting a culture of shared accountability, operational excellence, and partnership across the organization. Supports and/or develops an environment in which Thrivent employees and colleagues are focused on continuous improvement, exceptional employee engagement, and an unwavering commitment to our clients. Shapes and/or supports a culture that represents the Thrivent purpose, promise and values, ensuring that Thrivent's trust and reputation remain strong with its clients. QUALIFICATIONS & SKILLS: Required: A minimum of 10 years of experience in a progressively senior credit role. A least 5 years of experience as a lending officer responsible for managing workflows, developing business, underwriting credit requests (both consumer and commercial), collection past due loans and presenting loan requests to a credit/loan committee. Master's Degree preferred or equivalent advance education. Related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related. Experience modeling risk adjusted return via pricing models as part of approval processes Mastered experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas. Mastered experience, knowledge and training in all lending activities and terminology. Mastered knowledge of commercial, construction, real estate and consumer loan processing. Mastered knowledge of related state and federal lending and compliance regulations, and other Bank lending policies. Ability to develop marketing and business development skills with customers. Excellent organizational and time management skills with the ability to provide leadership, supervision and training for multiple employees using positive supervisory techniques to ensure maximum productivity; demonstrated ability in organization and delegation skills. Exceptional verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, read, analyze and interpret documents and professional journals, understand procedures, write reports, correspondence and procedures, speak clearly to customers and employees. Thorough understanding of management procedures; ability to plan department or Bank activities (setting objectives, developing strategies, budgeting, and developing policies and procedures); initiative to organize various functions necessary to accomplish department or Bank activities; effectively staff (selecting, training and developing employees); directing employees towards the desired objectives (delegating, motivating, resolving problems); controlling the function (developing performance standards, measuring results, taking corrective action and rewarding employees as appropriate). Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. Ability to professionally conduct oneself with telephone, email, and written correspondence with customers and/or co-workers Pay Transparency Thrivent's long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $153,750.00 - $208,015.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important. Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits. The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent's plans/policies are subject to change at any time at Thrivent's discretion. Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants. Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email to **************************** or call ************ and request Human Resources.

The Loan Servicing Analyst I consist of administrative and customer service responsibilities. The Loan Servicing Analyst I is required to convey an image of professionalism, efficiency, and competence as a member of the Celtic Bank team. This role is expected to deliver exceptional customer service via inbound phone calls and emails by satisfying customer questions and requests. The Loan Servicing Analyst I will be responsible for ensuring compliance with Celtic Bank General Policies as well as state and federal regulations. Essential Job Functions Provide superior customer service with timely responses and accurate information. Receive and respond to all incoming customer service-related matters, some examples of which may include balance inquiries and payment history; documentation requests; address changes; calculation of payoff quotes or amortization schedules; creation of memorandums and inter-departmental communication. Attend trainings to learn policies, procedures, loan products and types. Gain an understanding of the SBA, Celtic Bank departments, and SBA lending. Review, organize, and distribute all departmental mail including mail for service contractors and sponsors. Ability to maintain a great attitude and professional disposition with both internal and external parties, especially while handling deadlines, delays, and setbacks. Perform other duties as assigned. Requirements Previous office experience and/or banking experience is strongly preferred. Detail oriented with the ability to communicate effectively with customers via phone and email. Outgoing personality with the ability to properly resolve customer concerns. Technical skills - including but not limited to Microsoft Office, internet, and SharePoint/OneDrive. Ability to learn quickly, adapt to new processes, and work in a collaborative environment. Ability to establish and maintain effective work relationships. Undergraduate degree preferred, but not required. Benefits Medical, dental, vision 401(k) with employer match Life and long-term disability coverage HSA and FSA plans Holidays and paid time off requests Robust wellness program (we're talking catered meals three times a week, lunch and learns, and onsite gym!) Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Physical and Other Requirements This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects. Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc. Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English. Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions. Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.

Our Vision: We make dreams possible. Yes, we're a student loan servicer. We're also a technology company, idea incubator, start-up accelerator, and K-12 and higher education expert. At Nelnet, we're so much more than what you think-and we're just getting started. So, no matter what you want to do in life-build codes or build brands-we're the best place to do it. Join Nelnet as an intern and do real work that matters to our business. All Nelnet interns receive one-on-one mentorship, competitive pay, casual dress, flexible schedule, intern-specific programming, and meaningful work experience. Apply to one of our internships today. Your career awaits. Nelnet Bank is seeking an intern to assist with credit related tasks. - Assist with credit underwriting and verification of income sustainability including review of W2s, tax returns, financial statements for self-employed borrowers, and retirement income as necessary - Track and report manual underwriting volume and decision outcome - Ensure compliance with regulatory requirements for credit administration - + Complete other credit-related tasks and projects assigned by management. EDUCATION: - Working towards or completion of a degree in accounting, finance, math, statistics, or related discipline EXPERIENCE: - Relevant working experience preferred but not required COMPETENCIES - SKILLS/KNOWLEDGE/ABILITIES: - Analytical expertise - Knowledge of basic accounting and finance principles related to income statement, balance sheet, and statement of cash flow - Working knowledge of Excel, Word, and PowerPoint - Strong oral and written communication skills Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an Equal Opportunity Employer, we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race, color, religion/creed, national origin, gender, sex, marital status, age, disability, use of a guide dog or service animal, sexual orientation, military/veteran status, or any other status protected by federal, state, or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone. Qualified individuals with disabilities who require reasonable accommodations in order to apply or compete for positions at Nelnet may request such accommodations by contacting Corporate Recruiting at ************ or ****************************** . Nelnet is a Drug Free and Tobacco Free Workplace. You may know Nelnet as the nation's largest student loan servicer - but we do more than that. _A lot more._ We're also a professional services company, consumer loan originator and servicer, payment processor, renewable energy innovator, and K-12 and higher education expert (and that's just a shortlist). For over 40 years, we've been serving our customers, associates, and communities to make dreams possible. EEO Info (******************************************************** | EEO Letter (************************************************************** | EPPA Info (************************************************************************************** | FMLA Info (********************************************************

We're looking for bold, entrepreneurial talent ready to help build something extraordinary - and reshape the future of building products distribution. QXO is a publicly traded company founded by Brad Jacobs with the goal of building the market-leading company in the building products distribution industry. On April 30, 2025, QXO completed its first acquisition: Beacon Building Products, a leading distributor in the sector. We are building a customer-focused, tech-enabled, and innovation-driven business that will scale rapidly through accretive M&A, organic growth, and greenfield expansion. Our strategy is rooted in delivering exceptional customer experiences, improving operational efficiency, and leveraging data, digital tools, and AI to modernize a historically under-digitized industry. What you'll do: As a Credit Manager at QXO, you'll play a key role in driving profitable growth-balancing credit risk and customer relationships while managing accounts and supporting sales success * Proactively drive profitable sales growth by securing transactions and extending credit to customers in line with company policies * Assess and manage credit risk, updating credit information for existing customers * Manage the accounts receivable portfolio through direct customer interaction and internal resources * Negotiate payment arrangements with delinquent accounts to minimize bad debt and maximize sales * Provide management and corporate reporting, including overseeing third-party collection and legal processes * Complete work assignments remotely or at company offices/branches in local markets What you'll bring: * Bachelor's degree in business or a related field preferred * 3+ years of credit and collections experience * Strong interpersonal, presentation, and negotiation skills * Experience in building materials distribution or the construction industry preferred * Working knowledge of accounting and finance fundamentals; familiarity with lien and bond procedures is a plus * Proficiency in Microsoft Office Suite * Excellent written and verbal communication skills * Occasional travel required for business purposes What you'll earn * 401(k) with employer match * Medical, dental, and vision insurance * PTO, company holidays, and parental leave * Paid training and certifications * Legal assistance and identity protection * Pet insurance * Employee assistance program (EAP) QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, or any other protected status.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Credit Administration is responsible for the overall credit quality of the Bank's loan portfolio. The Department decisions loan transactions, maintains credit policies and procedures, monitors portfolio performance, manages the problem loan portfolio, and ensures sound credit practices. Credit Administration is also responsible for certain management and administrative functions including certain regulatory and credit support functions. The Intermountain Region of Credit Risk Management directly supports the Zions First National Bank and Vectra Bank of Colorado Divisions of Zions Bancorporation, N.A. Summary: * Leads a team of Credit Administrators in reviewing, structuring, and decisioning large or complex commercial lending relationships. * Ensures accuracy, quality, and consistency of risk grading, credit requests, analyses and presentations, loan documentation, and portfolio management. * Functions as a consultative resource and oversight function as well as promoting continuous improvement to credit management across the enterprise. * Informs the Regional Credit Executive and Chief Credit Officer of the quality of assigned portfolios, credit requests, processes, and risk management. * Monitors the results of QA reviews, audit, CED and regulatory examinations and implements corrective action as needed. * Analyzes business unit, division, and region performance, assessing product risk and return and promoting cost effective processes and management practices. * Identifies emerging portfolio risk and implements timely risk communication and escalation. * Fosters best practices, identifies areas requiring additional support, assist in obtaining necessary support resources. * Ensures all work is in compliance with applicable laws, regulations, policies, procedures, and guidelines. * Responsible for hiring, developing, evaluating, and managing staff. * Completes other duties as assigned. Qualifications: * Requires a Bachelor's degree in finance or accounting * 10+ years of directly related financial services experience with strong credit institutional experience. * Working knowledge of loan workout and problem loan management. * Advanced degree preferred. * A combination of education and experience may meet requirements. * Expert knowledge of all areas of structuring and underwriting a wide variety of complex credit transactions. * Ability to identify, analyze, summarize, derive conclusions, and provide relevant recommendations on a variety of issues. * Strong leadership and management skills. * Exceptional oral and written communication skills with all levels of the organization. * Strong proficiency in MS Office products. * Sound business judgment, change management, and process improvement skills and people development. * Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner. * Occasional travel to various division locations may be required. Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as: * Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages; * An employee-only fitness center and bike storage; * An employee lounge, kitchen, micro market, game tables, couches and TVs; * Private mothers' rooms and lockers; and * Access to downtown shopping, dining, arts and entertainment..

Salt Lake City, Utah **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (**************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! ****This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.**** **Job Description:** This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. **Responsibilities:** + Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities + Assists, educates, and trains clients on conducting simple transactions through self-service technologies + Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy + Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping + Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements **Required Qualifications:** + Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment + In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months + Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client + Collaborates effectively to get things done, building and nurturing strong relationships + Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives + Confident in identifying solutions for helping new and existing clients based on their needs + Strong written and verbal communications skills + Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) + Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances + Applies strong critical thinking and problem-solving skills to meet clients' needs + Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously + Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) + Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance **Desired Qualifications:** + Associate's Degree or Bachelor's Degree in business, finance or a related field + Experience working in a financial center where goals were met or exceeded + Retail and/or sales experience in a salary plus incentive environment + Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded + Experience with financial information, spreadsheets and financial skills + Knowledge of banking products and services + Strong computer skills including Microsoft applications and previous experience utilizing laptop technology **Skills:** + Active Listening + Business Acumen + Customer and Client Focus + Oral Communications + Problem Solving + Account Management + Client Experience Branding + Client Management + Client Solutions Advisory + Relationship Building + Business Development + Pipeline Management + Prospecting + Referral Identification + Referral Management **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Collections Analyst, Collection, eCommerce, Payments, Financial Service Experience level: Mid-senior Experience required: 2 Years Education level: All education level Job function: Finance Industry: Financial Services Pay rate : View hourly payrate Total position: 1 Relocation assistance: No Visa sponsorship eligibility: No Only local candidates can apply for this role. Job Description: As part of Collections team, this role will support the collections team in the execution and delivery of the team's strategic and operational initiatives. The collections team is responsible for the end-to-end collections process across all and includes reviewing each account to determine the best way to approach the client, then executing their plan to bring in the maximum amount of revenue. The ideal candidate brings collections knowledge and experience, possesses a customer centric mindset, and can contribute strongly individually and as part of a small but high performing team to optimize collection efforts and deliver on critical financial targets. Wed love to chat if you have: 1-2+ years of direct collections experience preferably in ecommerce, payments, financial service or a similar industry Has proven ability to learn, adapt and train new processes and procedures Logical and rational thinker with demonstrated data analysis and investigative skills Possesses excellent organizational and time management skills - must have ability to prioritize and balance multiple tasks simultaneously Nice Have's: Knowledge of payment processing methods including ACH, check, digital wallet, international payments, virtual and credit cards A degree in Accounting, Finance, or Operations Management is a plus. Hiring Manager Notes: In office Mon/Tues/Thurs. Hybrid Contractors must be local to Draper Headquarters (13707 S. 200 W., Draper, UT 84020) Starts off as 5-month assignment has the potential to extend (based on business need and performance) Interviews will be via Zoom. MUST HAVE: 1-2+ years of direct collections experience preferably in ecommerce, payments, financial service or a similar industry. Possesses excellent organizational and time management skills - must have ability to prioritize and balance multiple tasks simultaneously.

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bank has just opened an opportunity for a Credit Manager based in the Zions Technical Center in Midvale, Utah. Ideal candidates will have these skills and experience : Direct and coordinate credit activities and employees in a given area. This may include overseeing underwriters, credit analysts, portfolio managers, and other lending and credit support employees. Implement approved credit policies and procedures. Assist in the development of credit and production goals. Oversee and ensure a successful and profitable lending operation. Develop and maintain relationships with documentation and servicing support management and other internal partners/stakeholders. Ensure credit and underwriting quality, compliance with company underwriting policies and guidelines, and maintains efficient loan underwriting. Direct, coordinate, and make recommendations for the approval of loans. Provide training and development to loan officers. Establish and monitor performance objectives. Foster a world-class and consistent culture of customer service and resolves customer credit complaints. Other duties as required. Qualifications: Requires a Bachelor's degree in finance, business or a related field and 4+ years of lending, credit or underwriting practices and techniques, banking or other directly related experience. Managerial experience preferred A combination of education and experience may meet job requirements. Requires solid working knowledge of lending and credit theories and concepts and how they related to the banking or financial industry. Strong working knowledge of overall lending polices and procedures, credit analysis, underwriting, structuring, etc. Advanced analytical and problem resolution skills. Strong interpersonal relationship and people management skills. Exhibit an exceptional degree of ingenuity, creativity and resourcefulness in decision making and problem solving. Must have excellent organizational and communication skills, both verbal and written. Requires an in-depth knowledge of other related fields and ability to apply information to current role. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance. Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts. Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays. 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience. Mental health benefits including coaching and therapy sessions. Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire. Employee Ambassador preferred banking products The Zions Technology Center is a 400,000-square-foot technology campus in Midvale, Utah. Located on the former Sharon Steel Mill superfund site, the sustainably built campus is the company's primary technology and operations center. This modern and environmentally friendly technology center enables Zions to compete for the best technology talent in the state while providing team members with an exceptional work environment with features such as: Electric vehicle charging stations and close proximity to Historic Gardner Village UTA TRAX station. At least 75% of the building is powered by on-site renewable solar energy. Access to outdoor recreation, parks, trails, shareable bikes and locker rooms. Large modern cafe with a healthy and diverse menu. Healthy indoor environment with ample natural light and fresh air. LEED-certified sustainable building that features include the use of low VOC-emitting construction materials.

Headquartered in Salt Lake City, Utah, VFI Corporate Finance, Inc. (“VFI” or the “Company”) is a leading direct commercial finance lender for Middle Market to Fortune 500 companies. The Company has an experienced and proven management team with over a combined century of experience. VFI finances critical use assets for lessees across a wide variety of industries. VFI has a diversified portfolio in both equipment and geographic locations. VFI is currently hiring an experienced Credit Analyst to join our Salt Lake City team. Job Description: Analyze financial statements and other financial information in order to understand a customer's risk profile and to present that analysis to VFI's Credit Committee. The focus of the analysis will be to provide VFI's Credit Committee with an accurate and data-based presentation on a customer's history, its profitability, solvency, stability, liquidity and ultimately, their ability to repay their obligations to VFI. This requires: Spreading financial statements in Excel Understanding customer's business model and industry Incorporating budgets and forecasts into the spreads and comparing them with actual results when appropriate Using third party sources to augment information provided by customer including ratings reports, news articles, press releases, SEC filings, industry data, and so forth Understanding the economics of pending transactions Understanding VFI's collateral and how such collateral supports a transaction Identifying customer specific risks and understand how they might impact the overall credit risk to VFI Identify specific areas of potential fraud Collaborate with members of the Credit Department to manage workflow and ensure timely turnaround of submitted requests Interact with other departments to gather information and ensure credit decisions and guidelines are communicated effectively and accurately Qualifications: Must have solid understanding of financial statements and the ability to consolidate and analyze financial data including: budgets, financial statements, forecasts and financial ratios Informed of current financial subjects including accounting, tax laws, corporate lending and general business organization Outstanding communication and presentation skills are critically important Strong interpersonal and customer relationship skills Detail oriented with the ability to manage multiple assignments simultaneously and meet deadlines Highly proficient in MS Office products, particularly Excel Familiarity with CRM software (e.g., Salesforce) Education and Experience: Bachelor's degree (or higher) in Finance, Accounting, Economics, or another business-related field Three to five years of prior experience as a Credit or Financial Analyst

Job Description The Loan Servicing Analyst I consist of administrative and customer service responsibilities. The Loan Servicing Analyst I is required to convey an image of professionalism, efficiency, and competence as a member of the Celtic Bank team. This role is expected to deliver exceptional customer service via inbound phone calls and emails by satisfying customer questions and requests. The Loan Servicing Analyst I will be responsible for ensuring compliance with Celtic Bank General Policies as well as state and federal regulations. Essential Job Functions Provide superior customer service with timely responses and accurate information. Receive and respond to all incoming customer service-related matters, some examples of which may include balance inquiries and payment history; documentation requests; address changes; calculation of payoff quotes or amortization schedules; creation of memorandums and inter-departmental communication. Attend trainings to learn policies, procedures, loan products and types. Gain an understanding of the SBA, Celtic Bank departments, and SBA lending. Review, organize, and distribute all departmental mail including mail for service contractors and sponsors. Ability to maintain a great attitude and professional disposition with both internal and external parties, especially while handling deadlines, delays, and setbacks. Perform other duties as assigned. Requirements Previous office experience and/or banking experience is strongly preferred. Detail oriented with the ability to communicate effectively with customers via phone and email. Outgoing personality with the ability to properly resolve customer concerns. Technical skills - including but not limited to Microsoft Office, internet, and SharePoint/OneDrive. Ability to learn quickly, adapt to new processes, and work in a collaborative environment. Ability to establish and maintain effective work relationships. Undergraduate degree preferred, but not required. Benefits Medical, dental, vision 401(k) with employer match Life and long-term disability coverage HSA and FSA plans Holidays and paid time off requests Robust wellness program (we're talking catered meals three times a week, lunch and learns, and onsite gym!) Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Physical and Other Requirements This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects. Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc. Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English. Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions. Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office - department and job requirements will determine eligibility.

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by _American Banker_ magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Credit Administration is responsible for the overall credit quality of the Bank's loan portfolio. The Department decisions loan transactions, maintains credit policies and procedures, monitors portfolio performance, manages the problem loan portfolio, and ensures sound credit practices. Credit Administration is also responsible for certain management and administrative functions including certain regulatory and credit support functions. The Intermountain Region of Credit Risk Management directly supports the Zions First National Bank and Vectra Bank of Colorado Divisions of Zions Bancorporation, N.A. **Summary:** + Leads a team of Credit Administrators in reviewing, structuring, and decisioning large or complex commercial lending relationships. + Ensures accuracy, quality, and consistency of risk grading, credit requests, analyses and presentations, loan documentation, and portfolio management. + Functions as a consultative resource and oversight function as well as promoting continuous improvement to credit management across the enterprise. + Informs the Regional Credit Executive and Chief Credit Officer of the quality of assigned portfolios, credit requests, processes, and risk management. + Monitors the results of QA reviews, audit, CED and regulatory examinations and implements corrective action as needed. + Analyzes business unit, division, and region performance, assessing product risk and return and promoting cost effective processes and management practices. + Identifies emerging portfolio risk and implements timely risk communication and escalation. + Fosters best practices, identifies areas requiring additional support, assist in obtaining necessary support resources. + Ensures all work is in compliance with applicable laws, regulations, policies, procedures, and guidelines. + Responsible for hiring, developing, evaluating, and managing staff. + Completes other duties as assigned. **Qualifications:** + Requires a Bachelor's degree in finance or accounting + 10+ years of directly related financial services experience with strong credit institutional experience. + Working knowledge of loan workout and problem loan management. + Advanced degree preferred. + A combination of education and experience may meet requirements. + Expert knowledge of all areas of structuring and underwriting a wide variety of complex credit transactions. + Ability to identify, analyze, summarize, derive conclusions, and provide relevant recommendations on a variety of issues. + Strong leadership and management skills. + Exceptional oral and written communication skills with all levels of the organization. + Strong proficiency in MS Office products. + Sound business judgment, change management, and process improvement skills and people development. + Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner. + Occasional travel to various division locations may be required. Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as: + Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages; + An employee-only fitness center and bike storage; + An employee lounge, kitchen, micro market, game tables, couches and TVs; + Private mothers' rooms and lockers; and + Access to downtown shopping, dining, arts and entertainment.. **Req ID:** 068861 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at **************, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.** Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40