Credit analyst jobs in San Antonio, TX - 844 jobs

The Cybersecurity Analyst is responsible for monitoring, documenting, and supporting the cybersecurity posture of client's IT and OT environments. This role focuses on reviewing and analyzing security alerts, identifying vulnerabilities, maintaining cybersecurity configurations, and escalating potential threats or incidents to senior team members. The analyst leverages data from multiple cyber defense tools (e.g., SIEM, IDS/IPS, firewalls, network traffic logs) to detect, analyze, and mitigate cybersecurity threats across corporate and operational technology networks. Essential Duties & Responsibilities Monitor, detect, identify, and alert on potential cyberattacks, intrusions, anomalous activity, and misuse events Analyze alerts and logs to distinguish malicious activity from normal system behavior Support protection of corporate and operational networks through continuous monitoring and analysis Analyze logs, packets, and security messages from various systems and applications Identify cyber threat tactics, techniques, and methods (TTPs) Identify, document, and help remediate gaps in the organization's cybersecurity posture Test systems for vulnerabilities and support vulnerability management initiatives Document and escalate incidents in accordance with established procedures Respond to urgent cybersecurity events and incidents, including after-hours support as needed Review incidents to determine root cause and operational impact Monitor external threats and hostile content directed toward organizational or partner interests Recommend procedural improvements to support strong cyber hygiene Prepare threat briefings, situational updates, and threat activity reports Track and report on adversarial activity across enterprise environments Environment & Technical Focus Corporate IT network supporting internet access, routing, security policies, and user access Operational Technology (OT) environments supporting building systems such as: HVAC, lighting, and electrical systems Access control and CCTV Building automation and scheduling systems Medium-sized, distributed campus environment with fiber-optic infrastructure Multiple building environments, each operating as an isolated network within a single domain Exposure to log collection, remote troubleshooting, and system monitoring across both IT and OT systems Education & Required Experience Associate's or Bachelor's degree in business, technology, or a related field preferred 3-5 years of experience in IT security or cybersecurity Experience with SIEM platforms, IDS, and IPS technologies Experience working with logs, network packets, and security event data Basic scripting skills (Python, PowerShell, Bash) Experience with vulnerability management and testing Experience with network packet analysis Experience with log analysis and log management Experience with cloud security management interfaces Experience with enterprise authentication systems (e.g., Active Directory, IAM platforms) Incident handling and response experience preferred Working knowledge of: Core cybersecurity concepts (CIA triad, encryption, risk management) Networking protocols and traffic flow Cybersecurity threats, vulnerabilities, and threat hunting Cybersecurity laws and regulations Familiarity with security frameworks such as NIST and MITRE ATT&CK preferred Understanding of differences between IT and OT network environments Experience working on project teams; project management exposure preferred Intermediate understanding of threat intelligence research and methodologies Familiarity with adversarial TTPs

Amegy Bank is hiring for the June 2026 Banker Development Program class! About Our Company By joining Amegy Bank, you will become part of a trusted community-focused banking team, serving industry-leading financial tools and solutions. With more than 75 locations across Houston, Dallas-Fort Worth, and Central Texas, Amegy is dedicated to serving Texas communities, families, and businesses of all sizes. Amegy Bank's unique approach allows local management to lead through community connections and business insights, offering the stability and support of a large bank, but with the grassroots relationships, agility, and empowerment of a community bank. Having grown from some 20 employees to more than 1,000 statewide over the span of 30 years, Amegy Bank has maintained an "Everyone Counts" culture in which differences are valued and respected, and all employees are encouraged to contribute to business objectives. Ideas are always welcome, and opportunity is never far away. Join us and contribute what makes you unique. For more information: *********************************************** Banker Development Program The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking. The program develops Credit Analysts into well-rounded bankers with strong credit, prospecting, and relationship management skills. It offers a defined career path which begins with classroom training followed by rotations through various lending departments and builds into a Relationship Manager role. The BDP challenges Credit Analysts to grow and develop their skills at a set pace, empowering graduates to launch their career in banking. MARKETS WE'RE HIRING FOR Houston Dallas San Antonio QUALIFICATIONS Minimum Requirements (please make sure you meet each of these before applying) Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred) Minimum overall GPA of 3.0 6 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred) Additional Qualifications Excellent communication, presentation, and interpersonal skills Detail oriented, organized, analytical, with proven problem-solving abilities Leadership skills and community involvement Highly motivated, self-starter attitude Internship / prior work experience Please attach a RESUME (including current GPA and anticipated graduation date) and a current unofficial TRANSCRIPT (showing all classes) to your application. PROGRAM PHASES Phase 1: Initial Training Phase 1A: Classroom Classroom training at Amegy Bank's headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of trainings at Zions Technology Center in Midvale, Utah. TOPICS COVERED Banking and analytical concepts Bank-specific system and operational training Self-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions Credit underwriting Assignments based on case studies Professional etiquette and sales training Introductions to senior management Soft skills training 1B: Retail & Treasury Exposure Cumulative Retail and Treasury Management exposure in Credit Analyst's permanent market for 1.5 months. TOPICS COVERED Overview of Treasury roles, products and services Prospect and client meetings Daily retail branch experiences and interactions Overview of branch operations and risk fundamentals Branch business development efforts Phase 2: Rotations The rotational phase is 13-19 months of on-the-job training through assignments to specific lending groups in Credit Analyst's permanent market. Credit Analysts will rotate through 5-7 lending groups, with each rotation lasting approximately 2.5 months. RESPONSIBILITIES Shadow Relationship Managers in client and prospect meetings Underwrite financial analysis and credit packages Participate in loan approval presentations Review portfolio credit risk Attend seminars and ongoing training Build one-on-one working relationships with high-level decision makers CORE ROTATIONS (2-3 rotations required out of the 5-7 total rotations) Commercial Banking Business Banking Private Banking SPECIALTY ROTATIONS (vary by market) Corporate Banking Commercial Real Estate Energy Healthcare and Not-for-Profit International Phase 3: Placement Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs. Placement as an Associate into a lending group is the monumental conclusion to the Banker Development Program. This placement is a steppingstone on an analyst's journey to become a Relationship Manager at Amegy Bank. CAREER PROGRESSION Credit Analyst Associate, Officer (19-25 months)* Assistant Vice President, Relationship Manager II / Portfolio Manager II (3 to 4 years)* Credit Analysts who place into Core Groups will: Manage their own portfolio within 1-2 years after graduating the program Work directly with business owners and CEOs Help small, family-owned, and middle market businesses achieve their goals through relationship banking. Maintain close ties to the community Credit Analysts who place into Specialty Groups will: Manage their own portfolio 2-4 years after graduating the program Work primarily with CFOs and CEOs Help upper middle market and larger businesses achieve their goals through relationship banking. 4. Vice President (5+ years)* * Estimated career progression based on time after start of employment Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

We are hiring aBeneficiary Verification Analystfor the Payment Operations team to support compliance, risk management, and operational efficiency goals. This position focuses on confirming the validity and ownership of bank accounts for new and existing customers, ensuring all digital transactions are legitimate and secure against evolving fraud tactics. This position reports into the Director of Payment Operations and will be based in our Austin, TX office. We're looking for someone to join us immediately. What you'll do: Complete all bank account verification tasks in accordance with regulations, ensuring proper authorization is received. Utilize various verification methods, including document review and automated systems, to confirm account ownership. Research and resolve complex account issues, escalating to management or legal counsel when necessary. Maintain accurate and detailed records of all verification activities for auditing purposes. Collaborate with other internal departments, such as risk management and compliance, to address potential fraud indicators. Provide superior customer service to internal and external parties related to account verification. Efficiently manage and resolve returned payment exceptions and inquiries What we're looking for: Proven experience in financial services, banking operations, or risk/compliance. Familiarity with risk and compliance software and Know Your Customer (KYC), Know Your Business ( KYB), and Anti-Money Laundering (AML) regulations. Understand and apply knowledge of various payment rails, especially ACH (Automated Clearing House) and wire transfers, to ensure compliance with NACHA rules and other relevant standards during the verification process. Experience with AI-powered systems for identity or document verification. Working knowledge of fraud detection software and anomaly detection. Ability to handle sensitive and confidential information with discretion. Additional Information Base Pay Range: 63,232.00 - 86,944.00 USD AnnualFor Los Angeles County (unincorporated) Candidates: Procore will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable federal, state, and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the California Fair Chance Act. A criminal history may have a direct, adverse, and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment: 1. appropriately managing, accessing, and handling confidential information including proprietary and trade secret information, as well as accessing Procore's information technology systems and platforms; 2. interacting with and occasionally having unsupervised contact with internal/external customers, stakeholders, and/or colleagues; and 3. exercising sound judgment.

Product Analyst US Power Houston / Hybrid (1 day a week min, more if preferred) NB - Please only apply to this job if you have knowledge and genuine interest in the energy and financial sector. A strong understanding of US power market fundamentals is mandatory. The client and bigger picture Our client is a world leader in global energy and environmental intelligence, providing a high-quality platform that generates actionable insights for financial institutions. The business fuses and creates data sets derived from satellite imagery and multiple sources to help clients anticipate market moves in a volatile market. The US represents a major growth opportunity, and the business is strategically focused on serving hedge funds and commodity traders. With electricity becoming the "new oil," this role offers a chance to be instrumental in capturing market value and building the US growth engine. You will join a dynamic local team, work under the leadership of the US Senior Product Manager and work with a highly skilled global product and analyst team. About you With 3+ years of relevant industry experience, you are seeking a role that is highly client and market-facing. You may currently be working at a data provider, utility company, or trading house. You are attracted to a fast-moving, scale-up environment where self-starters thrive. You are quantitatively inclined and comfortable with data analysis (strong Excel, or some SQL or Python is a bonus). Your background must include a strong understanding of US power market fundamentals, specifically regarding supply and demand, grid interconnection, and capacity forecasts. An interest in how products are built and developed is essential. Role and Responsibilities This role will see you partner closely with the commercial and product teams, acting as an expert voice so the business can drive revenue growth and position the platform as the go-to data partner for US power market players. Act as a thought partner to clients and prospects, helping them connect insights to market moves and investment opportunities in the power sector. Work hand-in-hand with the sales team to showcase data value through impactful content, demos of the platform, and discussions. Analyze trends across US power markets-specifically solar, battery storage, and data canters-using the platform's unique geospatial and AI data. Act as the voice of the market internally, gathering customer feedback to suggest new features and prioritize the product roadmap. Produce compelling content, including market commentary and reports, that showcases the product's edge and drives market engagement.

Our mantra is simple -- love. Love what you do. Love where you live. Love the success and return we provide. At RR Living, we are a part of something special. About the Role We are seeking a detail-oriented and analytical Analyst to support our team by extracting, validating, and interpreting data from our systems. This role will be responsible for generating routine and other reports, identifying operational and financial trends, and providing insights that drive data-informed decision making across the portfolios. Location: Dallas, TX- 90% Onsite with potential for one day of remote work each week Pay Range: $75,000 plus quarterly bonus potential Key Responsibilities Pull, compile, and validate reports from RealPage (modules as applicable), and other software platforms, working closely with the CEO, property and asset management teams Develop and maintain dashboards and reporting tools to proactively monitor and forecast property and overall portfolio performance and trends. Take the lead in analyzing and identifying trends in occupancy, rent growth, leasing activity, renewals, expenses, and other key operational metrics. Translate data into actionable insights and recommendations for the CEO and other leadership, operations, and property management teams. Support monthly, quarterly, and annual reporting cycles with accurate and timely data. Assist with data cleanup, system audits, and ensuring data integrity across RealPage, Power BI and other software platforms in use by the company. Partner with onsite and regional and portfolio leadership and support teams to understand operational drivers behind data trends, and to identify and recommends potential opportunities to drive enhanced performance results. Present findings in a clear, concise, and visually compelling format (Power BI, Excel, or RealPage dashboards). Benchmark portfolio performance against market and internal targets. Participate in forecasting and budgeting for properties on a monthly, quarterly and annual basis. Present findings to the CEO, leadership and property teams. Own and maintain the tracking and reporting of capital projects, comparison to proforma on new assets, quarterly bonus reporting metrics and other needs as they arise. Participate in the onboarding and due diligence of new acquisitions. Manage the structure of the Share Point One Drive Folder for reporting and property management Qualifications Bachelor's degree in Finance, Business Analytics, Economics, Real Estate, or related field preferred. 1-3 years of experience in an analytical role; RealPage experience strongly preferred. Proficiency with Excel (VLOOKUPs, pivot tables, formulas) required. Experience with BI tools such as Power BI or RealPage Business Intelligence a plus. Strong quantitative skills with the ability to interpret complex data sets. Excellent communication skills with the ability to translate data into meaningful insights. Highly organized, detail-oriented, and able to work independently in a fast-paced environment. Ability to collaborate effectively with cross-functional teams. Some travel to properties may be required throughout the year. Travel is estimated at 20% or less. RR Living's Core Values Be Your Best. Do Your Best. We celebrate individualism, collaboration, and inclusion. Our associates are the best in the business, exemplifying that which we celebrate as an organization. Recognizing happiness and great attitudes are contagious, we hold ourselves and each other accountable. Success begets success and happiness begets happiness . Honesty, Integrity, and an Unwavering Commitment to Excellence: Excellent resident experiences are our specialty, recognizing the unique challenges of rentership. We provide a wonderful place to call Home, striving to do what is often missed -- creating unparalleled living experiences for our residents, incredible opportunities for our associates, and impressive revenues for our partners &; owners. Simply put, we Care. Empowered Associates, Obsessively Purpose-Driven and Stronger Together: Success, a people-centric approach, and revenue growth are not independent of each other. We operate as one team. deliberate in the actions taken to drive revenue and improved valuation for owners & investors. As happy performers, our associates are an engaged team empowered to work together to achieve our common goals, making us an unstoppable successful organization . The Magic is in the Details: Recognizing that residents choose to live where they can be proud of residing, we understand that details matter. Our teams provide personalized service that exceeds expectations and creates unique neighborhood-like environments. From elite resident events to local partnerships within our market, we strive to provide only the best for those we serve. Passion and Care Defines Our Team: Recognizing that our passion for providing homes is a special calling, we answer with respect and resolve to do and be the best. We are good citizens making a positive impact in the greater community through philanthropy and volunteering locally. Everyone is uniquely important and we strive to create meaningful Moments That Matter for our residents, associates and shareholders.

Water Utility Financial Analyst/Consultant NewGen Strategies & Solutions is a management consulting firm with offices nationwide. We specialize in three core practices, Energy, Water, and Solid Waste, providing strategic insight and practical solutions to help our clients achieve their goals. Our vision is to be the consulting company that makes a difference for our clients, our employees, and our communities. Guided by our core values, make an impact, foster innovation, expect quality, cultivate community, and be a trusted advisor, we are committed to excellence in everything we do. At NewGen, our employees are our greatest asset, and every team member-at every level-has a voice. The Financial Analyst/Consultant role in the Water Practice is an entry-level position with opportunity for advancement. We're looking for SOLVERS-people who approach challenges with curiosity and enjoy solving complex problems, much like tackling puzzles. In this role, you'll work directly with industry experts to build your skills while supporting water utility clients across the country. Key Roles Develop financial models in Microsoft Excel to help utilities forecast their costs, revenues, and performance indicators Analyze large data sets (including financial, demographic, and billing/consumption data) to inform the development of financial models Create understandable data visualizations using charts and user-friendly dashboards Clearly communicate results to clients in written reports and PowerPoint presentations Carry out quantitative and qualitative research (e.g., benchmarking utility bills) to inform decision making Develop subject matter expertise in water infrastructure while also providing analytical support to colleagues in our energy and solid waste practices Required Qualifications Undergraduate degree or higher in Finance, Economics, Accounting, Business Administration, Data Analytics, or another quantitative field 1 to 3 years of experience in a finance- or data-related role Strong working knowledge of Microsoft Excel Familiarity with fundamental financial concepts (such as inflation, depreciation, discount rates, operating costs, capital planning, debt service coverage, etc.) Basic knowledge of Microsoft Word and PowerPoint Preferred Qualifications Experience with advanced Excel features such as VBA, Power Query, Power Pivot, and Power BI Experience in the utilities industry Knowledge of programming languages for data analysis, such as Python, R, or SQL Qualities At NewGen, we're looking for SOLVERS, people who approach challenges with curiosity and thrive on solving complex problems. A SOLVER is: Structured - organized, methodical, and grounded in sound reasoning Ownership-driven - takes initiative and accountability for outcomes Logical - approaches problems with clear, evidence-based thinking Versatile - adapts quickly to changing needs, roles, and client priorities Elevating - lifts others through collaboration and positive influence Resourceful - finds creative, effective solutions even with limited information Additional qualities include: Passion for and proficiency in Microsoft Excel (you will spend most of your day in spreadsheets!) Exceptional attention to detail Excellent written and verbal communication skills Highly organized, with the ability to self-manage multiple priorities and deadlines Ability to transform, combine, analyze, and summarize large (and often messy) data sets What We Offer Join our team of experts dedicated to making a positive impact on our clients' water consumption and costs. We offer a competitive compensation package, benefits, and opportunities for professional growth in a supportive and collaborative work environment. Base compensation of $65,000 - $75,000. The range provided is NewGen's reasonable estimate of the base compensation for these roles. The actual amount may be higher or lower, based on non-discriminatory factors such as location, experience, knowledge, skills, and abilities. Annual bonuses of 8%, contingent on personal and company performance 401K plan with matching contributions Medical and dental insurance Paid vacations and holidays Paid maternity and paternity leave Meaningful opportunity for career progression within the organization Flexible work schedules (while being mindful of client deadlines) Ongoing training Office snacks and occasional group lunches and team-building activities Additional Information Location: Richardson, TX. In-person with the option to work from home two days per week. Employee Type: Full-time. Exempt. Some overtime and travel will be required. Legally Authorized to Work in United States: To qualify, applicants must be legally authorized to work in the United States, and should not require, now or in the future, sponsorship for employment visa status. NewGen is an equal opportunity employer and complies with all federal, state, and local fair employment practices laws. NewGen strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, gender identity, sexual orientation, marital status, sex (including pregnancy), age, disability, past, current, or prospective service in the uniformed services, or any other characteristic protected under applicable federal, state, or local law.

AArete is one-of-a-kind when it comes to consulting firm culture. We're a global, innovative management and technology consulting firm with offices in the U.S., India, and Europe. Our name comes from the Greek word for excellence: "Arete." And excellence is exactly what we strive for. We're celebrating our fourth year as one of Forbes' World's Best Management Consulting Firms - and our success starts with our people. From robust career development planning to competitive life and wellness benefits, AArete's "Culture of Care" takes a holistic approach to the employee experience. AAretians (our team members) are leaders at every level. You are encouraged to unlock your full potential by directly contributing to our mission and prioritizing personal development and fulfillment. The Role As an AArete Analyst, you will support client teams in addressing critical business challenges by contributing structured research, clear analysis, and thoughtful problem solving. You will develop the core consulting skills needed to analyze data, structure problems, and contribute to project delivery while gaining exposure to strategic decision making. If you thrive in a collaborative and fastpaced environment and are recognized for your critical thinking, communication skills, and willingness to learn, this role is for you. You will expand your consulting capabilities through handson work in research, data analytics, and business case development, and you will play a foundational role in moving projects forward and delivering high quality results. Work You'll Do Analyze complex data to uncover insights and support the development of actionable business cases that deliver client savings and operational improvements Conduct research to understand client-specific business contexts, industry trends, and problem statements Understand client challenges and apply structured problem solving to deliver clear key findings and recommendations Collaborate with cross-functional teams to design and implement innovative solutions that address client needs and push industry boundaries Utilize advanced Microsoft Excel and SQL skills for in-depth data analysis and visualization Prepare clear, concise deliverables for project leadership and client review Participate in internal and client meetings by taking notes, asking clarifying questions, and presenting portions of work when appropriate Communicate effectively with project leaders and clients by sharing progress updates and analytical insights Exercise sound judgment and communicate effectively with clients at all levels Demonstrate strong attention to detail, professionalism, and organized work habits Work collaboratively with team members to support project success and contribute positively to team culture Apply feedback from mentors and peers to strengthen consulting skills Participate in training sessions, recruiting efforts, and team-building activities Contribute to internal initiatives and projects that drive AArete's growth and innovation Other duties as assigned Requirements Bachelor's degree required Proficiency in Excel and PowerPoint, and willingness to build data/technical skills (including SQL) Demonstrated passion for continuous learning and staying current with industry trends and technologies Exhibit a high level of accuracy, professionalism, and organizational discipline Strong problem-solving skills with a logical and analytical approach Ability to understand business and project goals to craft and deliver meaningful solutions to clients Ability to work effectively both independently and in group settings Willingness to engage in direct client interaction, including travel to client locations Based in Chicago, IL, and able to work from our Chicago office as needed Must be legally authorized to work in the United States without the need for employer sponsorship Preferred Requirements Degree in Business, Finance, Economics, Engineering, Data Analytics, or related field Professional experience in consulting, analytics, or professional services Experience and interest in healthcare, especially payer operations and data Experience with AArete's other focus industries: Pharmacy, Financial Services, Retail, Manufacturing, Higher Ed, or Technology & Professional Services Coursework or familiarity with SQL or analytics tools Compensation & Benefits Flexible PTO, monthly half-day refuels, volunteer time off, 10 paid holidays Own Your Day flexible work policy Competitive majority employer-paid benefits: Medical, Dental, Vision, 401K Match Generous paid parental leave options Employer paid Life Insurance, Short-Term Disability, Long-Term Disability Charitable contribution matching program New client commission opportunities and referral bonus program Bike share discount program The estimated base salary range for this position is $74,000 - $82,000. In addition to this base salary, individuals may be eligible for an annual discretionary bonus. This range is a part of a competitive, total compensation package together with our majority employer-paid benefits and incentive pay for eligible roles. Please note that this range is a guideline and individual total compensation may vary due to numerous factors including but not limited to experience level, certifications, and other relevant business considerations. AArete will accept applications until the position is filled. The job posting will be removed once the role is no longer available. We put humans at the center of our work We're a global management and technology consulting firm specializing in strategic profitability improvement, digital transformation, and strategy & change for clients. Our cross-industry solutions are powered by a digital-first mindset, market intelligence, and data-driven approach to deliver purposeful change, actionable insights, and guaranteed results. But what sets us apart is our people. We are guided by our deeply embedded guiding principles: Excellence, Passion, Loyalty to Clients, Stewardship, Family, Community, Sustainability, and Inclusion. And we've been recognized as a top firm to work for by companies like Forbes, Top Workplaces Chicago Tribune, and Consulting Magazine. We've earned a Great Place to Work Certification and been named a World's Best Management Consulting Firm by Forbes, Vault's Top 50 Firms to Work For, Crain's Chicago Business Fast 50, Inc 5000's Fastest Growing Firms, and Consulting Magazine's Fastest Growing Firms. Learn more about our award-winning culture We are an Equal Employment Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. #LI-DNI

Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment. To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time. Who we're looking for Toyota's Central region, Plano, TX Experience Center (EC), is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support Toyota Financial Services (TFS) Dealer Service Center (DSC) objectives. What you'll be doing * Maintaining decision call back times at or below established objectives * Cultivating and preserving strong relationships with dealer personnel * Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines * Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans * Monitoring dealer trends and identifying and reporting adverse issues * Assisting with Wholesale areas as needed What you bring * Strong attention to detail and organizational skills required * Excellent oral and written communications skills * Knowledge of Microsoft Office applications Added bonus if you have * Experience in automotive retail and/or wholesale financing preferred * Experience in retail credit, collections, dealership financial statements or wholesale preferred * Bachelors degree highly preferred What we'll bring During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include: * A work environment built on teamwork, flexibility and respect * Professional growth and development programs to help advance your career, as well as tuition reimbursement * Team Member Vehicle Purchase Discount * Toyota Team Member Lease Vehicle Program (if applicable) * Comprehensive health care and wellness plans for your entire family * Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute * Paid holidays and paid time off * Referral services related to prenatal services, adoption, childcare, schools and more * Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA) * Relocation assistance (if applicable) Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members' efforts to dream, do and grow without questioning that they belong. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law. Have a question, need assistance with your application or do you require any special accommodations? Please send an email to *****************************.

Job Description Tolleson Private Bank is seeking a motivated Summer Intern to join our Bank Division for Summer 2026. This role is designed to provide broad exposure to the operations of a private bank, with a focus on supporting the Credit Team and gaining hands-on experience across multiple banking functions. The intern will contribute to meaningful projects that directly impact our clients and business. Key Responsibilities: Assist the Credit Team with back-office tasks, including financial statement spreads, annual credit reviews, and portfolio monitoring Support documentation and data management for loan files and client records Participate in cross-functional projects to gain exposure to areas such as lending, operations, compliance, and client service Shadow team members to learn about TPB's approach to serving clients and managing risk Prepare reports and presentations for internal meetings Contribute to process improvement initiatives and special projects as assigned Learning Objectives: Develop a foundational understanding of private banking operations and credit analysis Gain insight into how TPB delivers exceptional client service Build professional skills in teamwork, communication, and problem-solving Experience the collaborative culture of Tolleson Private Bank Qualifications: Must be an active Sophomore or Junior college student working towards a Bachelor's degree in Finance, Accounting, Business, Economics, or related field Graduation date on or before May 2028 Minimum GPA of 3.3 (overall) Strong analytical and organizational skills Excellent written and verbal communication Proficiency in Microsoft Office (Excel, Word, PowerPoint) Interest in private banking, credit, and client service Ability to work independently and as part of a team Must consent to and have favorable consumer report and background check NO AGENCIES PLEASE No calls or agencies please. Any Employment Agency, person or entity that submits an unsolicited resume to this site does so with the understanding that the applicant's resume will become property of Tolleson Wealth Management and that Tolleson Wealth Management will have the right to hire that applicant at its discretion and without any fee owed to the submitting Employment Agency, person or entity. Employment Agencies that have entered into agreements with Tolleson Wealth Management must submit applicants in accordance with the terms of the applicable agreements in order to be eligible for payment of placement fees. Tolleson Wealth Management is an Equal Opportunity Employer

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals by performing the following duties. Word Essential Duties and Responsibilities include the following. * Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater. * Keep up to date with the company's lending protocols. * Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques. * Research skills * Strong problem-solving, mathematical and analytical skills * Excellent written and verbal communication skills * Ability to maintain confidentiality * Proficiency with computers and computer software, like programs that aid in statistical and financial calculations * Proficiency with financial reports and statements * Strong attention to detail and ability to notice discrepancies in data * Impeccable understanding of financial statements, ratios, and concepts The ideal candidate should be self-motivated, be a team player and have a strong work ethic. * Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater. * Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater. * Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed. * Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed. * Identifies policy, collateral, and missing document exceptions. * Identifies strengths and weaknesses of the relationship. * Researches and summarizes industry information for potential and existing customers. * Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud. * Spreads financial statements and tax returns for potential and existing commercial customers and guarantors. Supervisory Responsibilities This job has no supervisory responsibilities. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; minimum of three or more years of credit analysis experience; or equivalent combination of education and experience. Compliance Requirements Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations. Must report any unusual or suspicious activity involving customers or fellow employees to the BSA Department. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Word Compensation Details We believe in competitive compensation. The minimum average base pay for this position based on market is: $70,686.00 Word The minimum base pay could be increased based on factors such as skills, education, or experience. The base pay listed does not include incentives, bonuses, or benefits. We also offer a generous benefits package (more information on benefits can be found here). Word Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

Job Description Gas Credit Analyst II - (WMBJP00002582) Houston, TX minimum of five (5) years oil and gas experience in an accounting/finance area Experience level: Mid-senior Experience required: 6 Years Education level: Bachelors degree Job function: Accounting/Auditing Industry: Oil & Energy Pay rate : View hourly payrate Total position: 1 Relocation assistance: No Visa sponsorship eligibility: No Recruiter Note Were looking for a candidate with solid experience in gas marketing and the natural gas trading space, including exposure to ICEhands-on experience preferred, as traders use it daily for executing trades and managing limits. The ideal candidate will be familiar with industry tools such as Paragon, Endure, ICE, Experion, S&P IQ, and Moodys, and should have strong Power BI skills, which will help them stand out. This role requires someone who understands the natural gas industry, can support trading operations effectively, and is flexible with their work schedule, as occasional overtime may be needed with prior approval. Job Summary The Credit Analyst II is responsible for daily operations, applicable projects, employee training, and reporting of the credit department which includes: new counterparty setups, credit limits on counterparties, contract reviews, customer inquiries, mentoring of teammates and monitoring of credit exposures. This role requires attention to detail and a strong understanding of accounting and finance principals. The ability to thrive in a team environment is a key to success! Your work will challenge you, and with our Core Values to guide you, youll quickly learn and grow with us. Responsibilities/Expectations: Coordinates review of credit terms within counterparty agreements and provides recommendations Issues letters of credit and guarantees according to company guidelines Develops positive relationships with internal/external counterparties Makes decisions regarding credit limits and resolves sophisticated credit problems within company guidelines May mentor others Produces reports on credit activities/operations on a daily, weekly, monthly, quarterly and annual basis Other duties as assigned Education/Years of Experience: Required: Bachelors degree business, finance or accounting and minimum of three (3) years working in an accounting/finance environment Preferred: A minimum of five (5) years oil and gas experience in an accounting/finance area Other Requirements: Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority Proficiency in Microsoft Office Applications and PC skills Detailed understanding of finance and accounting principals, financial documents and ratio analysis

USRC's greatest strength in being a leader in the dialysis industry is our ability to recognize and celebrate the differences in our diverse workforce. We strongly believe in recruiting top talent and creating a diverse and inclusive work climate and culture at all levels of our organization. The Credit Analyst is responsible for performing all duties related to resolving payment refund requests and credit balances. Candidates should reside in the Dallas/Fort Worth, Texas area commutable to our Corporate Office in Plano, TX. This is a Hybrid role requiring to be onsite for onboarding and training periodically. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and tasks may be assigned. Review End of Month/End of Month Batches for proper reimbursement. Research Insurance Requests for Refunds to determine if appropriate. Research Credit Balances to determine if adjustment or refund is needed. Maintain Refund Request Spreadsheet to track requests. Participate in staff meetings as required. Regular and reliable attendance is required for the job.

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for determining the creditworthiness of potential clients based on financial statements, borrowing history and market conditions. The analyst uses tools such as financial models, credit reports and key ratios to prepare appraisals which are provided for purposes of loan review and approval as well as to determine terms of the loan. The incumbent will: Conduct financial analysis and underwriting of credit for new loan requests and loan maturities Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements Determine the strength and/or weakness of the client's credit to determine the terms of the loan Run reports that show past or current maturities and request necessary information Occasionally prepare underwriting/credit memos after collecting all financial information and circulating memos for approvals from the appropriate parties Generate/compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration reporting Generate/compile the board report and other various ad hoc reports as requested Track borrowing base and marketable securities Maintain and update nCino system Respond to subpoenas dealing with credit information Order appraisals, conduct appraisal reviews and serve as liaison for appraisal vendors Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned MINIMUM QUALIFICATIONS Bachelor's degree in Finance, Accounting or a related field Minimum two (2) years' experience in financial analysis, banking or a related field Excellent written and verbal communication skills Experience using Microsoft Outlook, Word and Excel Experience in a position requiring attention to detail and data analysis Excellent organizational skills and ability to multi-task Ability to work independently with little supervision Working knowledge of collateral instruments (i.e. letter of credit, UCC filings, and personal/corporate guarantees) RMA and/or Moody training is a plus PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting Frequent use of PC, including typing or sustained attention to monitor Occasional lifting of basic office files or equipment up to 20 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA

Key Responsibilities: * Assist in developing and implementing underwriting policies and procedures. * Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly. * Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary. * Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements. * Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications. * Maintain accurate and up-to-date records of all underwriting decisions and documentation. * Work collaboratively with other team members to achieve departmental goals. * Provide excellent customer service and support to dealers and customers regarding financing options. * All other duties as assigned. Qualifications: * High school diploma, associate degree or equivalent in Finance, Business, or related field Previous experience in underwriting is mandatory * A minimum of 3-5 years of experience is recommended. * Proficiency in Microsoft Office (Word, Excel, PowerPoint). * Remain current on lending regulations and guidelines * Familiarity with Loan Origination Systems (LOS). * Strong analytical and decision-making skills. * Research and problem-solving capabilities. * Excellent communication and interpersonal skills. * Act as a resource for dealer and staff questions regarding the KMRF's loan programs * Working knowledge of financial services regulations together with all internal policies and procedures. * Working knowledge of various loan structures, payment schedules, amortizations, interest rates * Prepare monthly production reports and provide information to manager * Basic understanding of financial information and lending regulations. * Ability to work 100% on-site at our Dallas, TX office. Profile Differentiators: * Experience in founding, co-founding or working in a fast-paced startup environment. * Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs) * Experience in a FinTech startup. * Advanced Professional degree Equal Opportunity: KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United. The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections. MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS) * Analyzes all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and First United's files. * Prepares thorough and concise memo's, spread sheets, reports, summaries and opinions for Loan Officers on new, renewal and existing loans within established deadlines. * Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts, and notifies Loan Officers of any potential problems in a timely manner. * Establishes, reviews and updates new and existing loan files for the Bank on a regular basis. * Provides technical advice and assistance to Loan Officers. * Performs credit inquiries. ADDITIONAL DUTIES AND RESONSIBILITIES * Effectively communicates with Loan Officers and Bank Management in a clear, accurate, and concise manner. * Generates solutions to problems and suggests alternative solutions when necessary. * Contributes to Bank-wide projects while following specific and detailed instructions in a timely manner. * Typically focuses on memos for relationships ranging from $500,000 to $2,000,000. * Creates and maintains solid working relationship with Loan Officers and other team members. * Ability to adhere to all company policies, core values and procedures. * Genuine interest in learning and working in the banking profession. * Dresses professionally. * Other duties as assigned. EMPLOYEE SPECIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Work Experience * Bachelor's degree in Finance, Accounting or related field. * Minimum of 1- 4 years banking industry experience. * Six months experience with credit systems. * Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, in order to produce a written analysis. Technical/Functional Competencies * Strong financial analytical abilities, with knowledge of financial ratios. * Strong Excel skills. * Good interpersonal, technical, problem solving, and written communication skills needed for preparation of credit memos and analysis of financial statements. * Demonstrates initiative, judgment/discernment and self motivation to work with minimal supervision. * Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary to increase overall efficiency. * Demonstrates dependability through good attendance and adherence to time lines and schedules. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization. All Locations: Frisco-Preston Road If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

Job Description Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep , Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. Position Summary: The Lease Credit Analyst II is responsible for reviewing and analyzing consumer credit applications, assessing credit history and risk, and providing decision outcomes within Stellantis Financial Services credit risk policies, compliance guidelines and profitability models. Essential Duties and Responsibilities: Review and evaluate credit reports and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk appetite, and governing regulations (e.g., FCRA, ECOA, Reg M). Develop and maintain strong dealer relationships while ensuring volume, quality control and credit quality objectives are met. Manage exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations. Complete final disposition on credit applications utilizing authorized resources to complete verifications and due diligence when required, forwarding to appropriate level of authority if needed. Interact and communicate through various channels (including inbound and outbound phone calls) with our dealer partners, internal stakeholders and consumers, negotiate, and provide credit review outcomes, respond to inquiries, or support strategic efforts and initiatives. Maintain confidentiality due to regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth. Perform other ad hoc duties as assigned. Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Required Experience: Minimum 2 years' auto finance or similar experience. Minimum 1 year of auto underwriting experience. Education: High school diploma and/or GED Skills Required: Strong analytical and organizational skills with close attention to detail. Basic windows computer skills. Mathematics (percentages), reasoning ability, judgement, and customer-facing skills. Intermediate MS Office skill in Excel, Access, Word, and PowerPoint. Excellent oral and written communication skills. Ability to interface work autonomously and handle multiple projects simultaneously. Qualifications Preferred: Experience - Captive, retail automotive franchise dealership, and/or lease auto underwriting experience. Overtime required - required on an as needed basis. Travel 0-10% - as required on an as needed basis. Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX; Detroit, MI; Phoenix, AZ. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. Required to use a headset and or telephone for calls. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Work Schedule This position requires the ability to work various shifts to accommodate business needs, which may include evening hours, holidays, and weekends. Travel is required 10% of the time. An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position. Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

Location: On site in Memphis, TN, Atlanta, GA, Nashville, TN, Charlotte, NC, New Orleans, LA, or Dallas, TX The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other opportunities within First Horizon including sales, credit, relationship management, loan review or other similar positions. Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing at least 80% of the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, collateral performance, risk rating, risk-adjusted return on capital, and several other factors related to First Horizon's underwriting policies and guidelines. Duties and Responsibilities: * Work directly with PM, RM and clients to address needs efficiently and accurately * Spread financial statements * Provide advanced analysis in assessing and evaluating current and new business opportunities * Interact with clients and LOB leaders through email, phone conversations, field exams, bank group meetings, etc. * Project manage complex credit requests and analyses and see them through to completion * Identify emerging industry trends and proactively monitor the risk in the current book of business * Attend credit meetings and learn to properly present modifications and new to bank opportunities to internal credit partners for final approval Knowledge and Skills: * Critical thinker possessing superior analytical abilities with the ability to reach logical conclusions based on the available information * Microsoft Office: Strong excel and presentation building skills * Ability to manage multiple projects, while maintaining high attention to detail * Self-starter attitude * Flexibility and proven ability to diagnose and resolve issues * Intellectually curious, ability to think outside the box, assertive * Hard working, smart, creative, analytical, driven, exceptionally organized * Strong communication skills and results driven * Ability to work and excel in a team environment Education: * Bachelor's degree (BBA or BS) in Accounting, Finance, or a closely related field. * Exceptional educational background required * CFA or CPA candidates preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Job DescriptionDescription: The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements: Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.