Credit analyst jobs in Schaumburg, IL

The Portfolio & Analytics (P&A) team is a critical part of Antares, focused on overseeing and managing one of the largest middle‐market portfolios in the private credit space. Based in Chicago and Atlanta, the high‐performing team utilizes an industry coverage model to generate portfolio insights, monitor portfolio performance and market trends, and manage portfolio related activity including amendments, add‐on acquisitions, incremental financings, dividend recapitalizations and refinancings. The primary role of the Analyst, Private Credit - Portfolio & Account Management is to oversee and manage a portfolio of cash flow loans and monitor certain industries for key trends and market insights. The Analysts are responsible for monitoring the performance of assigned loan accounts, completing internal reporting requirements, and validating the accuracy of portfolio related data, as well as generating industry specific dashboards and white papers. Additionally, the Analysts assist senior deal team members in the underwriting, structuring, documentation and closing of on‐going portfolio related requests. RESPONSIBILITIES * Monitor the performance of assigned portfolio of cash‐flow loans, including reviewing and spreading financial statements and monitoring on‐going compliance with loan agreements and internal policies. * Build and maintain borrower relationships and communicate directly with respective management teams and 3rd party lenders and investors, including establishing and maintaining lender portals. * Prepare clear and concise written business updates on portfolio performance and present assigned loan accounts at internal portfolio reviews. Proactively highlight any concerns or issues with a comprehensive assessment and recommendation. * As a member of the account management team, conduct financial and business due diligence, including company and industry research, cash flow modeling, financial and dataroom analysis to determine creditworthiness of borrower related transactions including amendments, add‐on acquisitions, incremental financings, dividend recapitalizations and refinancings. * Assist in the preparation of approval memos, present the underwriting results and recommendations to an investment committee, and lead the closing and funding process. * Compile portfolio and industry metrics for industry dashboards, reviews, reporting, and analytics projects, coordinating with various stakeholders. * Anticipate key business, marketplace and competitor dynamics in finding opportunities for the portfolio. * Ensure proper records and associated documents are maintained on an on‐going basis. Audit certain business processes to ensure data accuracy for portfolio reporting purposes. QUALIFICATIONS * Bachelor's degree, with a preferred concentration in finance, accounting, business, or economics. * 3+ years related experience including, but not limited to: private credit, commercial corporate lending, corporate credit ratings, valuations, or accounting. Portfolio management experience preferred. * Knowledge and proven experience with financial statement analysis and ability to independently monitor and identify variances in financial performance. * Motivated self‐starter with a responsive, friendly, and professional demeanor and strong written and verbal communication skills. * Demonstrated ability to be decisive, highly organized and prioritize tasks including the ability to adapt to changing circumstances and adjust priorities as needed in a deadline‐driven environment while maintaining careful attention to detail and accuracy. * Ability to work productively in a cross‐functional team environment with both internal and external stakeholders while taking individual responsibility for quality and accuracy. * Proven record of reliability and dedication to high quality work product. * High proficiency with Excel, Microsoft Word, PowerPoint and financial spreading software. THE FINE PRINT * Must have unrestricted authorization to work in the United States * Must be willing to comply with pre-employment screening, including but not limited to drug testing, reference verification, and background check * Must be willing to work from the Chicago or Atlanta office #LI-hybrid #LI-CK1 A reasonable estimate of the current base salary range at the time of posting is below. Base salary does not include other forms of compensation or benefits. Actual base salary within the specified range is comprised of several components, including but not limited to applicant's skill, prior relevant experience, specific degrees and certifications, job responsibilities, market considerations and the location of the position. This role is eligible for a discretionary annual bonus (based on company, business unit and individual performance). Our benefit offerings include medical, dental and vision coverage, employer paid short & long-term disability and life insurance, 401(k), profit sharing, paid time off, Maven family & fertility benefit, parental leave (including adoption, surrogacy, and foster placement), as well as other voluntary benefits. Salary Range $90,000 - $110,000 To learn more, visit **************** Antares is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability, protected veteran status or other characteristics protected by law.

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. If the selected candidate lives within 50 miles of a GRS hub office, then the selected candidate must come into the office two days/week. Qualifications * Bachelor`s degree (Finance or Accounting) required * CPA or advanced degree in Accounting, Finance, or Business preferred * Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. * Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results * Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals * Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail * Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices * California * Los Angeles Incorporated * Los Angeles Unincorporated * Philadelphia * San Francisco

The Cash and Credit Analyst assists with payment collection procedures, credit extension, review and payment processing for the company. ESSENTIAL JOB FUNCTIONS Match and record all payments and deposits received for the company. Oversee cash payments including checks, ACH, wires, credit cards, Paycargo, Paypal, lockbox, remote scanning of payments received locally. Ensure daily cash batches are posted in Cargowise and match to general ledger. Ongoing maintenance of lockbox and data capture Pull of bank statement and cash application backup and support daily On board all clients for the company in conjunction with established SLA's (FA/ILS/Agents). Work across the organization including partnering with Sales and Operations to support the onboarding new clients. Work with management to provide decision support and approval letters. Maintain credit information and organization profile on clients and agents in Cargowise. Administer D&B including uploads to the Trade Exchange Program portal Account administration including upload of monthly past due reporting, applying for credit, setting up credit in Cargowise and documenting changes. Monitor credit limits for existing customers and re-assessing as needed Responsible for 3 rd party payment processors for customer invoicing/payments Liaison between accounting team and payment processor to ensure billing is being sent. Matching of invoices in our system to the payment processor to ensure payments are being sent. Complete other responsibilities and duties as assigned QUALIFICATIONS AND EDUCATION REQUIREMENTS Bachelor's degree in accounting, finance, management, or a related field or commensurate years of experience. Knowledge of accounting and accounts receivable. Excellent communication and interpersonal skills. Proficiency with computers, especially business solutions and bookkeeping software. Strong planning and problem-solving skills. Ability to analyze information and processes. Motivation to develop and maintain internal and external relationships. Comply with all Masterpiece policies and procedures and maintain current knowledge of financial legislation and recommend updates to process and efficiencies. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.

North American Corporates - Credit Analyst, Director - Technology, Media, Telecommunications Fitch's North American Corporates Group is seeking a Director for coverage of the TMT sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: * An opportunity to be a lead coverage analyst at a global rating agency. * A team-oriented work environment. * Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: * Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the TMT sectors; * Develop and maintain comprehensive financial models; * Conduct meetings with industry management teams; * Present analysis of companies to internal credit rating committees; * Involvement in communicating rating rationales to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; * Write timely and effective research on topical issues; * Participate in the evaluation of other credits within Corporates, as well as other related credit groups. * Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. * Mentor junior members of the team. * The role may include managerial responsibilities. What You Need to Have: * Bachelor's degree at minimum, MBA or other advanced degree a plus; * CFA/CPA or CFA candidate preferred; * 5-10 years relevant experience, some coverage or knowledge of the TMT sector a plus; * Capital markets and/or credit analysis experience a plus; * Expertise in Excel and Word; * Strong analytical, quantitative, and organizational skills; * Excellent written and verbal communication skills; * Ability to shift fluidly between multiple projects as priorities change; * Ability to excel in a team-oriented environment. What Would Make You Stand Out: * Some knowledge of and a keen interest in learning more about the TMT sector; * Professional background in capital markets, leveraged finance and/or credit analysis and well-developed financial statement analysis skills; * Desire to deepen exposure to and understanding of the debt capital markets; * A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization; Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $150,000 and $175,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-Hybrid Nearest Major Market: Chicago

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. US Corporates - Credit Analyst, Director - Retail & Consumer Fitch's North American Corporates Group is seeking Director for coverage of the Retail and Consumer sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors; Develop and maintain comprehensive financial models; Conduct meetings with Retail & Consumer industry management teams; Present analysis of companies to internal credit rating committees; Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; Write timely and effective research on topical issues Participate in the evaluation of other credits within Corporates, as well as other related credit groups; Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. Mentor junior members of the Retail & Consumer sector. The role may include managerial responsibilities. What You Need to Have: Bachelor's degree at minimum, MBA or other advanced degree a plus; CFA/CPA preferred; 8+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors; Capital markets and/or credit analysis experience a plus; Employee management experience a plus; Expertise in Excel and Word; Strong analytical, quantitative, and organizational skills; Excellent written and verbal communication skills; Ability to shift fluidly between multiple projects as priorities change; Ability to excel in a team oriented environment. What Would Make You Stand Out: A deep understanding of and a keen interest in Retail & Consumer A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills; Experience in interpreting complex legal documents such as bank agreements and bond indentures; A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK & CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision. Reports to: Credit Manager Minimum Qualifications: + Proficiency with MS Excel + Excellent math skills + Experience in credit and collections + Excellent ability to read, write, and speak English Preferred Qualifications: + College degree - will consider related experience in lieu of degree + Strong negotiation skills + Proficiency with Microsoft Office Suite software + Detail oriented + Ability to solve problems + Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time Working Conditions: + Largely sedentary role in an office environment + Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets Supervisory Responsibilities: No Essential Job Functions: + Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager. + Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager. + Ability to review credit applications for credit granting, and establishing six figure credit limits. + Escalating collection activities as required by business circumstances. + Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects. + Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager. + Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers. + Negotiating differences with customers and making arrangements for payment and dispute resolution. + Presenting payment, status, plan, reports, and information to management for quarterly credit meetings. + Maintaining professional relationships with Managers and external customers. CED is an Equal Opportunity Employer - Disability | Veteran Compensation Range: The compensation range for this position is $50000 to $60000 annually. Other Compensation: The following additional compensation may be applicable for this position: + Profit Sharing Benefits: Benefits available for this position are: + Insurance - Medical, Dental, Vision Care for full-time positions + Disability Insurance + Life Insurance + 401(k) + Paid Sick Leave + Paid Holidays + Paid Vacation + Health Savings Account (HSA) and matching + Dependent Care Flexible Spending Account (FSA) + Teledoc + Paid Pregnancy & New Parent Leave

JobID: 210645665 JobSchedule: Full time JobShift: Base Pay/Salary: Seattle,WA $133,000.00-$240,000.00; Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: * Oversee all aspects of credit analysis on commercial real estate/multifamily loans. * Evaluate and manage risks in complex transactions. * Serve as a back-up mentor for more junior Credit Analysts and Credit Officers * Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. * Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. * Apply data analysis techniques to interpret results and provide insights and recommendations to management. * Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. * Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: * Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. * Thorough understanding of multifamily real estate property valuations and cash flow analysis. * Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. * Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. * Excellent verbal/written communication and problem-solving skills. * Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. * Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: * Bachelor's degree in accounting, finance, economics, or real estate is preferred. * Experience as a loan underwriter in commercial real estate lending is highly desirable. * Familiarity with regional markets and municipal regulations. * Advanced degree in a related field. * Experience with proprietary credit risk management tools.

International Financial is seeking an experienced and highly motivated Lead Commercial Credit Analyst to join our growing team. In this role, you will support our customers in financing the acquisition of International trucks and buses. You will have delegated credit approval authority and be responsible for expert credit underwriting of fleet customers. This position offers the opportunity to make a significant impact through sound credit analysis, team leadership, and strategic decision-making within a collaborative and dynamic environment. If you are a seasoned credit professional who thrives in a fast-paced, team-oriented environment and is passionate about driving excellence in commercial underwriting, we invite you to apply and join International Financial in shaping the future of transportation financing. ABOUT NFC Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of InternationalTM Financial services. Responsibilities * Develop and maintain strong relationships with internal and external commercial organizations and customers while evaluating credit requests. * Serve as team leader for the structured underwriting team, providing guidance and oversight. * Perform detailed financial analysis for new and existing customers to assess creditworthiness. * Prepare clear, professional, and accurate credit write-ups for presentation and approval. * Recommend and approve credit decisions in accordance with delegated authority and dual-signature policies. * Communicate credit decisions effectively to all stakeholders. * Ensure compliance with company credit policies, including adherence to risk ratings and timely completion of credit reviews. * Collect and review due diligence materials and KYC (Know Your Customer) documentation. * Verify the accuracy and completeness of loan and lease documentation. * Ensure proper lien perfection and thorough documentation of all transactions. * Provide training and mentorship to strengthen the credit skills of team members. * Educate dealers on credit and documentation requirements to promote efficient processing. * Collaborate with management to review, update, and improve credit policies and procedures. * Assist in resolving post-funding documentation or process issues. * Continuously identify and implement opportunities for process improvement and efficiency. Minimum Requirements * Bachelor's degree * At least 5 years of accounting or finance experience * At least 1 year of lead experience OR * Master's degree * At least 3 years of accounting or finance experience * At least 1 year of lead experience OR * At least 8 years of accounting or finance experience * At least 1 year of lead experience Additional Requirements * Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status) Desired Skills * Highly desired - Minimum of 5 years of commercial credit underwriting experience on transactions or credit lines exceeding $10 million, preferably within the transportation sector. * Demonstrated expertise in financial statement analysis and the assessment of large-exposure credit risks. * Self-starter with demonstrated initiative, accountability, and the ability to work both independently and collaboratively. * Proven ability to lead a team and manage multiple complex transactions effectively. * Strong analytical, problem-solving, and business writing skills. * Proficiency in Microsoft Excel, Word, Power BI, and Moody's CreditLens. * Experience with finance and lease documentation, including negotiation of terms, understanding of insurance requirements, and lien perfection. * Exceptional communication skills, including the ability to engage with C-level executives and business owners. * In-depth knowledge of transportation industry credit policies and procedures. Benefits and Compensation We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more. For this position, the expected salary range will be commensurate with the candidate's applicable skills, knowledge and experience. You can learn more about our comprehensive benefits package at ******************************************** Company Overview ABOUT TRATON With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world's leading commercial vehicle manufacturers. The Group's product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company's ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group's commercial growth. ABOUT INTERNATIONAL From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit ********************** * International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah. EEO Statement We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email ********************* to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: Responsible for all aspects of the underwriting and credit management of Hedge Funds (HF) for the Global Markets business inclusive of trade approvals, internal credit ratings and limit management. This is a high-volume and fast-moving portfolio that utilizes a risk-based approach to drive revenue while maintaining appropriate credit risk disciplines. Responsibilities: * Credit analysis: Participate in initial and ongoing due diligence of HFs. Perform quantitative and qualitative credit assessment, setting internal ratings and recommending credit limits * Initial margin calculation: Determine initial margin (IM) and evaluate transactional risks associated with OTC and exchange traded derivatives, securities financing and structured trades * Trade approval: Hold delegated approval authority to approve trading floor request (OTC derivatives) or to make recommendations to higher authority levels. * Relationship management: Build strong working relationship with external HF clients, internal business partners including Sales, Structuring & Trading, Risk counterparts, Legal and Audit Function * Risk monitoring: Undertake regular exposure analysis including internal stress testing and IM back testing. Monitoring of performance and AUM flow data received from HFs * Trading documentation: Liaise with Legal and client in negotiating ISDA, CSA, GMRA etc. * Portfolio reviews: Preparation of portfolio reports and reviews, including analysis of OTC and F&O exposures, any counterparties of concern and other pertinent risk issues. * Candidate will be responsible for underwriting credit lines to support hedge fund client traded products. Required Qualifications: * 2+ years of prior hedge fund (Reg Fund or Financial Institution) risk management and/or hedge fund due diligence experience. * Proficient with Microsoft Office. * General knowledge of Hedge Funds, their strategies and financial derivatives. * Candidate will have significant exposure to Global Markets personnel including Trading / Structuring / Sales, as well various support partners. * Candidate must be comfortable working on transactions in a fast-paced capital markets/trading environment. * Ability to thrive in a fast-paced environment, consistently meet deadlines, and demonstrate strong quantitative and analytical skills Desired Qualifications: * Bachelor's Degree * Masters Degree * CFA Charter Holder Skills: * Attention to Detail * Client Management * Decision Making * Underwriting * Credit Documentation Requirements * Critical Thinking * Portfolio Management * Problem Solving * Written Communications * Financial Analysis * Negotiation Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

Insight Global is seeking a Credit Risk Strategy Analyst to work within our large banking client's Business Banking division. This team is currently rebuilding their Credit Strategy and need help transforming loan performance data into an expected loss calculation so that they are positive that they're within their risk appetite. Additional Details: - Understanding the key drivers of losses and P&L, their relative importance and the current trends; apply this knowledge effectively to forecast losses meaningfully and accurately; - Analyze underlying model outputs relative to other business, ensure that the models provide rational and logical output, - Reconcile detailed financial data from disparate data sources, - Assists in the development of strategic plans. - Identifies emerging issues and trends to inform decision-making. - Researches existing or emerging requirements & related best practices to assist and develops recommendations for changes/enhancements. - Conducts independent analysis and assessment to resolve strategic issues. - Leads and integrates the monitoring, measurement & reporting on the status of the risk decision strategy performance - Develops and maintains risk strategies using analytics, predictive modelling and business rules to optimize decisions and productivity. - Supports the planning and execution of the change management process including simulation, validation testing and reporting requirements to evaluate the effectiveness of the new or modified strategies. - Works with data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs. - Works independently and regularly handles non-routine situations. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ********************.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: **************************************************** Skills and Requirements - Minimum of 5 years of experience within credit risk strategy - At least 1-2 years of exposure to credit risk strategy for commercial lending, business loans, and/or credit cards - Experience analyzing credit data - pulling data, manipulating data, etc. - Experience utilizing SQL and SAS/Python - Knowledge of loss forecasting, expected loss calculations, CCAR, and stress testing - Understanding of models/statistics - Working background at a large bank or financial institution - Bachelor's Degree in Finance, Economics, Statistics, Data Science, or a related field - Excellent written and verbal communication skills - Analytical and problem-solving skills

Specialist II, Dual Credit Engagement STATUS: Full time DEPARTMENT: Dual Credit & P 20 Partnerships DIVISION: Academic Affairs CLASSIFICATION: Non-exempt UNION: TOSSC-AFT Local 604 REPORTS TO: Manager, Dual Credit and P-20 Partnerships PLACEMENT: Grade 107 HIRING RANGE: $22.49 - $23.84 hourly Competitive starting pay is dependent on education and experience. JJC offers regular full-time positions a variety of fringe benefits including retirement benefits, holidays, personal time, and other discounts/reimbursement for classes. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The student population at the college is diverse in ethnicity, gender, language, age and background. Joliet Junior College is an AA/EO employer and strongly encourages applications from candidates who would enhance the diversity of its staff. POSITION SUMMARY In coordination with other dual credit program staff, and under general supervision of the Manager, provides direct support to the dual credit program by providing outreach to dual credit students and parents. Works with a variety of stakeholders including high school administrators, counselors, teachers, staff, parents and students. Becomes familiar with college departments and functional areas' relationship to the dual credit program. Works independently and as part of a team. ESSENTIAL JOB DUTIES AND KEY RESPONSIBILITIES 1. Provide outreach services to constituent K-12 schools and career centers participating in the dual credit program. Conduct classroom and institute day visits and provide informational and promotional materials for these events as needed. 2. Assist high schools with the application process and post application procedures as needed. 3. Develop and implement parent and student orientations. Collaborate with Admissions and New Student Orientation staff to help create a seamless pathway for students. 4. Communicate dual credit policies and information to parents, students, high school counselors and other internal and external stakeholders. Assist students and high school contacts in resolving application, registration and enrollment issues in a timely manner. 5. Plan and deliver presentations at district high schools, college fairs, career centers and on campus events to support and promote dual credit. 6. Hold weekly virtual open office hours to answer questions from students, teachers, counselors, and parents. Be available for scheduled weekly appointments to assist students, teachers, counselors, and parents. 7. Assist Office of Dual Credit with administrative and registration related duties. 8. Attend meetings as assigned, including the Dual Credit Advisory Board meetings. Assist in the preparation of meeting agendas and prepare summary notes for meetings. Participate in planning and facilitating curriculum meetings. 9. Be familiar with and remain informed of the guidelines for dual credit from the Higher Learning Commission and the Illinois Community College Board, including the Dual Credit Quality Act and other related legislation. 10. Perform related duties as assigned. MINIMUM QUALIFICATIONS 1. Bachelor's degree. 2. Two (2) years of experience in a higher education and/or K-12 environment. 3. Self-directed with the ability to work independently within changing deadlines. 4. Ability to analyze and address the educational and personal needs of student. 5. Proficient with computers and database related software. 6. Ability to establish and maintain cooperative and effective working relationships with other members of the college and community, displaying cultural competence as well as emotional intelligence. 7. Demonstrated commitment to the college's core values of respect and inclusion, sustainability, integrity, collaboration, humor and well-being, innovation and quality. PREFERRED QUALIFICATIONS 1. English and Spanish verbal and written communication proficiency. 2. Master's degree in related discipline. 3. Demonstrated experience working with diverse student populations, case management approach to student support and experience working with undecided or exploration students. 4. Colleague database experience. 5. Demonstrated multicultural competence. PHYSICAL DEMANDS 1. Normal office physical demands. 2. Ability to travel between campus locations and to and from community events. 3. Ability to travel in state and nationally. WORKING CONDITIONS 1. Duties are performed indoors in the usual office and/or outdoor environment. 2. Travel between campuses and flexibility including some weekend and evening hours required. Benefits Click on the link below for information about JJC's Benefits: Full Time - Technical Office Support Staff Council (TOSSC)-AFT Local 604 | Joliet Junior College Full Time/Part Time: Full time Union (If Applicable): TOSSC Scheduled Hours: 40 Benefits Click on the link below for information about JJC's Benefits: Total Rewards | Joliet Junior College

International Financial is seeking an experienced and highly motivated Lead Commercial Credit Analyst to join our growing team. In this role, you will support our customers in financing the acquisition of International trucks and buses. You will have delegated credit approval authority and be responsible for expert credit underwriting of fleet customers. This position offers the opportunity to make a significant impact through sound credit analysis, team leadership, and strategic decision-making within a collaborative and dynamic environment. If you are a seasoned credit professional who thrives in a fast-paced, team-oriented environment and is passionate about driving excellence in commercial underwriting, we invite you to apply and join International Financial in shaping the future of transportation financing. ABOUT NFC Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and the provider of InternationalTM Financial services. Responsibilities + Develop and maintain strong relationships with internal and external commercial organizations and customers while evaluating credit requests. + Serve as team leader for the structured underwriting team, providing guidance and oversight. + Perform detailed financial analysis for new and existing customers to assess creditworthiness. + Prepare clear, professional, and accurate credit write-ups for presentation and approval. + Recommend and approve credit decisions in accordance with delegated authority and dual-signature policies. + Communicate credit decisions effectively to all stakeholders. + Ensure compliance with company credit policies, including adherence to risk ratings and timely completion of credit reviews. + Collect and review due diligence materials and KYC (Know Your Customer) documentation. + Verify the accuracy and completeness of loan and lease documentation. + Ensure proper lien perfection and thorough documentation of all transactions. + Provide training and mentorship to strengthen the credit skills of team members. + Educate dealers on credit and documentation requirements to promote efficient processing. + Collaborate with management to review, update, and improve credit policies and procedures. + Assist in resolving post-funding documentation or process issues. + Continuously identify and implement opportunities for process improvement and efficiency. Minimum Requirements + Bachelor's degree + At least 5 years of accounting or finance experience + At least 1 year of lead experience OR + Master's degree + At least 3 years of accounting or finance experience + At least 1 year of lead experience OR + At least 8 years of accounting or finance experience + At least 1 year of lead experience Additional Requirements + Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status) Desired Skills + Highly desired - Minimum of 5 years of commercial credit underwriting experience on transactions or credit lines exceeding $10 million, preferably within the transportation sector. + Demonstrated expertise in financial statement analysis and the assessment of large-exposure credit risks. + Self-starter with demonstrated initiative, accountability, and the ability to work both independently and collaboratively. + Proven ability to lead a team and manage multiple complex transactions effectively. + Strong analytical, problem-solving, and business writing skills. + Proficiency in Microsoft Excel, Word, Power BI, and Moody's CreditLens. + Experience with finance and lease documentation, including negotiation of terms, understanding of insurance requirements, and lien perfection. + Exceptional communication skills, including the ability to engage with C-level executives and business owners. + In-depth knowledge of transportation industry credit policies and procedures. Benefits and Compensation We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more. For this position, the expected salary range will be commensurate with the candidate's applicable skills, knowledge and experience. You can learn more about our comprehensive benefits package at ******************************************** Company Overview ABOUT TRATON With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world's leading commercial vehicle manufacturers. The Group's product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company's ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group's commercial growth. ABOUT INTERNATIONALFrom a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit ********************* (https://*********************/our-company) . *International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah. EEO Statement We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email ********************* to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.

Application Deadline: 12/15/2025 Address: 320 S Canal Street Job Family Group: Commercial Sales & Service You are a great communicator, team player, self-motivated, detail-oriented, critical thinker with excellent analytical skills, strong work ethic, relationship building skills and a passion for Commercial Banking. As a Commercial Banking Credit Analyst Intern at BMO, you'll have the opportunity to develop strong financial analysis and credit assessment skills while working alongside experienced Commercial Bankers who are passionate about client success. You'll contribute to meaningful projects, sharpen your ability to assess risk and learn how BMO partners with businesses to fuel growth. This is more than an internship - it's a chance to explore a career in commercial banking, expand your personal network and make a real impact with one of the largest banks in North America. This internship role is located in Chicago, IL. Please apply only if you are interested in working in this location. Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. Performs financial analysis and calculations and makes recommendations to Manager. Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities. Prepares detailed credit summaries to assess creditworthiness and support decision making. Provides content and support for proposals and presentations to capture new business and expand client partnerships. Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners. Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed. Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships. Identifies revenue and cross-selling opportunities to enhance portfolio growth. Identifies share of wallet opportunities. Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making. Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees. Analyzes issues and determines next steps. Broader work or accountabilities may be assigned as needed. Qualifications: As part of the BMO campus program, we are looking for motivated students with a strong desire to learn. Enrolled in an undergraduate degree program, graduating Spring 2027. A preferred minimum GPA of 3.2/4.0. A preferred minimum of two undergraduate finance and accounting classes or an equivalent combination of education and experience. Relevant experience in credit or lending instruments or financial operations in a corporate or banking environment is an asset. Specialized knowledge. Legally authorized to work in the U.S. and will not require sponsorship now or in the future. Foundational level of proficiency: Financial Analysis Loan Structuring Data Analysis Tools Regulatory Compliance Portfolio Management Credit Risk Assessment Banking Operations Microsoft Office Problem Solving Collaboration Detail-Oriented Analytical Thinking Salary: $50,100.00 - $82,800.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company's portfolio management and new business development efforts. Duties & Responsibilities * Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines. * Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals. * Perform file reviews of assigned requests to ensure complete information, communicating with loan team to discuss missing information, applicable questions and any loan structure suggestions or concerns. * Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower. * Evaluate collateral, industry data and other relevant credit information. * Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned. * Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships. * Develop a working knowledge of the Commercial Banking Loan Policy and systems, including nCino. * Assist with other duties or special projects as assigned. Education & Experience Knowledge of: * Strong oral and written communication skills * Proficiency in Microsoft Office Suite * Knowledge of financial accounting Ability to: * Prioritize work flow, multi-task and work independently * Analyze and solve problems * Take independent action within established guidelines * Perform duties under frequent time pressures with a high degree of accuracy and attention to detail Education and Training: * Requires Bachelor's degree with a concentration in Business or Finance. * Requires 3 or more years of Commercial Credit experience. * Requires knowledge of Microsoft Office. Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $82,000 - $101,000/year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. If the selected candidate lives within 50 miles of a GRS hub office, then the selected candidate must come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. US Corporates - Credit Analyst, Director - Retail & Consumer Fitch's North American Corporates Group is seeking Director for coverage of the Retail and Consumer sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: * An opportunity to be a lead coverage analyst at a global rating agency. * A team-oriented work environment. * Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: * Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors; * Develop and maintain comprehensive financial models; * Conduct meetings with Retail & Consumer industry management teams; * Present analysis of companies to internal credit rating committees; * Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; * Write timely and effective research on topical issues * Participate in the evaluation of other credits within Corporates, as well as other related credit groups; * Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. * Mentor junior members of the Retail & Consumer sector. * The role may include managerial responsibilities. What You Need to Have: * Bachelor's degree at minimum, MBA or other advanced degree a plus; * CFA/CPA preferred; * 8+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors; * Capital markets and/or credit analysis experience a plus; * Employee management experience a plus; * Expertise in Excel and Word; * Strong analytical, quantitative, and organizational skills; * Excellent written and verbal communication skills; * Ability to shift fluidly between multiple projects as priorities change; * Ability to excel in a team oriented environment. What Would Make You Stand Out: * A deep understanding of and a keen interest in Retail & Consumer * A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills; * Experience in interpreting complex legal documents such as bank agreements and bond indentures; * A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK & CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-HYBRID Nearest Major Market: Chicago

North American Corporates - Credit Analyst, Director - Technology, Media, Telecommunications Fitch's North American Corporates Group is seeking a Director for coverage of the TMT sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset. What We Offer: An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We'll Count on You To: Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the TMT sectors; Develop and maintain comprehensive financial models; Conduct meetings with industry management teams; Present analysis of companies to internal credit rating committees; Involvement in communicating rating rationales to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports; Write timely and effective research on topical issues; Participate in the evaluation of other credits within Corporates, as well as other related credit groups. Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc. Mentor junior members of the team. The role may include managerial responsibilities. What You Need to Have: Bachelor's degree at minimum, MBA or other advanced degree a plus; CFA/CPA or CFA candidate preferred; 5-10 years relevant experience, some coverage or knowledge of the TMT sector a plus; Capital markets and/or credit analysis experience a plus; Expertise in Excel and Word; Strong analytical, quantitative, and organizational skills; Excellent written and verbal communication skills; Ability to shift fluidly between multiple projects as priorities change; Ability to excel in a team-oriented environment. What Would Make You Stand Out: Some knowledge of and a keen interest in learning more about the TMT sector; Professional background in capital markets, leveraged finance and/or credit analysis and well-developed financial statement analysis skills; Desire to deepen exposure to and understanding of the debt capital markets; A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization; Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables our clients to make important credit judgements with confidence. Fitch Group is a global leader in financial information services with operations in more than 30 countries. Wholly owned by the Hearst Corporation, we are comprised of three main businesses: Fitch Ratings | Fitch Solutions | Fitch Learning. For more information please visit our websites: ******************** | ********************** | ********************* Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch Group is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. FOR NEW YORK ROLES ONLY: Expected base pay rates for the role will be between $150,000 and $175,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch's total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #LI-RA1 #LI-Hybrid

JobID: 210680923 JobSchedule: Full time JobShift: Day Base Pay/Salary: Minneapolis,MN $123,500.00-$230,000.00; Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Credit Risk team, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. You will work with family owned businesses, financial sponsors and some publicly traded companies. Additionally this role supports C&SI's Wisconsin market which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries. Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. Job Responsibilities * Utilize excellent credit analysis and financial modeling skills to structure new transactions and work independently on the assigned credit portfolio. * Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics. * Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership. * Lead complex leveraged finance transactions including negotiations and legal documentation for bilateral, syndicated and institutional finance structures. * Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving. * Act with a sense of urgency and execution to meet both internal and client deadlines. * Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization. * Demonstrate excellent communication skills both internally and externally and using those communication skills to effectively solve problems. Required qualifications, capabilities and skills * BA/BS/BBA degree is required * Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures * Minimum 5 years' experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions. * Significant accounting and finance knowledge and superior financial modeling skills * Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills * Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills * Excellent organizational and project management skills; able to manage competing priorities under tight deadlines * Proven ability to collaborate and build strong partnerships. * Intellectual curiosity with a proven ability to learn quickly * High degree of initiative, self-direction, and ability to work well under pressure

New York, New York;Chicago, Illinois; Charlotte, North Carolina **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*************************************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** Responsible for all aspects ofthe underwriting andcredit management of Hedge Funds (HF)for the Global Markets business inclusive of trade approvals, internal credit ratings and limit management. This is a high-volume and fast-moving portfolio that utilizes a risk-based approach to drive revenue while maintaining appropriate credit risk disciplines. **Responsibilities:** + Credit analysis: Participate in initial and ongoing due diligence of HFs. Perform quantitative and qualitative credit assessment, setting internal ratings and recommending credit limits + Initial margin calculation: Determine initial margin (IM) and evaluate transactional risks associated with OTC and exchange traded derivatives, securities financing and structured trades + Trade approval: Hold delegated approval authority to approve trading floor request (OTC derivatives) or to make recommendations to higher authority levels. + Relationship management: Build strong working relationship with external HF clients, internal business partners including Sales, Structuring & Trading, Risk counterparts, Legal and Audit Function + Risk monitoring: Undertake regular exposure analysis including internal stress testing and IM back testing. Monitoring of performance and AUM flow data received from HFs + Trading documentation: Liaise with Legal and client in negotiating ISDA, CSA, GMRA etc. + Portfolio reviews: Preparation of portfolio reports and reviews, including analysis of OTC and F&O exposures, any counterparties of concern and other pertinent risk issues. + Candidate will be responsible for underwriting credit lines to support hedge fund client traded products. **Required Qualifications:** + 2+ years of prior hedge fund (Reg Fund or Financial Institution) risk management and/or hedge fund due diligence experience. + Proficient with Microsoft Office. + General knowledge of Hedge Funds, their strategies and financial derivatives. + Candidate will have significant exposure to Global Markets personnel including Trading / Structuring / Sales, as well various support partners. + Candidate must be comfortable working on transactions in a fast-paced capital markets/trading environment. + Ability to thrive in a fast-paced environment, consistently meet deadlines, and demonstrate strong quantitative and analytical skills **Desired Qualifications:** + Bachelor's Degree + Masters Degree + CFA Charter Holder **Skills:** + Attention to Detail + Client Management + Decision Making + Underwriting + Credit Documentation Requirements + Critical Thinking + Portfolio Management + Problem Solving + Written Communications + Financial Analysis + Negotiation **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.