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ERP Analyst
Master Technology Group | MTG 4.0
Credit analyst job in Eden Prairie, MN
At Master Technology Group (MTG), a team of talented individuals are shaping the future of technology integration. We have created a community of great people who show an uncommon level of care for our clients, colleagues, and community. We're looking for excited and motivated individuals who are as excited to build this organization as we are. Isn't it time you were a part of something great? JOB SUMMARY Master Technology Group (MTG) specializes in designing, installing, and servicing commercial property technologies across local and national markets. The ERP Analyst will provide Enterprise Resource Planning (ERP) systems and operational support throughout the project life cycle. The ideal candidate will play a key role in the advanced customization, configuration, and maintenance of MTG's ERP systems. This position involves in-depth analysis and testing of ERP processes and reporting to ensure optimal performance and alignment with corporate goals. The ERP Analyst collaborates with senior team members and provides expertise in addressing complex ERP-related challenges. In addition, the ERP Analyst will periodically support the Operations team in executing technology-related projects for our clients. To succeed, the ERP Analyst must possess excellent customer service skills and maintain strong professional relationships with all stakeholders, including employees, clients, vendors, and partners. Strong communication, administrative skills, organizational and multi-tasking capabilities are vital. The position is a full-time, in-office role that reports to the Manager of IT and Business Transformation. KEY DUTIES AND RESPONSIBILITIES Lead in the customization and configuration of advanced ERP workflows Conduct in-depth analysis of ERP systems to identify areas for improvement and optimization Collaborate with senior team members and cross-functional teams to gather requirements, design process improvements, and implement ERP solutions Perform comprehensive testing of ERP workflows to ensure compliance with corporate needs and industry standards Provide support for end-users and troubleshoot ERP-related issues Stay abreast of emerging ERP technologies and contribute to the continuous improvement of ERP processes Gain a thorough understanding of MTG services and operational processes Tracking and reporting overall progress and milestone status to Coordinators and Project Managers as needed Develop and maintain positive relationships with clients, fellow employees, vendors, and local service providers Coordinate resources to support the project completion process and assist with post-install document/program creation Administrative responsibility to support systems utilization, including but not limited to managing security settings, user access, change requests, and overall system configuration Stay informed of and communicate updates and improvements to systems and operational processes Coordinate reporting needs, generate reporting, and conduct high-level data analysis to support leadership in data-driven decision-making Develop custom reports based on departmental and overall company goals Evaluate and optimize workflow and define best practices Other related duties as required or assigned QUALIFICATIONS 3+ years of experience in a business operations role, ideally with expertise in reporting and business process automation Familiarity with enterprise-level ERP solutions, CRM solutions, data visualization tools, and project management solutions Ability to translate raw data into meaningful metrics Demonstrated experience in project management, formal or informal Ability to own and solve problems independently and as part of a cross-functional team Considerable experience with Microsoft applications (Word, Excel, PowerPoint, 365, etc.) Excellent organization skills and a passion for process and business systems, as well as process improvement Effective communication skills, written, verbal and visual (example: process mapping/workflow) Proven ability to multitask in a fast-paced environment Excellent interpersonal skills with the ability to work with a variety of stakeholders PERFORMANCE MEASUREMENTS Demonstrates a clear understanding of the key duties and responsibilities of the position Shows enthusiasm and effort to perform all aspects of the role effectively Exhibits competence and capability to execute key duties and responsibilities efficiently Consistently meets expected standards of quality and customer satisfaction Completes assigned tasks promptly and adheres to project deadlines Always represents MTG in a professional manner, embodying the company's standards of conduct and appearance Demonstrates sound decision-making through practical analysis, effective problem-solving, and good judgment Maintains effective working relationships and collaborates well within a team environment Communicates clearly and professionally, both verbally and in writing, including emails, reports, and correspondence Demonstrates reliability through consistent attendance, punctuality, and timely completion of tasks Alignment with and demonstration of MTG's Core Values: People First: Demonstrates humility, helpfulness, and genuine care for others Above and Beyond: Exhibits a “whatever it takes” mindset, actively contributing beyond minimum expectations Sense of Urgency: Responds promptly and diligently to organizational and client needs Team Player: Demonstrates respect, support, and collaboration, sharing expertise generously Do the Right Thing: Operates with honesty, integrity, transparency, and strong ethical standards COMPENSATION AND BENEFITS Base Salary $72,000 - $85,000+ DOQ Phone Stipend Medical, Dental & Vision Insurance 401k Match PTO Nice Healthcare Life Insurance - Company-provided STD / LTD - Company-provided Employee Referral Bonus Development Opportunities Master Technology Group is proud to be an equal-opportunity employer. All aspects of employment, including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate based on race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local laws.
$72k-85k yearly 2d ago

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Senior Banker - Blaine Financial Center
Bank of America Corporation 4.7
Credit analyst job in Minneapolis, MN
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40
$49k-92k yearly est. 7d ago
Financial & Credit Analyst
Archgroup
Credit analyst job in Saint Paul, MN
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠. Job Summary This is an analytical position developed to help assess and manage the financial risk on individual deals and the overall casualty book of business across different product lines. It is responsible for the assessment and grading the complex financial nature of large accounts and determining appropriate structure and levels of collateral and funding. It also provides analytical support and guidance to different levels of management on complex situations relating to financial and credit risk management. The hiring team would like to talk with candidates who have experience in financial credit analysis (including from an internship). The team would also be interested in meeting new grad who is excited to join the insurance industry. This role can sit in either the Alpharetta, GA or St. Paul, MN office on a hybrid schedule of three days in the office, two days remote. Complete reviews and evaluations of existing and prospect clients' financial condition and credit worthiness Track upcoming renewals and pro-actively secure and compile data Collaborate with the underwriting teams in identifying and soliciting information needed to complete the financial and credit risk analysis Compile, upload and spread financials in Moody's Credit Lens Conduct industry and market research and competitive landscape analysis Participate in fact finding calls and meetings with client's Senior Financial Management Review and monitor economic, marketplace, and collateral trends, particularly as they relate to target industries Research accounting and business changes and update benchmarks and analytical tools Act as a liaison with the Global Treasury and Corporate Accounting and Finance teams as relates to collateral, credit, billing and accounting type of issues Populate and run Collateral Analysis and Assessment Tool Provide ad-hoc management and financial reports on the casualty book of business Education & Experience Bachelors or higher degree in Finance/Accounting. Prior experience and expertise in Financial and Credit Risk and Financial Statement Analysis. Prior experience in the Insurance/Risk Management field is a plus. Prior experience with Moody's CreditLens and S&P Capital IQ is a plus. Key Competencies Well organized and able to prioritize and handle diverse tasks effectively Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy Excellent communication and interpersonal skills High level of understanding of financial statements and transactions Ability to influence without authority. #LI-AT1 #LI-hybrid For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $73,348 - $99,236/year Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future. Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits. Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team. 14400 Arch Insurance Group Inc.
$73.3k-99.2k yearly Auto-Apply 13d ago
Credit Specialist
Merchant & Gould Pc 4.4
Credit analyst job in Minneapolis, MN
You will be responsible for working with our clients, foreign and domestic, and our attorneys to ensure our invoices are paid on a timely basis. Responsibilities: Process monthly domestic and foreign statements of account Process systematic collection letters for those accounts that are PAST DUE Contact individual clients directly by phone and email to resolve and collect outstanding balances Work with clients and attorneys to resolve any discrepancies with our invoices Maintain electronic collection files 6. Miscellaneous accounting tasks as required Knowledge, Skills and Abilities Required: • Two years of credit/collection experience desired • Post-secondary education preferred • Experience in the Microsoft Office Suite • Strong attention to detail and problem solving skills • Ability to organize and prioritize numerous tasks and complete them under time constraints • Ability to work independently and with minimal supervision • Excellent written communication skills required • Interpersonal skills necessary in order to communicate with a diverse group of clients, attorneys, and staff in order to provide information with courtesy and tact.
$66k-95k yearly est. Auto-Apply 60d+ ago
Credit Analyst
Insulation Distributors
Credit analyst job in Chanhassen, MN
Compensation: $65,500 - $91,600 The Credit Analyst is responsible for managing all credit, collection, and accounts receivable reconciliation activities for a designated portfolio of customers. Responsibilities/Duties: Credit Management: Review incoming credit applications and provide recommendations to the Credit Management Team. Periodically evaluate customer financial conditions, including credit scores, sales field information, and payment trends, to assess financial position and credit risk. Review customer orders exceeding credit limits or past due triggers, taking appropriate action to release orders or re-establish creditworthiness. Identify customers needing increased credit limits to support business growth, perform credit reviews, and provide recommendations to the Credit Management Team. Collections: Build strong relationships with internal and external customers to maximize cash flow through efficient collections. Initiate timely collection activities, including phone calls, emails, and other communications, to address account delinquencies proactively. Work with past due customers and their sales representatives professionally, documenting discussions and agreements, and ensuring timely follow-up. Conduct collection activities in compliance with federal, state, and local regulations, laws, statutes, and company policies. Develop payment plans as needed. Resolve issues related to disputed invoices with customers and the sales team to enable invoice collection or resolution of short-paid invoices. Other Duties: Perform other duties as beneficial to IDI. Leadership Competencies: Leads Self Communicates Effectively & Candidly Drives for Results Demonstrates Accountability Takes Initiative Collaborates Qualifications/Skills: Technical Skills: Proficiency and experience in understanding Credit Reports and Credit Scoring Proficiency in Microsoft Office software, including Excel and MS Word Communication Skills: Excellent interpersonal, written, and verbal communication skills Strong negotiating skills Interpersonal Skills: Ability to work effectively with diverse groups of people Education and/or Experience: College degree in Business or related field and/or equivalent experience 3+ years Credit experience or related experience in field of finance preferred One of the core values at IDI is Family, and it shows in our benefits! From health coverage (medical, dental, vision) to a 401(k) with a company match, we take care of our team members. Enjoy paid time off for vacation and holidays, plus perks like life and disability insurance and an employee assistance program to support you when you need it most. We know that benefits are an important part of your compensation package, so we'll share full details on eligibility and benefits during the hiring process.
$65.5k-91.6k yearly 53d ago
Credit Analyst I / II
Choice Bank 3.5
Credit analyst job in Minnesota
Full-time Description can be worked out of any Choice Bank location in our Minneapolis market. The Credit Analyst position is responsible for gathering, analyzing, and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loan loss. Responsibilities Reads, reviews, and understands various financial statements to include but not limited to; tax returns, balance sheet, profit and loss statements, aging's, borrowing base certificates, debt schedules, equipment lists, business credit reports, credit bureau reports, rent rolls, lease agreements, fall cash flow, personal financial statement, environmental reports, and appraisals. Prepares financial spreads for various types of commercial and real estate businesses and individuals establishing a direct obligation as a borrowers or guarantor. Prepares credit memos for new or renewing loan requests that will be presented for loan decision. Has a thorough understanding and is able to accurately communicate the following aspects of the credit memos: Financial statement analysis including trend, ratios, margins, sensitivity, and pro forma. Cash flow analysis including traditional and UCA. Collateral analysis including BBC review, real estate appraisals, equipment appraisals, contracts, and purchase agreements. Guarantor analysis including cash flow, personal financial statement, and credit report. Risk rating Analyzes findings through underwriting due diligence and narrates information in a comprehensive analysis using a variety of data analysis (charts, formulas, graphs, etc.). Analyzes the credit worthiness of a commercial applicant and guarantors through the review of financial statements and identifies key risks of the relationship. Evaluates the credit quality and suggests proper risk rating based on analysis in the Credit Memo. Ensures relationships are appropriately risk rated during the underwriting process and recommends risk rating changes to the Banker in a timely manner. Provides prompt turnaround on customer and credit requests, while communicating the status of loans in process with the Banker and/or direct manager. Reviews and articulates findings within third party collateral reports to the Banker and/or direct manager. Meets with and interview customers to develop a thorough understanding of the loan request and the business relationship. Uses knowledge of the loan policy to detect deviations, exceptions, and variances on loan proposals. Ensures that all credit requests are properly approved or exceptions documented based on loan policy standards. Assists the banker in completion of quarterly Problem Loan Reports on the bank's risk rated customer. Completes annual reviews, risk rating changes, and other file comments to preserve the credit integrity of the loan portfolio. Provides ongoing monitoring of borrowers' financial indicator covenants for compliance with loan documents. Prepares various loan reports as directed from Credit Leadership. Develop knowledge on SBA or FSA loan products along with policy and procedures. Attends general credit analysis training provided by Credit Manager as well as RMA or MBA classes. Complies with responsibilities as they relate to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements. The position may require travel to various Choice Bank offices. Performs duties outside normal scope as assigned. Other duties and special projects as assigned. Requirements Qualifications 1-3 years of experience as a Commercial Credit Analyst Proficient with Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint Demonstrates a desire to learn new skills Exhibits a record of time management abilities Outstanding communication skills, including oral and written Cultural Alignment Choice is #PeopleFirst, banking second. People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. In contributing to our culture, Choice team members are guided by our core values. Embrace change and encourage innovation. Know when to ask for help and know when to offer help. Better the places we live. Work hard. Do the right thing. Have a little fun. Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. Disclosure This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees. All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise. The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience and geographic location. Full time employees are also eligible for a competitive bonus and benefits package. Check out bankwithchoice.com/careers for an outline of current benefit offerings. Salary Description $19.48 - $41.78 / hour
$19.5-41.8 hourly 60d+ ago
Credit Analyst II
WNB Financial Na 3.0
Credit analyst job in Wabasha, MN
We are looking for a skilled analyst to join our Business Banking team! Consider applying if you have experience in business lending, credit analysis, or trend analysis. As a Credit Analyst II, you will focus on the moderate to complex credit levels. This is a highly focused, back-office position where much of your work will be done independently. Position Summary: Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees. Monitors loan files for adequate and current financial information and documentation. Understands and completes job responsibilities in accordance with federal and state regulations. Essential Functions: Credit Underwriting 80% Completes loan requests and reviews, focusing on moderate to complex credit levels Inputs information into financial spreading software and trend recognition Analyzes business and personal financial information, tax returns, and credit bureaus. Use this information to create cash flow analysis, trend ratios and collateral analysis to determine the overall risk to the Bank Identifies, requests, and tracks information needed to complete the credit analysis Identifies and reports areas of concern Ensures compliance with federal, state, and bank regulations Reviews loan file for proper documentation Real Estate Evaluation 15% Completes appraisal reviews Complete property evaluations on commercial and residential properties Performs site visits as needed Additional Duties & Responsibilities 5% Backs-up the Credit Officer in the preparation of various monthly and quarterly reports Assists the Credit Officer in preparation of business banking audits Serves as back-up Secretary to the Officer Loan Committee Serves as back-up Secretary to the Board Loan Committee Serves on bank committees as needed Participates in internal and external training and development opportunities as required Other job related duties necessary to carry out the responsibilities of the position Requirements Work Relationships and Scope: Works periodically with clients and works regularly with co-workers. Works regularly with highly confidential business and client information. Regularly participates in bank events. Provides basic training and mentorship to Credit Analyst Level I and other business banking functions. Performance Dimensions: Quality, accuracy, reliability, thoroughness and timeliness of work performed and services provided to clients and co-workers; strong attention to detail; highly organized; ability to take initiative; keeps Bank and client information confidential; demonstrates friendly and helpful approach and attitude toward internal and external clients. Effectively communicates and develops good working relationships with all co-workers and clients; professional workplace appearance and conduct; honesty and integrity in all client and co-worker communications; reliability in reporting to work regularly and on time; understands Bank loan policies and procedures and applicable state and federal regulations. Remains current in field and utilizes that information where practical; participates in training and appropriate professional development. Demonstrates professionalism, commitment to the job, and loyalty to the Bank. Knowledge, Skills and Abilities: A 4-year college degree in accounting, finance, business or equivalent experience preferred. Three to seven years of banking experience in business lending, credit analysis or trend analysis required. Must possess courteous and professional customer service attitude; excellent verbal and concise written communication skills; legible handwriting; ability to maintain the integrity of highly confidential client and Bank information. Must possess excellent mathematical skills up to and including projection analysis; strong computer skills, technical ability to input and retrieve computerized information; strong organization and follow-up skills. Must possess ability to deal effectively with aggressive time pressures and stress that can change hourly depending on level of client activity. Must possess effective problem solving and technical research skills. Must be a self-starter and independent thinker. Working Conditions: Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Regular mental and visual concentration for computer usage required. Regular use of telephone; frequent repetitive use of keyboard for approximately 6 hours per day. Requires ability to receive and provide detailed information through verbal communication. Requires near and mid-range vision. Will alternate sitting, standing, and walking throughout work shift. Bend, turn, lift, and carry up to 10 pounds of documents and office supplies. Climb stairs. Hours of work are generally during regular business hours. There will be some variation in work hours due to special projects, deadlines, community events, and other concerns. Equipment Used: Operates personal computer in a Windows environment for word processing, spreadsheets, e-mail, internet, and other bank specific software. Operates Silverlake, core banking system, and Sageworks spreading software. Utilizes a variety of office equipment including computer printer, ten-key calculator, fax, copy machine, and multi-line telephone. EEO/AA Employer/Vets/Disability
$51k-78k yearly est. 60d+ ago
Associate Credit Analyst
Farmop Capital
Credit analyst job in Minnesota
Job Title: Associate Credit Analyst Reports To: Chief Credit Officer Company: FarmOp Capital FarmOp Capital, founded in 2017, is a leader in providing innovative working capital solutions for American farmers. Our unique production-based lending approach offers high advance-rate operating loans that enhance marketing flexibility and purchasing power for U.S. growers. Headquartered in St. Paul, Minnesota, we address a significant gap in agricultural lending by leveraging advanced technology and outcome-based lending strategies. Position Summary As a Credit Analyst, you will play a vital role in evaluating the financial health of farming operations and supporting the credit approval process. You will analyze tax returns, balance sheets, income statements, and other borrower-provided documents to assess risk and inform loan structuring. Working closely with Account Managers and the underwriting team, you will help design financing solutions that align with producers' operational goals while adhering to credit policy and portfolio standards. You will also assist with credit memos, risk ratings, and ongoing monitoring of borrower performance throughout the life of each loan. This role requires strong attention to detail, financial acumen, and a commitment to supporting long-term client relationships through data-driven analysis. This position reports directly to the Chief Credit Officer. Key Responsibilities Financial Review: Review and spread financial statements, tax returns, and borrower documentation Document Review: Review financial documents (e.g., income statements, rent schedules, pro forma budgets) and requests for invoices or payments to ensure expenditures are within loan terms. Communication: Keep co-workers informed of loan status, provide updates, and assist with loan budget adjustments. Collaboration: Work closely with loan officers and underwriters to facilitate efficient loan approvals. Assist loan accounting with AP and AR processes for originated loans. Problem Resolution: Identify and resolve discrepancies in loan applications or documentation and communicate resolutions to appropriate parties. Customer Service: Provide exceptional customer service to sales and operations staff with professionalism throughout the loan application and servicing process. Continuous Improvement: Assist in developing and refining processes, procedures, and policies to enhance efficiency and effectiveness. Provide suggestions and feedback for further technological development. Required Knowledge, Skills, & Abilities Evaluation: Prepare clear, concise credit memoranda with recommendations for lending decisions Analytical Skills: Evaluate the creditworthiness of producers and ag-related entities Communication Skills: Excellent interpersonal skills; ability to build trust and rapport with clients and colleagues. Organizational Skills: Highly organized and able to work under pressure in a fast-paced environment. Technical Proficiency: Proficiency with financial software and Microsoft Office; experience with Smartsheet preferred Leadership: Demonstrated commitment to teamwork and professional development. Work Environment Based in St. Paul, MN (In-person) Typical office environment with standard office equipment usage Position Type: Full-time Equal Opportunity Employer FarmOp Capital is an equal opportunity employer and does not discriminate based on race, color, national origin, age, religion, veteran status, marital status, sexual orientation, gender, or any other protected characteristic. We comply with all applicable federal, state, and local discrimination laws. Applicants with disabilities will not be denied employment if reasonable accommodations allow them to perform the essential functions of the job. Benefits 401(k) Safe Harbor contribution Medical, dental, and vision insurance Disability and life insurance Employee assistance program Paid time off Opportunities for professional development and career advancement Collaborative and supportive work environment Other Duties This job description is not exhaustive, and additional duties may be assigned as necessary. How to Apply Join FarmOp Capital and contribute to advancing agricultural prosperity and rural development. Apply now and support the financial needs of farmers and agribusinesses across the country.
$49k-80k yearly est. 60d+ ago
Credit Analyst
Deerwood Bank 3.5
Credit analyst job in Saint Paul, MN
Job Description Deerwood Bank is a growing, family owned, community bank with 14 locations in Minnesota and is hiring a Credit Analyst to work in its Mendota Heights, MN branch. The individual will participate in the commercial banking process by providing research and analysis to support the Business Bankers in their underwriting decisions. Tasks associated with this position include spreading and analyzing financial statements, preparing credit approval presentations, business and guarantor cash flow analysis and financial projections as necessary. Major Responsibilities and Duties: Spread and analyze interim and year-end financial statements, borrowing base certificates, personal financial statements and tax returns, ensuring timely completion of required reports. In conjunction with Business Bankers, assist in the preparation of written commercial loan analyses in a concise but complete format identifying major trends, issues. Develop a strong foundation in analysis in order to understand and to identify credit risks. Use that foundation to make informed analysis and suggestions to the lenders. Work with Business Bankers to ensure financial information from clients and prospects is processed and distributed in an accurate, timely and consistent manner to ensure financial risk is managed appropriately. Monitor loan covenants and reporting requirements as necessary. Check covenant compliance as annual and interim financial statements are received and spread. Coordinate with other staff to ensure timely completion of month-end reporting as necessary. Build on acquired skills to analyze increasingly complex companies and industries, eventually assuming more responsibility for credit approval presentations. Learn SBA 504 and 7(a) loan parameters as well as other risk mitigation techniques and programs like USDA. Make suggestions to the Credit Officer to optimize the use of data and resources available to analyze risk. Assists Credit Officer with reporting to the Officer's Credit Committee, Director's Credit Committee, or Board of Directors on an “as needed” basis. Perform other duties as apparent or assigned. Regulatory Compliance Requirements: Responsible for meeting the requirements for all statutes/regulations pertaining to or governing their positions/departments. Independent Judgment: Must use a moderate degree of independent judgment when determining the financial risk and collateral risk associated with each transaction analyzed as well as the appropriate advance rates for type and quality of collateral and the appropriate handling of customer service issues. Must understand organizational and departmental priorities and effectively manage the workload with nominal direction. Knowledge, Skills and Abilities: College degree in business, accounting, finance or comparable employment experience. Formal credit/cash flow analysis training, and well-developed credit analysis and analytical skills. Strong interpersonal skills, with a demonstrated excellence in working effectively as an individual and as part of a team Strong personal motivation and attention to detail Understanding of economics, finance, accounting, financial statements and GAAP. Ability to discuss financial and collateral issues with Business Bankers and customers. The ability to independently prioritize work, multi-task and meet deadlines. Excellent written, verbal and analytical skills. Effective technical report writing skills Strong computer skills with experience with Microsoft Office Suite and financial spread sheet software. Work Schedule: Monday - Friday 8:00am - 5:00pm Hiring Pay Rate: $55,000 - $75,000 per year, depending on qualifications. Benefits are available to employees working 30 or more hours per week on the first of the month following date of hire. Medical insurance, including virtual telemedicine and mental health counseling Health Savings Account Flexible Spending Account (health, limited purpose health, and dependent care) Dental insurance Vision insurance Life insurance (basic and voluntary) Short-term disability insurance Long-term disability insurance Long-term care insurance Adoption Assistance Program Employee Assistance Program PTO Paid Volunteer Time Off Paid holidays 401(k) with company match (eligible on the first of the month following 2 months of employment) Financial wellness education Free or reduced fees for banking products and services Employee Referral Bonus
$55k-75k yearly 20d ago
SFG Credit Analyst
Cedar Rapids Bank & Trust
Credit analyst job in Cedar Rapids, IA
Full-time Description TITLE: SFG Credit Analyst DEPARTMENT: Specialty Finance Group The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. ESSENTIAL FUNCTIONS: Manage the SFG construction draw review process, including reviewing submitted draw requests, packaging approval requests, and working with SFG Admin to process draws and disburse funds. Manage the portfolio tracking process, including gathering and entering data in the financial statement, borrowing base, covenant, marketable securities, and guidance line tracking reports; barcoding financial statements and preparing, reviewing, and distributing the monthly tracking report. Assist the SFG team with underwriting, including project and financial analysis of new project requests. Interact and collaborate with loan administrative staff and/or loan officers to provide timely responses to internal and external customer inquiries and servicing needs. Assist the SFG Credit Manager with projects and analysis relating to the macro SFG portfolio as necessary. Support the leadership teams as appropriate. Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. Foster and preserve a culture of inclusion. Additional duties and responsibilities may be required to support the company's mission, vision and values. QUALIFICATIONS: Bachelor's degree in accounting, business administration or related field; or equivalent combination of education and experience required. Minimum one to two years of analytical experience. Previous banking experience preferred. Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. Excellent organizational skills with the ability to organize and manage a variety of projects and tasks. Capability to manage sensitive information and uphold confidentiality. Demonstrated strong math skills and ability to organize and analyze complex financial information. Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. Strong verbal, written and interpersonal communication skills. WORKING CONDITIONS: Duties are performed in a professional office environment. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
$47k-77k yearly est. 14d ago
Credit Review Specialist
The First National Bank In Sioux Falls 3.0
Credit analyst job in Sioux Falls, SD
Job Description As a Credit Review Specialist, you will play a key role in reviewing The First National Bank in Sioux Falls' loan portfolio to accurately identify credit risks and evaluate the effectiveness of credit administration practices. Working independently, you will utilize your analytical skills and judgment to determine appropriate risk ratings for individual credits. As a trusted resource for regulatory and accounting matters, you will cultivate strong relationships with lending personnel and management. In addition, our FIRST Values apply to all teammates without exception. FIRST Values Family - We support, trust, and respect each other, our customers, and our shareholders. Independence & Innovation - We embrace change as vital to our success. Relationships - We build relationships that are based on strong character, mutual loyalty, trust, and respect. Stewardship - We take care of ourselves so we can take care of others. Teamwork - We help each other grow and succeed. Who we are: The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 140 years, The First National Bank in Sioux Falls has worked diligently to promote the growth and vitality of our city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting financial resources back into the communities it serves and encouraging active employee involvement in community volunteer organizations. The First National Bank Way, which is a blend of our Mission Statement and FIRST Values, serves as the foundation of our culture. It is a gift that has been passed down to us and is the legacy that we will protect and preserve. Nothing is more important to us - it is the cornerstone of our success. Our culture is driven by integrity, service, and strong values; nothing has shaped it more than our FIRST Values. Our FIRST Values are not just words; they are truly felt by our employees, customers, shareholders, and communities. They tell us who we are as a business and guide our behaviors and decisions as we move forward and build successful relationships. Although banking has evolved over the years, our mission and values have not and will not change. What will you do: Accountabilities Communicate with Stakeholders Initiate discussions with lenders, credit analysts, team leads, managers, etc. to identify, clarify, and/or discuss credit-related concerns, root cause(s), and/or findings and recommendations. Communicate specific identified credit concerns in Credit Review exit meetings as necessary and act as a resource to management, where appropriate, in implementing corrective actions. Attend/participate in credit-related meetings; including business and agricultural loan committee, past due meetings, Risk Management Committee, Reserve Adequacy Committee, etc. to stay informed and abreast of current internal credit conditions. Share knowledge obtained from lender, analyst, team lead, committee discussions/meetings with Credit Review teammates. Evaluate Lending Relationships Confirm accurate risk ratings are assigned to sampled credit relationships and initiate changes as needed. Identify exceptions to loan policy and/or guidelines relative to credit analysis, administration, collateral, and monitoring. Independently review and assess risk ratings within sampled non-complex credit relationships and escalate identified discrepancies as needed. Independently review and assess credit administration within sampled non-complex credit relationships to determine compliance with internal bank policies/guidelines as well as accounting/banking laws, regulations, and guidance. Apply working knowledge of accounting/banking laws, regulations, and guidance to perform duties in accordance with these requirements. Lead and/or participate/assist in special projects as assigned. Qualifications Secondary education in related field preferred. Five or more years of relevant work experience in commercial and agricultural credit review, compatible lending or comparable lending or regulatory experience, or a combination of education/experience that would enable incumbent to meet accountabilities and required competencies of the position. Skills and Abilities Ability to work independently with little supervision. Self-motivated. Ability to manage multiple competing priorities. Demonstrate business and economic knowledge. Excellent verbal and written communication skills. Excellent interpersonal and conflict resolution skills. Excellent organizational skills and attention to detail. Excellent time management skills with a proven ability to meet deadlines. Ability to adapt to the needs of the organization and teammates. What's in it for you? Health Insurance Dental & Vision Insurance Profit Sharing Paid Vacation & Holidays Company paid short and long term disability Tuition Reimbursement Program Employee Banking Perks Community Volunteer time And More!
$58k-82k yearly est. 27d ago
Credit Analyst
Poet 4.8
Credit analyst job in Sioux Falls, SD
At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty-five years, our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and a leader in sustainable products in the world. CULTURE IS KING AT POET We're all on the same team. We always communicate. And we park our egos at the door. These aren't just slogans on our walls. It's the way we do things at POET. We provide an environment for team members to maintain a healthy work-life balance. It's the best way to optimize health, wellness, and productivity in a sustainable way. We work hard. We play hard. We have frequent team events, volunteer efforts, and we know how to celebrate wins! JOB SUMMARY & RESPONSIBILITIES Each day, our team at POET Bioproducts markets and transports 20,000 tons of our high-quality products to our thousands of customers who are located all over the globe. As part of the POET Bioproducts credit team, you will play a major role in the success of these sales, focusing on two primary areas of responsibility. First, you, along with all members of the credit team, will be responsible for establishing appropriate lines of credit for our customers in accordance to the credit policy, working closely with our customers, bank partners, and POET merchandisers to provide creative and safe solutions for credit needs. Second, you will be responsible for setting up and monitoring lines of credit for customers as well as collection issues according to company policy, while maintaining good working relationships with our external and internal customers. This is an on-site role located in Sioux Falls, SD. Responsibilities include: Review and analyze credit applications to make recommendations for establishing appropriate lines of credit. Conduct financial analysis including 3rd party report review (D&B, bank references, credit agencies). Request bank and trade references from prospective customers. Remain up to date on risk levels in potential importing countries. Analyze and use data available to recommend payment plans with past due accounts to minimize bad debt risk and maximize accounts receivable collections. Provide multiple credit/payment options to the commercial team based on the facts and circumstances of each transaction. Ensure professional relationships are established and maintained with both internal and external customers. Maintain banking relationships for establishing letters of credit or other financial institution-backed credit terms. Work closely with merchandising and transportation team members to respond to credit and collection concerns with existing and potential customers. Develop and formulate specific collection objectives and the achievement of those objectives. Plan, evaluate, implement, and continuously improve all aspects of credit & collection functions and processes. Since we're all about teamwork and getting the job done, your skill may be put to a lot of other uses! QUALIFICATIONS & SKILLS Bachelor's degree in a business-related field, or an Associate's degree and 3+ years of credit or collections experience. Excellent communication skills and attention to detail. Excellent organization and time management skills with a sense of urgency that drives results. Knowledge of the basics of the Microsoft Office Suite and the ability of learning new programs. A SUCCESSFUL CANDIDATE WILL HAVE Courage to voice an opinion even when others may disagree Strong capability to exercise discretion, initiative, and independent judgment in making sound decisions and in developing solutions to problems. A customer service mindset and a desire to achieve. Ability to be creative and enjoy finding solutions. Desire to learn new skills and stretch beyond current experience. Curiosity to ask questions and improve yourself and the organization. WORK ENVIRONMENT This position operates in an office environment, working at a personal computer where you may sit or stand. Most of our Sioux Falls office workspace features an open-concept design intended to promote communication and collaboration. GROWTH & DEVELOPMENT OPPORTUNITIES At POET, we encourage internal development and growth by allowing team members to carve their own path to success. Leaders support team members with the necessary resources to develop their skills, achieve goals, and create the most value. We believe in developing our team members to their highest potential and recognizing contributions that add value to the organization. Each new team member's position and compensation are carefully determined by considering their unique qualifications and skillset. BENEFITS For eligible team members Comprehensive benefits package: Individual and family plans for health, dental, & vision insurance, including a generous employer Health Savings Account contribution Quarterly Profit-Sharing Bonuses and Bi-Annual Incentive Bonuses Competitive pay, including shift premium pay for qualifying positions 401K with company match Paid time off and paid holidays - 40 hours available on day ONE! Paid Parental Leave Tuition reimbursement Attractive Relocation Assistance and Bonus Programs for qualifying positions and/or locations OTHER PERKS For eligible team members A multifaceted wellness program encompassing the whole person - mentally, physically, and spiritually Onsite fitness centers or fitness reimbursements Safety and cold weather gear reimbursements Discounted home and auto insurance POET is an Equal Opportunity Employer committed to maintaining a workplace free from discrimination and harassment. Employment decisions are based on qualifications, abilities, merit, and other legitimate business factors, without regard to any legally protected characteristic. This policy applies to all aspects of employment, including recruitment, hiring, compensation, benefits, working conditions, promotion, and termination.
$47k-72k yearly est. Auto-Apply 8d ago
Credit Analyst
Executive Recruiting Consultants
Credit analyst job in Saint Cloud, MN
Job Description We have partnered with a successful multi-location locally owned community bank, known for the footprint in the communities they serve. This bank has earned numerous awards for customer service. You will be part of a family-friendly work environment working alongside of strong leaders that are easily accessible, with a chance to grow your career within the organization. WHAT THE COMPANY WILL OFFER YOU: Great place, great people. Competitive compensation of $50,000 - $75,000 -+. Benefits Package that includes excellent health plans (family options available), dental, vision. Generous PTO and Holiday pay. 401k Match. Growth Opportunities - company likes promotes within. THE ROLE YOU WILL PLAY: Gather and analyze credit for current and prospective borrowers. Analyze credit data and financial statements to determine risk. Work closely with loan officers. COMMUNITY: Twin Cities, MN area It's the Twin Cities, need we say more? You can live and work in one of the most thriving cities in the nation. If you need an outing, there are plenty of professional and college sporting events to attend, or there is a vast amount of places available to meet your buddies to hang out. Enjoy some shopping at one of the greatest mall in the nation, or one of the outstanding 5-star restaurants to meet some of your friends. If you want to relax there are many salons and spas to choose from as well. You will be merely minutes away from multiple recreation activities as well including boating, camping, biking, hiking, fishing, hunting, snow skiing, snow shoeing, aquatic parks and more. After all it is the land of 10,000 lakes. Within the area there are multiple schools to choose from for any age. Residing here will allow you to take advantage of living in the natural beauty that the cities are known for and where many people make as a vacation destination. Enjoy living in a growing place that offers opportunities to work and play. BACKGROUND PROFILE: Bachelor's Degree in Accounting, Finance or Related field. Excellent analytical skills. Strong communication skills. Ability to work in team environment. Contact Travis Peper today to find out all the details (605) 428-6149 or email tpeper@ercjobs.com
$50k-75k yearly 23d ago
Credit Analyst II
Midwest Heritage Services
Credit analyst job in West Des Moines, IA
Additional Considerations (if any): - At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. Midwest Heritage Job Title: Credit Analyst II Department: Banking FLSA: Exempt General Function The Credit Analyst II is responsible for conducting basic to moderately complex credit analysis consisting of gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loss on commercial, real estate, agricultural, non-profit and personal loans. Core Competencies Detail Oriented Strong Communication Time Management Administrative Duties Analytical and Critical Thinking Reporting Relations Accountable and Reports to: Senior Credit Officer Positions that Report to you: None Primary Duties and Responsibilities: Analyze, evaluate and assess financial statements and other related data/information including projections, sensitivity analysis, cash flow, repayment collateral, loan relationships, problem credits, etc. to determine credit worthiness of general to complex credits per loan policy. Obtain information from customers and vendors. Present loan presentations to lender and/or assist with presentation to loan committee. Identify risks and make recommendations to lenders regarding findings and working with customers, issues, data, etc. Evaluate and monitor various industries, market trends, economic risks, and other related factors and make recommendations to lender and/or loan committee including ways to improve risk management processes. Prepare and present credit write-up. This will include a summary of credit risks, identification of loan policy exceptions, proposed improvements to loan structure, and assessment of the loan rating. Mentors and trains less experienced peers. Knowledge, Skills, Abilities, and Worker Characteristics: Commitment to the Midwest Heritage mission and willingness to promote the values of the organization. Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines. Proficient computer skills. Microsoft Office preferred (Outlook, Power Point, Excel and Word.) Good verbal and written communication skills. Strong interpersonal skills; ability to relate to and interact with people in a friendly, professional manner. Strong detail orientation including the ability to review forms for accuracy and completeness. Education and Experience: Bachelor's Degree in Accounting, Finance, Business or related field. 2+ years' experience in credit administration and risk analysis. Formal credit administration training preferred. Physical Requirements: This position is classified sedentary/light and requires the ability to sit for long periods of time. Visual requirements include the ability to see detail at near range with or without correction. Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions. Working Conditions: The duties of this position are normally performed in a general office setting. This is a fast-paced work environment. There is frequent pressure to meet deadlines and handle multiple projects in a day. Equipment Used to Perform Job: Computer (PC with Microsoft Office programs), telephone, calculator, telephone, copier, fax, and printer. Contacts: This position works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage. Confidentiality: This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.
$46k-75k yearly est. Auto-Apply 1d ago
Credit Balance Specialist
Radiology Partners 4.3
Credit analyst job in Minnesota
RAYUS now offers DailyPay! Work today, get paid today! is $18.25 - $26.39 based on direct and relevant experience. RAYUS Radiology is looking for a Credit Balance Specialist to join our team. We are challenging the status quo by shining light on radiology and making it a critical first step in diagnosis and proper treatment. Come join us and shine brighter together! As a Credit Balance Specialist, you will coordinate, process, and audit accounts to determine posting errors and overpayments and takes corrective action to ensure account accuracy. This is a full-time position, working Monday through Friday, 40 hours per week during standard corporate business hours. ESSENTIAL DUTIES AND RESPONSBILITIES: (80%) Credit Balance Support Analyzes each credit balance to determine root cause and establishes a plan of action Takes action on all payer and patient refund requests Posts the appropriate adjustments to correct any errors that were created during receipt and adjustment posting to resolve the credit balance Ensures appropriate documentation of refunds recorded on individual accounts Completes refund requests for patient and payers when overpayments occur within the timeline established by accounts payable and according to month end guidelines Coordinates the supporting documentation required to accompany the refund (10%) Revenue Cycle Management Support Responds to customer service inquiries related to refund requests Assists with month-end posting of payments when directed (10%) Performs other duties as assigned
$53k-74k yearly est. 1d ago
Credit Analyst
AGP Grain Marketing 4.5
Credit analyst job in Omaha, NE
Ag Processing Inc (AGP) is seeking a detail-oriented, analytical Credit Analyst to play a key role in managing credit and accounts receivable functions for our company and its subsidiaries. In this role, you'll partner closely with the Director of Credit and cross-functional teams to evaluate risk, strengthen cash flow, and help drive sound financial decisions across the organization. If you enjoy digging into financials, building meaningful reports, and improving processes with data and technology, this is an opportunity to make your mark in a dynamic agricultural and manufacturing environment. What You'll Do Partner with the Director of Credit to support all credit and accounts receivable activities across the company and its subsidiaries. Review, approve, or deny credit requests by evaluating financial statements, credit reports, and references. Assess customer creditworthiness and provide clear, well-supported recommendations. Produce and maintain key reporting-including DSO, quarterly reviews, and annual credit reviews-to support timely collections and risk management. Design and enhance reporting tools and dashboards using Excel, Power BI, and other analytics platforms to improve visibility and efficiency. Support analytical needs within Cash Management, Insurance, and Risk as required. Contribute to special projects and process improvements as assigned. What You Bring Strong working knowledge of financial statement analysis, accounting concepts, and quantitative principles. Understanding of credit policies, procedures, and applicable laws. Experience or familiarity with agricultural production and/or manufacturing environments. Excellent organizational, problem-solving, and decision-making skills. Advanced proficiency with Excel and comfort using reporting, database, and accounting systems. Clear, professional written and verbal communication skills with the ability to work effectively with senior leaders, colleagues, customers, and external partners. High attention to detail and a commitment to accuracy. Education & Experience Bachelor's degree in Business Administration, Finance, Accounting, or a related field (or equivalent experience). 3-5+ years of experience in credit analysis, accounts receivable, or a related financial role preferred. Experience in agriculture or manufacturing strongly preferred. Why Join Us? You'll be part of a collaborative team where your analytical skills directly support business performance. We value continuous improvement, data-driven decision-making, and giving our team members the tools and autonomy to succeed. About AGP: Ag Processing Inc is a cooperatively-owned agribusiness engaged in procuring, processing, marketing, and transporting of oilseeds, grains, and related products. Since our creation in 1983, AGP has grown in size, scope, and reputation - both in the U.S. and internationally. Our company has become the largest soybean processing cooperative in the world and has a diverse set of products, which includes renewable fuels, vegetable oil refining, ag products/grain, and international operations. AGP values its employees by offering competitive pay and a compensation package that includes: 100% employer funded pension plan 401k (Roth and traditional options) with a company match Health, dental and vision insurance Life, long-term and short-term disability insurance Health savings account, medical and dependent care flex spending accounts Paid time off Ag Processing Inc is an Equal Opportunity Employer and participates in EVerify.
$42k-62k yearly est. Auto-Apply 22d ago
Credit Analyst
MRA Recruiting Services
Credit analyst job in Mendota Heights, MN
Job DescriptionCredit Analyst Christian Investors Financial Mendota Heights, MN Competitive Salary and Excellent Benefits! Do you have a passion for making a difference in the world and God's kingdom? Join the Christian Investors Financial team to help empower others and assist in providing faith-based financial solutions that serve to advance God's Kingdom! https://christianinvestors.org/ As a Credit Analyst, you will perform comprehensive credit analysis, underwriting, and reviews; then provide and present overall assessments and recommendations as to the creditworthiness of both potential and current borrowers, while ensuring the completeness and accuracy of the overall credit risk assessment through the review of both quantitative and qualitative factors. This includes financial analysis of provided financial statements and reports, the identification and assessment of key risk factors and their potential mitigation, and the communication of overall credit assessments and recommendations for the review and approval of CIF's Loan Committee. Christian Investors Financials' Mission is to provide faith-based financial solutions that serve Kingdom expansion and their values are as follows: *Stewardship * Communication * Collaboration * Curiosity Job Requirements: Committed, personal relationship with Jesus Christ Bachelor's degree in Finance, Accounting, or related Business concentration preferred Experience or training in a customer service-oriented setting. Familiarity and experience with reviewing and analyzing organizational financial statements preferred. Previous experience within a banking, credit union, or financial services environment preferred. Sufficient analytical (both quantitative and qualitative) and financial/accounting/math knowledge and skills to perform duties, and to complete and provide evaluations and recommendations Strong organizational, time management, interpersonal communication (both written and verbal), and attention to detail skills to perform duties and complete work with the necessary completeness, accuracy, and efficiency. Essential Duties and Responsibilities: Perform credit analysis, risk, underwriting, and overall assessment reviews as assigned and in collaboration with internal team members in support of CIF's Organizational Vision and Values. Including: Analyzes and evaluates the financial condition of both potential and current borrowers; reviewing completed loan applications and supporting required documentation to develop an initial assessment of credit worthiness, including both strengths and weaknesses pertaining to a borrower's current and historical financial condition. Interacts and communicates with both potential and current borrowers as appropriate to obtain answers to additional questions/clarifications, and also supplementary information required to complete the assessment. Prepares and presents overall credit assessments and recommendations, which include detailed financial statement analysis, giving and attendance trends, various organization/economic/market factors, project information if a construction credit, and in-depth analysis of the secondary sources of repayment such as collateral. Interacts and collaborates with Business Development and Loan Committee members; communicates, presents and answers questions regarding prior approved credits and those outstanding and in need of approval. Drafts and processes approved a preliminary and formal commitment to lend agreements, as well as preparation and processing of various related loan agreements, amendments, modifications, and other changes to original terms. Monitors and reviews certain identified and prioritized post-closing existing credits within the loan portfolio as needed; including monitoring of property insurance and collateral and the review and credit risk analysis of reported/discovered changes in borrower circumstances and their potential impact on prior credit assessments. Perform other duties as needs arise, including support and contributions towards CIF strategic initiatives to enhance operational effectiveness and customer experience. We Make it Easy Founded in 1901, MRA is a nonprofit employer association that serves more than 4,000 employers, covering more than one million employees. As one of the largest employer associations in the nation, MRA helps its member organizations thrive by offering the most comprehensive assortment of HR services, information, education, and resources to help build successful workplaces and a powerful workforce. We partner with these companies working directly with their HR department and leadership to hire their talent. We are a direct line to the company, not an agency recruiter. Powered by JazzHR WcvcRMVT1r
$49k-80k yearly est. 21d ago
Credit Review Specialist
Dacotah Bank 3.6
Credit analyst job in Sioux Falls, SD
Assist the Credit Review team with the management of Dacotah Bank's loan portfolio risk. Review loan files to achieve various objectives set by the Chief Credit Review Officer. Assist the Director of Credit Review with scoping loan reviews and compiling reports as needed. Essential Functions Employees must be able to perform the essential functions of this position satisfactorily or make a request for reasonable accommodations as needed. Independently review loan files as assigned Communicate review observations with the Director of Credit Review and Chief Credit Review Executive Participate in credit review discussions and exit meetings with the lending staff and applicable management Assist with the scoping process to create credit review samples Assist with data aggregation for credit review reports Establish relationships with lending staff, market leadership, portfolio managers, and senior management Other duties as assigned Education & Experience Bachelor's degree in banking, finance, or business (Required) 4+ years of agricultural or commercial lending, credit analysis, or regulatory examination experience (Preferred) We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Health Savings Account Life Insurance for the employee and family Paid Vacation and Sick Time Retirement Plan Options Additional Perks and Benefits
$49k-61k yearly est. 21d ago
SFG Credit Analyst
QCR Holdings 4.1
Credit analyst job in Cedar Rapids, IA
TITLE: SFG Credit Analyst DEPARTMENT: Specialty Finance Group The SFG Credit Analyst is responsible for providing support to the SFG Credit Manager by performing a variety of administrative, analytical, and reporting tasks related to the management of the SFG credit portfolio. ESSENTIAL FUNCTIONS: * Manage the SFG construction draw review process, including reviewing submitted draw requests, packaging approval requests, and working with SFG Admin to process draws and disburse funds. * Manage the portfolio tracking process, including gathering and entering data in the financial statement, borrowing base, covenant, marketable securities, and guidance line tracking reports; barcoding financial statements and preparing, reviewing, and distributing the monthly tracking report. * Assist the SFG team with underwriting, including project and financial analysis of new project requests. * Interact and collaborate with loan administrative staff and/or loan officers to provide timely responses to internal and external customer inquiries and servicing needs. * Assist the SFG Credit Manager with projects and analysis relating to the macro SFG portfolio as necessary. * Support the leadership teams as appropriate. * Comply with all company or regulatory policies, procedures and requirements that are applicable to this position. * Foster and preserve a culture of inclusion. * Additional duties and responsibilities may be required to support the company's mission, vision and values. QUALIFICATIONS: * Bachelor's degree in accounting, business administration or related field; or equivalent combination of education and experience required. * Minimum one to two years of analytical experience. * Previous banking experience preferred. * Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner. * Excellent organizational skills with the ability to organize and manage a variety of projects and tasks. * Capability to manage sensitive information and uphold confidentiality. * Demonstrated strong math skills and ability to organize and analyze complex financial information. * Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. * Strong verbal, written and interpersonal communication skills. WORKING CONDITIONS: * Duties are performed in a professional office environment. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.
$50k-64k yearly est. 15d ago
Credit Analyst
Citizens Alliance Bank Careers 3.7
Credit analyst job in Clara City, MN
The Credit Analyst's primary function will be to provide credit analysis assistance to the lenders. This position will monitor incoming financial statements for covenant requirements. The Credit Analyst will perform collateral audits, accounts receivable analysis, and borrowing base certificate reviews. This position is responsible for developing and maintaining knowledge of all loan-related regulations and internal compliance procedures. The Credit Analyst must perform all job responsibilities according to compliance requirements. The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set. Essential Functions: To perform this job successfully, an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Spread financial statements as requested; while maintaining a working knowledge of lending software, to provide overall support and assistance to Lending staff in the financial analysis process. Conduct industry research and locate resource material for peer comparison. Review incoming financial statements. Update and/or complete financial spreads and covenant monitoring spreadsheets to be forwarded to the appropriate Lending staff. Review and assist in negotiating loan agreements and ancillary documents related to transaction closing. Complete an analysis of accounts receivable aging and borrowing base certificates received from borrowers. Update the customer information system with current availability information. Understand the clients' needs and identify potential cross-selling opportunities for other Bank products and services. Perform collateral audits, as requested. Provide written financial statement analysis for credit presentations, file comments and annual reviews. Maintain the report of review due and work with lenders to keep comments current. Monitor and report on specialized portfolios. Perform an annual review of loan portfolios and report findings to appropriate lenders. Provide management report of outstanding issues. Complete periodic reviews of file quality for participation portfolio. Communicate security valuations deficiencies with lenders and perform any follow up action requested. Provide a summary of actions to supervisor. Perform duties in accordance with company policies and procedures, as well as Federal and State Regulations and Laws. Excellent written and verbal communication skills. Ability to multitask. Ability to prioritize workload. Assist co-workers as needed. All employees are expected to exemplify and follow our core values. Regular attendance and punctuality when reporting to work. Travel for trade and industry schools and seminars as needed. This position may require installation of a Multi-Factor Authentication (MFA) app on an employee's personal mobile device. THE MFA apps are used to authenticate a user's identity to the system for security purposes. Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank's policies and procedures. Perform other duties as assigned and requested. Core Values Humility - We are “blue-collar bankers”. We are relatable, down-to-earth people who greet our smallest customer the same way we greet our largest. Respectful, Genuine Care for Others - We care about each other, we care about our customers, and we care about our communities. Finds A Way - This simply put, is nothing more than attitude. It's a can-do spirit, a desire to help, to contribute, to go above and beyond, and to make a difference. Effort - We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled, and we need to earn it from our customers and each other every day. Owning-It - Owning-It or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank, it's about ownership. When an employee says they will do something, they follow through and get it done. Education and Experience: Required - High School diploma or GED, etc. Required - Continuing Education to maintain job knowledge. Preferred - One to three years of banking experience. Preferred - One to three years of Financial or Credit Analyst experience. Preferred - Proficiency in Microsoft Suites. Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status and all other protected classes.
$48k-66k yearly est. 22d ago

Learn more about credit analyst jobs

How much does a credit analyst earn in Sioux Falls, SD?

The average credit analyst in Sioux Falls, SD earns between $36,000 and $88,000 annually. This compares to the national average credit analyst range of $40,000 to $93,000.

Average credit analyst salary in Sioux Falls, SD

$56,000

$36,00010%

$56,000Median

$88,00090%

What are the biggest employers of Credit Analysts in Sioux Falls, SD?

The biggest employers of Credit Analysts in Sioux Falls, SD are:

The First National Bank in Sioux Falls
POET
Dacotah Bank
American Bank & Trust Co.

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Credit analyst jobs in Sioux Falls, SD - 291 jobs

ERP Analyst

Senior Banker - Blaine Financial Center

Financial & Credit Analyst

Credit Specialist

Credit Analyst

Credit Analyst I / II

Credit Analyst II

Associate Credit Analyst

Credit Analyst

SFG Credit Analyst

Credit Review Specialist

Credit Analyst

Credit Analyst

Credit Analyst II

Credit Balance Specialist

Credit Analyst

Credit Analyst

Credit Review Specialist

SFG Credit Analyst

Credit Analyst

Learn more about credit analyst jobs

How much does a credit analyst earn in Sioux Falls, SD?

What are the biggest employers of Credit Analysts in Sioux Falls, SD?