Credit analyst jobs in South Dakota - 28 jobs

: Corporate * Bismarck, ND * Fargo, ND * Minot, ND * Sioux Falls, SD Salary Range: $40 - $55/hr First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work. At First International Bank & Trust, we believe in building lasting relationships through sound financial decisions and personalized service. We're seeking a Commercial Credit Analyst who thrives on analyzing financial data, assessing credit risk, and supporting our commitment to responsible lending. If you're detail-oriented, collaborative, and passionate about helping businesses grow, we invite you to join our team. Key Responsibilities: * Spread and analyze commercial financial statements for C&I (Commercial & Industrial) and CRE (Commercial Real Estate) loans. * Evaluate borrower risk and recommend appropriate loan structures for transactions exceeding $15,000,000. * Utilize systems such as Abrigo Sageworks to assess credit quality and streamline analysis. * Build and maintain financial models to project cash flows and assess repayment capacity. * Prepare comprehensive loan presentations, comment sheets, and annual reviews for credit committees. * Collaborate with loan officers by attending client and prospect calls to provide financial insights and strengthen relationships. * Provide guidance and training to team members on credit analysis best practices. * Participate in ongoing training and contribute ideas for process improvement. Position Competencies: * Strong analytical skills with the ability to gather and interpret financial data. * Exceptional attention to detail and organization. * Clear and informative written communication. * Ability to prioritize tasks and manage time effectively. Qualifications: * Bachelor's Degree in Accounting, Finance, Economics, or related field; 3-5 years of experience in credit analysis or commercial lending, with exposure to large scale deals ($15MM+) or an equivalent combination of education and experience. * Proficiency in reading and interpreting financial statements, including balance sheets, income statements, and cash flow statements. * Experience using Abrigo Sageworks or similar credit analysis systems. * Demonstrated ability to build financial models and project future cash flows. * Applied underwriting principles to structure loans effectively. First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package: * Health, Dental & Vision * 401K Retirement Plan with Employer Match * Paid Parental Leave * Life and Disability Insurance * Generous PTO and Holiday pay If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at **************************. Equal Opportunity Employer

can be located in South Dakota, Minnesota, Iowa, Nebraska. This person reviews loans in accordance with the bank's Loan Policy and Guidelines. This person should have an extensive understanding of all types of commercial and agricultural credits, along with the ability to make recommendations on how to minimize the bank's exposure and ensure that lending practices conform to established policy. Qualifications: This person should have a bachelor's degree, plus ten years of work-related experience or the equivalent. Strong proficiency in project management is needed. Good communication skills, an aptitude toward detail, and understanding of all Loan Policy and Guidelines. Experience working with ag credits is strongly preferred. Principal Responsibilities: Analyze and risk rate most complex credit lines and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies. Spread, analyze and review financial statements for highly complex current and prospective borrowers in a variety of industries using tax returns, financial statements, credit reports and other reporting as needed or requested. Calculate cash flow for more complex borrowers and guarantors. Analysis may include projections, trends and ratio analysis. Summarize and analyze findings in the bank's written credit presentation. Prepare annual reviews on borrowing relationships in accordance with loan policy. Analyze the very intricate credit requests for the SBA portfolio. Monitor covenant compliance with loan agreements. Provide mentoring and training less experienced staff. Present loan files or credit lines not meeting the standards of Loan Policy and Guidelines to the Credit Analyst Manager or Loan Officer with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position. In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer and Credit Analyst Manager, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected. As needed, attend Loan Committee meetings where credit lines are presented for final approval, recommended action, and classification. As required, perform services and projects for the department and the bank, Attend Credit Department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the department. Act in accordance with FBT policies and procedures as set forth in the employee handbook. Adhere to compliance procedures and participate in required compliance training. The anticipated salary range for this role is between $77,776.04 and $127,397.66. This range is a good faith estimate for the position. The actual compensation offered to a candidate may differ based on various factors, including the individual's relevant experience, training, skills, work location, and other considerations. For those in eligible roles, we offer incentive compensation based on individual performance. Furthermore, this role may qualify for a variety of benefits, such as Medical, Dental, and Vision insurance, Health Savings Accounts, 401(k)/ESOP, Paid Time Off, Flexible Work Arrangements, Paid Parental Leave and Student Loan Repayment Assistance. Learn more at ************************ Compensation Grade Salary Grade 7 First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement . Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at ************ or email ***************.

Job Description As a Credit Analyst, you will be responsible for evaluating risk associated with commercial loan requests by analyzing company financial performance, industry trends, and other relevant financial information. This role includes preparing and presenting information to loan committees, senior management, and other internal committees. In addition, our FIRST Values apply to all teammates without exception. FIRST Values Family - We support, trust, and respect each other, our customers, and our shareholders. Independence & Innovation - We embrace change as vital to our success. Relationships - We build relationships that are based on strong character, mutual loyalty, trust, and respect. Stewardship - We take care of ourselves so we can take care of others. Teamwork - We help each other grow and succeed. Who we are: The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 140 years, The First National Bank in Sioux Falls has worked diligently to promote the growth and vitality of our city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting financial resources back into the communities it serves and encouraging active employee involvement in community volunteer organizations. The First National Bank Way, which is a blend of our Mission Statement and FIRST Values, serves as the foundation of our culture. It is a gift that has been passed down to us and is the legacy that we will protect and preserve. Nothing is more important to us - it is the cornerstone of our success. Our culture is driven by integrity, service, and strong values; nothing has shaped it more than our FIRST Values. Our FIRST Values are not just words; they are truly felt by our employees, customers, shareholders, and communities. They tell us who we are as a business and guide our behaviors and decisions as we move forward and build successful relationships. Although banking has evolved over the years, our mission and values have not and will not change. What will you do: Accountabilities Spreading Financials and Underwriting Accurately enter customer and guarantor financial data into software programs to generate financial spreads, supporting the underwriting of bank documents, applications, and requests in accordance with regulatory requirements and bank policies. Utilize multiple bank software programs to complete financials spreads on loan customers for lenders. This can include business, personal, interim and annual review. Analyze the creditworthiness of prospective and current customers by preparing written reports of findings of assigned loans. This includes in-depth analysis of historical financial statements, projected cash flow, ratio analysis, general industry analysis and identified risks. Evaluate loan requests with regards to the Bank's underwriting standards and regulatory requirements. Loan Monitoring & Review Monitor loans to assess the risk of a loan once the loan is booked. Conduct collateral inspections with lenders or another analyst on an as needed basis. Complete borrowing base tracking spreadsheets for lenders. Perform covenant monitoring duties to ensure covenants are in compliance. Partner with Others Partner with others to ensure team goals are met. Collaborate with lenders and support staff to understand processes for preparing financial spreads and handling loan requests. Provide assistance on special projects as assigned. Qualifications Secondary education in a related field preferred. One or more years of relevant work experience or a combination of education/experience that would enable incumbent to meet accountabilities and required competencies of the position. Experience with banking or credit analysis preferred. Skills and Abilities Ability to work independently with little supervision. Self-motivated. Excellent verbal and written communication skills. Ability to conduct relationships in a manner that ensures cooperation and positive results. Demonstrate a high degree of concern for professional and innovative customer service. Excellent organizational skills and attention to detail. High degree of accuracy required. Possess working knowledge of business and economics. Ability to manage multiple competing priorities. Ability to adapt to the needs of the organization and teammates. What's in it for you? Health Insurance Dental & Vision Insurance Profit Sharing Paid Vacation & Holidays Company paid short and long term disability Tuition Reimbursement Program Employee Banking Perks Community Volunteer time And More!

At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty-five years, our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and a leader in sustainable products in the world. CULTURE IS KING AT POET We're all on the same team. We always communicate. And we park our egos at the door. These aren't just slogans on our walls. It's the way we do things at POET. We provide an environment for team members to maintain a healthy work-life balance. It's the best way to optimize health, wellness, and productivity in a sustainable way. We work hard. We play hard. We have frequent team events, volunteer efforts, and we know how to celebrate wins! JOB SUMMARY & RESPONSIBILITIES Each day, our team at POET Bioproducts markets and transports 20,000 tons of our high-quality products to our thousands of customers who are located all over the globe. As part of the POET Bioproducts credit team, you will play a major role in the success of these sales, focusing on two primary areas of responsibility. First, you, along with all members of the credit team, will be responsible for establishing appropriate lines of credit for our customers in accordance to the credit policy, working closely with our customers, bank partners, and POET merchandisers to provide creative and safe solutions for credit needs. Second, you will be responsible for setting up and monitoring lines of credit for customers as well as collection issues according to company policy, while maintaining good working relationships with our external and internal customers. This is an on-site role located in Sioux Falls, SD. Responsibilities include: Review and analyze credit applications to make recommendations for establishing appropriate lines of credit. Conduct financial analysis including 3rd party report review (D&B, bank references, credit agencies). Request bank and trade references from prospective customers. Remain up to date on risk levels in potential importing countries. Analyze and use data available to recommend payment plans with past due accounts to minimize bad debt risk and maximize accounts receivable collections. Provide multiple credit/payment options to the commercial team based on the facts and circumstances of each transaction. Ensure professional relationships are established and maintained with both internal and external customers. Maintain banking relationships for establishing letters of credit or other financial institution-backed credit terms. Work closely with merchandising and transportation team members to respond to credit and collection concerns with existing and potential customers. Develop and formulate specific collection objectives and the achievement of those objectives. Plan, evaluate, implement, and continuously improve all aspects of credit & collection functions and processes. Since we're all about teamwork and getting the job done, your skill may be put to a lot of other uses! QUALIFICATIONS & SKILLS Bachelor's degree in a business-related field, or an Associate's degree and 3+ years of credit or collections experience. Excellent communication skills and attention to detail. Excellent organization and time management skills with a sense of urgency that drives results. Knowledge of the basics of the Microsoft Office Suite and the ability of learning new programs. A SUCCESSFUL CANDIDATE WILL HAVE Courage to voice an opinion even when others may disagree Strong capability to exercise discretion, initiative, and independent judgment in making sound decisions and in developing solutions to problems. A customer service mindset and a desire to achieve. Ability to be creative and enjoy finding solutions. Desire to learn new skills and stretch beyond current experience. Curiosity to ask questions and improve yourself and the organization. WORK ENVIRONMENT This position operates in an office environment, working at a personal computer where you may sit or stand. Most of our Sioux Falls office workspace features an open-concept design intended to promote communication and collaboration. GROWTH & DEVELOPMENT OPPORTUNITIES At POET, we encourage internal development and growth by allowing team members to carve their own path to success. Leaders support team members with the necessary resources to develop their skills, achieve goals, and create the most value. We believe in developing our team members to their highest potential and recognizing contributions that add value to the organization. Each new team member's position and compensation are carefully determined by considering their unique qualifications and skillset. BENEFITS For eligible team members Comprehensive benefits package: Individual and family plans for health, dental, & vision insurance, including a generous employer Health Savings Account contribution Quarterly Profit-Sharing Bonuses and Bi-Annual Incentive Bonuses Competitive pay, including shift premium pay for qualifying positions 401K with company match Paid time off and paid holidays - 40 hours available on day ONE! Paid Parental Leave Tuition reimbursement Attractive Relocation Assistance and Bonus Programs for qualifying positions and/or locations OTHER PERKS For eligible team members A multifaceted wellness program encompassing the whole person - mentally, physically, and spiritually Onsite fitness centers or fitness reimbursements Safety and cold weather gear reimbursements Discounted home and auto insurance POET is an Equal Opportunity Employer committed to maintaining a workplace free from discrimination and harassment. Employment decisions are based on qualifications, abilities, merit, and other legitimate business factors, without regard to any legally protected characteristic. This policy applies to all aspects of employment, including recruitment, hiring, compensation, benefits, working conditions, promotion, and termination.

Join Our Team as a Credit Analyst I In-Office | Full-Time (40 hours/week) | Non-Exempt Available Locations: Box Elder, Hill City, or Custer - Choose Your Branch! If you enjoy digging into financial details, asking smart questions, and understanding the story behind the numbers, Sentinel Federal Credit Union may be the place for you. We're seeking a Credit Analyst to support our commercial and agricultural lending teams. This role is ideal for someone early in their credit career-or ready to take the next step-who wants hands-on experience, strong mentorship, and a clear path for professional growth. ?? Pay & Incentives $23.00/hour for candidates without direct credit analysis experience (training and mentorship provided) $25.00 - $27.00/hour for candidates with relevant experience, DOE Eligible for incentive and bonus opportunities Why You'll Love Working at Sentinel We believe thoughtful lending starts with well-supported employees. ?? Comprehensive Benefits Package Medical, Dental & Vision Insurance Health, Dependent Care & Medical Flex Spending Accounts Life Insurance & Long-Term Disability Employee Assistance Program (EAP) Aflac ??? Time Off & Work-Life Balance 3 weeks of vacation per year Paid holidays & personal days Paid volunteer hours Inclement weather pay Regular team-building events and celebrations ?? Growth & Development Paid professional development and networking opportunities Mentorship program Professional book reimbursement Regular team-building activities Strong commitment to internal promotion and career advancement Why Work With Us? At Sentinel, you'll find purpose-not just a job. As a member-focused credit union, we support local businesses and farms through thoughtful, relationship-based lending. Our work is guided by our core values of Service, Trust, Respect, Ownership, Nimble, and Guardian. You'll gain: Exposure to commercial and agricultural underwriting Opportunities to expand your analytical and credit skill set A collaborative environment that values curiosity and accuracy The satisfaction of strengthening local economies What You'll Do Underwrite, with guidance, both complex and non-complex commercial and agricultural credit requests Gather, consolidate, and analyze financial data to support sound credit decisions Draft detailed credit memorandums outlining risks, strengths, and mitigants Present analysis and recommendations to credit administration Participate in discussions around loan structure, pricing, and risk considerations Partner closely with lenders and credit staff to verify information and ensure accuracy Participate in member conversations, calls, and site visits as needed Serve as a control point in the loan approval process, ensuring compliance with policy and covenants Track covenant monitoring, borrowing base certificates, and financial reporting using the lending tickler system Assist with audits, exams, stress testing, risk reviews, and special projects Maintain working knowledge of commercial law, UCC, SBA/USDA programs, and applicable regulations Support loan closings as needed Manage multiple priorities while meeting deadlines in a fast-paced environment Deliver exceptional member service through accurate and timely analysis Perform other duties as assigned Who You Are Detail-oriented with a strong analytical mindset Clear and professional communicator, both written and verbal Comfortable asking questions and seeking clarity A collaborative team player who enjoys supporting lenders Able to interpret financial statements, tax returns, and cash flow analysis 1+ year of commercial or agricultural credit experience preferred, but not required for the right candidate At least 18 years old with a valid driver's license Bachelor's degree in accounting, finance, business, or equivalent experience preferred Curious, motivated, and eager to grow within the credit field What We're Looking For You're someone who: Communicates thoughtfully and professionally Stays focused and accurate on busy days Takes initiative and asks insightful questions Enjoys understanding the “why” behind the numbers Values documentation, compliance, and doing things right Wants to be part of a mission-driven, supportive team How to Apply Ready to take the next step in your credit career? ?? Send your resume to ****************** or apply directly through our careers page. Sentinel Federal Credit Union is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive, respectful workplace for all employees.

Full-time Description Responsible for collecting data from new and existing loan customers in order to perform analysis of financial information and creditworthiness and to assist in the administration of commercial loan accounts. Responsible for the training of Credit Analyst I and II's to help develop other possible career paths within the Bank; commercial lending, residential lending, consumer lending private banking, or audit. ESSENTIAL DUTIES AND RESPONSIBILITIES The essential functions include, but are not limited to the following: Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Spread appropriate financial data using CASH software program Generate financial ratios, using computer programs to evaluate customer's financial status Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industry Analyze data such as income growth, quality of management, and market share to determine expected profitability of loans Draft credit analysis memos for annual review, new request and modification Prepare recommendations to Commercial Loan Officer regarding loan structure terms, and conditions Request and communicate with customers, accountants, and attorneys regarding questions on financials, business structure and other necessary documentation. Confidentiality and integrity are of the utmost importance Coordinate the ordering of loan documentation and assist in the documentation of loans to evidence debt, including perfection of security interests Keep informed of market and economic conditions that may impact customers and the related credit risk and other professional banking issues Prepare and review various reports Research industry, market, or other data as needed Compile data for accountants as requested by Loan Officer Complete references of customer as requested by Loan Officer Identify opportunities to refer customers and/or potential customers to other departments for services that may meet their needs Consult with customers to resolve complaints and verify financial and credit transactions Perform on-site inspections at customer locations to determine customer performance Assist with interviews and the selection process for hiring new employees for the credit department Recommend and implement changes or procedures for the credit department-i.e. software, write-up templates, training, etc. Assign duties to credit analyst I and II's based on skills and experience Facilitate performance reviews in accordance with quality and quantity requirements Recommend transfer or promotion within the credit department Administer discipline to correct misconduct or inadequate performance of job duties with the authority to recommend discharge of employees within the credit department Provide superior level of customer relations and promote customer service through coaching, guidance, and motivation ADDITIONAL RESPONSIBLITIES Perform other related duties and responsibilities as assigned by management. Requirements EDUCATION & EXPERIENCE Bachelor's degree required or equivalent work experience Minimum of five (5) years of experience in similar job duties Central Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, sexual orientation, gender identity, status as a protected veteran, or any other characteristic protected by law. We make all reasonable accommodations to meet the obligations under the Americans with Disabilities Act (ADA) and applicable state disability laws.

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position can be located in Billings, MT; Bend, OR; Boise, ID; Des Moines, IA; Omaha, NE; Missoula, MT; Rapid City, SD or Sioux Falls, SD. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. * Generous Paid Time Off (PTO) in addition to paid federal holidays. * Student debt employer repayment program. * 401(k) retirement plan with a 6% match. * The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Credit Review Officer I conducts moderately complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring adherence to departmental and professional standards. This position executes comprehensive credit review procedures, prepares accurate and well-documented reports, and effectively communicates findings and recommendations to management. ESSENTIAL DUTIES AND RESPONSIBILITIES * Serves as the Examiner-in-Charge (EIC) for credit examinations with outstandings up to $1B, leading reviews as the principal examiner. * Plans, conducts, and/or leads moderately complex credit risk reviews across various departments, markets, regions, and unique loan scenarios, in accordance with departmental and professional standards. * Performs credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations. * Prepares concise, well-organized working papers that accurately reflect the results of credit reviews. * Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards. * Ensures timely and budget-compliant completion of assigned Credit Review tasks. * Drafts reports summarizing the results of credit risk reviews. * Participates in exit meetings with department management to discuss findings and recommend corrective actions to address deficiencies and mitigate risk. * Follows up with management to ensure appropriate resolution of Credit Review findings. * Leads team members on assigned credit reviews or projects. * Maintains open communication with Credit Review clients throughout the review process regarding procedures, progress, and potential findings. * Assists with the coordination and completion of external regulatory and third-party examinations. * Stays informed of significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements. * Completes required compliance training and other relevant training related to Credit Review, compliance, and business skills. * Performs other duties or special projects as assigned to support overall company objectives. * Assists the Credit Review Team Manager in completing the quarterly risk assessment process. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES * Demonstrates strong verbal and written communication skills. * Able to work independently as well as collaboratively within a team environment. * Exhibits analytical thinking, sound decision-making, and effective problem-solving abilities. * Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems. EDUCATION AND/OR EXPERIENCE * Bachelor's Degree in a related field required * 1-3 years experience in credit review, commercial lending, credit department, and/or equivalent combination of education and experience required * Banking and/or financial services experience preferred PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. * Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently * Sitting - Frequently * Standing - Occasionally * Noise Level - Moderate * Typical Work hours - M-F (8-5) * Regular and Predictable Attendance - Required * Local and in-state travel, and occasional out-of-state travel, may be required. Must possess a valid driver's license. If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The successful candidate should have prior experience in originating or monitoring a commercial loan portfolio consisting of borrowers in healthcare related industries - including spreading, financial analysis, etc. Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company. May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. This active posting is for a Healthcare Credit Analyst role: Healthcare Credit Analyst 4, Healthcare Credit Analyst 5, Healthcare Credit Analyst 6. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting. **Healthcare Credit Analyst 4** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically one or more years of underwriting experience **Preferred Skills/Experience** - Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits - Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Excellent verbal and written communication skills - Proficient computer navigation skills using a variety of software packages including EXCEL and nCino **Healthcare Credit Analyst 5** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically three or more years of underwriting experience **Preferred Skills/Experience** - Strong underwriting, credit analysis and analytical skills working with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino - Advanced background in MS Office suite of products and skillset with MS Excel **Healthcare Credit Analyst 6** **Basic Qualifications** - Bachelor's degree, or equivalent underwriting experience - Typically five or more years of underwriting experience **Preferred Skills/Experience** - Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits - In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis - Background in economics, accounting, and/or finance - Strong verbal and written communication skills - Proficient computer navigation skills using a variety of software packages - including nCino and Credit Lens - Advanced background in MS Office suite of products and skillset with MS Excel This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here (************************************************* . U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**

Angott Search Group is pleased to partner with a $5 billion South Dakota bank in their search for a Credit Analyst. In this role, you will be responsible for analyzing financial data to determine the creditworthiness of new and existing clients. This position plays a crucial part in the lending process by providing detailed, in-depth financial analysis that supports informed credit decisions. This is a great opportunity for someone with a strong background in accounting or finance who is looking to grow their career within the banking industry. Key Responsibilities: Analyze financial statements, cash flows, and other relevant data for both new and existing borrowers. Prepare comprehensive written presentations outlining your findings to assist lenders and Credit Administration in making credit decisions. Assist in the overall management of the loan portfolio, including monitoring past-due loans and annual reviews. You will be responsible for tracking financial information and alerting lenders to any irregularities. Stay current on developments and trends within various industries related to the loan portfolio. Work with the lending and Credit Administration teams on ongoing projects and presentations to the loan committee as needed. Participate in professional development opportunities to maintain your expertise and stay abreast of new industry trends. Education & Experience: A Bachelor's degree in Accounting or a related field. Alternatively, 3-5 years of related work experience in business, finance, or accounting. Skills & Abilities: Strong knowledge of financial statements and the ability to analyze creditworthiness. Excellent written and verbal communication skills. Must be proficient in Microsoft Outlook, Word, and Excel. A driven individual with an affinity for numbers and a desire to succeed. You must be able to work independently, meet deadlines, and be willing to travel. Basic understanding of banking laws, rules, and regulations.

Assist the Credit Review team with the management of Dacotah Bank's loan portfolio risk. Review loan files to achieve various objectives set by the Chief Credit Review Officer. Assist the Director of Credit Review with scoping loan reviews and compiling reports as needed. Essential Functions Employees must be able to perform the essential functions of this position satisfactorily or make a request for reasonable accommodations as needed. * Independently review loan files as assigned * Communicate review observations with the Director of Credit Review and Chief Credit Review Executive * Participate in credit review discussions and exit meetings with the lending staff and applicable management * Assist with the scoping process to create credit review samples * Assist with data aggregation for credit review reports * Establish relationships with lending staff, market leadership, portfolio managers, and senior management * Other duties as assigned Education & Experience * Bachelor's degree in banking, finance, or business (Required) * 4+ years of agricultural or commercial lending, credit analysis, or regulatory examination experience (Preferred) We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: * Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage * Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage * Health Savings Account * Life Insurance for the employee and family * Paid Vacation and Sick Time * Retirement Plan Options * Additional Perks and Benefits

Scope of Job: The Senior Agriculture or Commercial Credit Analyst (SCA) will assist all Lending Personnel and Credit Administration in serving the financial needs of the banks Agriculture or Commercial customers. They will be responsible for specific tasks that will deal with overall analysis of Agriculture and Commercial Credits to help in determining the risk to the bank; training of bank personnel; will perform specialized analytical functions for the bank-wide lending process to include credit analysis, loan presentation preparation, and review of credits. They will evaluate the degree of risk associated with loans while complying with established BankWest Loan Policy and Procedures along with State and Federal Regulations. The Senior Agriculture or Commercial Credit Analyst will work closely with the Credit Analyst Manager and provide back up for each other in duties as needed. They will help protect the bank's security interest through accurate analysis of credit information and careful maintenance of loan presentations. Must be highly organized, enjoy multi-tasking and have the ability to change priorities quickly as needs change. The ability to meet deadlines is expected and must have great attention to detail and strong follow-up skills. Primary Duties: Responsible for reviewing Agriculture or Commercial Submission Request forms submitted to the Credit Analyst Inbox for accuracy and completeness. SCAs will return submission forms to the Lending Personnel as needed to ensure flow of credits being work continues without delays. Review and Assessment of Loan Presentations over $1 million and Loan Presentations required for Loan Committee as completed by Credit Analysts to ensure written documentation is in required format, provides all necessary information, accurate and clearly communicates analysis outcomes. SCAs will work with analysts to get presentations updated accordingly and will forward loan presentations to appropriate staff for approval. SCAs will handle the process of getting signatures for LC packages, submitting to Executive Assistants, reviewing agendas, and locking the credits in Moody's once Approved by Loan Committee. This needs to be completed each week within the timelines as required by Management. Maintain records regarding logging of analyst errors, lending submission errors, activity of credits and any other information required. Responsible for updating and maintaining records for Financial Reviews and Global Cashflows that are required to be completed annually. These records will be provided to the Credit Analyst Manager as needed. Provide leadership to the Credit Analysis Department and Lending Personnel. Assist with the development of Credit Analysts and Lending Personnel by providing guidance, training, problem solving, and review of information as needed. This may include training as assigned and specifically the training of new credit analysts. All duty requirements of the Credit Analyst III duties. SCAs will act as back up as needed to support the Credit Analysts or when the flow of credits is high, and assistance is needed. Secondary Duties: Work as a team with departmental counterparts on planning and implementing assigned projects and products. Participate on various committees and project teams as deemed appropriate by management. Attend, actively participate in organization, job specific training offered, and Quality Service programs. Adhere to all applicable Policies and Procedures of BankWest organization. Community involvement is strongly encouraged. Other duties as assigned. Requirements Education: A Bachelor's Degree in a related field. Applicable experience and/or related certifications may be considered in lieu of degree. Experience: 8 years' experience in a related field. Attend 2 year training course related to position and/or career path. Experience in the credit analysis of larger, complex credit relationships using software systems. Knowledge and Special Skills: Excellent credit/financial analytical skills. Strong math and calculation skills. Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities. Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service. Strong interpersonal skills to ensure effective communication with external and/or internal customers. Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description. Knowledge of business lending underwriting skills including but not limited to analysis of financial statements, tax returns, and cashflows. Knowledge of banking terminology and procedures. Knowledge of BankWest products and services. Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output. Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards. BankWest is a "Sales Organization" and all employees are expected to participate directly or indirectly with increasing BankWest's presence in their markets as appropriate.

C & B Operations has grown to 36 John Deere dealerships in 6 states. We are currently hiring an Accounts Receivable Analyst to provide oversight of credit and accounts receivable practices. This position will report to the Controller and support effective processes, manage risk and drive consistent execution across the organization. Salary and Schedule This is a full time, salaried position. Rate is based on experience. Flexible work hours between 7:30 am - 6 pm Monday - Friday with additional hours during month end and year end close. Benefits Qualified applicants must be able to successfully complete a pre-employment drug test and background check. C & B Operations is a drug-free workplace. Competitive pay based on your experience and excellent benefits including - Medical, Dental, Vision, and Accident Insurance Short-Term Disability, Life Insurance, 401K with a generous match and much more. Progressive Paid Time Off and Paid Holidays - starting at 3 weeks of PTO in the first year. Opportunities to grow - We love to promote within and have excellent training programs available to prepare you on-the-job and for your future with us. Responsibilities Include 1. Establish, maintain, and enforce consistent credit and collection processes across all locations 2. Review, approve, and manage customer credit applications and credit limits based on credit analysis and company policy 3. Partner with store leadership to drive timely A/R follow-up, including review of aged receivables, action plans, and escalation where necessary 4. Serve as the primary liaison with third-party collections agencies, including placement decisions, oversight, and resolution tracking 5. Support stores with the lien process, including guidance on timing, documentation, and enforcement when required 6. Monitor credit and collection performance and coach store teams on opportunities for improvement 7. Provide hands-on training and support to ensure consistent execution of credit and collections practices 8. Research, resolve, and escalate customer issues in a timely and appropriate manner 9. Effectively communicate with leadership, including regular reporting on A/R trends, risk exposure, and collection activity 10. Conduct periodic reviews of credit and collection procedures and recommend improvements as needed 11. Responsible for lockbox processing, customer overrides, and related A/R data entry 12. Drive ongoing customer account clean-up, including maintaining accurate contact information and transitioning customers to email statements 13. Other duties as assigned Required Education and Experience 1. Bachelor's degree in Accounting, Finance, or related field 2. 2-4 years of accounting experience 3. Strong knowledge of GAAP and financial reporting 4. Proficiency in accounting software (e.g., SAP, Oracle, QuickBooks) and Microsoft Excel 5. Excellent analytical, organizational, and leadership skills 6. Strong attention to detail and ability to meet deadlines Our goal is to improve the quality of work life by using fair and consistent treatment and providing equal growth opportunities for all team members. We are an equal opportunity employer as defined by federal, state or local laws. C & B Operations does not provide H1-B sponsorship. Apply today at Careers for this exciting opportunity!

Job Description C & B Operations has grown to 36 John Deere dealerships in 6 states. We are currently hiring an Accounts Receivable Analyst to provide oversight of credit and accounts receivable practices. This position will report to the Controller and support effective processes, manage risk and drive consistent execution across the organization. Salary and Schedule This is a full time, salaried position. Rate is based on experience. Flexible work hours between 7:30 am - 6 pm Monday - Friday with additional hours during month end and year end close. Benefits Qualified applicants must be able to successfully complete a pre-employment drug test and background check. C & B Operations is a drug-free workplace. Competitive pay based on your experience and excellent benefits including - Medical, Dental, Vision, and Accident Insurance Short-Term Disability, Life Insurance, 401K with a generous match and much more. Progressive Paid Time Off and Paid Holidays - starting at 3 weeks of PTO in the first year. Opportunities to grow - We love to promote within and have excellent training programs available to prepare you on-the-job and for your future with us. Responsibilities Include 1. Establish, maintain, and enforce consistent credit and collection processes across all locations 2. Review, approve, and manage customer credit applications and credit limits based on credit analysis and company policy 3. Partner with store leadership to drive timely A/R follow-up, including review of aged receivables, action plans, and escalation where necessary 4. Serve as the primary liaison with third-party collections agencies, including placement decisions, oversight, and resolution tracking 5. Support stores with the lien process, including guidance on timing, documentation, and enforcement when required 6. Monitor credit and collection performance and coach store teams on opportunities for improvement 7. Provide hands-on training and support to ensure consistent execution of credit and collections practices 8. Research, resolve, and escalate customer issues in a timely and appropriate manner 9. Effectively communicate with leadership, including regular reporting on A/R trends, risk exposure, and collection activity 10. Conduct periodic reviews of credit and collection procedures and recommend improvements as needed 11. Responsible for lockbox processing, customer overrides, and related A/R data entry 12. Drive ongoing customer account clean-up, including maintaining accurate contact information and transitioning customers to email statements 13. Other duties as assigned Required Education and Experience 1. Bachelor's degree in Accounting, Finance, or related field 2. 2-4 years of accounting experience 3. Strong knowledge of GAAP and financial reporting 4. Proficiency in accounting software (e.g., SAP, Oracle, QuickBooks) and Microsoft Excel 5. Excellent analytical, organizational, and leadership skills 6. Strong attention to detail and ability to meet deadlines Our goal is to improve the quality of work life by using fair and consistent treatment and providing equal growth opportunities for all team members. We are an equal opportunity employer as defined by federal, state or local laws. C & B Operations does not provide H1-B sponsorship. Apply today at Careers for this exciting opportunity!

Job ID 251332 Posted 13-Jan-2026 Service line PJM Segment Role type Full-time Areas of Interest Building Surveying/Consultancy, Construction, Consulting The purpose of this position is to directly manage asset data collection projects and clients, as well as manage, and lead staff who are responsible for Asset Data Collection and consulting services with direct accountability for project delivery. Please note we are looking for individuals within the Property or Facility Condition Assessment field. Our team members travel up to 75% nationwide in order to technically assess commercial building mechanical, electrical, and plumbing (MEP) systems and deliver Property Condition Assessment, Asset Data Collection, and Energy Assessment services to clients. Our projects revolve around delivering considered data to demanding clients in a timely manner via effective project management which includes self-scheduling, coordinating, executing site visits, progress tracking, and final reporting. The site survey work is delivered via app based tools which not only collect equipment model and serial number, but drills down into ratings of equipment condition, criticality, and categorization into a naming hierarchy. Each team member is expected to manage multiple projects simultaneously (ideally 2-3 at a time) and communicate proactively with leadership. This position will require frequent day and overnight travel - up to 75% and can be remote. **What you will do** + Conducts walk-through surveys (from 8 hours to multiple days) to assess condition of mechanical, electrical and plumbing systems, structure and foundations, interiors, common areas, exterior walls, windows, roofs, and site work improvements. (This may require climbing two-story ladders or going up in a lift, lift operating certification is a plus) + Interviews property owners, occupants, key site personnel and local government officials to obtain information concerning the subject property's condition. + Reviews repair/improvement cost information, certificate(s) of occupancy, maintenance reports and logs, Building and Fire Department inspection reports, and similar information to determine the condition of the building + Documents the condition and physical deficiencies of a property by taking representative and detailed photographs of a properties' site and building systems + Prepares estimated costs to remedy building deficiencies in an immediate time period and capital reserve time period (5 to 50 years) + May act as a subject manager expert in an area of expertise which may include Seismic, ADA, MEP, or other specialties (BOMA, Insurance Replacement, Thermal Scanning, Etc). + Provides formal technical guidance in area of expertise. + Is able to communicate effectively with others to achieve client goals. + Other duties as assigned. **What you must have** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. + Bachelor's degree (BA/BS) in architecture, engineering, or construction management or equivalent combination of education and experience. + 5-7 years commercial building evaluation or commercial design experience with a general understanding of all building systems: site work, structural, building envelope, and MEP. + 3-5 years building evaluation experience with experience writing Property Condition Assessment / Facility Condition Assessment Reports. + Certification as either a Professional Engineer or Registered Architect strongly preferred. + Microsoft Office Suite Products (Teams, Excel, Word, Power Point, Outlook, etc.) Specific advanced proficiency in Excel is strongly preferred. + Ability to travel up to 75% of the time. **Experience desired** + Registered Architect or Licensed Engineer (US and/or Canada)/ Industry Roofing Certification strongly preferred.Requires knowledge of financial terms and principles. + Ability to calculate intermediate figures such as percentages, discounts, and/or commissions. Conducts basic financial analysis. + Ability to effectively present technical information to non-technical clients.Ability to provide efficient, timely, reliable and courteous service to clients.Strong organizational and analytical skills. + Excellent written and verbal communication skills. Turner & Townsend carefully considers multiple factors to determine compensation, including a candidate's education, training, and experience. The minimum salary for this position is $85,000 annually and the maximum salary for this position is $105,000 annually. The compensation that is offered to a successful candidate will depend on the candidate's skills, qualifications, and experience. Successful candidates will also be eligible for a discretionary bonus based on Turner & Townsend's applicable benefit program. This role will provide the following benefits: 401(K), Dental insurance, Health insurance, Life insurance, and Vision insurance. **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

Job Description The Ag Credit Analyst is responsible for evaluating risks associated with individual loan requests and complex credit relationships within the agricultural industry. This includes determining the information needed for analysis, gathering relevant industry and environmental data, conducting site inspections as requested, and collaborating with loan officers and senior management to assess overall risk levels. The analyst applies agricultural credit expertise and strong analytical skills to quantify credit risk and make independent recommendations that align with loan policy and mitigate potential exposure. Responsibilities also include identifying appropriate credit structures and monitoring requirements, preparing detailed written reports for loan approval authorities, and developing presentations for loan committees, senior management, and other key stakeholders. In addition, our FIRST Values apply to all teammates without exception. FIRST Values Family - We support, trust, and respect each other, our customers, and our shareholders. Independence & Innovation - We embrace change as vital to our success. Relationships - We build relationships that are based on strong character, mutual loyalty, trust, and respect. Stewardship - We take care of ourselves so we can take care of others. Teamwork - We help each other grow and succeed. Who we are: The First National Bank in Sioux Falls began its long-term commitment to the Sioux Falls area in 1885. The oldest bank in Sioux Falls owes its longevity to a combination of service, stability, innovation, and family involvement. Over the past 140 years, The First National Bank in Sioux Falls has worked diligently to promote the growth and vitality of our city and the surrounding area. The Bank strives to continually be recognized as a community leader by reinvesting financial resources back into the communities it serves and encouraging active employee involvement in community volunteer organizations. The First National Bank Way, which is a blend of our Mission Statement and FIRST Values, serves as the foundation of our culture. It is a gift that has been passed down to us and is the legacy that we will protect and preserve. Nothing is more important to us - it is the cornerstone of our success. Our culture is driven by integrity, service, and strong values; nothing has shaped it more than our FIRST Values. Our FIRST Values are not just words; they are truly felt by our employees, customers, shareholders, and communities. They tell us who we are as a business and guide our behaviors and decisions as we move forward and build successful relationships. Although banking has evolved over the years, our mission and values have not and will not change. What will you do: Accountabilities Spreading Financials and Underwriting Accurately enter customer and guarantor financial data into software programs to generate financial spreads, supporting the underwriting of bank documents, applications, and requests in accordance with regulatory requirements and bank policies. Utilize multiple bank software programs to complete financials spreads on loan customers. Analyze the creditworthiness of prospective and current customers by preparing written reports of findings of assigned loans. This includes in-depth analysis of historical financial statements, projected cash flow, ratio analysis, general industry analysis and identified risks. Independently evaluate more complex loan requests with regards to the Bank's underwriting standards and regulatory requirements. Complete additional underwriting tasks such Farmer Mac or FSA as needed to ensure all requirements have been met. Loan Monitoring and Review Monitor loans to assess the risk of a loan once the loan is booked. Conduct collateral inspections with lenders on an as needed basis. Complete borrowing base tracking spreadsheets. Perform covenant monitoring to ensure covenants are in compliance. Research and compare internal portfolio metrics to industry standards while analyzing broad agricultural trends and potential impacts to credit quality. Partner with Others Partner with others to ensure team goals are met. Provide mentoring and guidance to other analysts, business banking trainees, and interns as they work on spreading financial information and underwriting loan requests. Assist the Real Estate Specialist with various duties. Assist with special projects as assigned such as economic reports, guideline reviews, segmentation reports or loan coding. Qualifications Secondary education in related field preferred. Three or more years of relevant work experience or a combination of education/experience that would enable incumbent to meet accountabilities and required competencies of the position. Experience with banking or credit analysis preferred. Skills and Abilities Ability to work independently with little supervision. Self-motivated. Excellent verbal and written communication skills. Demonstrate strong critical thinking skills, including strategic thinking and effective analysis of data. Excellent organizational skills and attention to detail. High degree of accuracy required. Ability to manage multiple competing priorities. Ability to adapt to the needs of the organization and teammates. Collaboration and consultation with teams and individuals across the bank. What's in it for you? Health Insurance Dental & Vision Insurance Profit Sharing Paid Vacation & Holidays Company paid short and long term disability Tuition Reimbursement Program Employee Banking Perks Community Volunteer time And More!

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position can be located in Billings, MT; Bend, OR; Boise, ID; Des Moines, IA; Omaha, NE; Missoula, MT; Rapid City, SD or Sioux Falls, SD. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. * Generous Paid Time Off (PTO) in addition to paid federal holidays. * Student debt employer repayment program. * 401(k) retirement plan with a 6% match. * The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Credit Review Officer I conducts moderately complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring adherence to departmental and professional standards. This position executes comprehensive credit review procedures, prepares accurate and well-documented reports, and effectively communicates findings and recommendations to management. ESSENTIAL DUTIES AND RESPONSIBILITIES * Serves as the Examiner-in-Charge (EIC) for credit examinations with outstandings up to $1B, leading reviews as the principal examiner. * Plans, conducts, and/or leads moderately complex credit risk reviews across various departments, markets, regions, and unique loan scenarios, in accordance with departmental and professional standards. * Performs credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations. * Prepares concise, well-organized working papers that accurately reflect the results of credit reviews. * Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards. * Ensures timely and budget-compliant completion of assigned Credit Review tasks. * Drafts reports summarizing the results of credit risk reviews. * Participates in exit meetings with department management to discuss findings and recommend corrective actions to address deficiencies and mitigate risk. * Follows up with management to ensure appropriate resolution of Credit Review findings. * Leads team members on assigned credit reviews or projects. * Maintains open communication with Credit Review clients throughout the review process regarding procedures, progress, and potential findings. * Assists with the coordination and completion of external regulatory and third-party examinations. * Stays informed of significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements. * Completes required compliance training and other relevant training related to Credit Review, compliance, and business skills. * Performs other duties or special projects as assigned to support overall company objectives. * Assists the Credit Review Team Manager in completing the quarterly risk assessment process. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES * Demonstrates strong verbal and written communication skills. * Able to work independently as well as collaboratively within a team environment. * Exhibits analytical thinking, sound decision-making, and effective problem-solving abilities. * Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems. EDUCATION AND/OR EXPERIENCE * Bachelor's Degree in a related field required * 1-3 years experience in credit review, commercial lending, credit department, and/or equivalent combination of education and experience required * Banking and/or financial services experience preferred PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. * Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently * Sitting - Frequently * Standing - Occasionally * Noise Level - Moderate * Typical Work hours - M-F (8-5) * Regular and Predictable Attendance - Required * Local and in-state travel, and occasional out-of-state travel, may be required. Must possess a valid driver's license. If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Assist the Credit Review team with the management of Dacotah Bank's loan portfolio risk. Review loan files to achieve various objectives set by the Chief Credit Review Officer. Assist the Director of Credit Review with scoping loan reviews and compiling reports as needed. Essential Functions Employees must be able to perform the essential functions of this position satisfactorily or make a request for reasonable accommodations as needed. Independently review loan files as assigned Communicate review observations with the Director of Credit Review and Chief Credit Review Executive Participate in credit review discussions and exit meetings with the lending staff and applicable management Assist with the scoping process to create credit review samples Assist with data aggregation for credit review reports Establish relationships with lending staff, market leadership, portfolio managers, and senior management Other duties as assigned Education & Experience Bachelor's degree in banking, finance, or business (Required) 4+ years of agricultural or commercial lending, credit analysis, or regulatory examination experience (Preferred) We offer the opportunity for career growth and development in a professional and pleasant working environment. We offer a competitive salary and exceptional benefits package including: Health Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Dental Insurance-Dacotah Bank pays 100% of the premium, family and individual coverage Health Savings Account Life Insurance for the employee and family Paid Vacation and Sick Time Retirement Plan Options Additional Perks and Benefits

Job DescriptionJoin Our Team as a Credit Analyst I In-Office | Full-Time (40 hours/week) | Non-Exempt Available Locations: Box Elder, Hill City, or Custer - Choose Your Branch! If you enjoy digging into financial details, asking smart questions, and understanding the story behind the numbers, Sentinel Federal Credit Union may be the place for you. We're seeking a Credit Analyst to support our commercial and agricultural lending teams. This role is ideal for someone early in their credit career-or ready to take the next step-who wants hands-on experience, strong mentorship, and a clear path for professional growth. ?? Pay & Incentives $23.00/hour for candidates without direct credit analysis experience (training and mentorship provided) $25.00 - $27.00/hour for candidates with relevant experience, DOE Eligible for incentive and bonus opportunities Why You'll Love Working at Sentinel We believe thoughtful lending starts with well-supported employees. ?? Comprehensive Benefits Package Medical, Dental & Vision Insurance Health, Dependent Care & Medical Flex Spending Accounts Life Insurance & Long-Term Disability Employee Assistance Program (EAP) Aflac ??? Time Off & Work-Life Balance 3 weeks of vacation per year Paid holidays & personal days Paid volunteer hours Inclement weather pay Regular team-building events and celebrations ?? Growth & Development Paid professional development and networking opportunities Mentorship program Professional book reimbursement Regular team-building activities Strong commitment to internal promotion and career advancement Why Work With Us? At Sentinel, you'll find purpose-not just a job. As a member-focused credit union, we support local businesses and farms through thoughtful, relationship-based lending. Our work is guided by our core values of Service, Trust, Respect, Ownership, Nimble, and Guardian. You'll gain: Exposure to commercial and agricultural underwriting Opportunities to expand your analytical and credit skill set A collaborative environment that values curiosity and accuracy The satisfaction of strengthening local economies What You'll Do Underwrite, with guidance, both complex and non-complex commercial and agricultural credit requests Gather, consolidate, and analyze financial data to support sound credit decisions Draft detailed credit memorandums outlining risks, strengths, and mitigants Present analysis and recommendations to credit administration Participate in discussions around loan structure, pricing, and risk considerations Partner closely with lenders and credit staff to verify information and ensure accuracy Participate in member conversations, calls, and site visits as needed Serve as a control point in the loan approval process, ensuring compliance with policy and covenants Track covenant monitoring, borrowing base certificates, and financial reporting using the lending tickler system Assist with audits, exams, stress testing, risk reviews, and special projects Maintain working knowledge of commercial law, UCC, SBA/USDA programs, and applicable regulations Support loan closings as needed Manage multiple priorities while meeting deadlines in a fast-paced environment Deliver exceptional member service through accurate and timely analysis Perform other duties as assigned Who You Are Detail-oriented with a strong analytical mindset Clear and professional communicator, both written and verbal Comfortable asking questions and seeking clarity A collaborative team player who enjoys supporting lenders Able to interpret financial statements, tax returns, and cash flow analysis 1+ year of commercial or agricultural credit experience preferred, but not required for the right candidate At least 18 years old with a valid driver's license Bachelor's degree in accounting, finance, business, or equivalent experience preferred Curious, motivated, and eager to grow within the credit field What We're Looking For You're someone who: Communicates thoughtfully and professionally Stays focused and accurate on busy days Takes initiative and asks insightful questions Enjoys understanding the “why” behind the numbers Values documentation, compliance, and doing things right Wants to be part of a mission-driven, supportive team How to Apply Ready to take the next step in your credit career? ?? Send your resume to ****************** or apply directly through our careers page. Sentinel Federal Credit Union is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive, respectful workplace for all employees. #hc213833

Scope of Job: The Senior Agriculture or Commercial Credit Analyst (SCA) will assist all Lending Personnel and Credit Administration in serving the financial needs of the banks Agriculture or Commercial customers. They will be responsible for specific tasks that will deal with overall analysis of Agriculture and Commercial Credits to help in determining the risk to the bank; training of bank personnel; will perform specialized analytical functions for the bank-wide lending process to include credit analysis, loan presentation preparation, and review of credits. They will evaluate the degree of risk associated with loans while complying with established BankWest Loan Policy and Procedures along with State and Federal Regulations. The Senior Agriculture or Commercial Credit Analyst will work closely with the Credit Analyst Manager and provide back up for each other in duties as needed. They will help protect the bank's security interest through accurate analysis of credit information and careful maintenance of loan presentations. Must be highly organized, enjoy multi-tasking and have the ability to change priorities quickly as needs change. The ability to meet deadlines is expected and must have great attention to detail and strong follow-up skills. Primary Duties: Responsible for reviewing Agriculture or Commercial Submission Request forms submitted to the Credit Analyst Inbox for accuracy and completeness. SCAs will return submission forms to the Lending Personnel as needed to ensure flow of credits being work continues without delays. Review and Assessment of Loan Presentations over $1 million and Loan Presentations required for Loan Committee as completed by Credit Analysts to ensure written documentation is in required format, provides all necessary information, accurate and clearly communicates analysis outcomes. SCAs will work with analysts to get presentations updated accordingly and will forward loan presentations to appropriate staff for approval. SCAs will handle the process of getting signatures for LC packages, submitting to Executive Assistants, reviewing agendas, and locking the credits in Moody's once Approved by Loan Committee. This needs to be completed each week within the timelines as required by Management. Maintain records regarding logging of analyst errors, lending submission errors, activity of credits and any other information required. Responsible for updating and maintaining records for Financial Reviews and Global Cashflows that are required to be completed annually. These records will be provided to the Credit Analyst Manager as needed. Provide leadership to the Credit Analysis Department and Lending Personnel. Assist with the development of Credit Analysts and Lending Personnel by providing guidance, training, problem solving, and review of information as needed. This may include training as assigned and specifically the training of new credit analysts. All duty requirements of the Credit Analyst III duties. SCAs will act as back up as needed to support the Credit Analysts or when the flow of credits is high, and assistance is needed. Secondary Duties: Work as a team with departmental counterparts on planning and implementing assigned projects and products. Participate on various committees and project teams as deemed appropriate by management. Attend, actively participate in organization, job specific training offered, and Quality Service programs. Adhere to all applicable Policies and Procedures of BankWest organization. Community involvement is strongly encouraged. Other duties as assigned. Requirements Education: A Bachelor's Degree in a related field. Applicable experience and/or related certifications may be considered in lieu of degree. Experience: 8 years' experience in a related field. Attend 2 year training course related to position and/or career path. Experience in the credit analysis of larger, complex credit relationships using software systems. Knowledge and Special Skills: Excellent credit/financial analytical skills. Strong math and calculation skills. Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities. Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service. Strong interpersonal skills to ensure effective communication with external and/or internal customers. Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description. Knowledge of business lending underwriting skills including but not limited to analysis of financial statements, tax returns, and cashflows. Knowledge of banking terminology and procedures. Knowledge of BankWest products and services. Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output. Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards. BankWest is a "Sales Organization" and all employees are expected to participate directly or indirectly with increasing BankWest's presence in their markets as appropriate.