Credit analyst jobs in Spokane, WA

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: Oversee all aspects of credit analysis on commercial real estate/multifamily loans. Evaluate and manage risks in complex transactions. Serve as a back-up mentor for more junior Credit Analysts and Credit Officers Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. Apply data analysis techniques to interpret results and provide insights and recommendations to management. Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. Thorough understanding of multifamily real estate property valuations and cash flow analysis. Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. Excellent verbal/written communication and problem-solving skills. Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: Bachelor's degree in accounting, finance, economics, or real estate is preferred. Familiarity with regional markets and municipal regulations. Advanced degree in a related field. Experience with proprietary credit risk management tools.

Job Description Credit Officer - Construction Loans (Residential) Kirkland, WA A rapidly growing private real estate lender is hiring a Credit Officer to join their team. With $3B in loans funded, they continue to expand their footprint in residential lending. In this role, you'll work closely with residential builders and developers to evaluate loan applications, assess borrower qualifications, and ensure alignment with company and investor guidelines. You'll collaborate with a credit team of five. The ideal candidate brings deep experience in credit analysis, risk assessment, and real estate development. You'll be responsible for structuring and underwriting complex construction and bridge loans-making sound credit decisions that support the firm's growth while managing risk effectively. Credit Officer Responsibilities: Deal Vetting: Underwrite bridge and construction loans end-to-end, confirm inputs, and keep the file buttoned-up for audit. Borrower & Project Diagnostics: Dig into financials, credit profile, budgets, comps, and assumptions to gauge ability to execute and repay. Exposure Mapping & Mitigation: Pinpoint market, build, timeline, and exit risks; shape terms (reserves, covenants, collateral) to offset them. Committee Briefings: Produce tight decision memos and risk snapshots; present and shepherd packages through leadership/credit review. Controls & Requirements: Keep every deal aligned with internal credit frameworks, investor parameters, and applicable lending rules. Partner Interface: Serve as the go-to between loan officers, borrowers, brokers, and internal teams to keep diligence unblocked. C-Suite Initiatives: Support the Chief Credit Officer on ad-hoc analyses, portfolio looks, and priority special assignments. Credit Officer Qualifications: 2+ years of mortgage/banking experience and/or related industry experience in construction, real estate and/or private equity. Bachelor's degree in Finance, Real Estate, Business, or related field Solid understanding of income property analysis and loan structuring. Proficiency in Excel and familiarity with loan origination software. Ability to work independently and thrive in a collaborative, fast-paced environment. Company Benefits & Culture: Annual bonuses Employee home loan program 401k with a 3% match Compensation: $95k-$115k + bonus

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position can be located at Bend, OR; Coeur d'Alene and Boise, ID; Omaha, NE; Sioux Falls, SD, Spokane, WA, Missoula and Billings, MT. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. * Generous Paid Time Off (PTO) in addition to paid federal holidays. * Student debt employer repayment program. * 401(k) retirement plan with a 6% match. * The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Credit Review Officer II leads and conducts complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring compliance with departmental and professional standards. This position oversees and executes comprehensive credit review procedures, prepares accurate and well-documented reports, and effectively communicates findings and recommendations for corrective actions to management. ESSENTIAL DUTIES AND RESPONSIBILITIES * Provides project leadership, general guidance, and mentoring to other team members. * Manages multiple concurrent credit reviews and projects. * Serves as the Examiner-in-Charge (EIC) for credit examinations with outstandings up to $2B, leading reviews as the principal examiner. * Plans, conducts, and/or leads complex credit risk reviews across various departments, markets, regions, and unique loan scenarios, in accordance with departmental and professional standards. * Performs and/or oversees credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations. * Prepares concise, well-organized working papers that accurately reflect the results of credit reviews. * Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards. * Ensures timely and budget-compliant completion of assigned Credit Review tasks. * Drafts reports summarizing the results of credit risk reviews. * Conducts exit meetings with Regional Presidents and Executive Leadership to discuss findings and recommend corrective actions to address deficiencies and mitigate risk. * Follows up with management to ensure appropriate resolution of Credit Review findings. * Provides ongoing guidance and mentorship to team members. * Maintains open communication with Credit Review clients throughout the review process regarding procedures, progress, and potential findings. * Assists with the coordination and completion of external regulatory and third-party examinations. * Stays informed of significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements. * Completes required compliance training and other relevant training related to Credit Review, compliance, and business skills. * Performs other duties or special projects as assigned to support overall company objectives. * Assists the Credit Review Team Manager with Credit Review planning and the quarterly risk assessment process. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. KNOWLEDGE, SKILLS AND ABILITIES * Demonstrates strong verbal and written communication skills. * Able to work independently and collaboratively within a team environment. * Exhibits analytical thinking, sound decision-making, and effective problem-solving abilities. * Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems. EDUCATION AND/OR EXPERIENCE * Bachelor's Degree in a related field required * 4-6 years experience in credit review, commercial lending, credit department, and/or equivalent combination of education and experience required * Banking and/or financial services experience preferred PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer. * Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently * Sitting - Frequently * Standing - Occasionally * Noise Level - Moderate * Typical Work hours - M-F (8-5) * Regular and Predictable Attendance - Required * Travel as needed - 5% COMPENSATION & BENEFITS We offer a competitive total compensation package including base salary and benefits. The anticipated pay range for this position is $91,300 to $150,700 per year in WA and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Additionally, this role is eligible to receive annual discretionary cash bonuses. Benefits available for this position include, but are not limited to, medical, dental, vision, short-term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. For more information regarding our benefits, please visit ************************************************************************ If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

As a team member of commercial lending you will work directly with commercial lenders and clients to identify their banking needs and financial goals in order to deliver tailored solutions for their businesses, as well as their personal banking and wealth management needs. You will work within a dynamic team environment with Business Bankers and the Business Banking Department in evaluating, underwriting, monitoring and maintaining the overall credit quality of new and existing loan facilities. What youll do as a Credit Analyst: Underwrite high-quality credit narratives in support of new and existing loans, which includes analyzing multi-year trends and ratios from financial information, understanding cash flow, performing collateral analysis, running credit reports and analyzing KYC information. Work closely with Business Bankers, Commercial Loan Operations, Outside Counsel and the client to document and close loans thoroughly and swiftly. Research industry trends and risks. Create, maintain and monitor all loan and credit files at the highest quality, which entails monitoring existing credit facilities for financial and reporting covenant compliance, detecting early warning signs that could lead to a potential default, monitoring underperforming loans and evaluating proper loan risk ratings. Assist the Business Banker on all levels of the business banking relationship to ensure the client receives exceptional service. Identify cross-sell opportunities. Lead special projects as needed. Qualifications You could be a great fit if you have: A bachelors degree, with a strong credit background and a minimum of three to five years of commercial banking and lending experience, with an industry specialization preferred (law firms, accounting firms, private equity, entertainment and/or non-profits) An established network of business clients, prospects, and referral sources Excellent credit skills Outstanding communication skills The desire to provide extraordinary internal and external service The ability to think critically and independently as a proactive problem solver An orientation toward being a team player, providing extraordinary service Able to review and analyze data reports and manuals; must be computer proficient Able to communicate effectively via telephone and in person Definitions and Acronyms C&I: lines of credit based on cash flow of company CRE: loan secured by commercial real estate Owner occupied: a real estate loan for a business owner that occupies said real estate. This is not counted as CRE to feds. Clarify if lender/bank counts it toward C&I or CRE numbers. Investor: commercial real estate to be purchased by a developer to sell or rent Credit concentrations: the amount of portfolio in each specific area. Bestcashcow.com shows multi-family, construction, investor, farm, mortgage, credit card, consumer/auto, SBA percentages of portfolio. MF: multi-family complex loans, e.g., apartments Construction: financing of building out a building. TM: treasury management. This is a person who facilitates gathering deposits through specialty products. SBA: Small business administration secured loans. Designed to help disadvantaged and underserved communities thrive. BoB, Portfolio: BoB is book of business, also known as a portfolio. This the sum of all borrowers and depositors at any given time. Example, 50 clients and a $40mm BoB, with $80mm in deposits. Volume: What is the total amount of loans underwritten and approved in a calendar year? Next Steps: If this sounds like something you would like to learn more about, please reach out to me, Kim Post, for a confidential conversation. I can be reached at ************** or *******************. Apply Now!

Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Gesa Credit Union is seeking a highly motivated, detail oriented and organized Small Business Administration (SBA) Loan Underwriter/Credit Analyst to join our dynamic team. The SBA Underwriter/Credit Analyst reports to the SBA Lending Manager. The SBA Underwriter /Credit Analyst position is a critical function in the SBA loan origination process. This position is responsible for ensuring SBA program eligibility in concurrence with the SBA underwriting standards and guidelines. Primarily the SBA Underwriter will perform financial analysis and credit underwriting to support loan origination activities for SBA 7(a), Express 504 and other government guaranteed loan programs. This position is responsible for analyzing SBA credit requests and assisting with credit approval recommendations based on analysis and review. The underwriter is involved with spreading financial statements, tax returns, calculation of cash flows, and financial ratios. The underwriter will assist in the completion of loan approval packages, assisting SBA Relationship Managers obtain necessary documentation, and conduct quality assurance prior to the SBA loan closing. The SBA Underwriter will also be responsible for annual reviews, as needed, perform industry risk analysis, and complete other related tasks required to support the SBA Dept. What You Will Be Doing: * Support SBA Relationship Managers in accurate assessment of SBA eligibility as outlined in the most recent SBA SOP as well as credit union policies and guidance. * Maintain a working knowledge of SBA loan programs. * The expectation is to build and review at least 2 deals per week or 45 per year factoring in vacations & holidays. * Analyze personal and business credit data, financial statements, accounts receivable aging reports, accounts payable aging reports, financial projections and tax returns with a sound understanding of financial ratio analysis in order to present facts, opinions and recommendations to SBA Relationship Manager concerning applicant's credit worthiness. * Evaluate CRE, business acquisitions, equipment, expansions, start-up, construction, and tenant improvement project requests follow bank underwriting guidelines along with SBA requirements. * Assemble, record, and maintain all credit file data in an accessible and organized manner using shared files and Gesa Credit Union underwriting and record keeping software or tickler systems. * Request SBA terms and conditions through SBA's etran system or other means. * Assist SBA Loan Processor in ordering appraisals, real estate evaluations, market research, UCC searches, environmental reports, title reports, etc. in fulfillment of underwriting loan request. * Assist SBA Relationship Managers in preparing letters of interest and loan commitment letters, portfolio management including annual loan reviews and problem loan reports. * May participate in customer and prospect calls with the SBA Relationship Manager. * Attend credit union and SBA training sessions, conferences, or seminars as approved by supervisor. * May be asked to coach, mentor, or train others and teach coursework as subject matter expert. About You: * To perform financial statement and tax return analysis and calculate basic financial ratios. * To provide knowledgeable, professional, friendly service to all members or vendors whether in person, over the phone thought electronic communication or written communication. * To participate in and support a team environment. * To display respect for diversity. Treat people with respect, keep commitments, and maintain a high level of integrity. * Good interpersonal skills and team orientation. * To communicate with supervisor regarding matters of account or lending concern. * To lead by example by always displaying solid ethics and integrity. * To assist all team members when necessary to meet the borrower expectations and department goals. * To demonstrate a willingness to learn and grow within a dynamic and challenging environment. * To understand and perform Bank Secrecy Act (BSA) functions applicable to job responsibilities. * To maintain a professional work environment and work under restricted time constraints. * To demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations. * To maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.

JobID: 210645665 JobSchedule: Full time JobShift: Base Pay/Salary: Seattle,WA $133,000.00-$240,000.00; Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities: * Oversee all aspects of credit analysis on commercial real estate/multifamily loans. * Evaluate and manage risks in complex transactions. * Serve as a back-up mentor for more junior Credit Analysts and Credit Officers * Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal. * Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements. * Apply data analysis techniques to interpret results and provide insights and recommendations to management. * Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools. * Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge. Required Qualifications, Capabilities, and Skills: * Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts. * Thorough understanding of multifamily real estate property valuations and cash flow analysis. * Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements. * Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail. * Excellent verbal/written communication and problem-solving skills. * Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed. * Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Preferred Qualifications, Capabilities, and Skills: * Bachelor's degree in accounting, finance, economics, or real estate is preferred. * Experience as a loan underwriter in commercial real estate lending is highly desirable. * Familiarity with regional markets and municipal regulations. * Advanced degree in a related field. * Experience with proprietary credit risk management tools.

Energy Risk Control Department is looking for a Consulting Risk Control and Credit Analyst or below, depending on experience, to join our team. This role is responsible for implementing, reviewing, and improving risk control and credit management policies and processes for consistency with the organization's governance structure. They will also be taking a leadership role in managing departmental projects. This is an excellent opportunity to play an integral role to help better serve the environment, customers and the communities in which they live. an environment where all employees are valued, respected and provided with the opportunity to achieve maximum performance. comprehensive pay package that includes competitive compensation, annual goals-based incentive bonuses, comprehensive cafeteria-style benefits, 401(K), a company paid retirement pension plan and an employee assistance and wellness program. Gain the energy to do great things PRIMARY RESPONSIBILITIES: • Reviews, validates and maintains valuation models used to forecast generation asset output, load needs, option valuation, and credit exposure. Assets include hydroelectric plants, thermal plants, wind units, gas storage, and derivative commodity contracts. • Works with front office, external vendors, and IT support to develop improved reporting across the department. Takes a leadership role in resolving anomalies associated with the energy risk and trading platforms. • Works with Energy Trading, Power Costs, Energy and Derivative Accounting, and other groups to develop new reports aligned with the Risk Policy and Integrated Strategic Plan. • Analyzes available data related to existing risk performance metrics. Recommends new performance metrics and works with other members of mid-office, back-office, front-office, IT, and other stakeholder groups to move from design board to production. Assists with incorporating an enterprise-wide view of risks. • Reviews and develops recommendations to ensure commodity risk governance is implemented successfully within the organization. Works with legal, front-office, mid-office, and senior management to develop recommendations that lead to adoption of formal company policies that drive governance decisions. • Takes a leadership role in managing departmental projects such as integration of new energy risk trading platforms, development of policies and procedures in response to new regulatory requirements, validation of valuation models, evaluation of new credit management tools, development of new reporting processes, and validation of price curves. Identifies project scope, determines deliverable requirements, internal and external resource requirements, and expected timeframe in order to achieve intermediate and final milestones.Develops an understanding of PSE's businesses and how daily operational tasks conducted in Risk Control and Credit contribute to the businesses. Functions as a communication bridge between front and back office. • Provides ad hoc reporting as required. • Performs other duties as assigned. Qualifications MINIMUM QUALIFICATIONS: • Bachelor's degree in mathematics, science, finance, or technically/commercially related field, or equivalent combination of education and relevant work experience. • 7 years relevant experience for the consulting level (such as risk control, analytics, reporting, modelling, and credit experience). • Strong knowledge and proficiency in applying portfolio risk measures and probability distribution concepts. • Strong database, spreadsheet and reporting skills including the ability to write queries and macros, build pivot tables and develop OLAP reports. • Self-motivated and high attention to detail with a bias for delivering a flawless product. • Demonstrated problem solving, planning, analytical and/or consulting skills. • Strong oral and written communication skills and ability to use MS PowerPoint effectively. • Prior project management experience. DESIRED QUALIFICATIONS: • 7 years of relevant experience (such as risk control governance, portfolio analytics, or credit management experience). • Strong database, spreadsheet, and reporting skills. • Proficiency in applying quantitative methods to solve problems. • Strong written, oral, and presentation skills (proficient with MS Powerpoint). • Project management experience. • Strong understanding of commodity trading instruments. • Master's degree in engineering, math, science or finance. • Stong understanding of, energy markets, portfolio risk management concepts and commodity trading insturments including financial derivatives. • Familiarity with quality management principles. • Detailed knowledge of portfolio risk caculations, including Value at Risk, marginal risk analysis, stochastic modelling concepts, and applied probabiilty distribution methods. • Knowledge of process design, re-engineering, and requirements documentation methodologies. • Proficiency in applying quantitiative methods (regression analysis, time-series analysis, Monte Carlo simulation, linear and non-linear optimization). • Programming proficiency in one or more of the following: Assembly, procedural language (such as C), object-oriented (such as java, C++, C#), LISP, Prolog, data management (SQL, XML). This position will be filled as a Consulting Risk Control and Credit Analyst, Senior Risk Control and Credit Analyst or Risk Control and Credit Analyst depending on the qualifications of the selected candidate. Additional InformationAll your information will be kept confidential according to EEO guidelines. Direct Staffing Inc

This position assists the Commercial Lender by spreading customer financial statements and analyzing them, identifying customer strengths/weaknesses. In addition they prepare financial forecasts with the assistance of bankers to assist in the assessment of the borrower's capacity. Finally they are responsible for providing support to the banker to assist them in soliciting, developing and maintaining profitable account relationships to increase Stockman Bank's market share in this business. Education, Experience and Certification Requirements: Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management. Basic Qualifications: 4-year college level course of study in Business Administration and/or financial institution or related field experience or equivalent training and/or experience. Excellent customer service skills. Strong communication and organizational skills. Must be able to work independently and to prioritize multiple tasks. Preferred Skills: Attention to Detail- ability to notice and correct errors, document and follow up on important details and provide a high-quality -end-product. Knowledge of financial statement and cash flow analysis, & basic working knowledge of GAAP. Familiarity with legal contracts and the Uniform Commercial Code as related to lending and collateral perfection. Professionalism - maintaining a professional attitude, image, and work ethic. Understanding of and ability to work with lending software with proper training. Team Playing - willingly collaborating and cooperating with others, developing effective working relationships Ability to remain focused and on task and efficiently work unsupervised meeting all deadlines. Written and verbal communication skills - ability to concisely and clearly present critical details. Position Specific Responsibilities, Duties and Competencies Analyze and Process: Assist Lenders in analyzing existing and new customer credit requests. Work with Lenders and Loan Processor to coordinate the request/receipt of business and personal financial statements. Coordinate timely spreading of financial statements with Credit Analysis. Analyze statements, identifying customer strengths/weaknesses and questions/concerns to be raised to the client. Prepare financial forecasts/pro-forma statements in consultation with Lenders to assist in assessment of borrower capacity. Prepare financial analysis documentation (i.e. Routine Administration Checklist, Loan Documentation Checklist, Spreads, etc.) in consultation with the Lenders/manager, as appropriate, for review and approval by Lenders. Review file documentation for completeness and correctness, in accordance with Front End Guidance, Credit Policy, and Credit Process Procedures. Manage annual credit review and file comments. Working delinquent loan accounts by calling customers and follow-up with tickler list Monitor existing credits for collateral review, interim statement review, loan covenant compliance, etc. For full description, which includes physical mental demands please see attachment.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: * Careers with a purpose * Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions * Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. * Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. * Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. * Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * May authorize loan advances and loan re-pricing with money desk staff. * Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education * Bachelor's Degree required Work Experience * 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.

The J.R. Simplot Company is a diverse, privately held global food and agriculture company headquartered in Boise, Idaho. We are a true farm-to-table company with an integrated portfolio including food processing and food brands, phosphate mining, fertilizer manufacturing, farming, ranching and cattle production, and other enterprises related to agriculture. Summary Under the guidance of the Area Financial Services Manager (AFSM), this position plays a vital role in partnering with both sales teams and location personnel. Working closely with the AFSM and Sr. Regional Credit Analyst (SRCA), the Credit Analyst helps manage customer financial services, accounts receivable, and overall credit risk exposure. In addition, this role provides essential clerical and administrative support to ensure the credit team operates efficiently and effectively. Key Responsibilities * Administer and enforce the company's credit policy, ensuring compliance across sales and operations department. * Evaluates and approves credit lines for new and existing customers within established approval limits, adhering to departmental guidelines, procedures, and policies. * Provides recommendations to the SRCA and AFSM for accounts exceeding the approval authority. * Utilize spreadsheets and financial software tools to analyze data and support decision-making. * Assists with internal research and analysis, provides statistical reports, and verifies information. * Complete annual reviews on assigned portfolio to ensure compliance with departmental policies * Responds to queries and questions based on the analysis and interpretation of accounting information. * Perform clerical and administrative tasks, including maintaining records and supporting the credit team's operations. * Evaluates status of selected Accounts Receivable collections, then works with customers to facilitate payments and reconcile any differences or conflicts. Typical Education High school diploma or general education degree (GED) Relevant Experience * Excellent customer service and communication skills * Proficient in Microsoft Excel and other office suite programs * Analytical skills * Maintain confidentiality of sensitive information Required Certifications Other Information Handle customer and internal relations diplomatically and firmly when required. Ability to assess problems and situations, exercise independent judgment, and reach logical and sound decisions. Possess strong interpersonal relationship, communication and negotiation skills. Conduct business affairs with uncompromising honesty. Job Requisition ID: 24498 Travel Required: Less than 10% Location(s): ABW Frontier Office - Pocatello Country: United States The J.R. Simplot Company is proud to be an Equal Opportunity Employer and will consider all qualified applicants for employment without regard to race, color, religion, national origin, ancestry, age, sex, gender, gender identity, gender expression, genetic information, physical or mental disability, medical condition, sexual orientation, military or veteran status, marital status, or any other protected status.

We are seeking a new Chief Credit Officer (CCO) to join our team, ideally located in our Puyallup, WA office. In this role, you will be responsible for overseeing the credit function, ensuring the quality and performance of our loan portfolio, and leading the development and implementation of credit strategies for a wide range of construction and development projects. As the CCO, you will work closely with the executive team, cross-functional business units, manage relationships with credit agencies, and ensure that all credit decisions align with the company's strategic objectives and risk tolerance. Builders Capital is the nation's largest private construction lender, offering innovative financing solutions to a broad spectrum of developers and homebuilders. Our loan products include options for Acquisition, Development, Construction, and Bridge financing, in the form of single-asset loans, portfolio loans, and revolving credit facilities. The Chief Credit Officer will play a key role in ensuring the successful management of these financing products while also overseeing credit risk and managing a diverse portfolio of clients in the construction and real estate industries. What You'll Do: Credit Strategy Development: Lead the development and execution of credit policies, guidelines, and strategies to ensure sound credit risk management and profitable loan performance. Risk Assessment: Oversee the analysis and assessment of credit risk for new and existing loan portfolios, including evaluation of borrower financial health, project feasibility, and collateral. Credit Approval Process: Manage the credit approval process, ensuring that all loan decisions are made in line with company risk tolerance and strategic goals. Portfolio Management: Monitor and manage the performance of the loan portfolio, working with the operations and risk management teams to ensure timely payment and minimize defaults. Compliance & Regulation: Ensure compliance with regulatory requirements and industry standards, overseeing audits, credit reviews, and internal reporting processes. Credit Analysis Leadership: Lead a team of credit analysts and professionals, providing guidance on complex credit issues and ensuring the quality of credit underwriting. Stakeholder Collaboration: Work closely with the executive team, sales, and operations to align credit policies with business development and operational needs. Vendor & Partner Management: Manage relationships with external vendors, credit agencies, and partners to ensure the best credit practices are applied across the portfolio. Performance Metrics: Utilize data and analytics to assess credit performance and risk, providing regular updates to the executive team on key performance indicators (KPIs) and portfolio health. Risk Mitigation: Develop and implement strategies to mitigate risk in the loan portfolio, identifying trends and making recommendations for adjustments or new credit offerings. Market Insights: Stay informed about the latest industry trends, market conditions, and economic factors that may impact credit risk and lending opportunities. Executive Reporting: Provide regular updates and reports to the executive team on credit portfolio performance, risk management activities, and key credit metrics. Ad Hoc Projects: Take on special projects related to credit analysis, portfolio management, and risk mitigation as needed, ensuring alignment with the company's overall business priorities. Requirements Strategic Thinker: Ability to think big-picture and develop long-term credit strategies that align with company goals and risk tolerance. Leadership: Proven experience in leading and managing credit teams, driving results through effective decision-making and team collaboration. Data-Driven: Strong analytical skills with the ability to interpret financial data, credit reports, and market conditions to inform decisions and drive business outcomes. Risk Management Expertise: Deep knowledge of credit risk management principles, loan structures, and credit underwriting processes in the construction and real estate sectors. Collaborative: A team player who works effectively with internal departments, including sales, operations, and legal, to ensure cohesive risk management strategies. Adaptability: Ability to navigate changes in market conditions, adjust credit strategies, and take proactive steps to mitigate emerging risks. Experience: Proven experience in a senior credit role within the lending or financial services industry, with a successful track record of managing credit portfolios and mitigating risks. Education: A Bachelor's degree in Finance, Business, Economics, or a related field; advanced certifications such as CFA or MBA are a plus. Industry Knowledge: Extensive knowledge of credit trends, economic factors, and lending regulations in the private construction lending industry. Leadership Skills: Strong communication, negotiation, and leadership abilities to effectively manage both internal teams and external vendors. Benefits Why Builders Capital? Competitive Compensation: Builders Capital offers competitive wages and performance-based incentives to reward your expertise. Work Flexibility: Enjoy a flexible work environment in a company that values both professional and personal life. Growth Opportunity: As the nation's largest private construction lender, Builders Capital is an industry leader, offering you endless opportunities for personal and career growth. Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. At Builders Capital, we believe in taking care of our team. Here's a glimpse of the benefits that come with joining us: Health Insurance: Builders Capital pays 100% of employee medical insurance premiums, offering both PPO and HSA options. Paid Time Off: Enjoy three weeks of PTO annually to recharge and relax. Paid Holidays: Take advantage of 10 paid holidays throughout the year. Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan Ready to Shape the Future of Talent at Builders Capital? If you're ready to make an impact in a fast-growing organization that values innovation, teamwork, and excellence, we'd love to hear from you. Apply now or send us a message to learn more about this exciting opportunity! Construction Loan Services II LLC (Builders Capital) and its affiliates are Equal Employment Opportunity (EEO) employers and welcome all qualified applicants. This is a full-time exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to CCM and partner closely with COs. Responsibilities: * Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility * Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions * Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities * Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process * Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Skills: * Attention to Detail * Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization Required Qualifications: * 3+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio management * Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring. Desired Qualifications: * Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. * Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) * BA/BS Desired Shift: 1st shift (United States of America) Hours Per Week: 40

Full-time Description The ARM supports Relationship Managers (RMs) in managing client relationships and credit workflow. The ARM conducts credit analyses including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Coordinator and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval as necessary / requested.. Requirements Essential Duties & Responsibilities Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; and provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards. Adhere to defined Service Level Agreements, both internal and external. Investigate, interpret and analyze credit reports. Spread and analyze financial statements and information to evaluate existing and projected company cash flow. Work with Loan Coordinator to order all necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.) Review all necessary reports, including title, independent appraisal and collateral exam. Develop list of key information necessary to support the loan approval process. Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval. Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate. Assist in monitoring loans through timely collection of financial information / tickler management. Assist in the creation and maintenance of customer files within defined bank standards. Review financial information for loan compliance to maximize credit quality and minimize risk and potential loss. Assist RM and Loan Coordinator with maintaining current financial information consistent with loan approval and ensure maintenance of the credit file. Serve as an important part of the Relationship Management team. As requested by RM, attend customer meetings and take notes to assist in underwriting and evaluating risk. As requested by RM, work with loan applicants to ensure loan packages are complete. Participate in Credit Trainings to remain current on standards and expectations. As requested by RM, assist in the preparation of Preflights and LOI's. Review portfolio reports to be informed of workflow, maturing loans (early identification of need for loan extensions), covenant compliance, etc. Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM. Support collection of past due accounts as requested by RM. Assist with customer calls and marketing efforts as requested. Maintain knowledge of and compliance with banking regulations. Be knowledgeable of and able to promote all bank products and services. Perform other duties as assigned. Required Qualifications: Bachelor's degree in Business, Finance, or related area; or equivalent work experience. 1 year of experience in credit analysis and/or lending activities. Preferred Qualifications: Developed credit analysis and analytical skills. Thorough understanding of business cash flow and differing legal business structures. Good knowledge of economics, accounting, and finance. Basic knowledge of risk analysis. Thorough knowledge of lending policies and procedures preferred. Proficient computer skills with collaboration and productivity tools including Windows-based operating systems and office suites (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis; internet; email; and bank software. Experience with financial analysis software such as Moodys and Bukers. Effective oral and written communication and time management skills. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands and talk or hear. The employee is occasionally required to walk; reach with hands and arms and stoop, kneel, crouch, or crawl.

At PitchBook, a Morningstar company, we are always looking forward. We continue to innovate, evolve, and invest in ourselves to bring out the best in everyone. We're deeply collaborative and thrive on the excitement, energy, and fun that reverberates throughout the company. Our extensive learning programs and mentorship opportunities help us create a culture of curiosity that pushes us to always find new solutions and better ways of doing things. The combination of a rapidly evolving industry and our high ambitions means there's going to be some ambiguity along the way, but we excel when we challenge ourselves. We're willing to take risks, fail fast, and do it all over again in the pursuit of excellence. If you have a good attitude and are willing to roll up your sleeves to get things done, PitchBook is the place for you. About the Role: At PitchBook, employees are our customers, and customers are king! The Finance team handles everything “money” at PitchBook including accounting, quote-to-cash, payroll, compliance, and budgeting for our fast-paced and growing company. The team supports the growth of PitchBook by providing actionable insights on the company's financial health, all while working with a fun, energetic team! The Billing & Collections Analyst is involved in all areas of the accounts receivable process. This ranges from assisting the sales teams with billing questions, invoicing clients, and reaching out to clients with past due invoices. Primary Job Responsibilities: Review contracts for revenue and billing compliance Create invoice and revenue schedules for signed contracts Collaborate with sales to address billing and customer set-up inquiries Complete contract and billing updates and changes Respond to customer and employee inquiries regarding billing and collections Communicate remittance information to outsourced cash application team Contact clients and resolve past-due invoices Submit invoices in client AP portals Support customer phone inquiries Compile documentation for third party collection submissions Ensure billing and collection notes are up to date and complete Ensure clean master data through collaboration with corporate teams Assist with month-end closing duties Support the vision and values of the company through role modeling and encouraging desired behaviors Participate in various company initiatives and projects as requested Skills and Qualifications: 2+ years of previous successful experience in an Accounts Receivable role Strong organizational skills with excellent attention to detail Excellent communication skills, both written and verbal Ability to work independently, under tight deadline at times, and in an ever changing/dynamic environment Proficiency with Microsoft Office suite including in-depth knowledge of Outlook, Word, and Excel with the ability to pick up new systems and software easily Benefits + Compensation at PitchBook: Physical Health Comprehensive health benefits Additional medical wellness incentives STD, LTD, AD&D, and life insurance Emotional Health Paid sabbatical program after four years Paid family and paternity leave Annual educational stipend Ability to apply for tuition reimbursement CFA exam stipend Robust training programs on industry and soft skills Employee assistance program Generous allotment of vacation days, sick days, and volunteer days Social Health Matching gifts program Employee resource groups Subsidized emergency childcare Dependent Care FSA Company-wide events Employee referral bonus program Quarterly team building events Financial Health 401k match Shared ownership employee stock program Monthly transportation stipend *Please be aware the above PitchBook benefit and perk offerings are subject to corresponding plan and policy documents and may change during the course of your employment. Compensation This position is non-exempt and paid a salary of $70,000-$80,000 Target annual bonus percentage: 5% Working Conditions: At the heart of our company is a belief in the power of in-person collaboration. Being together in the office fuels our creativity, strengthens our connections, and drives the innovation that sets us apart. Our culture is built on spontaneous moments-those hallway conversations, whiteboard brainstorms, and shared celebrations in each of our global offices-that simply can't be replicated remotely. This role is expected to be in the office 5 days a week. The job conditions for this position are in a standard office setting. Employees in this position use PC and phone on an on-going basis throughout the day. Limited corporate travel may be required to remote offices or other business meetings and events. Life At PB: We are consistently recognized as a Best Place to Work and our culture is at the heart of our success. It's our fundamental belief that people do and create great things and that people are the cornerstone of prosperity. We believe that proactively seeking out different points of view, listening to others, learning, and reflecting on what we've heard creates a sense of belonging within PitchBook and strengthens the PitchBook community. We are excited to get to know you and your background. Concerned that you might not meet every requirement? We encourage you to still apply as you might be the right candidate for the role or other roles at PitchBook. #LI-AD2 #LI-Onsite

Angott Search Group is pleased to partner with a leading Montana-based credit union with a strong commitment to community and service excellence in their search for a Senior Credit Officer. We are seeking a highly experienced Senior Credit Officer to lead our credit risk management function. This role will oversee the credit approval process, manage loan portfolios, and ensure adherence to sound credit policies. You will collaborate with leadership to shape credit strategy while maintaining asset quality and supporting business growth. Qualifications: Bachelor's degree in finance, business, or related field (MBA preferred). 10+ years of experience in credit underwriting, credit policy, or risk management. Proven leadership experience in a financial institution, with expertise in commercial and real estate lending. Strong understanding of regulatory requirements and best practices in credit risk management. Excellent analytical, decision-making, and communication skills.

About us: Stanley - Built for Life since 1913. Stanley 1913 has fueled the human experience since the iconic Stanley vacuum bottle revolutionized the way people enjoyed food and beverage. Today, our colorful and thoughtfully designed products including the popular QuencherTM series go beyond function, elevating everyday moments with style and empowering active lifestyles. We're a community of creators, builders and inventors who believe in creating sustainable products for a better life and world that minimize our impact on the planet. Learn more at ******************** Position Overview Join the Bearforce as a Senior Collections Analyst where you will play a key role in optimizing the company's cash flow. In this role you will lead complex accounts, analyze aging reports, resolve billing discrepancies, strengthen customer relationships, and drive improvements in execution. You will work closely with Finance, Sales, Customer Service, and Logistics teams. This ensures accurate and timely transaction processing, effective reporting, and strong support for global central initiatives. What You'll Do Run a high-volume portfolio of accounts with a focus on reducing aging and improving DSO. Conduct detailed analysis of customer payment behaviors, trends, and root causes of delinquency; recommend corrective actions. Partner with internal teams to resolve billing issues, credit disputes, and account discrepancies. Daily sales order hold review, monitoring and release activities to ensure risk mitigation while supporting order flow for product shipment. Build and maintain accurate aging reports, forecasts, and collection metrics for leadership review. Lead strategic outreach to past-due customers, including negotiation of payment plans and settlement terms. Identify high-risk accounts and collaborate with Credit to assess exposure and escalate as needed. Lead initiatives to enhance collections processes by increasing efficiency, automating workflows, and optimizing customer communication. Build positive working relationships with internal and external customers. Support monthly, quarterly, and year-end close activities related to receivables. Contribute to team knowledge-sharing and guidelines. Who You Are Bachelor's degree or equivalent experience in finance or accounting preferable. 5+ years of collections, accounts receivable, credit, or financial operations experience; senior/advanced experience leading complex accounts preferred. Strong command of Excel (VLOOKUP/XLOOKUP, pivot tables, formulas) and ERP/AR systems (SAP, Oracle, NetSuite, or similar). Experience with collections or billing platforms; automation tools a plus. Ability to analyze large data sets, identify trends, assess risk, and develop actionable insights. Outstanding written and verbal communication skills; comfortable negotiating and influencing both internal collaborators and external customers. Adept at investigating root causes, resolving disputes, and navigating complex billing scenarios. Strong cross-functional partner with the ability to work closely with Finance, Sales, and Customer Service teams. Lead multiple priorities with accuracy and urgency. Ability to build positive relationships while driving accountability for payments. Drive for continuous improvement, workflow optimization, and demonstrating systems to increase efficiency. Stanley is committed to a diverse and inclusive work environment. Stanley is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please reach out to **************************. Stanley is a total rewards company, which includes rewards beyond base salary. At Stanley, full-time employees are eligible for an annual bonus, based on company and individual results. In addition, we offer a variety of employee benefits, personalized time off, 14-Paid holidays, dental, vision, 401(k), and much more. The base pay range for this position is for a successful candidate within the state listed. The successful candidate's actual pay will be based on multiple factors such as work location, job-related knowledge, skills, qualifications, and experience. Salary Range$85,000-$105,000 USD About our parent company: Morgan Street Holdings Stanley 1913 is part of Morgan Street Holdings (formerly HAVI), a privately owned enterprise with a diverse portfolio of operating companies. These include HAVI Supply Chain, tms, Stanley 1913, and Continental, which provide best-in-class sourcing and supply chain capabilities, brand-defining marketing and promotion services, innovative consumer products, and dining and refreshment food solutions. Morgan Street Holdings employs over 10,000 people and serves 300+ customers across the globe. Morgan Street Holdings supports Stanley 1913 with competitive pay and benefits, along with exposure to diverse industries and professional networking and development opportunities.

Credit Manager - Hospitality Group (U.S.) Eligibility: Applicants must have the legal right to work in the United States. Salary: $80k USD per year About the Role A distinguished luxury hospitality group is seeking an experienced Credit Manager to oversee guest and group billing operations, accounts receivable, and payment reconciliation. This position plays a vital role in maintaining the financial integrity of the property while ensuring a seamless guest experience. The successful candidate will demonstrate strong financial acumen, attention to detail, and the ability to collaborate effectively with cross-functional teams, including Front Office, Sales, and Events. Key Responsibilities ● Prepare and issue accurate invoices for individual, group, and corporate accounts. ● Monitor outstanding balances and manage timely collection of payments. ● Reconcile daily transactions and guest folios within property management systems. ● Post payments and allocate them accurately to guest and company accounts. ● Oversee billing processes for events, group bookings, and extended stays. ● Collaborate with operational teams to resolve billing discrepancies. ● Maintain precise and compliant financial records in accordance with company standards. ● Review aging reports and escalate overdue accounts when necessary. ● Conduct credit card and bank reconciliations; manage gift card balances. ● Support month-end closing activities and internal/external audits. Required Qualifications ● Education: Associate or Bachelor's degree in Accounting, Finance, or related field. ● Experience: 2-5 years in Accounts Receivable or Credit Management within the hospitality industry (hotel or resort environment preferred). ● Technical Skills: Proficiency in hotel accounting systems (Opera PMS or similar). Strong command of Excel and financial reporting tools. Familiarity with PMS, POS, and general accounting software. ● Core Competencies: Exceptional accuracy and organizational ability. Effective communication and follow-up skills. Proven ability to meet deadlines and manage competing priorities. Analytical mindset with a focus on problem-solving and collaboration. Preferred Background ● Prior experience in luxury or boutique hospitality settings. ● Demonstrated success managing complex billing portfolios (groups, long-stay, and corporate). ● Working knowledge of U.S. accounting standards and hospitality billing compliance.

Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority. Get to know us: About - Gesa Credit Union Role Summary: Gesa Credit Union is seeking a highly motivated, detail oriented and organized Small Business Administration (SBA) Loan Underwriter/Credit Analyst to join our dynamic team. The SBA Underwriter/Credit Analyst reports to the SBA Lending Manager. The SBA Underwriter /Credit Analyst position is a critical function in the SBA loan origination process. This position is responsible for ensuring SBA program eligibility in concurrence with the SBA underwriting standards and guidelines. Primarily the SBA Underwriter will perform financial analysis and credit underwriting to support loan origination activities for SBA 7(a), Express 504 and other government guaranteed loan programs. This position is responsible for analyzing SBA credit requests and assisting with credit approval recommendations based on analysis and review. The underwriter is involved with spreading financial statements, tax returns, calculation of cash flows, and financial ratios. The underwriter will assist in the completion of loan approval packages, assisting SBA Relationship Managers obtain necessary documentation, and conduct quality assurance prior to the SBA loan closing. The SBA Underwriter will also be responsible for annual reviews, as needed, perform industry risk analysis, and complete other related tasks required to support the SBA Dept. What You Will Be Doing: * Support SBA Relationship Managers in accurate assessment of SBA eligibility as outlined in the most recent SBA SOP as well as credit union policies and guidance. * Maintain a working knowledge of SBA loan programs. * The expectation is to build and review at least 2 deals per week or 45 per year factoring in vacations & holidays. * Analyze personal and business credit data, financial statements, accounts receivable aging reports, accounts payable aging reports, financial projections and tax returns with a sound understanding of financial ratio analysis in order to present facts, opinions and recommendations to SBA Relationship Manager concerning applicant's credit worthiness. * Evaluate CRE, business acquisitions, equipment, expansions, start-up, construction, and tenant improvement project requests follow bank underwriting guidelines along with SBA requirements. * Assemble, record, and maintain all credit file data in an accessible and organized manner using shared files and Gesa Credit Union underwriting and record keeping software or tickler systems. * Request SBA terms and conditions through SBA's etran system or other means. * Assist SBA Loan Processor in ordering appraisals, real estate evaluations, market research, UCC searches, environmental reports, title reports, etc. in fulfillment of underwriting loan request. * Assist SBA Relationship Managers in preparing letters of interest and loan commitment letters, portfolio management including annual loan reviews and problem loan reports. * May participate in customer and prospect calls with the SBA Relationship Manager. * Attend credit union and SBA training sessions, conferences, or seminars as approved by supervisor. * May be asked to coach, mentor, or train others and teach coursework as subject matter expert. About You: * To perform financial statement and tax return analysis and calculate basic financial ratios. * To provide knowledgeable, professional, friendly service to all members or vendors whether in person, over the phone thought electronic communication or written communication. * To participate in and support a team environment. * To display respect for diversity. Treat people with respect, keep commitments, and maintain a high level of integrity. * Good interpersonal skills and team orientation. * To communicate with supervisor regarding matters of account or lending concern. * To lead by example by always displaying solid ethics and integrity. * To assist all team members when necessary to meet the borrower expectations and department goals. * To demonstrate a willingness to learn and grow within a dynamic and challenging environment. * To understand and perform Bank Secrecy Act (BSA) functions applicable to job responsibilities. * To maintain a professional work environment and work under restricted time constraints. * To demonstrate support of corporate values, mission, and vision. Perform job duties within these standards and in accordance with the guidelines of our bylaws and regulations. * To maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge.

The J.R. Simplot Company is a diverse, privately held global food and agriculture company headquartered in Boise, Idaho. We are a true farm-to-table company with an integrated portfolio including food processing and food brands, phosphate mining, fertilizer manufacturing, farming, ranching and cattle production, and other enterprises related to agriculture. **Summary** This role will investigate, review and approve or decline domestic and international credit applications and credit orders within delegated authority in accordance with established policies, practices and procedures. **Key Responsibilities** + Evaluates status of selected Accounts Receivable collections, then takes necessary and authorized actions. + Call past due accounts and make arrangements for payment of past due invoices. + Maintains accurate records of all Accounts Receivable transactions. + Takes direction from senior staff and develops technical skills. + Investigates, reviews and recommend credit lines on new and existing customers while working within departmental guidelines, procedures and policies. + Knowledge of accounting practices - research and problem solving to ensure payments are posted correctly. Ensure invoices/credit memo/reinvoice are posted to the correct accounts for resolution. **Typical Education** Bachelor's degree (B.A. or B.S.) from 4 year college or university **Relevant Experience** **Required Certifications** **Other Information** Extraordinary customer service skills are a high priority in this job; those skills include acting as a liaison between customers, sales force and management. **Job Requisition ID** : 24107 **Travel Required** : **Location(s)** : Simplot Headquarters - Boise **Country:** United States ****The J.R. Simplot Company is proud to be an Equal Opportunity Employer and will consider all qualified applicants for employment without regard to race, color, religion, national origin, ancestry, age, sex, gender, gender identity, gender expression, genetic information, physical or mental disability, medical condition, sexual orientation, military or veteran status, marital status, or any other protected status. ****