Credit analyst jobs in Texas

Credit Analyst - (250000PH) Description Who We AreThrough our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our PeopleAlong with competitive pay, as an employee of HCA, you are eligible for the following benefits:· Medical, Dental and Vision plans that include no-cost and low-cost plan options· Immediate 401(k) matching and vesting· Vehicle purchase and lease discounts plus monthly vehicle allowances· Paid Volunteer Time Off with company donation to a charity of your choice· Tuition reimbursement What to ExpectThe Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA's policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI's. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do1. Analyze information from credit applications utilizing the four C's of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2. Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA's. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3. Follow up for approvals and pending contracts to increase capture rate and monitor dealer's portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4. Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5. Perform all other duties as assigned. Qualifications What You Will Bring· Minimum 1-year automotive finance experience (Desirable)· Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable)· Auto finance or related background is preferred· 2 years of experience in fast paced office environment· Experience with Dealer operations or Sales (Desirable)· High school graduate (GED), College Degree preferred· Strong verbal, written and interpersonal skills· Analytical with high attention to detail· Self- starter with excellent time management skills· Well versed on company product offerings, reporting and measurement systems· Ability to negotiate, influence and collaborate both with customers and associates Work EnvironmentEmployees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy NoticeThis notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs. com. Primary Location: United States-Texas-PlanoWork Locations: Dallas, TX 6100 W. Plano Parkway, Suite 2000 Suite 2000 Plano 75093Job: Underwriting Op. Job Type: RegularOvertime Status: Non-exempt Schedule: Full-time Minimum Salary: $48,552. 00Maximum Salary: $72,828. 00Job Posting: Dec 10, 2025

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Credit Analyst is responsible for determining the creditworthiness of potential clients based on financial statements, borrowing history and market conditions. The analyst uses tools such as financial models, credit reports and key ratios to prepare appraisals which are provided for purposes of loan review and approval as well as to determine terms of the loan. The incumbent will: Conduct financial analysis and underwriting of credit for new loan requests and loan maturities Contact Loan Officers to request necessary financial information for analysis such as balance sheets, tax returns and financial statements Determine the strength and/or weakness of the client's credit to determine the terms of the loan Run reports that show past or current maturities and request necessary information Occasionally prepare underwriting/credit memos after collecting all financial information and circulating memos for approvals from the appropriate parties Generate/compile various monthly reports including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries and internal credit administration reporting Generate/compile the board report and other various ad hoc reports as requested Track borrowing base and marketable securities Maintain and update nCino system Respond to subpoenas dealing with credit information Order appraisals, conduct appraisal reviews and serve as liaison for appraisal vendors Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned MINIMUM QUALIFICATIONS Bachelor's degree in Finance, Accounting or a related field Minimum two (2) years' experience in financial analysis, banking or a related field Excellent written and verbal communication skills Experience using Microsoft Outlook, Word and Excel Experience in a position requiring attention to detail and data analysis Excellent organizational skills and ability to multi-task Ability to work independently with little supervision Working knowledge of collateral instruments (i.e. letter of credit, UCC filings, and personal/corporate guarantees) RMA and/or Moody training is a plus PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting Frequent use of PC, including typing or sustained attention to monitor Occasional lifting of basic office files or equipment up to 20 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA

At Stewart, we know that success begins with great people. As a Stewart employee, you'll be joining a company that was named a 2024-2025 Best Company to Work For by U.S. News & World Report, and a 2025 Top Workplace by USA Today. We are committed to helping you own, develop, and nurture your career. We invest in your career journey because we understand that as you grow, so does our company. And our priority is smart growth - by attaining the best people, investing in tools and resources that enable success, and creating a better home for all. You will be part of an inclusive work environment that reflects the customers we serve. You'll be empowered to use your unique experiences, passion and skills to help our company and the communities we serve constantly evolve and improve. Together, we can achieve our vision of becoming the premier title and real estate services company. Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart.com/about. More information can be found on stewart.com. Get title industry information and insights at stewart.com/insights. Follow Stewart on Facebook @StewartTitleCo, on Instagram @StewartTitleCo and on LinkedIn @StewartTitle Job Description Job Summary The Credit Analyst is responsible for conducting credit investigations and analyzing credit information pertaining to loans. In addition, to verifying and updating credit information as requested by clients in support of the mortgage underwriting process, provides operational support to the production team through the course of the credit report supplement process. Job Responsibilities •Investigates all available sources of credit and financial information. •Provides credit information and references for customers, loan officers, or other agencies as requested. •Performs a wide range of support functions to assist in departmental processes •Follows clearly defined procedures to complete daily tasks and responsibilities •Uses existing procedures to solve straightforward problems without the consistent need to exercise discretion •Uses basic communication skills to address internal and/or external clients and/or team members Individual contributor working under direct supervision with little autonomy •Performs all other duties as assigned by management Education •High school diploma required; Bachelor's preferred Experience •Typically requires 0-2 years of related work experience Equal Employment Opportunity Employer Stewart is committed to ensuring that its online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you have a disability and need assistance or an accommodation in the application process, please contact us by email at *******************. Benefits Stewart offers eligible employees a competitive benefits package that includes, but is not limited to a variety of health and wellness insurance options and programs, paid time off, 401(k) with company match, employee stock purchase program, and employee discounts.

Clerical/Office Professional Salary Office Professional CS3 195 Days Min. $22,355

Job Description ABOUT THE ROLE CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Credit Analyst will collaborate with loan officers to ensure a smooth process for borrowers whenever possible. ESSENTIAL DUTIES & RESPONSIBILITIES Reviews loan submissions from Loan Officers and Loan Processors Calculates qualification ratios for loans Ensures loans meet program requirements Answers questions for Loan Officers, Lending Associates, and Loan Processors Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines Reviews surveys, title policies, and appraisals Understanding of home only lending Develops and maintains positive working relationship with co-workers Reviews credit bureaus ensuring borrower credit meets program guidelines Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request POSITION REQUIREMENTS, CAPABILITIES & SKILLS Strong analytical skills Excellent written, verbal and interpersonal communication skills Strong work ethic with an ability to meet deadlines while multi-tasking Strong attention to detail and accuracy Ability to identify and resolve problems in a timely manner Strong organization and time management skills with the ability to multi-task Effective decision-making, customer service and problem-solving skills Ability to strategize and prioritize efforts to achieve goals Strong research and critical thinking skills Good problem-solving and decision-making skills Strong interpersonal skills and ability to work well with a wide range of people Positive & professional demeanor Self-starter with strong organizational skills Highly organized, consistent, and solutions focused Employ a strong sense of urgency and ownership in all activities Self-motivated with the ability to work independently Ability to work effectively in a team environment MINIMUM QUALIFICATIONS Bachelor's degree required, in Marketing, Business, Accounting, Finance or Management 1+ years of experience in manufactured housing lending Working knowledge of Microsoft Office WE OFFER Competitive Salary plus bonus Medical/Dental/Vision Insurance Paid Holidays 401K Match Generous PTO FSA/HSA Plans Life /Disability/Accidental Insurance and much more! Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Job Description Gas Credit Analyst II - (WMBJP00002582) Houston, TX minimum of five (5) years oil and gas experience in an accounting/finance area Experience level: Mid-senior Experience required: 6 Years Education level: Bachelors degree Job function: Accounting/Auditing Industry: Oil & Energy Pay rate : View hourly payrate Total position: 1 Relocation assistance: No Visa sponsorship eligibility: No Recruiter Note Were looking for a candidate with solid experience in gas marketing and the natural gas trading space, including exposure to ICEhands-on experience preferred, as traders use it daily for executing trades and managing limits. The ideal candidate will be familiar with industry tools such as Paragon, Endure, ICE, Experion, S&P IQ, and Moodys, and should have strong Power BI skills, which will help them stand out. This role requires someone who understands the natural gas industry, can support trading operations effectively, and is flexible with their work schedule, as occasional overtime may be needed with prior approval. Job Summary The Credit Analyst II is responsible for daily operations, applicable projects, employee training, and reporting of the credit department which includes: new counterparty setups, credit limits on counterparties, contract reviews, customer inquiries, mentoring of teammates and monitoring of credit exposures. This role requires attention to detail and a strong understanding of accounting and finance principals. The ability to thrive in a team environment is a key to success! Your work will challenge you, and with our Core Values to guide you, youll quickly learn and grow with us. Responsibilities/Expectations: Coordinates review of credit terms within counterparty agreements and provides recommendations Issues letters of credit and guarantees according to company guidelines Develops positive relationships with internal/external counterparties Makes decisions regarding credit limits and resolves sophisticated credit problems within company guidelines May mentor others Produces reports on credit activities/operations on a daily, weekly, monthly, quarterly and annual basis Other duties as assigned Education/Years of Experience: Required: Bachelors degree business, finance or accounting and minimum of three (3) years working in an accounting/finance environment Preferred: A minimum of five (5) years oil and gas experience in an accounting/finance area Other Requirements: Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority Proficiency in Microsoft Office Applications and PC skills Detailed understanding of finance and accounting principals, financial documents and ratio analysis

Job Description Our client is seeking a mid-senior level Credit Analyst with 5-6 years of oil & gas finance experience to support natural gas infrastructure operations (gathering, processing, storage, pipelines). This role offers direct exposure to commercial teams, risk management, and senior leadership, with strong potential for conversion to a permanent position. Visa Sponsorship: Not eligible Relocation Assistance: No Work Schedule: 8AM-5PM | Hybrid 4 Days Onsite (Mon-Thu), Remote Fridays Contract Duration: 3-6 months, with potential for permanent hire Responsibilities: Review contracts and recommend credit terms. Collaborate with trading, legal, and finance teams. Mentor teammates and contribute to process improvements. Issue letters of credit and guarantees per company guidelines. Monitor exposures and produce daily/weekly/monthly risk reports. Assess and set credit limits for counterparties in natural gas infrastructure projects. Qualifications: Bachelor's degree in business, finance, or accounting. Strong Power BI and Excel skills for reporting and analysis. Hands-on experience with Paragon, Experion, S&P IQ, Moodys. 5-6 years of oil & gas finance/credit experience, with infrastructure exposure (gathering, processing, storage, pipelines) Ability to work onsite in Houston (Tulsa considered for strong candidates), with occasional travel.

Who we are: Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. Position Description: We are seeking a highly skilled Analyst - Credit Operations & Services to join our team. This role monitors and coordinates the flow of information and documentation related to participation loans, ensuring accuracy, completeness, and compliance across all required processes. The analyst interprets and applies monitoring requirements for individual loans and supports compliance and documentation standards for syndicated credit facilities. Working under limited supervision, the analyst exercises sound independent judgment and know when escalation is appropriate, offering well-reasoned recommendations when issues arise. This role functions as a key contributor within a collaborative team environment, supporting colleagues and maintaining strong communication channels across the organization. The analyst follows established processes and procedures to maintain compliance with internal controls while ensuring timely, efficient handling of credit operations activities. The ideal candidate will be detail-oriented, proactive, and comfortable navigating complex credit documentation and workflow requirements. Day-to Day-Duties and Responsibilities: Collect and organize post-close loan documents for review, analysis and interpretation to input pertinent compliance, covenants or financial ration data into the data tracking system and make determinations on sufficiency when received to confirm regulatory compliance. Reviews loan agreements, credit documents, and amendments to identify and extract covenant and compliance requirements, ensuring accurate updates to covenant tracking systems to reflect current obligations and risk indicators and store in Client files for regulatory and audit requirements. Uses sound judgment to assess covenants and risk indicators and determine when further review or escalation is warranted. Monitors Shared Sites and the Compliance Inbox to review incoming legal and compliance-related documents, ensuring timely tracking and verification of adherence to covenants, legal agreements, and annual review requirements. Use independent judgment to ascertain if documents meet Credit and Compliance requirements. Responsible for identifying and communicating deficiencies, due and overdue items-including failed financial ratios-to Credit and Lending Officers, and exercising discretion to escalate issues when appropriate, along with recommended actions. Reviews loan records for compliance to ensure that all information and documents are received. Identifies overdue items and exercises judgment in determining appropriate follow-up actions or escalation. Creates, reviews and distributes compliance reports weekly, monthly and as requested. Research and requests items from, Credit Office or Lending Officer to clear overdue items. Distribute legal documents to sub-participants in a timely fashion. Create and manage portals for Associates where FCBT is lead and update relevant legal and credit documents on to site for proper dissemination. Support team members to collect and organize loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examine the loan deal sheet for accuracy and completeness. Assists in the electronic documentation delivery process for internal and external audits. Prepare documents and correspondence for reports as required. Reviews credit desk analysis forms for upcoming legal amendments, and waiver notifications. Completes special projects as assigned. Including testing new Systems of work or requesting enhancements or propose changes to procedures to better align with Business needs and compliance monitoring requirements. Skills & Requirements: Knowledge of various types of credit offerings and the procedures required for administration of related loans. Knowledge of loan administration practices, including legal document review, credit monitoring and related documentation. General knowledge of accounting/financial systems. Professional and courteous oral and written communication are required. Problem solving skills and proficiency in organizing and prioritizing work are also required. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. The incumbent should have a sound understanding of credit and legal terminology and work well under pressure. What You Bring to the Team: Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. It's an important role that covers many skills. This position requires: Bachelor's degree in business, Finance or a related field and two (2) years to (3) years of relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, Proven ability to critically analyze documents, problem solving skills, and follow internal controls. Why Farm Credit Bank of Texas: In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance: Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution Long-term disability and life insurance Vacation leave, sick leave, and paid holidays Fertility benefit and parental leave plan Up to two days per year to volunteer in local community organizations, services, or events Ongoing professional-development opportunities Generous tuition-reimbursement program Physical fitness incentive plan Employer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. A/EOE/M/F/D/V #LI-Hybrid

Do you want to grow with us? At DXP we are passionate about what we do and driven to be the best solution for our industrial customers. Since 1908 DXP has been dedicated to the highest quality of customer service through our expertise of the products we distribute and the technical services we perform with a sense of individual pride and company spirit. Throughout your career with DXP, we will encourage and empower you to take an active role in identifying and driving your development, so you feel total confidence in your ability to achieve ongoing success. We aspire to be the best solution for the Industrial customers' needs for MROP products and services through our Innovative Pumping Solutions, Metal Working, Supply Chain Services and Service Centers. Check out our many videos to learn more! ************************************* The Sr. Credit Specialist will be responsible for performing all credit and collections functions associated with high volume portfolio of strategic accounts in accordance with the Credit Department goals and objectives. Responsibilities of the Sr. Credit Specialist include, but are not limited to: * Perform various tasks related to credit and collections and overall accounts receivable management. * Assist peers or credit coordinator with credit inquiries and order releases * Identifies and assists credit process lead with process improvements, testing and implementation * Identifies and communicates training needs for their peers and demonstrates best practices * Performs continual evaluation of credit limits for assigned accounts, identifies issues needing escalation and facilitates customer KPI meetings as required * Extend credit to customers within designated limit of authority and approve credit inquiries * Identify delinquency drivers and drives end to end resolution * Serves as back-up for the team Credit Manager where needed * Other duties and tasks assigned by Credit Manager Qualifications of the Sr. Credit Specialist include, but are not limited to: * Degree in Accounting/Finance preferred or 4+ years of equivalent credit collections experience * 3 - 5 years' experience with electronic billing (ADP, Oildex, EDI) * Advanced Excel skills (VLOOKUP/pivot tables/power queries) * Advanced analytical and risk determination skills including high degree of financial statement analysis * Critical thinker with excellent ability to drive root cause analysis * Advanced knowledge of credit assessment tools (D&B, Get Paid, High Radius, Experian, etc.) * Excellent verbal and written communication skills across all organizational levels * Travel to customer or field locations to perform account reviews with credit manager or sales as required. Candidate must have an acceptable driving record according to company guidelines #LI-YJ1 Working Conditions: Professional office environment Training/Certifications: CBA preferred but not required Shift Time/Overtime: Monday-Friday Standard business hours Travel: 5-10% DXP is always looking for individuals who want to join a team of employees who have the desire to achieve remarkable accomplishments together. The culture of the organization is supportive, and goal oriented with high expectations, yet it is an environment where the team spirit inspires everyone to do their best. All DXP employees play a vital part in the organization and are treated with respect. By applying to DXP, you will have the opportunity to speak with some of the most respected professionals in the industry. DXP offers a comprehensive benefits package for full-time regular employees, normally working a minimum of 30 hours per week including: Medical, Dental, Vision, Flexible Spending, 401(k), paid holidays, Life and Disability Insurance, and additional supplemental products. All part-time and temporary employees are eligible for 401(k). Minimum Required Salary and benefits commensurate with experience. We are an equal opportunity employer. Except where prohibited by state law, all offers of employment are conditioned upon successfully passing a drug test. This employer uses E-Verify. EOE/M/F/D/V

Join Our Team! We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United. The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections. MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS) * Analyzes all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and First United's files. * Prepares thorough and concise memo's, spread sheets, reports, summaries and opinions for Loan Officers on new, renewal and existing loans within established deadlines. * Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy. * Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts, and notifies Loan Officers of any potential problems in a timely manner. * Establishes, reviews and updates new and existing loan files for the Bank on a regular basis. * Provides technical advice and assistance to Loan Officers. * Performs credit inquiries. ADDITIONAL DUTIES AND RESONSIBILITIES * Effectively communicates with Loan Officers and Bank Management in a clear, accurate, and concise manner. * Generates solutions to problems and suggests alternative solutions when necessary. * Contributes to Bank-wide projects while following specific and detailed instructions in a timely manner. * Typically focuses on memos for relationships ranging from $500,000 to $2,000,000. * Creates and maintains solid working relationship with Loan Officers and other team members. * Ability to adhere to all company policies, core values and procedures. * Genuine interest in learning and working in the banking profession. * Dresses professionally. * Other duties as assigned. EMPLOYEE SPECIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Work Experience * Bachelor's degree in Finance, Accounting or related field. * Minimum of 1- 4 years banking industry experience. * Six months experience with credit systems. * Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, in order to produce a written analysis. Technical/Functional Competencies * Strong financial analytical abilities, with knowledge of financial ratios. * Strong Excel skills. * Good interpersonal, technical, problem solving, and written communication skills needed for preparation of credit memos and analysis of financial statements. * Demonstrates initiative, judgment/discernment and self motivation to work with minimal supervision. * Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary to increase overall efficiency. * Demonstrates dependability through good attendance and adherence to time lines and schedules. NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization. All Locations: Frisco-Preston Road If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at ********************** for assistance. First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

Credit Analyst I (Start Date January 2026) Organizational Location: Houston, Atlanta, Dallas, Ft Worth, North Texas, Austin, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock Primary Purpose: Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Principal Duties and Responsibilities: * Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). * Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. * Assesses strengths and weaknesses of loan requests. * Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. * Thoroughly documents the credit request in the appropriate format. * Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. * Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. * Strives to minimize turnaround time while thoroughly documenting credit requests. * Participate in training courses as requested. * Performs other duties as required. Job Specifications: * 3.0 or higher GPA * Minimum of 9 hours of accounting * Strong technical and interpersonal skills * Demonstrated leadership through extracurricular activities and internship/work experience * Strong oral and written communication skills * Knowledge of credit risk analysis and underwriting principles, methods, and practices. * Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems Education: * Bachelor's Degree in Finance, Accounting or related discipline required.

Under general supervision and in accordance with established policies and procedures, assists all the Loan Officers of the core bank in connection with business loan activity. Develops and analyzes credit/financial information pertaining to diversified types of business loans, prepares detailed and summary analysis reports relating to financial condition of business borrowers for loan officers and/or committees, and maintains an ongoing periodic credit review process on existing business borrowers with outstanding loan balances exceeding defined aggregate debt as determined by loan policy. Accompanies officers on outside calls and customer visits when requested. The following duties are not intended to serve as a comprehensive list of all duties required in this position. This job description is intended to provide a representative summary of the major duties and responsibilities. This role may not be required to perform all duties listed and may be required to perform additional duties as requested. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develops credit information for use by lending officers or committees in making credit decisions on new, renewal, and extension loans Reviews all pertinent credit and financial information including bank files, credit reporting services, tax returns and financial statements Assist Loan Review, Chief Lending Officer and all core bank market leaders in exam and external loan review preparation Prepares spreadsheets and related financial information Prepares summary reports, presents facts, and offers opinions concerning credit worthiness to loan officers or committees Assists loan officers in preparation of loan application packages for loan committee presentations Periodically (at least annually) reviews credit files to ensure information is current and reports any difficulties to the loan officers. Monitors credit files to assure current financial statements and other pertinent items are available for those files requiring such data Performs annual reviews on specified business customers whose outstanding loan balances exceed defined aggregate debt thresholds. Prepares comparative analysis report for file documentation for use in determining loan classification ratings and preparing for future loan requests Compliance training as assigned to all Bank personnel based on their position with the bank Employees are required to complete all assigned training timely and in accordance with Bank's policy Strict adherence to the Bank Secrecy Act is required Compliance with BSA and all other applicable regulatory compliance is required.

Summary: Analyzes credit data to estimate degree of risk involved in extending credit or lending money to Mortgage Warehouse clients and supporting the Credit Analysis Department and Mortgage Warehouse Division in any and all daily activities by performing the following duties. Duties and Responsibilities include the following. Spread financial statements and perform credit analysis for potential and existing Mortgage Warehouse customers and guarantors on credit relationships of $2,500,000 and greater. Analyzes financial and collateral data to determine the general creditworthiness of the client / prospect, as well as the merits of the specific loan request. Reviews loan applications, production reports, investor reports, and related data. Prepares written analysis of the client including company background, management, financial analysis and collateral performance for the loan submission package. Identifies policy, collateral, missing document exceptions and strengths and weaknesses of the relationship. Attends customer calls and site visits of potential / existing customers, as necessary, with the Mortgage Warehouse Relationship Managers. Performs ongoing file maintenance to ensure credit information is uploaded to credit file in a timely manner. Performs covenant compliance by reviewing and interpreting financial statements, tax returns, and supporting schedules for covenant testing for Mortgage Warehouse borrowers and/or guarantors based on the loan agreement. Researches and summarizes industry information for potential and existing customers. Runs credit bureaus and background checks for potential and existing customers and guarantors to evaluate for potential credit worthiness and/or fraud. Other duties and responsibilities as assigned. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies - To perform the job successfully, an individual should demonstrate the following competencies: Analytical and Problem Solving - Synthesizes complex or diverse information; Collects and researches data; Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully. Interpersonal Skills/Customer Service - Maintains confidentiality; Responds promptly to requests for service and assistance; Meets commitments. Oral and Written Communication - Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Presents numerical data effectively. Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Supports everyone's efforts to succeed. Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values. Judgment - Exhibits sound and accurate judgment; Includes appropriate people in decision-making process. Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently. Professionalism - Reacts well under pressure; Treats others with respect and consideration regardless of their status or position. Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner. Adaptability - Adapts to changes in the work environment. Attendance/Punctuality and Dependability - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year College or university, Accounting or Finance degree preferred; minimum of three or more years of credit analysis experience; or equivalent combination of education and experience. Computer Skills To perform this job successfully, an individual should have basic knowledge of computer applications such as the Internet, Outlook, Microsoft Word and Excel. Ability to use bank-specific software. Ability to use basic office machines. Bank Culture/Customer Service Skills Promotes the Bank's culture, including the support of our Brand promise and Core Values. Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank. Physical Demands While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. Work Environment The noise level in the work environment is usually moderate. This reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. the Bank's sole discretion. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights Remote positions are intended to be filled in states within our footprint, which includes: Alabama, Florida, Louisiana, Mississippi, and Texas. Any exception to this policy requires further regulatory review and approval by management.

Kleberg Bank, N.A. believes that the customer's experience is our Brand. Each individual at Kleberg Bank, N.A. is committed to providing "Excellent" customer service. The Credit Analyst is responsible for analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk that the bank, or other lending or credit-granting institution will not recoup funds loaned. The level of risk is then used to determine if a loan or line of credit will be granted, and if so, the terms of the loan, including interest rate. Credit analysts will prepare reports based upon their findings to help make decisions on lending and creditworthiness. Essential Duties * Assist in the credit decisions of the loan portfolio of the Bank. * Deliver meaningful, detailed credit analysis while providing efficient, timely service to loan officers. * Analyzes loan data on new and renewal loans, including data provided by customers, credit reports and other financial institutions. * Prepare financial spreadsheets, reports, summaries and opinions for lenders on new, renewal and existing loans. * Business acumen to analyze and properly assess the current and prospective financial condition of the borrower or prospective borrower. * Evaluating clients' credit data and financial statements in order to determine the degree of risk involved in lending money. * Evaluating the financial status of clients by producing financial ratios through computer programs Provide technical advice and assistance to lending staff as needed. * Assist in the credit decisions of the loan portfolio of the Bank. Assist in preparation of stress testing functions for loan portfolio. * Comply with all laws, regulations, standards, and values that support the Bank's commitment to customer service and confidence and to the reputation of the Bank as described in the Team Member Handbook Requirements Required Education and Experience College Degree in Finance or Accounting or equivalent background and experience Excellent oral and written communication. Computer literacy in Microsoft Word, Excel, and PowerPoint Preferred Education and Experience Two or more years' experience in a financial institution Prefer bachelor's degree in business, finance or accounting. AAP/EEO Statement Kleberg Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status of protected veteran, among other things or status as a qualified individual with a disability.

Aufgaben About Us: Who is Mercedes-Benz Financial Services? Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle. Why work at Mercedes-Benz Financial Services? Working at Mercedes-Benz Financial Services is more than a job - it's an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We're a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture. Benefits When working at Mercedes-Benz Financial Services, you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life. As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond - beginning day one: * Get Rewarded! Competitive salary plus an annual bonus based on company performance and/or personal yearly performance * Need a vacation? How about just some time for YOU! In addition to our vacation time, you'll receive nine (9) additional corporate holidays and six (6) Personal days, which will allow you to celebrate religious holidays or escape to the spa! Designed to be flexible, we let you decide which days are most important to you! * Ride in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease Program * We want you to be healthy! Outstanding medical, dental, and vision insurance, employer-paid short and long term disability plus on-site exercise facilities * Is your family growing? Enjoy generous paid Family Leave Programs - Six Weeks for New Parents; Two Days for New Grandparents; as well as Adoption Expense Reimbursement Programs - up to $6k per child * Want to go back to school? Tuition Assistance Scholar Program - receive up to $5,250/year in vouchers to complete business-related coursework Job Overview: Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority. Responsibilities: * Prepare, analyze and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations. (25%) * Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and previous experience with the dealership. (25%) * Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Mercedes Benz Financial Services. (10%) * Prepare and maintain dealer document files in accordance with established procedure. (10%) * Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements. (10%) * Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions. (10%) * Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews (10%) Qualifikationen Qualifications: Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position. This position requires a minimum of 3 years of overall work experience. Preferred experience includes: * Accounting: 1 year * Business-General: 3 year * Credit: 3 years * Finance: 1 year * Risk Management Education: High School Diploma/(GED) is required, Bachelor's Degree is preferred. Recommended majors include: * Accounting * Business-Administration Additional Knowledge: * 3-5 years prior credit experience in a lending environment preferred. * Experience in Wholesale Audit preferred. * Candidate should have a fundamental accounting and finance knowledge. Skills: * Analytical skills * Ability to collect data and establish facts and identify trends and variances * PC skills * Corporate Mainframe * Microsoft Office * SAP * Presentation Skills * Problem Solving skills Additional Skills: * Salesforce, Microsoft Edge, Microsoft Word and Excel * Experience with Sopra DM, SFPW CAP Loan system, GeoFence, and/or CRD preferred. * Customer Focus; Flexibility & Adapting to Change; Relationship Building; Attention to Detail; Teamwork and Collaboration. Recommended Prerequisites: * Retail Credit Analyst; Wholesale Inventory Auditor Posting Statement If you were not re-directed successfully after clicking the "Apply for this job" button, please click the following link to search and apply for the role on the local career portal: ******************************************************** Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. EEO/Minorities/Females/Disabled/Vets #LI-JM2

Dual Credit Specialist - PCN 6939 JobID: 11604 Clerical/Office Professional Salary Office Professional CS3 195 Days Min. $22,355

Job DescriptionDescription: The First National Bank of Bastrop is proud to be named a Best Place for Working Parents . We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes: Employer paid benefits: Paid time off Paid parental leave Paid volunteer time Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match Up to $825 match on Health Savings Account (qualifying medical plan required) Life/AD&D/LTD insurance Tuition reimbursement Optional benefits: Medical insurance Dental insurance Vision insurance Supplemental coverages Short term disability Cancer Critical Illness Accident Medical Spending Accounts Flexible Spending Account (FSA) Health Savings Account (HSA) Dependent Care FSA Description: Under general supervision, but according to established policies and procedures, work closely with commercial loan officers in putting together loan packages for consideration by the board of directors. Accompany loan officers calling on customers when requested; develop and analyze all types of credit information pertaining to diversified types of commercial loans; prepare credit reports for loan officers or committees; maintain control over credit requirements of current accounts; furnish information relative to credit inquiries; and provide any other assistance to loan officers as requested. Essential Functions: Develop credit information for use by lending officers or committees in making lending decisions on new, renewal and extension loans: Review all pertinent credit and financial information, including reporting services, credit bureaus, savings and loan associations or banks, and bank files. Determine the need for more thorough investigation or additional information, and contact appropriate sources for such information. Prepare all spreadsheet and financial information. Analyze financial statements and related material. Prepare summary, present facts, and offer opinions concerning creditworthiness to loan officers or committees. Ensure that financial statements for loans are monitored where it is required by policy. Maintain current financial information (less than one year old) in loan file. Mail request letters and conduct phone calls if necessary. Note and document trends in borrower's financial statements. Review current grade of credit and recommend grade change to Credit Administration Manager if warranted. Perform related duties as assigned. Marginal Functions: Prepare various reports for inclusion in the board packets as requested by the Credit Administration Manager. Prepare statistical lending reports as requested by the Credit Administration Manager. Work with Loan Officers in preparing quarterly Criticized Loan Action Plans. Bank Secrecy Act Duties: In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures. Company Conformance: In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations. Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities. Requirements: Required Minimum Qualifications: Bachelor's degree in business, finance, accounting, economics, or equivalent combination of course work and/or relevant work experience. Must also have the following demonstrated knowledge, skills, and abilities: Ability to maintain objectivity and independence. Ability to read, comprehend and technically apply written policies, procedures and regulations. Ability to read and comprehend various types of loan and related support documentation. Knowledge of financial terms such as depreciation, amortization, quick cash flow, quick ratio, liquidity ratio, debt coverage ratio, debt service ratio, debt yield, etc. Ability to apply basic number sense to financial spreads to effectively point out trends, red flags, and or significant points that may affect underwriting decisions. Ability to diplomatically yet effectively communicate verbally and in writing with all levels of bank staff, directors, regulators, customers, and tax preparers in requesting detailed financial information and/or explanation of financial information/analysis. Knowledge and understanding of commercial tax returns for all types of business entities. Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software; proficiency in Microsoft WORD and EXCEL.

The Credit Monitoring Analyst III supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system. Duties & Responsibilities * Maintain in-depth knowledge of Credit Monitoring and industry best practices. * Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness. * Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team. * Work independently the majority of the time and complete work with little supervision. * Serve as Credit Monitoring subject matter expert and on the Bank's financial tracking system (nCino) to include any upgrades, training, or new resources. * Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio. * Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis. * Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions. * Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients. * Mentorship of less experienced Credit Monitoring Analysts. * Comply with all credit administration policies and procedures. * Prepare ad hoc reports as requested. * Complete Moody's Credit Modules, as assigned. * Maintain the highest level of confidentiality of all information. * Provide extraordinary service while complying with all Bank policies and procedures. * Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance; both onsite and remote. Education & Experience Knowledge of: * Strong oral, written and interpersonal communication skills * Advanced understanding of credit analysis and financial statements. * Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks * Full understanding of loan and collateral documents, including attorney prepared documentation * Strong problem solving and analytical skills Ability to: * Read and comprehends credit write-ups and loan documentation * Prioritize workflow, multi-task and work independently * Perform duties under frequent time pressures with high degree of accuracy and attention to detail Education and Training: * Requires bachelor's degree in Finance, accounting or business * 5 or more years of experience as a successful credit analyst or similar role in a commercial bank. * Experience in nCino and Jack Henry preferred, but not required * Requires knowledge of Microsoft Office Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $68,000.00 - 94,000.00 /year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

Credit Analyst I (Start Date January 2026) Organizational Location: Houston, Atlanta, Dallas, Ft Worth, North Texas, Austin, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock Primary Purpose: Primary duty is to analyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, industry and other information into documents for review and approval. Principal Duties and Responsibilities: * Obtains and analyzes pertinent financial and credit data to assist in determining the risk of the loan request(s). * Completes financial and repayment analysis with a focus on cash flow, liquidity and leverage analysis. * Assesses strengths and weaknesses of loan requests. * Ensures the following standard operating procedures are met when preparing analysis, reports, and presentations for management review: accurate historical financial statements; prudently prepared projections; and represents a clear focus on the merits, risks, and mitigation accordingly. * Thoroughly documents the credit request in the appropriate format. * Conducts research to determine the quality, character, and soundness to include but is not limited to: the analysis of basic statistical data & financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis, etc. * Assist senior team members and commercial bankers to screen loan packages and collect materials. Will need to interact with other departments within the bank such as Treasury Mgmt, Wealth Mgmt, Trust, etc. May also interact with customers and accountants. * Strives to minimize turnaround time while thoroughly documenting credit requests. * Participate in training courses as requested. * Performs other duties as required. Job Specifications: * 3.0 or higher GPA * Minimum of 9 hours of accounting * Strong technical and interpersonal skills * Demonstrated leadership through extracurricular activities and internship/work experience * Strong oral and written communication skills * Knowledge of credit risk analysis and underwriting principles, methods, and practices. * Basic proficiency using Microsoft Office applications to include Word and Excel, as well as other database application systems Education: * Bachelor's Degree in Finance, Accounting or related discipline required.