Credit analyst jobs in Westport, CT - 44 jobs

A leading financial institution is seeking a Managing Director in Private Banking. This role involves advising clients on wealth management and investment strategies while driving client acquisition. The ideal candidate has over 15 years of experience in financial services, a Bachelor's degree, and strong sales acumen. Join a collaborative team dedicated to providing outstanding client experiences and leverage extensive resources to achieve client goals. A competitive compensation package and benefits are offered. #J-18808-Ljbffr

A leading financial services firm is seeking a Private Banker to work within their U.S. Private Bank. The role involves advising clients on wealth management, generating new business, and ensuring exceptional client experience. Ideal candidates will have at least six years of experience in Private Banking, a Bachelor's degree, and a client-focused mindset. Strong sales acumen and understanding of investments are essential. This is an opportunity to work with a talented team and develop your career. #J-18808-Ljbffr

A major financial institution in Stamford is seeking experienced professionals in Private Banking to manage client relationships, generate business results, and provide tailored financial advice. The ideal candidate has over six years of experience, a Bachelor's degree, and required licenses. The role offers competitive compensation, with potential for commission and a comprehensive benefits package, including health care coverage, retirement savings, and more. #J-18808-Ljbffr

Job DescriptionJoin LaundryLux Laundrylux is the North American supplier of Electrolux Professional & Wascomat equipment for Laundromats, Coin Laundries & On-Premises Laundries. From financing to repairs, Laundrylux provides a comprehensive set of services to help with all elements of commercial laundry. Credit Analyst The Credit Analyst is responsible for assessing the risks associated with lending activities. This typically involves analyzing financial statements, credit reports, and other relevant data to determine the likelihood of repayment. The analyst aims to support decision-making processes by providing detailed assessments that help the funding institution make informed choices about extending credit. Additionally, they provide superior service and support to our customers. Before we continue to dive into the requirements for the role let's talk about Why you should join LaundryLux? Career Advancement: We offer a career, not just a job. We invest in the personal and professional growth of every employee because we believe growth leads to both business impact and personal fulfillment. Learning and Development: We foster a culture that encourages and promotes professional growth and development, with continuous learning Diversity Initiatives: We are proud to have launched the Women's Initiative focused on building a better workplace for women, providing support, and recognizing the talented women within our company. LaundryLux Benefits: We offer a comprehensive benefits package including: Health benefits package including medical, dental & vision plans Life Insurance 401(k) with company matching Paid Time Off Paid Holidays Profit Sharing Employee Referral Program Mentorship Program Company Sponsored Training Tuition Reimbursement Back to the role: What you will do: Compile and generate comprehensive reports on finance and credit data. Review, analyze, and interpret financial information to support decision-making. Complete and submit loan applications, including detailed credit analyses and summaries of loan requests, to loan committees for approval. Enhance the quality of credit applications through thorough review and feedback. Research, identify, and recommend process improvement opportunities to management. Reconcile customer statements and billing discrepancies to ensure accuracy. Ensure that collateral is perfected in accordance with approved credit decisions. Review loan packages for accuracy and completeness, including business entity documents, prior to preparing loan documents. Prepare documentation for loan modifications, renewals, and extensions. Read and interpret loan documents to ensure understanding and compliance. Create and prepare ad hoc documents as required by specific projects or needs. Enter loan applications into proprietary software systems accurately. Request and review insurance certificates to verify that collateral coverage is adequate. Responsible for the origination of simple loans. Manage and oversee a smaller territory, ensuring the effective administration and servicing of funded loans within that region. What you should have: Strong understanding of loan documentation principles and the perfection of security interests. Ability to effectively manage time to meet deadlines and prioritize tasks. Proficient in negotiating terms and conditions to achieve favorable outcomes. Familiarity with leasing software for efficient management of leases. Skilled in analyzing financial statements to assess financial health. Experienced in using Microsoft Word and Excel for documentation and analysis. Competent in reading and interpreting complex legal documents. Highly analytical with strong critical thinking abilities to solve problems. Detail-oriented, ensuring accuracy and thoroughness in all tasks. Exceptional written and oral communication skills for effective interactions. Confident in making and handling phone calls in a professional manner. Brings energy and enthusiasm to the workplace and team environment. Must be able to work on complex loans. Must be able to read loan documents Education and Experience: Bachelors in finance or related field is required. 1 - 3 years of experience in credit analysis, financial analysis, or a related field is expected. Our Values: People, Share Responsibility, Integrity, Excellence, Customer Focused, Meaningfulness and Fun If you are looking for your next challenge, then this is your chance to join our team of exceptionally talented, creative and innovative professionals. We want you! We are an equal opportunity employer and we are committed to providing reasonable accommodations to individuals with disabilities in all aspects of the employment process. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, family or medical care leave, gender identity or expression, genetic information, marital status, medical condition, national origin, physical or mental disability, political affiliation, protected veteran status, race, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable laws, regulations and ordinances. Our company participates in E-Verify.

Hours: 40 Pay Details: $32.00 - $47.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Credit Management Job Description: The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. Depth & Scope: Responsible for financial analysis of moderately complex loans/industries/Customers Works more independently but under the guidance and review of lead staff Good understanding of loan risk factors Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition Supports the lending function by providing analytical support Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos Monitors compliance with regulatory requirements Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk Achieves operational performance standards in quality and timeliness Education & Experience: 4 year degree or equivalent experience 2+ years related experience required Developed knowledge of credit and financial analysis techniques. Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis. Strong oral and written communication skills. Strong analytical and research skills. Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software. Ability to multi-task and meet deadlines. Ability to maintain the confidentiality of credit and Customer information. Good interpersonal skills and a team orientation. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.` Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Credit Analyst Team: Convertibles Verition Fund Management LLC (“Verition”) is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses on global investment strategies including Credit, Fixed Income & Macro, Convertible & Volatility Arbitrage, Event-Driven, Equity Long/Short & Capital Markets, and Quantitative Strategies. Role Summary: We are seeking a highly motivated and detail-oriented Credit Analyst to join a Convertibles team in Greenwich, CT. The ideal candidate will bring 3-10 years of dedicated credit experience, gained at a buy-side credit fund, hedge fund, private credit platform, or an investment bank leveraged finance group. This hire will support the portfolio manager and contribute to sourcing and active management of convertible bond investments. This role is designed for individuals with a strong academic background and a proven track record of excellence. Key Responsibilities: Conduct credit analysis for convertible issuers across all sectors and support the integration of credit insights into convertible strategies. Build and maintain detailed financial models, scenario analyses, capital structure reviews, and covenant analyses. Evaluate business quality, competitive positioning, management strength, and industry dynamics. Stay current on market trends, macroeconomic factors, and sector developments impacting the convertibles book. Track portfolio company performance, liquidity, covenant compliance, and upcoming catalysts. Monitor portfolio risk exposures and recommend adjustments where appropriate. Partner with trading, compliance, and operations teams to ensure seamless execution. Develop and refine an investment framework under the mentorship of the Portfolio Manager. Qualifications: 3-10 years of dedicated credit experience gained at a buy-side credit fund, hedge fund, private credit platform, or investment bank leveraged finance group. Strong academic background. Exceptional written and verbal communication skills. High level of intellectual curiosity, strong work ethic, and keen attention to detail. Ability to work effectively in a team-oriented, fast-paced, and dynamic environment.

At Genworth, we empower families to navigate the aging journey with confidence. We are compassionate, experienced allies for those navigating care with guidance, products, and services that meet families where they are. Further, we are the spouses, children, siblings, friends, and neighbors of those that need care-and we bring those experiences with us to work in serving our millions of policyholders each day. We apply that same compassion and empathy as we work with each other and our local communities. Genworth values all perspectives, characteristics, and experiences so that employees can bring their full, authentic selves to work to help each other and our company succeed. We celebrate our diversity and understand that being intentional about inclusion is the only way to create a sense of belonging for all associates. We also invest in the vitality of our local communities through grants from the Genworth Foundation, event sponsorships, and employee volunteerism. Our four values guide our strategy, our decisions, and our interactions: Make it human. We care about the people that make up our customers, colleagues, and communities. Make it about others. We do what's best for our customers and collaborate to drive progress. Make it happen. We work with intention toward a common purpose and forge ways forward together. Make it better. We create fulfilling purpose-driven careers by learning from the world and each other. POSITION TITLE Senior Credit Analyst, Private Placements POSITION LOCATION Stamford, CT YOUR ROLE The Senior Credit Analyst will be a key member of the Private Placement team. This role requires utilization of fundamental credit research to evaluate investment opportunities and managing existing investment positions. This position will partner with other analysts covering similar sectors and develop holistic positions and strategies and will report to the Private Placements Team Leader. What you will be doing Conduct and support fundamental credit research on primarily investment grade and some high yield corporate bonds as member of the Private Placements team Prepare timely, comprehensive written analysis and cogently present facts, analysis, conclusions, and recommendations on individual credits as part of the transaction underwriting process. Analysis to include total exposure, maturity, and relative value considerations. Analyze transaction documents and work with internal and external counsel to evaluate covenants and structure For existing portfolio credits, document and report on current credit views and recommendations by following and analyzing news, company financial reports and releases, rating agency actions, analyst publications and other industry or company information. Make recommendations on and timely respond to amendment and waiver requests Share knowledge - both verbally and in writing -- regarding ongoing individual credit or sector developments with members of Private Placements and Genworth Investments Interact with rating agencies, sell-side analysts and other independent sources to obtain external views on individual credits or industries Accountable for adhering to control requirements and addressing audit inquiries in a timely manner Develop and maintain relationships with Genworth's private placement dealer coverage and issuer management Actively contribute to department or division-wide projects and process improvement efforts What you bring Bachelor's degree 7 - 10 years corporate credit research experience or related experience Experience and demonstrated ability in analyzing corporate financial statements Understanding of deal documentation and structure with the ability to incorporate covenants and structure as an integral component of the underwriting process Strong written and verbal communication skills and the ability to present effectively and influence both Investments leadership and broader groups Strong functional capability with Microsoft Excel, PowerPoint and Word applications as well as Bloomberg analytics Understanding of fixed income mathematics Solid decision-making skills regarding core credit responsibilities, requiring only limited guidance and oversight Ability to positively influence other members of Private Placement and Investments Leadership Nice to have MBA or equivalent degree Strong knowledge of REITs, real estate and diversified funds Ability to demonstrate a combination of leadership potential and very strong credit skills Demonstrated willingness and ability to flex beyond core role to lead projects or process improvements Employee Benefits & Well-Being Genworth employees make a difference in people's lives every day. We're committed to making a difference in our employees' lives. Competitive Compensation & Total Rewards Incentives Comprehensive Healthcare Coverage Multiple 401(k) Savings Plan Options Auto Enrollment in Employer-Directed Retirement Account Feature (100% employer-funded!) Generous Paid Time Off - Including 12 Paid Holidays, Volunteer Time Off and Paid Family Leave Disability, Life, and Long Term Care Insurance Tuition Reimbursement, Student Loan Repayment and Training & Certification Support Wellness support including gym membership reimbursement and Employee Assistance Program resources (work/life support, financial & legal management) Caregiver and Mental Health Support Services ADDITIONAL At this time, Genworth will not sponsor a new applicant for employment authorization for this position. For the State of New York: The base salary pay range for this role starts at a minimum rate of $112,900 up to the maximum of $214,600. In addition to your base salary, you will also be eligible to participate in an incentive plan. The incentive plan is based on performance and the target earning opportunity is 60% of your base compensation. The final determination on base pay for this position will be based on multiple factors at the time of this job posting including but not limited to geographic location, experience, and qualifications to ensure pay equity within the organization.

This individual will be responsible for supporting the origination, structuring and execution of transactions, including private credit, project finance and asset-based lending. Assists in the preparation of prescreen and deal approval memos, transaction structuring, due diligence, financial modeling, documentation review, and transaction closing. Commitment to Internal Control: The incumbent accepts the responsibility for establishing and maintaining the internal control system associated with the essential duties and responsibilities of the functional areas that the incumbent manages. Essential Duties and Responsibilities: (List in order of time spent) Have a clear understanding of MHCA's credit policies and operational procedures. Evaluate new business transactions on a timely basis in collaboration with the origination teams. Specific underwriting focus based on prior experience, preferably in private credit, project finance and/or asset-based lending. The incumbent is expected to become familiar with all three segments over time. Assist in preparation and preparation of initial prescreen memo, including company overview, financial analysis, valuation work, and diligence items. Coordinate with sponsor contacts, borrower management team, agent banks, transaction advisors, external counsel, and other third-party resources as part of the diligence and documentation processes. Contribute to the preparation of a comprehensive underwriting memo, including leading the financial modeling and sensitivity analysis, as well as documentation of compliance with underwriting guidelines and preparation of the obligor rating. Participate in presentation of the approval memo to delegation holders, including credit committee. Monitor trends across targeted industry sectors to support deal origination. Proactively monitor obligor financial performance and identify any adverse trends to senior management. Work with portfolio manager to onboard new clients for funding procedures and reporting requirements. Assist portfolio managers in reviewing credit amendment requests for existing clients. Manage Salesforce records and information files for pipeline transactions. KPI's (Key Performance Indicators): Deals evaluated; Deals completed (Fundings, Assets, and Fee Income); Credit analysis quality; Portfolio performance. Management/Supervisory Responsibilities: Not applicable Responsibility and Decision-Making Authority: Credit assessment, structure, and transaction communication needs to be within company prepared guidelines. Act independently; Decision-making within Company policy. Qualifications: Knowledge, Skills, and Abilities: Extensive knowledge of credit evaluation, financial, collateral, and cash flow analysis. Advanced skills in cash flow modeling for either corporate or project finance transactions. Knowledge of structuring, underwriting, and documentation practices related to asset-based lending, private credit or project finance. Advanced technical skills (Excel, PowerPoint, Word, etc.) Excellent verbal and written communication skills. Understanding of multiple industry dynamics and how economic conditions impact credit quality and structure. Time Management: ability to organize and manage multiple priorities and complete on a timely and accurate basis. Competencies: Thinking Skills Analytical ability Ability to synthesize Problem-solving Communications Ability to transmit information Ability to listen Interpersonal Relationships Ability to work in a Team Technical and Professional Detail-oriented Ability to work independently Personal Qualities Action-oriented Resilient Adaptability Self-starter Entrepreneurship Business Acumen Client-oriented Education and Experience: Bachelor's degree from a four-year college or university CFA candidate Level II/III or charter holder preferred Formal credit training, including financial modeling training (corporate finance or project finance) 3+ years of experience in commercial lending. Licensing and Certification: Not applicable Tools and Equipment Used: Personal computer, copier, phone, and other typical office equipment Working Hours: Hours may vary and will require some evening work; frequently requires working 40-45 hours/week depending on business needs Travel: Occasional travel related to transactions and attendance at industry seminars. Physical Demands: Digital dexterity and hand/eye coordination in operation of office equipment Light lifting and carrying of supplies, files, etc. Ability to speak to and hear customers and/or other employees via phone or in person Body motor skills sufficient to enable incumbent to move from one office location to another The job description does not constitute an employment contract, implied or otherwise, other than an “at will” relationship and is subject to change by the employer as the needs of the employer and requirements of the job change. The position is exempt and the salary will be between $90,000.00 and $160,000.00 with an opportunity to earn a discretionary annual bonus. The salary range is determined and based on internal equity, market data/ranges, applicant's skills, prior relevant experience and education. Additional benefits: - Medical, Dental, and vision plans - 401(k) and matching - Paid Time Off - Company Paid Life Insurance - Employee Assistance Program - Training and Development Opportunities - Employee Discounts

Join Our Team For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America's Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation's leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work. From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities. Summary: Evaluates the creditworthiness of businesses seeking to borrow money by reviewing and interpreting various financial documents, analyzing financial information and ratios, and making a recommendation on accepting or rejecting the loan application. Arranges for the disbursement of funds on approved loans; and monitors the business health of borrowers to minimize risk to the Credit Union. Education and/or Experience: * Bachelor's degree in a relevant field required or eight years of directly related experience * Minimum three years of credit analysis experience required * Ability to read, understand and analyze business owners personal tax returns and company tax returns and/or financial statements. * Ability to read and review personal and business credit reports. * Knowledge of LOS system * Excellent computer skills - i.e. MS Word, MS Excel, Company and Business Lending systems. Job Responsibilities: * Analyze the creditworthiness of businesses seeking to borrow money by collecting and reviewing various documents, e.g. tax returns, company website and financial statements. Present written credit memorandums to recommend approval or denial of business loan applications. * Contact the applicant or Business Development Officer when a final loan decision is made. Arrange for the disbursement of funds through the issuance of a credit card, payment made to a third party, or deposit of funds into an account. Ensure that all necessary documents are signed. Prepare closing documents for business loans and lines of credit. * Prepare a formal commitment letter for all commercial mortgage loans approved which outlines all conditions that must be met before the closing. Arrange for appraisals and environmental studies and ensures that fees for these services are collected from the borrower. Obtain and review all proofs of insurance from the borrower and send all closing documents to the attorney's office. Work with attorney's office on processing of commercial loans in closing status. * Ensure that all insurance coverages on commercial vehicles and commercial property are maintained at adequate levels. Contact insurance companies to ensure that insurance renewals have been completed. Contact borrowers for proof of new insurance and ensure that Teachers is listed as a lien holder. * Monitor commercial mortgages by performing annual reviews on commercial borrowers to determine annual debt service coverage ratio. Contact borrowers when problems arise. * Assist in the reporting to the Federal Government on the status of all small business loans made. * Perform other duties as needed upon request from immediate Supervisor. Benefits of Joining the Teachers Team: We provide a competitive compensation and benefits package that includes, but is not limited to: * This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives * Paid time off for vacation, personal days, and holidays * 401(k) company contribution * Teachers pays 100% of Dental & Vision premium * Tuition reimbursement is offered to full-time employees * Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers The good faith range for this position is $35.00 to $43.00 hourly. This range is an estimate based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law. All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility. To learn more about Teachers and to view a full list of our job opportunities please visit ***************************************** Click here to view: California Privacy Notice #LI-CG1

SimpleCITI Companies, Hiring for Commercial Credit Analyst SimpleCITI Companies is a vertically integrated real estate and specialty finance platform built to execute across the full investment lifecycle. Our operating companies specialize in real estate acquisitions, capital markets, brokerage, property management, development, and specialty lending. With expertise in industrial, commercial, mixed-use, and residential real estate, SimpleCITI operates at the intersection of capital deployment, operational execution, and long-term value creation. Our real estate verticals include: SimpleCITI (Private Equity Real Estate) SimpleADVISORY (Investment Advisory) SimpleMANAGE (Property Management) SimpleBRICKS (Development) SimpleBROKER (Brokerage & Leasing) Job Description: SimpleCREDIT is seeking a detail-oriented and execution-driven Residential Credit Analyst to join our growing credit team. In this high-impact role, you will evaluate, structure, and manage short-term bridge and construction loans across residential transitional assets including ground-up development, rehab, and multifamily projects. You'll work directly with the founder and capital partners, applying institutional-level discipline to credit analysis while operating with the speed and flexibility of a boutique lender. This is an opportunity to shape the credit infrastructure of a next-generation private lending platform. Loan Evaluation & Underwriting Analyze borrower profiles, market conditions, project budgets, and exit strategies Underwrite loans for rehab, rental, and ground-up residential projects Conduct detailed financial modeling, including pro formas, comp analysis, and budget reviews Evaluate creditworthiness and collateral strength using LTAIV, LTC, LTARV, and other key metrics Draft concise investment memoranda for internal and capital partner review Due Diligence & Structuring Order and review appraisals, title reports, insurance, contractor profiles, and other third-party reports Recommend loan terms and structures aligned with SimpleCREDIT's risk parameters and credit box Collaborate with legal counsel to ensure compliance with underwriting standards and documentation Assist in setting covenants and draw schedules for construction and rehab loans Closing & Process Execution Coordinate closing activities with borrowers, legal teams, title companies, and internal stakeholders Ensure timely, accurate documentation and information flow from term sheet to funding Maintain loan files, data integrity, and communication logs throughout the loan lifecycle Platform Development & Internal Ops Help build and refine underwriting SOPs, loan grading systems, and credit workflows Identify operational inefficiencies and suggest process improvements Contribute to the development of reporting templates and risk management tools Requirements 2-6 years of experience in private lending, real estate credit, or fix-and-flip underwriting Proficient in Excel with ability to build models from scratch Deep understanding of credit metrics: LTV, LTC, ARV, DSCR, etc. Experience reviewing appraisals, title reports, scopes of work, and borrower financials Strong written communication skills and ability to clearly articulate credit decisions Highly organized, proactive, and execution-oriented Bonus: Experience with LendingPad, Liquid Logics, or other LOS/LMS systems Bonus: Familiarity with NY/NJ/CT/PA markets or licensure as MLO or real estate agent

SENIOR UNDERWRITER/SENIOR CREDIT ANALYST ABOUT THE COMPANY: Libertas Funding, LLC, located in Greenwich, CT, is a dynamic fintech specialty finance firm committed to providing small and medium-sized businesses access to essential capital to fund their future. Building on more than 100 years of combined financial industry experience, we keep our clients at the forefront of funding with innovative solutions tailored to their unique circumstances. Invested in relationships, we strive to be a trusted partner that businesses can count on to help them achieve more today and tomorrow. If you aspire to achieve more in your work, then Libertas is the place for you. ABOUT THE ROLE: As part of the Credit Team, you will analyze application data including financial statements, bank statements, credit card statements, business/personal credit & due diligence platforms. You will evaluate Business applicants credit worthiness in accordance with company underwriting guidelines, across Libertas portfolio of products, and speak with customers to understand their funding needs. Using background due diligence to evaluate credit risk you will create structured products to tailor needs of the client. Perform accurate analysis of any applicant file with any degree of difficulty and effectively transmit underwriting decision to relationship managers both orally and in writing. You will provide technical and analytical guidance in gathering and analyzing financial information and interface with Senior Management to discuss underwriting and risk decisions and strategies. The successful candidate will have the following: 3+ years of experience in MCA underwriting OR 2+ years in Commercial Banking Underwriting Proficient knowledge in underwriting functions, an in-depth understanding of credit reports, income statements, balance sheets and tax returns Advanced problem-solving skills and excellent communications and interpersonal skills. Bachelor's degree. Studies focused in Accounting, Finance, Economics, or a related discipline a plus. Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections. Proficiency with Excel and data interpretation are a must; familiarity with Adobe and CRM platforms would be a plus. Proficiency in Microsoft Office Suite, especially Excel required. Our ideal candidate will be someone who: Has commitment to integrity, excellence, accountability, customer service, and teamwork. Has a strong work ethic, and an eagerness to learn. Who has good interpersonal skills, attention to detail and a genuine commitment to the success of the team. Feels empowered to help solve escalated issues and work towards making a wrong a right. Has the ability to work in a high frequency environment. Is technically minded. Is flexible and adaptable to change. Has strong communication skills. Has positive outlook always. Can multitask at a very high level and maintain multiple deadlines. Libertas Funding, LLC participates in E-Verify. Libertas Funding, LLC will not sponsor applicants for work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis. Libertas Funding, LLC provides equal employment opportunities to all applicants for employment and prohibits discrimination and harassment of any type with regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by the federal, state, or local laws.

Responsible for developing analytical credit information for use by lending officers and senior management in making credit decisions. Also require active participation in loan reviews and credit discussions with stakeholders. Assist manager in training or guidance to junior staff members from time to time. Be responsive to loan officers and other loan staff to support the loan closing process. Responsibilities * Develop and analyze credit information: * Determine what financial documents are needed. * Review financial statements and tax returns for completeness and accuracy. * Perform an in-depth financial statement analysis. * Research debt and deposit relationships from all internal bank systems. * Spread financials to generate common sized reports, financial ratios and trend reports. * Evaluate and analyze above reports. * Understand and use tax returns for credit evaluation. * Prepare in-depth cash flow analysis of companies and individuals. * Interpret Credit Bureau reports. * Determine the need for more thorough investigations, contacts appropriate sources. * Analyze collateral value through use of receivables aging, real estate appraisals, etc. * Identify strengths and weakness of credit analyzed. * Assign and substantiate appropriate risk rating to each credit. * Prepare a Profitability Model based on proposed banking relationship. * Prepare and present an accurate summary analysis, recommend loan structure, and summarize borrower's creditworthiness. * Review collateral and supporting documents for completeness and accuracy. * Become familiar with characteristics of various industries and business structures and sustain continual research. * Understand and evaluate residential and commercial real estate appraisals, including use of a fair capitalization rate. * Become familiar with governing regulations (USPAP) in order to prepare appraisal reviews. * Follow up with appraiser for missing information or lack of documentation. * Become familiar with commercial loan policy manual, apply policies and report policy exceptions. * Become familiar with the Uniform Commercial Code and other loan documentation related to lien perfection and protection of Company's collateral. * Serve as a liaison to regulators, appraisers, borrowers, and internal/external auditors. * Review credit memos to track and monitor exceptions to bank policy manual. * Assist the residential mortgage area in analyzing self-employed people and perform agency audits, as needed. * Provide analytical support to various departments throughout the Company, as needed. * Perform independent validation of risk rating and loan authority component of loan funding in accordance with FDICIA and Sarbanes-Oxley requirements, as needed. * Respect highly sensitive nature of position and treats all information in a confidential manner. * All other duties as assigned. Qualifications * A Bachelor's Degree in Business, Accounting, Finance (or an Associate's Degree plus two (2) years' of experience. * Minimum of five (5) years' banking or related field experience. * Excellent verbal and written communication. * Working knowledge of microcomputer systems, including Microsoft Excel, Microsoft Word and Baker Hill Statement Analyzer software. * Current knowledge of techniques necessary to analyze business financial conditions including an acute awareness of the implications that financial and non-financial factors can have in assessing a borrower's ability to service debt obligations. * Demonstrated ability to progress within a company's credit department with increasing responsibility and able to work independently. Benefits * Medical * Dental * Vision * 401(k) Match * Profit Sharing * Paid Time Off * 11 Holidays * Tuition Reimbursement * Free Parking throughout Tompkins Community Bank * Employee Referrals EEO Statement Tompkins is committed to a policy of Equal Employment Opportunity ("EEO") with respect to all team members and applicants for employment and a work environment free from discrimination (including unlawful harassment) based on race, color, religion, sex, sexual orientation, transgender status, gender non-conformity, gender identity, gender expression, national origin, age, marital status, domestic violence victim status, disability, predisposing genetic characteristics, military or veteran status or status in any group protected by federal, state, or local law. For more information, please click here. #communitybank Pay Range USD $42.00 - USD $48.00 /Hr.

Hours: 40 Pay Details: $32.00 - $47.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Credit Management Job Description: The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. Depth & Scope: * Responsible for financial analysis of moderately complex loans/industries/Customers * Works more independently but under the guidance and review of lead staff * Good understanding of loan risk factors * Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet * Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) * Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition * Supports the lending function by providing analytical support * Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities * Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk * May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary * May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos * Monitors compliance with regulatory requirements * Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk * Achieves operational performance standards in quality and timeliness Education & Experience: * 4 year degree or equivalent experience * 2+ years related experience required * Developed knowledge of credit and financial analysis techniques. * Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis. * Strong oral and written communication skills. * Strong analytical and research skills. * Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software. * Ability to multi-task and meet deadlines. * Ability to maintain the confidentiality of credit and Customer information. * Good interpersonal skills and a team orientation. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.` Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

IAB has an exciting opportunity for a results-driven, tech savvy, sharp professional who is interested in challenging accounts receivable work. No experience in A/R or deductions? No problem! We have a training program and small teams to ensure you get the attention you need to thrive. As a member of our highly successful team of Accounts Receivable Analyst, you will be part of a collaborative, focused, data-driven team where you will have the opportunity to directly contribute to the success of our company and your career. Whether you're entry-level or have several years of experience, we have a proven track record of promoting from within; IAB can support your career growth! The Accounts Receivable Analyst partners with an IAB client, researching and resolving Accounts Receivable pain points in the world of Deductions. You'll be an A/R superhero for our clients, helping to drive money back to their bottom-line that they otherwise may have missed out on. You must enjoy problem solving, having the ability to juggle multiple open programs at once, have excellent organizational skills, ability to prioritize follow-ups and be politely persistent until you can resolve outstanding deductions. The Accounts Receivable Analyst reports to a Project Manager and is responsible for validating and monetizing deductions, using problem solving skills to identify recovery opportunities by submitting disputes on behalf of our clients along with analyzing data gathered through IT automation and their own research. Other key responsibilities include: Maintaining accurate data on proprietary IAB systems as well as web portals used by our clients customers (think: large retailers, logistics carriers) Meticulously analyzing customer remittances and deduction documentation. Extensive email and occasional phone communication Handling multiple responsibilities and consistently following high standards of business/professional ethics when dealing with others and performing work activities Requirements: High School Diploma or equivalent Good verbal and written communication skills Highly motivated, organized, reliable and detail-oriented Can-do attitude with ability to work independently within a team environment Problem solver with strong analytical skills Ability to learn quickly in a fast paced, innovative environment Microsoft Excel proficiency preferred, but not required A/R Deduction knowledge a plus, but not expected. Experience in SAP or other ERP systems is a plus, but not expected. Must maintain client confidentiality We offer a comprehensive benefit package including: Health, Dental, and Vision Insurance Company Paid Life Insurance 401k with Match Discretionary Incentive Bonuses Yearly Compensation Review Paid Vacation and Holidays Excellent Opportunities for Career Growth Tuition Reimbursement Experience is a plus but we are excited to train the right candidate. IAB Solutions, LLC is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, disability status, protected veteran status, national origin, or any other characteristic protected by law.

Job Description ACCOUNTS RECEIVABLE ANALYST Department: Finance / Accounts Receivable Reports to: AR Manager Our client is a global powerhouse in the sourcing and distribution of chemicals and ingredients, serving manufacturers across industries. With operations across continents and a reputation for reliability, they're committed to sustainable growth and operational excellence. Job Summary As an Accounts Receivable Analyst, you're not just tracking down payments-you're proactively managing client relationships, improving financial accuracy, and ensuring the AR function runs like a well-oiled machine. You'll work with cross-functional teams, uncover insights in aging reports, and help build a stronger credit and collections operation. Responsibilities · Leading the charge on collections: contacting clients by phone and email, logging commitments, and keeping aging under control. · Digging into past-due receivables (31+ days) to analyze trends and identify actionable steps. · Collaborating with sales and customer service to quickly resolve billing disputes or account discrepancies. · Navigating customer portals and ensuring accurate, timely payments. · Reconciling accounts and performing root cause analysis on payment delays. · Supporting monthly close processes, including intercompany netting, credit memos, and ledger reconciliations. · Reviewing sales orders and evaluating customer credit and payment history to guide release decisions. · Acting as a key internal partner who brings clarity, urgency, and precision to the AR process. What's In It For You Ø Be the Financial Pulse of a fast-moving global company - your insights drive decision-making. Ø Own Your Role - no micromanagement, just clear goals and the tools to succeed. Ø Partner Across Borders - work with teams across North America, LATAM, and EMEA. Ø Get Seen & Heard - your work matters and your voice will be part of process improvements. Ø Grow Your Career - develop your skills with complex reconciliations, intercompany transactions, and ERP systems. Key Qualifications · 5+ years of proven success in AR, collections, or credit roles. · A proactive, high-accountability mindset - you don't wait to be told what to do. · Detail-obsessed and comfortable working toward daily, weekly, and monthly targets. · Solid Excel and Microsoft Office skills; bonus points for ERP experience. Oracle preferred. · Excellent communicator - able to handle customer conversations with professionalism and confidence. · A bachelor's degree in Accounting, Finance, or related field is a plus, not a must.

Job DescriptionNew Castle Building Products (NCBP) is a full-service distributor based in White Plains, NY. NCBP operates with seven core values: Caring, Urgency, Teamwork, Honesty, Accountability, Flexibility and Passion. All our 20+ locations from Massachusetts to Baltimore operate with these core values as their driving force. We are looking for team members who will display and share these values with fellow employees and customers. We are seeking a Collections Specialist . In this role the candidate will support the collection efforts and perform credit and other accounting functions for New Castle Building Products and New Castle Metal. Responsibilities for the Role: Review accounts receivable aging's on a weekly basis to identify past due balances for collections. Contact customers via phone, email, text regarding past due invoices. Monitor customer accounts for exceeding credit limits. Responsible for data entry of new and existing customer information in the system. Maintain accurate records of collection activities in account notes, including. contact attempts, payment arrangements and customer interactions. Maintain calendar reminders for customer follow-ups. Escalate problematic accounts to upper management to intervene when necessary. Prepare legal demand letters upon direction from Credit Manager. Assemble document packets for accounts that are submitted to collections. Assist Credit Manager in preparation for legal proceedings. Maintain legal fee report to track costs spent on outside collection efforts. Provide weekly customer update for past due accounts to Branch Managers and Salespeople. Review of AR aging with Credit Manager on a Monthly basis. Review large job account requests for creation on customer accounts. Assist with review of customer accounts for release of sale orders on credit hold. Work closely with the Accounts Receivable department and sales team to clear up short-pay deductions and issues. You will be expected to perform other duties as assigned. Administers company credit application process: Review and process credit applications. Conduct financial analysis including 3rd party report review. Create customer accounts in ERP for approved credit applications and cash on delivery customers. Set up job accounts in ERP upon approval from Credit Manager. Qualifications: Strong attention to detail and goal oriented. Able to work independently and with a team, prioritize workloads, manage multiple responsibilities and adjust schedules accordingly. Perform and participate in other related duties as assigned by management. Occasional travel as needed. Benefits: Competitive pay Paid vacation and holidays 401(k) plan with discretionary employer match Medical/Dental/Vision/Life Insurance plans Opportunity for advancement A yearly performance review Access to a state-of-the-art gym at our Headquarters location Casual, yet professional work environment Wage Range: $25- $30/hour plus additional benefits. In compliance with applicable law, this range is a good faith estimate based on potential employee qualifications, operational needs and other considerations permitted by law. Powered by JazzHR ARSJGnesP8

Credit & Collections Analyst Reports to: VP, Finance Shift: 1st Shift Department: Finance Compensation: $26.00 to $35.00/hr. PTA Plastics, an employee-owned and innovative leader in the plastic injection molding, contract manufacturing and tool-building industry, is looking for a Credit & Collections Analyst to join our dynamic team. At PTA Plastics, we're more than just a manufacturer; we partner with Fortune 500 OEMs in the medical device, defense, homeland security, and technology sectors, constantly pushing the boundaries of product development and manufacturing excellence. As an employee-owned company, every team member has a stake in our success, creating a collaborative and entrepreneurial environment where innovation thrives. Job Summary: The Credit & Collections Analyst is responsible for managing customer credit risk and ensuring timely collection of accounts receivable in a B2B manufacturing environment. This role supports cash flow, margin protection, and risk management objectives through credit evaluation, collections, and cross-functional collaboration. Essential Duties/Responsibilities: Accounts Receivable Apply and post customer pay statements accurately and timely. Generate customer statements, aging reports, and reconciliations. Reconcile AR to the general ledger and resolve discrepancies. Research short payments, pricing issues, and unapplied cash. Collections Review aging reports and manage collection activities. Communicate with customers via phone and email. Coordinate with Sales and Program Management on disputes. Negotiate payment plans and enforce credit holds. Credit Management Analyze credit applications and financial statements Establish and monitor credit limits and payment terms Maintain credit files and reassess risk exposure Reporting & Analytics Prepare cash receipt forecasts and collection reports. Track customer deposits and credit holds. Support month-end close and ad hoc analysis. Supervisory Duties: N/A Qualifications & Requirements: Education & Experience Bachelor's degree in accounting, Finance, Business or equivalent experience. 2-4 years of AR, Credit, or Collection's experience (manufacturing preferred). Technical & Analytical Skills ERP systems and advanced excel proficiency. Strong understanding of AR, credit risk, and collections. Soft Skills & Attributes Strong attention to detail and accuracy in financial transactions. Excellent organizational and time management skills to handle multiple tasks and deadlines. Effective communication and interpersonal skills to collaborate with vendors, customers, and internal teams. Problem-solving abilities to resolve discrepancies and improve processes. Physical Requirements: Ability to sit for extended periods of time while working at a computer. Ability to use a computer, keyboard, mouse, and phone for prolonged periods. Ability to read and interpret information on screens and printed documents, including financial reports and customer account details. Ability to communicate clearly in person, by phone, and via virtual platforms. Ability to move within an office and/or manufacturing facility as needed to support business needs. Ability to occasionally lift and carry office materials (files, boxes, supplies) up to 15-25 pounds. Ability to visit plant areas, when necessary, which may require walking, standing, and navigating stairs or industrial walkways. Ability to work in a manufacturing environment occasionally, which may include exposure to noise, moving equipment, temperature changes, or other typical plant conditions (PPE may be required). Equal Employment Opportunity & ADA Compliance Statement: PTA Plastics is committed to the full inclusion of all qualified individuals. As part of this commitment, PTA Plastics will ensure that persons with disabilities are provided reasonable accommodations in the hiring process and in the workplace. If you require a reasonable accommodation to participate in the application or interview process or to perform essential job functions, please contact ****************** Pursuant to the Colorado Anti-Discrimination Act (CADA) and the Americans with Disabilities Act (ADA), PTA Plastics does not discriminate against individuals with disabilities in any aspect of employment, including hiring, job assignments, promotions, compensation, benefits, training, discipline, and termination. This job description is intended to describe the general nature and level of work being performed. It is not an exhaustive list of all responsibilities, duties, and skills required. Employees may be required to perform other duties as assigned

Come join our amazing team. The Quantitative Analytics Lending Analyst will be responsible for helping to reshape and elevate the company's residential mortgage lending data analysis including marketing and customer engagement to pricing analytics, P&L, and market-trend insights, while modernizing the company's analytics toolkit. Leverage and bridge the company's investor-grade analytics platform with our lending affiliate: adapting Carrington Capital Management's proprietary models and tools for lending use cases, integrating lending performance back into the company's ecosystem, and driving actionable insights for capital-markets and investor initiatives. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, where in the company operates. The target pay for this position is $80,000 - $150,000 + Annual Bonus. Pay is based on job-related knowledge, skills, experience, and other relevant factors. What you'll do: End-to-end data ownership: Clean, reorganize, and harmonize loan-origination, servicing, marketing, and customer datasets to extract actionable signals and performance metrics. Tool & model adaptation: Write wrappers and interfaces to deploy CCM's existing pricing, prepayment, and credit-risk models within the lending platform. Analytics integration: Feed lending performance and P&L results back into CCM's analytics ecosystem to close the loop and inform investor reporting. Reporting & dashboards: Develop and maintain self-service dashboards and reports to track key lending metrics - recapture rates, marketing ROI, pricing variance, P&L attribution, and market trends. Performance reporting: Prepare, present, and explain performance reports to senior lending management; gather and analyze feedback from loan officers to refine analytics and strategies. Strategic partnerships: Collaborate with pricing, portfolio, investor-relations, and capital-markets teams to translate analytics into lending strategies and execute investor-driven initiatives. Ecosystem modernization: Automate data pipelines, standardize definitions across CCM and lending systems, and deploy scalable analytics tools. Cross-functional liaison: Work with IT, CRM, operations, and third-party vendors to ensure data quality and timely delivery of insights. Ad-hoc analysis: Respond rapidly to one-off requests from senior management, investors, and affiliated divisions. Perform other duties and projects as assigned. What you'll need: Bachelor's or advanced degree in a quantitative field (e.g., Mathematics, Statistics, Computer Science, Engineering, Finance). A minimum of one year of hands-on experience in mortgage-lending analytics, capital-markets analytics, or a related role; exceptional analysts with strong programming skills will also be considered. Strong Python and SQL skills for data extraction, transformation, and analysis; familiarity with machine-learning techniques is highly desirable. Proven ability to adapt and deploy proprietary quantitative models-experience writing wrappers or APIs to integrate analytics pipelines. Demonstrated aptitude for working with and organizing unstructured or messy marketing/customer data: data-cleaning, ETL, and signal-extraction expertise required. Experience building self-service dashboards or reporting tools (e.g., Tableau or similar). Solid working knowledge of loan-origination and servicing workflows, including mechanisms for recapturing existing customers. Excellent communication skills: able to translate complex analytics into clear, actionable insights for non-technical stakeholders. Highly organized, self-motivated, and adept at juggling multiple high-priority projects in a fast-paced environment Excellent skills in mathematics and statistics. Hands-on experience using Python and various statistical packages to process and analyze large data sets. Ability to apply popular machine learning techniques with reasonable understanding of their underlying algorithms. Strong SQL and Python skills for data extraction and analysis. Experience with Linux environments is preferred. Highly motivated, team-oriented, a quick learner with good communication skills. Strong organizational skills and time management skills to perform multiple tasks within limited time frames. Prefer to work near our office in Greenwich, CT! Our Company: Carrington Capital Management, LLC (CCM) is an alternative asset management firm focused on control-based investing in the U.S. real estate, mortgage and fixed income markets. Through the mortgage loan servicing and property management operating affiliates, CCM is uniquely positioned to offer investment products that benefit from the operational resources and knowledge capital that flow across the Carrington platform. We provide investment strategies where our portfolio management team maintains an identifiable competitive advantage created by the firms' resources, market expertise and local property market penetration. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: carringtoncap.com. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs it supports through specific fundraising efforts, please visit: carringtoncf.org. # LI-GV1

Melville, New York, United States of America **Hours:** 40 **Pay Details:** $32.00 - $47.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Credit Management **Job Description:** The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. **Depth & Scope:** + Responsible for financial analysis of moderately complex loans/industries/Customers + Works more independently but under the guidance and review of lead staff + Good understanding of loan risk factors + Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet + Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) + Integral part of loan origination process. Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition + Supports the lending function by providing analytical support + Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities + Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk + May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary + May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos + Monitors compliance with regulatory requirements + Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk + Achieves operational performance standards in quality and timeliness **Education & Experience:** + 4 year degree or equivalent experience + 2+ years related experience required + Developed knowledge of credit and financial analysis techniques. + Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on an increasingly independent basis. + Strong oral and written communication skills. + Strong analytical and research skills. + Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software. + Ability to multi-task and meet deadlines. + Ability to maintain the confidentiality of credit and Customer information. + Good interpersonal skills and a team orientation. **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.` **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.