Credit Risk Sr Professional - Home Equity
Columbus, OH
The Credit Risk Sr Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment.
Primary responsibilities include:
Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems.
Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy.
Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape.
Design statistical and mathematical models for reporting and predictive analytics.
Develop, automate and deliver regular reports and communications to senior management.
Communicate recommendations and insights to key stakeholders to influence decision making.
Collaborate with diverse teams to see strategy proposals implemented successfully.
Qualifications:
3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity).
3+ years of relevant experience in a quantitative role utilizing statistical programing languages.
3+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends.
Expertise with one or more of the following technologies required: SQL, Python, R, Tableau.
Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.
Exceptional problem-solving acumen with ability to think strategically.
Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment.
Education:
Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.).
Masters/PhD in a quantitative discipline preferred.
Hours & Work Schedule
Hours per Week: 40
Work Schedule: 8:30am - 5:00pm, Monday - Friday
Role is hybrid, 4 days in office per week, 1 day remote
Pay Transparency
The salary range for this position is $143,705 - $180,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** .
#LI-Citizens1
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Auto-ApplyChief Credit Officer
Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.This is a full-time position is based in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Directs and coordinates activities of the department and personnel engaged in conducting credit analysis. Assists Loan Officers and Senior Management. Develops and analyzes credit information pertaining to all loan types.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Assigns responsibilities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and approves or rejects loan applications.
Design, implement, and regularly update the credit policies and procedures to align with regulatory requirements, industry standards, and risk appetite.
Develops credit information and implementation of policies, and procedures for use by lending officers or committees in making lending decisions on new, renewal and extension loans; prepares spreadsheet and financial information; prepares summary to present facts concerning credit worthiness.
Assures periodic reviews of all credit, loan and collateral files to ensure that information is current; updated analysis of borrowers' financial position; loan review memos.
Decisions loan requests for loan officers and banking center managers who do not have high enough loan authority.
Advises loan officers of any material changes in borrowers' financial status which may increase the credit risk to the Bank.
Maintain control over current accounts watching for developing problems and keeping loan officers informed.
Assists loan officers and others in establishing and maintaining the proper documents relating to the perfections of the Bank's lien position on loans secured by various collateral.
Serves as chairperson of the Officer Loan Committee.
Maintains watch list and assigns specific reviews for doubtful accounts.
Performs quarterly analysis of the allowance for credit losses.
Reviews monthly reports from Collection Department for accuracy.
Maintains an awareness and understanding of compliance issues and regulation.
Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account.
Monitor the performance and quality of the loan portfolio, analyze trends, and report findings to senior management and the board of directors. Regular reporting includes but is not limited to credit risk, portfolio performance, and policy adherence.
Lead, mentor, and develop Credit Administration staff, fostering a culture of accountability, continuous improvement, and professional growth.
Demonstrates a commitment to CSB's vision, mission, and core values and seeks to align one's behavior in such a way that gives these foundational principles the best chance at becoming a reality.
Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university; minimum of 10 years of related work experience and/or training; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplyCredit Risk Sr Professional - Home Equity
Columbus, OH
The Credit Risk Sr Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment.
Primary responsibilities include:
* Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems.
* Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy.
* Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape.
* Design statistical and mathematical models for reporting and predictive analytics.
* Develop, automate and deliver regular reports and communications to senior management.
* Communicate recommendations and insights to key stakeholders to influence decision making.
* Collaborate with diverse teams to see strategy proposals implemented successfully.
Qualifications:
* 3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity).
* 3+ years of relevant experience in a quantitative role utilizing statistical programing languages.
* 3+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends.
* Expertise with one or more of the following technologies required: SQL, Python, R, Tableau.
* Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership.
* Exceptional problem-solving acumen with ability to think strategically.
* Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment.
Education:
* Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.).
* Masters/PhD in a quantitative discipline preferred.
Hours & Work Schedule
* Hours per Week: 40
* Work Schedule: 8:30am - 5:00pm, Monday - Friday
Role is hybrid, 4 days in office per week, 1 day remote
Pay Transparency
The salary range for this position is $143,705 - $180,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit ************************************** .
#LI-Citizens1
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Benefits
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.
View Benefits
Awards We've Received
Age-Friendly Institute's Certified Age-Friendly Employer
Dave Thomas Foundation's Best Adoption-Friendly Workplace
Disability:IN Best Places to Work for Disability Inclusion
Human Rights Campaign Corporate Equality Index 100 Award
Fair360 Top Regional Company
FORTUNE's World's Most Admired Companies
Military Friendly Employer
Auto-ApplyChief Credit Officer
Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.This is a full-time position is based in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Directs and coordinates activities of the department and personnel engaged in conducting credit analysis. Assists Loan Officers and Senior Management. Develops and analyzes credit information pertaining to all loan types.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Assigns responsibilities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and approves or rejects loan applications.
Design, implement, and regularly update the credit policies and procedures to align with regulatory requirements, industry standards, and risk appetite.
Develops credit information and implementation of policies, and procedures for use by lending officers or committees in making lending decisions on new, renewal and extension loans; prepares spreadsheet and financial information; prepares summary to present facts concerning credit worthiness.
Assures periodic reviews of all credit, loan and collateral files to ensure that information is current; updated analysis of borrowers' financial position; loan review memos.
Decisions loan requests for loan officers and banking center managers who do not have high enough loan authority.
Advises loan officers of any material changes in borrowers' financial status which may increase the credit risk to the Bank.
Maintain control over current accounts watching for developing problems and keeping loan officers informed.
Assists loan officers and others in establishing and maintaining the proper documents relating to the perfections of the Bank's lien position on loans secured by various collateral.
Serves as chairperson of the Officer Loan Committee.
Maintains watch list and assigns specific reviews for doubtful accounts.
Performs quarterly analysis of the allowance for credit losses.
Reviews monthly reports from Collection Department for accuracy.
Maintains an awareness and understanding of compliance issues and regulation.
Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account.
Monitor the performance and quality of the loan portfolio, analyze trends, and report findings to senior management and the board of directors. Regular reporting includes but is not limited to credit risk, portfolio performance, and policy adherence.
Lead, mentor, and develop Credit Administration staff, fostering a culture of accountability, continuous improvement, and professional growth.
Demonstrates a commitment to CSB's vision, mission, and core values and seeks to align one's behavior in such a way that gives these foundational principles the best chance at becoming a reality.
Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university; minimum of 10 years of related work experience and/or training; or equivalent combination of education and experience.
Summary of Employee Benefits:
Competitive base wage
Incentive compensation and profit sharing
Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
Paid time off for vacation, illness, bereavement, and jury duty
401(k) with an employer match and on-site advisers
Employee Assistant Program (EAP) with free access to mental health resources
Comprehensive wellness program with financial incentives to promote a healthy lifestyle
Training and professional development opportunities to help you reach your long-term goals
Paid holidays available immediately upon hire
Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Auto-ApplySenior Credit Analyst, Personal Loans
Columbus, OH
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!
The Team:
Upstart's Operations team is the fastest growing team in the org and we're seeking Senior Credit Analysts to join us on the ground level to support our Onboarding organization. In this flexible role, you will support the operations of one or more of our core business verticals based on the needs of our business.
As a Senior Credit Analyst, you will be responsible for managing workflows and tasks, ensuring that a loan application makes its way through our process smoothly and accurately. You will be an integral part of our Ops organization.The role requires excellent communication skills, strong analytical and problem-solving abilities and a passion for high-quality customer service.
How you'll make an impact
Support various operational workflows related to loan processing, closing coordination, and post-close documentation.
Manage and prioritize a personal pipeline of loan files, ensuring accuracy, completeness, and timely movement through the process.
Review applicant-submitted information and documentation, identify gaps or inconsistencies, and follow up as needed.
Maintain clear, detailed notes in systems such as Vesta and Salesforce to ensure visibility across the team.
Collaborate with teammates across Pods, Quality, and Training to identify opportunities to improve workflows and borrower experience.
Adapt to changing business needs by taking on new responsibilities and workflows as the team scales.
Minimum Qualifications
1+ years of experience in loan processing or loan officer roles at a Financial Institution or Mortgage company directly supporting customers
Proven experience handling difficult or complex customer communications both verbally and in writing, including the ability to generate succinct timelines and escalation details
Experience reviewing various tax forms and schedules, financial statements, credit reports, and general lending concepts
Strong understanding of the personal loan process, from application through closing
High School Diploma or GED
Preferred Qualifications
Familiarity with and other regulatory requirements in surrounding unsecured loan products.
Experience supporting applicants or coordinating with third-party vendors.
Proven adaptability in high-growth, fast-paced environments.
Effective communicator with a team-oriented mindset and willingness to jump in where needed
Position location This role is available in the following locations: Columbus, OH
Time zone requirements The team operates on the East/West coast time zones.
In-Office requirements. You will be required to work from the Columbus, Ohio office 2 days per week (must be within a 60 mile radius). Depending on business needs, agents may be asked to work from the office more often.
What you'll love:
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
#LI-Entry
This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law.
At Upstart, your base pay is one part of your total compensation package. The anticipated annualized base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Hourly Rate Range$25.48-$25.48 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email
candidate_accommodations@upstart.com
************************************************
Auto-ApplyCredit Risk Analyst
Middletown, OH
MyUSA Credit Union is an over $350 million-dollar, member-owned financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking candidates for a full-time, onsite Credit Risk Analyst at our corporate location in Middletown, Ohio. Our Credit Risk Analyst assists the Lending Manager in developing strategies to maximize lending production while mitigating risk. They perform credit and risk analysis to assess opportunities to increase direct lending, analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk. Responsibilities include:
Compiles Loss Scenario Analysis to increase and maximize lending production.
Explore, recommend, and implement non-credit bureau-based lending criteria and practice, including AI tools.
Assist Lending Manager with development of analytics to maximize ROI of our lending initiatives.
Develops internal expertise on pre-approval criteria as a credit union core competency.
Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA.
Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices.
Qualifications include:
Strong organizational and analytical skills
Excellent verbal and written communication skills
Working knowledge of various lending platforms
Strong knowledge of financial institution lending strategies, and credit score models
Strong Microsoft Office abilities to include Excel, Word and PowerPoint
Bachelor's degree in business or finance related field, or equivalent through a combination of experience and training
Experience in lending and underwriting preferred
MyUSA Credit Union is an equal opportunity employer. Job Type: Full-time, Salary exempt Benefits:
401(k) Matching
Generous Paid Time Off
Company paid Life, AD&D and Disability Insurance
Credit Union membership
Health, Dental, & Vision insurance
Employee Assistance Program
Flexible Spending Account
Health Savings Account
Tuition assistance
Referral program
Physical setting:
On-site, office environment
Schedule:
Day shift operational hours
Commercial Credit Analyst II/III
Columbus, OH
*This role is not eligible for sponsorship*
RESPONSIBILITIES
Soundly apply the bank's credit culture and credit policies; is considered a policy expert
Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
Independently complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
Accept credit requests directly from borrowers; make initial decision with regard to declination or proceeding in the credit request process
Recommend appropriate risk grade, supporting the grade with risks, mitigants, and strengths
Considered a valuable resource for the credit write-up/template and tax return analysis
Proactively assist the Commercial Lenders in portfolio management functions including seeking out and assisting in the annual review process, loan review preparation, and in regulatory examinations; may manage said processes and examinations
Spread financial statements and tax returns and analyze historical performance; review proformas for reasonableness
Develop appropriate loan covenants to provide advance warning of potential credit risk and mitigate losses; develop proper loan structures
Assist in the training of junior analysts as needed; may manage a small group of other credit analysts or related positions
Review and analyze appraisals for market, credit, construction, and economic risks
Understand more complicated loan documents; assist Commercial Lenders in working with outside legal counsel to prepare and execute loan documentation
Participate in customer meetings; independently inspect properties; prepare customer communication on behalf of the Commercial Lender; handle simple loan closings for the Commercial Lender; work with customers in obtaining updated financial statements
Assist Commercial Lenders with presenting loan requests to approvers, Senior Lenders, and Loan Committee as needed; attend and participate in other meetings; may present credit requests on behalf of Commercial Lenders
Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports); research inconsistencies
Maintain data integrity
Prepare pertinent reports, track financial information and receipt thereof
Work with the Commercial Lender on classified assets and reporting thereof
Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks.
Deliver a consistent, high level of service within our Serving More standards.
Other duties as assigned.
COMPETENCIES
Interpersonal/Customer Service Skills
Written and Verbal Communication
Ability to understand and follow directions
Adaptable to change
Basic Computer Skills
Organizational Skills/Detail Oriented
Analytical Thinking
Problem/Situation Analysis
Technical Expertise
Ability to build collaborative relationships
Ability to develop or mentor others
Ability to work as part of a team
SCHEDULE
Typical office hours are M-F 8a-5p. This position is exempt and full-time. A minimum 40 hours is required per week. Additional time may be necessary based on customer and bank needs.
This position is eligible for a flexible work arrangement with opportunity to work both in office and remotely.
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
Bachelor's degree in a business field, preferably finance or accounting. Other concentrations will be considered with at least five years relevant experience required
TRAVEL REQUIREMENTS
Travel to customers and prospects is expected
PHYSICAL REQUIREMENTS
This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information.
The Park Brand
You belong at Park. Our doors are open to everyone - no matter where you're coming from or where you want to go from here.
Mission
To promote the long-term prosperity of the people and the organizations we serve.
Who We Are
Community banking teams are bound by everything that matters most: by the way we serve our customers.; by the way we show up for our communities; by the way we celebrate everyone's biggest, best moments; by the way we're here for one another on the days we need support; and by our love of neighbors and neighborhoods. Together, our family proudly shares who we are and who we've always been. United and strong, we serve our customers and communities more.
Brand Essence
A family of community banking teams who, together, serve more - more businesses, more families, more community needs, more access for more people like you and me.
Salary: $24.00-$26.00
Company:Clopay Corporation
Job Title:Deduction & Credit Analyst
Duration:Full-Time, Non-Exempt
Salary/Hourly Range:$24.00/hour - $26.00/hour
Eligibility for overtime per manager approval
Interview Process:3 Rounds
Estimated Start Date:December 2025 - January 2026
Website:Clopay Garage Doors | Residential & Commercial Doors
Company Overview:
Clopay Corporation is the nation's largest manufacturer of residential garage doors, industrial and commercial sectional and rolling doors.
Job Description & Accountabilities:
The purpose for this opening is to review all our credit requests submitted by customers for validity and accuracy while ensuring that all credit requests are properly documented and processed in accordance with established Return and Allowance (R&A) procedures. Additionally, this person is to perform basic credit related tasks (i.e. request credit applications from customers wanting to buy product on open credit terms, verify trade reference information provided on credit application, run Dunn & Bradstreet reports, request financial statements, etc.) under the direction of the Credit Manager.
Perform analysis of credit requests submitted by customers to determine validity and accuracy
Process credit requests in a timely manner and in accordance with established departmental and company procedures.
Quickly identify and review material ($1,000 or greater) credit requests/chargebacks to ensure they are resolved in a timely manner.
Coordinate product returns to designated Clopay facilities, while ensuring that credit is not issued until such returns have been properly verified.
Communicate with both internal and external customers in resolving outstanding credit requests in a timely manner.
Ensure that all credits are approved in accordance with established authorization levels.
Ensure that all approved credits are properly documented so as to ensure that duplicate credits are not issued and Sarbanes-Oxley requirements are met.
For those credit requests that are denied, coordinate re-billing and collection with the applicable Senior Credit Analyst located within the Credit Department at Mason Corporate offices. credit/collection personnel.
Job Requirements & Qualifications:
Minimum of High School diploma or equivalent; continuing education preferred.
1-2 years' experience handling credit related activities within a manufacturing environment preferred.
Proficient with MS Office; Excel, Word, Teams, Windows as well as corporate email
Experience with cross collaboration across multiple departments (i.e. Distribution Centers, Sales, Customer Service, Quality, Legal, AR/AP and more).
Hands on coding and credit auditing
Soft Skills:
Attention to all detail
Strong organization and collaboration across multiple departments
Takes initiative on daily duties and tasks
Disclaimer
The above statements are intended to describe the general nature and level of work to be performed. The above statements are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of the incumbent in this position. Management retains the discretion to add to or change the duties of the position at any time.
Supervision, Credit Risk, & Statistics (SCS) Intern - Summer 2026
Cleveland, OH
CompanyFederal Reserve Bank of ClevelandThe Federal Reserve Bank of Cleveland is part of the nation's central bank. We've provided many opportunities for professional growth during our history. For twenty-six years in a row, we've been named “One of Northeast Ohio's Best Places to Work” by North Coast 99. This prestigious award honors organizations with outstanding employment practices, including compensation, benefits, training, recruitment, retention, community services, and employee communications.
Our People Make the Difference! The Federal Reserve Bank of Cleveland is seeking innovative thinkers with vision to build the framework that will carry the Bank into the future.
Follow us on LinkedIn, Twitter, Instagram, and our YouTube channel - Cleveland Fed.
To be considered for this role, candidates must be a U.S. citizen, permanent resident, or green card holder.
Our interns will work onsite at our Cleveland, Ohio location. We're looking for collaborative and innovative full-time students entering their sophomore year or beyond. Our student interns work 40 hours per week for the duration of a 10- to 12-week internship that starts as early as June and ends as late as September, depending on student schedules and business needs.
Take your skills to the next level and gain valuable experience contributing to work within Supervision, Credit Risk, & Statistics (SCS).
Supervision, Credit Risk, & Statistics (SCS) Intern Responsibilities May Include:
Conduct research and analysis on top and/or emerging risk topics and financial condition reviews of financial institutions within the Fourth District.
Participate in reviews of state member banks and bank holding companies through activities such as field examinations, ongoing monitoring, review of reports and workpapers, and regulatory filings.
Assist Credit Risk Management with data validation and eligibility reviews of loan collateral pledged to the Discount Window.
Assist discount window lending teams to identify business process improvements, efficiencies, and design a process automation pilot.
Help teams identify business process improvements, efficiencies and design and/or implement analytical solutions leveraging emerging technologies (AI/ML).
Assist with data validation and reporting accuracy and integrity.
Help with preparing training materials for upcoming seminars.
Engage in leadership and career development activities for your future.
Requirements for SCS Internships:
Currently pursuing an undergraduate or graduate degree in Finance, Economics, Business Analytics, Data Science or a related field with a minimum GPA of 3.0. Should have at least one semester left to complete in school.
Strong computer/technical skills required. Proficiency with Microsoft Office products, specifically Excel and Access (proficiency or familiarity with programming in Python, R, SQL, etc. is a plus).
Ability to work in a deadline driven environment and ability to multitask.
Ability to work both in a group setting and on an individual basis.
Strong oral and written communication skills.
What We Offer:
Hands-On Experience: Gain practical experience and insights into the operations field through real-world projects and challenges.
Mentorship: Receive guidance and mentorship from experienced professionals who are committed to your development.
Networking Opportunities: Build connections within the industry and with fellow interns and employees.
Professional Development: Participate in workshops, training sessions, and seminars designed to enhance your skills and knowledge.
This position requires access to confidential supervisory information, access to which is limited to "Protected Individuals" as defined by regulation of the Board of Governors of the Federal Reserve System. Protected Individuals include, but are not limited to, U.S. Citizens, U.S. Nationals, and lawful permanent resident aliens (also known as "green card holders") but do not include (i) a permanent resident alien who fails to apply for naturalization within six months of the date the alien first becomes eligible to apply for naturalization and (ii) an alien who has applied on a timely basis, but has not been naturalized as a citizen within 2 years after the date of the application, unless the alien can establish that the alien is actively pursuing naturalization. If you are selected for an interview, you will be required to present documentation of your eligibility prior to the interview.
Physical Demands and General Working Conditions
This is not necessarily an exhaustive list of all responsibilities, duties, performance standards or requirements, efforts, skills or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, the Federal Reserve Bank of Cleveland reserves the right to revise this or any job description at any time.
Bank's Ethics Rules and Drug Testing:
As a condition of employment, Federal Reserve Bank of Cleveland employees must comply with the Bank's ethics rules which generally prohibit employees, their spouses/domestic partners, and minor children from owning or controlling, directly or indirectly, any debt or equity interest in a depository institution or an affiliate of a depository institution. A "depository institution" means a bank, a trust company, or any institution that accepts deposits, including a bank chartered under the laws of a foreign country. In addition, employees (and their spouses/domestic partners, and minor children) may not own shares of mutual funds, unit investment trusts or ETFs that have a policy, as stated in the prospectus, of concentrating in the financial services industry and that have underlying investments in banks or other depository institutions. If you or your spouse/domestic partner or minor child own such securities and would not be willing or able to divest them if you accepted an offer of Bank employment, you should raise this issue with the recruiter for this posting.
In addition, as a condition of employment, candidates must undergo a background check and will be tested for all controlled substances prohibited by federal law, to include marijuana, prior to hire and for certain safety sensitive positions during employment.
Always verify and apply to jobs on Federal Reserve System Careers or through verified Federal Reserve Bank social media channels
Reasonable Accommodation Statement
- The Federal Reserve Bank of Cleveland is committed to ensuring that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment. To request a reasonable accommodation for any part of the employment process, please send an email to
****************************************
Full Time / Part TimeFull time Regular / TemporaryTemporaryJob Exempt (Yes / No) NoJob CategoryInternship Family GroupWork ShiftFirst (United States of America)
The Federal Reserve Banks are committed to equal employment opportunity for employees and job applicants in compliance with applicable law and to an environment where employees are valued for their differences.
Always verify and apply to jobs on Federal Reserve System Careers (************************************* or through verified Federal Reserve Bank social media channels.
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Auto-ApplySenior Banker - Parmatown
Parma, OH
Parma, Ohio **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*******************************************************************************************
**:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Description:**
This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines.
**Responsibilities:**
+ Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities
+ Assists, educates, and trains clients on conducting simple transactions through self-service technologies
+ Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy
+ Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping
+ Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements
**Required Qualifications:**
+ Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment
+ In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months
+ Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client
+ Collaborates effectively to get things done, building and nurturing strong relationships
+ Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives
+ Confident in identifying solutions for helping new and existing clients based on their needs
+ Strong written and verbal communications skills
+ Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone)
+ Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances
+ Applies strong critical thinking and problem-solving skills to meet clients' needs
+ Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
+ Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws)
+ Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance
**Desired Qualifications:**
+ Associate's Degree or Bachelor's Degree in business, finance or a related field
+ Experience working in a financial center where goals were met or exceeded
+ Retail and/or sales experience in a salary plus incentive environment
+ Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded
+ Experience with financial information, spreadsheets and financial skills
+ Knowledge of banking products and services
+ Strong computer skills including Microsoft applications and previous experience utilizing laptop technology
**Skills:**
+ Active Listening
+ Business Acumen
+ Customer and Client Focus
+ Oral Communications
+ Problem Solving
+ Account Management
+ Client Experience Branding
+ Client Management
+ Client Solutions Advisory
+ Relationship Building
+ Business Development
+ Pipeline Management
+ Prospecting
+ Referral Identification
+ Referral Management
**Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Commercial Credit Analyst (Summit Funding Group)
Mason, OH
We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply.
Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-time Commercial Credit Analyst. The Commercial Credit Analyst will research and analyze credit worthiness, assessing the risk based upon the financial health of our current and potential business customers.
Essential Functions/Responsibilities
Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis.
Spread and analyze financial statements, corporate tax returns, personal financial statements, A/R & A/P reports, and other data in order to prepare lease evaluations.
Review financial packet and determine additional information needed in order to proceed with the transaction.
Render credit decisions on lease applications.
Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements.
Attend credit committee meetings and present transactions to committee as appropriate.
Perform ongoing review of customers. Interact with executive officers, sales managers, and sales representatives, as well as potential and existing customers.
Complete work assignments within timeframes established.
Other duties may be assigned to meet business needs.
Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job
4-year college degree with BS in Business Administration with a concentration in Business Administration or Finance.
Minimum of 5-year experience in Commercial Credit Analysis.
Superior ability to analyze financial statements and tax returns.
Must have excellent interpersonal, negotiation, analytical, problem solving and communication skills.
Must be reliable, detail oriented and possess the ability to handle multiple assignments simultaneously.
Must have strong written and verbal skills.
Must have a strong working knowledge of MS Word and Excel.
Preferred Knowledge and Skills
Knowledge of Aspire and/or Lease Plus
Knowledge of leasing and/or mortgage industries preferred
Benefits
We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.
Incentive Eligibility
All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.
It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.
We are an E-Verify Employer.
Auto-ApplyIntern - Credit/Commercial
Columbus, OH
Job Description
Thank you for your interest in First Merchants Bank's 2026 Summer Internship program!
We are looking for highly motivated, enthusiastic college students for our 12-week
paid
summer internship program.
About First Merchants:
First Merchants Corporation is the largest financial services holding company located in Central Indiana. We provide our clients with broad financial services delivered locally by bankers who are known and trusted in their communities. We offer personal banking, business banking, mortgage lending, treasury management services, and wealth management.
First Merchants serves 27 Indiana, 2 Ohio, and 5 Michigan counties.
Our mission is to be the most attentive, knowledgeable, and high-performing bank for our clients, teammates, and shareholders.
We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.
The Credit/Commercial Intern will assist the Credit and Commercial Departments with:
Financial Analysis; including balance sheet, income statements, cash flows
Collateral valuations; including real estate and working capital assets
Time management
Leadership and community engagement
Sales presentations & client communication tactics
Successful students will possess:
Initiative
Enthusiasm
Strong Work Ethic
Team Mentality
Self-Motivation
In addition to the learning objectives, all interns will participate as a group in a community service project, will have an opportunity to network with many of our Executive and Senior Leadership during a Meet & Greet event, and will present a summary of your summer during our final presentations.
Who is qualified to apply?
Students must:
be a Bachelor's (or higher) degree-seeking full-time student at an accredited college or university.
be available to work 40 hours per week from May 18, 2026 through August 7, 2026.
be authorized to work in the United States.
possess a GPA of 3.0 or higher.
be able and willing to travel periodically throughout the First Merchants footprint.
Credit Analyst
Columbus Grove, OH
Job Details Operations - Columbus Grove, OH Full TimeDescription
We want U to be part of our team!
Join a Community That Cares - Grow Your Career at The Union Bank Company!
Benefits offered:
Medical, Dental, Vision Insurance
Employee Stock Ownership Plan (w/ company match)
Paid Time Off (in addition to 10 paid holidays, 1 floating holiday, & birthday)
Tuition Reimbursement
And more!
We are currently searching for a Credit Analyst to work onsite at our Operations Center/Corporate Office in Columbus Grove, OH!
Under the direction of the Chief Credit Officer, the Credit Analyst evaluates the financial condition of individuals and businesses applying for credit and renewing LOCs with Union Bank Company for commercial and agricultural purposes. Additionally, the Credit Analyst reviews the financial condition of commercial and agricultural customers.
Responsibilities:
Analyzes financial information and collateral on new, renewal and existing loans, including data provided by credit bureaus, customers, prospects, and other financial institutions.
Prepares, evaluates, and summarizes the financial analysis on new, renewal, and existing commercial loans including traditional cash flow statements, UCA cash flow statements, collateral analysis reports, rent rolls, and analysis of revolving lines of credit.
Interacts with customers and lenders in preparation of analysis reports.
Monitors on-going compliance of existing loans with loan covenants and borrowing bases.
Assists with loan presentations and assists with the minutes for the Loan Committee, as needed.
Analyzes financial ratios to determine overall strength of the borrower.
Identifies strengths and weaknesses of a credit relationship and recommends appropriate loan grade.
Works with lenders and customers to determine income and expense projections of new and existing projects.
Recommends and reviews loan structure, loan covenants through analysis and review of collateral values, title work, appraisals, mortgage documents and loan documentation.
Analyzes current information and helps prepare the reports for the Adversely Classified Rating (ARC) meeting.
Assists with appraisal reviews.
Additional Responsibilities:
Organizes the materials and reports for Loan Committee and ARC meetings. Attends meetings and maintains the minutes.
Keeps abreast of changes in products, policies, and procedures.
Attends training as needed on a periodic basis.
Performs other duties as assigned.
Assists customers (internal and external) with resolution to questions, problems, and issues.
Qualifications
Minimum of a Bachelor of Science in Business Administration (preferably with a specialization in Finance or Accounting) or equivalent work experience as a credit analyst or related position in financial institution.
Prefer 1-2 years' financial institution experience.
Must have the capacity to work under deadlines and be able to handle confrontational situations.
Must have the ability to work independently.
**It is encouraged that all applicants attach a resume when applying.
The Union Bank Company is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please see Human Resources should you have any questions about this policy or these job duties.
Credit Analyst - NE
Defiance, OH
State Bank, a growing community bank, has an immediate opening for a Full Time Credit Analyst in our Defiance Office. This position is responsible for performing administrative duties to support the credit analysis function: achieving goals as established in the assigned department's annual operating plan; coordinating work within the unit or department, as well as with other units or departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.
We offer an extensive benefits package including: competitive compensation, paid holidays, paid time off, retirement savings plans including 401(k) match, medical/dental/vision, company-paid life and AD&D insurance, paid time off, company-paid short and long term disability insurance, quarterly incentives, and more!
In addition, State Bank strives to give back to the community. State Bank GIVES (Gathering Individuals to Volunteer, Empower and Serve) is a Volunteer program created to provide local non-profit organizations access to State Bank employees who volunteer their time to make a difference in the lives of the people and communities we serve.
Apply today and see why State Bank is a great place to work!
Equal Opportunity Employer
Auto-Apply***Regional Credit Specialist
New Bremen, OH
: Crown Equipment Corporation is a leading innovator in world-class forklift and material handling equipment and technology. As one of the world's largest lift truck manufacturers, we are committed to providing the customer with the safest, most efficient and ergonomic lift truck possible to lower their total cost of ownership.
**Job Posting External**
**Job Duties**
+ **_Customer Orders on Hold Review_** _-_ Review customer orders currently on hold to determine reason and possible resolutions. Perform credit assessment to determine if credit limits can be extended and to identify potential delinquent payment risks. Work with Credit & Collection Specialist to follow up on account and determine payment status. Make updates to customer accounts based on customer account review and established Company guidelines; escalate complex review findings to Supervisor.
+ **_New Customer Credit Limit Set-up -_** Review daily accounts set up for the branch network. Confirm credit application is received. Pull Dun & Bradstreet (D&B) report along with customer history across Company. Based on research and Company guidelines, set applicable credit limits, customer terms, and grace days in the customer master file. Assist in financial analysis and approval of credit for new customers. Confer with Credit & Collections Manager if limits/terms are in exception to or greater than specified limits.
+ **_Existing Customer Audit -_** Ensure accuracy of customer data and billing. Review names, parent fields, collector assignments, terms, duplications using Metrics Reporting.
+ **_Miscellaneous -_** Perform other as assigned to support the Collections Department
**Minimum** **Qualifications**
+ Less than 2 years related experience
+ Associate degree (Accounting)
+ _Non-degree considered if 6+ years of related experience along with a high school diploma or GED_
+ Occasional travel (0-5%)
+ Occasional overnight stays (0-5%)
+ _Per 8-hour shift._ Sit 8 hours and stand 0 hours. Typical office environment (low noise level, limited exposure hot/cold temperatures, dust, fumes, and vibrations). Regular interaction with others and performs a degree of independent work. Physical and mental demands are akin to the majority of office positions with prolonged periods of sitting and prolonged use of a computer/keyboard. Infrequent lifting, walking and climbing stairs. Occasional use of office equipment (copiers, printers, etc.).
**Preferred Qualifications**
Attention to detail and ability to work independent with appropriate guidance. Analytical and objective decision-making skills are necessary. Good communication skills and problem-solving capabilities. Strong computer skills. Ability to work in a team environment as well as independently. Ability to multitask and work in fast-paced environment.
**Work Authorization:**
Crown will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship for work authorization now or in the future, are not eligible for hire.
No agency calls please.
**Compensation and Benefits:**
Crown offers an excellent wage and benefits package for full-time employees including Health/Dental/Vision/Prescription Drug Plan, Flexible Benefits Plan, 401K Retirement Savings Plan, Life and Disability Benefits, Paid Parental Leave, Paid Holidays, Paid Vacation, Tuition Reimbursement, and much more.
EOE Veterans/Disabilities
Chief Credit Officer
Millersburg, OH
The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.
This is a full-time position is based in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Directs and coordinates activities of the department and personnel engaged in conducting credit analysis. Assists Loan Officers and Senior Management. Develops and analyzes credit information pertaining to all loan types.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Assigns responsibilities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and approves or rejects loan applications.
* Design, implement, and regularly update the credit policies and procedures to align with regulatory requirements, industry standards, and risk appetite.
* Develops credit information and implementation of policies, and procedures for use by lending officers or committees in making lending decisions on new, renewal and extension loans; prepares spreadsheet and financial information; prepares summary to present facts concerning credit worthiness.
* Assures periodic reviews of all credit, loan and collateral files to ensure that information is current; updated analysis of borrowers' financial position; loan review memos.
* Decisions loan requests for loan officers and banking center managers who do not have high enough loan authority.
* Advises loan officers of any material changes in borrowers' financial status which may increase the credit risk to the Bank.
* Maintain control over current accounts watching for developing problems and keeping loan officers informed.
* Assists loan officers and others in establishing and maintaining the proper documents relating to the perfections of the Bank's lien position on loans secured by various collateral.
* Serves as chairperson of the Officer Loan Committee.
* Maintains watch list and assigns specific reviews for doubtful accounts.
* Performs quarterly analysis of the allowance for credit losses.
* Reviews monthly reports from Collection Department for accuracy.
* Maintains an awareness and understanding of compliance issues and regulation.
* Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
* Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account.
* Monitor the performance and quality of the loan portfolio, analyze trends, and report findings to senior management and the board of directors. Regular reporting includes but is not limited to credit risk, portfolio performance, and policy adherence.
* Lead, mentor, and develop Credit Administration staff, fostering a culture of accountability, continuous improvement, and professional growth.
* Demonstrates a commitment to CSB's vision, mission, and core values and seeks to align one's behavior in such a way that gives these foundational principles the best chance at becoming a reality.
Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university; minimum of 10 years of related work experience and/or training; or equivalent combination of education and experience.
Summary of Employee Benefits:
* Competitive base wage
* Incentive compensation and profit sharing
* Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply)
* Paid time off for vacation, illness, bereavement, and jury duty
* 401(k) with an employer match and on-site advisers
* Employee Assistant Program (EAP) with free access to mental health resources
* Comprehensive wellness program with financial incentives to promote a healthy lifestyle
* Training and professional development opportunities to help you reach your long-term goals
* Paid holidays available immediately upon hire
* Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.
Senior Credit Analyst
Columbus, OH
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026).
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!
The Team:
Upstart's Auto Onboarding team is responsible for reviewing applications for Auto-Refinancing loans, Auto Retail Indirect loans, and Auto-secured Personal Loans. These products are all expanding and dedicated agents will ensure the success of these programs as we grow.
As a Senior Credit Analyst at Upstart, you will be responsible for reviewing applications in a timely manner and with strict adherence to established policies and procedures. You will also be responsible for communicating with customers and business partners as needs arise. Your feedback and insights to the customer experience will be vital for improving our products and internal tools with an eye towards automation and growth.
How you'll make an impact
Flexibly alternate between significant core work responsibilities (application review) and slack coverage
Act as the first-line responder for FCR/CE/CA questions
Stay up to date on policy changes or program improvements
Detect abnormalities and bugs by analyzing incoming documents, cases, and dashboards
Use critical thinking and good judgment in ambiguous situations
Minimum Qualifications
Must have 3+ months of experience with Upstart Auto products or 9+ months of experience with Upstart Onboarding
Demonstrate and maintain high quality in core work and actively help others reach their own goals. In particular, you must have a 90% or greater 4-week rolling average productivity score and a 95% or greater 8-week rolling average quality score.
Demonstrate integrity, ethics, and Upstart values at all times; sets an excellent example for colleagues
Demonstrate patience alongside efficiency; can triage and prioritize responsibilities, takes ownership, and drives problems to resolution
Able to make judgment calls amid ambiguity and understand the cross-functional impact of decisions
Preferred Qualifications
Demonstrate deep knowledge of Operations procedures and processes, especially with regard to the auto products
Proactively seek ways to make Operations better on a day-to-day basis
Position location This role is available in the following locations: Columbus, OH
Time zone requirements The team operates on the East coast time zones.
In-Office requirements. You will be required to work from the Columbus office 2 days per week.
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What you'll love:
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law.
Columbus, OH - Anticipated Hourly Rate Range$25.48-$25.48 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email
candidate_accommodations@upstart.com
************************************************
Auto-ApplySenior Banker - Loveland Financial Center -
Loveland, OH
Loveland, Ohio **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (****************************************************************************************************************
**:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Description:**
This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines.
**Responsibilities:**
+ Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities
+ Assists, educates, and trains clients on conducting simple transactions through self-service technologies
+ Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy
+ Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping
+ Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements
**Required Qualifications:**
+ Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment
+ In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months
+ Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client
+ Collaborates effectively to get things done, building and nurturing strong relationships
+ Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives
+ Confident in identifying solutions for helping new and existing clients based on their needs
+ Strong written and verbal communications skills
+ Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone)
+ Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances
+ Applies strong critical thinking and problem-solving skills to meet clients' needs
+ Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
+ Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws)
+ Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance
**Desired Qualifications:**
+ Associate's Degree or Bachelor's Degree in business, finance or a related field
+ Experience working in a financial center where goals were met or exceeded
+ Retail and/or sales experience in a salary plus incentive environment
+ Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded
+ Experience with financial information, spreadsheets and financial skills
+ Knowledge of banking products and services
+ Strong computer skills including Microsoft applications and previous experience utilizing laptop technology
**Skills:**
+ Active Listening
+ Business Acumen
+ Customer and Client Focus
+ Oral Communications
+ Problem Solving
+ Account Management
+ Client Experience Branding
+ Client Management
+ Client Solutions Advisory
+ Relationship Building
+ Business Development
+ Pipeline Management
+ Prospecting
+ Referral Identification
+ Referral Management
**Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
Intern - Credit/Commercial
Columbus, OH
Thank you for your interest in First Merchants Bank's 2026 Summer Internship program!
We are looking for highly motivated, enthusiastic college students for our 12-week
paid
summer internship program.
About First Merchants:
First Merchants Corporation is the largest financial services holding company located in Central Indiana. We provide our clients with broad financial services delivered locally by bankers who are known and trusted in their communities. We offer personal banking, business banking, mortgage lending, treasury management services, and wealth management.
First Merchants serves 27 Indiana, 2 Ohio, and 5 Michigan counties.
Our mission is to be the most attentive, knowledgeable, and high-performing bank for our clients, teammates, and shareholders.
We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.
The Credit/Commercial Intern will assist the Credit and Commercial Departments with:
Financial Analysis; including balance sheet, income statements, cash flows
Collateral valuations; including real estate and working capital assets
Time management
Leadership and community engagement
Sales presentations & client communication tactics
Successful students will possess:
Initiative
Enthusiasm
Strong Work Ethic
Team Mentality
Self-Motivation
In addition to the learning objectives, all interns will participate as a group in a community service project, will have an opportunity to network with many of our Executive and Senior Leadership during a Meet & Greet event, and will present a summary of your summer during our final presentations.
Who is qualified to apply?
Students must:
be a Bachelor's (or higher) degree-seeking full-time student at an accredited college or university.
be available to work 40 hours per week from May 18, 2026 through August 7, 2026.
be authorized to work in the United States.
possess a GPA of 3.0 or higher.
be able and willing to travel periodically throughout the First Merchants footprint.
***Regional Credit Specialist
New Bremen, OH
: Crown Equipment Corporation is a leading innovator in world-class forklift and material handling equipment and technology. As one of the world's largest lift truck manufacturers, we are committed to providing the customer with the safest, most efficient and ergonomic lift truck possible to lower their total cost of ownership.
Job Posting External
Job Duties
* Customer Orders on Hold Review - Review customer orders currently on hold to determine reason and possible resolutions. Perform credit assessment to determine if credit limits can be extended and to identify potential delinquent payment risks. Work with Credit & Collection Specialist to follow up on account and determine payment status. Make updates to customer accounts based on customer account review and established Company guidelines; escalate complex review findings to Supervisor.
* New Customer Credit Limit Set-up - Review daily accounts set up for the branch network. Confirm credit application is received. Pull Dun & Bradstreet (D&B) report along with customer history across Company. Based on research and Company guidelines, set applicable credit limits, customer terms, and grace days in the customer master file. Assist in financial analysis and approval of credit for new customers. Confer with Credit & Collections Manager if limits/terms are in exception to or greater than specified limits.
* Existing Customer Audit - Ensure accuracy of customer data and billing. Review names, parent fields, collector assignments, terms, duplications using Metrics Reporting.
* Miscellaneous - Perform other as assigned to support the Collections Department
Minimum Qualifications
* Less than 2 years related experience
* Associate degree (Accounting)
* Non-degree considered if 6+ years of related experience along with a high school diploma or GED
* Occasional travel (0-5%)
* Occasional overnight stays (0-5%)
* Per 8-hour shift. Sit 8 hours and stand 0 hours. Typical office environment (low noise level, limited exposure hot/cold temperatures, dust, fumes, and vibrations). Regular interaction with others and performs a degree of independent work. Physical and mental demands are akin to the majority of office positions with prolonged periods of sitting and prolonged use of a computer/keyboard. Infrequent lifting, walking and climbing stairs. Occasional use of office equipment (copiers, printers, etc.).
Preferred Qualifications
Attention to detail and ability to work independent with appropriate guidance. Analytical and objective decision-making skills are necessary. Good communication skills and problem-solving capabilities. Strong computer skills. Ability to work in a team environment as well as independently. Ability to multitask and work in fast-paced environment.
Work Authorization:
Crown will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship for work authorization now or in the future, are not eligible for hire.
No agency calls please.
Compensation and Benefits:
Crown offers an excellent wage and benefits package for full-time employees including Health/Dental/Vision/Prescription Drug Plan, Flexible Benefits Plan, 401K Retirement Savings Plan, Life and Disability Benefits, Paid Parental Leave, Paid Holidays, Paid Vacation, Tuition Reimbursement, and much more.
EOE Veterans/Disabilities
Nearest Major Market: Lima
Nearest Secondary Market: Findlay
Job Segment: Forklift, Warehouse, Manufacturing