Credit assistant full time jobs - 39 jobs

The Credit Risk Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment. Primary responsibilities include: · Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems. · Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy. · Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape. · Design statistical and mathematical models for reporting and predictive analytics. · Develop, automate and deliver regular reports and communications to senior management. · Communicate recommendations and insights to key stakeholders to influence decision making. · Collaborate with diverse teams to see strategy proposals implemented successfully. Qualifications: · 3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity). · 2+ years of relevant experience in a quantitative role utilizing statistical programing languages. · 2+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends. · Expertise with one or more of the following technologies required: SQL, Python, R, Tableau. · Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership. · Exceptional problem-solving acumen with ability to think strategically. · Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment. Education: · Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.). · Masters/PhD in a quantitative discipline preferred. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Monday-Friday + Hybrid: 4 days per week onsite at a Citizens Corporate Office, 1 day remote Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 02/27/2026

The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.This is a full-time position is based in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary: Directs and coordinates activities of the department and personnel engaged in conducting credit analysis. Assists Loan Officers and Senior Management. Develops and analyzes credit information pertaining to all loan types. Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Assigns responsibilities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and approves or rejects loan applications. Design, implement, and regularly update the credit policies and procedures to align with regulatory requirements, industry standards, and risk appetite. Develops credit information and implementation of policies, and procedures for use by lending officers or committees in making lending decisions on new, renewal and extension loans; prepares spreadsheet and financial information; prepares summary to present facts concerning credit worthiness. Assures periodic reviews of all credit, loan and collateral files to ensure that information is current; updated analysis of borrowers' financial position; loan review memos. Decisions loan requests for loan officers and banking center managers who do not have high enough loan authority. Advises loan officers of any material changes in borrowers' financial status which may increase the credit risk to the Bank. Maintain control over current accounts watching for developing problems and keeping loan officers informed. Assists loan officers and others in establishing and maintaining the proper documents relating to the perfections of the Bank's lien position on loans secured by various collateral. Serves as chairperson of the Officer Loan Committee. Maintains watch list and assigns specific reviews for doubtful accounts. Performs quarterly analysis of the allowance for credit losses. Reviews monthly reports from Collection Department for accuracy. Maintains an awareness and understanding of compliance issues and regulation. Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment. Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account. Monitor the performance and quality of the loan portfolio, analyze trends, and report findings to senior management and the board of directors. Regular reporting includes but is not limited to credit risk, portfolio performance, and policy adherence. Lead, mentor, and develop Credit Administration staff, fostering a culture of accountability, continuous improvement, and professional growth. Demonstrates a commitment to CSB's vision, mission, and core values and seeks to align one's behavior in such a way that gives these foundational principles the best chance at becoming a reality. Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university; minimum of 10 years of related work experience and/or training; or equivalent combination of education and experience. Summary of Employee Benefits: Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.

The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (********************** which recognizes the 99 best employers for top talent in Northeast Ohio.This is a full-time position is based in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary: Directs and coordinates activities of the department and personnel engaged in conducting credit analysis. Assists Loan Officers and Senior Management. Develops and analyzes credit information pertaining to all loan types. Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Assigns responsibilities for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and approves or rejects loan applications. Design, implement, and regularly update the credit policies and procedures to align with regulatory requirements, industry standards, and risk appetite. Develops credit information and implementation of policies, and procedures for use by lending officers or committees in making lending decisions on new, renewal and extension loans; prepares spreadsheet and financial information; prepares summary to present facts concerning credit worthiness. Assures periodic reviews of all credit, loan and collateral files to ensure that information is current; updated analysis of borrowers' financial position; loan review memos. Decisions loan requests for loan officers and banking center managers who do not have high enough loan authority. Advises loan officers of any material changes in borrowers' financial status which may increase the credit risk to the Bank. Maintain control over current accounts watching for developing problems and keeping loan officers informed. Assists loan officers and others in establishing and maintaining the proper documents relating to the perfections of the Bank's lien position on loans secured by various collateral. Serves as chairperson of the Officer Loan Committee. Maintains watch list and assigns specific reviews for doubtful accounts. Performs quarterly analysis of the allowance for credit losses. Reviews monthly reports from Collection Department for accuracy. Maintains an awareness and understanding of compliance issues and regulation. Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment. Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account. Monitor the performance and quality of the loan portfolio, analyze trends, and report findings to senior management and the board of directors. Regular reporting includes but is not limited to credit risk, portfolio performance, and policy adherence. Lead, mentor, and develop Credit Administration staff, fostering a culture of accountability, continuous improvement, and professional growth. Demonstrates a commitment to CSB's vision, mission, and core values and seeks to align one's behavior in such a way that gives these foundational principles the best chance at becoming a reality. Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university; minimum of 10 years of related work experience and/or training; or equivalent combination of education and experience. Summary of Employee Benefits: Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance - (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.

About Upstart At Upstart, we're united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that's both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We're proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn't mean distant. We're intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you'll have the support to work in the way that works best for you. If you're energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we'd love to hear from you. The Team: Upstart's Operations team is the fastest growing team in the org and we're seeking Senior Credit Analysts to join us on the ground level to support our Onboarding organization. In this flexible role, you will support the operations of one or more of our core business verticals based on the needs of our business. As a Senior Credit Analyst, you will be responsible for managing workflows and tasks, ensuring that a loan application makes its way through our process smoothly and accurately. You will be an integral part of our Ops organization.The role requires excellent communication skills, strong analytical and problem-solving abilities and a passion for high-quality customer service. How you'll make an impact Support various operational workflows related to loan processing, closing coordination, and post-close documentation. Manage and prioritize a personal pipeline of loan files, ensuring accuracy, completeness, and timely movement through the process. Review applicant-submitted information and documentation, identify gaps or inconsistencies, and follow up as needed. Maintain clear, detailed notes in systems such as Vesta and Salesforce to ensure visibility across the team. Collaborate with teammates across Pods, Quality, and Training to identify opportunities to improve workflows and borrower experience. Adapt to changing business needs by taking on new responsibilities and workflows as the team scales. Minimum Qualifications 1+ years of experience in loan processing or loan officer roles at a Financial Institution or Mortgage company directly supporting customers Proven experience handling difficult or complex customer communications both verbally and in writing, including the ability to generate succinct timelines and escalation details Experience reviewing various tax forms and schedules, financial statements, credit reports, and general lending concepts Strong understanding of the personal loan process, from application through closing High School Diploma or GED Preferred Qualifications Familiarity with and other regulatory requirements in surrounding unsecured loan products. Experience supporting applicants or coordinating with third-party vendors. Proven adaptability in high-growth, fast-paced environments. Effective communicator with a team-oriented mindset and willingness to jump in where needed Position location This role is available in the following locations: Columbus, OH Time zone requirements The team operates on the East/West coast time zones. In-Office requirements. You will be required to work from the Columbus, Ohio office 2 days per week (must be within a 60 mile radius). Depending on business needs, agents may be asked to work from the office more often. #LI-Entry This is a Non-Exempt position. Employees in this position are paid an hourly pay rate, on a bi-weekly basis, and are eligible to receive overtime pay for any hours worked over 40 in a work week, or over 8 in a work day if required by state law. At Upstart, your base pay is one part of your total compensation package. The anticipated annualized base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Hourly Rate Range$25.48-$25.48 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here's what you can expect: Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose Health Savings Account contributions from Upstart for eligible plans Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage Paid time off, sick and safe time, and company holidays Paid family and parental leave to support caregiving and major life moments Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!). Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************

MyUSA Credit Union is an over $350 million-dollar, member-owned financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Springfield and Vandalia. We are seeking candidates for a full-time, onsite Credit Risk Analyst at our corporate location in Middletown, Ohio. Our Credit Risk Analyst assists the Lending Manager in developing strategies to maximize lending production while mitigating risk. They perform credit and risk analysis to assess opportunities to increase direct lending, analyzing financial ratios, industry trends, benchmarks and practices based upon appropriate level of risk. Responsibilities include: Compiles Loss Scenario Analysis to increase and maximize lending production. Explore, recommend, and implement non-credit bureau-based lending criteria and practice, including AI tools. Assist Lending Manager with development of analytics to maximize ROI of our lending initiatives. Develops internal expertise on pre-approval criteria as a credit union core competency. Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA. Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices. Qualifications include: Strong organizational and analytical skills Excellent verbal and written communication skills Working knowledge of various lending platforms Strong knowledge of financial institution lending strategies, and credit score models Strong Microsoft Office abilities to include Excel, Word and PowerPoint Bachelor's degree in business or finance related field, or equivalent through a combination of experience and training Experience in lending and underwriting preferred MyUSA Credit Union is an equal opportunity employer. Job Type: Full-time, Salary exempt Benefits: 401(k) Matching Generous Paid Time Off Company paid Life, AD&D and Disability Insurance Credit Union membership Health, Dental, & Vision insurance Employee Assistance Program Flexible Spending Account Health Savings Account Tuition assistance Referral program Physical setting: On-site, office environment Schedule: Day shift operational hours

*This role is not eligible for sponsorship* RESPONSIBILITIES Soundly apply the bank's credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity Independently complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements Accept credit requests directly from borrowers; make initial decision with regard to declination or proceeding in the credit request process Recommend appropriate risk grade, supporting the grade with risks, mitigants, and strengths Considered a valuable resource for the credit write-up/template and tax return analysis Proactively assist the Commercial Lenders in portfolio management functions including seeking out and assisting in the annual review process, loan review preparation, and in regulatory examinations; may manage said processes and examinations Spread financial statements and tax returns and analyze historical performance; review proformas for reasonableness Develop appropriate loan covenants to provide advance warning of potential credit risk and mitigate losses; develop proper loan structures Assist in the training of junior analysts as needed; may manage a small group of other credit analysts or related positions Review and analyze appraisals for market, credit, construction, and economic risks Understand more complicated loan documents; assist Commercial Lenders in working with outside legal counsel to prepare and execute loan documentation Participate in customer meetings; independently inspect properties; prepare customer communication on behalf of the Commercial Lender; handle simple loan closings for the Commercial Lender; work with customers in obtaining updated financial statements Assist Commercial Lenders with presenting loan requests to approvers, Senior Lenders, and Loan Committee as needed; attend and participate in other meetings; may present credit requests on behalf of Commercial Lenders Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports); research inconsistencies Maintain data integrity Prepare pertinent reports, track financial information and receipt thereof Work with the Commercial Lender on classified assets and reporting thereof Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks. Deliver a consistent, high level of service within our Serving More standards. Other duties as assigned. COMPETENCIES Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Organizational Skills/Detail Oriented Analytical Thinking Problem/Situation Analysis Technical Expertise Ability to build collaborative relationships Ability to develop or mentor others Ability to work as part of a team SCHEDULE Typical office hours are M-F 8a-5p. This position is exempt and full-time. A minimum 40 hours is required per week. Additional time may be necessary based on customer and bank needs. This position is eligible for a flexible work arrangement with opportunity to work both in office and remotely. EDUCATION - CERTIFICATIONS - WORK EXPERIENCE Bachelor's degree in a business field, preferably finance or accounting. Other concentrations will be considered with at least five years relevant experience required TRAVEL REQUIREMENTS Travel to customers and prospects is expected PHYSICAL REQUIREMENTS This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information. The Park Brand You belong at Park. Our doors are open to everyone - no matter where you're coming from or where you want to go from here. Mission To promote the long-term prosperity of the people and the organizations we serve. Who We Are Community banking teams are bound by everything that matters most: by the way we serve our customers.; by the way we show up for our communities; by the way we celebrate everyone's biggest, best moments; by the way we're here for one another on the days we need support; and by our love of neighbors and neighborhoods. Together, our family proudly shares who we are and who we've always been. United and strong, we serve our customers and communities more. Brand Essence A family of community banking teams who, together, serve more - more businesses, more families, more community needs, more access for more people like you and me.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Specialist within PNC's Credit Portfolio Management team under the Credit Risk Management organization, you will be based in Pittsburgh, PA; Philadelphia, PA; Cleveland, OH; New York, NY; or Birmingham, AL. The CRM-CPM team plays a critical role in safeguarding and shaping PNC's enterprise credit portfolio. We independently oversee portfolio positioning and performance, collaborate with credit risk officers to define and monitor PNC's portfolio-level credit risk appetite, and provide rigorous oversight and challenge to the evolution of PNC's quantitative credit modeling and analytics toolkit. Our team also crafts and communicates independent narratives on credit portfolio positioning, risk, and performance to key stakeholders. We seek an energetic, strategic thinker - ideally with 5+ years of experience in commercial underwriting or credit - who is ready to transition from transactional work to more analytical and forward-looking responsibilities. This role offers the opportunity to: * Shape perspectives and analytics on emerging risk themes. * Lead the evolution of credit reporting and content presented within risk forums and committees. * Drive scenario analysis and stress-testing initiatives to assess portfolio resilience under varying economic conditions. If you're passionate about influencing enterprise-level credit strategy and contributing to high-impact decisions, we'd love to hear from you! PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description * Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. * Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. * Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. * Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. * Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite Competencies Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $65,000.00 - $169,780.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 01/27/2026, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

The Credit Risk Professional will be a critical member of the Home Equity Credit Risk Team, generating the statistical analysis used to inform credit strategy. Will work with our data resources to formulate policy recommendations, communicate those recommendations to important stakeholders, and collaborate with diverse teams to see those recommendations implemented successfully. Will be expected to wear multiple hats, solving problems across the full credit lifecycle and will have the opportunity to take ownership of solutions and see them through to completion in a fast-paced, challenging environment. Primary responsibilities include: * Utilize analytical and technical skills to uncover insights, develop policy recommendations, and solve critical business problems. * Work with proprietary Citizens data in conjunction with bureau data, property data and alternative data sources to shape credit risk strategy. * Analyze portfolio trends and investigate emerging risks to drive optimization of credit policy in a constantly evolving landscape. * Design statistical and mathematical models for reporting and predictive analytics. * Develop, automate and deliver regular reports and communications to senior management. * Communicate recommendations and insights to key stakeholders to influence decision making. * Collaborate with diverse teams to see strategy proposals implemented successfully. Qualifications: * 3+ years of Credit Risk experience - preferably real estate lending (mortgage and/or home equity). * 2+ years of relevant experience in a quantitative role utilizing statistical programing languages. * 2+ years Quantitative Skills - ability to develop and implement effective portfolio management routines that monitor key metrics, benchmark performance vs. peers, and identify emerging trends. * Expertise with one or more of the following technologies required: SQL, Python, R, Tableau. * Ability to drive actionable outcomes from analytical insight and effectively communicate findings and recommendations to business leadership. * Exceptional problem-solving acumen with ability to think strategically. * Time Management - ability to prioritize competing assignments and thrive in a fast-paced results orientated environment. Education: * Bachelor's degree in quantitative discipline required (Finance, Mathematics, Computer Science, Statistics, Engineering, etc.). * Masters/PhD in a quantitative discipline preferred. Hours & Work Schedule * Hours per Week: 40 * Work Schedule: Monday-Friday * Hybrid: 4 days per week onsite at a Citizens Corporate Office, 1 day remote Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. Benefits We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. View Benefits Awards We've Received Glassdoor Best Place to Work in Consulting, Finance & Insurance The Banker's US Bank of the Year Dave Thomas Foundation's Best Adoption-Friendly Workplace Disability:IN Best Places to Work for Disability Inclusion Human Rights Campaign Corporate Equality Index 100 Award

🚀 Now Hiring: Mortgage Systems Administrator (Full-time) Drive the technology behind modern mortgage lending Are you the kind of professional who loves making systems run smarter, faster, and more efficiently? Do you thrive at the intersection of mortgage operations, technology, and compliance? If so, we want to talk to you. We're looking for a Mortgage Lending Systems Administrator to own, optimize, and support the technology that powers our mortgage lending operations-from origination to secondary market delivery. 🧠 What You'll Do As a key member of our mortgage team, you'll be responsible for the administration, configuration, and performance of our Loan Origination System (LOS), Point-of-Sale (POS), and related mortgage platforms. Key Responsibilities Include: Serve as system administrator for LOS, POS, and ancillary mortgage technologies Configure users, roles, workflows, templates, and forms to improve efficiency Manage system updates, releases, patches, and integrations Troubleshoot technical issues and provide end-user support Monitor system performance, data integrity, and regulatory compliance Analyze workflows and implement automation and process improvements Create and maintain system documentation and training materials Onboard and train users; manage service tickets and enhancement requests Support audits, exams, reporting, and secondary market loan preparation Set daily mortgage rates Participate in vendor evaluations and mortgage technology roadmap planning 🎯 What We're Looking For You're detail-oriented, tech-savvy, and understand how mortgage systems support real-world lending operations. Required Qualifications: High school diploma or equivalent (degree/certification in IT, Business, or related field preferred) Experience in mortgage lending, mortgage operations, or mortgage systems administration Strong understanding of credit granting practices and mortgage workflows Exceptional organizational, analytical, and communication skills Ability to manage high volumes of detail with accuracy and consistency Comfortable working cross-functionally with operations, vendors, and leadership Proficient with mortgage systems, integrations, reporting, and data management 🌟 What We Offer Volunteer Time Off Credit Union Membership Competitive Salary Paid Time Off Paid Holidays & Birthday Bereavement Pay 401(k) Retirement Plan Employer Paid Pension Plan Group Health Insurance Prescription Card Dental and Vision Plan Flexible Spending Account Health Reimbursement Life Insurance Short Term Disability Insurance Long Term Disability Insurance Tuition Reimbursement Gym Reimbursement

Salary: $24.00-$26.00 Company:Clopay Corporation Job Title:Deduction & Credit Analyst Duration:Full-Time, Non-Exempt Salary/Hourly Range:$24.00/hour - $26.00/hour Eligibility for overtime per manager approval Interview Process:3 Rounds Estimated Start Date:December 2025 - January 2026 Website:Clopay Garage Doors | Residential & Commercial Doors Company Overview: Clopay Corporation is the nation's largest manufacturer of residential garage doors, industrial and commercial sectional and rolling doors. Job Description & Accountabilities: The purpose for this opening is to review all our credit requests submitted by customers for validity and accuracy while ensuring that all credit requests are properly documented and processed in accordance with established Return and Allowance (R&A) procedures. Additionally, this person is to perform basic credit related tasks (i.e. request credit applications from customers wanting to buy product on open credit terms, verify trade reference information provided on credit application, run Dunn & Bradstreet reports, request financial statements, etc.) under the direction of the Credit Manager. Perform analysis of credit requests submitted by customers to determine validity and accuracy Process credit requests in a timely manner and in accordance with established departmental and company procedures. Quickly identify and review material ($1,000 or greater) credit requests/chargebacks to ensure they are resolved in a timely manner. Coordinate product returns to designated Clopay facilities, while ensuring that credit is not issued until such returns have been properly verified. Communicate with both internal and external customers in resolving outstanding credit requests in a timely manner. Ensure that all credits are approved in accordance with established authorization levels. Ensure that all approved credits are properly documented so as to ensure that duplicate credits are not issued and Sarbanes-Oxley requirements are met. For those credit requests that are denied, coordinate re-billing and collection with the applicable Senior Credit Analyst located within the Credit Department at Mason Corporate offices. credit/collection personnel. Job Requirements & Qualifications: Minimum of High School diploma or equivalent; continuing education preferred. 1-2 years' experience handling credit related activities within a manufacturing environment preferred. Proficient with MS Office; Excel, Word, Teams, Windows as well as corporate email Experience with cross collaboration across multiple departments (i.e. Distribution Centers, Sales, Customer Service, Quality, Legal, AR/AP and more). Hands on coding and credit auditing Soft Skills: Attention to all detail Strong organization and collaboration across multiple departments Takes initiative on daily duties and tasks Disclaimer The above statements are intended to describe the general nature and level of work to be performed. The above statements are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of the incumbent in this position. Management retains the discretion to add to or change the duties of the position at any time.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Specialist within PNC's Credit Portfolio Management team under the Credit Risk Management organization, you will be based in Pittsburgh, PA; Philadelphia, PA; Cleveland, OH; New York, NY; or Birmingham, AL. The CRM-CPM team plays a critical role in safeguarding and shaping PNC's enterprise credit portfolio. We independently oversee portfolio positioning and performance, collaborate with credit risk officers to define and monitor PNC's portfolio-level credit risk appetite, and provide rigorous oversight and challenge to the evolution of PNC's quantitative credit modeling and analytics toolkit. Our team also crafts and communicates independent narratives on credit portfolio positioning, risk, and performance to key stakeholders. We seek an energetic, strategic thinker - ideally with 5+ years of experience in commercial underwriting or credit - who is ready to transition from transactional work to more analytical and forward-looking responsibilities. This role offers the opportunity to: - Shape perspectives and analytics on emerging risk themes. - Lead the evolution of credit reporting and content presented within risk forums and committees. - Drive scenario analysis and stress-testing initiatives to assess portfolio resilience under varying economic conditions. If you're passionate about influencing enterprise-level credit strategy and contributing to high-impact decisions, we'd love to hear from you! PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. **Job Description** + Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. + Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. + Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. + Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. + Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: + **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. + **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. **Qualifications** Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. **Preferred Skills** Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite **Competencies** Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking **Work Experience** Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. **Education** Bachelors **Certifications** No Required Certification(s) **Licenses** No Required License(s) **Pay Transparency** Base Salary: $65,000.00 - $169,780.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. **Application Window** Generally, this opening is expected to be posted for two business days from 01/27/2026, although it may be longer with business discretion. **Benefits** PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com . **Disability Accommodations Statement** If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. **Equal Employment Opportunity (EEO)** PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. **California Residents** Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Our Commercial Real Estate Group has an excellent entry level position available for an individual looking to gain more experience in the commercial real estate lending field. Duties & Responsibilities: Gather and analyze all financial and business information to determine credit worthiness for loans. Prepare a written evaluation of borrowers' financial condition and future outlook, as well as identify strengths and risks associated with our relationship sponsors and guarantors. Obtain and follow up on all required documents. Monitor financial reporting requirements and obtain and analyze financial and loan information. This position generally leads to a career in commercial real estate lending, either as a portfolio manager or relationship manager, and will include sales in either position. Performs other duties as assigned. Basic Qualifications: Bachelor's Degree in Business, Accounting, Finance Preferred Qualifications: Related internship/work experience in finance or banking preferred. Related internship/work experience in a Commercial Real Estate environment preferred. Excellent written and verbal communication skills, including grammar and demeanor, required. Confidence, assertiveness, professionalism, and ability to interact with all levels of the organization. This position will require successful completion of Huntington's Credit College (3 consecutive weeks in Columbus, Ohio) in a timeframe designated by management. The position may require periodic travel throughout Huntington's footprint. Strong organizational skills with attention to detail, planning, and follow-up. Excellence in customer service, highly motivated, focused and goal oriented. Ability to work independently and in groups on multiple tasks without compromising quality. Proficiency with Microsoft Word, Excel, PowerPoint and internet resources. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Compensation Range: $21.00 - 37.50 Hourly The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Credit Department Summer Intern The Croghan Colonial Bank is seeking motivated students to join our Credit team as Interns for the Summer of 2026. Our Interns aren't here to make coffee runs and copies. As an Intern at The Croghan Colonial Bank you are an essential part of the equation to "helping good people make good decisions." Our program's goal has been, and continues to be, to provide a comprehensive education experience to students by implementing job functions and projects that have a visible real-world effect on not only the Bank, but also our community as a whole. Whether you have a specific direction you know you are heading after graduation or simply want to explore prospective career opportunities available in the world of banking, we are excited to provide an opportunity to students to expand upon the concepts learned through their studies in a real-world environment. What We Are Seeking From You: * Current Sophomores, Juniors, or Seniors pursuing degrees/majors related to Business, Finance, Accounting, etc. * The ability to commute to our locations in Fremont, OH on a regular basis * A solid understanding of Microsoft products such as Word, PowerPoint, and Excel * The flexibility to work in a team setting or independently depending on current assignment * A commitment to maintain confidentiality * Critical thinking and problem solving skills * A willingness to learn and follow all applicable laws and regulations including, but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control * Students with prior financial related experience and/or coming into the Senior year/graduation are preferred. What We Will Provide You: * A comprehensive learning experience focusing on a specific department in the bank, but also offering exposure to other departments bank-wide * The opportunity to network with fellow Interns, experienced financial professionals, and community members * A flexible schedule allowing up to 40 hours per week * A welcoming and community-focused environment conducive to learning * Paid internship! * Fun team building and networking events throughout the summer * The ability to see your hard work come to fruition in the bank and community What You'll Be Doing As a Credit Intern: * Gain first-hand experience with financial statements, reviewing and interpreting loan reports, and provide support to the Credit Department. * Assist in completing annual reviews of existing commercial borrower relationships. * Support other Croghan Departments and offices through various ongoing projects and other day-to-day processes in the Credit Department. Testimonials: "I would recommend a Croghan internship to others because I was able to learn about how banking works and network with many people along the way. There are a lot of internships out there where you don't get to experience the opportunities that we were able to have, and I am very grateful that the bank had events for us." - Jillian, Compliance Intern "Croghan's culture is unlike any other company I have worked for and companies I go to personally. The people are genuinely kind and welcoming. I know my managers wanted me to succeed and gave me all the resources that I needed to succeed. Also having the opportunity to go out in the community to create an impact there was pretty cool." - Nick, Retail Intern "I would definitely recommend an internship at Croghan. I was not only able to see the finance side of banking, but I was able to learn about banking as a whole. There are so many different aspects that go into banking, and I was able to learn about so many of them. Our managers got us into different departments and let use se those aspects. There are also so many networking opportunities and making connections are very crucial for many different reasons." - Dillon, Finance Intern "I think that the open-door policy really describes the culture well at Croghan. I always felt that I could reach out to anyone within Croghan or visit their office without facing any scrutiny. It really made me feel more comfortable working with the other departments and that I was really a part of the staff." - Braden, Wealth Management Intern "The internship program has allowed me to meet a lot of people and gain experience in many different areas of the banking industry. Croghan treats their interns with respect just as any other employee, which makes it easier to get comfortable with everyone you work with. * Ally, Retail Intern Equal Opportunity and Affirmative Action Employer, M/F/Disabled/Vet

Credit Department Summer Intern The Croghan Colonial Bank is seeking motivated students to join our Credit team as Interns for the Summer of 2026. Our Interns aren't here to make coffee runs and copies. As an Intern at The Croghan Colonial Bank you are an essential part of the equation to “helping good people make good decisions.” Our program's goal has been, and continues to be, to provide a comprehensive education experience to students by implementing job functions and projects that have a visible real-world effect on not only the Bank, but also our community as a whole. Whether you have a specific direction you know you are heading after graduation or simply want to explore prospective career opportunities available in the world of banking, we are excited to provide an opportunity to students to expand upon the concepts learned through their studies in a real-world environment. What We Are Seeking From You: Current Sophomores, Juniors, or Seniors pursuing degrees/majors related to Business, Finance, Accounting, etc. The ability to commute to our locations in Fremont, OH on a regular basis A solid understanding of Microsoft products such as Word, PowerPoint, and Excel The flexibility to work in a team setting or independently depending on current assignment A commitment to maintain confidentiality Critical thinking and problem solving skills A willingness to learn and follow all applicable laws and regulations including, but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control Students with prior financial related experience and/or coming into the Senior year/graduation are preferred. What We Will Provide You: A comprehensive learning experience focusing on a specific department in the bank, but also offering exposure to other departments bank-wide The opportunity to network with fellow Interns, experienced financial professionals, and community members A flexible schedule allowing up to 40 hours per week A welcoming and community-focused environment conducive to learning Paid internship! Fun team building and networking events throughout the summer The ability to see your hard work come to fruition in the bank and community What You'll Be Doing As a Credit Intern: Gain first-hand experience with financial statements, reviewing and interpreting loan reports, and provide support to the Credit Department. Assist in completing annual reviews of existing commercial borrower relationships. Support other Croghan Departments and offices through various ongoing projects and other day-to-day processes in the Credit Department. Testimonials: “I would recommend a Croghan internship to others because I was able to learn about how banking works and network with many people along the way. There are a lot of internships out there where you don't get to experience the opportunities that we were able to have, and I am very grateful that the bank had events for us.” - Jillian, Compliance Intern “Croghan's culture is unlike any other company I have worked for and companies I go to personally. The people are genuinely kind and welcoming. I know my managers wanted me to succeed and gave me all the resources that I needed to succeed. Also having the opportunity to go out in the community to create an impact there was pretty cool.” - Nick, Retail Intern “I would definitely recommend an internship at Croghan. I was not only able to see the finance side of banking, but I was able to learn about banking as a whole. There are so many different aspects that go into banking, and I was able to learn about so many of them. Our managers got us into different departments and let use se those aspects. There are also so many networking opportunities and making connections are very crucial for many different reasons.” - Dillon, Finance Intern “I think that the open-door policy really describes the culture well at Croghan. I always felt that I could reach out to anyone within Croghan or visit their office without facing any scrutiny. It really made me feel more comfortable working with the other departments and that I was really a part of the staff.” - Braden, Wealth Management Intern "The internship program has allowed me to meet a lot of people and gain experience in many different areas of the banking industry. Croghan treats their interns with respect just as any other employee, which makes it easier to get comfortable with everyone you work with. -Ally, Retail Intern Equal Opportunity and Affirmative Action Employer, M/F/Disabled/Vet

State Bank, a growing community bank, has an immediate opening for a Full Time Credit Analyst in our Defiance Office. This position is responsible for performing administrative duties to support the credit analysis function: achieving goals as established in the assigned department's annual operating plan; coordinating work within the unit or department, as well as with other units or departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. We offer an extensive benefits package including: competitive compensation, paid holidays, paid time off, retirement savings plans including 401(k) match, medical/dental/vision, company-paid life and AD&D insurance, paid time off, company-paid short and long term disability insurance, quarterly incentives, and more! In addition, State Bank strives to give back to the community. State Bank GIVES (Gathering Individuals to Volunteer, Empower and Serve) is a Volunteer program created to provide local non-profit organizations access to State Bank employees who volunteer their time to make a difference in the lives of the people and communities we serve. Apply today and see why State Bank is a great place to work! Equal Opportunity Employer

Full-time Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level 2: Contacts borrowers and tracks receipt of annual financial information as required by the loan documents; analyzes financial statements of all levels of quality to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower's historical and current operating performance. Completes and reviews existing bank commercial loans and completes risk rating analysis on portions of the portfolio; reviews loan documentation for completeness and accuracy; indicates any missing documentation; prepares and reviews in depth written analyses for relationships of all sizes and all levels of complexity; ensures compliance testing of loan requirements. Researches industry specific information from outside sources, including conversations with the borrower, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the internet; assists loan officers with questions. Presents loan reviews to committee, including risk rating recommendation and the analysis and merits behind the rating; articulates reasoning behind the rating and defends recommendation if needed. Creates and maintains credit files; performs credit analysis; analyzes customer financial information; generate reports based on commercial loan portfolio. Performs credit loan review due diligence, quantitative analysis; conducts risk ratings on credits or credit analysis; monitors financial statements; requests financials and letters of credit; performs compliance testing of loan requirements. Prepares credit risk reviews for annual audit. Attends training and works with experienced credit analysts to develop credit analyst skill set and technique and builds banking knowledge. Keeps up to date and complies with all bank policies/procedures as well as applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations. Analyze all financial statements in conjunction with underwriting commercial loan requests. Prepare, analyze, and review in depth written analysis for relationships. Prepare complete credit presentation that incorporates and analyzes all relevant borrower and related financial information. Loan requests include CRE and C&I. Work with Loan Officer / Business Banker to assemble all financial information as to develop an initial assessment by identifying strengths and weaknesses as pertaining to a borrower's historical operating performance. Review loan structure of new requests identifying any risks or policy exceptions. Make recommendations on loan structure or reporting requirements where appropriate. Expert knowledge of industry and bank credit and underwriting procedures and practices. Monitors service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable. Qualifications and Skills Level 2: 3 to 5 years of experience in financial analysis or credit analysis is required. Bachelor's degree or commensurate experience is required. Experience in financial analysis or credit analysis is preferred. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. EasyLender, Cleartouch, OnBase, various government and investor software/web portals is preferred. CreditQuest is preferred. Experience in financial services or banking is preferred. Duties and Responsibilities Level 3: On top of the duties listed in level 2, level 3 duties and responsibilities include: Leads special projects as necessary and as assigned. Collaborates cross-functionally, engages business partners and seeks other expertise as needed. Appropriately escalates matters as needed to management and senior leadership. Acts as a mentor to credit analysts, portfolio managers, and less experienced loan officers. Offers advice, presents learning opportunities, supports relationship building and assists with training as needed. Qualifications and Skills Level 3: On top of the qualifications and skills listed in level 2, level 3 qualifications and skills include: 7-10 Years or experience in financial analysis or credit analyst is required. Experience leading teams, supervising or mentoring is required. The duties outlined above are a summary and may not be an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. All job descriptions may be amended at any time at the sole discretion of FMHC. Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p. First Mutual Holding Co. and First Federal Lakewood is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

: Crown Equipment Corporation is a leading innovator in world-class forklift and material handling equipment and technology. As one of the world's largest lift truck manufacturers, we are committed to providing the customer with the safest, most efficient and ergonomic lift truck possible to lower their total cost of ownership. Job Posting External Job Duties Customer Orders on Hold Review - Review customer orders currently on hold to determine reason and possible resolutions. Perform credit assessment to determine if credit limits can be extended and to identify potential delinquent payment risks. Work with Credit & Collection Specialist to follow up on account and determine payment status. Make updates to customer accounts based on customer account review and established Company guidelines; escalate complex review findings to Supervisor. New Customer Credit Limit Set-up - Review daily accounts set up for the branch network. Confirm credit application is received. Pull Dun & Bradstreet (D&B) report along with customer history across Company. Based on research and Company guidelines, set applicable credit limits, customer terms, and grace days in the customer master file. Assist in financial analysis and approval of credit for new customers. Confer with Credit & Collections Manager if limits/terms are in exception to or greater than specified limits. Existing Customer Audit - Ensure accuracy of customer data and billing. Review names, parent fields, collector assignments, terms, duplications using Metrics Reporting. Miscellaneous - Perform other as assigned to support the Collections Department Minimum Qualifications Less than 2 years related experience Associate degree (Accounting) Non-degree considered if 6+ years of related experience along with a high school diploma or GED Occasional travel (0-5%) Occasional overnight stays (0-5%) Per 8-hour shift. Sit 8 hours and stand 0 hours. Typical office environment (low noise level, limited exposure hot/cold temperatures, dust, fumes, and vibrations). Regular interaction with others and performs a degree of independent work. Physical and mental demands are akin to the majority of office positions with prolonged periods of sitting and prolonged use of a computer/keyboard. Infrequent lifting, walking and climbing stairs. Occasional use of office equipment (copiers, printers, etc.). Preferred Qualifications Attention to detail and ability to work independent with appropriate guidance. Analytical and objective decision-making skills are necessary. Good communication skills and problem-solving capabilities. Strong computer skills. Ability to work in a team environment as well as independently. Ability to multitask and work in fast-paced environment. Work Authorization: Crown will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship for work authorization now or in the future, are not eligible for hire. No agency calls please. Compensation and Benefits: Crown offers an excellent wage and benefits package for full-time employees including Health/Dental/Vision/Prescription Drug Plan, Flexible Benefits Plan, 401K Retirement Savings Plan, Life and Disability Benefits, Paid Parental Leave, Paid Holidays, Paid Vacation, Tuition Reimbursement, and much more. EOE Veterans/Disabilities

West Chester, Ohio **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (********************************************************************************************************************* **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Profile Summary:** **Job Description:** This role is responsible for connecting clients with the breadth of solutions that Bank of America offers to help achieve financial goals in a virtual environment. Key responsibilities include service requests and relationship deepening opportunities received through in-person or inbound call delivery. Job expectations include understanding life and financial goals and pairing new solutions and services to meet client needs. **Responsibilities:** + Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities + Assists, educates, and trains clients on conducting simple transactions through self-service technologies + Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy + Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping + Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements + Responds to customer inquiries and concerns, creating customized solutions through in-person interactions and inbound call delivery **Required Qualifications:** + Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment + In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months + Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client + Collaborates effectively to get things done, building and nurturing strong relationships + Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives + Confident in identifying solutions for helping new and existing clients based on their needs + Strong written and verbal communications skills + Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) + Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances + Applies strong critical thinking and problem-solving skills to meet clients' needs + Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously + Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) + Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance **Desired Qualifications:** + Associate's Degree or Bachelor's Degree in business, finance or a related field + Experience working in a financial center where goals were met or exceeded + Retail and/or sales experience in a salary plus incentive environment + Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded + Experience with financial information, spreadsheets and financial skills + Knowledge of banking products and services + Strong computer skills including Microsoft applications and previous experience utilizing laptop technology **Skills:** + Active Listening + Business Acumen + Customer and Client Focus + Oral Communications + Problem Solving + Account Management + Client Experience Branding + Client Management + Client Solutions Advisory + Relationship Building + Business Development + Pipeline Management + Prospecting + Referral Identification + Referral Management **Minimum Education Requirement** : High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

:** Crown Equipment Corporation is a leading innovator in world-class forklift and material handling equipment and technology. As one of the world's largest lift truck manufacturers, we are committed to providing the customer with the safest, most efficient and ergonomic lift truck possible to lower their total cost of ownership. This position will have responsibility for a Region and can be located in any Branch in the US. **Job Posting External** **Job Duties** + **_Customer Orders on Hold Review_** _-_ Review customer orders currently on hold to determine reason and possible resolutions. Perform credit assessment to determine if credit limits can be extended and to identify potential delinquent payment risks. Work with Credit & Collection Specialist to follow up on account and determine payment status. Make updates to customer accounts based on customer account review and established Company guidelines; escalate complex review findings to Supervisor. + **_New Customer Credit Limit Set-up -_** Review daily accounts set up for the branch network. Confirm credit application is received. Pull Dun & Bradstreet (D&B) report along with customer history across Company. Based on research and Company guidelines, set applicable credit limits, customer terms, and grace days in the customer master file. Assist in financial analysis and approval of credit for new customers. Confer with Credit & Collections Manager if limits/terms are in exception to or greater than specified limits. + **_Existing Customer Audit -_** Ensure accuracy of customer data and billing. Review names, parent fields, collector assignments, terms, duplications using Metrics Reporting. + **_Miscellaneous -_** Perform other as assigned to support the Collections Department **Minimum** **Qualifications** + Less than 2 years related experience + Associate degree (Accounting) + _Non-degree considered if 6+ years of related experience along with a high school diploma or GED_ + Occasional travel (0-5%) + Occasional overnight stays (0-5%) + _Per 8-hour shift._ Sit 8 hours and stand 0 hours. Typical office environment (low noise level, limited exposure hot/cold temperatures, dust, fumes, and vibrations). Regular interaction with others and performs a degree of independent work. Physical and mental demands are akin to the majority of office positions with prolonged periods of sitting and prolonged use of a computer/keyboard. Infrequent lifting, walking and climbing stairs. Occasional use of office equipment (copiers, printers, etc.). **Preferred Qualifications** Attention to detail and ability to work independent with appropriate guidance. Analytical and objective decision-making skills are necessary. Good communication skills and problem-solving capabilities. Strong computer skills. Ability to work in a team environment as well as independently. Ability to multitask and work in fast-paced environment. **Work Authorization:** Crown will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship for work authorization now or in the future, are not eligible for hire. No agency calls please. **Compensation and Benefits:** Crown offers an excellent wage and benefits package for full-time employees including Health/Dental/Vision/Prescription Drug Plan, Flexible Benefits Plan, 401K Retirement Savings Plan, Life and Disability Benefits, Paid Parental Leave, Paid Holidays, Paid Vacation, Tuition Reimbursement, and much more. EOE Veterans/Disabilities