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As of October 2025, the average salary for a Credit Assistant stands at $33,741 per year, or about $16.22 per hour. This salary can vary significantly based on factors such as location and experience. For instance, those in metropolitan areas often earn more due to a higher cost of living.
Credit Assistants in states like California and New York typically see some of the highest salaries, often exceeding the national average. In contrast, states with lower costs of living may offer lower compensation.
With experience, Credit Assistants can progress to roles such as Credit Analyst or Credit Manager, which often come with higher salaries. Understanding the salary landscape and potential career paths can help you make informed decisions about your future in finance.
Whether you are just starting your career or looking to advance, the role of a Credit Assistant offers a solid entry point into the finance industry. Stay informed about salary trends and opportunities to maximize your earning potential.
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The average credit assistant salary in California, New York, and Wyoming are the highest in the U.S. The lowest average credit assistant salary states are Arkansas, Utah, and Tennessee.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $41,321 | $19.87 |
| 2 | California | $42,465 | $20.42 |
| 3 | Rhode Island | $31,830 | $15.30 |
| 4 | Delaware | $32,369 | $15.56 |
| 5 | Wyoming | $35,866 | $17.24 |
| 6 | Nevada | $33,158 | $15.94 |
| 7 | Ohio | $30,101 | $14.47 |
| 8 | Pennsylvania | $30,209 | $14.52 |
| 9 | Washington | $32,986 | $15.86 |
| 10 | Florida | $32,318 | $15.54 |
| 11 | Oregon | $31,338 | $15.07 |
| 12 | New Hampshire | $33,642 | $16.17 |
| 13 | Vermont | $32,720 | $15.73 |
| 14 | Montana | $28,890 | $13.89 |
| 15 | South Dakota | $28,188 | $13.55 |
| 16 | North Carolina | $29,381 | $14.13 |
| 17 | Massachusetts | $30,997 | $14.90 |
| 18 | North Dakota | $27,611 | $13.27 |
| 19 | Arizona | $29,780 | $14.32 |
| 20 | Texas | $28,243 | $13.58 |
| 21 | Maine | $28,566 | $13.73 |
| 22 | Connecticut | $31,648 | $15.22 |
| 23 | Iowa | $29,110 | $14.00 |
| 24 | Colorado | $29,294 | $14.08 |
| 25 | Hawaii | $33,284 | $16.00 |
| 26 | District of Columbia | $33,435 | $16.07 |
| 27 | Minnesota | $28,032 | $13.48 |
| 28 | Maryland | $30,090 | $14.47 |
| 29 | Wisconsin | $25,676 | $12.34 |
| 30 | Nebraska | $26,857 | $12.91 |
| 31 | Georgia | $27,918 | $13.42 |
| 32 | West Virginia | $27,899 | $13.41 |
| 33 | Illinois | $26,505 | $12.74 |
| 34 | New Jersey | $27,150 | $13.05 |
| 35 | Alabama | $26,869 | $12.92 |
| 36 | Virginia | $28,146 | $13.53 |
| 37 | Indiana | $25,059 | $12.05 |
| 38 | South Carolina | $25,680 | $12.35 |
| 39 | Alaska | $24,916 | $11.98 |
| 40 | Utah | $23,428 | $11.26 |
| 41 | Kansas | $24,777 | $11.91 |
| 42 | Kentucky | $25,900 | $12.45 |
| 43 | Missouri | $23,802 | $11.44 |
| 44 | Michigan | $23,917 | $11.50 |
| 45 | New Mexico | $25,675 | $12.34 |
| 46 | Tennessee | $23,082 | $11.10 |
| 47 | Arkansas | $23,498 | $11.30 |
| 48 | Mississippi | $22,735 | $10.93 |
| 49 | Idaho | $22,488 | $10.81 |
| 50 | Oklahoma | $23,609 | $11.35 |
| 51 | Louisiana | $21,764 | $10.46 |
The highest-paying cities for credit assistants are San Francisco, CA, New York, NY, and Urban Honolulu, HI.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | San Francisco, CA | $42,429 | $20.40 |
| 2 | New York, NY | $41,399 | $19.90 |
| 3 | Urban Honolulu, HI | $33,378 | $16.05 |
| 4 | Newark, DE | $32,379 | $15.57 |
| 5 | Spokane, WA | $32,177 | $15.47 |
| 6 | Boston, MA | $31,033 | $14.92 |
| 7 | Dublin, OH | $29,992 | $14.42 |
| 8 | Phoenix, AZ | $29,827 | $14.34 |
| 9 | Greensboro, NC | $29,519 | $14.19 |
| 10 | Kennesaw, GA | $28,035 | $13.48 |
| 11 | Houston, TX | $27,934 | $13.43 |
| 12 | Newark, NJ | $27,234 | $13.09 |
| 13 | Wausau, WI | $25,908 | $12.46 |
| 14 | Macomb, MI | $23,986 | $11.53 |
| 15 | Springfield, MO | $23,812 | $11.45 |
| 16 | North Little Rock, AR | $23,394 | $11.25 |
| 17 | Collierville, TN | $23,206 | $11.16 |
A credit assistant's salary ranges from $26,000 a year at the 10th percentile to $43,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $43,000 | $3,583 | $21 |
| 75th Percentile | $38,000 | $3,167 | $18 |
| Average | $33,741 | $2,812 | $16 |
| 25th Percentile | $29,000 | $2,417 | $14 |
| 10th Percentile | $26,000 | $2,167 | $13 |
The highest paying types of credit assistants are credit negotiator, credit officer, and investigative analyst.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Mortgage Analyst | $32,763 | $2,730 | $15.75 | 22,208 |
| Investigative Analyst | $125,975 | $10,498 | $60.57 | 28,703 |
| Commercial Analyst | $83,036 | $6,920 | $39.92 | 54,953 |
| Credit And Collections Analyst | $49,262 | $4,105 | $23.68 | 18,105 |
| Commercial Credit Analyst | $66,482 | $5,540 | $31.96 | 42,862 |
| Credit Officer | $129,478 | $10,790 | $62.25 | 60,323 |
Top companies hiring credit assistants now:
Credit assistant salaries at Carter Lumber and Brunswick are the highest-paying according to our most recent salary estimates. In addition, the average credit assistant salary at companies like Kirby and Cemex are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Carter Lumber | $37,949 | $18.24 |
| 2 | Brunswick | $37,507 | $18.03 |
| 3 | Kirby | $36,929 | $17.75 |
| 4 | Cemex | $36,111 | $17.36 |
| 5 | Remedy Intelligent Staffing | $35,141 | $16.89 |
| 6 | Industrial and Commercial Bank of China | $34,687 | $16.68 |
| 7 | Pacific Coast Building Products | $34,614 | $16.64 |
| 8 | Addison Group | $34,519 | $16.60 |
| 9 | JWilliams Staffing | $34,418 | $16.55 |
| 10 | Gypsum Management and Supply | $34,258 | $16.47 |
| 11 | Kelly Services | $34,160 | $16.42 |
| 12 | Foundation Building Materials | $33,961 | $16.33 |
| 13 | Bank of America | $33,745 | $16.22 |
| 14 | O'Reilly Auto Parts | $33,266 | $15.99 |
| 15 | Orgill | $33,225 | $15.97 |
| 16 | Provisional Educational Services, Incorporated | $32,935 | $15.83 |
| 17 | Robert Half | $32,813 | $15.78 |
| 18 | Randstad North America, Inc. | $32,570 | $15.66 |
| 19 | Aqua Finance | $32,535 | $15.64 |
| 20 | Scott Electric Co. | $32,177 | $15.47 |
The average credit assistant salary has risen by $6,409 over the last ten years. In 2014, the average credit assistant earned $27,332 annually, but today, they earn $33,741 a year. That works out to a 7% change in pay for credit assistants over the last decade.
Compare credit assistant salaries for cities or states with the national average over time.
Compare credit assistant salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $33,700 | $16.22 | +1.8% |
| 2024 | $33,100 | $15.94 | +2.9% |
| 2023 | $32,200 | $15.47 | +0.3% |
| 2022 | $32,100 | $15.43 | +1.9% |
| 2021 | $31,500 | $15.13 | +0.4% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Sonepar USA | Credit Assistant | Auburn, WA | 06/24/2025 | $41,343 |
| Manufacturers Bank & Trust Company | Credit Assistant | Mantorville, MN | 06/11/2025 | $39,653 |
| Collabera | Credit Assistant | Canton, OH | 06/10/2025 | $26,088 |
| Pacific Coast Building Products, Inc. | Credit Assistant | North Highlands, CA | 06/07/2025 | $37,566 |
| Pacific Seafood | Credit Assistant | Happy Valley, OR | 05/15/2025 | $41,740 |
| Collabera | Credit Assistant | Canton, OH | 04/28/2025 | $26,088 |
| Collabera | Credit Assistant | Canton, OH | 03/27/2025 | $26,088 |
| Aston Carter | Credit Assistant | Newington, CT | 02/22/2025 | $37,566 |
| Collabera | Credit Assistant | Canton, OH | 02/18/2025 | $26,088 |
| United Prairie Bank | Credit Assistant | Mankato, MN | 02/13/2025 | $45,142 |
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