Post job

Explore jobs

Find specific jobs

Explore careers

Explore professions

Best companies

Explore companies

OverviewJobsSalaryResume

Skills

What They DoEducationCertificationsDemographicsJob DescriptionHow To HireBest CompaniesBest StatesBest CitiesJob OutlookCompareEntry Level jobsFull Time jobs
zippia ai icon

Automatically apply for jobs with Zippia

Upload your resume to get started.

Credit assistant skills for your resume and career

Updated January 8, 2025
4 min read
Credit assistant example skills
Below we've compiled a list of the most critical credit assistant skills. We ranked the top skills for credit assistants based on the percentage of resumes they appeared on. For example, 10.1% of credit assistant resumes contained data entry as a skill. Continue reading to find out what skills a credit assistant needs to be successful in the workplace.

15 credit assistant skills for your resume and career

1. Data Entry

Data entry means entering data into a company's system with the help of a keyboard. A person responsible for entering data may also be asked to verify the authenticity of the data being entered. A person doing data entry must pay great attention to tiny details.

Here's how credit assistants use data entry:
  • Edit data entry generated hard copy paper of Confidentiality Agreements coordinated efforts with credit Analysts.
  • Completed numerical data entry under pressing daily deadlines.

2. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how credit assistants use financial statements:
  • Analyzed borrower s and guarantor s financial statements and tax returns to determine repayment capacity and financial stability.
  • Analyze financial statements to develop initial assessment by identifying strengths and weaknesses pertaining to borrower s historical performance.

3. Customer Service

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

Here's how credit assistants use customer service:
  • Produced and analyzed customer credit reports * Generated and processed company credit cards * Provided customer service to credit account holders
  • Confirm credit reference information, review payment history for established customers, communicates with customer service on credit-blocked orders.

4. Credit Card Payments

Here's how credit assistants use credit card payments:
  • Process Credit Applications, Credit Card Payments, Filing on NSF Checks, Filing Notice of Unpaid Balances, Spreadsheets.
  • Processed all customer monthly statements and invoices, covered the multiple phone line, and processed credit card payments.

5. Past Due Accounts

A credit card account in a bank or any other financial association that is past due in payment is called a past due account. Past due account holders are required to recompense their scheduled payments to the bank or their creditor. The more credit account holders are due, the more they are compelled by their lender to make the payment.

Here's how credit assistants use past due accounts:
  • Maintained collections of past due accounts for five district areas within our market and processed customer refunds while under tight deadlines.
  • Promoted from Credit Assistant due to outstanding leadership, managing credit accounts, and successful collections for past due accounts.

6. Credit Applications

Here's how credit assistants use credit applications:
  • Credit duties entail processing a monthly average of fifteen customer credit applications with preliminary decision making prior to submitting to committee.
  • Checked customer credit references, submitted credit applications to management for approval and prepared routine follow up letters to customers.

Choose from 10+ customizable credit assistant resume templates

Build a professional credit assistant resume in minutes. Our AI resume writing assistant will guide you through every step of the process, and you can choose from 10+ resume templates to create your credit assistant resume.

7. Credit Reports

Credit reports are statements that carry information about your credit affairs and current credit situation like loan payment history and credit accounts status. A credit report acts as history because it contains the record from the day you opened the account till your account balance. Potential lenders and creditors make use of credit reports and decide whether to offer you credit or not and under what conditions.

Here's how credit assistants use credit reports:
  • Supported credit analysts in deciphering credit reports, analyzing lending ratios, and ensuring stipulations are satisfied for loan approval.
  • Credit History - requested credit reports on companies and also reported credit experience to credit reporting organizations.

8. NSF

Here's how credit assistants use nsf:
  • Process Non Sufficient Funds (NSF) checks for collection and process dunning.
  • Managed responsibility for NSF accounts utilizing Telecheck, Check One and various outside collection agencies.

9. Credit References

Here's how credit assistants use credit references:
  • Posted payments into accounting software*Prepared and deposited daily payments*Contacted clients for payment of past due invoices*Researched credit references
  • Checked and reported credit references on prospective customers.

10. Credit Limits

A credit limit is the maximum amount of credit that a financial institution or other lenders will grant to a debtor for a given line of credit at any given time without penalty. This is generally based on several factors including; individual circumstances, personal income, loan repayment history, creditworthiness, general financial condition, and other factors.

Here's how credit assistants use credit limits:
  • Review and analyze new applications to determine appropriate credit limits based on company credit guidelines working with Credit Manager on exceptions.
  • Communicate with customers to establish credit limits & maintain individual relationships.

11. Collection Calls

Collection calls involve reaching out to clients with unpaid balances to collect payments and verify transactions.

Here's how credit assistants use collection calls:
  • Achieved adjustments, cash application back up, collection calls and maintained clients accounts balances within a 30-45 day status.
  • Assisted credit manager - made collection calls to past dues accounts, sent demand letters and filed liens.

12. Collection Agencies

Here's how credit assistants use collection agencies:
  • Established effective communication with branch managers and outside collection agencies.
  • Placed accounts to outside collection agencies Performed cash applications.

13. Delinquent Accounts

A delinquent account is an account wherein there are many past-due funds.

Here's how credit assistants use delinquent accounts:
  • Distribute correspondence to various branches for resolution on severely delinquent accounts, and preparing weekly status reports for senior management review.
  • Developed and enforced payment plans with delinquent accounts while maintaining customer relationship.

14. Customer Payments

Here's how credit assistants use customer payments:
  • Enter credit card transaction for all past due customer payments.
  • Post customer payments and apply cash to outstanding items.

15. Customer Accounts

Here's how credit assistants use customer accounts:
  • Performed credit inquiries on prospective customers and entered new customer accounts into database.
  • Conducted advanced reconciliations of customer accounts and developed credit and debit memos.
top-skills

What skills help Credit Assistants find jobs?

Tell us what job you are looking for, we’ll show you what skills employers want.

List of credit assistant skills to add to your resume

Credit assistant skills

The most important skills for a credit assistant resume and required skills for a credit assistant to have include:

  • Data Entry
  • Financial Statements
  • Customer Service
  • Credit Card Payments
  • Past Due Accounts
  • Credit Applications
  • Credit Reports
  • NSF
  • Credit References
  • Credit Limits
  • Collection Calls
  • Collection Agencies
  • Delinquent Accounts
  • Customer Payments
  • Customer Accounts
  • Credit Analysts
  • Cash Application
  • Loan Applications
  • Accounts Receivables
  • Credit Analysis
  • Trade References
  • Computer System
  • Credit Memos
  • Credit Worthiness
  • Credit Lines
  • Experian
  • Bank Deposits
  • Credit Bureaus
  • Credit Decisions
  • Reconciliations
  • Credit Approval
  • Credit History
  • Bank References
  • Payment Arrangements
  • Bradstreet
  • Past Due Invoices
  • B Reports
  • Customer Inquiries
  • Customer Issues
  • DSO
  • AS400
  • Credit Risk
  • Credit Checks
  • Nacm
  • ACH
  • Financial Data
  • Commercial Loans
  • Financial Reports
  • Customer Complaints

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

Browse business and financial jobs