Credit Director remote jobs - 96 jobs

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. Job Overview / Responsibilities: Candidate to handle overnight trading activity of EM Credit markets for Asia & EMEA based trading teams. Responsible for managing market, credit & operational risk across electronic trading platform Partnering closely with sales & research teams to deliver timely commentary, trade ideas, market insights. Provide daily feedback to DCM, global sales & trading teams on market activity during US hours. Proactively provide hybrid sales/trading coverage of US based EM Institutional Investors Ensure performance and risk of strategies are aligned with firm's risk framework and appetite Grow market-share, profitability of business and expand products traded & marketed as business develops Job Requirements & Skills: Strong quantitative skills, including thorough credit analysis, electronic trading, Bloomberg Strong interpersonal skills, working with a team and a strong communicator Work closely with operations, support, technology to ensure systems and activity operates safely, diligently focused on all operational risk components of business Deep understanding of credit and fixed income market structure, rules & regulations Experience Required: Bachelor's degree or higher, MBA and/or CFA a plus A minimum of 5 years of related Credit Trading work experience Excellent interpersonal and communication skills Results driven, with a strong sense of accountability Strong decision-making skills, the ability to demonstrate sound judgment A pro-active, motivated approach The ability to operate with urgency, prioritize work accordingly and multi-task A creative and innovative approach to work Excellent attention to detail and accuracy Excellent Microsoft Office skills (Excel, PowerPoint) Relevant Regulatory Licensing preferred (Series 7,63) The typical base pay range for this role is between $275K - $300K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

Woods Hole Oceanographic Institution is seeking an Assistant Director, Financial Accounting with high level Workday expertise to play a pivotal role in our Workday Financials implementation and ongoing optimization. Reporting to the Director of Accounting, this position will lead the transformation of accounting operations from the Institution's legacy ERP system to Workday Financials, ensuring processes, roles and systems are fully aligned with best practices. This individual will combine deep technical expertise in accounting and high-level expertise in Workday/ERP systems with strong leadership and change management skills. The successful candidate will guide the accounting team through this transition and transformation, help design and implement efficient workflows, ensure compliance with U.S. GAAP and nonprofit financial reporting requirements (ASC 958), uphold internal accounting policies, and position the organization for sustained operational excellence in the Workday environment. Job Description Essential Duties & Functions: Workday Financials Design Serve as the Workday Financials subject matter expert (SME) for Financial Accounting, including General Accounting, Accounts Receivable, Endowment & Gifts, Accounts Payable, and Projects. Partner with the Finance Systems and Implementation teams to design and refine business processes, validations, and system configurations that align with Workday best practices and institutional goals. Collaborate with Finance Systems to define security roles and responsibilities, ensuring proper segregation of duties and efficient system utilization. Contribute to the design of monthly financial statement reports (Statement of Position, Statement of Activities, Cash Flow, Functional Expenses) required for audited financial statements. Support the design, testing, and validation of Workday financial reports, dashboards, and new feature releases to ensure accuracy, usability, and compliance. Identify and document new financial accounting- related FDM requirements (e.g. new departments, spend categories, etc.) and work with Finance Systems to administer the changes. Lead the accounting team in executing system testing for upgrades, integrations, and deployment of new functionalities. Process Improvement & Controls Identify and implement opportunities to automate processes, streamline workflows, and enhance efficiency in accounting operations. Maintain robust internal controls and ensure data integrity across Workday financial processes. Support internal and external audit requests, ensuring transparency, completeness, and accuracy in financial reporting. Team Leadership Assist the Director of Accounting in providing strategic direction and shaping the accounting organization to align with Workday Financials best practices and optimized role design. Guide, mentor, and train team members to build Workday proficiency and nonprofit financial accounting competencies while fostering a culture of continuous improvement. Collaborate cross-functionally, including with the HCM/Payroll team to ensure financial data accuracy, process standardization, and operational excellence. Plays a key role in the ongoing evolution of the accounting organization, positioning it for long-term success post-implementation. REQUIRED EDUCATION AND EXPERIENCE Bachelor's degree in Accounting, Finance, or related field 10+ years of accounting experience, including at least 3+ years managing Workday Financials. Strong understanding of GAAP, financial reporting, and month-end close processes. Experience with Workday Financials modules including: General Ledger, HCM/Payroll, Procurement & Accounts Payable, Accounts Receivable, Gifts & Endowment, Business Assets, Projects, and Grants Proven success in Workday Financials implementation, design, and process optimization Excellent analytical, problem-solving, and communication skills Demonstrated experience in compiling financial statements and accounting for complex transactions. Strong technical skills, including intermediate to advanced Microsoft Office capabilities and proficiency with large ERP systems (e.g., Workday, NetSuite). High attention to detail. Ability to effectively manage multiple priorities and meet competing deadlines. Ability to plan, schedule, supervise, and review the work of professional staff in a collegial and effective manner across all levels of the Institution. Demonstrated ability to use independent judgment, show initiative, and direct activities. Excellent written and verbal communication, and decision-making skills. Strong work ethic and willingness to work flexible hours to meet deadlines. PREFERRED EDUCATION AND EXPERIENCE: CPA and/or Master's degree in Accounting, Finance, or related field Proven ability to influence stakeholders at all levels Demonstrated experience mentoring and developing staff in evolving system environments Experience in a nonprofit, research, or higher education institution Training/certification, or proven hands-on experience in change management and/or project management Experience with data analytics tools (Power BI, Tableau) and/or data visualization Additional Job Requirements Salary Range: $128,000 to $168,000 USD The salary range provided for this position reflects the expected minimum and maximum base pay for new hires. Actual compensation will be determined based on factors such as relevant skills, experience, and qualifications, as well as internal equity and market conditions. In addition to base salary, eligible employees also receive a comprehensive benefits package. WHOI accepts applications on a rolling basis - applications will be reviewed as they are received, and we encourage you to submit your application as soon as possible to ensure full consideration. While we will continue to review applications until the position is filled, and early applicants may have an advantage in the selection process. EEO Statement Woods Hole Oceanographic Institution (WHOI) provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

As Marqeta's Credit Risk Senior Manager, Underwriting, you will lead our credit risk strategy helping us to launch successful credit programs. You will drive innovation to establish best in class credit strategies and underwriting models. You will work closely with internal stakeholders including Banking, Product, Finance, and Data while partnering and building strong relationships with external bank partners and customers. We work Flexible First. This role can be performed remotely anywhere within the United States. We'd love for you to join us! The Impact You'll Have Build, review, and refine Marqeta's consumer and business underwriting strategies Proactively monitor and adjust Marqeta's credit policies based on performance and risk trends Work with data scientists to build best in class credit risk and cash flow models Establish credit strategies for our consumer and commercial credit card programs that directly drive KPIs, i.e., approval rates, new accounts, loss rate, profit margin etc. Draft underwriting and risk documentation, work with bank partners on model validation and governance, and report KPIs to senior management on a regular basis Partner with product to build modern credit stacks and data strategy leveraging financial, bank, and third-party datasets, to enable underwriting automation with big data. Provide analytical support and materials (loss forecasts, profitability) for capital markets and co-brand partners Provide risk consulting services to our bank partners and customers, recommending improvements to credit strategies Who you are 8+ years of experience in credit, fintechs preferred Bachelor's degree or equivalent college-level education in Finance, Business, Accounting, Economics, Statistics, Math or similar fields Experience partnering with product and finance teams to bring best-in-class credit strategies and solutions to market Expertise in Excel and SQL modeling Experience in any one of the following: capital markets (e.g., ABS, securitization, warehouse lines), and fraud management Strong verbal and written communication skills Ability to work in a fast-paced, dynamic environment and adapt to changing priorities Your Manager Neha Nanda, Senior Director, Credit Risk Our (typical) process: Application Submission Recruiter video call Hiring manager video call Virtual “Onsite” consisting of 4-5, 45 min calls Offer! Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National: A baseline tier that applies to most of the geographic territory of the United States. Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: Premium+: $206,800- $258,500 Premium: $190,200 - $237,800 National: $175,800 - $219,700 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers Multiple health insurance options Flexible time off - take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development Through Flex First, the freedom to live and work wherever you and your family thrive

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company's financial and regulatory risk exposure. Reporting to the Director of Risk Strategy, this team member utilizes cash flow, application, and bureau data to provide analysis across various aspects of the customer life cycle including underwriting, account management and/or collections. The incumbent will be responsible for developing, designing, analyzing, and implementing underwriting and portfolio management account risk strategies. As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain's lending portfolios. Responsibilities Develop credit risk strategies and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or revenue) Provide design and monitoring for credit risk oversight framework including development of credit risk appetite, risk metrics thresholds, and limits Proactively analyze portfolio performance at the granular level using bureau data, cash flow data, and transactional data to identify emerging credit trends and conduct root-cause analysis and isolate key performance drivers Conduct A/B tests to reduce credit risk, improve customer experience, and optimize profitability on acquisition initiatives Lead projects independently and perform ad hoc analysis as needed Operate as the subject matter expert in credit decision processes to support cross-functional teams and partner with stakeholders to ensure understanding of changes to risk factors and the underwriting/ credit decisioning flow Support Leadership in preparing reports and documentation for regulatory reviews and audit activities Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment process Develop and enhance the reporting structure for assigned markets/products and channels. This includes developing/modifying scoring datasets/warehouse and developing monitoring reports for use in performance tracking. Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models Forecast impact of strategy changes on key business performance metrics such as revenues, balances and losses Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business Directly supervise one or more credit risk professionals Qualifications BS or higher in a quantitative discipline (Statistics, mathematics, quantitative social science, operation management, finance, physics, ) or equivalent working experience 8+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of open-end products Advanced experience in SQL, SnowFlake, or relational databases Working knowledge in Python, SAS,R, or other analytical tools preferred Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights Strong business acumen with ability to translate analytical efforts to business results Strong organization skills and the ability to communicate effectively, both verbally and in written Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment. Base Salary: $150,000 - $185,000 The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. This employer participates in E-Verify for US-based hires. #AttainFinance EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

Faire is an online wholesale marketplace built on the belief that the future is local - independent retailers around the globe are doing more revenue than Walmart and Amazon combined, but individually, they are small compared to these massive entities. At Faire, we're using the power of tech, data, and machine learning to connect this thriving community of entrepreneurs across the globe. Picture your favorite boutique in town - we help them discover the best products from around the world to sell in their stores. With the right tools and insights, we believe that we can level the playing field so that small businesses everywhere can compete with these big box and e-commerce giants. By supporting the growth of independent businesses, Faire is driving positive economic impact in local communities, globally. We're looking for smart, resourceful and passionate people to join us as we power the shop local movement. If you believe in community, come join ours. About this role As the Director of Technical Accounting and SEC Reporting, you'll play a critical role in preparing the company to operate at public company standards. This role will lead the preparation of all SEC filings, own technical accounting policy, and ensure Faire's financial reporting meets the highest standards of accuracy, compliance, and transparency. The ideal candidate brings deep technical expertise in US GAAP and SEC Reporting, coupled with the ability to partner cross-functionally with Finance, Legal, and executive leadership. You thrive in a fast-growth, complex environment and can translate accounting complexity into clear guidance for decision makers. You'll own SEC filings, lead technical accounting assessments on key business initiatives, and build scalable reporting processes to meet the demands of the global marketplace. As a Director of Technical Accounting and SEC Reporting, You Will Play a critical role in driving towards public company readiness, including preparing initial filings, SOX compliance, and building scalable disclosure processes Lead all aspects of SEC reporting, including 10-K, 10-Q, and 8-K, ensuring quality and compliance at every step and coordination of reviews with auditors, counsel, investor relations, and the disclosure committee Ensure financial statements are prepared in accordance with US GAAP and SEC regulations, including newly issued accounting pronouncements Research and prepare technical accounting positions for our significant accounting policies, including revenue recognition, potential business combinations, and equity-related issues Partner cross-functionally with Finance, Legal, Product to evaluate accounting implications of new initiatives and communicate impacts to leadership Assist with PCAOB audits, including preparing technical accounting work papers for the auditors Ensure the internal controls related to accounting policies and financial reporting are designed, implemented, and operating effectively for SOX compliance Drive process improvement and scalability in reporting and technical accounting, leveraging tools like Workiva and ERP integrations. Perform ad hoc projects and analysis as required Qualifications 10+ years of accounting experience, including 3+ years of SEC Reporting experience with a US-listed company, 3+ years at a Big 4 or regional firm Bachelor's degree or higher in Finance or Accounting; CPA required In-depth knowledge and experience with US GAAP, SOX 404, FASB, SEC, AICPA, XBRL rules and reporting Proven ability to work cross-functionally with Finance, Legal, Product, and Sales to proactively identify accounting issues, research applicable guides, and document accounting conclusions Strong analytical skills, including proven ability to independently analyze transactions and contracts and document the related accounting analysis under GAAP ● Experience with Workiva preferred A team player and committed to delivering outstanding results while having a fun time with your teammates doing it! You are resourceful and not afraid to roll up your sleeves. Salary Range New York City & San Francisco: the pay range for this role is $190,500 to $262,000 per year. This role will also be eligible for equity and benefits. Actual base pay will be determined based on permissible factors such as transferable skills, work experience, market demands, and primary work location. The base pay range provided is subject to change and may be modified in the future. Hybrid Faire employees currently go into the office 2 days per week on Tuesdays and Thursdays. Effective starting in January 2026, employees will be expected to go into the office on a third flex day of their choosing (Monday, Wednesday, or Friday). Additionally, hybrid in-office roles will have the flexibility to work remotely up to 4 weeks per year. Specific Workplace and Information Technology positions may require onsite attendance 5 days per week as will be indicated in the job posting. Applications for this position will be accepted for a minimum of 30 days from the posting date. Why you'll love working at Faire We are entrepreneurs: Faire is being built for entrepreneurs, by entrepreneurs. We believe entrepreneurship is a calling and our mission is to empower entrepreneurs to chase their dreams. Every member of our team is taking part in the founding process. We are using technology and data to level the playing field: We are leveraging the power of product innovation and machine learning to connect brands and boutiques from all over the world, building a growing community of more than 350,000 small business owners. We build products our customers love: Everything we do is ultimately in the service of helping our customers grow their business because our goal is to grow the pie - not steal a piece from it. Running a small business is hard work, but using Faire makes it easy. We are curious and resourceful: Inquisitive by default, we explore every possibility, test every assumption, and develop creative solutions to the challenges at hand. We lead with curiosity and data in our decision making, and reason from a first principles mentality. Faire was founded in 2017 by a team of early product and engineering leads from Square. We're backed by some of the top investors in retail and tech including: Y Combinator, Lightspeed Venture Partners, Forerunner Ventures, Khosla Ventures, Sequoia Capital, Founders Fund, and DST Global. We have headquarters in San Francisco and Kitchener-Waterloo, and a global employee presence across offices in Toronto, London, and New York. To learn more about Faire and our customers, you can read more on our blog. Faire provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or gender expression. Faire is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Accommodations are available throughout the recruitment process and applicants with a disability may request to be accommodated throughout the recruitment process. We will work with all applicants to accommodate their individual accessibility needs. To request reasonable accommodation, please fill out our Accommodation Request Form (************************** Privacy For information about the type of personal data Faire collects from applicants, as well as your choices regarding the data collected about you, please visit Faire's Privacy Notice (******************************

Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see - and discover that better can take you anywhere you want to go. The Senior Underwriting Director provides guidance to more junior staff and assists Underwriting Management with research and training of Underwriting Staff. The incumbent will also take the lead on high scope and complex Underwriting department projects. Position Responsibilities: Manage all aspects of potentially unlimited total line in close association with reinsurers. Select and classify risk according to company philosophy and standards. Participate in and provide a leadership resource for projects in the Underwriting Department. Be an information resource for underwriters at all levels. Combine appropriate attention to established standards of turnaround with higher level of service and professionalism. Analyze and interpret medical, non-medical, and financial information. Make decisions within approval limits. Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management. Management of reinsurance process to ensure maximum capacity while avoiding reinsurance “gridlock”. Management/control of diversification process as “lead” underwriter on very largest of cases. Manage referral/consultation process to ensure that timely and accurate decisions are provided. Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met. Ensure consistency and adherence to established departmental guidelines though referral process. Actively participate in the development, implementation and management of New Business initiatives. Actively participate in the ongoing training and professional development of underwriting team. Act as resource/mentor to other members of the underwriting team, particularly at the consultant level. Champion appeals and business decisions in concert with the Chief Underwriter. Maintain positive and effective relationships with internal and external partners. Required Qualifications: Post-secondary education or equivalent work experience. Minimum 15 years underwriting experience. Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices. In depth knowledge of unique estate, business and insurance planning tools and techniques. In depth/current knowledge of political, economic, financial and legislative events which may impact client needs. Expert knowledge of company's insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need. Expert knowledge of reinsurance, market place treaties, agreements and available capacity. Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer. Strong organizational, analytical and problem-solving skills. Effective presentation skills. Strong written and verbal communication skills. Strong customer service orientation. Knowledge of and ability to apply project management skills. Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts. High level understanding of product pricing principals. Balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company. Actively assist field personnel in positioning the Company as the lead underwriter in the market. Actively pursue opportunities for development of self and team. Develop and maintain effective working relationships with all field personnel and reinsurers. Keep current and up to date with the changing compliance and insurance regulatory environment. Keep current and up to date with changes in estate/insurance planning strategies. Identify departmental problems, recommend solutions and assist in implementation of change including manual updates Preferred Qualifications: Applicable underwriting and insurance designations preferred. Working Conditions: • Some travel • Concentration • Visual • Exposure to Weather When you join our team: We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location USA, Connecticut - Full Time Remote Working Arrangement Remote Salary range is expected to be between $114,900.00 USD - $206,820.00 USD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify Company: John Hancock Life Insurance Company (U.S.A.)

Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see - and discover that better can take you anywhere you want to go. The Senior Underwriting Director provides guidance to more junior staff and assists Underwriting Management with research and training of Underwriting Staff. The incumbent will also take the lead on high scope and complex Underwriting department projects. Position Responsibilities: Manage all aspects of potentially unlimited total line in close association with reinsurers. Select and classify risk according to company philosophy and standards. Participate in and provide a leadership resource for projects in the Underwriting Department. Be an information resource for underwriters at all levels. Combine appropriate attention to established standards of turnaround with higher level of service and professionalism. Analyze and interpret medical, non-medical, and financial information. Make decisions within approval limits. Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management. Management of reinsurance process to ensure maximum capacity while avoiding reinsurance “gridlock”. Management/control of diversification process as “lead” underwriter on very largest of cases. Manage referral/consultation process to ensure that timely and accurate decisions are provided. Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met. Ensure consistency and adherence to established departmental guidelines though referral process. Actively participate in the development, implementation and management of New Business initiatives. Actively participate in the ongoing training and professional development of underwriting team. Act as resource/mentor to other members of the underwriting team, particularly at the consultant level. Champion appeals and business decisions in concert with the Chief Underwriter. Maintain positive and effective relationships with internal and external partners. Required Qualifications: Post-secondary education or equivalent work experience. Minimum 15 years underwriting experience. Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices. In depth knowledge of unique estate, business and insurance planning tools and techniques. In depth/current knowledge of political, economic, financial and legislative events which may impact client needs. Expert knowledge of company's insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need. Expert knowledge of reinsurance, market place treaties, agreements and available capacity. Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer. Strong organizational, analytical and problem-solving skills. Effective presentation skills. Strong written and verbal communication skills. Strong customer service orientation. Knowledge of and ability to apply project management skills. Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts. High level understanding of product pricing principals. Balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company. Actively assist field personnel in positioning the Company as the lead underwriter in the market. Actively pursue opportunities for development of self and team. Develop and maintain effective working relationships with all field personnel and reinsurers. Keep current and up to date with the changing compliance and insurance regulatory environment. Keep current and up to date with changes in estate/insurance planning strategies. Identify departmental problems, recommend solutions and assist in implementation of change including manual updates Preferred Qualifications: Applicable underwriting and insurance designations preferred. Working Conditions: • Some travel • Concentration • Visual • Exposure to Weather When you join our team: We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit ************************************************* Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact ************************. Referenced Salary Location USA, Connecticut - Full Time Remote Working Arrangement Remote Salary range is expected to be between $114,900.00 USD - $206,820.00 USD If you are applying for this role outside of the primary location, please contact ************************ for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify Company: John Hancock Life Insurance Company (U.S.A.)

Risk Management | Credit Risk Review | Director - Credit Risk Review | New York In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients. When you come to work at ING, you're joining a team where individuality isn't just accepted, it's encouraged. We've built a culture that's fun, friendly and supportive - it's the kind of place where you can be yourself and make the most of whatever you have to offer. We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We're here to help you get ahead. And with our global network, there's plenty of scope to take your career in new directions, perhaps even ones you've never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area. Sound like the kind of place you'd feel at home? We'd love to hear from you. About the position: Collaboratively, execute effective, credible challenge to the credit risk management practices of 1st and 2nd Lines of Defense (LoD). Responsibilities will range from individual obligor and portfolio reviews to management of CRR teams as Reviewer-in-Charge (RIC). Required NYC-Midtown presence 3 days per week. About the department: Reporting to the Head of Credit Risk Review (CRR HoD), a CRR Director is sufficiently experienced to capably execute most business-as-usual functioning for the group. A Director will be capable of representing CRR in the absence of the CRR HoD or otherwise as needed. Responsibilities : * Collaborate with the CRR HoD to implement and continuously evolve the strategic vision for the function including the refinement of policies, frameworks, and methodologies. * Promote culture of collaboration, high performance and continuous improvement through behavior and engagement. * Balance collaborative engagement with credit risk managers and effective, credible challenge of practices. * Willing and able to develop credit risk management opinions that appropriately and successfully challenge the status quo. * As SME, undertake Risk Assessments and Continuous Monitoring to review assigned portfolios, independently identifying the credit risk profile and anticipated changes, while also evaluating compliance with internal policies and regulatory expectations. Develop and refine sector and/or product-type expertise to support credibility of the CRR challenge to 1st and 2nd LoD credit risk managers. * Execute Target Reviews/Examinations of individual obligors for alignment with bank credit risk standards including accurate and timely credit risk rating designations. * When acting as RIC, evaluate work of CRR team members to ensure high-quality and consistent outputs, undertaking primary evaluations of credit exposures and portfolios as necessary. * Initiate Issue Validation Reviews to evaluate the effectiveness of management's remedial actions to address CRR-identified formal issues. * Act as a senior escalation point for complex or contentious reviews, providing balanced and well-informed judgments. * Lead or assist with special projects as needed (e.g., CRR enhancement, credit risk postmortem, etc.). Qualifications and Competencies * Undergraduate degree * 10+ years of experience with wholesale credit risk management. * Extensive experience with assignment of U.S. bank regulatory risk ratings * Effective communication skills for presenting complex ideas to diverse stakeholders * Experience with one or more of the following industries / product types: Asset Based Lending, Asset Securitizations, Commercial Real Estate, Energy/Power, Funds Finance, Leveraged Lending, Mining, & Project Finance. * Demonstrated experience with effectively challenging decision makers. * A collaborative mindset with a focus on problem-solving and continuous improvement. Preferred: * Bank regulator/examiner experience. * CRR team membership experience. * Education - Graduate Degree or Chartered Financial Analyst Accreditation Salary Range $216,000-273,000 In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness. ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are. ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.

About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026). Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you! The Team: The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. Our team employs advanced analytical and technical prowess to deliver comprehensive support in Upstart's lending platform. The Credit Analytics team is building out foundational frameworks and infrastructures on loan performance and forecasting, market cycles and emerging trends, risk and return trade-offs, among others. We also take pride in developing our business intelligence tools to empower self-service reporting and streamlining work processes through automation. As a Senior Manager at Upstart, you will join our Credit Analytics horizontal team. In this multi-disciplinary role, you will drive strategic workstreams spanning across valuation and credit oversight, shaping and hands-on scaling our analytics processes, credit performance frameworks, and post-origination forecasting methodologies. Collaborating across Data Analytics, Machine Learning, Product, and Finance teams, you will spearhead cross-functional initiatives that embed rigorous valuation models, forward-looking credit governance, and automated processes-empowering Upstart's multi-product growth and reinforcing our market leadership in lending. How you'll make an impact: Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform Influence Upstart's credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart's machine learning model, credit, and valuation Lead and develop analytics on underwriting decisions, credit monitoring, model impacts, asset forecast, and valuation modeling to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions Develop foundational forecast pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community Mentor junior team members on best practices and foster a center of excellence on data, credit, and analytics Minimum Qualifications: 8+ years professional experience with demonstrated growth and leadership in technology and financial industry Experience in developing credit analytics, financial forecasting, and/or quantitative risk models with Python, R, & SQL Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift Degree in Quantitative Finance/Economics, Statistics, Engineering, Data Science or other quantitative fields Preferred Qualifications: Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making Experience in SOX controlled reporting or regulatory reporting cycles Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products Experience in developing junior team members on technical subjects Position location - This role is available in the following locations: Remote Time zone requirements - The team operates on the West coast time zones. Travel requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range$182,300-$252,500 USD Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************

Company Navitus About Us Navitus - Putting People First in Pharmacy - Navitus was founded as an alternative to traditional pharmacy benefit manager (PBM) models. We are committed to removing cost from the drug supply chain to make medications more affordable for the people who need them. At Navitus, our team members work in an environment that celebrates diversity, fosters creativity and encourages growth. We welcome new ideas and share a passion for excellent service to our customers and each other._____________________________________________________________________________________________________________________________________________________________________________________________________________. Current associates must use SSO login option at ************************************ to be considered for internal opportunities. Pay Range USD $128,961.00 - USD $170,000.00 /Yr. STAR Bonus % (At Risk Maximum) 15.00 - Director, GM of GP, PIC Work Schedule Description (e.g. M-F 8am to 5pm) M-F 8am-5pm, CT Remote Work Notification ATTENTION: Navitus is unable to offer remote work to residents of Alaska, Hawaii, Maine, Mississippi, New Hampshire, New Mexico, North Dakota, Rhode Island, South Carolina, South Dakota, West Virginia, and Wyoming. Overview Due to growth, Navitus Health Solutions is seeking a Director of Underwriting and Actuarial to join our team! The Director, Underwriting and Actuarial is responsible for guiding the actuarial and financial analytics, assumptions, and modeling to support the strategic objectives of Navitus. This leader directs the development, implementation, and monitoring of pricing models and strategies, financial forecasts, trend analytics, and risk modeling for all lines of business, including Medicare, Medicaid, Commercial, Self-Funded, EGWP, and Exchange products. The Director, Underwriting and Actuarial works collaboratively with executive leadership, underwriting, clinical, and operations teams to ensure that Navitus' products are competitive, financially sound, and aligned to client, market, and organizational strategic needs. This role also involves managing and mentoring a team of actuaries and analysts, fostering their professional growth and actuarial acumen, delivering high quality actuarial work. Is this you? Find out more below! Responsibilities How do I make an impact on my team? Serves as a primary point of contact for clients that utilize Navitus' actuarial services for pharmacy benefits cost forecasting and management. Participates in new business development activity with prospective clients as the lead subject matter expert for actuarial services offered by Navitus. Provides oversight, guidance, and models to facilitate the actuarial analysis needed to develop financial projections for alternative plan designs. Supports Finance projections of long-term revenues and profitability by LOB and client. Provides oversight, guidance, and models to analyze population and other changes to determine the impact on projected costs for a book of business. Understands drug trends, new drug pipelines, patent expirations, and other factors to guide best estimate thinking around projected trend. Contributes to the analytics strategy for the organization, working with leaders in Analytics, Sales Financial Support, and Underwriting. Leads development efforts of Navitus Health Solutions pricing and risk models. Ensures that those responsible for managing care and cost outcomes have the clinical and financial data needed to inform the development of strategies designed to manage care and cost outcomes for defined populations. This includes consideration of payer requirements that drive drug pricing and rebates. Establishes actuarial policies and standards that ensure effective controls and compliance with all applicable statutory, regulatory, professional, and corporate standards and regulations. Develops, leads, and guides the actuarial function for the organization, ensuring that the team meets client needs and that expenses are managed within budget. Participates in, adheres to and supports compliance, people and culture, and learning programs. Performs other duties as assigned. Qualifications What our team expects from you? Education: Bachelor's degree in Mathematics, Statistics, Actuarial Science, or a related field required. Certification/Licenses: Associate of the Society of Actuaries required. Fellowship preferred. Experience: 5+ years of progressive actuarial experience (preferably in Health Insurance, pharmacy benefits management, or comparable capacity) required. Experience in more than 2 functions (pricing, reserving, modeling, reporting and analysis) required. 5+ years of underwriting experience in a Pharmacy Benefit Management, Managed Care, or adjacent setting. Experience across multiple product offerings including Medicare, Medicaid, Commercially Insured, and Administrative Service only products required. 5 years of leadership experience managing people and work product for an actuarial team required. Experience in influencing leaders at a variety of levels and build consensus required. What can you expect from Navitus? Top of the industry benefits for Health, Dental, and Vision insurance 20 days paid time off 4 weeks paid parental leave 9 paid holidays 401K company match of up to 5% - No vesting requirement Adoption Assistance Program Flexible Spending Account Educational Assistance Plan and Professional Membership assistance Referral Bonus Program - up to $750! #LI-Remote Location : Address Remote Location : Country US

Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you. Who we are At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team. The opportunity We currently have an opportunity for an Underwriting Director - Fine Arts to join our Inland Marine team located remotely nationwide. The Underwriting Director leads the creation and operation of a Fine Arts underwriting practice within the organization, reporting directly to the Inland Marine President. Responsible for establishing strategy, product design, pricing, and underwriting standards for fine art risks, including collections, galleries, museums, and private clients. Builds a profitable and sustainable portfolio by leveraging expertise in the art market and insurance industry, and by developing a network of fine art agents and brokers. Some of the Underwriting Director responsibilities include but are not limited to: Practice Development: Create and implement a comprehensive fine art underwriting strategy, including product offerings, coverage forms, and pricing models tailored to the unique needs of art clients. Financial Performance: Accountable for profitability, growth, and expense management of the fine art segment. Develop annual business plans with clear underwriting, pricing, retention, and service objectives. Market Analysis: Monitor art market trends, competitor products, and pricing strategies. Recommend enhancements and new solutions to maintain competitive positioning. Risk Management: Establish underwriting guidelines and authority levels specific to fine art exposures. Ensure compliance with regulatory requirements and internal standards. Relationship Management: Build and maintain strong relationships with brokers, agents, and art industry stakeholders. Represent the company at key industry events and client meetings. Leadership: Recruit, develop, and lead a team of fine art underwriting professionals. Provide mentorship and ensure technical excellence within the practice. Innovation: Collaborate with actuarial, claims, and specialty teams to design innovative solutions for complex art risks, including catastrophe planning and valuation methodologies. The expertise you bring Bachelor's degree required; advanced degree or professional designation (CPCU, RPLU) preferred. Minimum 10 years of insurance experience, with at least 5 years in fine art underwriting. Proven leadership experience in building or managing a specialty practice and / or team. Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires; however, your recruiter will provide more specific compensation details during the hiring process. The typical base salary range for this position is: $261,000 - $305,000 based on the factors aforementioned. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to: Comprehensive medical, dental and vision insurance with no waiting period Competitive paid time off programs 401(k) savings and annual contributions of up to 12% of annual salary Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed . Why choose Intact We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility. Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society. Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance. Check out our Glassdoor reviews to see why people love working for Intact! Our promise to you Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself. In return, we promise you support, opportunities and performance-led financial rewards in a flexible work environment where you can: Shape the future: Help us lead an insurance transformation to better protect people, businesses and society. Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right. Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow. About Intact At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services. #LI-US #LI-PC1 #LI-REMOTE

Job Level: Director Job Function: Governance & Assurance Employment Type: Full Time SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $178,000.00 and $231,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. Role Description The Director of Counterparty Credit Risk (CCR) Reporting provides senior leadership for the design, oversight, and delivery of firmwide CCR reporting. This role is responsible for ensuring accurate, timely, and decision-useful risk information is delivered to senior management, risk committees, and regulators. The Director partners closely with Counterparty Credit Risk Managers, Front Office, Risk Analytics, Finance, Technology, and Regulatory teams to strengthen risk transparency, governance, and reporting infrastructure across the organization. Role Responsibilities: * Lead the end-to-end CCR reporting framework, including senior management, Board, and regulatory reporting * Oversee governance, controls, and data quality standards across risk reporting processes and platforms * Act as a senior point of contact for regulators, internal audit, and other internal teams on reporting-related matters * Drive strategic enhancements to reporting infrastructure, automation, and analytics in partnership with Technology teams * Establish and maintain robust governance, including standards, control, issue management, and escalation frameworks * Ensure scalability of reporting frameworks to support new products and business growth * Work closely with Technology team to create new reports to assist the risk management team manage counterparty exposures * Manage, mentor, and develop a team of risk reporting professionals, setting standards for excellence and accountability Qualifications and Skills * Bachelor's degree in Finance, Economics, or a related discipline; advanced degree preferred * 10+ years of experience in Risk Reporting within a large financial institution * Deep expertise in counterparty credit risk concepts, including exposure methodologies, limits, PFE, EPE, etc. * Proven experience producing and presenting risk information to senior management, committees, and regulators * Familiarity with business intelligence and data visualization tools (e.g. Power BI) to enhance risk transparency and executive reporting * Strong understanding of regulatory expectations related to Counterparty Credit Risk reporting and governance * Demonstrated leadership experience managing teams and driving large-scale change initiatives * Excellent communication, stakeholder management, and executive presentation skills SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com. Nearest Major Market: New York City

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $178,000.00 and $231,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. **Role Description** The Director of Counterparty Credit Risk (CCR) Reporting provides senior leadership for the design, oversight, and delivery of firmwide CCR reporting. This role is responsible for ensuring accurate, timely, and decision-useful risk information is delivered to senior management, risk committees, and regulators. The Director partners closely with Counterparty Credit Risk Managers, Front Office, Risk Analytics, Finance, Technology, and Regulatory teams to strengthen risk transparency, governance, and reporting infrastructure across the organization. **Role Responsibilities:** - Lead the end-to-end CCR reporting framework, including senior management, Board, and regulatory reporting - Oversee governance, controls, and data quality standards across risk reporting processes and platforms - Act as a senior point of contact for regulators, internal audit, and other internal teams on reporting-related matters - Drive strategic enhancements to reporting infrastructure, automation, and analytics in partnership with Technology teams - Establish and maintain robust governance, including standards, control, issue management, and escalation frameworks - Ensure scalability of reporting frameworks to support new products and business growth - Work closely with Technology team to create new reports to assist the risk management team manage counterparty exposures - Manage, mentor, and develop a team of risk reporting professionals, setting standards for excellence and accountability **Qualifications and Skills** - Bachelor's degree in Finance, Economics, or a related discipline; advanced degree preferred - 10+ years of experience in Risk Reporting within a large financial institution - Deep expertise in counterparty credit risk concepts, including exposure methodologies, limits, PFE, EPE, etc. - Proven experience producing and presenting risk information to senior management, committees, and regulators - Familiarity with business intelligence and data visualization tools (e.g. Power BI) to enhance risk transparency and executive reporting - Strong understanding of regulatory expectations related to Counterparty Credit Risk reporting and governance - Demonstrated leadership experience managing teams and driving large-scale change initiatives - Excellent communication, stakeholder management, and executive presentation skills SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com. EOE, including Disability/veterans

Sidecar Health is redefining health insurance. Our mission is to make excellent healthcare affordable and accessible for everyone. We know that to accomplish this lofty mission, we need driven people who will make things happen. The passionate people who make up Sidecar Health's team come from all over, with backgrounds as tech leaders, policy makers, healthcare professionals, and beyond. And they all have one thing in common-the desire to fix a broken system and make it more personalized, affordable, and transparent. If you want to use your talents to transform healthcare in the United States, come join us! About the Role The Director of Underwriting will lead Sidecar Health's group underwriting function while also serving as a hands-on contributor. Reporting to the VP of Actuarial & Underwriting, this role is both a player-coach and a growth partner - directly underwriting complex, high-value cases while managing, mentoring, and developing a team of underwriters. They will partner closely with Sales and Client Success to support new business opportunities, renewals, and finalist presentations, playing a critical role in driving profitable growth and strengthening Sidecar Health's presence in the market. What You'll Do Serve as both a leader and contributor, personally underwriting large and complex group cases while managing the day-to-day operations of the underwriting team Lead, mentor, and develop a team of group underwriters, fostering consistency, accuracy, and professional growth Establish and maintain underwriting guidelines, policies, and processes that balance competitiveness, risk, and profitability Partner with Sales to support new business growth, participating in finalist meetings and broker/consultant discussions as needed Provide creative underwriting solutions that help win new accounts while protecting financial performance Collaborate cross-functionally with Actuarial, Product, Finance, and Client Success to inform pricing strategies, renewals, and long-term client value Review and approve escalated underwriting decisions, applying expert judgment to ensure alignment with strategy Monitor underwriting performance and portfolio results, identifying trends and implementing corrective actions when necessary Build and maintain strong relationships with brokers, consultants, and reinsurers to enhance growth opportunities and support reinsurance strategies Promote a culture of accountability, collaboration, and continuous improvement within the underwriting function What You'll Bring 8+ years of experience in group underwriting within health insurance or healthcare-related financial services, with progressive responsibility in leadership and decision-making Proven ability as a “player-coach” - comfortable leading a team while directly underwriting complex, high-profile cases Demonstrated success partnering with Sales to win new business and support strategic client relationships Deep knowledge of group underwriting methodologies, funding arrangements (fully insured, self-funded/ASO), stop-loss, and healthcare cost drivers Strong analytical and problem-solving skills with the ability to balance growth opportunities against risk considerations Executive presence with excellent communication, negotiation, and relationship-building skills Familiarity with reinsurance markets and strategies preferred Comfort operating in a fast-paced, high-growth environment where adaptability is key Bachelor's degree What You'll Get Competitive salary, bonus opportunity, and equity package Comprehensive Medical, Dental, and Vision benefits A 401k retirement plan Paid vacation and company holidays Opportunity to make an impact at a rapidly growing mission-driven company transforming healthcare in the U.S. Sidecar Health is an Equal Opportunity employer committed to building a diverse team. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status or disability status.

Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners. We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders. We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future. We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work. UW Director Job Description: Who we are Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs. We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. About the role Director, Life Underwriting The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. Organizational Structure This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms. We want to hear from you today if you can: • Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines. • Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy. • Effectively manage change, defuse conflict and negotiate positive results. • Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made. • Must be organized and able to manage a large caseload. • Demonstrate superior technical underwriting knowledge and skills. • Ability to provide training to internal and external customers on underwriting topics. • Able to independently and effectively interact with a sophisticated field force dealing with an upscale market. What we're looking for: • Experience with brokerage distribution marketplace. • 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases. • Required Approval authority up to $10,000,000. • FLMI, FALU and/or CLU designations preferred or progress toward these designations. What our employees like most about working We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. Our “Giving Back” policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community. Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview. Remote Role, Work from Home #LI-SAFG #LI-Remote #LI-CBF Why Corebridge? At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive. Benefit Offerings Include: Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being. Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately. Employee Assistance Program: Confidential counseling services and resources are available to all employees. Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000. Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work. Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it. Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy. We are an Equal Opportunity Employer Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives. Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law. We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: *************************** Functional Area: UW - UnderwritingEstimated Travel Percentage (%): Up to 25%Relocation Provided: NoAmerican General Life Insurance Company

Who We Are At Corebridge Financial, we believe action is everything. That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their financial lives, for today and tomorrow. We align to a set of Values that are the core pillars that define our culture and help bring our brand purpose to life: * We are stronger as one: We collaborate across the enterprise, scale what works and act decisively for our customers and partners. * We deliver on commitments: We are accountable, empower each other and go above and beyond for our stakeholders. * We learn, improve and innovate: We get better each day by challenging the status quo and equipping ourselves for the future. * We are inclusive: We embrace different perspectives, enabling our colleagues to make an impact and bring their whole selves to work. UW Director Job Description: Who we are Corebridge Financial is an outstanding franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. We hold long-standing, leading market positions in many of the markets we serve. With our strong capital position, customer orientation, breadth of product expertise and deep distribution relationships across various channels, we are well positioned to serve growing market needs. We have a legacy of working to make the world a better place, and that begins with our most important asset, our employees. We're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection, and wellbeing. About the role Director, Life Underwriting The underwriting organization is responsible for underwriting new life applications with a focus on delivering a best in class customer experience. Underwriting team members provide medical and financial risk assessment on applications for individual life insurance applications. The primary responsibility of the Director, Life Underwriting is to accurately assess medical and financial risk, protecting the mortality results of the organization while also supporting sales. Underwriting team members interact frequently with our customers and therefore the role requires a customer centric and relationship focused attitude, excellent communication skills as well as accountability for accurate and prompt processing. Organizational Structure This position reports to the Managing Underwriting Director and will work with Case Managers, Internal & External Wholesalers and NMO's/Firms. We want to hear from you today if you can: * Underwrite complex formal applications and informal quote applications with the ability to evaluate and take final action in an independent manner within approval authority guidelines. * Analyze complex information and interpret to reach comprehensive medical and financial assessments based on company guidelines and policy. * Effectively manage change, defuse conflict and negotiate positive results. * Able to take a cross-functional view of work processes and understand the ramifications to other areas of actions taken and decisions made. * Must be organized and able to manage a large caseload. * Demonstrate superior technical underwriting knowledge and skills. * Ability to provide training to internal and external customers on underwriting topics. * Able to independently and effectively interact with a sophisticated field force dealing with an upscale market. What we're looking for: * Experience with brokerage distribution marketplace. * 10+ years of life underwriting experience with demonstrated competence and experience handling larger face amount cases. * Required Approval authority up to $10,000,000. * FLMI, FALU and/or CLU designations preferred or progress toward these designations. What our employees like most about working * We care about your professional development. Our career progression program will provide you with the opportunity to develop your skills, strengthen your productivity and be eligible to progressively advance to positions with an increased responsibility and increased compensation. * Our "Giving Back" policy is at the core of our daily operations and guides our future progress. We offer up to 16 hours a year paid time off to volunteer in the community. * Our people are our most important asset therefore we provide a generous benefits plan; Medical, Dental and Vision, 401(k) and company match, paid time off (PTO) plus company paid holidays. We're proud to offer a range of competitive benefits, a summary of which can be viewed here: Benefits Overview. Remote Role, Work from Home #LI-SAFG #LI-Remote #LI-CBF Why Corebridge? At Corebridge Financial, we prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive. Benefit Offerings Include: * Health and Wellness: We offer a range of medical, dental and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being. * Retirement Savings: We offer retirement benefits options, which vary by location. In the U.S., our competitive 401(k) Plan offers a generous dollar-for-dollar Company matching contribution of up to 6% of eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual IRS limits and Plan terms). These Company contributions vest immediately. * Employee Assistance Program: Confidential counseling services and resources are available to all employees. * Matching charitable donations: Corebridge matches donations to tax-exempt organizations 1:1, up to $5,000. * Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work. * Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it. Eligibility for and participation in employer-sponsored benefit plans and Company programs will be subject to applicable law, governing Plan document(s) and Company policy. We are an Equal Opportunity Employer Corebridge Financial, is committed to being an equal opportunity employer and we comply with all applicable federal, state, and local fair employment laws. All applicants will be considered for employment based on job-related qualifications and without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, disability, neurodivergence, age, veteran status, or any other protected characteristic. The Company is also committed to compliance with all fair employment practices regarding citizenship and immigration status. At Corebridge Financial, we believe that diversity and inclusion are critical to building a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our colleagues are respected as individuals and valued for their unique perspectives. Corebridge Financial is committed to working with and providing reasonable accommodations to job applicants and employees, including any accommodations needed on the basis of physical or mental disabilities or sincerely held religious beliefs. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to ******************************************. Reasonable accommodations will be determined on a case-by-case basis, in accordance with applicable federal, state, and local law. We will consider for employment qualified applicants with criminal histories, consistent with applicable law. To learn more please visit: *************************** Functional Area: UW - Underwriting Estimated Travel Percentage (%): Up to 25% Relocation Provided: No American General Life Insurance Company

About the Company Gemini is a global crypto and Web3 platform founded by Cameron and Tyler Winklevoss in 2014, offering a wide range of simple, reliable, and secure crypto products and services to individuals and institutions in over 70 countries. Our mission is to unlock the next era of financial, creative, and personal freedom by providing trusted access to the decentralized future. We envision a world where crypto reshapes the global financial system, internet, and money to create greater choice, independence, and opportunity for all - bridging traditional finance with the emerging cryptoeconomy in a way that is more open, fair, and secure. As a publicly traded company, Gemini is poised to accelerate this vision with greater scale, reach, and impact. The Department: Compliance Compliance at Gemini is a team dedicated to managing the next generation of financial crime prevention and regulatory compliance in a complex and evolving environment. We are a diverse group of technology, legal, and operational professionals who develop new approaches to solving classic problems using cutting edge tools and processes. The Role: Manager, Credit Card Compliance In this role, you will serve as a subject matter expert across consumer finance regulation, issue management and remediation, product ideation, and other domains. You will have a leading role in shaping and executing the Compliance Management System (CMS) to deliver products that put customers first in line with the requirements set forth by consumer finance regulations and key credit card partners. You will work with the Head of Compliance in managing a multitude of processes, including issue management/resolution, complaint management, annual risk assessment, new product approvals, and governance. The ideal candidate will have deep experience in consumer financial compliance at a credit card company, FinTech or other financial services company. A strong understanding of and experience with consumer regulations such as ECOA, TILA, UDAAP, FRCA, among others is required. The Regulatory Compliance Lead will have a strong aptitude for organization, applying rules and regulations in real-time scenarios as well as collaborating with inter-departmental business unit owners, and fostering a culture of compliance throughout the organization. This role is required to be in person twice a week at either our San Francisco, CA or New York City, NY office. Responsibilities: Supervise junior member(s) of the compliance team in areas of complaint management, issue management, audit findings resolution, risk assessment, and governance. Oversee the issue management process to ensure appropriate mitigation, remediation, root cause analysis, tracking, reporting and resolution. Incumbent will lead and work across all functional areas to ensure successful resolution and handling of issues. Drive the development and execution of remediation and testing plans to address issues/findings, which may include process updates, documentation and/or training. Lead the design and implementation of the risk assessment framework to provide independent, risk-based evaluation of regulatory compliance. Take a leading role in identifying, mapping out, enhancing, documenting, and rating controls and risks as part of our Risk Assessment process. Provide timely and accurate advice and guidance to the Gemini Credit Card's teams on issues arising from compliance policy areas and subject matter within the responsibility of the Compliance Department. Partner with the broader Counsel team to address emerging trends, regulations and business objectives; share information about developments in the product and Compliance program to organize efficient and transparent support across the departments. Lead responses to periodic audits, reporting requirements, regulatory examinations, and assessments. Act as contact person and liaison between department heads and senior management at Gemini as well as our Bank partner. Monitor operational processes and procedures to ensure that the company operates in accordance with applicable regulations as well as with the CMS Policy. Maintain current knowledge of applicable laws and regulations and understand regulatory impact of changes to product/service offerings. Qualifications: Bachelor degree. Juris Doctor, and /or CFE preferred. 6+ years of experience in regulated finance or fintech industry with a focus on credit card regulatory/consumer compliance. Thorough understanding of lending/credit financial services and key laws, regulations, guidance, and industry-standard practices such as UDAAP; Regulation B, E, D/DD, Z, V; SCRA; GLBA; BSA/AML; etc. and associated regulations. Strong project management, time management, and organizational skills. Excellent written and verbal English communication skills with a strong attention to detail. Proven ability to proactively, efficiently, and accurately assess risks in a fast-paced environment. Track record of creative problem-solving, excellent written and oral communication skills, and creation of strong and trusted cross-functional relationships. Interest in building the future of compliance and an owner's mindset to your work. It Pays to Work Here The compensation & benefits package for this role includes: Competitive starting salary A discretionary annual bonus Long-term incentive in the form of a new hire equity grant Comprehensive health plans 401K with company matching Paid Parental Leave Flexible time off Salary Range: The base salary range for this role is between $129,500 - $185,000 in the State of New York, the State of California and the State of Washington. This range is not inclusive of our discretionary bonus or equity package. When determining a candidate's compensation, we consider a number of factors including skillset, experience, job scope, and current market data. In the United States, we offer a hybrid work approach at our hub offices, balancing the benefits of in-person collaboration with the flexibility of remote work. Expectations may vary by location and role, so candidates are encouraged to connect with their recruiter to learn more about the specific policy for the role. Employees who do not live near one of our hubs are part of our remote workforce. At Gemini, we strive to build diverse teams that reflect the people we want to empower through our products, and we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. Equal Opportunity is the Law, and Gemini is proud to be an equal opportunity workplace. If you have a specific need that requires accommodation, please let a member of the People Team know. #LI-ES1

As an employee-owned company, DMA prioritizes employees. Low turnover rates and tenured teams are living proof: 2025 Great Places to Work Certified Employee stock ownership program eligibility begins on day one of employment (ESOP contribution is targeted at 6% of your annual compensation) Company paid parental leave Generous time off package Multiple benefit plans, eligibility begins on day one of employment Culturally focused on work/life balance, mental health, and the overall wellness of our employees Position Summary Participates in credits & incentives procurement projects for DMA clients and provides other credits and incentives consulting services. Researches credits & incentives opportunities for clients. Participates in compliance services for clients. Participates in business development activities. Essential Duties and Responsibilities Participates in credits & incentives procurement projects for DMA clients Interacts with DMA and client personnel Researches and documents available incentive opportunities Works with state, local and other economic development officials to maximize incentives Maintains excellent knowledge of state, local, federal and utility incentives Participates in business development efforts Responsible for compliance reporting for assigned clients Updates work-in-process reports Conducts on-site inspection of client plants and operations Assists Directors, Sr. Managers, Managers and other business development professionals in assessing incentive opportunities for new and prospective clients Researches complex issues Education and Qualifications Bachelor's degree in accounting, finance, economics, or related field 5+ years' experience in credits & incentives, property tax consulting, or related field Advanced knowledge of Microsoft Word and Excel Organizational and interpersonal skills required Excellent verbal and written communication skills Ability to meet travel requirements of the job Valid Driver's License The Company is an equal employment opportunity employer and is committed to providing equal employment opportunities to its applicants and employees. The Company does not discriminate in employment opportunities or practices on the basis of race, color, religion, gender, national origin, citizenship, age, disability, veteran status, genetic information, or any other category covered by applicable federal, state, or local law. This equal employment opportunity policy applies to all employment policies, procedures, and practices, including but not limited to hiring, promotion, compensation, training, benefits, work assignments, discipline, termination, and all other terms and conditions of employment. It is DMA's policy to make reasonable accommodations for qualified individuals with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please contact our Human Resources team at *********************** or ************ and choosing selection 6.

The Credit Administration Manager is a seasoned credit professional responsible for overseeing and enhancing the Bank's credit processes and administration. This role plays a pivotal part in underwriting platform integration, credit training, risk rating model performance, asset quality reporting, regulatory exam support, and conversion activities. The successful candidate will also serve as a key contributor to the ongoing development of CreditLens, the Bank's commercial underwriting platform. What You'll Do * Maintain and manage Credit Administration policies, procedures, and compliance frameworks * Evaluate and improve credit risk policies for operational efficiency * Act as Subject Matter Expert on credit-related projects and governance initiatives * Lead sub-projects and working groups in agile environments from concept to rollout * Collaborate with technical leads to design and implement credit process enhancements * Develop tools and job aids to streamline commercial lending workflows * Oversee top-level credit reporting and support ad-hoc reporting requests * Partner with the Credit Training Manager to deliver relevant training programs * Serve as a resource for commercial credit policy and procedures across the Bank * Ensure governance controls (SOX, ERM, first line of defense) are effective and compliant * Coordinate with auditors and regulators during examinations * Provide guidance on regulatory interpretation and compliance updates * Support acquisition and conversion activities, including system integration and cultural onboarding Requirements For Success Experience: * Minimum 10 years in commercial lending, preferably across multiple disciplines * Supervisory and managerial experience preferred * Education: * College degree or equivalent * Required Skills: * Deep understanding of credit policy, procedures, and regulatory frameworks * Strong interpersonal and communication skills * Ability to lead cross-functional projects and manage multiple priorities Conditions of Employment Conditions of Employment: * Must be able to pass a criminal background & credit check * This is a full-time, non-remote position * Schedule flexibility for evenings and weekends. FLSA Status: * Exempt We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pay Range USD $84,136.00 - USD $139,486.00 /Yr.