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Credit manager vs bank manager

The differences between credit managers and bank managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a credit manager and a bank manager. Additionally, a bank manager has an average salary of $96,910, which is higher than the $68,583 average annual salary of a credit manager.

The top three skills for a credit manager include customer service, financial statements and credit card. The most important skills for a bank manager are bank products, financial services, and business development.

Credit manager vs bank manager overview

Credit ManagerBank Manager
Yearly salary$68,583$96,910
Hourly rate$32.97$46.59
Growth rate17%17%
Number of jobs63,89866,136
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 64%
Average age4646
Years of experience88

What does a credit manager do?

A credit manager is an individual who supervises the credit granting process for a company by evaluating the creditworthiness of potential customers. Credit managers must maintain corporate credit policy to optimize company sales and reduce bad debt losses. They must manage the proper relationship with agencies such as the collection agency, credit insurance providers, and the sales department. Credit managers may work in different industries such as banks, accounting firms, or auto dealerships. They must also possess a bachelor's degree in financial management or related field.

What does a bank manager do?

A bank manager is responsible for supervising banking operations and monitoring staff performance in providing the best customer service for clients with their banking needs and financial transactions. Bank managers assist the staff with the complexities of processes, train new hires, and strategize the development of services that would contribute to the bank's success. They also conduct fund audits and create accounts receivable reports at the end of the day. A bank manager responds to clients' inquiries and concerns, resolve complaints, and manage account disputes.

Credit manager vs bank manager salary

Credit managers and bank managers have different pay scales, as shown below.

Credit ManagerBank Manager
Average salary$68,583$96,910
Salary rangeBetween $39,000 And $119,000Between $65,000 And $142,000
Highest paying CitySan Francisco, CASan Francisco, CA
Highest paying stateOregonCalifornia
Best paying companyMicrosoftAccenture
Best paying industryFinanceFinance

Differences between credit manager and bank manager education

There are a few differences between a credit manager and a bank manager in terms of educational background:

Credit ManagerBank Manager
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit manager vs bank manager demographics

Here are the differences between credit managers' and bank managers' demographics:

Credit ManagerBank Manager
Average age4646
Gender ratioMale, 53.9% Female, 46.1%Male, 48.9% Female, 51.1%
Race ratioBlack or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 7.8% White, 64.5% American Indian and Alaska Native, 0.3%Black or African American, 7.5% Unknown, 4.1% Hispanic or Latino, 14.3% Asian, 10.0% White, 63.7% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between credit manager and bank manager duties and responsibilities

Credit manager example responsibilities.

  • Manage treasury department including all cash management, bank relationships, and debt negotiations.
  • Manage an initiative to move customers from checks to ACH with CTX or EDI remittances.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Launch the new SBA lending and residential mortgage lending programs.
  • Complete loan workouts and restructures on SBA 504 and LIHTC multifamily loans.
  • Leverage GBM using features generate on Experian's tradeline data through unsupervise learning tool Khiops.
  • Show more

Bank manager example responsibilities.

  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Collaborate with corporate training designers and facilitators to plan, develop and execute AML and KYC relate training.
  • Handle escalations in the absence of the FCM; ensure enterprise complaint tracking own resource management for the financial center.
  • Team up with FCM and regional recruiter in interview and hiring process.
  • Perform other jobs and relate projects as assigned including mentoring sales employees to exceed assign goals by Bancorp.
  • Monitor all banking operations according to the federal rules and regulations, including performing monthly audits, and following Bancorp standards.
  • Show more

Credit manager vs bank manager skills

Common credit manager skills
  • Customer Service, 16%
  • Financial Statements, 9%
  • Credit Card, 5%
  • Credit Risk, 5%
  • Credit Policy, 5%
  • Customer Accounts, 4%
Common bank manager skills
  • Bank Products, 7%
  • Financial Services, 7%
  • Business Development, 6%
  • Secrecy, 6%
  • Bank Secrecy Act, 6%
  • Community Involvement, 5%

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