Credit manager job description

Ferguson is North America's leading improved distributor across residential, non-residential, new construction and repair, maintenance, and improvement (RMI) end markets. Spanning 34,000 suppliers and more than one million customers, we deliver local expertise, valuable solutions, and the industry's most extensive portfolio of products. From infrastructure, plumbing, and appliances, to HVAC, fire protection, fabrication, and more, we make our customers' complex projects simple, successful, and sustainable.

The Market Credit Manager will lead all aspects of accounts in the Jackson, MS and surrounding area, as well as oversee accounts categorized under the Industrial business group in Alabama. We are also open to this associate residing in the Memphis, TN area. This is a great opportunity to join our credit team, managing a diverse customer portfolio.
Responsibilities:
Evaluate the credit file for new and existing customers, setting credit limits that balance the organization's credit risk and appetite for profitable sales.Evaluate customer project information, and determine whether secondary security may exist, such as lien and bond rights.Understand mechanic's lien law for the states covered under the account portfolio. Subsequently qualify customer project information to make a credit decision.Engage in collections follow up with customers that are any of the following: past due, nearing past due, nearing, at or exceeding of assigned credit limit.Ensure that credit and collections activities are conducted effectively and ethically, including following the organization's policies and standards as well as relevant regulations and laws.Endorse key initiatives including Ferguson.com self-service payment and digital form adoption.Embrace organizational changes, process changes, and technology solutions, and provide feedback to leadership.Meet regularly with branch leadership to ensure credit and sales strategy is aligned.Travel regularly within a defined area to include overnight travel as needed.Spend a significant amount of time each month visiting customers, riding with sales teams, strengthening relationships, and solving challenges.Escalate key issues to Regional Credit Manager and other members of sales and branch leadership.Follow established procedures and guidelines to collect and secure credit information, and maintain accurate records.
Qualifications:
3 years of experience as a credit professional required, to perform at expectation Proficiency reviewing Credit Reports (specifically TransUnion Consumer and Dun & Bradstreet Commercial) Proficiency within ExcelStrong written and oral communication Basic Knowledge reviewing Financial StatementsBachelor's degree or professional credit experience required Valid drivers' license preferred Familiarity with applications such as PowerBI and Microsoft Teams, a plus
Ferguson is dedicated to providing meaningful benefits programs and products to our associates and their families-geared toward benefits, wellness, financial protection, and retirement savings. Ferguson offers a competitive benefits package that includes medical, dental, vision, retirement savings with company match, paid leave (vacation, sick, personal, holiday, and parental), employee assistance programs, associate discounts, community involvement opportunities, and much more!
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The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information

Mission Pharmacal Company ("Mission") is a privately held pharmaceutical company based in San Antonio, Texas. For more than 75 years, the company has been improving the lives of people, through every stage of life, by identifying unmet healthcare needs and delivering innovative, high-quality prescription, over-the-counter products and medical devices to meet these needs using only the purest ingredients and state-of-the-art methods of manufacturing.

We are leaders in the therapeutic areas of women's health, urology, and dermatology. Mission provides a comprehensive portfolio of product and service offerings that help Mission and other pharmaceutical companies more effectively deliver needed prescription and consumer products into the hands of physicians, pharmacists and ultimately, patients.

Mission is seeking a results-driven and effective CREDIT MANAGER to oversee our Credit and Collections Department based out of our San Antonio Corporate Office. The Credit Manager is responsible for managing the customer Accounts Receivable process in order to minimize financial loss to the company. This includes reviewing and approving all credit applications as well as designing and implementing processes to improve cash flow through receivables. This position also monitors and negotiates the collection of past due accounts., investigates and disputes unapproved chargebacks and other deductions, investigates and disputes excessive returns claims.

ESSENTIAL DUTTIES AND RESPONSIBILITIES:

1. Provides daily supervision and guidance to Accounts Receivable staff. Responsibilities include interviewing, hiring and training employees; planning, assigning and directing work; appraising performance, motivating AR team to successfully accomplish its goals and managing all employee related issues. Ensuring team members follow proper accounting principles and company procedures.

2. Reviews credit applications/commercial credit reporting agencies regarding potential customers as needed.

3. Monitors and analyzes receivable accounts to identify problem areas, plans and implements effective corrective action to resolve issues and prevent reoccurrence.

4. Periodically consults with Sales/Marketing in devising/updating policies related to Account Receivable function.

5. Provides guidance for timely allocation of daily lockbox deposits.

6. Provides financial status reports to management as requested.

EDUCATION AND EXPERIENCE:

Bachelor’s degree from an accredited four-year college or university specializing in accounting, marketing, business administration, etc., plus 5 years related experience and/or training, and 3 years related management experience, or equivalent combination of education and experience.

OTHER SKILLS:

• Must have intermediate skills with MS Office Suite (Excel, Word); experience with Ross ERP highly preferred.
• Strong verbal and written communication skills required combined with finesse in dealing with difficult and/or stressful situations. Must be comfortable speaking with multiple levels of leadership, various clients and others outside the organization.

While performing the functions of this job, the employee is regularly required to sit, use hands to finger, handle, or feel, talk or hear; frequently required to reach with hands and arms; and occasionally required to stand, walk.

The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. The noise level in the work environment is usually moderate.

Mission offers competitive salaries and a comprehensive benefit package including health insurance, generous Paid Time Off, company match 401(k), STD/LTD and Life insurance plus more!

Mission Pharmacal believes the success of an organization is dependent upon its people. If you are a detail-oriented and results-driven Accounts Receivable leader, we look forward to meeting you!

Mission is a government contractor
EOE/Minority/Female/Disabled/Veteran
Drug Free Workplace

The Credit Manager sets the tone for Sonesta's mission of “Wowing” our guests with Amazing Moments. The Credit Manager is responsible for the overall functioning of all accounts receivable, credit and collections for the Hotel.

The ideal candidate has a passion for hospitality and going beyond for our guests and fellow employees.
Job Description
Principle duties and responsibilities (Essential Functions) include:
Review of group and social function resumes to ensure deposits are received and all departments are aware of billing and/or credit instructions.Review credit applications for future groups and social events and perform credit checks to ensure the least amount of risk for the Hotel.Update all credit applications on an annual basis.Ensure invoices are sent in a timely manner, audit invoices for accuracy and follow up on payment.Handle and resolve guest and credit card disputes.Oversee the balancing of credit card activity.Conduct and chair monthly Credit Meetings with pertinent managers to review current state of outstanding receivables.Review Accounts Receivable aging on an ongoing basis and recommend ‘best course of action' to Financial Controller and General Manager.Prepare monthly reports with regards to Accounts Receivable, credit & collection.Assist in the creation, implementation and enforcement of all credit policies.Track all tax-exempt activity and report monthly.Attend department meetings.Perform other duties as requested by management.

Qualifications and Skills
Professional verbal communication skills.Must have a high degree of professional integrity.Excellent organizational skills and attention to detail.Proficient with Microsoft Office Suite or related software.Excellent prioritization and time management skills.Ability to work quickly without compromising quality.

Additional Job Description
Work Environment
Majority of work takes place indoors in an office environment.
Physical Demands
Must be able to exert up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently or constantly to lift, carry, push, pull or otherwise move objects.Frequently handling objects and equipment.Standing/sitting for extended periods of time and moving about the facility.

Expected Hours of Work
Must be flexible to work variable days of the week to include weekends and holidays.Must be flexible to work variable shifts (days, nights, overnights).Ten to twelve hour shifts sometimes required.

Education and Experience
4-year degree in related field or equivalent.Prior credit manager experience or similar role preferred.Knowledge of hotel Credit, Collection and Accounts Receivable.Two to three year's experience in a similar position in a hotel preferred.

Benefits

Sonesta recognizes that benefits play a vital role in helping ensure the health and financial security of employees and their families. We offer a variety of benefits to our employees including:

Medical, Dental and Vision InsuranceHealth Savings Account with Company Match 401(k) Retirement Plan with Company MatchPaid Vacation and Sick DaysSonesta Hotel DiscountsEducational AssistancePaid Parental LeaveCompany Paid Life InsuranceCompany Paid Short Term and Long Term Disability InsuranceVarious Employee Perks and Discounts

Upon submitting your application, please ensure you complete a full application in addition to attaching a resume. Incomplete applications received will not be considered.