Best cities for a credit officer
The best cities for credit officers are New York, NY, Winston-Salem, NC, and Raleigh, NC, based on factors like average salary and job availability per capita. Jobs and pay for credit officers vary across the country, but we've determined the ten best cities for credit officers in the U.S.
Whether you're starting your career as a credit officer or considering a move, this list of the best cities for credit officers to live in will help you decide. These aren't just the best-paying cities for credit officers. We also consider how easy it is to find work as a credit officer. While the absolute best city for credit officers is New York, NY, there are plenty of other great places to consider.
Keep reading to learn more about the best cities for credit officers in 2024.
If you're looking for a credit officer job, here are five companies hiring now:
10 best cities for credit officers in 2025
1. New York, NY
Total credit officer jobs: 152 Average annual salary: $162,805 Lowest 10 percent warn: $108,000 Highest 10 percent earn: $243,000 Location quotient: 4.53 2. Winston-Salem, NC
Total credit officer jobs: 2 Average annual salary: $137,260 Lowest 10 percent warn: $89,000 Highest 10 percent earn: $211,000 Location quotient: 4.02 3. Raleigh, NC
Total credit officer jobs: 4 Average annual salary: $138,389 Lowest 10 percent warn: $90,000 Highest 10 percent earn: $211,000 Location quotient: 1.50 4. Atlanta, GA
Total credit officer jobs: 34 Average annual salary: $123,944 Lowest 10 percent warn: $78,000 Highest 10 percent earn: $194,000 Location quotient: 3.60 5. Charlotte, NC
Total credit officer jobs: 12 Average annual salary: $136,323 Lowest 10 percent warn: $87,000 Highest 10 percent earn: $211,000 Location quotient: 1.98 6. Irving, TX
Total credit officer jobs: 19 Average annual salary: $118,386 Lowest 10 percent warn: $75,000 Highest 10 percent earn: $185,000 Location quotient: 4.70 7. Buffalo, NY
Total credit officer jobs: 1 Average annual salary: $161,283 Lowest 10 percent warn: $107,000 Highest 10 percent earn: $241,000 Location quotient: 0.95 8. Pittsburgh, PA
Total credit officer jobs: 5 Average annual salary: $124,826 Lowest 10 percent warn: $82,000 Highest 10 percent earn: $189,000 Location quotient: 1.61 9. Boston, MA
Total credit officer jobs: 14 Average annual salary: $134,537 Lowest 10 percent warn: $90,000 Highest 10 percent earn: $199,000 Location quotient: 1.91 10. Portland, OR
Total credit officer jobs: 5 Average annual salary: $137,983 Lowest 10 percent warn: $89,000 Highest 10 percent earn: $212,000 Location quotient: 1.43
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Best cities for credit officers
- New York, NY
- Winston-Salem, NC
- Raleigh, NC
- Atlanta, GA
- Charlotte, NC
- Irving, TX
- Buffalo, NY
- Pittsburgh, PA
- Boston, MA
- Portland, OR
- (152 credit officer jobs)
- (2 credit officer jobs)
- (4 credit officer jobs)
- (34 credit officer jobs)
- (12 credit officer jobs)
- (19 credit officer jobs)
- (1 credit officer jobs)
- (5 credit officer jobs)
- (14 credit officer jobs)
- (5 credit officer jobs)
Detailed list of the best cities for a credit officer
| Rank | City | Average salary | Lowest 10% Earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | New York, NY | $162,805 | $108,000 | 8,537,673 | 152 |
| 2 | Winston-Salem, NC | $137,260 | $89,000 | 242,203 | 2 |
| 3 | Raleigh, NC | $138,389 | $90,000 | 458,880 | 4 |
| 4 | Atlanta, GA | $123,944 | $78,000 | 472,522 | 34 |
| 5 | Charlotte, NC | $136,323 | $87,000 | 842,051 | 12 |
| 6 | Irving, TX | $118,386 | $75,000 | 238,289 | 19 |
| 7 | Buffalo, NY | $161,283 | $107,000 | 256,902 | 1 |
| 8 | Pittsburgh, PA | $124,826 | $82,000 | 303,625 | 5 |
| 9 | Boston, MA | $134,537 | $90,000 | 673,184 | 14 |
| 10 | Portland, OR | $137,983 | $89,000 | 639,863 | 5 |
| 11 | Brookhaven, NY | $163,882 | $109,000 | 486,040 | - |
| 12 | Islip, NY | $163,488 | $109,000 | 335,543 | - |
| 13 | Durham, NC | $138,282 | $90,000 | 263,016 | - |
| 14 | Oyster Bay, NY | $163,346 | $109,000 | 293,214 | - |
| 15 | Hempstead, NY | $163,028 | $109,000 | 759,757 | - |
| 16 | Reno, NV | $138,988 | $90,000 | 245,255 | - |
| 17 | Philadelphia, PA | $127,736 | $85,000 | 1,567,872 | - |
| 18 | Greensboro, NC | $137,636 | $89,000 | 287,027 | - |
| 19 | Las Vegas, NV | $131,805 | $85,000 | 632,912 | - |
| 20 | North Las Vegas, NV | $131,689 | $85,000 | 238,702 | - |
| 21 | Anchorage, AK | $120,592 | $84,000 | 298,192 | 5 |
| 22 | Henderson, NV | $131,387 | $85,000 | 292,969 | - |
| 23 | Columbus, OH | $117,555 | $76,000 | 860,090 | 3 |
| 24 | Austin, TX | $120,683 | $76,000 | 947,890 | 6 |
| 25 | Louisville, KY | $108,852 | $70,000 | 597,337 | 5 |
| 26 | Cincinnati, OH | $115,978 | $75,000 | 298,800 | 1 |
| 27 | Sacramento, CA | $142,057 | $92,000 | 495,234 | 6 |
| 28 | Fresno, CA | $138,482 | $90,000 | 522,053 | 2 |
| 29 | Detroit, MI | $121,811 | $80,000 | 672,795 | 1 |
| 30 | Houston, TX | $120,420 | $75,000 | 2,303,482 | 7 |
| 31 | Cleveland, OH | $119,288 | $78,000 | 385,809 | - |
| 32 | Wichita, KS | $109,729 | $71,000 | 389,902 | 3 |
| 33 | Toledo, OH | $117,983 | $77,000 | 278,508 | - |
| 34 | Dallas, TX | $118,475 | $75,000 | 1,317,929 | 4 |
| 35 | Glendale, AZ | $108,064 | $69,000 | 245,895 | 4 |
| 36 | Los Angeles, CA | $133,080 | $86,000 | 3,976,322 | 30 |
| 37 | El Paso, TX | $120,785 | $77,000 | 683,080 | - |
| 38 | Virginia Beach, VA | $133,184 | $88,000 | 452,602 | - |
| 39 | San Antonio, TX | $120,327 | $76,000 | 1,492,510 | - |
| 40 | Norfolk, VA | $133,107 | $88,000 | 245,115 | - |
| 41 | Arlington, TX | $118,649 | $75,000 | 392,772 | - |
| 42 | San Francisco, CA | $142,448 | $93,000 | 870,887 | 9 |
| 43 | Lubbock, TX | $118,774 | $76,000 | 252,506 | - |
| 44 | Fort Worth, TX | $118,639 | $75,000 | 854,113 | - |
| 45 | Omaha, NE | $103,851 | $67,000 | 446,970 | 7 |
| 46 | Chesapeake, VA | $133,022 | $87,000 | 237,940 | - |
| 47 | Garland, TX | $118,195 | $75,000 | 234,943 | - |
| 48 | Irvine, CA | $132,029 | $85,000 | 266,122 | 5 |
| 49 | Corpus Christi, TX | $118,645 | $74,000 | 325,733 | - |
| 50 | Plano, TX | $118,011 | $75,000 | 286,057 | - |
Highest paying cities for credit officers
| Rank | City | Avg. credit officer salary |
|---|---|---|
| 1 | New York, NY | $162,805 |
| 2 | Burlington, VT | $143,695 |
| 3 | San Francisco, CA | $142,448 |
| 4 | Wilmington, DE | $141,500 |
| 5 | Wilmington, NC | $138,008 |
| 6 | Portland, OR | $137,983 |
| 7 | Stamford, CT | $137,232 |
| 8 | Burlington, MA | $134,571 |
| 9 | Richmond, VA | $132,901 |
| 10 | Trenton, NJ | $131,848 |
| 11 | Providence, RI | $130,548 |
| 12 | Baltimore, MD | $129,669 |
| 13 | Portland, ME | $125,365 |
| 14 | Pittsburgh, PA | $124,826 |
| 15 | Atlanta, GA | $123,944 |
| 16 | Austin, TX | $120,683 |
| 17 | Chicago, IL | $120,607 |
| 18 | Columbus, OH | $117,555 |
| 19 | West Des Moines, IA | $115,052 |
| 20 | Jacksonville, FL | $111,836 |
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Updated January 8, 2025