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Best states for a credit officer
- Rank 1 - 10
- 11 - 20
- 21 - 30
- 31 - 40
- 41 - 51
Credit officer opportunities vary in different parts of the country. In order to help you determine the best states for credit officers, we ranked all fifty states from best to worst for credit officers.Turns out, the median salary for the highest 10% of credit officers in America is $196,000.
We figured that the best places for credit officer jobs has three things everyone would agree on. There would be high annual wages, good career prospects (no matter what phase of the career you are in), and a lot of job opportunities.If you are currently seeking employment as a credit officer, you can find open job positions using Zippia's search tools.
10 best states for credit officers in 2025
1. New York
Total credit officer jobs: 1,873 Average annual salary: $160,301 Lowest 10 percent earn: $111,000 Highest 10 percent earn: $230,000 Location Quotient: 1.262. Vermont
Total credit officer jobs: 107 Average annual salary: $143,073 Lowest 10 percent earn: $98,000 Highest 10 percent earn: $207,000 Location Quotient: 1.213. North Carolina
Total credit officer jobs: 1,449 Average annual salary: $136,477 Lowest 10 percent earn: $90,000 Highest 10 percent earn: $204,000 Location Quotient: 1.314. Nevada
Total credit officer jobs: 374 Average annual salary: $132,225 Lowest 10 percent earn: $87,000 Highest 10 percent earn: $199,000 Location Quotient: 1.555. New Hampshire
Total credit officer jobs: 214 Average annual salary: $144,294 Lowest 10 percent earn: $99,000 Highest 10 percent earn: $208,000 Location Quotient: 1.066. Massachusetts
Total credit officer jobs: 1,357 Average annual salary: $134,082 Lowest 10 percent earn: $91,000 Highest 10 percent earn: $196,000 Location Quotient: 1.287. Rhode Island
Total credit officer jobs: 179 Average annual salary: $130,262 Lowest 10 percent earn: $88,000 Highest 10 percent earn: $191,000 Location Quotient: 1.278. New Jersey
Total credit officer jobs: 1,209 Average annual salary: $132,181 Lowest 10 percent earn: $89,000 Highest 10 percent earn: $195,000 Location Quotient: 1.329. Virginia
Total credit officer jobs: 1,386 Average annual salary: $132,601 Lowest 10 percent earn: $89,000 Highest 10 percent earn: $197,000 Location Quotient: 1.2710. Connecticut
Total credit officer jobs: 400 Average annual salary: $137,423 Lowest 10 percent earn: $93,000 Highest 10 percent earn: $201,000 Location Quotient: 1.04
Credit officer jobsNear Columbus, OH
How Zippia determines the best states to be a credit officer
You can read about how the best state rankings are calculated here.
Detailed list of the best states for a credit officer
| Rank | State | Average salary | Lowest 10% earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | New York | $160,301 | $111,000 | 19,849,399 | 1,873 |
| 2 | Vermont | $143,073 | $98,000 | 623,657 | 107 |
| 3 | North Carolina | $136,477 | $90,000 | 10,273,419 | 1,449 |
| 4 | Nevada | $132,225 | $87,000 | 2,998,039 | 374 |
| 5 | New Hampshire | $144,294 | $99,000 | 1,342,795 | 214 |
| 6 | Massachusetts | $134,082 | $91,000 | 6,859,819 | 1,357 |
| 7 | Rhode Island | $130,262 | $88,000 | 1,059,639 | 179 |
| 8 | New Jersey | $132,181 | $89,000 | 9,005,644 | 1,209 |
| 9 | Virginia | $132,601 | $89,000 | 8,470,020 | 1,386 |
| 10 | Connecticut | $137,423 | $93,000 | 3,588,184 | 400 |
| 11 | Delaware | $140,480 | $95,000 | 961,939 | 59 |
| 12 | Maine | $124,988 | $85,000 | 1,335,907 | 202 |
| 13 | Oregon | $137,461 | $91,000 | 4,142,776 | 462 |
| 14 | Alabama | $126,745 | $82,000 | 4,874,747 | 565 |
| 15 | Wyoming | $130,391 | $86,000 | 579,315 | 34 |
| 16 | Georgia | $123,533 | $80,000 | 10,429,379 | 1,431 |
| 17 | Michigan | $121,385 | $80,000 | 9,962,311 | 1,030 |
| 18 | Illinois | $120,075 | $79,000 | 12,802,023 | 1,856 |
| 19 | Maryland | $129,109 | $86,000 | 6,052,177 | 912 |
| 20 | Pennsylvania | $127,036 | $85,000 | 12,805,537 | 1,314 |
| 21 | Washington | $128,191 | $84,000 | 7,405,743 | 900 |
| 22 | District of Columbia | $142,247 | $96,000 | 693,972 | 0 |
| 23 | Iowa | $115,928 | $76,000 | 3,145,711 | 491 |
| 24 | California | $134,610 | $89,000 | 39,536,653 | 949 |
| 25 | West Virginia | $119,231 | $78,000 | 1,815,857 | 173 |
| 26 | Ohio | $117,863 | $77,000 | 11,658,609 | 1,210 |
| 27 | North Dakota | $108,216 | $72,000 | 755,393 | 164 |
| 28 | Texas | $119,091 | $76,000 | 28,304,596 | 2,401 |
| 29 | Minnesota | $109,963 | $72,000 | 5,576,606 | 1,194 |
| 30 | Arizona | $107,920 | $70,000 | 7,016,270 | 1,101 |
| 31 | Kansas | $110,231 | $72,000 | 2,913,123 | 377 |
| 32 | South Dakota | $107,050 | $70,000 | 869,666 | 148 |
| 33 | Colorado | $107,858 | $70,000 | 5,607,154 | 919 |
| 34 | Kentucky | $108,908 | $70,000 | 4,454,189 | 427 |
| 35 | Alaska | $118,940 | $83,000 | 739,795 | 0 |
| 36 | Indiana | $104,684 | $68,000 | 6,666,818 | 868 |
| 37 | Nebraska | $103,285 | $67,000 | 1,920,076 | 316 |
| 38 | South Carolina | $107,517 | $69,000 | 5,024,369 | 517 |
| 39 | Mississippi | $94,138 | $60,000 | 2,984,100 | 331 |
| 40 | Wisconsin | $104,096 | $68,000 | 5,795,483 | 712 |
| 41 | Missouri | $103,538 | $67,000 | 6,113,532 | 759 |
| 42 | Montana | $108,946 | $71,000 | 1,050,493 | 37 |
| 43 | Idaho | $88,141 | $57,000 | 1,716,943 | 361 |
| 44 | Florida | $106,872 | $67,000 | 20,984,400 | 497 |
| 45 | New Mexico | $95,464 | $62,000 | 2,088,070 | 254 |
| 46 | Oklahoma | $91,059 | $59,000 | 3,930,864 | 361 |
| 47 | Tennessee | $90,662 | $58,000 | 6,715,984 | 622 |
| 48 | Arkansas | $93,835 | $60,000 | 3,004,279 | 0 |
| 49 | Louisiana | $89,302 | $56,000 | 4,684,333 | 369 |
| 50 | Hawaii | $102,366 | $66,000 | 1,427,538 | 25 |
| 51 | Utah | $88,364 | $57,000 | 3,101,833 | 125 |
Highest paying states for credit officers
| Rank | State | Avg. Credit Officer Salary |
|---|---|---|
| 1 | New York | $160,301 |
| 2 | Vermont | $143,073 |
| 3 | North Carolina | $136,477 |
| 4 | Nevada | $132,225 |
| 5 | New Hampshire | $144,294 |
| 6 | Massachusetts | $134,082 |
| 7 | Rhode Island | $130,262 |
| 8 | New Jersey | $132,181 |
| 9 | Virginia | $132,601 |
| 10 | Connecticut | $137,423 |
| 11 | Delaware | $140,480 |
| 12 | Maine | $124,988 |
| 13 | Oregon | $137,461 |
| 14 | Alabama | $126,745 |
| 15 | Wyoming | $130,391 |
| 16 | Georgia | $123,533 |
| 17 | Michigan | $121,385 |
| 18 | Illinois | $120,075 |
| 19 | Maryland | $129,109 |
| 20 | Pennsylvania | $127,036 |
| 21 | Washington | $128,191 |
| 22 | District of Columbia | $142,247 |
| 23 | Iowa | $115,928 |
| 24 | California | $134,610 |
| 25 | West Virginia | $119,231 |
| 26 | Ohio | $117,863 |
| 27 | North Dakota | $108,216 |
| 28 | Texas | $119,091 |
| 29 | Minnesota | $109,963 |
| 30 | Arizona | $107,920 |
| 31 | Kansas | $110,231 |
| 32 | South Dakota | $107,050 |
| 33 | Colorado | $107,858 |
| 34 | Kentucky | $108,908 |
| 35 | Alaska | $118,940 |
| 36 | Indiana | $104,684 |
| 37 | Nebraska | $103,285 |
| 38 | South Carolina | $107,517 |
| 39 | Mississippi | $94,138 |
| 40 | Wisconsin | $104,096 |
| 41 | Missouri | $103,538 |
| 42 | Montana | $108,946 |
| 43 | Idaho | $88,141 |
| 44 | Florida | $106,872 |
| 45 | New Mexico | $95,464 |
| 46 | Oklahoma | $91,059 |
| 47 | Tennessee | $90,662 |
| 48 | Arkansas | $93,835 |
| 49 | Louisiana | $89,302 |
| 50 | Hawaii | $102,366 |
| 51 | Utah | $88,364 |
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Updated January 8, 2025