Credit officer work from home jobs - 42 jobs

Mechanics Bank is currently searching for a Sr. Credit Review Officer to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Roseville, Walnut Creek or Irvine, California. Under the direction of the Credit Review Manager/Director, the Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios, ensuring high standards of credit quality and compliance with internal policies and regulatory guidelines. This role provides strategic insights, mentors junior staff, and contributes to the development of credit review methodologies. The Senior Credit Review Officer is required to have advanced understanding of credit underwriting, financial analysis, loan policies & procedures, credit risk ratings and collateral valuation. The Senior Credit Review Officer will share responsibility with teammates for meeting review completion deadlines in order to adhere to Credit Review's annual plan and required portfolio coverage levels. Mechanics Bank's Credit Review function is located within the third line of defense, and Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: * Lead credit review engagements, including planning, execution and reporting. * Conduct detailed and independent comprehensive credit file reviews and continuous review activities on assigned portfolio segments using technical subject matter expertise and knowledge. * Provide expert analysis and recommendations to Credit Review management, and share insight with the review team. * Collaborate with the review team and lending units to clarify potential credit issues and provide feedback. * Identify areas of risk and seek ways to assist the Bank in strengthening controls while mitigating risk. * Demonstrate independent judgement in evaluating accuracy of financial analysis, loan credit quality, thoroughness of risk identification, appropriateness of loan structure, support of risk rating/credit decision, policy compliance and administrative completeness. * Ensure credit reviews are performed in accordance with appropriate standards, policies and procedures, and that the quality of reviews is maintained. * Review finding remediation support, including compiling exhibits evidencing remediation. * Lead and perform special projects and thematic reviews as requested. * Coach, mentor and/or educate other staff as needed. Other duties as directed. Who you are: * 4 Year / Bachelor's Degree in Business, Finance, Accounting, Economics or a related field preferred. * Minimum of 10 years of experience in credit underwriting and lending required. * Minimum of 10 years of experience with a Federal regulatory agency, or a state banking commission, with an emphasis in commercial and business underwriting, mortgage/consumer lending, credit administration and risk management is required. * Experience with commercial credits in amounts up to $30 million. * Special Assets Management experience preferred. * Deep understanding of credit risk, regulatory requirements, and financial analysis. * Strong analytical, technical and statistical skills - including the ability to collect & interpret data and draw conclusions. * Strong process management and problem-solving skills. * Awareness of control and risk management principles. * Good interpersonal, verbal and written communication skills. Create internal peer relationships that support a culture of trust and partnership within the Bank. * Ability to work in a team environment as well as the ability to work independently. * Good organizational skills. Ability to manage high-volume workflow, prioritize appropriately and meet deadlines in a timely manner. * Uphold confidentiality and privacy of findings in all situations. * Computer skills, including Microsoft Office Suite, with advanced level proficiency with Excel. * Experience working for a publicly traded company. * Required: BAI Loan Review Certificate, or RMA/ProSight Credit Risk Certification (CRC), or Actively pursuing CRC certification. * Travel required: 0-10% #LI-ML1 Pay Range: $85,000 - $130,000 annually AIP/Bonus: Up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

As Marqeta's Senior Manager, Credit Risk, you will lead our credit risk and pricing strategy, helping us to launch successful credit programs. You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers. Embedded within finance, this role will support Marqeta's evolving managed credit card programs by shaping credit risk strategy across acquisition and account management, pricing, performance and portfolio monitoring, in partnership with cross functional execution teams across product, engineering, sales, operations and other functional areas. We work Flexible First. This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here. The Impact You'll Have Build, review, and refine Marqeta's consumer and credit card risk and pricing strategies Proactively monitor and adjust Marqeta's credit card policies based on performance and risk trends Work with data scientists to build best in class credit card risk and cash flow models Establish credit card strategies for our consumer and commercial credit card programs that directly drive KPIs, i.e., approval rates, new accounts, loss rate, profit margin etc. Draft underwriting and risk documentation, work with bank partners on model validation and governance, and report KPIs to senior management on a regular basis Partner with product to build modern credit stacks and data strategy leveraging financial, bank, and third-party datasets, to enable underwriting automation with big data. Provide analytical support and materials (loss forecasts, profitability) for capital markets and co-brand partners Provide risk consulting services to our bank partners and customers, recommending improvements to credit strategies Who you are 8+ years of experience building credit card risk and pricing programs (at a fintech preferred) Has led credit card risk assessments for prospective partners Has owned credit policy development, monitoring and adjustment Has designed approval, line assignment, and pricing strategies for credit cards Has directed acquisition strategy across card programs Experience collaborating with product, engineering, finance, compliance, bank partners, and capital providers to bring best-in-class credit strategies and solutions to market Expertise in Excel and SQL modeling Experience in any one of the following: capital markets (e.g., Forward Flow deals), and fraud management Strong verbal and written communication skills Able to work in a fast-paced, dynamic environment and adapt to changing priorities Bachelor's degree or equivalent college-level education in Finance, Business, Accounting, Economics, Statistics, Math or similar fields Your Manager Neha Nanda, Senior Director, Credit Risk Our (typical) process: Application Submission Recruiter video call Hiring manager video call Virtual “Onsite” consisting of 4-5, 45 min calls Offer! Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States: National: A baseline tier that applies to most of the geographic territory of the United States. Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City. Visit this page or consult with a Recruiter to determine which tier would be applicable to you. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is: Premium+: $206,800- $258,500 Premium: $190,200 - $237,800 National: $175,800 - $219,700 We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers Multiple health insurance options Flexible time off - take what you need Retirement savings program with company contribution and after tax contributions Equity in a publicly-traded company and an Employee Stock Purchase Program Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave Free therapy sessions, financial and professional coaching, and legal advice Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development Through Flex First, the freedom to live and work wherever you and your family thrive

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! At Attain Finance, managing risk is of the utmost importance to us. Our goal is to ensure we are providing access to money to underbanked consumers, while minimizing the company's financial and regulatory risk exposure. Reporting to the Director of Risk Strategy, this team member utilizes cash flow, application, and bureau data to provide analysis across various aspects of the customer life cycle including underwriting, account management and/or collections. The incumbent will be responsible for developing, designing, analyzing, and implementing underwriting and portfolio management account risk strategies. As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain's lending portfolios. Responsibilities Develop credit risk strategies and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or revenue) Provide design and monitoring for credit risk oversight framework including development of credit risk appetite, risk metrics thresholds, and limits Proactively analyze portfolio performance at the granular level using bureau data, cash flow data, and transactional data to identify emerging credit trends and conduct root-cause analysis and isolate key performance drivers Conduct A/B tests to reduce credit risk, improve customer experience, and optimize profitability on acquisition initiatives Lead projects independently and perform ad hoc analysis as needed Operate as the subject matter expert in credit decision processes to support cross-functional teams and partner with stakeholders to ensure understanding of changes to risk factors and the underwriting/ credit decisioning flow Support Leadership in preparing reports and documentation for regulatory reviews and audit activities Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment process Develop and enhance the reporting structure for assigned markets/products and channels. This includes developing/modifying scoring datasets/warehouse and developing monitoring reports for use in performance tracking. Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models Forecast impact of strategy changes on key business performance metrics such as revenues, balances and losses Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business Directly supervise one or more credit risk professionals Qualifications BS or higher in a quantitative discipline (Statistics, mathematics, quantitative social science, operation management, finance, physics, ) or equivalent working experience 8+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of open-end products Advanced experience in SQL, SnowFlake, or relational databases Working knowledge in Python, SAS,R, or other analytical tools preferred Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights Strong business acumen with ability to translate analytical efforts to business results Strong organization skills and the ability to communicate effectively, both verbally and in written Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment. Base Salary: $150,000 - $185,000 The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. This employer participates in E-Verify for US-based hires. #AttainFinance EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money , LendDirect , Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.

Job Title: Senior Credit Officer - Commercial United Community is looking for a Senior Credit Officer - Commercial to work with Community Bank Executives and Corporate Banking leadership to achieve high credit quality via the loan approval process.Position can sit in Greenville, SC or Orlando, FL. What You'll Do * Work with Community Bank Executives, Commercial Banking Solutions (Specialty Lending Groups) and Regional Credit Managers to promote the credit culture of United Community Bank• Protect the assets of the bank through the proper execution and administration of risk management policies and procedures. Assumes accountability for quality approval decisions and the overall quality of the assigned loan portfolio.• Approve larger credits in a timely and efficient manner helping to ensure customers' expectations are met• Serve as "gatekeeper" for approval of larger credits and assists in enforcing the bank's house limit• Recommends approval of changes in underwriting procedures and policies• Partner with State Presidents and Team Leads within Commercial Banking Solutions to execute on our credit culture, grow the portfolio and maintain strong portfolio credit metrics. • Acts in an advisory and referral role to lenders and analysts in matters of compliance, regulation and policy• Supervise activities of the Regional Credit Managers• Assist in monitoring credit quality including responsibilities for portfolio risk ratings, and oversight of criticized asset and portfolio review meetings• Direct and assist in the preparation of each bank for regulatory examinations. Works directly with bank regulators during the examination process.• Coordinate credit portion of due diligence efforts with regard to new bank acquisitions• Assist in training new lenders and the on-going training on policies, procedures and culture• Perform annual performance reviews along with an effective management plan consisting of goals for staff• Perform other duties as assigned Requirements For Success * College degree or equivalent• Minimum 10 years' experience in a regulatory or commercial lending background with at least 5 years of credit approval experience with C&I, Middle Market and Commercial Real Estate.• Strong leadership skills with extensive supervisory and managerial experience and the ability to build strong teams. • Excellent interpersonal and communication skills; and the ability to solve problems. • Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Conditions of Employment * Must be able to pass a background & credit check• This is a full-time, non-remote position that requires schedule flexibility to work evenings and weekends as needed. • Up to 20% travel required. FLSA Status: Exempt Pay Range USD $0.00 - USD $0.00 /Yr.

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. About the Role: Responsible for underwriting loans in a timely manner, resulting in an acceptable level of credit risk and an appropriate risk return relationship. Facilitate the booking of new loans, ensuring customers understand our company's requirements and their responsibilities. Manage the entire underwriting process through closing. What You Will Do: Underwrite the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner. Understand and apply credit policies, corporate Program Standards, and minimum underwriting standards. Collaborate closely with the various Business Development Officers to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter. Review and analyze new deal packages for content and completeness. Order and review due diligence and documentation. Review and analyze financial statement spreads and understand cash flows. Review and understand collateral and financial trends indicated therein. On occasion, be willing to visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount. Gain a thorough understanding of the prospect's business and what is impacting the company's growth, or declining, performance. Review reporting requirements and processing with clients. Analyze debtor information in conjunction with Debtor Credit Manager. Prepare the credit narrative/CAR (Credit Approval Report) for appropriate approval and/or credit committees. Be able to review the closing documentation and effectively negotiate with the prospect client, internal/external legal counsel, and/or other transaction stakeholders Mentor and train analysts, and less experienced business development representatives. Other duties as assigned. What You Will Need: Bachelor's degree or equivalent education and work experience. 5+ years relevant experience. Business Acumen, Customer Focus, Collaborates, Communication Skills, Negotiating Must have the ability to self-train and quickly adapt to various IT systems and procedures, which are utilized by the business on a daily basis. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $104,000- $150,000 The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more. #LI-Remote Don't have everything listed under qualifications? If you're excited about this role but your experiences don't match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law. Who we are: Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws. Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing - ******************** Please click here to view Pathward's Applicant Privacy Notice. Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted. Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights. Candidate Scam Warning We encourage you to be cautious of hiring scams that impersonate Pathward. Copy and paste the following URL into your browser to learn more: *********************************************************

Job DescriptionDescription: The CBS Difference Cooperative Business Services offers a comprehensive, end-to-end commercial lending solution that empowers financial institutions with cutting-edge software, expert services, and strategic business development resources. Additionally, we support borrowers by providing tailored business loans designed to fuel growth and success. With a focus on innovation and collaboration, CBS ensures seamless processes and enhanced opportunities for lenders and borrowers alike. At CBS, our goal is to set the standard for excellence in business lending. We strive to be the best - in our processes, in our service, and in the results, we help our clients achieve. We're deeply committed to serving our partner credit unions and borrowers with integrity, precision, and a shared vision for sustainable growth. Join us on this journey as we continue to transform the future of commercial lending. Your Role in Our Success The Commercial Special Assets Credit Analyst supports the management and resolution of the organization's special asset portfolio by performing detailed financial analysis, comprehensive document review, and ongoing credit monitoring. The role evaluates borrower and guarantor financial capacity, identifies credit and collateral risk, and provides accurate, timely analysis and recommendations to support workout strategies, risk mitigation efforts, and portfolio decision-making. This position works closely with Special Assets leadership to ensure data integrity, financial transparency, and effective reporting across distressed and higher-risk lending relationships. Here's how you will make an impact: Performs credit analysis and risk assessment by collecting, reviewing, and spreading borrower and guarantor financial information in accordance with departmental guidelines to support sound credit decisions. Analyzes financial performance and repayment capacity by evaluating balance sheets, income statements, cash flow, trends, and variances to identify credit and collateral risk. Supports portfolio monitoring and Special Assets activities by assisting with loan reviews, collateral evaluations, action plans, and ongoing credit oversight. Monitors collateral compliance by verifying real estate tax payments and insurance coverage to ensure adequate risk mitigation. Performs CECL impairment analysis for individually evaluated loans and documents reserve conclusions and recommendations. Maintains accurate and audit-ready loan documentation by organizing files, updating internal systems, and supporting internal and regulatory reporting. Performs related duties as assigned to support effective credit administration and risk management. Preforms other related duties as assigned by management. Requirements: What You Bring to the Table Bachelor's degree in Finance, Accounting, Business, or a related field. 3+ years of experience in commercial credit analysis, loan review, or a similar banking/financial services role. Proficiency with credit spreading software (e.g., Abrigo Sageworks) and Microsoft Office Suite, especially Excel. Familiarity with CECL impairment methodology and collateral evaluation processes is preferred. The Perks of Being with Us At Cooperative Business Services, we believe in creating an environment where you can thrive both personally and professionally. Here's what you can look forward to as a valued member of our team: Compensation: Base compensation for this role ranges from $37.50 - $43.27 hourly. Remote Work Environment Generous Holidays: Take advantage of 13 paid holidays each year Comprehensive Insurance Coverage: Choose from a selection of medical, dental, vision, and supplemental benefit plans to suit your needs. Additionally, the company provides company-paid Short-Term Disability (STD), Long-Term Disability (LTD), and life insurance equivalent to 1 time your salary. 401(k) Plan: The company provides a generous matching contribution of up to 6%. Tuition Assistance

About Upstart Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026). Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you! The Team: The Analytics team at Upstart is at the forefront of AI/ML-driven credit lending across the organization. Our team employs advanced analytical and technical prowess to deliver comprehensive support in Upstart's lending platform. The Credit Analytics team is building out foundational frameworks and infrastructures on loan performance and forecasting, market cycles and emerging trends, risk and return trade-offs, among others. We also take pride in developing our business intelligence tools to empower self-service reporting and streamlining work processes through automation. As a Senior Manager at Upstart, you will join our Credit Analytics horizontal team. In this multi-disciplinary role, you will drive strategic workstreams spanning across valuation and credit oversight, shaping and hands-on scaling our analytics processes, credit performance frameworks, and post-origination forecasting methodologies. Collaborating across Data Analytics, Machine Learning, Product, and Finance teams, you will spearhead cross-functional initiatives that embed rigorous valuation models, forward-looking credit governance, and automated processes-empowering Upstart's multi-product growth and reinforcing our market leadership in lending. How you'll make an impact: Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform Influence Upstart's credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart's machine learning model, credit, and valuation Lead and develop analytics on underwriting decisions, credit monitoring, model impacts, asset forecast, and valuation modeling to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions Develop foundational forecast pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community Mentor junior team members on best practices and foster a center of excellence on data, credit, and analytics Minimum Qualifications: 8+ years professional experience with demonstrated growth and leadership in technology and financial industry Experience in developing credit analytics, financial forecasting, and/or quantitative risk models with Python, R, & SQL Experience in decisioning supported by large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, & Redshift Degree in Quantitative Finance/Economics, Statistics, Engineering, Data Science or other quantitative fields Preferred Qualifications: Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making Experience in SOX controlled reporting or regulatory reporting cycles Experience in consumer lending strategy, and/or investment experience in consumer credit capital markets, private credit, structured products Experience in developing junior team members on technical subjects Position location - This role is available in the following locations: Remote Time zone requirements - The team operates on the West coast time zones. Travel requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range$182,300-$252,500 USD Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com ************************************************

About the Team/Role Credit Risk Strategy & Analytics is a key team in Risk & Compliance organization that ensures WEX's products and processes deliver robust credit decisions while providing a great customer experience and support WEX's growth. We are a team of data and analytics driven experts with an outstanding ability and sense of mission to find solutions through innovation and collaboration. We are looking for a Credit Analyst who will be responsible for developing innovative credit risk strategies and solutions across the customer lifecycle - leading to best-in-class credit results while enabling profitable growth and customer experience for WEX. The ideal candidate will have experience and knowledge in Credit & Collections risk analytics and related processes. They will be highly collaborative, an effective communicator, and demonstrate strong emotional intelligence, enabling them to operate successfully within a matrixed organization. How you'll make an impact Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech. Optimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks Review and strengthen both systematic and manual credit processes Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability. Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys Track developments in the marketplace to understand industry best practices. Work with internal governance teams and external regulators to ensure control and compliance Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML. Experience you'll bring Master's degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, Business or other technical field 5+ years of experience in Data and Analytics and/or 3+ years in the Credit or Fraud risk analytics and Commercial Risk space; Payments industry experience a plus Experience using analytics/statistics to solve complex business problems- Big Data, Python / SQL, ML studio, Data visualization tools Strong analytical and quantitative skills Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company Ability to learn quickly, solve complex problems, and perform in a fast-paced environment Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences Understanding of and experience with risk decision engines and/or payment technology Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives Willingness to learn and continuously build technical skill set Ability to prioritize and work on multiple projects and tasks at the same time Adaptable and comfortable working collaboratively and independently in a self-starting manner #LI-DD1 The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $110,400.00 - $132,800.00

Are you looking for a rewarding career with an organization who puts people first? Would you like to contribute to the mission of supporting agriculture and rural America? Do you enjoy working in a team environment? Do you have a passion for providing a great customer experience? Look no further because Southwest Georgia Farm Credit is seeking a Commercial Credit Analyst to serve our 21-county territory in southwest Georgia. Remote work will be considered based off of experience. Company Profile Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System. Job Description The Commercial Credit Analyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions. The successful candidate prepares complete loan packages independently for large loans; completes all documents including projections and analyses; and makes clear and appropriate recommendations for action on loans and loan treatments. The Commercial Credit Analyst requires the most technical and analytical skills, concentrating in commercial credit. The position will provide assistance to relationship managers or credit manager as requested. Required Qualifications Bachelor's degree in business, finance, or accounting and/or experience equivalent to the degree Three or more years of commercial credit analysis Possess a working knowledge of spreadsheets and other customized software Gathers and analyzes information skillfully Uses creative insights into financial situations Analyzes information skillfully and develops alternative solutions Supports and explains reasoning for decisions Exhibits sound and accurate judgement Manages competing demands Remote work considered based off of experience

Apply now Work Type: Office Working Employment Type: Permanent Job Description: TITLE: Credit Analyst DUTIES: Responsible for the front-to-end BCA (Business Credit Analysis) process of assigned accounts as primary analyst by performing independent, forward-looking credit analysis of current and prospective clients and act as a secondary analyst as needed. Provide rating and limits recommendation based on the analysis. Serve as a Credit Analyst point of contact during deal underwriting, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process. Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts. Keep up to date with industry news/events and possible impacts on the assigned accounts. Evaluate and understand risk associated with individual transactions, products, borrowers and counterparties. Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager). Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately. Monitor, in conjunction with Funds Risk, ISDA NAV triggers and track the evolution of client performance and risk profiles over time. Ensure Zero BCA overdue and work to minimize extensions. Ensuring compliance with all internal and regulatory credit/other portfolio related policies in conjunction with Global Relationship Managers (GAM). Remote work may be permitted within a commutable distance from the worksite, in accordance with Standard Chartered Bank policy. REQTS: Must have a Bachelor's degree or foreign equivalent in Finance, Economics, or a related field and three (3) years of experience in the job offered or in a related position. Must have three (3) years of experience with: Negotiating credit terms for International Swaps and Derivatives Association (ISDA), Credit Support Annex (CSA) and Global Master Repurchase (GMRA) agreements; Working with internal and external counterparties, including legal counsels, peer banks, and investors to analyze credit risk of clients; Monitoring industry developments and credit events within U.S and Latin America markets; Performing financial statements and credit analysis using client management systems, including assigning internal credit ratings and recommending credit limits based on the bank's risk appetite; Analyzing credit risks of emerging markets and U.S capital products and services including lending products, trade products, corporate finance offerings, financial markets business; Facilitating execution of transaction based upon knowledge of Latin America and U.S markets environment and regulations. SALARY: $150,000/year-$155,000/year HOURS: Full time; Mon - Fri (40 hours per week) EOE. CONTACT: Apply by clicking "Apply Now" or email resume to *********************. This job opportunity is eligible for our Employee Referral Program. Please refer to our Employee Referral Scheme for information relating to the program. Apply now Information at a Glance * * * * *

As an employee-owned company, DMA prioritizes employees. Low turnover rates and tenured teams are living proof: 2025 Great Places to Work Certified Employee stock ownership program eligibility begins on day one of employment (ESOP contribution is targeted at 6% of your annual compensation) Company paid parental leave Generous time off package Multiple benefit plans, eligibility begins on day one of employment Culturally focused on work/life balance, mental health, and the overall wellness of our employees Position Summary Participates in credits & incentives procurement projects for DMA clients and provides other credits and incentives consulting services. Researches credits & incentives opportunities for clients. Participates in compliance services for clients. Participates in business development activities. Essential Duties and Responsibilities Participates in credits & incentives procurement projects for DMA clients Interacts with DMA and client personnel Researches and documents available incentive opportunities Works with state, local and other economic development officials to maximize incentives Maintains excellent knowledge of state, local, federal and utility incentives Participates in business development efforts Responsible for compliance reporting for assigned clients Updates work-in-process reports Conducts on-site inspection of client plants and operations Assists Directors, Sr. Managers, Managers and other business development professionals in assessing incentive opportunities for new and prospective clients Researches complex issues Education and Qualifications Bachelor's degree in accounting, finance, economics, or related field 5+ years' experience in credits & incentives, property tax consulting, or related field Advanced knowledge of Microsoft Word and Excel Organizational and interpersonal skills required Excellent verbal and written communication skills Ability to meet travel requirements of the job Valid Driver's License The Company is an equal employment opportunity employer and is committed to providing equal employment opportunities to its applicants and employees. The Company does not discriminate in employment opportunities or practices on the basis of race, color, religion, gender, national origin, citizenship, age, disability, veteran status, genetic information, or any other category covered by applicable federal, state, or local law. This equal employment opportunity policy applies to all employment policies, procedures, and practices, including but not limited to hiring, promotion, compensation, training, benefits, work assignments, discipline, termination, and all other terms and conditions of employment. It is DMA's policy to make reasonable accommodations for qualified individuals with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please contact our Human Resources team at *********************** or ************ and choosing selection 6.

Job Description LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel! We specialize in providing business-purpose mortgage loans for non-owner-occupied investment properties. We offer fix/flip bridge loans and long-term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently. LendingOne and its affiliates have extensive real estate experience and have provided over $7 Billion in real estate capital. The Opportunity: We're seeking a skilled and detail-obsessed Credit Analyst/Underwriter who can dive into complex financials, spot potential risks, and deliver sound lending decisions-while working closely with our Sales team to help clients achieve their real estate investment goals. If you're the type who enjoys digging into the numbers, thrives under deadlines, and takes pride in delivering accurate, thoughtful evaluations, this role will give you both challenge and reward. This is a full-time employment opportunity working in our Headquarters Office in Boca Raton, FL, or in our Charlotte, NC office. What You'll Do: Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail. Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps. Identify risks and recommend alternative financing solutions when needed. Prepare clear and concise underwriting summaries with both quantitative and qualitative insights. Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team. Review appraisal reports to ensure they meet company standards. Maintain productivity and turnaround times in line with department goals. Prioritize caseload effectively to meet multiple deadlines. Requirements Minimum 3 years of underwriting experience within private lending. High attention to detail and accuracy in financial analysis. Strong critical thinking skills with the ability to identify inconsistencies and propose solutions. Excellent written and verbal communication skills. Ability to manage multiple priorities and deliver on tight timelines. Positive, team-oriented attitude with strong problem-solving skills. Proficiency in CRM systems and Microsoft Office/Google Workspace. Bonus points for experience with DSCR, Fix & Flip, and New Construction loans, or a degree in Finance, Business, or Economics. Benefits Why LendingOne: Diverse and inclusive workplace, with a supportive and friendly team Company awards, recognitions, and community involvement opportunities Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more! 10 Company-paid holidays, and Paid-time Off Work-From-Home Fridays! Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection We believe in promoting from within Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities! LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.

About Navicore Solutions Navicore Solutions is a non-profit organization that helps create, restore, and maintain a life of financial wellness through empowered choices. We provide compassionate financial counseling to consumers nationwide in the areas of personal finance, consumer credit, student loans, foreclosure prevention, housing, disaster recovery, bankruptcy counseling and education. Our mission is to strengthen the well-being of individuals and families through education, guidance, advocacy, and support. You can be a part of our wonderful team! Navicore Solutions currently has open Credit Counselor positions in our Counseling Department. This is a full-time, remote position and all training is conducted remotely. All technological equipment is provided to employees by the organization. Shifts: Flexible 40 hour schedule within business operating hours. What will you do as a Counselor? Role Description As a Counselor, you will help individuals and families who are experiencing a financial hardship. You will provide your clients with available options and assist them in selecting a solution that fits their situation. You will provide counseling over the phone in a call center environment, and will use your newly-acquired certifications, training and interpersonal skills to help put clients' minds at ease and place them on the road to financial success. What To Expect: Provide financial counseling by upholding the standards of the counseling model to consumers in need. The position has many processes and procedures to maintain both in counseling delivery and data capture. Lengthy phone communication with consumers, client referrals and industry representatives. Requires attention, focus and being available for inbound calls in a remote work environment free from background noise and distractions. Ability to handle periods of high call volume, phone interactions, and meet performance standards. Connect with consumers by phone and capture all aspects of the communication and data points using the organizations proprietary software CMS platform. Ability to multi-task and use several software applications including the agencys CMS, outlook, Adobe, Word and a soft-phone. Basic Qualifications: High School Diploma or Equivalent At least 2 years of experience in customer service, call center environment, finance, case management or social services Must be computer literate, have the ability to type at least 25 words per minute and be able to spend your day on the phone Required to obtain NFCC and HUD Housing Counselor Certification within 6 months of start Ability to communicate effectively and professionally over the phone in a high volume in-bound call center environment. Coachable and acceptable to feedback & improvement. Demonstrate ability and interpersonal skills to communicate with supervisor and management team Ability to pass a pre-employment screening process including criminal background check and drug screen Preferred Qualifications Excellent time management, multi-tasking, communication and organizational skills Must have the ability to show compassion while maintaining a distinct level of direction Understanding of call-center and productivity requirements This Full-Time position includes the ability to participate in our full benefits package as follows. Medical, Dental and Vision benefits within 90 days of hire Generous paid time off Student Loan Forgiveness Opportunities 403(b) Retirement Plan Recognition for performance $19.37 Per Hour. Next class begins: In about 30 -45 days. Remote opportunity. To learn more about Navicore Solutions, please visit our Careers site: ***************************************************** Former Customer Service Reps, Collections, Sales Reps, Mortgage & Real Estate professionals and bank employees have all made the successful transition to Counseling. We invite you to apply today and join our team. Making a difference in others lives will make a difference in yours too! Just bring your customer service skills and a basic understanding of personal finance; we will provide the rest of the training needed to be a successful counselor! Compensation details: 19.37 Hourly Wage PI1359bcea699f-31181-39559388

Credit Analyst - To $40/hr - Remote - (1099/Contract) - Job # 3448Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Remote 1099/Contract Credit Analyst role. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, and maintaining records and files on all credit transactions, including correspondence and documents.The opportunity has a generous hourly rate of up to $40/hr and a benefits package. (This is a remote position).Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer's meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: Bachelor's Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to:************************

Job Description Post all payments to the practice management system. Process End of Day. Perform duties, processes and functions assigned by management. . Work is conducted remotely, outside of a traditional office environment. Must be able to perform work at a dedicated work space with limited interruption or distraction, and high speed internet capability with 25 Mbps download speed/10 Mbps upload speed. ESSENTIAL FUNCTIONS · Review credit balance reports for potential refunds to insurance companies and/or patients. · Transfer patient overpayment to existing patient balance if appropriate. · Research insurance company requests for refunds and either dispute or submit as appropriate. Process refund requests for charges with missing documentation. · Monitor and work unresolved accounts and submit all refund requests for approval. · Work patient credit balances and manage insurance refund report and overpaid claims work list in Athena in a timely manner. · Report to the office location, as needed. · Perform other responsibilities associated with this position as deemed appropriate to ensure the success of the Business Office. GENERAL COMPENTENCIES DESIRED · Self-motivated, with the ability to work independently, with minimal supervision. · Knowledge of insurance terminology, CCI/bundling issues, CPT, ICD-10, HCPC and contractual agreements. · Familiarity with Medicare, Medicaid, HMO and commercial guidelines. · Ability to maintain confidentiality of patient and personnel information. · Detail-oriented paying close attention to accuracy. · Strong interpersonal skills. · Ability to be comfortable in learning and using digital tools. · Strong PC skills required to include all Microsoft applications, practice management systems and electronic health records. · Good problem solving skills required in order to maximize effectiveness and efficiency of job duties. PHYSICAL DEMANDS Requires sitting for long periods of time. Requires eye-hand coordination and manual dexterity sufficient to operate a keyboard, photocopier, scanner, telephone, calculator and other office equipment. Requires normal range of hearing and eye sight to record, prepare and communicate appropriate reports. Requires the ability to work under stressful conditions and/or irregular hours to meet deadlines. CREDENTIALS DESIRED Must have a high school diploma or equivalent education and at least one year of prior work experience in a medical business office. HOURS: Monday-Friday Orthopaedic Solutions Management is a Drug Free Workplace We are committed to maintaining a safe, healthy, and productive work environment. As part of this commitment, we operate as a drug-free workplace. All candidates will be required to undergo pre-employment drug screening and/or be subject to random drug testing in accordance with applicable laws and company policy.

Handshake is recruiting Credit Analyst Professionals to contribute to an hourly, temporary AI research project-but there's no AI experience needed. In this program, you'll leverage your professional experience to evaluate what AI models produce in your field, assess content related to your field of work, and deliver clear, structured feedback that strengthens the model's understanding of your workplace tasks and language. The Handshake AI opportunity runs year-round, with project opportunities opening periodically across different areas of expertise. Details The position is remote and asynchronous; work independently from wherever you are. The hours are flexible, with no minimum commitment, but most average 5-20 hrs The work includes developing prompts for AI models that reflect your field, and then evaluating responses. You'll learn new skills and contribute to how AI is used in your field Your placement into a project will be dependent on project availability-if you apply now and can't work on this project, more will be available soon. Qualifications You have at least 4 years of professional experience in one or more of the following types of work. The examples below reflect the types of real-world responsibilities that you might have had in your role that will give you the context needed to evaluate and train high-quality AI models Evaluate financial statements and credit data to assess risk in extending credit or loans, and prepare detailed reports for loan committee approvals. Generate financial ratios to assess customer financial status and compare industry benchmarks. Engage with customers to resolve complaints, verify transactions, and manage delinquent accounts. You're able to participate in asynchronous work in partnership with leading AI labs. Application Process Create a Handshake account Upload your resume and verify your identity Get matched and onboarded into relevant projects Start working and earning Work authorization information F-1 students who are eligible for CPT or OPT may be eligible for projects on Handshake AI. Work with your Designated School Official to determine your eligibility. If your school requires a CPT course, Handshake AI may not meet your school's requirements. STEM OPT is not supported. for more information on what types of work authorizations are supported on Handshake AI.

Welcome! We're excited you're considering an opportunity with us! To apply to this position and be considered, click the Apply button located above this message and complete the application in full. Below, you'll find other important information about this position. Responsible for resolution of credit balances and refunds. MINIMUM QUALIFICATIONS: EDUCATION, CERTIFICATION, AND/OR LICENSURE: 1. High school diploma or equivalent. PREFERRED QUALIFICATIONS: EXPERIENCE: 1. One (1) year experience in a healthcare setting CORE DUTIES AND RESPONSIBILITIES: The statements described here are intended to describe the general nature of work being performed by people assigned to this position. They are not intended to be constructed as an all-inclusive list of all responsibilities and duties. Other duties may be assigned. 1. Resolves credit balances identified through Epic work queues, an internal credit balance report, billing, cash posting, or payer or patient/guarantor request. 2. Researches refund requests and recommendations as appropriate. Provides complete and accurate disputes when refunds are not warranted 3. Reviews entire guarantor record to identify accounts across all facility locations with open patient responsibilities and transfers patient payments and/or adjustments when appropriate. 4. Gathers statistics, completes reports and performs other duties as scheduled or requested. 5. Organizes and executes daily tasks in appropriate priority to achieve optimal productivity, accountability and efficiency. 6. Participates in educational programs to meet mandatory requirements and identified needs with regard to job and personal growth. 7. Attends department meetings, teleconferences and webcasts as necessary. 8. Monitors accounts to facilitate timely follow-up and payment to maximize cash receipts. 9. Provides excellent customer service to patients, visitors and employees. 10. Participates in performance improvement initiatives as requested. 11. Works with supervisor and manager to develop and exceed annual goals. 12. Maintains confidentiality according to policy when interacting with patients, physicians, families, co-workers and the public regarding demographic/clinical/financial information. PHYSICAL REQUIREMENTS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Frequent walking, standing, stooping, kneeling, reaching, pushing, pulling, lifting, grasping, and feeling are necessary body movements utilized in preforming duties throughout the work shift. 2. Visual acuity must be within normal range. 3. Must be able to exert in excess of 50 lbs. of force occasionally, and/or up to 25 pounds of force frequently, and/or up to 10 pounds for force constantly to move objects. 4. Must have manual dexterity to operate keyboards, fax machines, telephones, and other business equipment. WORKING ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Exposed to high stress and constant interruptions. 2. Normal business office surroundings. SKILLS AND ABILITIES: 1. Professional interactions at all times. 2. Excellent oral and written communication skills. 3. Knowledge of medical terminology. 4. Knowledge of third party payors. 5. Knowledge of collection procedures. 6. Knowledge of ICS-9 and CPT coding. 7. Excellent Customer Service and telephone etiquette 8. Ability to use tact and diplomacy in dealing with others. 9. Demonstrated customer service relations. 10. Analytical skills necessary for problem solving 11. Knowledge of Fair Debt Collection Act. 12. Specialized courses or seminars over and above high school that are directly related to collections, medical field, hospital business office setting. 13. Ability to understand written and oral communication. Additional Job Description: Scheduled Weekly Hours: 40 Shift: Day (United States of America) Exempt/Non-Exempt: United States of America (Non-Exempt) Company: SYSTEM West Virginia University Health System Cost Center: 544 UHA Patient Financial Services

*CREDIT ANALYST II - Middle Market, Charlotte, NC. * WHAT IS THE OPPORTUNITY? The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The Credit Analyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance. WHAT WILL YOU DO? * *Serve middle market clients - typically privately held companies with annual revenues ranging from $50 million to $1 billion - across a wide range of industries and geographies.* * *Provide customized credit and banking solutions to support working capital* * Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors. * Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking. * Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements. * Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities. * Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development. WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * Bachelor's Degree or equivalent in Finance, Business, or related field *Additional Qualifications* * Desire to learn about credit management and lending operations as well as risk management principles * Strong communication and collaboration skills * Analytical skills, with interest in learning how to interpret complex data and make informed decisions *WHAT'S IN IT FOR YOU?* *Compensation*Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Company Cox Enterprises Job Family Group Finance Job Profile Finance Support Specialist II Management Level Individual Contributor Flexible Work Option Hybrid - Ability to work remotely part of the week Travel % No Work Shift Day Compensation Hourly base pay rate is $18.17 - $27.31/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program. Job Description To be successful in this role, a Billing and Credit Specialist should have strong analytical and communication skills, be detail-oriented and organized, and possess a deep understanding of billing and credit principles and practices. They should be able to manage multiple tasks and projects simultaneously, work well under pressure, and be comfortable working with large amounts of transaction data in a highly structured financial system. Key Responsibilities: Managing the credit analysis process, evaluating the creditworthiness of customers, and making recommendations for credit decisions Managing the billing process, including the generation of invoices, verifying the accuracy of billable amounts, and meeting billing deadlines Developing and maintaining relationships with internal and external stakeholders, including sales teams, finance teams, and customers Overseeing the collection process, following up with clients to ensure timely payment, and minimizing payment delays and bad debt write-offs Qualifications High School Diploma/GED and 3 years' experience in a related field. The right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and up to 1 year of experience; or 5 years' experience in a related field Strong knowledge of accounting principles and regulations Proficient in Microsoft Excel Experience using Accounts Receivable / Invoicing software Excellent communication and people skills, with the ability to communicate effectively with both internal and external stakeholders Ability to work independently and as part of a team Associate's degree or higher and media billing experience preferred Benefits Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave. About Us As our primary divisions Cox Automotive and Cox Communications drive new waves of innovation, Cox Enterprises is entering spaces like cleantech, healthcare, esports and more. We're a family business guided by a legacy of bold innovation that's driven by those who want to make their mark. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page. Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship.Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship. No OPT, CPT, STEM/OPT or visa sponsorship now or in future.