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  • Mortgage Loan Officer (Tidewater Market, VA/ Remote)

    Atlantic Union Bank 4.3company rating

    Remote credit products officer job

    Atlantic Union Bank is hiring Mortgage Loan Officers focusing on Tidewater Market, VA! What's Needed: A minimum of two years' current experience as a Mortgage Loan Officer is required, along with established relationships and production within a specific market. Position Description: Originates and completes mortgage loan applications, submits loan files to processing and provides the highest level of customer service to our customers. Designs and implements comprehensive business plan to increase sales and build relationships with referral sources. Position Accountabilities: Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third party information prior to approval. Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.). Prices loans and locks rates as per Company policy. Reviews returned applications and documentation for completeness, accuracy, and compliance. Runs AUS and reviews for findings and required documentation. Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources. Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required. Submits loan file allowing for stated turn times and works in conjunction with assigned Processor. Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines. Assists all parties including the Processor during the entire process. Meets or exceeds minimum production requirements. Attends all settlements when possible. Completes annual Business Plan and meets regularly with Sales Manager. Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to both private and government insured mortgages. Maintain a professional image and standards consistent with company policies and procedures. Organizational Relationship: Reports to Sales Manager/Branch Manager Position Qualifications: Education & Experience Minimum of 2 years loan officer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable. NMLS registration required Knowledge & Skills Proven ability to read, write and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients. Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines. Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting about/careers/benefits. We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace. Qualifications Experience2 years: Minimum of 2 years loan officer experience, or industry equivalent if Sales Manager or Branch Manager deem history acceptable. (required) Licenses & CertificationsNMLS (required) Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
    $37k-55k yearly est. 3d ago
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  • Sr. Credit Analyst

    Climate First Bank

    Remote credit products officer job

    We are changing FINANCE to finance CHANGE! Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it. We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members. We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are! Come join our team as a Sr. Credit Analyst to support our Credit Operations team. This remote position will be responsible for supporting lending efforts by underwriting new and renewed loans in accordance with company credit policy and sound credit practices. Works with various loan types to include corporate, commercial, industrial, and commercial real estate transactions. Participates in the underwriting of small business banking transactions with a varying level of complexity. Completes annual reviews, performs financial statement analysis, and completes debt service calculations as directed. Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. We are primarily looking for candidates in FL, GA, AL, SC and NC but are open to considering other States on a case by case basis. Please send a resume to apply. Primary Functions: Spread financials for potential and existing loans. Analyze existing and potential loans. Create comprehensive loan approval packages and identify any policy exceptions. Present recommendations to senior management and credit committees. Perform required monitoring of existing loan portfolio performance. Maintain various loan related databases. Utilize Power BI to create loan reports. Secondary functions: Assist in the due diligence process for audits and exams. Manage the loan approval templates. Monitor the consumer loan automatic approval application. Ad Hoc project requests from management. Adopt and practice a commitment to social, economic, environmental, and racial justice. Demonstrate an understanding of and follow established Bank policies, procedures, and regulations, cognizant of transactions, inquiries that appear suspicious, obtaining reasonable and verifiable explanations, notifying the Compliance Officer when necessary. completion of all web-based compliance training. resolution of all issues concerning BSA report reviews of suspicious activity and or cash transactions. Specific Requirements: Bachelor's Degree required, preferably in Finance. Spreading software experience preferred. Prior banking experience preferred. Ability to complete assignments with little oversight and supervision. Strong accounting and math skills. Ability to deal with routine changes often. Ability to deal effectively and tactfully with customers, employees, and Bank management. Good organizational and communications skills. Ability to work in a fast-paced environment. Must have excellent computer skills including extensive use of Windows and Microsoft Office Programs. Physical Demands: Sustained standing and sitting; Frequent use of PC, including typing or sustained attention to monitor; Occasional lifting of basic office files or equipment up to 20 lbs. Equal Opportunity Statement: At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.
    $65k-108k yearly est. 3d ago
  • Mortgage Loan Officer

    Farmers National Bank of Canfield 4.7company rating

    Credit products officer job in Dublin, OH

    SUMMARY: The primary purpose of this role is to source, qualify and originate 1-4 family, mortgage loans. While conducting this work the Loan Consultant will also be required to discover and refer cross-selling opportunities as necessary to partner divisions within the Bank (Trust, Insurance, etc.). Loan Consultants will also be responsible for coaching and training retail branch staff regarding mortgage loan products, referral cues and referral processes. ESSENTIAL DUTIES and RESPONSIBILITIES: Source, qualify and originate 1-4 family mortgage loans Recognize and execute qualified cross-sell opportunities for other divisions such as Farmers Trust, Farmers Insurance, Commercial Lending and Private Client Services Support and partner with assigned retail branch teams to assist clients and generate new mortgage opportunities Develop and maintain profitable Centers Of Influence to help generate new business leads Develop and maintain relationships within the real estate community Collect, process and complete appropriate mortgage paperwork such as mortgage applications, tax statements, income data, etc. Create and track various production and call reports on a monthly/quarterly/annual basis Travel to multiple retail banking offices and client homes/offices on a daily basis Generate new business leads through personal referrals and other centers of influence Provide superior client service through meticulous attention to detail and to the client needs/wants Ensure compliance with all government and regulatory requirements Interview applicants and request specified information for loan application Analyze applicant's financial status, credit, and property evaluation to determine feasibility of granting loan Correspond with applicant or creditors to resolve questions regarding application information Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations. Complete other duties as assigned Regular, predictable attendance is an essential requirement of this position EDUCATION and/or EXPERIENCE: High School Diploma or G.E.D. required, Associate's Degree in business (real estate preferred) Must be eligible for NMLS licensing or be currently licensed and in good standing Minimum of 1 year experience in mortgage lending and/or processing Thorough knowledge of Freddie Mac (FHLMC) and Fannie Mae (FNMA) FHA/VA knowledge required Proven understanding of mortgage terminology, documentation, and regulations Proven organizational skills Strong computer skills (Excel, Word) E-Verify is used to confirm the identity and employment eligibility of all newly hired employees. Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran Qualifications EducationHigh School (required) Licenses & CertificationsNMLS (preferred) Skills Mortgage Lending (required) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
    $35k-46k yearly est. 3d ago
  • Mortgage Loan Officer I/II

    Navy Federal Credit Union 4.7company rating

    Credit products officer job in Dublin, OH

    To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence. Responsibilities Analyze referred loans for areas of concern and determine proper course of action (e.g. obtain explanations for derogatory credit) Determine and advise members on approved loan conditions and documentation requirements Ensure progress and inclusion of required mortgage processing information (e.g. verifications of employment, assets, income and liabilities; appraisal reports, Navy Federal and investor requirements, etc.) Maintain contact with the member, Realtor and/or seller during the entire loan process Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations Remain available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g. weekends) Request and obtain documentation needed and forward to Mortgage Processor Respond to inquiries about mortgage applications, processing status, problems and concerns Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events Take first mortgage loan applications via face-to-face interview, mail and telephone Resolve or arrange for resolution of operational/processing issues, inquiries and complaints Respond to inquiries and resolve any issues concerning the processing of applications Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required Perform other duties as assigned Qualifications Ability to work effectively and efficiently with automated systems Familiarity with accounting, credit, and/or lending principles and techniques Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution Exposure to lending application and approval process Familiarity with mortgage lending concepts and principles Familiarity with banking/financial industry standards and practices Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks Effective database and presentation software skills Effective skill performing mathematical calculations and working accurately with numbers Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty Effective skill in comprehending, analyzing, applying and communicating complex written legal documents Effective skill speaking and/or presenting in front of groups in a professional setting Effective word processing and spreadsheet software skills Desired Qualification(s) Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs Hours: Monday - Friday, 8:30AM - 5:00PM Locations: 5455 Rings Road Dublin, Oh 43017 About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion.* Fortune 100 Best Companies to Work For 2025* Yello and WayUp Top 100 Internship Programs* Computerworld Best Places to Work in IT* Newsweek Most Loved Workplaces* 2025 PEOPLE Companies That Care* Newsweek Most Trustworthy Companies in America* Military Times 2025 Best for Vets Employers* Best Companies for Latinos to Work for 2024* Forbes 2025 America's Best Large Employers* Forbes 2025 America's Best Employers for New Grads* Forbes 2025 America's Best Employers for Tech Workers* 2025 RippleMatch Campus Forward Award Winner for Overall Excellence* Military.com Top Military Spouse Employers 2025* 2025 Handshake Early Talent AwardFrom Fortune . 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
    $43k-57k yearly est. 3d ago
  • Retail Banking Officer - Springfield - Springfield, OH

    Wesbanco Bank Inc. 4.3company rating

    Credit products officer job in Springfield, OH

    Back 27d Retail Banking Officer - Springfield #32-8617 Springfield, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Springfield OH. Market Cincinnati Work Hours per Week 37.5 Requirements High school diploma required. Banking, cash handling, sales, and customer service experience required. Supervisory or leadership skills required. Job Description SUMMARY: Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market. From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a teller, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned. ESSENTIAL FUNCTIONS: Excellent Customer Service Provides leadership to the banking center for daily sales, service and operations Assists with coaching, training and developing the staff Relationship building Successfully promotes Bank's products and services ESSENTIAL DUTIES AND RESPONSIBILITIES: Personally models the standards of the Bank's Mission, Vision, and Pledge. Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client. Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability. Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals. Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals. Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results. Educates bank team on uncovering opportunities to help advance financial wellness of customers. Sets priorities and follows through on the implementation of the defined sales and service activities. Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc). Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing. Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements. Actively participates in regular sales and staff meetings. Leads meetings as assigned. Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues. Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate. Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed. Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures. Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location. Must have the working knowledge of all roles within a retail Banking Center. Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center. Other duties as assigned. OTHER SKILLS AND REQUIREMENTS: Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business. Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems. Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees. Other responsibilities may involve planning, assigning and directing work. Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base. Strong consumer lending skills are preferred with a solid understanding of consumer lending products. Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing. Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible. Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs. Sound mathematical and analytical skills preferred. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire. Must be available to work all hours of operations. Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Springfield, Ohio, United States
    $57k-83k yearly est. 3d ago
  • Licensed Loan Officer - Remote

    Lower LLC 4.1company rating

    Remote credit products officer job

    Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Ready to take your mortgage career to the next level with us? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we've perfected that model - and we're looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact. What You'll Do Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers. Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence. Educate and advise borrowers on products that fit their goals - whether it's purchase, refi, or cash-out. Analyze credit and financial data to match customers with the right solution. Present pricing and terms in line with company standards and compliance requirements. Drive repeat and referral business through exceptional service and follow-through. Who You Are You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model. You're a closer - driven by performance, motivated by commission, and wired for results. You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline. You're passionate about helping people make smart financial decisions and delivering a 5-star experience. Experience with Encompass is a plus - but hustle and heart matter more. Why You'll Love Lower Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself. A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook. Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve. A culture that rewards performance and celebrates impact. What You'll Get Competitive commission structure with uncapped earning potential Full benefits: medical, dental, vision, paid holidays, PTO, parental leave Life insurance, short- and long-term disability, 401(k) with company match Corporate wellness program Employee discount on home mortgage purchases and refinances Where You'll Work You'll have the flexibility to work remotely. Want to close more loans with less friction? Let's talk. Apply now and see what it's like to work at a company that's built for loan officers - by people who get it. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy
    $46k-65k yearly est. Auto-Apply 60d+ ago
  • Senior Credit Risk Officer

    IH Mississippi Valley Credit Union 4.0company rating

    Remote credit products officer job

    Job Description At IH Mississippi Valley Credit Union, we believe lending should empower people. As a Senior Credit Risk Officer, you'll play a pivotal role in shaping lending strategies. Your expertise in portfolio analytics and risk management will help drive sound decisions, ensuring sustainable growth and a member-centric approach. With a competitive pay range of $120,000 to $160,000, this is an exciting opportunity to grow your career in a collaborative and forward-thinking environment. In-office work is done at our beautiful headquarters on River Drive in Moline, Illinois. This facility offers a comfortable office setting with on-site gym facility and purposeful collaborative spaces to connect. Remote work is a breeze with easy-to-use tools to help stay connected. IH Mississippi Valley Credit Union: Our Mission We are a member-owned financial cooperative dedicated to helping our member, our team members and our communities along their financial path. At our best we are authentic, driven, and innovative. What would you do as a Senior Credit Risk Officer As a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, you will be an essential collaborator who thrives in a data-driven environment. This role requires you to harness your analytical skills, transforming complex data into actionable insights that enhance our lending strategies and portfolio management. Collaborating closely with other professionals, you will identify risks and develop innovative solutions that prioritize our member-centric values. Your ability to interpret data effectively will drive strategic decisions, ensuring that our lending processes are not only effective but also aligned with the highest standards of integrity and performance. Are you a good fit for this Senior Credit Risk Officer job? To excel as a Senior Credit Risk Officer at IH Mississippi Valley Credit Union, a robust set of skills is essential. You must possess a strong proficiency in analytical tools to provide oversight of loan portfolios, ensuring all data is meticulously scrutinized. Your ability to translate data into actionable decisions will be vital not only for enhancing our lending strategy but also for fostering a proactive approach to risk management. Additionally, you will serve as a strategic advisor to senior management, requiring strong communication and interpersonal skills to effectively convey insights and recommendations. An in-depth understanding of credit risk assessment, coupled with a knack for problem-solving and member focus, will position you for success in this dynamic role. A collaborative spirit and the ability to work independently are also crucial, as you will be driving initiatives that contribute to our forward-thinking culture. EXPERIENCE REQUIRED: Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields. Master's preferred 7+ years of experience in credit risk management, portfolio analysis or related financial risk functions. Advanced Risk certification preferred. Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending. Direct experience with CECL, stress testing, scorecard development, or predictive analytics preferred. Ability to communicate complex risk concepts to senior leadership and board members Exceptional leadership, analytical and problem-solving skills SKILLS AND COMPETENCIES: Advanced quantitative and statistical skills Strong data visualization and reporting capabilities Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing Ability to communicate complex analytics clearly to executive and eventual Board audiences Exceptional attention to detail with strategic, big-picture thinking Will you join our team? Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! PHYSICAL REQUIREMENTS: Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction, and having the ability to receive detailed information through oral communication, and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips. Lifting Demands: Up to 10 lbs. Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading
    $120k-160k yearly 6d ago
  • Credit Workout Officer II

    Northwest Bank 4.8company rating

    Credit products officer job in Columbus, OH

    The Credit Workout Officer II is responsible for performing a variety of duties including meeting with borrowers, evaluating management teams, and business plans to determine whether to retain or exit credit. Essential Functions Ensure integrity of loan documentation Review loan documents for perfection of collateral Analyze financial statements Identify and resolve problems / issues Record all agreements and conversations Prepare correspondence and documentation with regards to workout plan Discuss grades and workout procedures Issue demands letters Monitor collection activity, and bankruptcies Obtain judgments Establish Workout plans Report agreed payment terms and plans Locate collateral / inspection Coordinate foreclosures Partner with loan officers Prepare for litigation Coordinate sale of acquired assets / with appropriate staff, liquidation of assets and sales, and legal plan action with counsel Order appraisals Initiate Charge-offs / write downs Prepare reviews on workout loans, and quarterly workout updates Familiarity with & knowledge of the SBA Standard Operating Procedures (SOP). Liquidation of SBA 7 & 504 Loans Participate in quarterly SAG Watch Calls and preparation of CRIT Forms Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education and Experience preferred Bachelor's degree in business, accounting, finance or related 3-5 years of experience related to commercial lending including special assets, loan review, credit and / or lending Ability to analyze data related to bankruptcy, foreclosure, and repossession This position will be performed onsite Monday - Thursday with Friday an option work from home day. Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $105k-161k yearly est. Auto-Apply 60d+ ago
  • Risk Management -Lead Credit Officer -Vice President

    JPMC

    Credit products officer job in Columbus, OH

    Join a world-class team at JPMorgan Private Bank, where your expertise shapes the future of wealth management. As a leader in credit risk, you will have the opportunity to influence business growth and risk discipline across a diverse, global portfolio. Your strategic vision and innovative mindset will help us deliver exceptional solutions to our clients. Collaborate with top professionals and make a meaningful impact on the financial industry. This is your chance to advance your career in a dynamic, high-performing environment. As a Vice President in the Wealth Management Credit Risk team, you drive credit risk strategy and oversight for our Financial Institutions specialty portfolio. You partner with business leaders to ensure prudent risk management and support business growth. You help us deliver customized solutions to clients while maintaining the highest standards of risk discipline. Together, we innovate and enhance our risk management practices. You will be empowered to make decisions and lead initiatives that shape our business. Job Responsibilities Lead credit risk management for a diverse portfolio of management companies, individuals, hedge funds, and financial sponsors Approve and structure complex custom credit facilities within authorized limits Guide and mentor junior team members in credit risk decision-making Oversee assignment of risk ratings, loss given default, and other risk metrics Ensure alignment with global credit risk appetite across various products Identify and monitor concentrations, trends, and emerging risks Direct the preparation and presentation of portfolio reviews Escalate and manage risk exceptions in a timely manner Collaborate with business partners, underwriters, and Credit Middle Office Drive process improvement by leveraging technology and data analytics Represent Credit Risk in executive forums, product initiatives, and regulatory reviews Required Qualifications, Capabilities, and Skills Bachelor's degree Minimum 5 years of experience in financial services or credit risk management Proven leadership in credit risk for wealth management, including management companies, hedge funds, venture capital, and private equity Demonstrated ability to lead teams and manage complex projects Strong analytical and organizational skills Excellent executive communication skills Expertise in risk analytics and portfolio management Knowledge of regulatory requirements in credit risk Proficiency in Microsoft PowerPoint and Excel Experience with large language models (LLM) Familiarity with risk management systems Preferred Qualifications, Capabilities, and Skills Advanced degree in finance, business, or related field Experience with fund finance and complex credit structures Track record of innovation in risk management practices Strong stakeholder engagement and relationship management skills Experience presenting to executive leadership and regulatory bodies Knowledge of emerging technologies in credit risk Certification in risk management or related discipline
    $93k-147k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Officer - Purchase

    Amerisave Mortgage 4.3company rating

    Remote credit products officer job

    Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! What we're looking for: AmeriSave is currently hiring Purchase Mortgage Bankers to join our team. In this consultative role, you will receive pre-approval transfers and guide borrowers through the home buying process by providing expert advice to help them navigate and evaluate the best loan program and pricing options available to them. This position focuses on delivering exceptional borrower support during the initial stages of the loan process with no pipeline management, outbound sales calls or follow-up responsibilities required. This is a remote opportunity to work from home. We also offer: Low cost platform with competitive product pricing Advanced technology that fosters a smooth and streamlined process with speedy turn times that will delight your clients Cross training for all Mortgage Bankers with ability to offer Conventional, FHA products License maintenance and continuing education courses provided. Aggressive compensation plans Benefits package to include medical, dental, vision and prescription drug coverage as well as 401(k) benefits. Flexible and fun culture What You'll Do: Serve as a trusted consultant to purchase borrowers, answering questions and providing guidance to help them evaluate AmeriSave's options throughout the home loan selection process Understand borrower's needs and recommend optimal loan products and pricing options based on financial needs, goals and qualifications Establish an ongoing relationship by delivering best-in-class customer service Maintain a comprehensive understanding of company loan products, pricing structures and multi-state regulations What You'll Need: Recent mortgage loan origination experience required; call center environment preferred Purchase experience is required Must have a significant licensing footprint Must meet all Nationwide Mortgage Licensing System & Registry (NMLS) requirements Understanding of mortgage regulatory guidelines Strong negotiation skills Ability to quickly connect and establish a great rapport with people Ability to work in a fast-paced environment while handling competing priorities effectively Self-motivated, driven, high-energy and a positive attitude Detail oriented and results driven Strong desire to succeed in a sales environment and to be a top producer Proactive with a strong sense of urgency Excellent written and verbal communication skills **Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation: The hourly rate for this position is $19 against commissions. Target annual compensation for this position is $60,000 - $200,000. Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. California Consumer Privacy Act Disclosure Acknowledgment Employment Applicants, New Hires, and Employees Residing in California AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
    $32k-54k yearly est. Auto-Apply 60d+ ago
  • Risk Management - Lead Credit Officer - Vice President

    Jpmorgan Chase 4.8company rating

    Credit products officer job in Columbus, OH

    Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact. **Job Responsibilities** + Management of the designated regional credit risk portfolio within acceptable quality and loss criteria + Approve credit risk exposure relating to the client base within authorized limits. + Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral. + Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies. + Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy. + Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately. + Oversee and drive ad hoc risk-related projects and workflows. + Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies. + Collaborate and communicate with external and internal stakeholders. + Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management. **Required qualifications, capabilities, and skills** + Bachelor's degree required. + Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis + Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions. + High level of analytical skills, with attention to detail + Familiarity and expertise with legal documentation, particularly with respect to fund finance + Ability to understand and distill market dynamics and economic drivers + Outstanding professional reputation and integrity. + Strong leadership, management and business partnership skills, with the ability to train others. + Strong presentation, business writing, and communication skills. **Preferred qualifications, capabilities, and skills** + Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $133,000.00 - $240,000.00 / year; San Francisco,CA $133,000.00 - $240,000.00 / year
    $133k-240k yearly 60d+ ago
  • Bilingual Spanish / English Loan Officer

    Mortgage Inv. Group 4.4company rating

    Remote credit products officer job

    Join Our Team! Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community. Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you. As a loan officer at Hipotecasa, you'll have the opportunity to: ? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process. ? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most. ? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact. MIG has been #1 with THDA and RD in Tennessee y for more than a decade! Requirements: 3-5 years of experience as a loan officer in the mortgage industry. Bilingual proficiency in English and Spanish. Fully understand the Hispanic culture. Strong communication and interpersonal skills. Passion for serving the underserved Hispanic community. Willingness to work evenings and weekends to accommodate the needs of our clients. If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team! Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best-case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands-on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success ANNUAL TRAINING REQUIREMENTS New hires must complete the following training courses: BSM/AML: The Basics Marketing Compliance Annual Consumer Complaint Attestation Existing employees must complete the following training courses: BSA and AML: Essentials Annual Sexual Harassment Training PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." ADDITIONAL INFORMATION Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
    $33k-53k yearly est. 60d+ ago
  • Executive Loan Officer (Arizona)

    Quicken Loans 4.1company rating

    Remote credit products officer job

    Minimum Qualifications Experience in mortgage loan origination State and federal licenses Proven track record obtaining referrals and generating lead volume Professional communication, time management, results driven, teamwork and critical/strategic thinking skills Preferred Qualifications 3 years of experience in mortgage loan origination Desire to work and grow in an entrepreneurial environment Job Summary The Executive Loan Officer is the face of Rocket Mortgage to our clients. As a licensed mortgage loan originator, they use their thorough understanding of and expertise in loan programs, guidelines, mortgage documents and home buying process knowledge to guide clients through the mortgage process and help them achieve their goals. Responsibilities Assist clients through the loan process from application to closing including resolving any client concerns Build and maintain relationships with real estate agents, investment advisors, accountants, other professionals, friends, family and closed clients to market the Rocket brand and help homebuyers or homeowners obtain real estate financing that meets their personal and financial goals. Consult with clients and analyze their financial situations to determine the appropriate loan product to achieve their goals. Evaluate client financial status and documents including their credit, employment, income, assets and property to ensure they qualify for financing Cultivate relationships with mortgage referral sources and market the value of working with Rocket Mortgage Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage Establish, develop and maintain a book of business to drive referral volume and revenue Give every referral source and client the best client service in the industry Stay up-to-date on Rocket Mortgage's product offerings, qualifying parameters and process changes Represent the Rocket brand in various civic and community functions to support business development initiatives and drive lead flow to the branch Disclaimer This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed,
    $33k-53k yearly est. Auto-Apply 60d+ ago
  • Remote Call Center Loan Officer- VA Loans- NMLS required

    National Mortgage Staffing 3.9company rating

    Remote credit products officer job

    Mortgage Loan Originator - Remote | VA Loan Specialist- Leads provided Our client is seeking a Mortgage Loan Originator to join their sales team. This is a remote, full-time role where you will originate VA loans, work directly with realtor partners, and manage inbound borrower opportunities from pre-approval through underwriting. The role provides a high-volume flow of VA borrowers and offers strong compensation and benefits, making it ideal for licensed originators with a passion for serving veterans. Responsibilities Work with VA borrowers to originate and submit purchase and refinance loans Manage inbound leads - no outbound cold sales required Partner with realtors to support VA buyers and ensure successful outcomes Complete pre-approval process including reviewing paystubs, bank statements, COEs, VOEs, and running AUS Submit complete loan files directly to underwriting, ensuring accuracy and compliance Maintain clear communication with borrowers, realtors, and internal partners throughout the process Collaborate with Jr. Processors and team assistants who provide data entry, Salesforce tracking, and lead management support Qualifications Must hold active license in atleast two of the following states: CA, FL, TX Must have origination volume of at minimum $650k trailing 14 months Knowledge of VA home loan programs (FHA, USDA, Conventional, and Jumbo also offered) Basic understanding of LOS and Microsoft 365 Past military service preferred but not required Strong customer service and relationship-building skills Schedule/Location Fully remote role (work standard business hours in your time zone) Reports to Chief Production Officer Compensation Base salary: $55,000 annually Commission: Up to 27.5 bps on total loan volume, based on monthly and quarterly tier structure Full benefits package: Medical, dental, vision, and 401k matching No overtime eligibility (exempt role) Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $55k yearly 3d ago
  • Remote Mortgage Loan Officer

    Loan Depot 4.7company rating

    Remote credit products officer job

    Our Direct Sales channel is at the core of who we are at loan Depot-a consumer direct marketing powerhouse focused on providing excellent service to our customers across all 50 states. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy. Our Lending Officers put their clients' needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals. Responsibilities: * Licensed Lending Officers receive a high-volume lead flow of online customer contacts daily from our call center. * Will present loan Depot's competitive edge, evaluate customer needs, and sell valuable financial solutions to clients across the country. * Builds rapport, analyzes financial situations, and determines the appropriate loan product to meet their client's goals. * Educates clients on how to better manage their mortgage and debt. * Assists clients through the loan process from application to closing. * Maintains minimum production standards including originations & fundings. Requirements: * 2+ years of recent mortgage origination experience in a similar direct lending environment REQUIRED. * Must be willing to commute to one of our offices in Irvine CA, Southfield MI, Franklin TN, or Scottsdale AZ. Remote will be considered on a case-by-case basis. * NMLS SAFE ACT compliant, holding 5 or more active state licenses REQUIRED. * Proven production of top performance in alike model REQUIRED. * Flexible and adaptable, learns and reacts quickly at a faster than average pace. * Excellent customer service & follow through-were here to take care of our clients. The Perks: * Compensation--Competitive compensation package which includes base wage in addition to a BPS commission structure with additional kickers. * Training/Licensing-- Company provided sales training, in addition to continuing education & licensing support. * Marketing machine-on average, 10+ quality leads transferred to our Lending Officers daily. * Competitive pricing--we fight for every deal to support our clients. * Quick turn times-- we understand we must close quickly. * Benefits-- excellent benefits package including multiple health, dental, and vision options, HSA/FSA plans, volunteer paid hours, tuition reimbursement, pet coverage, company paid life insurance and more! * Financial Planning-- 401K with company match. About loan Depot: loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts. Base pay is one part of our total compensation for Licensed Lending Officers. The base pay for this role is $8.00 - $18.17/hour (determined by minimum wage state and county requirements); in addition to an uncapped commission plan. Ramp up bonuses possible, based on a proven record of recent production. We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
    $8-18.2 hourly Auto-Apply 26d ago
  • Loan Officer (Remote PT or MT)

    Figure Lending 4.5company rating

    Remote credit products officer job

    Job Description About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We're proving that blockchain isn't just theory - it's powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain's transparency and efficiency with AI-driven automation, we've reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we've originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure's ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We're proud to be recognized as one of Forbes' Most Innovative Fintech Startups in 2025 and Fast Company's Most Innovative Companies in Finance and Personal Finance. About the Role We're seeking candidates for the Loan Officer role to join our dynamic Operations organization! You'll be a critical contributor to our loan origination strategy as you support borrowers sourced via our direct-to-consumer, marketing, and partnerships efforts. The Loan Officer will engage with customers, educate them on financing options and loan products, and ensure a positive experience for all borrowers. You'll thrive in this role if you're obsessed with driving results and creating phenomenal customer experiences. What You'll Do Convert a high volume of company-provided leads into happy Figure HELOC customers Connect with prospective borrowers via outbound calling initiatives, text message, and email Guide clients through their loan borrowing decision - and help them navigate our fully-digital application process to close more HELOC sales Consult with clients to find the right loan product, interest rate, and term length to meet their needs Consistently beat sales targets every month What We Look For BA/BS from an accredited university (preferred) 2+ years of experience in mortgage lending as a Loan Officer 2+ years of experience in sales, with the proven ability to "close" Demonstrated ability to exceed sales targets consistently Active NMLS license in 15 states, or at least 10 in core states, is preferred Ability to work evening and weekend hours as required (earn overtime pay!) Schedule Monday - Friday, 12 pm to 9 pm PT, weekends as needed up to 9 pm PT Salary Base compensation range: $25 to $32 per hour On-target earnings range: $100,000 to $116,000 A commission plan that rewards results - with uncapped commissions and upside accelerators This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs Benefits Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care, 401k, and commuter benefits Employer-funded life and disability insurance coverage 11 Observed Holidays & PTO plan Up to 12 weeks paid family leave Continuing education reimbursement Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. #LI-RF1 #LI-Remote
    $34k-45k yearly est. 11d ago
  • Senior Credit Officer - Commercial

    United Community Bank 4.5company rating

    Remote credit products officer job

    Job Title: Senior Credit Officer - Commercial United Community is looking for a Senior Credit Officer - Commercial to work with Community Bank Executives and Corporate Banking leadership to achieve high credit quality via the loan approval process.Position can sit in Greenville, SC or Orlando, FL. What You'll Do * Work with Community Bank Executives, Commercial Banking Solutions (Specialty Lending Groups) and Regional Credit Managers to promote the credit culture of United Community Bank• Protect the assets of the bank through the proper execution and administration of risk management policies and procedures. Assumes accountability for quality approval decisions and the overall quality of the assigned loan portfolio.• Approve larger credits in a timely and efficient manner helping to ensure customers' expectations are met• Serve as "gatekeeper" for approval of larger credits and assists in enforcing the bank's house limit• Recommends approval of changes in underwriting procedures and policies• Partner with State Presidents and Team Leads within Commercial Banking Solutions to execute on our credit culture, grow the portfolio and maintain strong portfolio credit metrics. • Acts in an advisory and referral role to lenders and analysts in matters of compliance, regulation and policy• Supervise activities of the Regional Credit Managers• Assist in monitoring credit quality including responsibilities for portfolio risk ratings, and oversight of criticized asset and portfolio review meetings• Direct and assist in the preparation of each bank for regulatory examinations. Works directly with bank regulators during the examination process.• Coordinate credit portion of due diligence efforts with regard to new bank acquisitions• Assist in training new lenders and the on-going training on policies, procedures and culture• Perform annual performance reviews along with an effective management plan consisting of goals for staff• Perform other duties as assigned Requirements For Success * College degree or equivalent• Minimum 10 years' experience in a regulatory or commercial lending background with at least 5 years of credit approval experience with C&I, Middle Market and Commercial Real Estate.• Strong leadership skills with extensive supervisory and managerial experience and the ability to build strong teams. • Excellent interpersonal and communication skills; and the ability to solve problems. • Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Conditions of Employment * Must be able to pass a background & credit check• This is a full-time, non-remote position that requires schedule flexibility to work evenings and weekends as needed. • Up to 20% travel required. FLSA Status: Exempt Pay Range USD $0.00 - USD $0.00 /Yr.
    $85k-115k yearly est. 30d ago
  • Loan Officer (Arizona)

    Neighbors Bank

    Remote credit products officer job

    Warm Leads | Base + Uncapped Commission | Paid Training Are you competitive, driven, and looking for a remote sales opportunity you can turn into a rewarding, lasting career? No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background - it's powered by your ambition. We provide the training, tools, warm leads and support to help you succeed in this fully remote sales role. Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance. Our thriving remote culture isn't just a perk - it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility. You'll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done - by making homeownership more affordable, accessible, and achievable. What Makes This Sales Role Exciting? Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success. Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel at sales. Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that's been recognized as a Top Workplace in the Financial Services industry. Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more. Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions. Your Journey at Neighbors Bank Want a sales career that pays you for what you're worth? In this base + commission role, top salespeople are bringing in $70K+ in their first year, $125K+ by year three, and up to $150K by year five . We don't cap your ambition - we reward it. We offer a comprehensive, paid training program designed to help you build expertise in the mortgage industry and a foundation in reaching your income goals. Starting off, you'll focus on learning the loan origination process, gaining hands-on experience, and sharpening your existing sales skills. This initial phase of training comes with compensation of $20 per hour, plus performance-based bonuses. After successfully completing the initial training phase, your compensation increases to the following (approximately 13 weeks after starting): $60,000 annual base Uncapped bonuses $5,000 one-time promotion bonus Our People and Culture are our greatest strengths. That's why finding incredible people who are a great culture fit is so important. We're seeking individuals who: Are passionate about their job and have fun doing it. Will deliver results with integrity. Enjoy finding ways to enhance the lives of others every day. Your Role as a Loan Officer Loan Officers play a key role in guiding clients through the home loan process. These are clients that already reached out to Neighbors Bank to take the next step, so we work with hot/warm leads - there is no cold calling required. This role is built for elite closers - people who thrive on guiding qualified leads to the finish line. If sourcing your own leads is what drives you, this will not be the right fit. Key Responsibilities: Educate borrowers on the loan process and identify financing options. Analyze credit, income, and assets to prequalify or deny applications. Structure loans, issue pre-approvals, and manage the process through closing. Provide clear, ongoing communication with borrowers and their real estate agent. Secure documentation and ensure all stages of the loan process are completed efficiently. Perform other duties as assigned. Are You the One? No Mortgage Experience? No Problem - But Grit and Talent are Essential We don't hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we're looking for fast climbers. Real Sales Experience Required - Where Influence and Ownership Mattered We're looking for candidates with recent (within the last 5 years), meaningful sales experience - what we refer to as "hard sales." That means you've worked in a role where: You were responsible for building trust, tailoring a solution, and closing the deal You influenced buying decisions from start to finish-not roles centered on order-taking or passive upselling You had ownership of your outcomes, often tied to goals, metrics, or earnings/commissions You handled objections, followed up with leads, and earned the sale Whether your experience was in-person or over the phone, B2B or B2C, what matters most is that you've done the kind of selling that builds real skill, and translates well to our environment. Here's what makes a great fit: Seeking to establish and maintain a career as a salesperson Thrive working remotely and staying self-motivated Have succeeded in fast-paced or performance-based roles Bring a strong competitive drive and hunger to earn Communicate clearly and professionally with customers Stay focused under pressure and in high-volume settings College degrees are not required, but the ability to learn quickly is essential This isn't the role for you if: You need frequent oversight to stay on track You prefer routine tasks over rapid change You're not comfortable and confident talking to customers on the phone Your primary interest is working in the mortgage industry rather than becoming a top-performing salesperson Licensing Requirement This position requires that new employees register with the NMLS. After onboarding, Neighbors Bank will help you facilitate and complete this process, and cover the full cost. Where We're Hiring We're actively hiring in the following states: AL, AZ, AR, FL, GA (all counties except DeKalb and Fulton), ID, IA, KS, MS, MO, MT, OK, TX, UT, and VA. When Can You Start? Our newest Loan Officers begin in training classes alongside their peers to learn our process together. The next three training classes will start on: February 2 March 30 May 26 If you're not available to start on the earliest date, that's okay - just let us know. We're flexible and happy to work with your schedule. Why Neighbors Bank? Neighbors Bank is more than just a workplace - it's a community. Our mission is to Enhance Lives, and we're passionate about doing that through innovative solutions and a culture of collaboration and excellence. If you're ready to join a team where your contributions truly matter, we'd love to hear from you! #ZR
    $31k-48k yearly est. Auto-Apply 36d ago
  • Licensed Loan Officer - Florida

    Better 4.5company rating

    Remote credit products officer job

    Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. At NEO Home Loans, powered by Better Mortgage Corporation, our mission is clear: redefine your financial journey. We strive to unlock people's full financial potential, providing clarity throughout every step of the loan process. By making lending approachable, we bring transparency and consistency to the financial world, guiding individuals towards decisions that serve their best interests. Our team comprises passionate, talented, and hardworking individuals dedicated to achieving excellence. Join our team and be part of a dynamic company that values innovation, fosters personal growth, and prioritizes a culture of collaboration and excellence. Responsibilities: Acting as a mortgage originator for your own pipeline of loans Maximizing lock and fund conversions for leads provided to you Guiding pre-approved borrowers through their home buying process or helping customers save money or leverage home equity to consolidate. Building relationships with your buyer's realtors and keeping them informed throughout the transaction Providing an exceptional experience for borrowers and realtors Meeting and, ideally, beating set sales targets each month We don't have a monopoly on great ideas and welcome yours. We encourage you to collaborate with our OPS, IT, Product and Marketing teams to make our process and customer experience Better Qualifications: Active NMLS License At least 2 years of experience in mortgage lending Hungry mentality and desire to work in a competitive sales environment with our dynamic lead engine. Our mortgage originators on average receive double the customer opportunities. High degree of integrity and work ethic Ability to think critically and problem solve complex scenarios Excellent communication and interpersonal skills. Detail-oriented with a focus on accuracy. Company Benefits We're proud to support our employees and their families with a benefits package designed to care for their health, well-being, and everyday life. All full-time and benefit-eligible part-time employees can enjoy the following benefits: - Day One Coverage - Your benefits begin on your first day, so you're supported from the start - Nationwide Medical, Dental & Vision Coverage - Comprehensive plans that travel with you, wherever you are - Mental Health Support When You Need It - Immediate access to virtual therapy with licensed providers for you and your eligible dependents (ages 6+), with your first few visits covered at no cost! - Health Savings Account (HSA) - Includes an employer contribution to help you plan for healthcare expenses - Employer-Funded Dependent Care FSA - Support for childcare and/or dependent care costs - Disability & Life Insurance - Provided at no additional cost to give you added peace of mind - Flexible PTO - Time off when you need it, so you can recharge and focus on what matters most - Extra Perks & Discounts - Including pet insurance, savings programs, and more to support life beyond work The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
    $32k-44k yearly est. Auto-Apply 32d ago
  • Loan Officer

    Price Mortgage LLC

    Remote credit products officer job

    Why Should You Switch? We have team members doing over 100M+ in purchase volume! No branch managers! Extremely aggressive comp & pay structure! Access to your own Loan Officer Assistant! In-house marketing agency Better rates than retail (you should NEVER lose a deal to rates) Huge product mix(100+) As a broker, lenders and underwriters are constantly competing for OUR business Flexibility to work remotely Experience and Requirements Prior experience as a Loan Officer, with active volume Ability to work their own relationships and pipelines Positive attitude and goal oriented Ability to multi-task and work in a fast-paced environment Willing to work in a fun environment and work hard, play hard attitude Benefits 401k Health Insurance Dental Insurance Vision Insurance Company paid Life Insurance 25k More voluntary benefits available
    $31k-48k yearly est. Auto-Apply 60d+ ago

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