Best cities for a credit representative
The best cities for credit representatives are Philadelphia, PA, Islip, NY, and Hempstead, NY, based on factors like average salary and job availability per capita. Jobs and pay for credit representatives vary across the country, but we've determined the ten best cities for credit representatives in the U.S.
Whether you're starting your career as a credit representative or considering a move, this list of the best cities for credit representatives to live in will help you decide. These aren't just the best-paying cities for credit representatives. We also consider how easy it is to find work as a credit representative. While the absolute best city for credit representatives is Philadelphia, PA, there are plenty of other great places to consider.
Keep reading to learn more about the best cities for credit representatives in 2024.
If you're looking for a credit representative job, here are five companies hiring now:
10 best cities for credit representatives in 2025
1. Philadelphia, PA
Total credit representative jobs: 0 Average annual salary: $40,737 Lowest 10 percent warn: $25,000 Highest 10 percent earn: $64,000 Location quotient: 0.00 2. Islip, NY
Total credit representative jobs: 0 Average annual salary: $55,554 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $89,000 Location quotient: 0.00 3. Hempstead, NY
Total credit representative jobs: 0 Average annual salary: $55,528 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $89,000 Location quotient: 0.00 4. Brookhaven, NY
Total credit representative jobs: 0 Average annual salary: $55,460 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $89,000 Location quotient: 0.00 5. Pittsburgh, PA
Total credit representative jobs: 0 Average annual salary: $37,994 Lowest 10 percent warn: $25,000 Highest 10 percent earn: $56,000 Location quotient: 0.00 6. Oyster Bay, NY
Total credit representative jobs: 0 Average annual salary: $55,425 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $89,000 Location quotient: 0.00 7. New York, NY
Total credit representative jobs: 0 Average annual salary: $55,413 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $89,000 Location quotient: 0.00 8. Las Vegas, NV
Total credit representative jobs: 6 Average annual salary: $39,344 Lowest 10 percent warn: $28,000 Highest 10 percent earn: $54,000 Location quotient: 9.69 9. Buffalo, NY
Total credit representative jobs: 0 Average annual salary: $52,414 Lowest 10 percent warn: $34,000 Highest 10 percent earn: $80,000 Location quotient: 0.00 10. Miami, FL
Total credit representative jobs: 1 Average annual salary: $42,133 Lowest 10 percent warn: $28,000 Highest 10 percent earn: $61,000 Location quotient: 1.11
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Best cities for credit representatives
- Philadelphia, PA
- Islip, NY
- Hempstead, NY
- Brookhaven, NY
- Pittsburgh, PA
- Oyster Bay, NY
- New York, NY
- Las Vegas, NV
- Buffalo, NY
- Miami, FL
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Detailed list of the best cities for a credit representative
| Rank | City | Average salary | Lowest 10% Earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | Philadelphia, PA | $40,737 | $25,000 | 1,567,872 | - |
| 2 | Islip, NY | $55,554 | $34,000 | 335,543 | - |
| 3 | Hempstead, NY | $55,528 | $34,000 | 759,757 | - |
| 4 | Brookhaven, NY | $55,460 | $34,000 | 486,040 | - |
| 5 | Pittsburgh, PA | $37,994 | $25,000 | 303,625 | - |
| 6 | Oyster Bay, NY | $55,425 | $34,000 | 293,214 | - |
| 7 | New York, NY | $55,413 | $34,000 | 8,537,673 | - |
| 8 | Las Vegas, NV | $39,344 | $28,000 | 632,912 | 6 |
| 9 | Buffalo, NY | $52,414 | $34,000 | 256,902 | - |
| 10 | Miami, FL | $42,133 | $28,000 | 453,579 | 1 |
| 11 | Durham, NC | $36,618 | $25,000 | 263,016 | - |
| 12 | Cleveland, OH | $38,814 | $26,000 | 385,809 | - |
| 13 | Raleigh, NC | $36,586 | $25,000 | 458,880 | - |
| 14 | Toledo, OH | $37,939 | $26,000 | 278,508 | - |
| 15 | Greensboro, NC | $36,464 | $25,000 | 287,027 | - |
| 16 | Columbus, OH | $37,267 | $26,000 | 860,090 | 2 |
| 17 | Hialeah, FL | $42,130 | $28,000 | 236,387 | - |
| 18 | Saint Petersburg, FL | $42,093 | $29,000 | 260,999 | - |
| 19 | Tampa, FL | $42,041 | $29,000 | 377,165 | - |
| 20 | Reno, NV | $39,603 | $28,000 | 245,255 | - |
| 21 | Orlando, FL | $41,857 | $29,000 | 277,173 | - |
| 22 | Henderson, NV | $39,326 | $28,000 | 292,969 | - |
| 23 | North Las Vegas, NV | $39,252 | $28,000 | 238,702 | - |
| 24 | San Francisco, CA | $44,767 | $31,000 | 870,887 | - |
| 25 | Charlotte, NC | $36,048 | $26,000 | 842,051 | 4 |
| 26 | Cincinnati, OH | $36,015 | $26,000 | 298,800 | - |
| 27 | San Jose, CA | $44,713 | $31,000 | 1,025,350 | - |
| 28 | Jacksonville, FL | $41,220 | $29,000 | 880,619 | - |
| 29 | Laredo, TX | $35,423 | $25,000 | 257,156 | - |
| 30 | Oakland, CA | $44,669 | $31,000 | 420,005 | - |
| 31 | Fremont, CA | $44,658 | $31,000 | 233,136 | - |
| 32 | Winston-Salem, NC | $36,383 | $26,000 | 242,203 | - |
| 33 | Stockton, CA | $44,135 | $31,000 | 307,072 | - |
| 34 | Bakersfield, CA | $44,037 | $31,000 | 376,380 | - |
| 35 | Fresno, CA | $43,999 | $31,000 | 522,053 | - |
| 36 | Los Angeles, CA | $43,867 | $31,000 | 3,976,322 | - |
| 37 | Sacramento, CA | $43,861 | $31,000 | 495,234 | - |
| 38 | Long Beach, CA | $43,787 | $31,000 | 470,130 | - |
| 39 | El Paso, TX | $35,925 | $26,000 | 683,080 | - |
| 40 | San Antonio, TX | $34,994 | $25,000 | 1,492,510 | - |
| 41 | Anaheim, CA | $43,693 | $31,000 | 351,043 | - |
| 42 | Austin, TX | $34,763 | $25,000 | 947,890 | - |
| 43 | Santa Ana, CA | $43,674 | $31,000 | 334,217 | - |
| 44 | Irvine, CA | $43,633 | $30,000 | 266,122 | 4 |
| 45 | Boston, MA | $39,239 | $24,000 | 673,184 | - |
| 46 | Lubbock, TX | $34,366 | $25,000 | 252,506 | - |
| 47 | Glendale, AZ | $35,156 | $25,000 | 245,895 | - |
| 48 | Phoenix, AZ | $35,126 | $25,000 | 1,615,017 | - |
| 49 | Corpus Christi, TX | $35,089 | $24,000 | 325,733 | - |
| 50 | Chandler, AZ | $35,088 | $25,000 | 247,477 | - |
Highest paying cities for credit representatives
| Rank | City | Avg. credit representative salary |
|---|---|---|
| 1 | White Plains, NY | $55,190 |
| 2 | Newark, CA | $44,705 |
| 3 | Miami, FL | $42,133 |
| 4 | Lancaster, PA | $40,022 |
| 5 | Boston, MA | $39,239 |
| 6 | Stow, OH | $38,817 |
| 7 | Atlantic City, NJ | $36,244 |
| 8 | Richmond, VA | $35,646 |
| 9 | Peachtree City, GA | $34,581 |
| 10 | Dallas, TX | $33,791 |
| 11 | Saint Paul, MN | $33,667 |
| 12 | Denver, CO | $33,458 |
| 13 | Sioux Falls, SD | $33,162 |
| 14 | Birmingham, AL | $33,147 |
| 15 | Fargo, ND | $33,114 |
| 16 | Chicago, IL | $32,224 |
| 17 | Myrtle Beach, SC | $31,981 |
| 18 | Omaha, NE | $31,188 |
| 19 | Indianapolis, IN | $30,060 |
| 20 | Knoxville, TN | $27,860 |











