Best states for a credit representative

Q: What is the best state for credit representatives?

The best state to be a credit representative is Delaware based on credit representative salaries and job opportunities.

Q: What is the highest paying state for credit representatives?

The highest paying state for credit representatives is Idaho based on Zippia’s salary database.

Q: What is the worst state for credit representatives?

The worst state for credit representatives is Missouri, due to a combination of low salaries and few job opportunities.

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Are you wondering which place in the United States is the best state for credit representatives? Knowing how challenging it is to figure out where to start your career or where to move to advance your career, we decided to bring you a list of best states for credit representative jobs.Pay, benefits, and opportunities vary greatly by state, and it's no different for credit representatives. We found that Delaware is the best state in the nation for credit representatives, and people in Babylon earn the most in the field.

We figured that the best places for credit representative jobs has three things everyone would agree on. There would be high annual wages, good career prospects (no matter what phase of the career you are in), and a lot of job opportunities.We found that the Midwest is best for credit representatives, and the Northeast is the worst. White Plains, NY is the best city in the country for credit representative jobs, where as Delaware is the best state in the country.

10 best states for credit representatives in 2025

1. Delaware
Total credit representative jobs: 154
Average annual salary: $43,217
Lowest 10 percent earn: $27,000
Highest 10 percent earn: $67,000
Location Quotient:
1.1
Credit representative jobs in Delaware
2. Florida
Total credit representative jobs: 2,098
Average annual salary: $41,798
Lowest 10 percent earn: $29,000
Highest 10 percent earn: $59,000
Location Quotient:
1.2
Credit representative jobs in Florida
3. New Hampshire
Total credit representative jobs: 200
Average annual salary: $42,066
Lowest 10 percent earn: $27,000
Highest 10 percent earn: $64,000
Location Quotient:
1.02
Credit representative jobs in New Hampshire
4. Vermont
Total credit representative jobs: 96
Average annual salary: $40,191
Lowest 10 percent earn: $26,000
Highest 10 percent earn: $61,000
Location Quotient:
1.12
Credit representative jobs in Vermont
5. New York
Total credit representative jobs: 1,223
Average annual salary: $55,225
Lowest 10 percent earn: $34,000
Highest 10 percent earn: $87,000
Location Quotient:
0.85
Credit representative jobs in New York
6. Wyoming
Total credit representative jobs: 65
Average annual salary: $41,249
Lowest 10 percent earn: $32,000
Highest 10 percent earn: $52,000
Location Quotient:
0.97
Credit representative jobs in Wyoming
7. Ohio
Total credit representative jobs: 1,226
Average annual salary: $37,641
Lowest 10 percent earn: $26,000
Highest 10 percent earn: $53,000
Location Quotient:
1.07
Credit representative jobs in Ohio
8. Pennsylvania
Total credit representative jobs: 1,349
Average annual salary: $40,243
Lowest 10 percent earn: $25,000
Highest 10 percent earn: $62,000
Location Quotient:
1.04
Credit representative jobs in Pennsylvania
9. California
Total credit representative jobs: 3,135
Average annual salary: $43,939
Lowest 10 percent earn: $31,000
Highest 10 percent earn: $61,000
Location Quotient:
0.96
Credit representative jobs in California
10. Nevada
Total credit representative jobs: 225
Average annual salary: $39,286
Lowest 10 percent earn: $28,000
Highest 10 percent earn: $54,000
Location Quotient:
0.96
Credit representative jobs in Nevada

Credit representative jobsNear Columbus, OH

How Zippia determines the best states to be a credit representative

You can read about how the best state rankings are calculated here.

Detailed list of the best states for a credit representative

Rank	State	Average salary	Lowest 10% earn	Population	Job count
1	Delaware	$43,217	$27,000	961,939	154
2	Florida	$41,798	$29,000	20,984,400	2,098
3	New Hampshire	$42,066	$27,000	1,342,795	200
4	Vermont	$40,191	$26,000	623,657	96
5	New York	$55,225	$34,000	19,849,399	1,223
6	Wyoming	$41,249	$32,000	579,315	65
7	Ohio	$37,641	$26,000	11,658,609	1,226
8	Pennsylvania	$40,243	$25,000	12,805,537	1,349
9	California	$43,939	$31,000	39,536,653	3,135
10	Nevada	$39,286	$28,000	2,998,039	225
11	Rhode Island	$40,945	$25,000	1,059,639	127
12	Arizona	$35,118	$25,000	7,016,270	1,015
13	Hawaii	$39,319	$31,000	1,427,538	106
14	Connecticut	$41,517	$26,000	3,588,184	289
15	Maine	$34,462	$22,000	1,335,907	230
16	North Carolina	$36,325	$26,000	10,273,419	959
17	West Virginia	$34,834	$24,000	1,815,857	175
18	Texas	$34,420	$25,000	28,304,596	2,458
19	Washington	$38,648	$29,000	7,405,743	686
20	District of Columbia	$43,704	$28,000	693,972	48
21	Massachusetts	$39,310	$25,000	6,859,819	875
22	Iowa	$34,327	$26,000	3,145,711	381
23	Colorado	$33,536	$26,000	5,607,154	826
24	Georgia	$34,613	$25,000	10,429,379	1,177
25	Maryland	$39,584	$26,000	6,052,177	561
26	South Dakota	$33,237	$26,000	869,666	105
27	Virginia	$35,917	$24,000	8,470,020	1,059
28	Alabama	$33,352	$24,000	4,874,747	468
29	Wisconsin	$32,214	$23,000	5,795,483	678
30	Oregon	$36,374	$27,000	4,142,776	364
31	North Dakota	$32,999	$25,000	755,393	102
32	Montana	$33,828	$26,000	1,050,493	122
33	Illinois	$32,132	$23,000	12,802,023	1,656
34	South Carolina	$31,911	$23,000	5,024,369	546
35	Kentucky	$31,140	$23,000	4,454,189	453
36	Minnesota	$33,648	$25,000	5,576,606	664
37	New Jersey	$36,440	$22,000	9,005,644	790
38	Indiana	$30,257	$22,000	6,666,818	738
39	Arkansas	$27,883	$21,000	3,004,279	379
40	Mississippi	$28,148	$20,000	2,984,100	309
41	New Mexico	$30,323	$22,000	2,088,070	219
42	Alaska	$32,238	$27,000	739,795	77
43	Kansas	$28,702	$22,000	2,913,123	357
44	Louisiana	$27,140	$19,000	4,684,333	445
45	Nebraska	$31,178	$24,000	1,920,076	197
46	Utah	$26,825	$20,000	3,101,833	407
47	Michigan	$29,966	$20,000	9,962,311	721
48	Tennessee	$27,781	$20,000	6,715,984	542
49	Idaho	$25,977	$20,000	1,716,943	169
50	Oklahoma	$27,639	$21,000	3,930,864	257
51	Missouri	$27,788	$21,000	6,113,532	475

Highest paying states for credit representatives

Rank	State	Avg. Credit Representative Salary
1	Delaware	$43,217
2	Florida	$41,798
3	New Hampshire	$42,066
4	Vermont	$40,191
5	New York	$55,225
6	Wyoming	$41,249
7	Ohio	$37,641
8	Pennsylvania	$40,243
9	California	$43,939
10	Nevada	$39,286
11	Rhode Island	$40,945
12	Arizona	$35,118
13	Hawaii	$39,319
14	Connecticut	$41,517
15	Maine	$34,462
16	North Carolina	$36,325
17	West Virginia	$34,834
18	Texas	$34,420
19	Washington	$38,648
20	District of Columbia	$43,704
21	Massachusetts	$39,310
22	Iowa	$34,327
23	Colorado	$33,536
24	Georgia	$34,613
25	Maryland	$39,584
26	South Dakota	$33,237
27	Virginia	$35,917
28	Alabama	$33,352
29	Wisconsin	$32,214
30	Oregon	$36,374
31	North Dakota	$32,999
32	Montana	$33,828
33	Illinois	$32,132
34	South Carolina	$31,911
35	Kentucky	$31,140
36	Minnesota	$33,648
37	New Jersey	$36,440
38	Indiana	$30,257
39	Arkansas	$27,883
40	Mississippi	$28,148
41	New Mexico	$30,323
42	Alaska	$32,238
43	Kansas	$28,702
44	Louisiana	$27,140
45	Nebraska	$31,178
46	Utah	$26,825
47	Michigan	$29,966
48	Tennessee	$27,781
49	Idaho	$25,977
50	Oklahoma	$27,639
51	Missouri	$27,788

Credit representative best states FAQs

What is the best state for credit representatives?

What is the highest paying state for credit representatives?

What is the worst state for credit representatives?

Have more questions? See all answers to common business and financial questions.

Search for credit representative jobs

Updated January 8, 2025

Browse business and financial jobs

Total credit representative jobs:	154
Average annual salary:	$43,217
Lowest 10 percent earn:	$27,000
Highest 10 percent earn:	$67,000
Location Quotient:	1.1

Best states for a credit representative

10 best states for credit representatives in 2025

1. Delaware

2. Florida

3. New Hampshire

4. Vermont

5. New York

6. Wyoming

7. Ohio

8. Pennsylvania

9. California

10. Nevada