Credit representative demographics and statistics in the US
Credit representative demographics research summary. Zippia estimates credit representative demographics and statistics in the United States by using a database of 30 million profiles. Our credit representative estimates are verified against BLS, Census, and current job openings data for accuracy. Zippia's data science team found the following key facts about credit representatives after extensive research and analysis:
- There are over 10,544 credit representatives currently employed in the United States.
- 70.5% of all credit representatives are women, while 29.5% are men.
- The average credit representative age is 39 years old.
- The most common ethnicity of credit representatives is White (71.0%), followed by Hispanic or Latino (10.0%), Black or African American (8.3%) and Asian (7.8%).
- Credit representatives are most in-demand in Schaumburg, IL.
- The construction industry is the highest-paying for credit representatives.
- White Plains, NY pays an annual average wage of $55,190, the highest in the US.
- In 2022, women credit representatives earned 92% of what men earned.
- 11% of all credit representatives are LGBT.
- Delaware is the best state for credit representatives to live.
- Credit representatives are 58% more likely to work at private companies in comparison to public companies.
On this page
Credit representative demographics by:
Credit representative gender statistics
70.5% of credit representatives are women and 29.5% of credit representatives are men.
- Female, 70.5%
- Male, 29.5%
Credit representative gender ratio
| Gender | Percentages |
|---|---|
| Female | 70.5% |
| Male | 29.5% |
Credit representative gender pay gap
Women earn 92¢ for every $1 earned by men
Male income
$42,027
Female income
$38,802
Credit representative gender ratio over time
This data breaks down the percentage of men and women in credit representative positions over time. Currently, 70.5% of credit representatives are female.
Credit representative gender ratio by year
| Year | Male | Female |
|---|---|---|
| 2010 | 28.07% | 71.93% |
| 2011 | 28.73% | 71.27% |
| 2012 | 28.15% | 71.85% |
| 2013 | 23.19% | 76.81% |
| 2014 | 26.23% | 73.77% |
| 2015 | 23.74% | 76.26% |
| 2016 | 28.96% | 71.04% |
| 2017 | 26.33% | 73.67% |
| 2018 | 32.29% | 67.71% |
| 2019 | 26.98% | 73.02% |
| 2020 | 29.70% | 70.30% |
| 2021 | 29.49% | 70.51% |
Credit representative related jobs gender ratio
We compared credit representatives with similar job titles to see how gender ratios vary. As you can see, renewable energy system finance specialist and chartered finance analyst have the biggest gender ratio gaps.
| Job title | Male | Female |
|---|---|---|
| Escrow Officer | 15% | 85% |
| Customs Verifier | 20% | 80% |
| Credit Assistant | 20% | 80% |
| Credit Representative | 29% | 71% |
| Head Analyst | 86% | 14% |
| Chartered Finance Analyst | 90% | 10% |
| Renewable Energy System Finance Specialist | 92% | 8% |
Male
Female
100%
75%
50%
25%
0%
0%
25%
50%
75%
100%
Credit representative demographics by race
The most common ethnicity among credit representatives is White, which makes up 71.0% of all credit representatives. Comparatively, 10.0% of credit representatives are Hispanic or Latino and 8.3% of credit representatives are Black or African American.
- White, 71.0%
- Hispanic or Latino, 10.0%
- Black or African American, 8.3%
- Asian, 7.8%
- Unknown, 2.7%
- American Indian and Alaska Native, 0.2%
Credit representative race
| Credit representative race | Percentages |
|---|---|
| White | 71.0% |
| Hispanic or Latino | 10.0% |
| Black or African American | 8.3% |
| Asian | 7.8% |
| Unknown | 2.7% |
| American Indian and Alaska Native | 0.2% |
Credit representative race and ethnicity over time
See how credit representative racial and ethnic diversity trended since 2010 according to the United States Census Bureau data.
Credit representative race and ethnicity by year
| Year | White | Black or African American | Asian | Hispanic or Latino |
|---|---|---|---|---|
| 2010 | 68.94% | 12.96% | 4.06% | 12.67% |
| 2011 | 69.89% | 14.24% | 5.74% | 8.76% |
| 2012 | 65.88% | 15.08% | 7.00% | 10.70% |
| 2013 | 69.26% | 12.48% | 6.06% | 10.81% |
| 2014 | 70.45% | 11.28% | 6.31% | 9.00% |
| 2015 | 69.36% | 11.11% | 6.12% | 10.45% |
| 2016 | 70.16% | 10.16% | 7.48% | 11.17% |
| 2017 | 69.44% | 9.36% | 9.35% | 9.91% |
| 2018 | 69.52% | 9.02% | 6.31% | 12.56% |
| 2019 | 65.98% | 9.71% | 7.69% | 13.93% |
| 2020 | 65.47% | 9.11% | 7.35% | 13.73% |
| 2021 | 70.98% | 8.31% | 7.76% | 9.98% |
Credit representative wage gap by race
According to our data, asian credit representatives have the highest average salary compared to other ethnicities. Black or african american credit representatives have the lowest average salary at $40,057.
| Ethnicity | Salary |
|---|---|
| Unknown | $42,805 |
| White | $40,619 |
| Black or African American | $40,057 |
| Asian | $45,294 |
| Hispanic or Latino | $41,560 |
Average credit representative age
See how the average age of credit representatives varies based on ethnicity and gender.
Male
Female
Credit representative age by race and gender
| Race | Male age | Female age |
|---|---|---|
| White | 31 | 44 |
| Asian | 38 | |
| Hispanic or Latino | 39 |
Credit representative age breakdown
The average age of credit representatives is 40+ years years old, representing 45% of the credit representative population.
Credit representative age breakdown
| Credit Representative Years | Percentages |
|---|---|
| 40+ years | 45% |
| 30-40 years | 29% |
| 20-30 years | 26% |
Credit representative educational attainment
The most common degree for credit representatives is bachelor's degree, with 47% of credit representatives earning that degree. The second and third most common degree levels are associate degree degree at 23% and associate degree degree at 17%.
- Bachelor's, 47%
- Associate, 23%
- High School Diploma, 17%
- Master's, 5%
- Other Degrees, 8%
Credit representatives by degree level
| Credit representative degree | Percentages |
|---|---|
| Bachelor's | 47% |
| Associate | 23% |
| High School Diploma | 17% |
| Master's | 5% |
| Other Degrees | 8% |
Credit representative jobs you might like
Credit representative wage gap by degree level
| Education | Salary |
|---|---|
| Bachelor's Degree | $42,379 |
| Some College/ Associate Degree | $36,900 |
Credit representative employment statistics
Most credit representatives work for a private in the manufacturing industry.
Company size where credit representatives work
Below, you can see the size of companies where credit representatives work.
Credit representative jobs by employer size
| Company size | Percentages |
|---|---|
| < 50 employees | 4% |
| 50 - 100 employees | 7% |
| 100 - 500 employees | 13% |
| 500 - 1,000 employees | 8% |
| 1,000 - 10,000 employees | 32% |
| > 10,000 employees | 37% |
Credit representative jobs by company type
Employees with the credit representative job title have their preferences when it comes to working for a company. For instance, most credit representatives prefer to work at private companies over public companies.
Credit representative jobs by sector
| Company type | Percentages |
|---|---|
| Education | 1% |
| Public | 41% |
| Private | 58% |
| Government | 1% |
Credit representative jobs by industry
The most common industries for credit representatives are manufacturing, finance and retail.
Credit representative industry statistics
| Industry | Percentages |
|---|---|
| Fortune 500 | 18% |
| Manufacturing | 14% |
| Finance | 12% |
| Retail | 11% |
| Professional | 8% |
| Technology | 5% |
| Energy | 5% |
| Media | 4% |
| Health Care | 4% |
| Telecommunication | 4% |
| Construction | 3% |
| Utilities | 2% |
| Internet | 1% |
| Hospitality | 1% |
| Transportation | 1% |
| Automotive | 1% |
| Start-up | 1% |
| Real Estate | 1% |
Credit representative turnover and employment statistics
Credit representative unemployment rate over time
The unemployment rate for credit representatives between 2008 and the most recent data has varied, according to the Bureau of Labor Statistics.
Credit representative unemployment rate by year
| Year | Credit representative unemployment rate |
|---|---|
| 2010 | 2.22% |
| 2011 | 6.51% |
| 2012 | 5.64% |
| 2013 | 3.44% |
| 2014 | 2.78% |
| 2015 | 2.50% |
| 2016 | 2.24% |
| 2017 | 2.46% |
| 2018 | 1.40% |
| 2019 | 1.38% |
| 2020 | 2.24% |
| 2021 | 1.18% |
Average credit representative tenure
The average credit representative stays at their job for 1-2 years, based on the 3,503 credit representatives resumes in Zippia's database.
Credit representative tenure statistics
| Number of years | Percentages |
|---|---|
| Less than 1 year | 20% |
| 1-2 years | 37% |
| 3-4 years | 15% |
| 5-7 years | 16% |
| 8-10 years | 5% |
| 11+ years | 8% |
Credit representative LGBT ratio compared to similar jobs
Review the percent of credit representatives that are members of the LGBT community. You can see how this compares to similar jobs in the chart below.
| Job title | LGBT | Job openings |
|---|---|---|
| Finance Quantitative Analyst | 7.33% | 84,173 |
| Inventory Specialist/Auditor | 7.40% | 36,606 |
| Income Tax Advisor | 7.56% | 65,420 |
| Estate Tax Examiner | 7.65% | 40,055 |
| Credit Representative | 11.03% | - |
| Budget Analyst | 12.94% | 50,081 |
| Senior Examiner | 19.38% | 2,135 |
Similar credit representative jobs LGBT demographics
| Profession | Percentages of LGBT | Job openings |
|---|---|---|
| Finance Quantitative Analyst | 7.33% | 84,173 |
| Inventory Specialist/Auditor | 7.40% | 36,606 |
| Income Tax Advisor | 7.56% | 65,420 |
| Estate Tax Examiner | 7.65% | 40,055 |
| Budget Analyst | 12.94% | 50,081 |
| Senior Examiner | 19.38% | 2,135 |
Foreign languages spoken by credit representatives
The most common foreign language among credit representatives is Spanish at 73.5%. The second-most popular foreign language spoken is French at 6.9% and Carrier is the third-most popular at 2.9%.
- Spanish, 73.5%
- French, 6.9%
- Carrier, 2.9%
- Portuguese, 2.0%
- German, 2.0%
- Other, 12.7%
Credit representative languages spoken
| Foreign language | Percentages |
|---|---|
| Spanish | 73.5% |
| French | 6.9% |
| Carrier | 2.9% |
| Portuguese | 2.0% |
| German | 2.0% |
| Other | 12.7% |
