What Does A Credit Risk Analyst Do At Goldman Sachs & Co.
* Counterparty Analysis and Risk Management: Write annual reviews assessing counterparties' creditworthiness and recommend internal credit ratings* Build and maintain financial projection models* Present analysis to senior management and peers* Monitor counterparties for changes in creditworthiness and take appropriate action* Plan and participate in counterparty due diligence sessions* Produce commentaries for senior management* Other key responsibilities include:* Coordinating with New York and European-based colleagues in GS CRMA and other divisions* Supporting CRMA governance committees* Participating in regulatory examinations
What Does A Credit Risk Analyst Do At Federal Reserve Bank
* Ensures compliance with Reserve Bank and System Credit Risk Management policies and procedures * Assists with the operation, administration and compliance with Discount Window activities * Communicates with depository institutions regarding routine Discount Window loan requests, borrowing agreements, and collateral deposit and withdrawal activity * Reviews and prepares pledged collateral information for input to the Collateral Management System and performs follow-up as necessary * Leads and/or assists with borrower-in-custody reviews for Discount Window and PSR collateral and works with depository institutions to establish and maintain collateral pledge arrangements * Reviews supervisory information, including regulatory reports and financial data to identify, analyze, and summarize important risk trends.* Prepares and presents credit risk analyses findings to department management. * Participates on System and District workgroups and projects * Develops and maintains business intelligence solutions to meet routine and ad hoc District reporting needs
What Does A Credit Risk Analyst Do At State Street
* Undertake credit analysis on a portfolio of real money funds (collective investment schemes, pension schemes and other investment vehicles) arising from the London client base.* Perform risk ratings and re-ratings within State Street’s Basel-compliant models.* Monitor and manage the credit quality of the client portfolio, recommending action when necessary.* Propose adjustments to limit sizes and tenors based on reasoned analysis together with business requirements and utilization history.* Develop strong knowledge of State Street’s risk systems and principal trading systems, especially with respect to exposure methodologies, account and limit structuring, and reporting.* Review and understand Boston limit exceptions reports, investigations of causes and proposal of remediation action.* Build direct relationships with key clients as necessary in order to enhance credit risk management processes, participating in client meetings.* Build knowledge of the content and structuring of legal documentation governing trading businesses.* Propose and implement enhancements to the credit approval and risk management processes.* Establish a close working relationship with the front office business teams, and with other internal groups, to ensure effective and efficient communication of all relevant matters.*
What Does A Credit Risk Analyst Do At Southern Management Corportation
* Analyzing a company’s financial and operational strengths and weaknesses* including leverage, key risk factors, sources of repayment, cash flow, and* ability to service debt.* Gather, organize, and analyze information.* Testing hypotheses in a variety of areas in order to mitigate loss and* decrease exposure to financial and operational risk.* Provide daily support for departmental operations.* Perform statistical analysis to support credit decisions* Provide insight for process improvement across functional areas.* Other tasks as assigned.* Primary Duties:* Responsible for assessing credit risk, reporting on credit* metrics, conducting data and business analysis, utilizing best practices of* data analysis to ensure data results are accurate, summarizing findings, etc.* Develop recommendations and present analysis to management* in a clear, concise, convincing, and actionable format* Perform analysis of application and portfolio data using* statistical analysis tools including SQL, SAS, and* Excel * Designs, develops,* produces and maintains complex reporting across businesses to guide the* assessment of product, portfolio, and business strategies. * Produces high quality dashboards in a clear format that* highlights actionable data points using client-ready tables, charts and text.* Education &* Experience* Bachelor's degree or equivalent experience; Master’s* Degree (preferred) in Finance, Economics, Mathematics, Statistics, or similar* quantitative field.* years of experience in consumer loan credit risk* analysis preferred
What Does A Credit Risk Analyst Do At Kohl's
* Portfolio Risk Analysis* Evaluate portfolio risk by monitoring metric trends.* Evaluate and monitor the impact of proactive and reactive line changes.* Evaluate and monitor the impact of overlimit authorizations.* Evaluate and monitor the impact of collections strategies.* Performance Reporting* Portfolio loss reporting - contractual and manual losses.* Portfolio delinquency reporting - roll rates and lag rates.* Forbearance program performance reporting * CCCS, Short and Long Term programs.* Production reporting - collections metrics - contacts, reviews, reach etc.* Ad hoc Analysis* What if/scenario analysis to assess loss impacts over different time frames e.g. quarterly, seasonally.* What if/scenario analysis to assess delinquency impacts over different time frames e.g. quarterly, seasonally.* What if/scenario analysis to assess revenue impacts over different time frames e.g. quarterly, seasonally.* What if/scenario analysis to assess revenue and loss impacts over different time frames e.g. quarterly, seasonally based on different outstandings.* Forecasting* Forecast losses * Contractual and Manual * Dollars and Units.* Forecast delinquencies * Dollars and Units.* Forecast outstandings * Dollars and Units.* Forecast revenues * Interest and fees * Dollars and Units
