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Credit risk analyst work from home jobs

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  • Credit Risk Analyst

    Allegion

    Remote job

    Creating Peace of Mind by Pioneering Safety and Security At Allegion, we help keep the people you know and love safe and secure where they live, work and visit. With more than 30 brands, 12,000+ employees globally and products sold in 130 countries, we specialize in security around the doorway and beyond. Additionally, in 2024 we were awarded the Gallup Exceptional Workplace Award, which recognizes the most engaged workplace cultures in the world. Credit Risk Analyst-Remote Indiana (Candidate may need to travel to the Carmel, IN Office on rare occasions) At Allegion, we recognize that great talent and breakthrough ideas can come from anywhere. That's why this position offers a flexible remote work arrangement, with occasional on-site visits as needed based on the role. Whether you're working remotely or collaborating in person, we're committed to providing the tools, support, and dynamic environment you need to succeed. At Allegion, your career thrives where innovation meets flexibility, empowering you to achieve your goals while maintaining a healthy work-life balance. While this is the current structure and we currently have no plans to change, we reserve the right to make changes to the remote schedule as needed at the Company's discretion. Qualified candidates must be legally authorized to be employed in the United States. The company does not intend to provide sponsorship for employment visa status (e.g., H-1B, TN, etc.) for this employment position. Job Summary: Develop and implement policies and procedures to evaluate customer financial strength, research credit worthiness, evaluate risk, and recommend credit lines. Develop strategies and goals to reduce exposure to write-offs. Work closely with sales and other departments to communicate credit limits, provide support, resolve problems, and reconcile accounts. Recommend and implement credit extensions/revocations, and/or legal action where necessary. Perform reconciliation, credit adjustments, bad debt write-offs, refunds, customer notification, and other transactions or reports according to company policies and procedures. Stay current on all applicable laws and maintain relationships with outside credit agencies. What You Will Do: Credit Risk Management for Acquired Businesses: Assist with integrating acquired companies into our credit processes New Customer Setup: Collect required documents (application, W9, tax exemption certificate if applicable). Assign sector number, terms, and credit limit. Ongoing credit limit and project review: Utilize job info form to assign special project terms (including deposits as needed). Manage risk associated with slow pay customers and customers whose orders exceed their credit limit. Review customers where sales or a specific project is beyond their approved credit limit. Obtain financials to find a way to support revenue. Perform other ad-hoc duties as assigned related to business changes, special projects, etc. General Credit Review: Complete credit line reviews with financial statements to support revenue growth. Ensure faster turnaround times for quick decisions on orders on credit hold and/or large project orders on accounts with inadequate credit limits. Support flexed credit lines, including where NCS mechanics lien notices have been filed to secure Allegion's position. Provide frequent updates based on shipping dollars, completion dates, etc., to ensure Allegion's rights are enforceable and actions are timely. Maintain lien waivers to ensure rights are retained based on payments received. Utilize credit instruments to capture revenue securely on higher-risk accounts. Assist in coverage for the Credit Risk Analyst during PTO. Expand Credit Americas Efforts to Collect Unearned Early Pay Discounts: Collect back unearned discounts on for top offenders Work with smaller dollar offenders to reclaim unearned cash discount dollars (VDI, Schlage, LCN) that Allegion Americas does not presently pursue. Term out an account to “Net 35” for repeat offenders. Partner with Allegion Sales and external customers to change customer behavior in taking early pay discounts and repaying unearned discounts. Expand enforcement of early pay cash discount with Allegion Canada/Steelcraft/Republic. Additional Responsibilities: Expand Allegion Americas Credit team to complete additional manual reviews annually on medium to high-risk customers per policy to mitigate risk to Allegion. Manage CRM approvals regarding account changes, new account setup, brand adds. What You Need to Succeed: Bachelor's degree in business, Finance, Accounting, or equivalent experience. 2-4 years of finance experience preferred. Why Work for Us? Allegion is a Great Place to Grow your Career if: You're seeking a rewarding opportunity that allows you to truly help others. With thousands of employees and customers around the world, there's plenty of room to make an impact. As our values state, “this is your business, run with it”. You're looking for a company that will invest in your professional development. As we grow, we want you to grow with us. You want a culture that promotes work-life balance. Our employees enjoy generous paid time off, because at Allegion we recognize that you have a full life outside of work! You want to work for an award-winning company that invests in its people. Allegion is proud to be a recipient of the Gallup Exceptional Workplace Award for the second year in a row, recognizing our commitment to employee engagement, strengths-based development, and unlocking human potential. What You'll Get from Us: Health, dental and vision insurance coverage, helping you “be safe, be healthy”. A commitment to your future with a 401K plan, offering a 6% company match and no vesting period Tuition Reimbursement Unlimited PTO Employee Discounts through Perks at Work Community involvement and opportunities to give back so you can “serve others, not yourself” Opportunities to leverage your unique strengths through CliftonStrengths testing and coaching Apply Today! Join our team of experts today and help us make tomorrow's world a safer place! Not sure if your experience perfectly aligns with the role? Studies have shown that some people are less likely to apply to jobs unless they meet every single qualification and every single preferred qualification of a job posting. At Allegion, we are dedicated to building a diverse, inclusive, and authentic workplace. So, if you're excited about this role but your past experience doesn't align perfectly with every item in the job description, we encourage you to apply anyway. You may be just the right candidate for this role. #LI-TB1 #LI-Remote We Celebrate Who We Are! Allegion is committed to building and maintaining a diverse and inclusive workplace. Together, we embrace all differences and similarities among colleagues, as well as the differences and similarities within the relationships that we foster with customers, suppliers and the communities where we live and work. Whatever your background, experience, race, color, national origin, religion, age, gender, gender identity, disability status, sexual orientation, protected veteran status, or any other characteristic protected by law, we will make sure that you have every opportunity to impress us in your application and the opportunity to give your best at work, not because we're required to, but because it's the right thing to do. We are also committed to providing accommodations for persons with disabilities. If for any reason you cannot apply through our career site and require an accommodation or assistance, please contact our Talent Acquisition Team. © Allegion plc, 2023 | Block D, Iveagh Court, Harcourt Road, Dublin 2, Co. Dublin, Ireland REGISTERED IN IRELAND WITH LIMITED LIABILITY REGISTERED NUMBER 527370 Allegion is an equal opportunity and affirmative action employer Privacy Policy
    $72k-100k yearly est. Auto-Apply 51d ago
  • Credit Analyst, Credit Risk Strategy & Analytics

    WEX 4.8company rating

    Remote job

    About the Team/Role Credit Risk Strategy & Analytics is a key team in Risk & Compliance organization that ensures WEX's products and processes deliver robust credit decisions while providing a great customer experience and support WEX's growth. We are a team of data and analytics driven experts with an outstanding ability and sense of mission to find solutions through innovation and collaboration. We are looking for a Credit Analyst who will be responsible for developing innovative credit risk strategies and solutions across the customer lifecycle - leading to best-in-class credit results while enabling profitable growth and customer experience for WEX. The ideal candidate will have experience and knowledge in Credit & Collections risk analytics and related processes. They will be highly collaborative, an effective communicator, and demonstrate strong emotional intelligence, enabling them to operate successfully within a matrixed organization. How you'll make an impact Developing and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business Performing qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech. Optimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles Continuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks Review and strengthen both systematic and manual credit processes Partner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability. Partner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys Track developments in the marketplace to understand industry best practices. Work with internal governance teams and external regulators to ensure control and compliance Collaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance/BSA/AML. Experience you'll bring Master's degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, Business or other technical field 5+ years of experience in Data and Analytics and/or 3+ years in the Credit or Fraud risk analytics and Commercial Risk space; Payments industry experience a plus Experience using analytics/statistics to solve complex business problems- Big Data, Python / SQL, ML studio, Data visualization tools Strong analytical and quantitative skills Ability to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company Ability to learn quickly, solve complex problems, and perform in a fast-paced environment Strong communications skills that distill complex data and systems issues to both technical and non-technical audiences Understanding of and experience with risk decision engines and/or payment technology Leadership qualities that motivate collaboration with others, guiding the prioritization of initiatives Willingness to learn and continuously build technical skill set Ability to prioritize and work on multiple projects and tasks at the same time Adaptable and comfortable working collaboratively and independently in a self-starting manner #LI-DD1 The base pay range represents the anticipated low and high end of the pay range for this position. Actual pay rates will vary and will be based on various factors, such as your qualifications, skills, competencies, and proficiency for the role. Base pay is one component of WEX's total compensation package. Most sales positions are eligible for commission under the terms of an applicable plan. Non-sales roles are typically eligible for a quarterly or annual bonus based on their role and applicable plan. WEX's comprehensive and market competitive benefits are designed to support your personal and professional well-being. Benefits include health, dental and vision insurances, retirement savings plan, paid time off, health savings account, flexible spending accounts, life insurance, disability insurance, tuition reimbursement, and more. For more information, check out the "About Us" section.Pay Range: $105,000.00 - $140,000.00
    $105k-140k yearly Auto-Apply 15d ago
  • Senior Commercial Credit Risk Analyst - Risk Rating Framework

    M&T Bank 4.7company rating

    Remote job

    Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports. Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management. Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio. Primary Responsibilities: Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture. Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management. Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders. Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models. Provide financial analysis and data support to other groups/departments across the Bank as required. Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees. Lead special projects as requested by Management. Leadership/mentor junior staff. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/ Managerial Responsibilities: N/A Education and Experience Required: Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications. Statistical Analysis System (SAS), PYTHON or similar tool Education and Experience Preferred: MBA preferred. Development of Statistical Models M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
    $74.6k-124.4k yearly Auto-Apply 9d ago
  • Senior Credit Analyst

    Manufactured Assemblies Corporation 3.0company rating

    Remote job

    Role: Senior Credit Analyst Engagement: Full Time Salary: $100,000 - $180,000 Base Pay + Startup Equity + World Class Benefits References: We value strong references - 3 work references to corroborate your experience and skills. We will also backchannel references. About Us: Manufactured is a venture backed inventory platform. We are building the first inventory exchange for SMBs creating, making, and selling physical products around the world. We serve customers doing $1M - $100M in annual revenues in Fashion, Accessories, Healthcare, Construction Materials, CPG, Food, Electronics, Home Goods, Industrials, and Commodities. With over 2000+ vendors across 25 countries (and growing), we make the inventory cycle a breeze by handling everything from vendor discovery and negotiation to shipping, warehouse coordination, quality control, PO advances, through to collections. With over $150 million in volume powered by Manufactured since we launched in 2019, we deliver a compelling inventory partnership for fast growing SMBs. We are a post-Product Market Fit, Series A startup that is growing 850% Year on Year. There is tremendous opportunity in our ~27 person team to take ownership, make an impact, and build an extremely rewarding, accomplished career. We don't care about: Where you went to college What you studied If you've worked at blue chip companies We do care about: What you've done What you can do How you'll do it This looks like: Making success a priority: We value ownership, initiative, and tenacity Having a point of view: We hire smart people and want to hear opinions. We're low ego, and we welcome feedback and new ideas informed by data and intuition Being a good person and teammate: We all contribute to a positive, inclusive workplace. Direct communication, kindness, and integrity are non-negotiables You'll be trusted and challenged to do your best work in a fast moving, high performing environment. If this sounds like you, please read on! Manufactured is looking for a self-motivated Senior Credit Analyst who ideally has the following profile: Past experience in Asset based lending, preferably in a startup environment. Past experience with Inventory, Supply Chain, e-Commerce, wholesale, factoring, and retail. Expert knowledge of Financial Analysis, FP&A breakdown, and Data Organization Proven Ability to understand and break down potential Borrowing Capacity at a Financial level using available financial data Ability to apply Financial Analysis and Calculations to Digital Data tables Self-motivated, high integrity, strong collaborator Lifelong learner, Excited by Steep learning curves, new industries, new approaches Product driven mindset Strong problem-solving, mathematical and analytical skills Broad range and curiosity of various markets including manufacturing, sourcing and supply chain Excellent Research skills Excellent written and verbal communication skills - must be able to handle Customer diligence calls. Ability to maintain confidentiality Proficiency with computers and computer software, particularly Excel/Google Sheets High Level Expectations: Ability to work in early stage startup environment Strong Understanding of Credit Risk/ SMB business models and common obstacles Ability to work cross functionally with CEO, COO, Finance, Operations, Product and Engineering internally and with external embedded software vendors and clients Enter, update and retrieve information for financial records Determine the creditworthiness of business applicants & end obligors Designate the degree of risk involved in extending credit by performing a cash flow analysis of each business. Ensure that all approved applications comply with MFD lending criteria Ongoing, self-directed monitoring of industry trends and developments Relationship driven. Collaborative mindset and team spirit. Understand customer needs. Result oriented, over-communicative. Day to Day Responsibilities: Own end-to-end underwriting for SMB credit deals - from gathering docs and analyzing financials to running KYB/KYC checks (UCC, LexisNexis, Allianz) and assessing overall risk. Write clear, actionable credit memos with funding recommendations and present them to our internal credit committee and capital partners. Manage a growing portfolio of SMB loans, track performance, spot red flags early, and keep things on track post-close. Work directly with clients - sending LOIs, explaining terms, and helping them understand the value we bring. Package and share diligence materials with funding partners, walking them through the deal thesis, red/green flags, and overall fit. Partner closely with engineering to improve internal tools, automate manual workflows, and tighten up the credit process. Support capital raise and investor diligence efforts - fast turnarounds, clear data, and no bottlenecks. Maintain and regularly update internal models - requires expert-level Excel/Google Sheets and comfort working with complex, dynamic sheets. Build new models as we launch new products and revenue streams; support 13-week cash flow forecasting and scenario planning. Be a subject matter expert on every approved company - know their financial standing, deal terms, collateral position, and any emerging risks or delays. Must Have Experience / Skills: 3+ years experience at Credit / Asset based Lending to USA / Canada based businesses. Startup / Fintech Experience preferred Demonstrated experience working in a cross functional team. Past experience of operating systems, frameworks and implementing credit policy. Must demonstrate ability to work cross functionally within a specific industry of Inventory / Supply Chain financing. Demonstrated ability to rapidly learn a new skill / business / industry and execute complex projects with a sharp attention to detail. Proficient with Excel, Google Sheets, Adobe Suite, Google Drive, Gmail and Slack. Strong understanding of automation, AI tools and able to leverage software and AI to drive tasks. Detail oriented and highly organized. Nice to Have Experience / Skills: Startup Culture / Experience working in small, agile, fast moving teams. Prior Fintech experience. Past experience working in a fully remote team across time zones. Working at Manufactured: We're a remote first company, based in Los Angeles. Our team is around thirty people strong, and growing quickly. Manufactured is a small, fast growing startup. Which means we deal with ambiguity and require a sense of ownership from all our team members. This is reflected in our core values. Our core values are: Urgency: Always act like an owner, seek help in case of delays beyond 48 hours, move quickly when you have enough information (usually 70-75%), know when to dive in if there's a crisis, and hold true to the best possible timelines without compromising on quality, value or process. Authenticity: Be Authentic, be real, be respectful both, in front of and behind a person's back. If you are frustrated, you're frustrated. If you're stuck, you're stuck. If you're worried, you're worried. Let's support each other in resolving these issues. Be upfront and respectful in your conversation. We are a multi cultural, distributed, global team. Respectful authenticity in communication is critical. Contextual Ownership: Our business is as much about people and relationships as it is about technology and process. We take time to build relationships and understand the needs of our internal and external partners. Context and empathy helps us understand the “why”. We set goals and drive outcomes based on context and realities, rather than tasks and processes alone. Effectiveness: Did it work? Did it solve the problem? Was it a short term hack? or a long term process solution that benefits everyone? Was it something we can use to grow / move forward or was it a defensive solution. Did we meet our stakeholders' expectations, did we exceed them? Did our stakeholders all win? Are you using your time correctly? Are you helping your team members use their time well? Are you contributing to the growth of the company? Critical path thinking: "What is the shortest risk-mitigated route to the Best Potential Outcome?" Our CEO and Founder, Pranay Srinivasan, writes often on LinkedIn about our culture and operating principles. We recommend these articles in particular: Our Core Values Our operating framework: OBAS MFD Legal CCPA Notice to Job Applicants In compliance with the California Privacy Protection Act (“CCPA”), MFD collects the following categories of your personal information for the following uses: Categories of Personal Information collected: If you are a “Job applicant:” Name, Email, and other contact information such as phone, physical address, professional certifications, and prior employment. Purpose of Collecting the Personal Information: If you are a “Job applicant:” We collect your personal information in order to consider your application to be hired by us.
    $100k-180k yearly Auto-Apply 60d+ ago
  • Credit Card Risk Strategy - Senior Analyst

    Huntington Bancshares Inc. 4.4company rating

    Remote job

    The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: * Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. * As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. * Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+ years of Credit Card analysis and/or Credit Risk Management experience * 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: * Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager * Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices * Strong organization and communication skills, both verbal and written * Strong leadership skills and ability to think independently * Strong analytical skills and thought process, with a high degree of attention to detail * Ability to articulate problem solving methodology used to research and create solutions * Ability to work on multiple projects at once, prioritizing within tight time constraints * Customer service orientation, with respect to both internal and external customers * Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $102k-208k yearly Auto-Apply 31d ago
  • Climate Risk Analyst (Sustainability Specialist)

    Auria 3.9company rating

    Remote job

    Description Auria is a leading global supplier of highly-engineered systems for automotive flooring, acoustical, thermal, aerodynamic and other fiber-based solutions for gas and electric vehicles. With U.S.-based operational headquarters in Southfield, Michigan, Auria operates 16 manufacturing, 9 technical and 5 JV locations across 10 countries and employs approximately 3,900 people worldwide.We are seeking an experienced and results-drive Climate Risk Analyst. This role role will support the integration of climate-related risks and opportunities into business strategy, risk management, and reporting, in line with global frameworks (TCFD, CFD, CDP, EcoVadis).Key Responsibilities Conduct qualitative and quantitative climate risk and opportunity assessments, aligned with TCFD/CFD frameworks. Perform Life Cycle Assessments (LCA) of products, processes, and operations to identify environmental impacts and improvement opportunities. Support scenario analysis (physical and transition risks) and integrate outcomes into Enterprise Risk Management (ERM). Collaborate with cross-functional teams (Operations, Finance, EHS, Procurement) to ensure risks, opportunities, and targets are embedded into strategy and planning. Contribute to sustainability disclosures (CFD, CDP, EcoVadis, SECR, SBTi) by preparing data, narratives, and analysis. Monitor global climate policy, regulatory developments, and ESG trends to identify potential business implications. Provide training and capacity-building support on climate risk and LCA across sites globally. Qualifications Bachelor's degree in Environmental Science, Sustainability, Engineering, or related field. Minimum 3 years of professional experience in sustainability, climate risk, or environmental management. Proven expertise in Life Cycle Assessment (LCA) (software such as SimaPro, GaBi, or equivalent). Strong knowledge of climate-related disclosure frameworks (TCFD, CDP, CFD). Excellent analytical and problem-solving skills, with attention to detail. Fluency in English (oral and written); strong technical writing skills. Ability to work collaboratively across global teams and manage multiple priorities. What you will gain as a part of the Auria Team: Competitive salary Benefits and perks above the law Professional developments Healthy work environment
    $70k-100k yearly est. Auto-Apply 36d ago
  • Security Risk Analyst

    Anthropic

    Remote job

    Anthropic's mission is to create reliable, interpretable, and steerable AI systems. We want AI to be safe and beneficial for our users and for society as a whole. Our team is a quickly growing group of committed researchers, engineers, policy experts, and business leaders working together to build beneficial AI systems. About the role As part of Anthropic's Compliance Team, you'll help build and scale our risk management function. This unique role requires taking well established risk frameworks and adapting them to manage security and compliance risks in the rapidly evolving AI landscape.You'll be a key contributor in shaping how the organization evaluates and mitigates risks that evolve from industry leading research, products, and public policy. As our Risk Analyst reporting to the Head of Compliance, you'll be responsible for bringing clarity to complex risk scenarios, developing innovative assessment methodologies, and ensuring our risk management approach scales with our ambitious mission to ensure transformative AI helps people and society flourish. Responsibilities: Triage and evaluate submitted risks through comprehensive assessment of inherent and residual risk scores, aligning with company policies, objectives, and our current control environment Drive collaborative engagement with stakeholders across the organization to develop effective risk treatment plans and establish robust mitigating controls Contribute to and maintain our Controls Portfolio by documenting mitigating controls and ensuring accurate mapping to relevant compliance frameworks Partner with the Risk Management Lead to analyze and report on key risk metrics and trends, providing actionable insights for executive decision-making and strategic planning Shape the evolution of our risk management program, helping build and refine processes that scale with our growing organization Ensure the effectiveness of risk management controls through rigorous monitoring and documentation support for both internal and external audits You may be a good fit if you: Have 5-10 years of experience in governance, risk, and/or compliance roles, with a track record of adapting frameworks to evolving business needs Have navigated compliance challenges within high-growth organizations, particularly in heavily regulated environments Possess deep understanding of information security risks, controls, and threat models, with the ability to apply this knowledge to emerging technology challenges Bring hands-on experience with security frameworks such as SOC2, ISO 27001, FedRAMP, and HIPAA Excel at quantitative risk analysis and can adapt frameworks to novel use cases Can effectively translate complex security risks for diverse stakeholders, bridging technical details with business context to foster a risk-aware culture Strong candidates may also have experience with: Hands-on experience with GRC platforms, project management tools, and service management systems, with a focus on scaling and automating risk processes Bring experience building or significantly improving risk management programs within high-growth technology organizations, particularly those dealing with emerging technologies Hold relevant certifications such as CRISC, ISC2 Risk Management, ISO 31000, or other information security risk credentials that demonstrate commitment to the craft Deadline to apply: None. Applications will be reviewed on a rolling basis. The expected base compensation for this position is below. Our total compensation package for full-time employees includes equity, benefits, and may include incentive compensation. Annual Salary:$255,000-$345,000 USDLogistics Education requirements: We require at least a Bachelor's degree in a related field or equivalent experience. Location-based hybrid policy: Currently, we expect all staff to be in one of our offices at least 25% of the time. However, some roles may require more time in our offices. Visa sponsorship: We do sponsor visas! However, we aren't able to successfully sponsor visas for every role and every candidate. But if we make you an offer, we will make every reasonable effort to get you a visa, and we retain an immigration lawyer to help with this. We encourage you to apply even if you do not believe you meet every single qualification. Not all strong candidates will meet every single qualification as listed. Research shows that people who identify as being from underrepresented groups are more prone to experiencing imposter syndrome and doubting the strength of their candidacy, so we urge you not to exclude yourself prematurely and to submit an application if you're interested in this work. We think AI systems like the ones we're building have enormous social and ethical implications. We think this makes representation even more important, and we strive to include a range of diverse perspectives on our team. How we're different We believe that the highest-impact AI research will be big science. At Anthropic we work as a single cohesive team on just a few large-scale research efforts. And we value impact - advancing our long-term goals of steerable, trustworthy AI - rather than work on smaller and more specific puzzles. We view AI research as an empirical science, which has as much in common with physics and biology as with traditional efforts in computer science. We're an extremely collaborative group, and we host frequent research discussions to ensure that we are pursuing the highest-impact work at any given time. As such, we greatly value communication skills. The easiest way to understand our research directions is to read our recent research. This research continues many of the directions our team worked on prior to Anthropic, including: GPT-3, Circuit-Based Interpretability, Multimodal Neurons, Scaling Laws, AI & Compute, Concrete Problems in AI Safety, and Learning from Human Preferences. Come work with us! Anthropic is a public benefit corporation headquartered in San Francisco. We offer competitive compensation and benefits, optional equity donation matching, generous vacation and parental leave, flexible working hours, and a lovely office space in which to collaborate with colleagues. Guidance on Candidates' AI Usage: Learn about our policy for using AI in our application process
    $68k-96k yearly est. Auto-Apply 13d ago
  • Risk Analyst -Payments

    Skimmer

    Remote job

    Skimmer is on a mission: to modernize the pool and spa service and repair industry. We're a private equity-backed company with 7000+ customers using Skimmer's pool service software and running their businesses the modern way. But we're not stopping there (there are over 70,000 pool service companies in this surprisingly large “niche” space). Our customers love us almost as much as we love them (check out our reviews and our NPS score of 68!) We're looking for big thinkers with small egos, so let's dive in! Our Values: At Skimmer we: Realize our customers' success is our success. Build humble, diverse teams who have fun winning. Drive results with urgency. Earn trust through transparent communication. What you'll do: Support the integrity and reliability of Skimmer's Payments function by managing disputes (chargebacks), reviewing transactions for fraud and credit risk, and ensuring users are onboarded through a compliant KYC/KYB process. Serve as a key point of contact for resolving complex payments and fraud-related cases, ensuring a secure and trustworthy experience for end users. Strengthen internal processes to reduce risk, improve response times, and enhance customer confidence in the platform. Key Responsibilities: Develop deep expertise in Skimmer's invoicing and payments systems, with a focus on Stripe Connect integrations and payment operations. Act as a subject matter expert and escalation point for payments-related issues and support cases. Maintain a strong technical understanding of Stripe's API and payments infrastructure. Create and maintain comprehensive documentation in Notion, including workflows, training materials, video tutorials, and guides. Continuously improve payment processes to increase scalability, efficiency, and customer experience. Manage payment disputes and chargebacks, ensuring prompt resolution and thorough documentation with adherence to SLA's. Monitor and investigate suspicious activity using tools such as LexisNexis, Emailage, and internal reporting tools to mitigate fraud and maintain platform integrity. Collaborate with Marketing, Sales, and Customer Success teams to ensure accurate messaging and support for payments-related initiatives. Support ongoing improvements in compliance and risk management related to Payments. Utilize and maintain dashboards and reports on payment operations, dispute trends, fraud patterns, and payouts. Our Tools and Platforms: Payments & Risk: Stripe, LexisNexis, Emailage, Secretary of State entity search tools, service professional review sites CRM & Communication: HubSpot, Slack, Notion, Google Workspace Analytics & Documentation: SQL, Notion dashboards, Stripe Sigma, internal reporting tools Your Experience: Strong understanding of digital payments, card networks, and processors, especially Stripe Connect Experience in risk management, KYC/KYB verification, chargebacks, and fraud prevention Proficient in LexisNexis, HubSpot, Notion, Slack, Google Workspace or other industry tools Exceptional written and phone communication skills for documentation and customer outreach Analytical mindset with attention to data accuracy and operational detail Proven cross-functional collaboration with Product, Support, Engineering, and Compliance teams Benefits Competitive base pay + bonus potential Generous medical, dental, and vision plans (we pay 100% of your premium and 50% of your dependents') Fantastic culture with a very strong eNPS- we work hard, celebrate wins, and learn as we go to always be improving to benefit our customers. Immediate access to 401(k) with company match Flexible PTO (MINIMUM of 10 days required every year) 12 weeks paid parental leave for birthing parent, 6 weeks paid leave for supporting partner Remote work friendly Comprehensive learning and development budget A manager dedicated to your development At Skimmer we are deeply committed to building a diverse and inclusive workplace (it's in our values). We're proud to be an equal opportunity employer, seeking to identify and onboard people from all walks of life. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, neurodiversity, disability, age, or veteran status, or any other non-merit based or legally protected grounds. We also acknowledge that there is no “perfect” candidate - if you fulfill the majority of these requirements, believe this is a role you would be excited about on a daily basis, and resonate with our culture, we encourage you to apply.
    $68k-96k yearly est. Auto-Apply 16h ago
  • Project Risk Analyst (00506)

    PMA Consultants Careers 4.6company rating

    Remote job

    Job DescriptionPMA is seeking a Project Risk Analyst to join our team and provide risk assessment support for construction projects with one of our largest, long-term clients. The Project Risk Analyst assists in identifying, analyzing, and quantifying risks that may impact project cost, schedule, or performance. This role requires hands-on experience with risk modeling tools and contributes to the development and facilitation of project risk strategies, reporting, and decision support.Organizational Responsibilities: Assists in developing and maintaining risk registers using risk management software. Supports and conducts qualitative and quantitative risk assessments, including probabilistic modeling and scenario analysis. Supports the construction team in risk assessments of projects in the feasibility stage using a custom risk management tool. Identifies emerging project risks and develops mitigation strategies with project teams. Reviews project estimates and prepares project risk reports and summaries for monthly executive meetings. Collaborates with project teams to integrate risk with schedules, budgets, and contracts. Other duties as assigned. Qualifications Bachelor's degree in Engineering, Construction Management, Mathematics, Statistics, Business, Economics, or a related field. 2+ years of relevant risk analysis, cost controls, or cost engineering experience. Microsoft Office experience with advanced Microsoft Excel experience. Familiarity with risk software tools, ARM (Active Risk Manage) software experience a plus. Strong analytical, organizational, and communication skills. The salary range for this position is $88,400 - $93,000.A hired employee will be placed within this salary range based on a variety of legitimate business reasons, including but not limited to the individual's scope of relevant experience and geographic location.Additional Requirements Physical: Standing or sitting for long periods; must be able to lift up to 15 pounds at times and spend extended hours in front of a computer screen. Cognitive: Problem-solving, written, and verbal communication skills; computer and software skills; and ability to read and interpret text online or in printed form. About PMA At PMA, employee well-being is a daily priority. We offer a combination of workplace options that include a PMA office location; work-from-home; or a client site. Wherever we work, we openly share knowledge as we believe that collaboration with peers improves our work product and that pursuing subject matter expertise is a lifelong endeavor. We are committed to a culture of equity, diversity, and inclusion. We affirm and respect diverse backgrounds and opinions because we believe they yield the best solutions for our clients. We promote emotional intelligence and trust by nurturing these values within our new hires. We encourage staff to develop rewarding, long-term careers at PMA, and we implement formal leadership development programs that help you attain your goals. At PMA, shared success is a core value. Every employee who contributes is recognized, celebrated, and rewarded. We look for self-driven candidates eager to assume responsibility and join a community of respect founded on collaboration and accountability, not titles. If you aim to transform the project management practice toward continuous improvement of project outcomes, the profession, and yourself, PMA looks forward to warmly welcoming you to our team. We offer competitive pay and benefits, wellness programs for you and your family, and career development opportunities to advance your professional goals. As a PMA professional, you will be empowered to make timely and effective decisions and significant daily contributions to complex facets of project delivery. Join a team that has achieved a world-class reputation in the construction industry and has been voted a “Best Place to Work.” PMA offers competitive wages and comprehensive benefits, including medical, prescription, dental, vision, time off with pay, 401(k) with company match, life, disability, and professional development reimbursement for qualifying employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, gender identity, or gender expression), disability, national origin, or any other characteristic protected by applicable laws, regulations, and ordinances. Qualified female and minority applicants are encouraged to apply. EOE, including persons with disabilities and veterans. VEVRAA federal contractor.
    $88.4k-93k yearly 2d ago
  • Commercial Credit Analyst

    Farm Credit Services of America 4.7company rating

    Remote job

    Are you looking for a rewarding career with an organization who puts people first? Would you like to contribute to the mission of supporting agriculture and rural America? Do you enjoy working in a team environment? Do you have a passion for providing a great customer experience? Look no further because Southwest Georgia Farm Credit is seeking a Commercial Credit Analyst to serve our 21-county territory in southwest Georgia. Remote work will be considered based off of experience. Company Profile Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System. Job Description The Commercial Credit Analyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions. The successful candidate prepares complete loan packages independently for large loans; completes all documents including projections and analyses; and makes clear and appropriate recommendations for action on loans and loan treatments. The Commercial Credit Analyst requires the most technical and analytical skills, concentrating in commercial credit. The position will provide assistance to relationship managers or credit manager as requested. Required Qualifications Bachelor's degree in business, finance, or accounting and/or experience equivalent to the degree Three or more years of commercial credit analysis Possess a working knowledge of spreadsheets and other customized software Gathers and analyzes information skillfully Uses creative insights into financial situations Analyzes information skillfully and develops alternative solutions Supports and explains reasoning for decisions Exhibits sound and accurate judgement Manages competing demands Remote work considered based off of experience
    $52k-76k yearly est. Auto-Apply 60d+ ago
  • Risk Analyst (Intermediate) - Development Program

    USAA 4.7company rating

    Remote job

    Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity USAA is seeking talented, entry-level candidates for its Risk Analyst Development Program. This two-year rotational program is designed to cultivate future risk and compliance professionals through challenging assignments, executive leader exposure, and comprehensive professional development opportunities within USAA's risk organization. Participants will rotate through a series of unique assignments, each approximately eight months in duration (subject to business needs), to enhance their business acumen, risk and compliance knowledge, and leadership capabilities. The program provides exposure to key risk areas and disciplines, interaction with executive leadership, and frequent developmental feedback. This program is open to recent higher-education graduates who demonstrate strategic and critical thinking, proficiency in data and analytics, sound risk acumen, and leadership potential. Candidates must be military veterans or military spouses and possess a master's level degree from an accredited college or university received within the last year or who will be graduating in December 2025. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in San Antonio, TX. Relocation assistance is not available for this position. What you'll do: Partner with key customers in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using maturing knowledge. Assist in communicating results of risk assessments to governance committees, business process owners and various levels of leadership. Support the implementation of new risk policies, practices, appetites and solutions to ensure well-rounded understanding and management of risks according to industry standard process. Support processes that focus on enhancing strategies, tools, and methodologies to measure, monitor, and report risks. Apply maturing knowledge to participate in producing analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Contribute in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Assist in the formulation of stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business partners. What you have: Bachelor's Degree in Risk Management, Business, Finance, or a related field; 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. Minimum 2 years' risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area OR Advanced degree/designation in Risk Management, Business, Finance, or other field relevant to risk management. Knowledge of risk management principles, tools and applicable systems. Risk management experience related to banking, insurance and/or financial services. Ability to work with internal and external partners in a collaborative environment. Working knowledge of data analysis tools and techniques. Working knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Participant in the 2025 Risk Hiring Our Heroes fellowship program with an August start. Compensation range: The salary range for this position is: $69,920.00 - $125,850.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
    $69.9k-125.9k yearly Auto-Apply 1d ago
  • Multifamily Commercial Credit Analyst (Consulting)

    Solomonedwards 4.5company rating

    Remote job

    **About Us** SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, and collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards **Position Summary:** We are seeking a Multifamily Commercial Credit Analyst to support a leading U.S. financial institution with a focus on multifamily housing and community development. This senior-level, remote position evaluates the performance and risk of individual multifamily loans and broader portfolios. The role includes in-depth financial analysis, asset quality monitoring, and credit risk evaluation, particularly in affordable and underserved markets. **Essential Duties:** · Analyze and monitor multifamily loans for compliance, asset quality, and risk. · Evaluate property financials: rent rolls, NOI, DSCR, LTV, and budgets. · Assess borrower creditworthiness and identify early risk indicators. · Track portfolio performance and compare to underwriting benchmarks. · Prepare credit memos, asset reviews, and variance reports for leadership. · Ensure documentation compliance with Freddie Mac and regulatory standards. · Collaborate with internal teams and third-party property managers. · Conduct market research on economic trends and submarket fundamentals. · Recommend strategies to improve asset performance and credit quality. **Qualifications:** · 5+ years as a credit analyst in multifamily or CRE lending. · Experience with multifamily credit reviews, underwriting, and AQR analysis. · Advanced Excel skills for modeling, variance tracking, and KPI analysis. · Proficiency in evaluating rent rolls, DSCR, LTV, and operating statements. · Bachelor's degree in Finance, Real Estate, Accounting, Economics, or related field. · Preferred: Background in affordable housing or underserved markets. · Preferred: Familiarity with platforms like Yardi, CoStar, ARGUS, or Entrata. **Skills and Job-Specific Competencies:** · Strong analytical and credit risk evaluation skills. · Deep understanding of multifamily underwriting and agency standards. · Clear, professional written and verbal communication. · Detail-oriented with accurate document and financial review. · Problem-solving and solution development based on data insights. · Effective collaboration across departments and with external partners. · Ability to manage multiple loans, deadlines, and reports. **Travel Requirements:** No travel will be required, unless at the client's discretion. **Physical Requirements:** The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. **Salary Range:** SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly rate for this role is $55. **Benefits:** We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). **Inclusion and Diversity Statement:** SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives and to be their whole selves. **Privacy:** We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. **Our Recruiter Promise:** Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. ### Place of Work Remote ### Requisition ID 31 ### Job Type Contract ### Application Email *************************
    $55 hourly Easy Apply 3d ago
  • Credit Risk Analyst

    Flagstar Bank 4.9company rating

    Remote job

    Title Credit Risk Analyst Pay Range: 64-102K The Credit Risk Analyst supports the quarterly production of the company's allowance for credit losses (“ACL”) for the loan and lease portfolio. Collaborates with various stakeholders and performs analyses to support the development of expected credit losses, following the established methodology and maintaining documentation supporting conclusions.Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: JOB RESPONSIBILITIES Execute quarterly production of the allowance for credit losses, independently managing assigned workflow, in accordance with established methodology and SOX framework. Analyze key drivers of changes in the ACL, including rate/volume, economic forecast, and credit mix, solutioning unintuitive drivers. Collaborate with Credit function and other key stakeholders to propose, develop and document qualitative adjustments. Develop and/or maintain supporting ACL documentation, including working group materials, quarterly governance materials, ad-hoc documentation and analyses, and financial disclosures and regulatory reports. Support communication of results and other ACL related matters to internal and external stakeholders. Support execution of internal strategic initiatives for effective implementation into ACL Program. Maintains knowledge of relevant accounting standards and regulatory guidance related to Current Expected Credit Losses, as well as credit risk factors impacting the loan and lease portfolio. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent). Minimum experience required: 2+ Years in credit risk management, accounting, or related experience. Proficient in Python. Preferred Qualifications: Knowledge of CECL (Current Expected Credit Loss). Experience in mid-size and large financial institutions. Experience with Alteryx platform. Job Competencies: Basic knowledge of financial analysis and financial forecasting. Knowledge of data querying languages and software. Excellent analytical and quantitative skills. Professional writing skills. Excellent communication and presentation skills. Proven ability to independently manage assigned workflows, collaborate with various individuals, and deliver on commitments. Travel < 15%. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.
    $64k-80k yearly est. Auto-Apply 38d ago
  • Credit Analyst

    Tdbi Corp

    Remote job

    Benefits/Perks Competitive Compensation Great Work Environment Career Advancement Opportunities Job SummaryWe are seeking a Credit Analyst to join our team! As a Credit Analyst on our team, your responsibilities will include overseeing a client's portfolio to determine creditworthiness, reviewing client financial statements, investigating into public and private holdings of clients, and completing risk models to determine the best course of action. You may also review accounts with other analysts, work with financial services and institutions to maintain best practices, and continually maintain the highest level of confidentiality and authority. The ideal candidate is well-organized, experienced in the financial sector, and has excellent interpersonal and customer service skills. Responsibilities Oversee multiple client portfolios to determine creditworthiness and risks associated with them Meet with clients to build and strengthen relationships Work closely with other financial institutions to maintain best business practices Assist other analysts as needed to determine the best course of action in any given situation Qualifications Previous experience in a financial institution desired Strong organizational skills and excellent attention to detail Experience with Microsoft Office and other computer programs Understanding of financial statements and analytics ** This is not an offer of employment. It is a potential business-to-business relationship with a Financial Services Company.** This is a remote position. Company Slogan "Where Precision Meets Excellence" TDBI Corporation is a leading provider of barber education and services, with a focus on innovative concepts such as XTDB73 Barbershop , Trust Da Barbershops , and The Bearded Lady Grooming Products . With over 10+ locations nationwide, the company offers a wide range of haircare services and products to meet the diverse needs of its customers.
    $49k-76k yearly est. Auto-Apply 60d+ ago
  • Credit Model Specialist

    Treliant 4.2company rating

    Remote job

    Treliant is an essential consulting firm serving banks, mortgage originators and servicers, fintechs, and other companies providing financial services globally. We are led by practitioners from the industry and the regulatory community who bring deep domain knowledge to help our clients drive business change and address the most pressing compliance, regulatory, and operational challenges. We provide data-driven, technology-enabled consulting, implementation, staffing, and managed services solutions to the regulatory compliance, risk, credit, financial crimes, and capital markets functions of our clients. Founded in 2005, Treliant is headquartered in Washington, DC, with offices across the United States, Europe, and Asia. Treliant is committed to fostering a diverse, equitable and inclusive environment that values and embraces all races, religions, ages, abilities, genders, sexual orientations, ethnicities, languages, nationalities, political parties, socioeconomic groups and other characteristics that inform an individual's worldview, experiences and system of beliefs (“the principles”). We believe in championing every voice and ensuring everyone's full potential. Treliant is looking for Credit Risk Modelers for remote, project-based opportunities. Responsibilities While the scope of each project may be different, your duties & responsibilities may include: Perform thorough model validation of credit decisioning and related consumer lending models. Rigorously evaluate predictive accuracy of model assumptions against actual performance and requirements. Document results in a concisely written report. Clearly present work to the project lead. Qualifications Undergraduate degree in a quantitative discipline (i.e. statistics, econometrics, engineering). Advanced degree a plus. 5+ years of credit risk model validation work experience within the financial services industry. Strong Python and R programming skills. Experience using SAS and/or Stata software packages a plus. Experience using Machine Learning packages and evaluating Machine Learning algorithms in consumer lending/leasing or similar businesses. Understanding of CCAR and DFAST. Comfort working in a fast-paced and deadline-driven consulting environment. Benefits Primary Location: Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefit package that reflects our commitment to creating a diverse and supportive workplace. In addition to a competitive base salary, candidate is eligible for incentive pay as well as a full range of health benefits, vacation plan, and 401k plan. If you want to be part of a dynamic team of professionals, we invite you to join the team at Treliant. We invest in people, and challenge you to advance your career while achieving your aspirations and goals. Here at Treliant, we pride ourselves on our collaborative team culture, where we embrace diversity of thought and innovation. If you strive for excellence and seek an inclusive environment apply on line treliant.com and follow us on LinkedIn. Right to Work Treliant is not in the position to provide sponsorship for this current position and so applicants must be able to work in the United States without requiring sponsorship. Please note, Treliant receives a high volume of applications for all roles. While we will endeavor to respond to all applicants, this is not always possible. Should you not receive a response to your application within 2 weeks, it is likely that you will have been unsuccessful on this occasion. However, we would like to retain your details on our systems and may contact you should another potentially suitable vacancy arise. Treliant LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, color, national origin, sex, sexual orientation, genetic information, religion, age, disability, or military status in employment or provision of services. When contacted for an interview, an applicant who requires special accommodations due to a disability should notify the office so that proper arrangements can be made.
    $49k-73k yearly est. Auto-Apply 60d+ ago
  • Lead Credit Analyst

    Liberty Mutual 4.5company rating

    Remote job

    Independently develops concise and accurate credit analyses of prospects and current customers in a deadline focused environment with minimal guidance. Uses expertise to evaluate both private and public entities some of which include review of complex transactions. Analyses are well written and reflect a comprehensive understanding of the credit risk and its relationship to the recommended collateral products and unsecured exposure. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Communicates financial results, trends and business implications to management, stakeholders and other groups at the appropriate level of detail. Proactively leads complex efforts to continuously improve processes to ensure work is performed as efficiently and effective as possible. Uses business acumen and strong analytical expertise to perform complex ad hoc analysis. Demonstrates strong verbal and written communication skills. Leads development and facilitation of training. Travels to and supports underwriting at broker and client meetings as required. Responsibilities Accurately analyzes financial statements and related filings for a diverse and complex group of different size policyholders and prospective customers. Conducts analysis that includes assigned credit rating, key strengths, weaknesses, industry outlook and recommended collateral options. Collaborate with underwriters and management to determine appropriate collateral amounts and structures for insured programs. Facilitate the approval of exception when needed. Understands and interprets financial statements of varying quality including internally company prepared statements up to those prepared in accordance with GAAP or IFRS. Understands various organizational structures, investment and debt has on the creditworthiness of subject companies. Regularly accesses and appropriately utilizes a variety of informational resources including First Research, Rating Agencies and other related sources to identify and understand trends and gauge subject company performance relative to peers and industry. Thorough understanding of insurance products, collateral types and associated credit risk. Drives the production of complex management reports and associated results analysis, using business acumen and analytical ability to lead the team in identifying business drivers of results and communicating them effectively. Continually assesses the business value and efficiency of the work performed, identifies problems and opportunities, drives implementation and monitors results. Initiates and leads complex department projects and continuous improvement activities that may include working cross functionally with other departments. Supports development of team members by sharing best practices, conducting peer reviews that identify strengths and opportunities, and training of less experienced analysts. If the selected candidate lives within 50 miles of a GRS hub office, then the selected candidate must come into the office two days/week. Qualifications Bachelor`s degree (Finance or Accounting) required CPA or advanced degree in Accounting, Finance, or Business preferred Minimum of 5 years of finance experience. Experience with credit analysis and/or financial statement analysis is preferred. Must demonstrate attention to detail in a fast-paced work environment and the ability to manage and prioritize multiple accounts and projects simultaneously to drive results Communicates well with own team and across organizational boundaries to ensure the successful completion of shared goals Comfortable leading meetings and able to communicate issues and trends to senior management and other groups at the appropriate level of detail Solid understanding of Finance Tools and Analytical Methods About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
    $57k-84k yearly est. Auto-Apply 18d ago
  • Credit Analyst II

    City National Bank 4.9company rating

    Remote job

    WHAT IS THE OPPORTUNITY? The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio review activities. The Credit Analyst will learn how to analyze credit data, prepare reports, conduct periodic portfolio reviews, and other activities required to underwrite and manage a portfolio of credits. The Credit Analyst is expected to have a strong desire to learn underwriting and portfolio management skills, helping to maintain high standards of credit quality and compliance. WHAT WILL YOU DO? * Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors. * Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking. * Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements. * Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities. * Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development. WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * Bachelor's Degree or equivalent in Finance, Business, or related field *Additional Qualifications* * Desire to learn about credit management and lending operations as well as risk management principles * Strong communication and collaboration skills * Analytical skills, with interest in learning how to interpret complex data and make informed decisions *WHAT'S IN IT FOR YOU?* *Compensation*Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $31.4-50.1 hourly 57d ago
  • Billing and Credit Specialist, Cox First Media

    Cox Holdings, Inc. 4.4company rating

    Remote job

    Company Cox Enterprises Job Family Group Finance Job Profile Finance Support Specialist II Management Level Individual Contributor Flexible Work Option Hybrid - Ability to work remotely part of the week Travel % No Work Shift Day Compensation Hourly base pay rate is $17.74 - $26.59/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate's knowledge, skills, and abilities. Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program. Job Description To be successful in this role, a Billing and Credit Specialist should have strong analytical and communication skills, be detail-oriented and organized, and possess a deep understanding of billing and credit principles and practices. They should be able to manage multiple tasks and projects simultaneously, work well under pressure, and be comfortable working with large amounts of transaction data in a highly structured financial system. Key Responsibilities: Managing the credit analysis process, evaluating the creditworthiness of customers, and making recommendations for credit decisions Managing the billing process, including the generation of invoices, verifying the accuracy of billable amounts, and meeting billing deadlines Developing and maintaining relationships with internal and external stakeholders, including sales teams, finance teams, and customers Overseeing the collection process, following up with clients to ensure timely payment, and minimizing payment delays and bad debt write-offs Qualifications High School Diploma/GED and 3 years' experience in a related field. The right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and up to 1 year of experience; or 5 years' experience in a related field Strong knowledge of accounting principles and regulations Proficient in Microsoft Excel Experience using Accounts Receivable / Invoicing software Excellent communication and people skills, with the ability to communicate effectively with both internal and external stakeholders Ability to work independently and as part of a team Associate's degree or higher and media billing experience preferred Benefits Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave. About Us As our primary divisions Cox Automotive and Cox Communications drive new waves of innovation, Cox Enterprises is entering spaces like cleantech, healthcare, esports and more. We're a family business guided by a legacy of bold innovation that's driven by those who want to make their mark. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO). For more details on what benefits you may be offered, visit our benefits page. Cox is an Equal Employment Opportunity employer - All qualified applicants/employees will receive consideration for employment without regard to that individual's age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. Cox provides reasonable accommodations when requested by a qualified applicant or employee with disability, unless such accommodations would cause an undue hardship.Applicants must currently be authorized to work in the United States for any employer without current or future sponsorship.
    $17.7-26.6 hourly Auto-Apply 32d ago
  • Junior Credit Analyst

    United Auto Credit Corporation 3.4company rating

    Remote job

    Join our team as a Call Back Analyst and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. Essential Duties and Responsibilities As a Call Back Analyst, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will: Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application. Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success. Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome. Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate. Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership. Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction. Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly. Stay adaptable - Jump in where needed to support the team and company goals. Qualifications We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment. Skills & Abilities Excellent communication and interpersonal skills Strong organizational and time management abilities Proven ability to build relationships with dealers, sales/marketing teams, and peers Skilled negotiator with a drive to win in a competitive market and ability to think outside the box Compensation Range: $18.00 - $21.00 an hour, based on experience Uncapped Bonuses, Averaging $1,100 - $1,500 monthly Expected Total Compensation including Average Bonuses = $52K - $58k plus!! Education/Experience Bachelor's degree preferred (or equivalent combination of education and experience) Auto finance or financial services experience preferred but not required No certifications or licenses required Technical Skills Proficient in Microsoft Office, Google G Suite, and Teams Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment. Other Things to Note This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice. Please review our privacy and CCPA policies.
    $52k-58k yearly Auto-Apply 23d ago
  • Credit Analyst

    Security State Bank-Wyoming 3.4company rating

    Remote job

    Security State Bank is seeking a dedicated and detail-oriented credit analyst to join our team. The ideal candidate should be self-motivated, be a team player, have a strong work ethic, and enjoy a fast-paced work environment. This position requires excellent communication, organizational and analytical skills with attention to detail. Prior experience analyzing credit data and financial statements preferred. This role can be carried out at our Basin, Worland, or Sheridan branch locations. THIS IS NOT A REMOTE POSITION. As a Credit Analyst, you will play a vital role in supporting our lending decisions by evaluating the financial health of individuals and businesses. Your insights will help ensure sound credit decisions that benefit both our customers and the bank. The ideal candidate has the following qualifications: Proven ability to prioritize multiple projects. Strong problem-solving, mathematical, and analytical skills. Proficiency with Microsoft Office products and software that aid in financial calculations. Proficiency with financial reports and statements. Ability to maintain confidentiality. Ability to work independently. Qualified candidates will have a minimum of 1-2 years of experience in accounting, finance, or a related field. Competitive wage starting at $20.00+ per hour, DOE. Extensive benefits package includes Health, Dental, Vision, Long Term Disability and Life Insurance, Employee Assistance Program (EAP), Paid Time Off, Holiday pay, 401k with Company match and Profit Sharing. Security State Bank is an equal opportunity and affirmative action employer of women, minorities, veterans, and individuals with disabilities.
    $20 hourly 60d+ ago

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