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Credit union examiner skills for your resume and career

Updated January 8, 2025
3 min read
Below we've compiled a list of the most critical credit union examiner skills. We ranked the top skills for credit union examiners based on the percentage of resumes they appeared on. For example, 15.4% of credit union examiner resumes contained financial statements as a skill. Continue reading to find out what skills a credit union examiner needs to be successful in the workplace.

15 credit union examiner skills for your resume and career

1. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how credit union examiners use financial statements:
  • Review financial statements of corporate loan applicant, investigate soundness of financial status.
  • Analyzed financial statements; review bank loans for credit quality, documentation, and compliance with federal regulations and bank policy.

2. Internal Controls

Here's how credit union examiners use internal controls:
  • Reviewed internal controls and overall management effectiveness, making recommendations and giving guidance.
  • Review and evaluate credit union policies, procedures, internal controls, board of directors, management, and staff.

3. GAAP

Here's how credit union examiners use gaap:
  • Checked bank audits for compliance with GAAP.
  • Analyze and review accounting methods for credit unions and ensure following of GAAP and other federally mandated financial regulations.

4. Financial Institutions

Financial Institutions come in all sizes, forms, and are meant for all sorts of purposes. Some only keep money, some only trade it, some focus on extending loans, some work with only other financial corporations or regular business and companies, and some are built to be useful and multi-purpose. A central bank, for example, is a banking institution meant to keep an eye on other banks and ensure that no laws or rules are broken or bent.

Here's how credit union examiners use financial institutions:
  • Determined the safety and soundness of state chartered financial institutions by conducting regular examinations and conducting off-site monitoring.
  • Participate in the Loan Review component of bank examinations of nationally chartered financial institutions.

5. Risk Management

Risk management is the method of recognizing, evaluating, and managing risks to an organization's resources and profits. Financial insecurity, regulatory liability, strategic management mistakes, incidents, and natural hazards are just some of the challenges or dangers that could arise. For digitalized businesses, IT security vulnerabilities and data-related threats, as well as risk management techniques to mitigate them, have become top priorities.

Here's how credit union examiners use risk management:
  • Follow regulatory guidelines and risk management that may apply to transactions and/or processes.
  • Evaluate risk management against approval requirements and prudent loan administration practices.

6. Credit Unions

Here's how credit union examiners use credit unions:
  • Manage, supervise and conduct examinations for a district of federal and federally-insured state credit unions.
  • Served as Examiner-in-Charge for complex Federal and federally-insured state credit unions requiring team examination.

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7. Credit Risk

Credit risk entails the risk experienced by a lender from the possibility of losing money due to a borrower failing to repay or meet their obligations set out in a loan contract. Credit risk manifests in many forms including loans (the most popular), letters of credit, foreign exchange and lines of credit.

Here's how credit union examiners use credit risk:
  • Researched credit risks and approve/disapprove extension of credit for domestic and international customers.
  • Reviewed loan portfolios analyzing individual loan relationships to assess the overall credit risk within respective financial institutions.

8. Risk Profile

Here's how credit union examiners use risk profile:
  • Assured compliance with regulations, evaluated changes in risk profile, and determined type of supervision needed.

9. Ncua

Here's how credit union examiners use ncua:
  • Developed and implemented credit union policies and procedures to ensure compliance with the NCUA guidelines.
  • Worked with the Board of Directors and NCUA to reestablish the credibility of BHARCDFCU.

10. Asset Quality

Here's how credit union examiners use asset quality:
  • Identified and measured financial operating levels and trends, specifically analyzing asset quality, capital, earnings and liquidity.
  • Assessed capital adequacy, asset quality, management performance, earnings quality, and liquidity position of financial institutions.

11. Examination Findings

Here's how credit union examiners use examination findings:
  • Communicated examination findings and agreements through written reports and verbal presentation to management.
  • Presided over management meetings to discuss examination findings and make recommendations to maintain safety and soundness of the banking system.

12. Loan Payments

Here's how credit union examiners use loan payments:
  • Opened n closed bank opened loans deposit withdrawal loan payments opened accounts bill pay online etc

13. Federal Laws

The laws formed and upheld by the federal administrating body of a country are known as federal laws. A federal administrating body or government is formed by a political party after being elected by the general public.

Here's how credit union examiners use federal laws:
  • Ensured compliance with all applicable state and federal laws and with the organization policies and procedures.
  • Provided advice and training regarding state and federal laws, rules, and regulation to licensees, examiners and supervisor.

14. Financial Data

Here's how credit union examiners use financial data:
  • Evaluated financial data and prepared reports.
  • Summarize financial data to structure sophisticated reports and plan a risk-based strategy to execute assigned examinations.

15. Cross-Selling

Here's how credit union examiners use cross-selling:
  • Advised members about other products and services that may fit their needs; cross-selling.
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List of credit union examiner skills to add to your resume

Credit union examiner skills

The most important skills for a credit union examiner resume and required skills for a credit union examiner to have include:

  • Financial Statements
  • Internal Controls
  • GAAP
  • Financial Institutions
  • Risk Management
  • Credit Unions
  • Credit Risk
  • Risk Profile
  • Ncua
  • Asset Quality
  • Examination Findings
  • Loan Payments
  • Federal Laws
  • Financial Data
  • Cross-Selling
  • Securities
  • Examination Reports
  • CPA
  • BSA
  • Liability Management
  • Real Estate
  • Examiner-In-Charge
  • Financial Reports
  • Loan Applications
  • Bank Secrecy Act
  • Federal Regulations
  • Interest Rate Risk
  • Account Services
  • OFAC
  • AML
  • ACH
  • Investment Portfolios
  • Regulatory Compliance

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

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