Cross River jobs

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River Bank is seeking a motivated Associate Implementation Specialist to support the technical onboarding of fintech partners. This role works closely with senior implementation staff and fintech clients to ensure sandbox and production testing is completed successfully, APIs are used properly, and partners are ready for launch. The ideal candidate is a strong communicator who can collaborate across technical and business functions, both internally and externally. Responsibilities: * Assist fintech partners with sandbox and production testing, verifying API requests, responses, and configuration accuracy. * Guide partners in the proper use of COS and ARIX API endpoints, including authentication, data formatting, and error resolution. * Help triage and resolve integration issues, escalating to engineering teams when appropriate. * Translate technical outcomes into clear updates for non-technical stakeholders, including onboarding managers and partner operations teams. * Contribute to and maintain internal and external documentation on integration workflows and troubleshooting steps. * Participate in cross-training initiatives to build internal understanding of systems and partner use cases. * Support the implementation team in tracking onboarding status and meeting key integration milestones. Qualifications: * Bachelor's degree in Computer Science, Business Information Systems, or related field. * 1+ years of experience in fintech, technical support, or partner onboarding. * Basic understanding of APIs and client-server integrations. * Strong written and verbal communication skills, with the ability to engage both technical engineers and business stakeholders. * Highly organized, with strong attention to detail and follow-through. Preferred Skills: * Exposure to fintech integrations or financial API ecosystems. * Familiarity with tools like Postman or API gateways. * Eagerness to learn Cross River's internal platforms (COS and ARIX) and grow into more senior technical roles. * Proficiency in SQL to query and analyze data across internal systems for troubleshooting, validation, and partner support. #LI-KR1 #LI-Hybrid Salary Range: $100,000.00 - $125,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

At Tala, we're applying advanced technology and human creativity to solve what legacy institutions can't or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today's financial infrastructure doesn't work for most of the world's population. We're the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI/ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we've disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals. Our pioneering work and proven impact have earned us consistent recognition, including being named to: CNBC's Disruptor 50 for five years.CNBC's World's Top Fintech Companies for two consecutive years.Forbes' Fintech 50 list for nine consecutive years. Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success. Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we'd love to hear from you! The Role The Analytics Director, Recoveries & Customer Support leads the global function that provides proactive data-driven insights to our in-market CCR teams to ensure we meet or exceed our recovery rate and resolution time targets every single month. This role leads a team of analysts that globally manage dashboards that track our KPIs both in aggregate and at the campaign / advocate level. They own the planning of our agent workforce, performance tracking and identify corrective actions based on that data. They also drive the global incentive program to improve outcomes for our best performance. They are decision support for our site directors - providing analytical acumen to deliver operational excellence and continually improve KPIs.What You'll Do Analytics & Insights: Establish and own the global analytics for customer care and recoveries - single source of truth for performance metrics, standardized definitions and automated reporting across all markets Design and maintain KPI dashboards that drive daily operational decisions: recovery rates by cohort/ campaign / channel, agent productivity metrics, customer resolution times. Provide analytical leadership to our customer care & recovery teams in each market to ensure day-to-day operational decisions are based on best available insights Act as an analytical partner to the Product Manager that leads the cross-functional recoveries & servicing squad Recoveries Insights & Decision Support: On a weekly basis review progress towards core KPIs (recovery rate by campaign, channel, agent) and establish playbook for identifying shortfalls and executing corrective actions Continually refine agent performance management evaluation to help improve overall recovery rates - moving of agents between campaigns, incentives for high performers, performance improvement plans for low performers Build business cases for new initiatives, particularly those leveraging technology and AI to increase efficiency and effectiveness. Offer analytical frameworks to approach and resolve emerging challenges within the recoveries organization. Ensure all tests have a clear and trustworthy methodology for measuring impact. Customer Care Insights & Decision Support: Diagnose and prioritize root causes of contact volumes, resolution delays and customer friction across product and operational dimensions Create early warning systems for emerging issues through complaint analysis, sentiment tracking, and anomaly detection. Create standardized reporting on customer care KPIs. Partner with Global customer care leads to identify new initiatives to improve the customer experience based on the data insights from standardized reporting. Strategic Initiatives Leadership: For specific improvement initiatives that best align with your / your teams area of expertise: Develop and manage a clear project plan for all initiatives, ensuring alignment with broader company goals. Work closely with initiative owners to refine strategies, develop test plans, and analyze results. Continuously identify and champion new initiatives to address emerging opportunities. Highlight and address needs for additional resources or cross-functional support to accelerate progress. Own execution through the “last mile” - ensuring pilots convert to scaled programs where teams in market fully adopt new processes and sustained performance gains are delivered post-launch What You'll Need 10- 15 years of proven experience in a leadership role within collections, customer care, or operations analytics, preferably in the fintech or financial services industry; consulting background highly desirable Strong analytical and problem-solving skills, with a demonstrated ability to translate data into actionable insights. Experience in developing and managing project plans, with a track record of driving initiatives to successful completion. Excellent communication and stakeholder management skills, with the ability to influence and align cross-functional teams. Effective change management skills - able to get teams to adopt new ways of working, getting proactive buy-in and overcome hesitations. Proficiency in data analysis and visualization tools (e.g., SQL, Tableau, Looker). A strategic mindset with the ability to identify and prioritize opportunities with the highest impact. Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we're proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Who We Are Cross River is a highly profitable fast-growing financial technology company recognized for the third year in a row by CB Insights as one of the 250 best global fintechs. Our comprehensive suite of innovative products powers financial solutions with a strong focus on regulatory compliance for our partners and their millions of consumers around the world. We are on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker's list of Best Places to Work in Fintech for the last 4 consecutive years. The reason for this success is simple --- our nimble, adaptive, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation in financial services and we invite collaborative and motivated high performers to join our rapidly expanding team. What We're Looking For Cross River's Anti-Money Laundering/Countering the Financing of Terrorism (“AML/CFT”) and Office of Foreign Assets Control (“OFAC”) Compliance team plays a critical role in ensuring our operations align with regulatory expectations and internal risk tolerance. We are seeking a Program Administration Analyst to support the development and execution of compliance program components. This role will focus on drafting technical business requirements, maintaining risk registers, managing change control processes, and supporting audits and examinations through documentation and data collection. Responsibilities: Draft and maintain technical business requirements for AML/CFT and OFAC Compliance initiatives Maintain and update risk registers across business lines, ensuring accuracy and traceability Support change management activities, including documentation, tracking, and stakeholder coordination Draft and revise policies, procedures, and guidance documents to reflect regulatory changes and internal process updates Collect and organize documentation and data for internal audits, regulatory examinations, and independent reviews Collaborate with cross-functional teams to ensure compliance requirements are embedded in new products and services Assist in the development and implementation of program enhancements and process improvements Track and report on key compliance initiatives and milestones Support internal communications and training efforts related to AML/CFT and OFAC Compliance program updates Stay current with regulatory developments and industry best practices Qualifications: Bachelor's Degree 3+ years of experience in AML/CFT compliance, program administration, or a related field Strong understanding of BSA, USA PATRIOT Act, and OFAC regulations Experience drafting business requirements, policies, and procedures Familiarity with risk register management and change control processes Strong organizational and documentation skills Excellent written and verbal communication abilities Ability to work independently and collaboratively across teams Proficiency in Microsoft Office Suite, especially Word, Excel, and SharePoint Experience supporting audits or regulatory examinations preferred #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $80,000.00 - $95,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. The Analyst, Facilities & Management will be responsible for: Responsibilities: * Maintenance and management of mechanical equipment, fire suppression systems, security systems, garage doors, HVAC equipment, pumps, water filtration systems, electrical systems, and office space * Project management for small facilities projects, project coordination and supervision for larger facilities maintenance projects, including scheduling and reporting, project execution, punch listing, and commissioning activities * Respond immediately to any equipment or facility-related incidents or emergencies, acting as a point of contact for all facilities related emergencies * Manage access control systems, security camera systems, and fire detection systems, maintain call lists and escalation procedures * Monitor Building Management Systems (BMS/BAS), develop and provide performance reports * In conjunction with the security team, conducting regular fire/life safety drills for CRB employees within the Linwood headquarters * Procurement activities related to facilities services and materials * Support client requests and manage employee satisfaction and well-being through the provision of a healthy and suitable workplace * Communicate with local and remote team members on all facilities activities and issues * Monitor and track attic stock and materials required to service the building effectively * Support all facility-related requests for internal and external events that take place on site * Escort facilities vendors and contractors working within CRB's facilities * Assist in the management of the facility to code compliance with local, state, and federal requirements * General maintenance of HVAC and plumbing equipment as well as troubleshooting and repairs for various equipment * General low voltage electrical repair and install work, bulb changes, LED driver changes * Drywall and spackle install and repair * In conjunction with the Facilities Manager assess extraordinary maintenance required for the property i.e., parking lot repairs, repairing outside lighting, perimeter fence, landscaping, carpets, painting in building/office common areas * Perform daily walk throughs of the facility to check mechanical, switch gear, fire pump rooms, roof drains, general building conditions and report back any issues found * Maintain safe and clean working environment by complying with procedures, rules, and regulations * Contribute to team effort by accomplishing various projects, tasks, and requests around the facility alongside the Facility Manager * Support and contribute to CRB employee services. CRB offers employee transportation services in a shuttle and valet program. Being an overlap in support to these services Additional responsibilities as required. Qualifications: * Team player, active problem solver, able to work in a dynamic environment with high level of accountability * Excellent written and verbal communication skills with the ability to provide clear and concise details regarding building issues * The ability to multitask in a fast-paced environment while ensuring the utmost attention to detail * Occasional after hours might be needed, a flexible schedule is preferred * On call availability for emergency response * Basic knowledge of HVAC, plumbing, electrical, low voltage are preferred * Valid driver's license * Ability to push and pull 100 pounds on a dolly or cart, as well as 50 pounds without mechanical aid * Ability to carry 40 pounds of varying size and shape * Ability to stand walk, squat, bend, kneel, crouch, twist, and reach overhead * Ability to be exposed to outside weather conditions, including heat, cold rain, and snow * Familiarity with the use of hand trucks, pallet jacks, dollies, and other delivery equipment #LI-AC1 #LI-Onsite Salary Range: $50,000.00 - $60,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. We work together primarily with Confluence, GitHub, JIRA, and Teams. What We're Looking For We are seeking a Palantir Foundry Application Builder to lead the building of applications in Palantir Foundry. This is a hands-on, product-oriented role that sits at the intersection of business needs and modern data tooling. You'll own the delivery of high-impact applications without owning backend infrastructure. You will guide solution delivery from the enterprise systems perspective, partnering with technical teams (data engineering, platform teams, architects) and business stakeholders to drive value-focused application development. Your role centers on solution execution and stakeholder alignment, not platform-level architecture. Responsibilities: * Lead Application Development from the Enterprise Perspective * Serve as the point person for business-aligned Foundry application development within enterprise systems. * Drive delivery of user-facing applications, dashboards, and workflows using Foundry tools (e.g., Workshop, Slate, Code Workbooks, Contour). * Align use case development with business objectives, data availability, and compliance requirements. * Business and Stakeholder Engagement * Translate operational and reporting needs into well-scoped applications and iterative solutions. * Partner closely with business users, product owners, and domain leads to understand requirements and validate outcomes. * Coordinate with architects and engineering teams to align on data models and ensure integrations, but you will not own platform or infrastructure architecture. * Operational Oversight & Execution * Configures UI and UX changes to end-user applications (in collaboration with BAs and even end-users directly) * Creates dashboards for any emerging business needs * Ideates new functionalities and improvements to the tool * Maintain platform access * Manage Ontology data model in collaboration with data engineering and business owners * Support testing, rollout, and user onboarding for enterprise applications. * Monitor solution performance, collect feedback, and manage iterative improvements. * Maintain solution documentation, including logic, workflows, and user support materials. * On occasion, be willing to participate in coding portions of the data pipelines in Palantir. * Collaboration & Governance * Ensure solutions comply with internal governance, security, and compliance standards. * Participate in planning forums and enterprise reviews to ensure alignment with broader digital strategy. * Quality Assurance & Optimization * Oversee the testing and validation of implemented solutions to ensure they meet specified requirements. * Use Palantir's analytical tools to demonstrate data quality and architecture as well as lead analytical investigations for data projects. * Continuously evaluate and optimize solutions to improve performance, efficiency, and scalability. Qualifications: * Experience * 7+ years of experience in enterprise systems, data analytics, or digital operations. * Hands-on experience with Palantir Foundry or a similar platform required. * Proven ability to lead complex data- or application-driven solutions across business units. * Prior experience with financial services or regulatory environments is a strong plus. * Technical Skills * Expert knowledge of Palantir Foundry and its components. * Proficient in SQL, PySpark, and other relevant data technologies. * Strong understanding of data security, privacy, and compliance best practices. * Experience in developing data-driven solutions that meet business needs and regulatory requirements. * Soft Skills * Excellent communication and interpersonal skills, with the ability to collaborate across teams and articulate complex technical concepts to diverse audiences. * Strong analytical and problem-solving skills. * Ability to lead and mentor technical teams effectively. Other Required Skills: * Experience in project management, Scrum methodology of Transaction Monitoring System implementations in Risk and/or Compliance area. * Proven record collaborating with international and remote/hybrid team * Experience handling external audit/regulatory examinations. * Great communication, analysis, and presentation skills. Should be able to work closely with business to understand business priorities and requirements. * Proven experience translating requirements to viable design, ability develop and test solutions that meet business requirements. * Ability to work independently and manage multiple priorities in a fast-paced environment. Education: * Bachelor's degree in computer science, Data Science, Information Technology, or a related field. Advanced degrees or certifications are a plus. #LI-AC1 #LI-Hybrid #LI-Onsite Salary Range: $170,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is currently seeking candidates for a Counsel, Commercial Transactions. The successful candidate must have demonstrated legal work experience as an attorney with a recognized U.S. law firm and/or in-house with a financial institution, fintech company or technology company. She/he should also have experience advising on general contract agreements, non-disclosure agreements, vendor and SaaS agreements. Demonstrated strong judgement, market knowledge and decision-making skills are critical to manage transactions. Candidates must possess excellent communication skills, a strong commitment to client service, ability to handle multiple matters, and the ability to work independently in a fast-paced team environment. Responsibilities: Provide legal advice to management on various matters including IT/SaaS, sponsorship, and general contracts Draft, review and negotiate with counterparties company form agreements and counterparty agreements, which may include customers, suppliers and vendors, payers, potential clients, and technology licensing Support due diligence and managing closing documents for strategic activities including ventures, passive investments or acquisitions Strong interest in advising companies on legal issues relating to artificial intelligence, including implementing use of AI in the legal department and drafting contracts for AI related transactions or vendor contracts with AI use with a keen focus on providing strategic guidance navigating the legal landscape of AI technology Assist in the development of commercial transaction documents across business lines Provide clear and concise guidance to business needs Proactively collaborate with stakeholders across the enterprise, including compliance, technology, risk, operations and other key partners to support business initiatives and provide guidance Support other legal department needs, as necessary Success Factors: Analytical and problem-solving skills, and the ability to review and anticipate broader organizational impact(s) required. Ability to think “outside the box” in addressing novel issues and a willingness to learn new legal subject matter areas, as needed. Creative, agile thinker with an entrepreneurial, solutions-oriented mindset to drive business growth objectives. Self-starter that likes to take on responsibility and committed to continuous improvement; upholds corporate values and displays integrity and high ethical standards. Proactively create trust with colleagues with consistent communication and collaborate effectively with multiple internal groups and foster and maintain strong relationships, partnering with other lawyers, risk and compliance partners and business colleagues at all levels to drive results. Good time management and prioritization skills, well organized, attention to detail, and able to effectively self-manage numerous several sensitive or urgent issues or projects simultaneously and produce professional quality work under tight deadlines with limited administrative support. Strong drafting and negotiation skills, with excellent written and oral advocacy, corporate communication and interpersonal skills, including ability to interact effectively, and the ability and desire to build relationships and influence others. Qualifications: Juris Doctorate degree required, along with admission to a NY/NJ State Bar 6+ years' experience as an attorney Excellent knowledge and understanding of contract law Experience managing relationships with clients Experience with intellectual property and M&A matters, a plus Experience of working with consumer finance laws and regulations, risk management, and fintech, a plus High degree of professional ethics and integrity Sound judgment and ability to analyze situations and information Hybrid role (minimum of 3 days required in-person office) located in Fort Lee, NJ #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $215,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Legal team handles all the legal responsibilities at Cross River, and as a Litigation Paralegal, you play a key role. The Paralegal will be responsible for utilizing their knowledge and skills to assist in managing the company's litigation and/or regulatory matters, improving the company's legal processes, and assisting the legal team with contract review, management and prioritization. The ideal candidate will have experience working in a fast-paced legal or business environment. Responsibilities: * Collaborate with the in-house legal team to address legal issues * Assist in-house counsel with litigation and regulatory matter management * Respond to subpoenas, levies and garnishments * Coordinate the collection, review and production of documents and respond to discovery requests * Manage and track all litigation * Act as a liaison among all parties including court or other neutrals for scheduling and sharing information * Assist in-house counsel with contract review and management * Manage contract execution, by acting as point person for DocuSign * Provide contract support for standard corporate agreements, such as non-disclosure, marketing, and independent contractor agreements * Assist with management of the process of signing and tracking legal documents * Ensure appropriate contract authorization * Facilitate completion of commercial contracts (by, for example, filling in basic information to contract form, proofreading and collecting business information for schedules/appendices) * Update contract forms and draft simple form documents (e.g., product claim settlement and release agreements) or contract amendments * Organize and manage documents, including the creation of spreadsheets and retrieval systems * Compile information and prepare statistics, charts, graphs and other summaries to detail the findings * Check and edit legal forms and documents for accuracy * Build and maintain databases and files * Organize and track case files * Coordinate law office activities such as subpoena delivery * Review legal department processes for improvements and efficiencies * Provide general support to Legal Department and assist with special projects as needed Qualifications: * 5+ years (minimum) of significant and substantive experience as a Paralegal * Bachelor's Degree from recognized US college or university * Paralegal certificate from an ABA accredited program preferred, or a combination of education and/or experience * Litigation, regulatory and contract matter management experience * Experience assisting with litigation holds and setting systems to ensure that data is not deleted during such holds * Exposure to vendor contracts * Ability to handle stressful situations with internal and external clients, while maintaining a professional approach to problem solving * Hard-working, well organized, and able to manage numerous projects simultaneously under deadline pressures * Excellent organizational and project management skills * Experience managing document productions * Proficient with MS Office Suite - specifically Excel spreadsheets (a must) * Working knowledge and competency with case management software, a plus * Thorough knowledge of legal communication principles and practices * Experience with regulatory examinations and internal investigations, a plus * Strong research and report-generating skills * Strong attention to detail * Basic legal research and investigation skills * Ability to follow direction and procedures * Strong written and oral communication skills * Ability to prioritize workload and assignments * High degree of professional ethics and integrity * Excellent judgement, analytical skills, and decision making * Excellent interpersonal and communication skills, including the ability and desire to build relationships with others #LI-JJ1 #LI-Onsite #LI-Hybrid Salary Range: $75,000.00 - $115,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. Responsibilities: Maintain an effective MPL Client Onboarding program Produce comprehensive IT Diligence Reports Maintain communication with al third-party clients, answering in timely manner, scheduling calls and meetings Review and assess client documentation, thoroughly reading through to ensure compliance and Bank standards are met Communicate with internal departments, business leads, and relationship manners Proactively audit processes, practices, and documents to identify weaknesses Collaborate with external auditors and HR when needed Keep abreast of internal standards and business goals Monitor and update documentation of administrative controls per regulatory and audit guidance Ensure up-to-date awareness of IT Compliance standards Qualifications: 5+ years of professional experience in IT and/or Compliance Bachelor's degree or equivalent experience Onboarding/AML/KYC experience Experience and comfort speaking in front of groups Experience producing IT due diligence reports Strong written and verbal communication skills Experience working with clients, vendors, and/or partners a plus #LI-KR1 #LI-Hybrid #LI-Remote Salary Range: $130,000.00 - $150,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For The AI Transformation Manager reports to the Chief Data and AI Officer and plays a critical role in driving Cross River's AI-led transformation and commercialization strategy. This position is responsible for orchestrating the end-to-end implementation of AI initiatives across the enterprise-bridging strategy, productization, compliance, and delivery to ensure measurable business impact. The ideal candidate combines deep expertise in AI/ML program management with a pragmatic understanding of financial services and regulatory environments. Responsibilities: Strategy & Governance * Define and manage the AI Transformation roadmap, ensuring alignment with Cross River's strategic objectives, regulatory standards, and innovation priorities. * Partner with business, data, and technology leaders to identify AI-driven opportunities for efficiency, risk management, and new revenue models. * Establish a governance framework for AI projects, including evaluation metrics, responsible AI principles, and lifecycle management. * Oversee commercialization of AI capabilities, enabling scalable deployment of internal tools and potential external monetization opportunities. Program Execution & Delivery * Lead the planning, coordination, and execution of AI initiatives across multiple business domains-banking, lending, risk, compliance, and customer experience. * Develop and maintain a portfolio management system for all AI programs, ensuring transparency on timelines, costs, dependencies, and outcomes. * Ensure data readiness and model governance across all AI deployments in close partnership with data engineering and compliance teams. * Track and report on transformation metrics, including adoption, ROI, and productivity gains. Collaboration & Change Management * Partner with product, engineering, operations, and risk teams to embed AI solutions into enterprise workflows. * Drive organizational change management to enable smooth adoption of AI technologies, ensuring training and alignment across teams. * Serve as a liaison between business and technical teams, translating complex AI capabilities into actionable business insights. * Promote a culture of responsible AI innovation that balances experimentation with ethical standards and risk management. Commercialization & Market Enablement * Identify opportunities to externalize AI capabilities through partnerships, APIs, and new product lines. * Collaborate with external vendors, startups, and research organizations to expand the bank's AI ecosystem. * Support the Chief Data and AI Officer in defining AI monetization strategies and evaluating go-to-market models. Basic Qualifications: * 10+ years of experience in technology, analytics, or transformation roles, with at least 5 years in AI/ML program or product management. * Proven experience leading cross-functional AI initiatives from conception through implementation in a regulated industry (preferably financial services, fintech, or banking). * Strong understanding of AI platforms, MLOps, model governance, and data management frameworks. * Experience managing stakeholder engagement, budgets, and vendor relationships for large-scale transformation programs. * Exceptional ability to translate technical AI concepts into business outcomes and communicate effectively at all organizational levels. Preferred Qualifications: * Master's degree in Business, Data Science, Engineering, or a related field. * Prior experience applying AI solutions in regulated environments, such as banking, healthcare, or insurance. * Familiarity with AI governance frameworks, including bias mitigation, interpretability, and model monitoring. * Experience in commercialization or business development related to AI-driven products or services. * PMP, Agile, or equivalent program management certification preferred. Leadership & Impact: The ideal candidate will demonstrate a track record of driving complex, multi-stakeholder AI initiatives, combining visionary thinking with disciplined execution. They will be a trusted advisor to the Chief Data and AI Officer and a change leader influencing how AI transforms Cross River's core business and innovation strategy. #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $170,000.00 - $190,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's CMS Standards team makes sure our products and services offered through our fintech partners meet regulatory standards. The CMS Standards team focuses on the due diligence and onboarding of new fintech partners and payments relationships. We're looking for a compliance leader who is passionate about fintech and ready to hit the ground running to help build out and streamline our onboarding program. Responsibilities: Perform due diligence activities to ensure the risks of a new partnership and/or payments relationship are properly assessed. Advise management on such risks and make recommendations regarding proposed engagements. Participate in the development and delivery of compliance management system materials, such as training for fintech partners. Develop strong working relationships with internal and external stakeholders, while setting clear expectations regarding third-party compliance with law, regulation, and Bank policy. Advise partners on the risks associated with their proposed product and design of related operational controls. Coordinate with other compliance teams to ensure a consistent approach to handling compliance issues. Prepare deliverables and provide support for regulatory exams and/or internal audits. Will be expected to support additional areas of compliance due diligence, including but not limited to Fraud Prevention and Transaction Monitoring Required Skills & Qualifications: 3+ years compliance experience supporting a variety of bank products and services. Strong practical experience advising product and operational teams on the design and implementation of new banking products. Demonstrated ability to explain the compliance risks associated with product proposals and advise stakeholders on developing both customer-facing content and key operational controls. Experience developing the elements of a compliance program, including risk assessment, monitoring and testing planning, third party oversight, and compliance training. Expertise in laws and regulations governing consumer and commercial financial products, including, but not limited to, TILA/Regulation Z, ECOA/Regulation B, FCRA/Regulation V, SCRA, MLA, EFTA/Regulation E, TISA/Regulation DD, EFAA/Regulation CC, as well as industry best practices. Experience supporting regulatory exams and audits. Proven track record showing ability to manage multiple large projects and competing priorities. Excellent communication skills and ability to interact effectively with internal and external stakeholders at the non-executive and executive level. Effective persuasion skills and ability to develop practical solutions that meet business needs while remaining compliant with applicable laws within the Banks' risk tolerance. Highly motivated, strong attention to detail, team oriented, organized. Preferred Skills & Qualifications: Prior fintech experience a plus. CRCM and/or JD a plus. #LI-JJ1 #LI-Hybrid #LI-Remote Salary Range: $90,000.00 - $110,000 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. Responsibilities: * Take ownership of development and configuration activities and technical leadership within Microsoft Dynamics 365 landscape including CRM, Power Pages, Power Automate, Power Apps. * Advocate best practices to develop scalable solutions in alignment with Product roadmap through supported and upgradable configurations, customizations, implementations, reducing technical debt. * Assess existing business and technology imperatives, goals, and challenges. * Work with solution architects to design and develop integrations with Dynamics 365 CRM and lead activities for development of Dynamics 365 CRM, Power Pages, Power Automate flows, and Power Apps. * Collaborate with stakeholders and subject matter experts to ensure a comprehensive set of requirements for all development activities. * Lead technical requirements workshops with business and technology partners to design and develop architecture solutions. Qualifications: * Minimum of 5+ years of experience in development and configuration of Microsoft Dynamics 365 CRM, Power Pages, Power Automate, Power Apps, MS Teams, and SharePoint, and preferably certified Microsoft Dynamics 365 CRM + Power Pages + Power Automate + Power Apps Expert. * Proven track record leading, performing, and implementing Microsoft Dynamics CRM enhancements, including user interface customization, workflow, and dialog configuration, building business process flows, creating custom entities and fields, managing user access and permissions across business units, and integrations with third-party applications and MS Teams, SharePoint, and Outlook integration. * Strong technical and communication skills, both written and oral. * Good problem solving and analytical skills, detail-oriented with sound organizational and planning skills. * Should be able to think independently and be solution driven. * Able to collaboratively work with business units at all levels and to clearly communicate technical information to non-technical audiences. * Results-oriented and deadline-driven, and adaptable to changing priorities. * Experience in MS CRM 3rd party integrations using middleware tools, APIs REST ODATA WebAPI SSIS packages - DocuSign, WorkDay, etc. * Hands-on experience in Net JavaScript, MS SQL, MS CRM SDK, MSD developer toolkit, SSRS * Well-versed with different versions of a .NET framework, WPF, C# programming, Dynamics CRM SDK, Mobile Express, SQL Server * Experience in using Azure for integration of Power Apps and Power Automate for upstream / downstream systems integrations. * Hands-on experience in customizations, including plug-ins, custom workflows, reports & dashboards, and integrations. * Experience on portal Implementations, other connected systems and banking domain knowledge would be an added advantage. * Knowledge of reporting architecture and Power BI would be an added advantage. * Preferred skills such as Visio and Excel, and basic SQL knowledge are a plus. * Relevant certifications (e.g., CRM software certifications) are a plus. * Degree in IT / Computer Science / related discipline #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $150,000.00 - $180,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For The BDO or Loan Officer role is responsible for identifying, developing, and maintaining relationships with small business clients seeking financing through the SBA 7(a) loan program. The BDO position will work closely to understand clients' financial needs and provide tailored loan solutions, ensuring compliance with SBA guidelines and company policies. Responsibilities: Client Acquisition: Help Identify early a potential small business loan through the banks networking, referrals, and direct outreach. Relationship Management: Build and maintain strong relationships with clients, providing ongoing support and advice. Market Analysis: Conduct market research to identify trends and opportunities in the small business lending sector. Compliance: Ensure all loan applications and documentation comply with SBA regulations and company policies. Collaboration: Work closely with internal teams, including underwriting, credit, and legal, to facilitate loan processing and approval. Reporting: Maintain accurate records of client interactions and loan progress, providing regular updates to management. Experience: Professional Experience: SBA Business Development or Accounting background, or a background focused on SBA 7(a) loans being highly preferred. Industry Knowledge: Familiarity with SBA loan programs and small business financing. Skills: Financial Analysis: Proficiency in analyzing financial statements and assessing creditworthiness. Communication: Excellent verbal and written communication skills for client interactions and internal collaboration. Negotiation: Strong negotiation skills to secure mutually favorable loan terms for clients and the lender. Relationship Management: Ability to build and maintain strong relationships. Compliance: Understanding of regulatory requirements and compliance related to SBA loans. Attributes: Self-Motivated: Ability to work independently and drive results. Goal-Oriented: Focused on achieving targets and contributing to business growth. Team Player: Collaborative mindset to work effectively with internal teams. #LI-AC1 #LI-Remote Salary Range: $100,000.00 - $160,000.00 + Commission Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Compliance team makes sure that our business is always consistent with current regulations, and as Fraud Analyst, you play an important role. The successful candidate will have an understanding of financial crimes, fraud prevention, and investigations best practices and will manage potential loss investigations by working with customers, partners, and authorities to mitigate loss. The Fraud Analyst will assist in the development and implementation of industry best practices to mitigate losses, enhance preventive measures, recover funds, and ensure strong levels of controls. The Compliance team cares about results, not activity, and we have fun doing it. If you like challenging problems, are analytical, and a great team player-we want to hear from you! Responsibilities: * Review and assess alerts generated by the fraud transaction monitoring platform to identify potentially suspicious activities. * Review alerts/cases by analyzing transactional data, loan documentation, customer profiles and behavioral patterns to determine which alerts/cases require escalation or closure. * Conduct independent investigations into suspected illegal, fraudulent, or unusual activity involving financial accounts, customers, and associates. * Consult with peer institutions, partners, and/or law enforcement agencies when required. * Manage multiple alerts/cases/investigations simultaneously and provide formal reporting. * Prepare case files to adequately document investigations performed with supporting evidence for all forensic findings. * Prepare clear, comprehensive and cohesive investigative reports and memorandum in a timely manner. * Interface and build effective relationships with various levels of the organization, including Senior Management, as well as legal counsel, and law enforcement as required. * Provide guidance and assistance to fellow associates when needed. * Assist department management by ensuring department activities are compliant and efficient. * Provide relevant training and guidance to bank associates of all levels and job functions. Qualifications: * Demonstrated prior fraud investigation experience and skills, including the ability to develop an investigation approach/strategy, obtain and analyze evidence, draw relevant conclusions, and recommend control enhancements. * Experienced in writing and filing Suspicious Activity Reports (SAR). * Ability to interact, influence, negotiate and challenge management when necessary. * Demonstrated ability to work independently and complete cases/projects in a timely manner in a fast-paced and changing environment. * Strong analytical, problem-solving, and decision-making skills. Minimum Qualifications: * 2+ years of risk management/fraud experience within financial services, banking, fintech, or crypto. * 2+ years of related banking experience. * Bachelor's Degree or working knowledge of research methodology of fraud and financial crime activities. * Knowledge of fraud detection, prevention, authentication strategies and techniques. * Ability to handle a variety of tasks simultaneously and prioritize accordingly. * Ability to effectively communicate with stakeholders and across business units to resolve risk and fraud issues. * Strong organizational and communication skills, ability to work independently. Preferred Qualifications: * Professional certifications such as CAMS, CFCS, CFE, etc. #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $80,000.00 - $90,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is looking to hire new talent for our eight-week summer internship program starting in June 2026. Cross River has developed a customized, project-based program where we strive to individualize each student's experience based on their unique skill set and career choice. Responsibilities: * Conduct research on compliance requirements for new financial products * Review, draft and revise compliance policies and procedures * Analyze proposed changes to existing products to ensure compliance * Assist team prepare and respond to Regulator inquiries and requests for info Qualifications: * Law Student - 1L or 2L * In progress of Undergraduate Degree * Interest in Consumer Compliance and Fintech Banking This internship will have a hybrid schedule in our Fort Lee, NJ office. #LI-JJ1 #LI-Hybrid #LI-Onsite Hourly Rate: $15.00 - $25.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Software Engineer team handles the core Software responsibilities at Cross River, and as a Senior Software Engineer, you play a key role. In this role we are looking for a Senior Software Engineer to join our Core Banking and Payments team. We're a 100% remote team, who works closely together. This is a challenging role, so we expect you to have at least 6 years of experience. We are looking for a teammate that enjoys mentoring teammates and working closely with users. Key responsibilities will include tasks such as developing high performance real-time banking modules, Dotnet 8.0 migration and building critical components which are both scalable and idempotent. Responsibilities: Design, develop, and deliver scalable software modules and components Build backend systems using .NET, DotNet 8.0, SQL Server, PostgreSQL, RabbitMQ, Docker and AWS Plan, triage, and prioritize work across multiple priorities Share your knowledge with teammates and help mentor and guide partners Qualifications: 7+ years of experience developing enterprise systems in C# .NET Framework 4.6+ and Dotnet 5.0+ 6+ years of experience with SQL, preferably SQL Server or PostgreSQL nHibernate / Entity Framework Strong communication skills Experience or understanding of Domain Driven Design Cloud Architecture - preferably AWS Docker / Containers Specflow and automated testing - developers test their code Financial industry / accounting experience or understanding is helpful, but not required Crypto experience or understanding is helpful, but not required Experience designing and developing distributed systems and event driven architectures is preferred. Ideally with understanding or exposure to NServiceBus RabbitMQ Idempotency #LI-KR1 #LI-Remote Salary Range: $150,000.00 - $180,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. What We're Looking For Reporting to the Head of Enterprise Systems, the VP, BSM leads the delivery of the most complex IT programs driving program execution, governance, and strategic alignment. This role is a hands-on, product-oriented role that sits at the intersection of business needs and modern data tooling. You'll own the delivery of high-impact applications without owning backend infrastructure. You will guide solution delivery from the enterprise systems perspective, partnering with technical teams (data engineering, platform teams, architects) and business stakeholders to drive value-focused application development. Your role centers on solution execution and stakeholder alignment, not platform-level architecture. Responsibilities: * Own large-scale, strategic programs cutting across departments and domains * Define and improve delivery governance frameworks * Partner with senior IT and business leaders to align priorities and execution * Gather and refine product and business requirements in collaboration with stakeholders * Translate business needs into functional and technical specifications * Collaborate closely with engineering teams during development cycles * Conduct functional validation, user acceptance testing (UAT), and feedback loops for newly built systems Required Skills: * 10+ years of program or portfolio leadership in Enterprise IT * Expertise in Agile/SAFe delivery frameworks * Strong background in business analysis and product management * Familiarity with requirements definition tools and test planning (e.g., Jira, Confluence) * Ability to manage end-to-end product lifecycle, from concept through validation * Excellent stakeholder management and executive communication * Ability to assess program health, surface risks, and drive resolution * Experience with Palantir is a plus Qualifications: * Bachelor's or master's in Technology, Business, or related field * Deep understanding of enterprise systems and technology delivery * Experience aligning large programs to strategic objective * Define success metrics and ensure the product delivers measurable business value * Coordinate with External Vendor and internal teams to align product delivery with strategic goals * Manage the backlog, user stories, and acceptance criteria in close collaboration with data and platform engineering teams * Strong capability as a Product Owner or Product Manager for enterprise platform implementations * Engage with business and technical stakeholders to capture use cases and translate them into product capabilities * Strong capability in stakeholder engagement, use case definition, and agile backlog management * Understanding of data platforms, analytics, and visualization tools * Act as a central point for escalation, feedback loops, and post-deployment support across impacted teams * Identify change impacts, readiness needs, and mitigation strategies in partnership with business stakeholders * Lead initiative-level communication strategy, ensuring consistent messaging across leadership and delivery teams * Develop and execute change management plans to support stakeholder adoption and minimize resistance * Experience designing stakeholder engagement plans, training roadmaps, and communications collateral * Strong written and verbal communication skills tailored for executive and operational audiences * Proven experience leading organizational change management for large-scale IT or platform implementations #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $210,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Commercial Banking Group is looking for an experienced commercial real estate (“CRE”) underwriter to join the team and support business growth. The role will report directly to the Head of Underwriting and Processing and will support the CRE and Construction teams with the underwriting of multi-family, retail, mixed-use, and office commercial real estate loans. Responsibilities: Support the CRE and Construction teams with underwriting new transactions Gather and analyze relevant information for loan requests, including the review of property details, property financial statements, client data and other pertinent data to determine overall credit worthiness Assess credit risk, establish viability of sources of repayment, and determine appropriate loan structures Manage third party engagements and order necessary searches to complete the underwriting process Prepare credit memos and present loans for approval, with recommendations consistent with bank policy Maintain current knowledge of internal policies, as well economic, financial, political and legislative trends to determine possible impacts on commercial lending Perform other duties as assigned Qualifications: 3+ years of relevant CRE and construction underwriting experience Excellent analytical, organizational, written and verbal communication skills Demonstrated ability to manage and prioritize multiple tasks under tight time constraints Knowledge of commercial lending trends, competition, regulations, and banking compliance policies and procedures Proficiency with Microsoft Office products, especially MS Excel Education: Bachelor's degree in Real Estate, Finance, Business, Accounting, Economics, or a related field preferred #LI-AC1 #LI-Hybrid #LI-Onsite Salary Range: $75,000.00 - $125,000.00 + bonus Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

At Tala, we're applying advanced technology and human creativity to solve what legacy institutions can't or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today's financial infrastructure doesn't work for most of the world's population. We're the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI/ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we've disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals. Our pioneering work and proven impact have earned us consistent recognition, including being named to: CNBC's Disruptor 50 for five years.CNBC's World's Top Fintech Companies for two consecutive years.Forbes' Fintech 50 list for nine consecutive years. Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success. Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we'd love to hear from you! The Role We are seeking an experienced, impact-oriented leader to fill our Director of Portfolio Risk & Strategy at Tala. The candidate will report to the SVP of Risk and will be the key leader in providing enterprise-level portfolio diagnostics, foresight, and frameworks necessary to ensure sustainable, resilient growth across lending products in 8+ international markets via effective risk management and Product roadmap influence.. The ideal candidate will be a strategic thinker with a strong analytics skillset and deep consumer lending experience, who can collaborate across functions and geographies. They will have demonstrated an ability to define and build scalable policies and systems that enable efficient underwriting and product decisions with sound governance leading to resilient growth. What You'll Do Enterprise Governance & Policy Defines and maintains Board and externally-read risk appetite frameworks that translate growth goals into clear quantifiable limits for the entire lending business for Tala's growing number of international markets Defines, evolves, and implements within Product squads the overarching credit policies that govern all of Tala's lending activities Innovates on existing policies and valuation frameworks as needed driven by evolution in Tala's products and decisioning capabilities Leads Credit Risk Committee meetings, owning the agenda, content, and executive level synthesis, ensuring strategic and risk appetite alignment and data-driven discussion amongst senior leaders Strategic Portfolio Diagnostics & Foresight Designs and implements continuous credit performance monitoring that assesses loan quality, customer behavior, and segment-level health Anticipates macroeconomic and competitive trends, providing clear syntheses on risks to the portfolio and recommended strategy changes for each international markets Owns risk diagnostic assessments of our lending strategies and decisioning to surface key areas of strengths and opportunities for improvement for placement on product roadmap Risk-Adjusted Growth & Opportunity Identifies growth opportunities via segments of both new or existing customers by providing data-informed, risk-adjusted insights. Partner with Product and Data Science to enable efficient, growth-oriented decisioning innovation while ensuring disciplined adherence to company-level risk appetite and policies. Executive & Cross-Functional Enablement Provides concise, executive-level syntheses on risk performance and expectations to the CEO, Board, Finance and Capital Markets team, ensuring we have external-ready portfolio narratives and portfolio governance structures Leads Credit Risk Committee meetings, owning the agenda, content, and executive-level synthesis, ensuring strategic and risk appetite alignment and data-driven discussion amongst senior leaders. What You'll Need 10+ years experience in unsecured consumer lending with a nuanced understanding of how credit dynamics interact across the customer lifecycle in a high-volume, international context. Possess familiarity of foundational consumer behavior and macroeconomic principles Proven track record of developing and implementing successful decisioning, analytical and valuation frameworks in a systemic and scalable manner Experience in creating sound governance structures and rhythms and influencing partner teams on their criticality, obtaining organizational buy-in Strong analytical and problem-solving skills with ability to apply advanced analytical techniques (e.g. multivariate linear regression, vintage analysis, residual analysis, lifecycle modeling) across diverse datasets to diagnose portfolio performance and actionable insights. Seeks precision of data to support claims, yet is comfortable exercising judgment where data is lacking Proactive and inquisitive approach to identifying and surfacing emerging risks and opportunities Excellent communication and interpersonal skills, with the ability to influence and build consensus across different levels and functions A leadership style rooted in integrity, truth-seeking, and operational excellence A curiosity that will enable you to digest the Tala's customer, business, and operating model quickly Proficiency in SQL and Python Bachelor's degree in a finance, engineering, statistics, or other related discipline Comfort working and effectively communicating in a fast-paced, dynamic environment with a global team Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we're proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is looking for a Summer Analyst to join the Capital Markets team for 8 weeks starting in June 2026. The candidate will be responsible for supporting the team across all loan sale, asset purchase, and securitization activities. Working closely with other teams in the Capital Solutions Group (CSG), this member of the Capital Markets team will also help monitor CRB's current asset portfolio (>1Bn in credit) and help develop insights on the bank's position in the broader ABS market. The Summer Analyst will gain direct exposure to the leading fintech platforms in the consumer lending space. The ideal candidate will be passionate about wanting to understand how these fintech companies operate and will possess a diverse skillset, as well as deep curiosity with a willingness to learn. Responsibilities: * Support active Capital Markets transactions-including but not limited to on-going loan sales, asset purchases, and securitization initiatives * Analyze consumer loan datasets of varying size and complexity in order to inform asset pricing, portfolio management, and internal strategy * Work with internal teams (Quantitative Strategies Group, Asset Management, Product Management, Data Science) to execute on team initiatives as needed * Develop tools and best practices that can improve Capital Markets workflows and deliverables Qualifications: * Degree in Finance or Economics preferred, but all disciplines will be considered * Anticipated graduation date: Fall 2026- Spring 2027 * Advanced proficiency of MS Excel is a plus * Past fixed income/structured products experience is helpful, but not required * Exceptional analytical skills and attention to detail This internship will have a hybrid schedule in our Fort Lee, NJ office. #LI-JJ1 #LI-Hybrid Hourly Rate: $15.00 - $25.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.