Cross River jobs in Fort Lee, NJ - 22 jobs

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. What We're Looking For This role plays a critical role for Cross River and will report to Workday the Head of Enterprise Systems. We are seeking a strategic and technically proficient VP, Workday Finance to lead the design, implementation, and optimization of our Workday platform including the significant number of integrations to and from the Workday Financials and HR platforms. In this role, you will act as a cross-functional expert, ensuring the platform supports our financial operations, compliance requirements, and growth goals within the dynamic and highly regulated financial services industry. As a key member of the Workday technology team, this role is responsible for aligning Workday and its technical capabilities with Finance's business goals, ensuring a scalable and efficient Finance ecosystem that supports regulatory compliance and industry best practices. Responsibilities: Serve as the Workday subject matter expert across Finance and HR including Finance Modules (Finance (Financial Accounting, Banking & Settlement, Customer Accounts, Supplier Accounts, Business Assets, Projects (Capital Projects), Procurement, Accounting Center, Prism) and HCM modules (e.g., Core HCM, Talent, Advanced Compensation, Absence, Benefits, Payroll, Time Tracking, and People Analytics). Define the architecture and roadmap for Workday Financials and HR modules, including Core Financials, Procurement, Payables, Receivables, Projects, and Financial Reporting and Planning. Translate complex financial and business requirements into scalable, integrated Workday solutions. Ensure alignment of Workday architecture with enterprise financial and HR strategies and regulatory standards. Design the overall architecture and roadmap for Workday aligned with Finance and HR business objectives. Collaborate with Finance, Accounting, Procurement, HR, Ops, Legal, FinTech, and IT stakeholders to deliver cohesive Finance and HR technical solutions. Architect integrations between Workday and external systems (treasury, HR/Benefits providers, FP&A, tax engines, etc.) using Workday tools like Studio, EIB, and Cloud Connect. Establish and enforce data governance and quality standards for financial data within Workday. Provide thought leadership, training, and mentorship to functional and technical teams. Lead the architectural design of Workday solutions, including new module rollouts, enhancements, and integrations. Develop and maintain architectural standards, best practices, and governance procedures. Translate business requirements into scalable Workday configurations and technical solutions. Oversee end-to-end Workday implementation projects or major updates. Identify and recommend automation and optimization opportunities across HR processes. Conduct impact analysis and regression testing for Workday updates/releases. Ensure solutions meet data privacy, SOX, and regulatory compliance standards relevant to the financial services industry. Define role-based security models in Workday, ensuring data integrity and confidentiality. Work with external vendors, consultants, and Workday partners to manage project deliverables. Manage business process flows, model‑driven apps, and training. Execute day‑to‑day tasks, maintain high‑performing system. Provide platform support and develop user capability. Document processes and development requirements. Collaborate with developers, integrators, and business partners on system enhancements/upgrades and ensure architecture implications are fully understood and planned for. Work collaboratively with team members to troubleshoot and resolve Operations/ERP issues. Update and coordinate system configuration changes to enable new processes. Manage system updates: collaborate in planning, coordinate system downtime and backup. Provide technical support to end users, diagnosing and resolving problems - Document system configuration and changes. Qualifications: Bachelor's degree in Information Systems, Accounting, Finance, or a related field. 7+ years of experience with Workday, including at least 3 years in a lead or architect role within Workday Financials. Proven track record of Workday Financials implementations in a financial services environment. Deep understanding of accounting, procurement, and financial operations processes. Proven experience designing and implementing Workday architecture at a large or mid-sized organization. Workday certification in Financials and related modules (FDM, Procurement, Projects, Planning). Experience in financial services firms, such as banks, fintechs, or insurance. Experience with global financial compliance and multi-entity, multi-currency configurations. Expertise in Workday Financial Data Model (FDM), security, and reporting. Expertise with Finance Regulatory and Management reporting through Workday. Strong analytical, problem-solving, and project management skills. Excellent communication and collaboration with both technical and non-technical stakeholders. Knowledge of industry financial regulations and risk management practices. Experience with Workday Studio, EIB, or Report Writer is a plus. Familiarity with compliance standards such as SOC, SOX, GDPR, and FFIEC guidelines. Strong analytical and problem-solving skills with attention to detail. Excellent communication and stakeholder management abilities. Project management experience with Agile or Waterfall methodologies. Ability to work in a fast-paced, regulated environment. Experience building relationships with internal customers and stakeholders. Prior work experience as a Business Analyst or Systems Analyst capturing, analyzing, and translating business requirements, specifications, processes, and business cases. Creative thinking with the ability to multi-task - Commitment to ongoing professional development. Assist with user documentation and troubleshooting of technical issues with the platform. Been involved in supporting a user training program - to enable other colleagues to support and learn how best to use the system. Knowledge of how to manage and maintain user permissions, security roles and security teams. Strong interpersonal skills and ability to be able to work comfortably with both technical and nontechnical stakeholders. Ability to respond in a flexible and adaptive manner to support business requirements, when ad hoc requests are made. Knowledge of reporting architecture and Power BI would be an added advantage. Preferred skills such as Visio and Excel, and basic SQL knowledge are a plus. Workday certifications are a plus. #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $220,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River is a highly profitable fast-growing financial technology company recognized for the third year in a row by CB Insights as one of the 250 best global fintechs. Our comprehensive suite of innovative products powers financial solutions with a strong focus on regulatory compliance for our partners and their millions of consumers around the world. We are on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker's list of Best Places to Work in Fintech for the last 4 consecutive years. The reason for this success is simple --- our nimble, adaptive, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation in financial services and we invite collaborative and motivated high performers to join our rapidly expanding team. What We're Looking For Cross River's Anti-Money Laundering/Countering the Financing of Terrorism (“AML/CFT”) and Office of Foreign Assets Control (“OFAC”) Compliance team plays a critical role in ensuring our operations align with regulatory expectations and internal risk tolerance. We are seeking a Program Administration Analyst to support the development and execution of compliance program components. This role will focus on drafting technical business requirements, maintaining risk registers, managing change control processes, and supporting audits and examinations through documentation and data collection. Responsibilities: Draft and maintain technical business requirements for AML/CFT and OFAC Compliance initiatives Maintain and update risk registers across business lines, ensuring accuracy and traceability Support change management activities, including documentation, tracking, and stakeholder coordination Draft and revise policies, procedures, and guidance documents to reflect regulatory changes and internal process updates Collect and organize documentation and data for internal audits, regulatory examinations, and independent reviews Collaborate with cross-functional teams to ensure compliance requirements are embedded in new products and services Assist in the development and implementation of program enhancements and process improvements Track and report on key compliance initiatives and milestones Support internal communications and training efforts related to AML/CFT and OFAC Compliance program updates Stay current with regulatory developments and industry best practices Qualifications: Bachelor's Degree 3+ years of experience in AML/CFT compliance, program administration, or a related field Strong understanding of BSA, USA PATRIOT Act, and OFAC regulations Experience drafting business requirements, policies, and procedures Familiarity with risk register management and change control processes Strong organizational and documentation skills Excellent written and verbal communication abilities Ability to work independently and collaboratively across teams Proficiency in Microsoft Office Suite, especially Word, Excel, and SharePoint Experience supporting audits or regulatory examinations preferred #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $80,000.00 - $95,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is looking to hire new talent for our eight-week summer internship program starting in June 2026. Cross River has developed a customized, project-based program where we strive to individualize each student's experience based on their unique skill set and career choice. Responsibilities: * Conduct research on compliance requirements for new financial products * Review, draft and revise compliance policies and procedures * Analyze proposed changes to existing products to ensure compliance * Assist team prepare and respond to Regulator inquiries and requests for info Qualifications: * Law Student - 1L or 2L * In progress of Undergraduate Degree * Interest in Consumer Compliance and Fintech Banking This internship will have a hybrid schedule in our Fort Lee, NJ office. #LI-JJ1 #LI-Hybrid #LI-Onsite Hourly Rate: $15.00 - $25.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. Responsibilities: Take ownership of development and configuration activities and technical leadership within Microsoft Dynamics 365 landscape including CRM, Power Pages, Power Automate, Power Apps. Advocate best practices to develop scalable solutions in alignment with Product roadmap through supported and upgradable configurations, customizations, implementations, reducing technical debt. Assess existing business and technology imperatives, goals, and challenges. Work with solution architects to design and develop integrations with Dynamics 365 CRM and lead activities for development of Dynamics 365 CRM, Power Pages, Power Automate flows, and Power Apps. Collaborate with stakeholders and subject matter experts to ensure a comprehensive set of requirements for all development activities. Lead technical requirements workshops with business and technology partners to design and develop architecture solutions. Qualifications: Minimum of 5+ years of experience in development and configuration of Microsoft Dynamics 365 CRM, Power Pages, Power Automate, Power Apps, MS Teams, and SharePoint, and preferably certified Microsoft Dynamics 365 CRM + Power Pages + Power Automate + Power Apps Expert. Proven track record leading, performing, and implementing Microsoft Dynamics CRM enhancements, including user interface customization, workflow, and dialog configuration, building business process flows, creating custom entities and fields, managing user access and permissions across business units, and integrations with third-party applications and MS Teams, SharePoint, and Outlook integration. Strong technical and communication skills, both written and oral. Good problem solving and analytical skills, detail-oriented with sound organizational and planning skills. Should be able to think independently and be solution driven. Able to collaboratively work with business units at all levels and to clearly communicate technical information to non-technical audiences. Results-oriented and deadline-driven, and adaptable to changing priorities. Experience in MS CRM 3rd party integrations using middleware tools, APIs REST ODATA WebAPI SSIS packages - DocuSign, WorkDay, etc. Hands-on experience in Net JavaScript, MS SQL, MS CRM SDK, MSD developer toolkit, SSRS Well-versed with different versions of a .NET framework, WPF, C# programming, Dynamics CRM SDK, Mobile Express, SQL Server Experience in using Azure for integration of Power Apps and Power Automate for upstream / downstream systems integrations. Hands-on experience in customizations, including plug-ins, custom workflows, reports & dashboards, and integrations. Experience on portal Implementations, other connected systems and banking domain knowledge would be an added advantage. Knowledge of reporting architecture and Power BI would be an added advantage. Preferred skills such as Visio and Excel, and basic SQL knowledge are a plus. Relevant certifications (e.g., CRM software certifications) are a plus. Degree in IT / Computer Science / related discipline #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $150,000.00 - $180,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is currently seeking candidates for a Counsel, Commercial Transactions. The successful candidate must have demonstrated legal work experience as an attorney with a recognized U.S. law firm and/or in-house with a financial institution, fintech company or technology company. She/he should also have experience advising on general contract agreements, non-disclosure agreements, vendor and SaaS agreements. Demonstrated strong judgement, market knowledge and decision-making skills are critical to manage transactions. Candidates must possess excellent communication skills, a strong commitment to client service, ability to handle multiple matters, and the ability to work independently in a fast-paced team environment. Responsibilities: Provide legal advice to management on various matters including IT/SaaS, sponsorship, and general contracts Draft, review and negotiate with counterparties company form agreements and counterparty agreements, which may include customers, suppliers and vendors, payers, potential clients, and technology licensing Support due diligence and managing closing documents for strategic activities including ventures, passive investments or acquisitions Strong interest in advising companies on legal issues relating to artificial intelligence, including implementing use of AI in the legal department and drafting contracts for AI related transactions or vendor contracts with AI use with a keen focus on providing strategic guidance navigating the legal landscape of AI technology Assist in the development of commercial transaction documents across business lines Provide clear and concise guidance to business needs Proactively collaborate with stakeholders across the enterprise, including compliance, technology, risk, operations and other key partners to support business initiatives and provide guidance Support other legal department needs, as necessary Success Factors: Analytical and problem-solving skills, and the ability to review and anticipate broader organizational impact(s) required. Ability to think “outside the box” in addressing novel issues and a willingness to learn new legal subject matter areas, as needed. Creative, agile thinker with an entrepreneurial, solutions-oriented mindset to drive business growth objectives. Self-starter that likes to take on responsibility and committed to continuous improvement; upholds corporate values and displays integrity and high ethical standards. Proactively create trust with colleagues with consistent communication and collaborate effectively with multiple internal groups and foster and maintain strong relationships, partnering with other lawyers, risk and compliance partners and business colleagues at all levels to drive results. Good time management and prioritization skills, well organized, attention to detail, and able to effectively self-manage numerous several sensitive or urgent issues or projects simultaneously and produce professional quality work under tight deadlines with limited administrative support. Strong drafting and negotiation skills, with excellent written and oral advocacy, corporate communication and interpersonal skills, including ability to interact effectively, and the ability and desire to build relationships and influence others. Qualifications: Juris Doctorate degree required, along with admission to a NY/NJ State Bar 6+ years' experience as an attorney Excellent knowledge and understanding of contract law Experience managing relationships with clients Experience with intellectual property and M&A matters, a plus Experience of working with consumer finance laws and regulations, risk management, and fintech, a plus High degree of professional ethics and integrity Sound judgment and ability to analyze situations and information Hybrid role (minimum of 3 days required in-person office) located in Fort Lee, NJ #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $215,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. We work together primarily with Confluence, GitHub, JIRA, and Teams. What We're Looking For We are seeking a Palantir Foundry Application Builder to lead the building of applications in Palantir Foundry. This is a hands-on, product-oriented role that sits at the intersection of business needs and modern data tooling. You'll own the delivery of high-impact applications without owning backend infrastructure. You will guide solution delivery from the enterprise systems perspective, partnering with technical teams (data engineering, platform teams, architects) and business stakeholders to drive value-focused application development. Your role centers on solution execution and stakeholder alignment, not platform-level architecture. Responsibilities: Lead Application Development from the Enterprise Perspective Serve as the point person for business-aligned Foundry application development within enterprise systems. Drive delivery of user-facing applications, dashboards, and workflows using Foundry tools (e.g., Workshop, Slate, Code Workbooks, Contour). Align use case development with business objectives, data availability, and compliance requirements. Business and Stakeholder Engagement Translate operational and reporting needs into well-scoped applications and iterative solutions. Partner closely with business users, product owners, and domain leads to understand requirements and validate outcomes. Coordinate with architects and engineering teams to align on data models and ensure integrations, but you will not own platform or infrastructure architecture. Operational Oversight & Execution Configures UI and UX changes to end-user applications (in collaboration with BAs and even end-users directly) Creates dashboards for any emerging business needs Ideates new functionalities and improvements to the tool Maintain platform access Manage Ontology data model in collaboration with data engineering and business owners Support testing, rollout, and user onboarding for enterprise applications. Monitor solution performance, collect feedback, and manage iterative improvements. Maintain solution documentation, including logic, workflows, and user support materials. On occasion, be willing to participate in coding portions of the data pipelines in Palantir. Collaboration & Governance Ensure solutions comply with internal governance, security, and compliance standards. Participate in planning forums and enterprise reviews to ensure alignment with broader digital strategy. Quality Assurance & Optimization Oversee the testing and validation of implemented solutions to ensure they meet specified requirements. Use Palantir's analytical tools to demonstrate data quality and architecture as well as lead analytical investigations for data projects. Continuously evaluate and optimize solutions to improve performance, efficiency, and scalability. Qualifications: Experience 7+ years of experience in enterprise systems, data analytics, or digital operations. Hands-on experience with Palantir Foundry or a similar platform required. Proven ability to lead complex data- or application-driven solutions across business units. Prior experience with financial services or regulatory environments is a strong plus. Technical Skills Expert knowledge of Palantir Foundry and its components. Proficient in SQL, PySpark, and other relevant data technologies. Strong understanding of data security, privacy, and compliance best practices. Experience in developing data-driven solutions that meet business needs and regulatory requirements. Soft Skills Excellent communication and interpersonal skills, with the ability to collaborate across teams and articulate complex technical concepts to diverse audiences. Strong analytical and problem-solving skills. Ability to lead and mentor technical teams effectively. Other Required Skills: Experience in project management, Scrum methodology of Transaction Monitoring System implementations in Risk and/or Compliance area. Proven record collaborating with international and remote/hybrid team Experience handling external audit/regulatory examinations. Great communication, analysis, and presentation skills. Should be able to work closely with business to understand business priorities and requirements. Proven experience translating requirements to viable design, ability develop and test solutions that meet business requirements. Ability to work independently and manage multiple priorities in a fast-paced environment. Education: Bachelor's degree in computer science, Data Science, Information Technology, or a related field. Advanced degrees or certifications are a plus. #LI-AC1 #LI-Hybrid #LI-Onsite Salary Range: $170,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For We're looking for a motivated self-starter who can work in a fast-paced environment to manage new Enterprise accounts and build upon our existing client partnerships (official title: "AVP, Strategic Partnerships"). You will hit the ground running on high-impact partnerships with exposure to various teams across Cross River. You will be asked to wear many hats and quickly learn our business, ecosystems, and clients. Your relationships (both internally and externally) and decision-making skills will be put to task; you will need to handle vague and nuanced situations. You will be the front line to our Fintech clients and need to be able to quickly build trust. Responsibilities: * Be the primary non-operational designated point of contact for our Fintech Banking Enterprise clients across multiple product verticals. * Own retention and growth KPIs for our clients by identifying organic and inorganic growth patterns and being the lead for cross-sell activities. * Stay up to speed on our client's business model, strategy, and market performance, identifying upsell/cross-sell opportunities. * Develop and nurture our firm's relationships with our Fintech Banking clientele, at multiple levels per client, including senior management. * Perform weekly/monthly review as well as quarterly business review (QBR) with client. * Interpret data (market data, competitive data, proprietary data, and client-supplied data) to include in data-driven decision-making process and to create a clear view on the status of the client. * Make informed decisions by assessing risk profiles and through an understanding of regulations. * Advocate for our clients within the firm; liaise with other departments to resolve issues, implement changes, and integrate technology. * Work with legal counsel to draft contracts that are up for renewal, and amendments to existing contracts. * Review client accounts to ensure AML/BSA regulations are being observed. * Review and drive progress related to any outstanding issues and opportunities. * Perform periodic visits to deepen relationships and engage in strategic planning. Qualifications: * 6+ years experience managing high-profile relationships in commerce, payments, fintech, and/or banking. * Deep experience/exposure to the payments industry inclusive of pricing, network schemes, technologies, leading global players, emerging trends, and regulatory nuance. * A broad understanding of the fintech space and how Cross River can leverage the best-in-class solutions to grow its financial solutions offering. * Prior MPL experience with familiarity with loan origination, credit and underwriting procedures. * Knowledge of BIN Sponsorship and Banking as a Service programs a plus. * Agility and adaptability in a rapidly growing, constantly changing environment. * Demonstrated ability to achieve high-performance goals and meet deadlines in a fast-paced environment with minimal supervision. * History working with cross-functional teams. * Ability to multitask without getting overwhelmed. * Extreme resourcefulness and excellent communication skills. * A learner's mindset and the ability to pick up new information quickly. * A genuine excitement for solving client's problems. * Willingness to travel. #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $145,000.00 - $175,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's CMS Standards team makes sure our products and services offered through our fintech partners meet regulatory standards. The CMS Standards team focuses on the due diligence and onboarding of new fintech partners and payments relationships. We're looking for a compliance leader who is passionate about fintech and ready to hit the ground running to help build out and streamline our onboarding program. Responsibilities: Perform due diligence activities to ensure the risks of a new partnership and/or payments relationship are properly assessed. Advise management on such risks and make recommendations regarding proposed engagements. Participate in the development and delivery of compliance management system materials, such as training for fintech partners. Develop strong working relationships with internal and external stakeholders, while setting clear expectations regarding third-party compliance with law, regulation, and Bank policy. Advise partners on the risks associated with their proposed product and design of related operational controls. Coordinate with other compliance teams to ensure a consistent approach to handling compliance issues. Prepare deliverables and provide support for regulatory exams and/or internal audits. Will be expected to support additional areas of compliance due diligence, including but not limited to Fraud Prevention and Transaction Monitoring Required Skills & Qualifications: 3+ years compliance experience supporting a variety of bank products and services. Bachelor's Degree or higher required. Strong practical experience advising product and operational teams on the design and implementation of new banking products. Demonstrated ability to explain the compliance risks associated with product proposals and advise stakeholders on developing both customer-facing content and key operational controls. Experience developing the elements of a compliance program, including risk assessment, monitoring and testing planning, third party oversight, and compliance training. Expertise in laws and regulations governing consumer and commercial financial products, including, but not limited to, TILA/Regulation Z, ECOA/Regulation B, FCRA/Regulation V, SCRA, MLA, EFTA/Regulation E, TISA/Regulation DD, EFAA/Regulation CC, as well as industry best practices. Experience supporting regulatory exams and audits. Proven track record showing ability to manage multiple large projects and competing priorities. Excellent communication skills and ability to interact effectively with internal and external stakeholders at the non-executive and executive level. Effective persuasion skills and ability to develop practical solutions that meet business needs while remaining compliant with applicable laws within the Banks' risk tolerance. Highly motivated, strong attention to detail, team oriented, organized. Preferred Skills & Qualifications: Prior fintech experience a plus. CRCM and/or JD a plus. #LI-JJ1 #LI-Hybrid #LI-Remote Salary Range: $90,000.00 - $110,000 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River Bank is seeking a VP of Identity & Access Management (IAM) to build and lead a modern, risk-aligned, and automation-forward IAM program. Reporting to the VP of IT Security Engineering, this strategic and technical leader will drive the design, governance, and execution of IAM capabilities across our cloud, on-premises, and SaaS environments. This role will be instrumental in maturing our identity lifecycle management, enforcing least privilege, and enhancing secure access governance-while ensuring compliance with FFIEC, SOC 2, PCI DSS, and other regulatory standards. Responsibilities: Strategy & Leadership Define and own the bank's IAM vision, roadmap, and architecture, aligned with security, compliance, and business goals. Build, lead, and mentor a small but high-performing IAM team, fostering a culture of collaboration, innovation, and accountability. Champion secure and scalable IAM practices across business units, product teams, and infrastructure domains. Partner with Engineering and Compliance to enhance identity governance maturity. Lifecycle Management & Automation Oversee the design and automation of Joiner-Mover-Leaver processes. Drive implementation of access request workflows and access reviews through tools like ServiceNow, with tight policy enforcement and auditability. Reduce identity sprawl by enforcing role-based and attribute-based access controls (RBAC/ABAC). Support federated SSO and MFA rollout across all SaaS applications to eliminate shadow IT. Privileged Access & Governance Lead the rationalization and control of privileged access across AWS, Azure (PIM), and legacy AD environments. Partner with Security Engineering and Audit to execute regular access reviews and design SoD frameworks. Define access certification cycles with actionable outputs for business owners. Cloud & SaaS Identity Guide cloud identity strategies for Azure, AWS, and SaaS ecosystems to ensure secure and scalable access models. Collaborate with Engineering to securely onboard new SaaS vendors under centralized identity management and SSO. Audit & Compliance Maintain IAM controls to meet FFIEC, SOC 2, and PCI DSS standards, and respond effectively to FDIC audits. Establish clear KPIs and metrics for IAM hygiene, access review coverage, and lifecycle automation. Qualifications: 10+ years in IAM, Information Security, or IT Risk roles, with 3+ years in a people management or technical leadership capacity. Hands-on experience with IAM platforms (e.g., SailPoint, Saviynt, Azure AD, CyberArk, Okta), ideally in a financial services or regulated environment. Deep knowledge of identity lifecycle automation, JML workflows, RBAC, ABAC, SSO, MFA, and PAM principles. Proven success aligning IAM strategy with risk, audit, and compliance functions. Familiarity with scripting or automation (PowerShell, Python) and modern identity protocols (SAML, OAuth2, OIDC, SCIM). Strong communication, influencing, and documentation skills; able to evangelize IAM to both technical and business audiences. Experience implementing or integrating with HRIS systems like Workday and ITSM systems like ServiceNow is a plus. Certifications preferred: CISSP, CISM, or vendor-specific IAM certs. #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $160,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Compliance team makes sure that our business is always consistent with current regulations, and as Fraud Analyst, you play an important role. The successful candidate will have an understanding of financial crimes, fraud prevention, and investigations best practices and will manage potential loss investigations by working with customers, partners, and authorities to mitigate loss. The Fraud Analyst will assist in the development and implementation of industry best practices to mitigate losses, enhance preventive measures, recover funds, and ensure strong levels of controls. The Compliance team cares about results, not activity, and we have fun doing it. If you like challenging problems, are analytical, and a great team player-we want to hear from you! Responsibilities: * Review and assess alerts generated by the fraud transaction monitoring platform to identify potentially suspicious activities. * Review alerts/cases by analyzing transactional data, loan documentation, customer profiles and behavioral patterns to determine which alerts/cases require escalation or closure. * Conduct independent investigations into suspected illegal, fraudulent, or unusual activity involving financial accounts, customers, and associates. * Consult with peer institutions, partners, and/or law enforcement agencies when required. * Manage multiple alerts/cases/investigations simultaneously and provide formal reporting. * Prepare case files to adequately document investigations performed with supporting evidence for all forensic findings. * Prepare clear, comprehensive and cohesive investigative reports and memorandum in a timely manner. * Interface and build effective relationships with various levels of the organization, including Senior Management, as well as legal counsel, and law enforcement as required. * Provide guidance and assistance to fellow associates when needed. * Assist department management by ensuring department activities are compliant and efficient. * Provide relevant training and guidance to bank associates of all levels and job functions. Qualifications: * Demonstrated prior fraud investigation experience and skills, including the ability to develop an investigation approach/strategy, obtain and analyze evidence, draw relevant conclusions, and recommend control enhancements. * Experienced in writing and filing Suspicious Activity Reports (SAR). * Ability to interact, influence, negotiate and challenge management when necessary. * Demonstrated ability to work independently and complete cases/projects in a timely manner in a fast-paced and changing environment. * Strong analytical, problem-solving, and decision-making skills. Minimum Qualifications: * 2+ years of risk management/fraud experience within financial services, banking, fintech, or crypto. * 2+ years of related banking experience. * Bachelor's Degree or working knowledge of research methodology of fraud and financial crime activities. * Knowledge of fraud detection, prevention, authentication strategies and techniques. * Ability to handle a variety of tasks simultaneously and prioritize accordingly. * Ability to effectively communicate with stakeholders and across business units to resolve risk and fraud issues. * Strong organizational and communication skills, ability to work independently. Preferred Qualifications: * Professional certifications such as CAMS, CFCS, CFE, etc. #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $80,000.00 - $90,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For The BDO or Loan Officer role is responsible for identifying, developing, and maintaining relationships with small business clients seeking financing through the SBA 7(a) loan program. The BDO position will work closely to understand clients' financial needs and provide tailored loan solutions, ensuring compliance with SBA guidelines and company policies. Responsibilities: Client Acquisition: Help Identify early a potential small business loan through the banks networking, referrals, and direct outreach. Relationship Management: Build and maintain strong relationships with clients, providing ongoing support and advice. Market Analysis: Conduct market research to identify trends and opportunities in the small business lending sector. Compliance: Ensure all loan applications and documentation comply with SBA regulations and company policies. Collaboration: Work closely with internal teams, including underwriting, credit, and legal, to facilitate loan processing and approval. Reporting: Maintain accurate records of client interactions and loan progress, providing regular updates to management. Experience: Professional Experience: SBA Business Development or Accounting background, or a background focused on SBA 7(a) loans being highly preferred. Industry Knowledge: Familiarity with SBA loan programs and small business financing. Skills: Financial Analysis: Proficiency in analyzing financial statements and assessing creditworthiness. Communication: Excellent verbal and written communication skills for client interactions and internal collaboration. Negotiation: Strong negotiation skills to secure mutually favorable loan terms for clients and the lender. Relationship Management: Ability to build and maintain strong relationships. Compliance: Understanding of regulatory requirements and compliance related to SBA loans. Attributes: Self-Motivated: Ability to work independently and drive results. Goal-Oriented: Focused on achieving targets and contributing to business growth. Team Player: Collaborative mindset to work effectively with internal teams. #LI-AC1 #LI-Remote Salary Range: $100,000.00 - $160,000.00 + Commission Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Commercial Banking Group is looking for an experienced commercial real estate (“CRE”) underwriter to join the team and support business growth. The role will report directly to the Head of Underwriting and Processing and will support the CRE and Construction teams with the underwriting of multi-family, retail, mixed-use, and office commercial real estate loans. Responsibilities: Support the CRE and Construction teams with underwriting new transactions Gather and analyze relevant information for loan requests, including the review of property details, property financial statements, client data and other pertinent data to determine overall credit worthiness Assess credit risk, establish viability of sources of repayment, and determine appropriate loan structures Manage third party engagements and order necessary searches to complete the underwriting process Prepare credit memos and present loans for approval, with recommendations consistent with bank policy Maintain current knowledge of internal policies, as well economic, financial, political and legislative trends to determine possible impacts on commercial lending Perform other duties as assigned Qualifications: 3+ years of relevant CRE and construction underwriting experience Excellent analytical, organizational, written and verbal communication skills Demonstrated ability to manage and prioritize multiple tasks under tight time constraints Knowledge of commercial lending trends, competition, regulations, and banking compliance policies and procedures Proficiency with Microsoft Office products, especially MS Excel Education: Bachelor's degree in Real Estate, Finance, Business, Accounting, Economics, or a related field preferred #LI-AC1 #LI-Hybrid #LI-Onsite Salary Range: $75,000.00 - $125,000.00 + bonus Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's team is made up of problem solvers hungry to build and perfect new products and systems. We work with team members in most US time zones. Although we are in separate places, we still make space to know one another and have fun! We collaborate, help and mentor each other, and check in on our progress and blocks frequently. What We're Looking For Reporting to the Head of Enterprise Systems, the VP, BSM leads the delivery of the most complex IT programs driving program execution, governance, and strategic alignment. This role is a hands-on, product-oriented role that sits at the intersection of business needs and modern data tooling. You'll own the delivery of high-impact applications without owning backend infrastructure. You will guide solution delivery from the enterprise systems perspective, partnering with technical teams (data engineering, platform teams, architects) and business stakeholders to drive value-focused application development. Your role centers on solution execution and stakeholder alignment, not platform-level architecture. Responsibilities: Own large-scale, strategic programs cutting across departments and domains Define and improve delivery governance frameworks Partner with senior IT and business leaders to align priorities and execution Gather and refine product and business requirements in collaboration with stakeholders Translate business needs into functional and technical specifications Collaborate closely with engineering teams during development cycles Conduct functional validation, user acceptance testing (UAT), and feedback loops for newly built systems Required Skills: 10+ years of program or portfolio leadership in Enterprise IT Expertise in Agile/SAFe delivery frameworks Strong background in business analysis and product management Familiarity with requirements definition tools and test planning (e.g., Jira, Confluence) Ability to manage end-to-end product lifecycle, from concept through validation Excellent stakeholder management and executive communication Ability to assess program health, surface risks, and drive resolution Experience with Palantir is a plus Qualifications: Bachelor's or master's in Technology, Business, or related field Deep understanding of enterprise systems and technology delivery Experience aligning large programs to strategic objective Define success metrics and ensure the product delivers measurable business value Coordinate with External Vendor and internal teams to align product delivery with strategic goals Manage the backlog, user stories, and acceptance criteria in close collaboration with data and platform engineering teams Strong capability as a Product Owner or Product Manager for enterprise platform implementations Engage with business and technical stakeholders to capture use cases and translate them into product capabilities Strong capability in stakeholder engagement, use case definition, and agile backlog management Understanding of data platforms, analytics, and visualization tools Act as a central point for escalation, feedback loops, and post-deployment support across impacted teams Identify change impacts, readiness needs, and mitigation strategies in partnership with business stakeholders Lead initiative-level communication strategy, ensuring consistent messaging across leadership and delivery teams Develop and execute change management plans to support stakeholder adoption and minimize resistance Experience designing stakeholder engagement plans, training roadmaps, and communications collateral Strong written and verbal communication skills tailored for executive and operational audiences Proven experience leading organizational change management for large-scale IT or platform implementations #LI-KR1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $210,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River is a highly profitable fast-growing financial technology company recognized for the third year in a row by CB Insights as one of the 250 best global fintechs. Our comprehensive suite of innovative products powers financial solutions with a strong focus on regulatory compliance for our partners and their millions of consumers around the world. We are on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker's list of Best Places to Work in Fintech for the last 4 consecutive years. The reason for this success is simple --- our nimble, adaptive, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation in financial services and we invite collaborative and motivated high performers to join our rapidly expanding team. What We're Looking For Cross River's Anti-Money Laundering/Countering the Financing of Terrorism ("AML/CFT") and Office of Foreign Assets Control ("OFAC") Compliance team plays a critical role in ensuring our operations align with regulatory expectations and internal risk tolerance. We are seeking a Program Administration Analyst to support the development and execution of compliance program components. This role will focus on drafting technical business requirements, maintaining risk registers, managing change control processes, and supporting audits and examinations through documentation and data collection. Responsibilities: * Draft and maintain technical business requirements for AML/CFT and OFAC Compliance initiatives * Maintain and update risk registers across business lines, ensuring accuracy and traceability * Support change management activities, including documentation, tracking, and stakeholder coordination * Draft and revise policies, procedures, and guidance documents to reflect regulatory changes and internal process updates * Collect and organize documentation and data for internal audits, regulatory examinations, and independent reviews * Collaborate with cross-functional teams to ensure compliance requirements are embedded in new products and services * Assist in the development and implementation of program enhancements and process improvements * Track and report on key compliance initiatives and milestones * Support internal communications and training efforts related to AML/CFT and OFAC Compliance program updates * Stay current with regulatory developments and industry best practices Qualifications: * Bachelor's Degree * 3+ years of experience in AML/CFT compliance, program administration, or a related field * Strong understanding of BSA, USA PATRIOT Act, and OFAC regulations * Experience drafting business requirements, policies, and procedures * Familiarity with risk register management and change control processes * Strong organizational and documentation skills * Excellent written and verbal communication abilities * Ability to work independently and collaboratively across teams * Proficiency in Microsoft Office Suite, especially Word, Excel, and SharePoint * Experience supporting audits or regulatory examinations preferred #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $80,000.00 - $95,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River is currently seeking candidates for a Counsel, Commercial Transactions. The successful candidate must have demonstrated legal work experience as an attorney with a recognized U.S. law firm and/or in-house with a financial institution, fintech company or technology company. She/he should also have experience advising on general contract agreements, non-disclosure agreements, vendor and SaaS agreements. Demonstrated strong judgement, market knowledge and decision-making skills are critical to manage transactions. Candidates must possess excellent communication skills, a strong commitment to client service, ability to handle multiple matters, and the ability to work independently in a fast-paced team environment. Responsibilities: * Provide legal advice to management on various matters including IT/SaaS, sponsorship, and general contracts * Draft, review and negotiate with counterparties company form agreements and counterparty agreements, which may include customers, suppliers and vendors, payers, potential clients, and technology licensing * Support due diligence and managing closing documents for strategic activities including ventures, passive investments or acquisitions * Strong interest in advising companies on legal issues relating to artificial intelligence, including implementing use of AI in the legal department and drafting contracts for AI related transactions or vendor contracts with AI use with a keen focus on providing strategic guidance navigating the legal landscape of AI technology * Assist in the development of commercial transaction documents across business lines * Provide clear and concise guidance to business needs * Proactively collaborate with stakeholders across the enterprise, including compliance, technology, risk, operations and other key partners to support business initiatives and provide guidance * Support other legal department needs, as necessary Success Factors: * Analytical and problem-solving skills, and the ability to review and anticipate broader organizational impact(s) required. * Ability to think "outside the box" in addressing novel issues and a willingness to learn new legal subject matter areas, as needed. Creative, agile thinker with an entrepreneurial, solutions-oriented mindset to drive business growth objectives. * Self-starter that likes to take on responsibility and committed to continuous improvement; upholds corporate values and displays integrity and high ethical standards. * Proactively create trust with colleagues with consistent communication and collaborate effectively with multiple internal groups and foster and maintain strong relationships, partnering with other lawyers, risk and compliance partners and business colleagues at all levels to drive results. * Good time management and prioritization skills, well organized, attention to detail, and able to effectively self-manage numerous several sensitive or urgent issues or projects simultaneously and produce professional quality work under tight deadlines with limited administrative support. * Strong drafting and negotiation skills, with excellent written and oral advocacy, corporate communication and interpersonal skills, including ability to interact effectively, and the ability and desire to build relationships and influence others. Qualifications: * Juris Doctorate degree required, along with admission to a NY/NJ State Bar * 6+ years' experience as an attorney * Excellent knowledge and understanding of contract law * Experience managing relationships with clients * Experience with intellectual property and M&A matters, a plus * Experience of working with consumer finance laws and regulations, risk management, and fintech, a plus * High degree of professional ethics and integrity * Sound judgment and ability to analyze situations and information * Hybrid role (minimum of 3 days required in-person office) located in Fort Lee, NJ #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $180,000.00 - $215,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For The AI Transformation Manager reports to the Chief Data and AI Officer and plays a critical role in driving Cross River's AI-led transformation and commercialization strategy. This position is responsible for orchestrating the end-to-end implementation of AI initiatives across the enterprise-bridging strategy, productization, compliance, and delivery to ensure measurable business impact. The ideal candidate combines deep expertise in AI/ML program management with a pragmatic understanding of financial services and regulatory environments. Responsibilities: Strategy & Governance Define and manage the AI Transformation roadmap, ensuring alignment with Cross River's strategic objectives, regulatory standards, and innovation priorities. Partner with business, data, and technology leaders to identify AI-driven opportunities for efficiency, risk management, and new revenue models. Establish a governance framework for AI projects, including evaluation metrics, responsible AI principles, and lifecycle management. Oversee commercialization of AI capabilities, enabling scalable deployment of internal tools and potential external monetization opportunities. Program Execution & Delivery Lead the planning, coordination, and execution of AI initiatives across multiple business domains-banking, lending, risk, compliance, and customer experience. Develop and maintain a portfolio management system for all AI programs, ensuring transparency on timelines, costs, dependencies, and outcomes. Ensure data readiness and model governance across all AI deployments in close partnership with data engineering and compliance teams. Track and report on transformation metrics, including adoption, ROI, and productivity gains. Collaboration & Change Management Partner with product, engineering, operations, and risk teams to embed AI solutions into enterprise workflows. Drive organizational change management to enable smooth adoption of AI technologies, ensuring training and alignment across teams. Serve as a liaison between business and technical teams, translating complex AI capabilities into actionable business insights. Promote a culture of responsible AI innovation that balances experimentation with ethical standards and risk management. Commercialization & Market Enablement Identify opportunities to externalize AI capabilities through partnerships, APIs, and new product lines. Collaborate with external vendors, startups, and research organizations to expand the bank's AI ecosystem. Support the Chief Data and AI Officer in defining AI monetization strategies and evaluating go-to-market models. Basic Qualifications: 10+ years of experience in technology, analytics, or transformation roles, with at least 5 years in AI/ML program or product management. Proven experience leading cross-functional AI initiatives from conception through implementation in a regulated industry (preferably financial services, fintech, or banking). Strong understanding of AI platforms, MLOps, model governance, and data management frameworks. Experience managing stakeholder engagement, budgets, and vendor relationships for large-scale transformation programs. Exceptional ability to translate technical AI concepts into business outcomes and communicate effectively at all organizational levels. Preferred Qualifications: Master's degree in Business, Data Science, Engineering, or a related field. Prior experience applying AI solutions in regulated environments, such as banking, healthcare, or insurance. Familiarity with AI governance frameworks, including bias mitigation, interpretability, and model monitoring. Experience in commercialization or business development related to AI-driven products or services. PMP, Agile, or equivalent program management certification preferred. Leadership & Impact: The ideal candidate will demonstrate a track record of driving complex, multi-stakeholder AI initiatives, combining visionary thinking with disciplined execution. They will be a trusted advisor to the Chief Data and AI Officer and a change leader influencing how AI transforms Cross River's core business and innovation strategy. #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $170,000.00 - $190,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River's Financial Planning & Analysis (FP&A) team is responsible for the annual budgeting process, as well as managing forecasts, variance analysis, corporate and divisional reporting other financial performance tools. We are seeking a highly motivated analyst to join our rapidly growing FP&A team in our Fort Lee office. You will assist with compiling and preparing reports, analyzing divisional cost performance and trends, financial operations and work collaboratively across all financial departments to enable strategic decision-making leveraging Pigment, Power BI, and MS Office Suite. Responsibilities: * Responsible for Board Reporting, Investor reporting and other ad hoc analysis as requested by the key stakeholders * Revenue Cost control (analysis of cost trends, explanation of variances to budget, and proposing remediation actions) * Assist in preparation of annual budget and update quarterly reforecasts * Ad-hoc support and scenario analysis * Prepare and analyze KPI's by business units * Assist in the preparation of financial statements in business unit format * Analyze business unit profitability and performance against targets * Client profitability reporting Qualifications: * Bachelor's degree in Finance or Accounting (CPA and/or CFA is a plus) * 2+ years of experience in accounting or financial analyst roles (Big 4 experience a plus) * Proven ability to work cross-functionally and with senior business leaders * Experience with Microsoft Office Suite, highly proficient in Excel and PowerPoint skills * Excellent communication and presentation skills with the proven ability to focus on the details * Experience and knowledge of financial planning * Banking or Fintech experience a plus * Experience with Pigment a plus and/or experience with Anaplan, Hyperion and Prologue * Public company experience a plus #LI-AC1 #LI-Hybrid #LI-Onsite Salary Range: $70,000.00 - $90,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River Bank is seeking an experienced L&D Consultant to partner with our Talent Management team to help build, launch, and elevate Talent initiatives, programs, and processes (e.g., Promotion process, Onboarding, Performance Management, Employee Experience). The position reports directly into our Head of Talent management. We are looking for candidates who can build relationships quickly, drive for results, are resourceful, strong problem solvers, and passionate about Learning and Talent development. If you are all these, and you have a solid learning background, we want to talk to you. Responsibilities: * Design and implement learning and development programs and initiatives to support all stages of the employee life cycle, in partnership with HR Business Partners, to build a culture of continuous learning * Assess learning needs and requests; determine the most appropriate solutions based on consultation with business leaders or HRBPs * Partner closely with SMEs to design appropriate solutions, socialize proposals to ensure alignment, iterating based on feedback along the way * Use instructional design principles and adult learning theory to create engaging and effective learner centered-training materials, including e-learning, simulations, videos, job aids, learning aids, and other multimedia content * Evaluate effectiveness of deployed learning strategies including content, delivery methods and learner outcomes, to improve the learning experience * Facilitate workshops, programs, and discussions * Manage related leadership and employee development learning activities/events end-to-end * Align development programs to organizational values and business priorities * Participate actively in special projects and on-demand assignments * Elevate our compliance/technical/leadership program offerings * Effectively vet, partner and evaluate 3rd party learning and development vendors * Stay up to date and serve as an internal expert on latest industry trends in technical learning, new technologies, adult learning principles, and vendors in the marketplace Qualifications: * Bachelor's degree in associated field to experience * Minimum of 5 years demonstrated Learning & Development and/or Instructional Design experience (required) * Advanced knowledge/skills/certifications of adult learning principles, accelerative learning, blended learning, workplace learning, organizational learning, social learning * Strong facilitation skills (preferred) * High proficiency in MS Office (Word, Excel, Outlook, Power Point) as well as Canva (required) * Proficiency with Articulate Storyline or Rise (preferred) * Strong visual design skills * Knowledge of banking/finance industry regulatory compliance and standards (preferred) * Knowledge of Learning Management Systems and advance technologies (preferred) Competencies: * Excellent communication skills * Strong interpersonal skills * Highly collaborative; great team player * Ability to confidently interact with senior management and partnerships at all levels of the organization * Problem solving skills * Well-developed planning and organizational skills * Meticulous attention to detail * Innovative mindset * Analytical skills * Project management skills #LI-AC1 #LI-Hybrid #LI-Onsite Hourly Rate: $40.00 - $60.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For The Quantitative Analysis Group at Cross River is looking for an Associate/AVP, Quant Strategist to join its fast-growing team. The team sits within the Capital Solutions Group (CSG) and serves as a centralized function for investment intelligence & quantitative decision making across trading, structuring, and portfolio management initiatives. As a core contributor to the firm's investment efforts, Quantitative Strategies Group collaborates closely with investment professionals and key stakeholders to help manage a multi-billion dollar portfolio of consumer credit loans and asset-backed securities. The team sits at the intersection of quant tools, advanced analytics, and investment strategy, playing a critical role in driving data-driven insights and strategic initiatives across CSG. Responsibilities: Work closely with investment teams to evaluate new opportunities. Build analytical tools, investment frameworks and research new methodologies necessary to systematically analyze credit investments Support ongoing & new investment mandates with historical analytics & performance-based insights. Deliver quantitative & model-driven evaluation of deal collateral & provide key inputs for pricing and deal economics Play a key role in championing and promoting quantitative investment themes by systematically introducing analytical methods, tools and techniques to add value in the investment management lifecycle Collaborate with other functions within the bank like Treasury, FP&A, etc. to ensure capital deployment objectives are uniformly met Qualifications: Master's degree in Financial Engineering, Math, Statistics, Computer Science, or any another quantitative field 1+ years experience in Fixed Income markets is required. Exposure to ABS, Structured Credit and/or alternative investments is strongly preferred Experience in use of both Machine Learning and Quantitative Finance techniques for fixed income credit modeling and investment management Fluency in Excel & Programming. Hands-on experience in Python & SQL is required Ability to work well in a fast-paced environment. Detail-oriented, strong analytical & quantitative skills, excellent communication skills - written & verbal #LI-JJ1 #LI-Hybrid #LI-Onsite Salary Range: $150,000.00 - $190,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.