How To Become A Delinquency Counselor: What It Is and Career Path

What is a delinquency counselor and how to become one

Updated January 8, 2025

2 min read

There is more than meets the eye when it comes to being a delinquency counselor. For example, did you know that they make an average of $22.11 an hour? That's $45,996 a year! Between 2018 and 2028, the career is expected to grow -8% and produce -17,500 job opportunities across the U.S.

ScoreDelinquency CounselorUS Average

Salary

3.6

Avg. Salary $45,996

Avg. Salary $59,228

Stability level

7.9

Growth rate -8%

Growth rate 0.3%

Diversity

6.0

Race

American Indian and Alaska Native 0.49%

Asian 3.95%

Black or African American 14.50%

Hispanic or Latino 16.49%

Unknown 4.22%

White 60.34%

Gender

female 56.66%

male 43.34%

Age - 46

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 46

Stress level

7.9

Stress level is high

7.1 - high

Complexity level

4.9

Complexity level is intermediate

7 - challenging

Work life balance

7.6

Work life balance is good

6.4 - fair

Key steps to become a delinquency counselor

Explore delinquency counselor education requirements

Most common delinquency counselor degrees

Bachelor's

47.0 %

Associate

26.2 %

High School Diploma

13.7 %

Start to develop specific delinquency counselor skills

Skills	Percentages
Collection Systems	13.13%
Collection Practices	12.09%
Delinquent Accounts	9.63%
Payment Options	9.13%
Credit Card Accounts	8.87%

Complete relevant delinquency counselor training and internships

Accountants spend an average of 1-3 months on post-employment, on-the-job training. New delinquency counselors learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a delinquency counselor based on U.S. Bureau of Labor Statistics data and data from real delinquency counselor resumes.

Research delinquency counselor duties and responsibilities

Perform in-depth financial work-ups of members determining best-case scenarios and provide alternatives to members to avoid possible foreclosure.
Comply with FDCPA and RFDCPA regulations.
Analyze mortgagors for approval of HAMP or traditional modification.

Prepare your delinquency counselor resume

When your background is strong enough, you can start writing your delinquency counselor resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a delinquency counselor resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose from 10+ customizable delinquency counselor resume templates

Build a professional delinquency counselor resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your delinquency counselor resume.