Management Analyst jobs at Deutsche Bank

Job Full/Part-Time: Full-time Regular/Temporary: Regular Listed: 2025-12-12 York

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. Our purpose - Opening up a world of opportunity - explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We're bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world - for our customers, our people, our investors, our communities, and the planet we all share. The Group Functions Data Analyst is accountable for supporting the Group Functions Data and Analytics Office (DAO). This role will work to support the US Risk Data Aggregation and Reporting Compliance Program (aka BCBS239), as well as supporting the MI (manage information) needs of US Compliance & Risk. As our Group Functions Data Analyst you will: * Support the first line of defense independent validation of BCBS239 / RDAR (Risk Data Aggregation and Reporting) annual compliance self-assessments * Support DAO Data Governance Lead in providing responses to audits, regulatory exams, and regulatory queries related to BCBS / RDAR * Ensure relevant operating and procedural documentation required for BCBS/RDAR is current as regulations change * Support and develop materials for US Risk, Compliance and Finance Data forum Support HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators * Draft clear and impactful external communications in support of organization strategy in order to build and enhance US DAO reputation * Cultivate a positive and collaborative working environment across US DAO & Group Functions DAO You´ll likely have the following qualifications to succeed in this role: * Experience with regulatory compliance frameworks (i.e. BCBS239, CCAR, RDARR, CCPA) * Relevant experience with US regulatory compliance programs for large data-related organizations * Understanding of data-related government regulatory requirements and fluent with emerging trends and issues * Knowledge of data governance practices, business, and technology issues related to data protection * Working experience in an agile environment * A good knowledge of the Group (or a similarly situated large global organization) and its strategy, internal policies, and procedures is preferable * Proven ability to manage a wide range of internal and external stakeholder relationships * Strong problem-solving skills. Experience in developing and implementing effective communication strategies * Strong interpersonal and stakeholder management skills * Strong event or project management skills As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC's engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You'll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future! Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Corporate Title: Analyst Department: Human Resources The pay range for this position at commencement of employment is expected to be between $75K and $85K/year* Nomura is a global financial services group with an integrated network spanning over 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Wholesale (Global Markets and Investment Banking), and Investment Management. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit *************** Aon's Benefit Index, Nomura's benefits rank #1 amongst our competitors Department Overview: The Human Resources team partners with Nomura's businesses to offer a consistent global approach to people management with local ownership and delivery. Our objective is to support Nomura's Vision and Values making Nomura a vibrant and exciting place to work for, to attract and retain the best people and be recognized as an employer of choice. We seek to ensure that there is clarity about how the HR team makes a difference to business performance. One of our key requirements is in the management of people risk across our businesses, and to encourage integrity, fairness, transparency and accountability by providing management information and data-enabled insight that supports strategic decisions around managing people performance and risks. Role Description: Drive development of people analytics products and support digital transformation across Nomura Group. Job Responsibilities: * Exceptional analytics experience & technical skills. Expertise across, data/information preparation, data insight & visualization using BI (or similar tools), and advanced data prediction using AI, ML, DL, etc. * Be an analytics technical expert. Lead and explain/educate to all levels people across all of Nomura in these areas; Analytics, Coding, Structured & Unstructured Databases, Statistical algorithms and Models, Machine learning and AI, Frameworks and Libraries. * Contribute to the development of Nomura's data products. Use your analytics expertise plus FS domain and/or HR functional knowledge, problem solving skills and independent thinking to create Nomura's data, information & analytics products. * Be a team player & an individual contributor. Work with HR colleagues from within and outside of the People Analytics team, the wider GDO (Global Data Office) team and other business function colleagues as part of larger deliveries, as well as being able to work independently or in small teams to continuously deliver business value for Nomura. * Be a trusted partner. Someone that anyone in Nomura can come to for help with creating analytics driven business transformation. Experience, qualifications and knowledge required: * Preferred MBA or Masters in quantitative fields (Computer Science, Statistics or similar) * Advanced Python working experience. * SQL (MySQL, Postgre, Teradata, etc.). * Regression models, Hidden Markov models, SVM, Dimensionality Reduction, Decision Trees, Clustering, Optimization algorithms. * Boosted models, Random forest, Ensemble algorithms, Natural language processing, Neural network models. * (Optional) NoSQL (MongoDB, CouchDB, Cassandra, MemcacheDB), Voice, Image, Video, etc. * (Optional) TensorFlow, OpenCV, Theano, CNTK, scikit, Caffe, Spark Mlib, etc. * Understanding FS industry fundamentals and business problems to find new ways to leverage data, and/or experience of working with HR data to solve strategic problems related to the workforce * Intellectual curiosity to solve data driven problems. * Independent thoughts and unique ideas on solving business problems. * Able to collaborate / virtually manage multi-cultural, multi-disciplined, globally dispersed teams. * Strong communication skills to be able to explain highly technical problems in simple layman form. * Ability to articulate the impact of decisions and recommend improvements. Nomura Leadership Behaviors Explore Insights & Vision * Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions * Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People * Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability * Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion * Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). * base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment. If hired, employee will be in an "at-will position" and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors". Nomura is an Equal Opportunity Employer Nearest Major Market: Manhattan Nearest Secondary Market: New York City

At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. For us, it's all about bringing together people who are curious, collaborative and have the drive to make things possible for our clients and communities. JOB SUMMARY Operations is a dynamic, multi-faceted function that partners with all parts of the firm to provide financial counseling services to clients. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. We are committed to building a culturally diverse environment, and is proud to be an equal opportunity employer. Insurance Services serves Clients, Account Manager teams and as a point of contract for all in force life insurance and annuity contracts. They are required to work across multiple products while adhering to all policies and procedures including, but not limited to, quality, client service, information security, and compliance. RESPONSBILITIES * Review and process pending client requests to ensure proper authorizations and supporting documentation are in place and meet policy requirements. * Proactively monitor clients policies by developing policy reviews, ensure premiums are paid, etc. * Scheduling client calls to review their in force policies and answer questions. * Coordinate and process team specific tasks as requested by the business. * Perform quality reviews of other team members completed work and ensure data accuracy. * Work across multiple systems and platforms. * Interface with teams and businesses to resolve on-going issues and answer specific policy questions. * Provide support and work on special projects as requested. * Apply business judgment to identify unusual or suspicious activities and escalate issues as appropriate. * Associate must understand and adhere to all policies and procedures including, but not limited to, quality, client service, information security, and compliance. QUALIFICATIONS / REQUIREMENTS * Bachelor's degree required * Working knowledge of certain Microsoft products including Word, Windows, PowerPoint, Excel and Outlook * Active life and health insurance license preferred * Series 6 or 7 registration preferred * Series 63 or 66 registration preferred * Sound judgment and outstanding attention to detail * Proven analytical skills and problem solving ability * Superior written and verbal communication skills * Ability to work collaboratively with all levels of the organization * Flexible and able to work well under pressure in a team environment * Ability to work independently and maintain confidentiality * Self-motivated * Excellent time management and organizational skills * Ability to multi-task Salary Range The expected base salary for this Albany, New York, United States-based position is $50000-$72000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

**Region** Americas **Countries** Canada, Mexico, United States **Cities** Atlanta, Boston, Chicago, Mexico City, Miami, Montreal, New York, Newport Beach, Princeton, San Francisco, Santa Monica, Sausalito, Seattle, Toronto, Washington DC, Wilmington **Recruitment Year** 2026 **Program** Analyst Program **Job description** The Full-Time Analyst Program is for candidates who have graduated or will be graduating with a bachelor's or master's degree between September 2025 and July 2026. Our Full-Time Analyst Program is a two-year experience designed to empower and support Analysts in connecting their personal passions and strengths to BlackRock's mission, principles and purpose. The program begins with an orientation to learn about our purpose, business and strategic priorities - all while gaining insights into the day-to-day life of an Analyst at BlackRock. Following orientation, Analysts join their teams and stay connected with colleagues across the globe through ongoing training and professional development. This program offers Analysts the chance to have a lasting impact on the firm and contribute to our greater collective purpose of helping more and more people experience financial well-being. **Who can apply:** Undergraduate or master's students graduating between September 2025 through July 2026. **Important:** Candidates can apply for **up to two functions within that program** (e.g., Investment Research and Analytics & Modeling). You must apply for both opportunities using the same program application. If you withdraw your application, you cannot submit another application for this program this year. **Next steps:** Once you submit your application, you will receive an email to complete a pre-interview assessment. You have up to five days to submit your pre-interview assessment; if you fail to do so, your application will be automatically withdrawn. We look forward to reviewing your application! BlackRock is proud to be an equal opportunity workplace. We are committed to equal employment opportunity to all applicants and existing employees, and we evaluate qualified applicants without regard to race, creed, color, national origin, sex (including pregnancy and gender identity/expression), sexual orientation, age, ancestry, physical or mental disability, marital status, political affiliation, religion, citizenship status, genetic information, veteran status, or any other basis protected under applicable federal, state, or local law. **View the** **EEOC's Know Your Rights poster and its supplement** **and the** **pay transparency statement** **.** BlackRock is committed to full inclusion of all qualified individuals and to providing reasonable accommodations or job modifications for individuals with disabilities. If reasonable accommodation/adjustments are needed throughout the employment process, please email Disability.Assistance@blackrock.com . All requests are treated in line with our **privacy policy** . **For California state and New York City only:** The salary ranges for these positions are below. Please note, salary rates for a role are determined by department or team within a Business Area, as well as location of the role. **Business Areas** **Annualized Salary** Client & Product Functions $80,000-$115,000 Corporate & Strategic Functions $80,000-$100,000 Investment $80,000-$117,500 Operations $75,000-$117,500 Technology $90,000-$117,500 **For Washington state only:** The salary ranges for these positions are below. Please note, salary rates for a role are determined by department or team within a Business Area, as well as location of the role. **Business Areas** **Annualized Salary** Client & Product Functions $75,000-$100,000 Corporate & Strategic Functions $75,000-$95,000 Investment $75,000-$112,500 Operations $70,000-$112,500 Technology $80,000-$112,500 Additionally, employees are eligible for an annual discretionary bonus, and benefits (************************************************************************ including health care, leave benefits, and retirement benefits. BlackRock operates a pay-for-performance compensation philosophy and your total compensation may vary based on role, location, and firm, department, and individual performance.

Purpose of the role To participate in the day-to-day activities of the markets division providing insights and expertise that help senior colleagues make informed decisions, develop new products and services, and identify new market opportunities. Accountabilities * Execution of small research projects, research to support strategic decision making, preparation of presentations and reports to communicate research findings, collaboration with senior management to implement research findings for the global markets division. * Collaboration with cross-functional teams to support business initiatives. * Participation in training and development programs to enhance skills and knowledge. * Identification of opportunities, development of business cases, management of the deployment and launch of new products and services for the global markets division. * Management of client relationships and provision of customer service support to clients and customers, under steadily decreasing supervision, responding to questions about products and services, processing of transactions. * Management of the development and implementation of financial models and strategies that support in decision making in the global markets division. * Training and mentoring of junior colleagues. Analyst Expectations * To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. * Requires in-depth technical knowledge and experience in their assigned area of expertise * Thorough understanding of the underlying principles and concepts within the area of expertise * They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. * If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. * OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. * Will have an impact on the work of related teams within the area. * Partner with other functions and business areas. * Takes responsibility for end results of a team's operational processing and activities. * Escalate breaches of policies / procedure appropriately. * Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. * Advise and influence decision making within own area of expertise. * Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. * Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. * Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. * Make evaluative judgements based on the analysis of factual information, paying attention to detail. * Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. * Guide and persuade team members and communicate complex / sensitive information. * Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Summer Internship Program Overview Join us as a summer intern and discover the world of finance and technology. Dive into our culture, engaging in real projects that offer a comprehensive business overview. Select your desired business area for an in-depth introduction, taking on immediate responsibility guided by a mentor and line manager. Forge connections, explore new horizons, and unlock growth opportunities in this 10 week journey. Join us during the summer of your penultimate year of university to build skills, expand knowledge, and embark on an impactful path towards a promising career. Why the Sales, Trading and Structuring Summer Intern Program? Barclays makes markets in nearly all major asset classes, providing sophisticated, timely solutions to our clients. Our Sales, Trading and Structuring teams work in a fast-paced, dynamic and exciting environment, quickly processing information and anticipating market trends to help clients make their next move. Sound like the place for you? Find out when you join us as a summer analyst. As a summer analyst, you'll spend the summer learning about the market as well as Barclays' global businesses, products and services. You will complete rotations on different Sales, Trading and Structuring desks across the following areas: * Financial Resource Management * Client Strategy * Credit * Equities * Equity Financing * Foreign Exchange * Rates * Structuring * Securitized Products Markets at Barclays Markets is the financial barometer of world events at Barclays. So every day is different and it's a challenging, fascinating place to build a career. We help institutional investors to identify market opportunities, manage risk and generate returns for their portfolios. Our teams provide market insights, execution services and tailored risk management and financing solutions to our clients; we help them protect their capital and make the most of their assets. And, as one of the largest investment banks in the world, we offer a full range of products and services across every type of investment market. Who we're looking for To be considered for this program, you must be pursuing an undergraduate degree and have a target graduation date within one year of the conclusion of this internship. Ideally, you'll have a GPA of 3.2 or above. You'll have an interest in business and finance, a good work ethic and be keen to learn and develop a technical skill set. Working in New York You will be working at our Americas Headquarters at 745 Seventh Avenue. This 32-story office tower is located in Times Square in the heart of Manhattan and features a cafeteria, fitness center and state-of-the-art LED signage on the facade of the building. Salary / Rate Minimum: $110,000 Salary / Rate Maximum: $110,000 The minimum and maximum salary/rate information above include only base salary or base hourly rate. It does not include any another type of compensation or benefits that may be available. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, protected veteran status, genetic information, or any other basis protected by law.

Purpose of the role To participate in the day-to-day activities of the markets division providing insights and expertise that help senior colleagues make informed decisions, develop new products and services, and identify new market opportunities. Accountabilities Execution of small research projects, research to support strategic decision making, preparation of presentations and reports to communicate research findings, collaboration with senior management to implement research findings for the global markets division. Collaboration with cross-functional teams to support business initiatives. Participation in training and development programs to enhance skills and knowledge. Identification of opportunities, development of business cases, management of the deployment and launch of new products and services for the global markets division. Management of client relationships and provision of customer service support to clients and customers, under steadily decreasing supervision, responding to questions about products and services, processing of transactions. Management of the development and implementation of financial models and strategies that support in decision making in the global markets division. Training and mentoring of junior colleagues. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team's operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Summer Internship Program Overview Join us as a summer intern and discover the world of finance and technology. Dive into our culture, engaging in real projects that offer a comprehensive business overview. Select your desired business area for an in-depth introduction, taking on immediate responsibility guided by a mentor and line manager. Forge connections, explore new horizons, and unlock growth opportunities in this 10 week journey. Join us during the summer of your penultimate year of university to build skills, expand knowledge, and embark on an impactful path towards a promising career. Why the Sales, Trading and Structuring Summer Intern Program? Barclays makes markets in nearly all major asset classes, providing sophisticated, timely solutions to our clients. Our Sales, Trading and Structuring teams work in a fast-paced, dynamic and exciting environment, quickly processing information and anticipating market trends to help clients make their next move. Sound like the place for you? Find out when you join us as a summer analyst. As a summer analyst, you'll spend the summer learning about the market as well as Barclays' global businesses, products and services. You will complete rotations on different Sales, Trading and Structuring desks across the following areas: • Financial Resource Management • Client Strategy • Credit • Equities • Equity Financing • Foreign Exchange • Rates • Structuring • Securitized Products Markets at Barclays Markets is the financial barometer of world events at Barclays. So every day is different and it's a challenging, fascinating place to build a career. We help institutional investors to identify market opportunities, manage risk and generate returns for their portfolios. Our teams provide market insights, execution services and tailored risk management and financing solutions to our clients; we help them protect their capital and make the most of their assets. And, as one of the largest investment banks in the world, we offer a full range of products and services across every type of investment market. Who we're looking for To be considered for this program, you must be pursuing an undergraduate degree and have a target graduation date within one year of the conclusion of this internship. Ideally, you'll have a GPA of 3.2 or above. You'll have an interest in business and finance, a good work ethic and be keen to learn and develop a technical skill set. Working in New York You will be working at our Americas Headquarters at 745 Seventh Avenue. This 32-story office tower is located in Times Square in the heart of Manhattan and features a cafeteria, fitness center and state-of-the-art LED signage on the facade of the building. Salary / Rate Minimum: $110,000 Salary / Rate Maximum: $110,000 The minimum and maximum salary/rate information above include only base salary or base hourly rate. It does not include any another type of compensation or benefits that may be available. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, protected veteran status, genetic information, or any other basis protected by law.

Purpose of the role To participate in the day-to-day activities of the investment banking division. Gain broad exposure to different type of clients, transactions and focus on specialist areas. Accountabilities Collaboration on live deals, client pitches, support the team with advising on a broad range of corporate clients,. delivering holistic, structured solutions to deliver on client goals. Collaboration with cross-functional teams to support business initiatives. Participation in training and development programs to enhance skills and knowledge. Identification of opportunities, development of business cases, management of the deployment and launch of new products and services for investment banking. Management of client relationships and provision of customer service support to clients and customers, under steadily decreasing supervision, responding to questions about products and services, processing of transactions. Development and implementation of financial models and strategies that support in decision making in investment banking. Understand how businesses work and learn from experts in the industry. Training and mentoring of junior colleagues. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team's operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Summer Internship Program Overview Join us as a summer intern and discover the world of finance and technology. Dive into our culture, engaging in real projects that offer a comprehensive business overview. Select your desired business area for an in-depth introduction, taking on immediate responsibility guided by a mentor and line manager. Forge connections, explore new horizons, and unlock growth opportunities in this 10 week journey. Join us during the summer of your penultimate year of university to build skills, expand knowledge, and embark on an impactful path towards a promising career. Why join the Capital Markets Summer Intern program? As a Summer Analyst, you'll learn from the several specialist areas covering equity and debt origination, loans, structuring, risk management and syndication; these areas operate within four business units, including Debt Capital Markets, Risk Solutions Group, Equity Capital Markets and Leveraged Finance. No matter which area you intern in, you'll learn from the best in the business, immerse yourself in our culture, and be involved in real projects. You may: • Work on live deals and deal proposals • Prepare new business presentations • Learn the art of executing transactions Investment Banking at Barclays Barclays is one of the world's top-tier investment banks. We are one of the only non-US, full-service rivals to the biggest US investment banks. And being headquartered in Europe gives us a unique advantage. We think and act differently. From Hong Kong to Houston, and Tel Aviv to Tokyo, everyone at Barclays enjoys a real sense of purpose, because they work for a business that fosters innovation, champions sustainability, and deploys finance responsibly for the common good and the long term. Who we're looking for To be considered for this program, you must be pursuing an undergraduate degree and have a target graduation date within one year of the conclusion of this internship. Ideally, you'll have A GPA of 3.2 or above and unrestricted work authorization in the country you're applying to work within. You'll have a keen interest in business and finance and a curiosity to learn. We value resourcefulness, teamwork, enthusiasm and an entrepreneurial spirt, all of which might be showcased through your involvement in extracurricular activities. Working in New York You will be working at our Americas Headquarters at 745 Seventh Avenue. This 32-story office tower is located in Times Square in the heart of Manhattan and features a cafeteria, fitness center and state-of-the-art LED signage on the facade of the building. Salary / Rate Minimum: $110,000 Salary / Rate Maximum: $110,000 The minimum and maximum salary/rate information above include only base salary or base hourly rate. It does not include any another type of compensation or benefits that may be available To be eligible, applicants must be currently authorized to work in the United States on a full-time basis. You are responsible for completion of all documentation in support of optional practical training (OPT) or curricular practical training (CPT). Barclays does not provide financial assistance or execute any documents (other than verification of employment) in connection with OPT or CPT. Barclays will not sponsor applicants for work visas or offer any employment-based immigration sponsorship for individuals who are not enrolled in, or do not graduate with, a degree in a field of study that the U.S. Department of Homeland Security and the Department of Education consider to be a science, technology, engineering or mathematics (STEM) field of study for purposes of the 24-month STEM OPT extension. This includes for any internship, post-graduation program, or permanent employment, now or in the future. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, protected veteran status, genetic information, or any other basis protected by law.

Purpose of the role To participate in the day-to-day activities of the investment banking division. Gain broad exposure to different type of clients, transactions and focus on specialist areas. Accountabilities * Collaboration on live deals, client pitches, support the team with advising on a broad range of corporate clients,. delivering holistic, structured solutions to deliver on client goals. * Collaboration with cross-functional teams to support business initiatives. * Participation in training and development programs to enhance skills and knowledge. * Identification of opportunities, development of business cases, management of the deployment and launch of new products and services for investment banking. * Management of client relationships and provision of customer service support to clients and customers, under steadily decreasing supervision, responding to questions about products and services, processing of transactions. * Development and implementation of financial models and strategies that support in decision making in investment banking. Understand how businesses work and learn from experts in the industry. * Training and mentoring of junior colleagues. Analyst Expectations * To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. * Requires in-depth technical knowledge and experience in their assigned area of expertise * Thorough understanding of the underlying principles and concepts within the area of expertise * They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. * If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. * OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. * Will have an impact on the work of related teams within the area. * Partner with other functions and business areas. * Takes responsibility for end results of a team's operational processing and activities. * Escalate breaches of policies / procedure appropriately. * Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. * Advise and influence decision making within own area of expertise. * Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. * Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. * Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. * Make evaluative judgements based on the analysis of factual information, paying attention to detail. * Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. * Guide and persuade team members and communicate complex / sensitive information. * Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave. Summer Internship Program Overview Join us as a summer intern and discover the world of finance and technology. Dive into our culture, engaging in real projects that offer a comprehensive business overview. Select your desired business area for an in-depth introduction, taking on immediate responsibilities, guided by a mentor and line manager. Forge connections, explore new horizons, and unlock growth opportunities in this 10 week journey. Join us during the summer of your penultimate year of university to build skills, expand knowledge, and embark on an impactful path towards a promising career. Why the Investment Banking Summer Intern Program? As a Banking intern, you will be working with various Investment Banking teams. Here you'll come up with the answers to our clients' most strategic questions. Advising a broad range of corporate clients, you'll deliver holistic, structured solutions that help our clients deliver on their goals; whether that's through mergers and acquisitions, capital raising, structured solutions or risk management. As a Summer Analyst, you'll spend the summer learning the art and science behind executing a transaction. As a member of one of our industry, product or geographic groups, you'll work on live deals and deal proposals. You may also work on projects that include: * Financial analysis and modeling * Valuation * Industry research * Client due diligence * Developing written materials, including offering memoranda and new business presentations. Investment Banking at Barclays Barclays is one of the world's top-tier investment banks. We are one of the only non-US, full-service rivals to the biggest US investment banks. And being headquartered in Europe gives us a unique advantage. We think and act differently. From Hong Kong to Houston, and Tel Aviv to Tokyo, everyone at Barclays enjoys a real sense of purpose, because they work for a business that fosters innovation, champions sustainability, and deploys finance responsibly for the common good and the long term. Who we're looking for To be considered for this program, you must be pursuing an undergraduate degree and have a target graduation date within one year of the conclusion of this internship. Ideally, you'll have A GPA of 3.2 or above and unrestricted work authorization in the country you're applying to work within. You'll have a keen interest in business and finance and a curiosity to learn. We value resourcefulness, teamwork, enthusiasm and an entrepreneurial spirit, all of which might be showcased through your involvement in extracurricular activities. Working in New York You will be working at our Americas Headquarters at 745 Seventh Avenue. This 32-story office tower is located in Times Square in the heart of Manhattan and features a cafeteria, fitness center and state-of-the-art LED signage on the facade of the building. Salary / Rate Minimum: $110,000 Salary / Rate Maximum: $110,000 The minimum and maximum salary/rate information above include only base salary or base hourly rate. It does not include any another type of compensation or benefits that may be available To be eligible, applicants must be currently authorized to work in the United States on a full-time basis. You are responsible for completion of all documentation in support of optional practical training (OPT) or curricular practical training (CPT). Barclays does not provide financial assistance or execute any documents (other than verification of employment) in connection with OPT or CPT. Barclays will not sponsor applicants for work visas or offer any employment-based immigration sponsorship for individuals who are not enrolled in, or do not graduate with, a degree in a field of study that the U.S. Department of Homeland Security and the Department of Education consider to be a science, technology, engineering or mathematics (STEM) field of study for purposes of the 24-month STEM OPT extension. This includes for any internship, post-graduation program, or permanent employment, now or in the future. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, protected veteran status, genetic information, or any other basis protected by law.

Jefferies Risk Management Analyst Program - New York What you can expect Jefferies Full-Time Analysts have the unique opportunity to gain insight into a global, client-focused investment bank and experience an entrepreneurial environment where employees have the opportunity to make an immediate impact and are rewarded for performance. Our lean team structure will not only provide you with unparalleled hands-on experience, it will help you develop lasting personal and professional relationships with peers and senior professionals that will serve as the foundation for a successful career. Following an enriching orientation program, Analysts will begin working on their day-to-day responsibilities, with support from colleagues serving as both instructors and mentors throughout the graduate program. As a way to help maximize your experience, Analysts will go through a structured review process. In addition to working on projects that incorporate research, analysis and recommendations, Analysts are challenged to think creatively, offer their input, and add value to the team from day one. As with everyone at Jefferies, Analysts are expected to pursue their projects with excellence, a collaborative spirit, and with the highest levels of integrity. What we look for in a candidate We look for candidates who are eager to make an impact to our clients by doing real, hands-on work. Successful Jefferies Analysts are able to multitask and manage a variety of projects simultaneously. Candidates must demonstrate professionalism and relationship management skills together with strong technical, written and verbal communication skills. The work is fast paced, challenging and intellectually stimulating. The ability to work under pressure and tight deadlines, be adaptable and work both independently and as part of a team are essential traits of a successful candidate. You should have a strong academic background and pursuing a Bachelor's degree or equivalent program. Desired Background and Skills: Candidates pursuing a Bachelor's degree in Finance, Economics, Statistics, Mathematics, Computer Science, Financial Engineering, Engineering, Data Science or related field. Expected graduation between December 2025 - June 2026 Proficiency in Python, SQL, Database, system implementation, and Microsoft Office, including Word, Excel and PowerPoint Proficiency in financial risk analytics and knowledge of market risk. Knowledge in regulatory frameworks, including SIMM, is a plus. Solid foundation in risk modeling and portfolio analytics across various asset classes. Excellent analytical and quantitative skills, with strong attention to detail. Excellent verbal and written communication skills, with ability to convey complex information clearly. Ability to multitask, manage time effectively, prioritize tasks, and perform under pressure. Excellent interpersonal skills and emotional intelligence. Team player who excels at working both independently and as part of a team. WORK WITH US - Opportunities with Risk Management Jefferies Risk Management Department is responsible for independent risk oversight and analysis for the Firm by identifying, assessing, monitoring, and managing risk. The main responsibilities include: Establishing and implementing the risk management framework, policies and procedures, and controls. Establishing and implementing the firmwide risk appetite framework and statements in line with the Firm's strategic business and financial plans. Identifying and assessing financial and non-financial risks including existing risks from business activities, emerging risks from changes in external conditions, and risks from new business strategies, initiatives and products introduced through the New Business Process. Measuring current and potential risks using quantitative and qualitative methodologies, and monitoring risks through key risk metrics. Establishing limit frameworks, monitoring utilizations of the limits against key risk metrics, and ensuring compliance to the limits. Reporting risk exposures, limit utilizations of key risk metrics, and escalating risk concerns and limit breaches. Performing independent reviews and challenges of risk-taking and hedging activities including deep dives of risk exposures and vulnerability review. Keeping abreast of regulatory developments and requirements. Risk Full-Time Analysts will have the opportunity to work in Market Risk or a Quantitative Analytics group (i.e., Model Validation or Risk Analytics). Description below. Market Risk: Establishing and implementing the market risk management framework, policies and procedures and controls. Partnering with Business to review business strategy and set market risk appetite and limits accordingly. Escalating risk concerns and limit breaches. Identifying market risks from business activities and ensuring that they are adequately measured/assessed in risk metrics and methodologies. Performing independent reviews and challenges of risk-taking/hedging activities, including deep dives and vulnerability reviews. Quantitative Analytics: Responsible for risk measurement methodologies and implementation, model validation, and the selection, development and implementation of risk systems and processes. Supporting both market and credit risk to ensure that the firm's methodology for assessing firm and client risk are consistent and works with all areas of the firm to ensure that the methodology used by individual businesses is consistent with the Risk group. Independently reviewing and validating all models used for valuation of the firm's inventory and ensures any model limitations are well understood and appropriately accounted for. ABOUT US Jefferies is a leading global, full-service investment banking and capital markets firm that provides advisory, sales and trading, research, and wealth and asset management services. With more than 40 offices around the world, we offer insights and expertise to investors, companies, and governments. At Jefferies, we are committed to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live. As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients. Jefferies is committed to creating and sustaining a workforce that welcomes individuals from all backgrounds to apply. Our employment decisions are made without regard to race, creed, color, national origin, ancestry, religion, pregnancy, age, medical condition, physical or mental disability, marital status, domestic partner status, sex, sexual orientation, gender, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law. We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws. As part of this commitment, Jefferies will extend reasonable accommodations to individuals with disabilities, as required by applicable law. The salary offered will take into consideration an individual's experience level and qualifications. In addition to salary, Jefferies Financial Group is proud to offer a comprehensive benefits package to eligible, full-time employees or part-time employees, who are scheduled to work at least 30 hours or more per week, including an annual discretionary incentive and retention bonus, competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Jefferies also offers paid time off packages that include planned time off (e.g., vacation), unplanned time off (e.g., sick leave), and paid holidays, and for full time employees, paid parental leave. The base salary for the Analyst role is $100,000

YOUR IMPACT Are you a motivated, quick-thinking, collaborative individual with a passion for asset management, looking for the opportunity to grow relationships with an existing client base and support a fast-paced team? We are seeking a driven professional with strong communication skills and the ability to thrive in a dynamic environment. Working alongside our Insurance Asset Management coverage team for the Americas, this individual will partner with our dedicated investment and strategy teams across both public and private markets to manage, enhance and develop client relationships. OUR IMPACT Goldman Sachs Asset Management is one of the world's leading investment managers and provides institutional and individual investors with investment and advisory solutions, with strategies spanning asset classes, industries, and geographies. We help our clients navigate today's dynamic markets and identify the opportunities that shape their portfolios and long-term investment goals. We extend these global capabilities to the world's leading pension plans, sovereign wealth funds, central banks, insurance companies, financial institutions, endowments, foundations, individuals and family offices. The Insurance Asset Management team provides innovative solutions for life, health, property and casualty and reinsurance companies. The Insurance Asset Management team is responsible for selling a broad spectrum of products across all asset classes, including private debt, private equity, infrastructure, real estate, fixed income and equities. In addition, the Insurance Asset Management team collaborates with clients on topics, including asset allocation, risk budgeting and asset / liability management. Globally focused, our Insurance Asset Management team manages general account insurance assets for clients across Europe, North America, Bermuda, Asia and the Middle East. HOW YOU WILL FULFILL YOUR POTENTIAL Associates are dedicated to supporting the efforts of the relationship management team to create new client relationships and expand existing client relationships: * Assist in the development of strategic plans for prospects and clients, outlining a service plan and cross selling opportunities * Ensure clients' needs are met by fulfilling bespoke and recurring requests as well as working with senior Client Relationship Managers on a wide array of processes and tasks * Partner with team members to coordinate prospect pitches, product presentations, and requests for proposal * Identify and escalate any sensitive client issues to senior team members; coordinate a timely response to the client * Coordinate with key stakeholders across Asset Management, including Portfolio Managers, Product Managers, Legal, Technology, Operations and Compliance with a common goal of meeting clients' needs BASIC QUALIFICATIONS * Bachelor's degree and strong academic background required * Previous experience in asset management or related field is a plus * Highly organized with exceptional attention to detail and excellent follow-through * Ability to grasp problems described by clients, articulate the problems clearly to analyze the problem, and communicate the resulting analysis to clients * Positive attitude and strong work ethic * Strong interpersonal skills: Ability to build trust and confidence of colleagues, strengthen relationships through ongoing dialogue and interactions, and collaborate well with others * Strong written and oral communication skills * Ability to work well in a fast-paced team environment * Strong skills in MS Office (Excel, PowerPoint and Word) * Investment Management Certificate required, or obtained within 3 months of joining ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: ********************************************************************* The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer. Salary Range The expected base salary for this New York, New York, United States-based position is $90000-$125000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

OUR IMPACT Goldman Sachs Asset Management is one of the world's leading asset managers with over $3 trillion in assets under supervision. As the primary investment area within Goldman Sachs, we provide investment and advisory services for pension plans, sovereign wealth funds, insurance companies, endowments, foundations, financial advisors, and individuals. GSAM invests both the firm's own capital and capital raised from outside investors in corporate equity and debt, real estate equity and debt, asset-based equity and debt, growth equity and infrastructure assets world-wide. Our business operates on a global platform, and we are one of the largest managers of private capital globally. GSAM Private Credit is one of the world's largest alternative credit investing platforms with approximately $135bn of AUM and investment professionals based in the US, Europe, Asia and Australia. GSAM Private Credit is a dynamic platform with significant cross-pollination across strategies - Direct Lending (middle market and large cap performing credit), Hybrid Capital, Asset Finance and Investment Grade Corporate and Infrastructure Credit. YOUR IMPACT As an Analyst within GSAM Private Credit, Sustainability & Impact (S&I), you will play a pivotal role in advancing the firm's sustainable investing ambitions across its global private credit platform. Collaboration is key in this role. You will partner with teams across GSAM to integrate sustainability factors into investment strategies, helping clients achieve not only risk and return targets but also broader sustainability goals. This may involve delivering on fund commitments and regulatory requirements through ESG due diligence and reporting, as well as creating customized solutions that align with evolving sustainability standards. Success in this role is driven by creative problem solving, a client-first mindset, and the ability to navigate a broad spectrum of investment products and sustainability issues. The Analyst role is perfect for those who want to work with global investment teams, engage in impactful projects, and contribute to sustainability & impact investment solutions. Responsibilities * Support the evolution and implementation of the firm's sustainability initiatives across the private credit platform * Working with Investment team members to conduct dedicated ESG diligence, climate risk assessments, and other sustainability-related diligence during underwriting * Supporting ESG annual monitoring workflow across platform * Assisting the Private Credit S&I Lead with regulatory and client ESG requests and reporting (TCFD, SFDR, UNPRI, etc.), including collaboration with other stakeholders across the firm (e.g. capital raising team, legal & compliance, and other sustainability professionals) * Research and analyze sector trends and company disclosures to identify sustainability risks and opportunities Qualifications / Skills * Bachelor's degree * 0.5-1 years of prior work experience in a relevant field * Fast learner and ability to operate in a fast-paced environment * Strong quantitative, analytical and problem-solving skills * Excellent interpersonal and communication (written and verbal) skills * Highly organized with exceptional attention to detail and follow-through * Team player with both a positive attitude and strong work ethic * Ability to self-direct, analyze and evaluate * Ability to effectively interact and build relationships with management and global stakeholders * Commercially savvy in professional settings * Ability to exercise discretion with respect to highly confidential/sensitive information * Integrity, ethical standards and sound judgment Salary Range The expected base salary for this New York, New York, United States-based position is $110000-$125000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

YOUR IMPACT Are you a quick-thinking self-starter with a passion for the financial markets and investing? Do you have a desire to be part of a team that focuses on quantitative equity portfolio management and portfolio construction? We are seeking an Analyst who has the ability to thrive in a fast-paced environment where attention to detail, strong communication skills, and client service are essential to maintaining and enhancing our business. GSAM Goldman Sachs Asset Management (GSAM) is one of the world's leading investment managers. GSAM provides institutional and individual investors with investment and advisory solutions, with strategies spanning asset classes, industries, and geographies. We help our clients navigate today's dynamic markets, and identify the opportunities that shape their portfolios and long-term investment goals. We extend these global capabilities to the world's leading pension plans, sovereign wealth funds, central banks, insurance companies, financial institutions, endowments, foundations, individuals and family offices Within GSAM, the Quantitative Investment Strategies (QIS) group is responsible for managing client assets, and is a market leader in quantitative portfolio management. We use advanced quantitative methods to structure, manage, and monitor investment portfolios including mutual funds, and separately managed account. QIS offers multi-asset strategies, as well as equity strategies, including both actively managed portfolios and portfolios that closely track an index. Clients include public, corporate and charitable institutions, high net-worth individuals, retail investors, and various portfolio management groups within the division. RESPONSIBILITIES AND QUALIFICATIONS HOW YOU WILL FULFILL YOUR POTENTIAL The ideal candidate is passionate about investment and motivated to outperform the market. We welcome individuals who are excited by the prospect of combining creative insights with focus on details of equity portfolio construction to make good investment decisions. Strong programming skills, solid understanding of statistics, familiarity working with data, and some experience working with equities are required. Key responsibilities include: * Optimization and rebalancing of equity portfolios * Oversight of day to day systematic trade generation and execution * Implementation and testing of new portfolios * Cash management for equity portfolios * Monitoring portfolio risk * Portfolio construction research * Full oversight of multiple portfolios including monitoring of portfolio composition, performance and risk SKILLS & EXPERIENCE WE'RE LOOKING FOR * BA/BS Degree in Statistics, Finance, Math or Programming preferred * Excellent analytical and quantitative skills * Creativity and ability to think outside the box * Passion for equity investment * Ability to work well in a fast-paced environment * Keen attention to detail * Solid understanding of statistics, linear algebra, and calculus * Strong programming skills (i.e. Python, Matlab, R, Perl, C++, Java, or other languages) * Some exposure to equity investing * Knowledge of fundamental investing is preferred (i.e. discounted cash flows, competitive analysis, financial statement analysis, etc.) ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: ********************************************************************* The Goldman Sachs Group, Inc., 2021. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Salary Range The expected base salary for this New York, New York, United States-based position is $90000-$125000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here.

The Gaming & Lodging team covers over 30 publicly listed companies including Sports Betting Operators, Hotels, Casinos, and REITs and has been ranked Top 3 in the annual Institutional Investor (II) poll for the 15 years, including number 1 the last 4 years. This position is to support all team needs including financial analysis, modeling and writing company and industry updates and reports, with a particular focus on high frequency data analysis and trends. The ideal candidate should have some experience with financial/3-statement modeling, corporate finance, accounting and in particular MS Excel. Backgrounds with engineering, and STEM, particularly experience with large data sets, AI prompting, python, R, statistics and alternative data and looking to break into a front-line financial role will also be considered. The ideal candidate is competitive, intellectually curious, and posseses good communication skills. Finance-oriented candidates should have at least 9-12+ months of experience in investment banking, equity/debt research, corporate finance, accounting or consulting. Responsibilities * Perform financial modeling & valuation work * Update, analyze and compile complicated datasets in databases using Excel * Derive key insights from data trends and analysis * Monitor, compile, and summarize/model key industry news and developments incl. via social media * Seek out new, unusual sources of information to augment our research capabilities/insights * Write and update company and industry data reports and trends * Closely follow and understand stock market, industry and company specific activity, and relay to the analyst when he/she is traveling * Develop industry knowledge and business judgment over time Qualifications * Bachelor's Degree or equivalent years of experience * For finance candidates, minimum 9-12+ months experience in accounting, corporate finance, research, banking or consulting for finance oriented candidates * For engineering/math STEM candidates, strong communication skills and some working knowledge of financial modeling, statements and analysis * Strong modeling and financial analysis skills (income statement, balance sheet, and cash flow statement in Excel) * Strong attention to detail, and understanding of MS Office for formatting charts, tables and exhibits * Knowledge of statistics and/or data analytics/data science techniques; skills with both AI promoting, and python programming a plus * General interest in the stock market and/or financial markets * Must work well in a fast-paced, intense and collaborative team environment Shift: 1st shift (United States of America) Hours Per Week: 40

New York, New York **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (**************************************************************************************************************************** **Job Description:** The Gaming & Lodging team covers over 30 publicly listed companies including Sports Betting Operators, Hotels, Casinos, and REITs and has been ranked Top 3 in the annual Institutional Investor (II) poll for the 15 years, including number 1 the last 4 years. This position is to support all team needs including financial analysis, modeling and writing company and industry updates and reports, with a particular focus on high frequency data analysis and trends. The ideal candidate should have some experience with financial/3-statement modeling, corporate finance, accounting and in particular MS Excel. Backgrounds with engineering, and STEM, particularly experience with large data sets, AI prompting, python, R, statistics and alternative data and looking to break into a front-line financial role will also be considered. The ideal candidate is competitive, intellectually curious, and posseses good communication skills. Finance-oriented candidates should have at least 9-12+ months of experience in investment banking, equity/debt research, corporate finance, accounting or consulting. **Responsibilities** + Perform financial modeling & valuation work + Update, analyze and compile complicated datasets in databases using Excel + Derive key insights from data trends and analysis + Monitor, compile, and summarize/model key industry news and developments incl. via social media + Seek out new, unusual sources of information to augment our research capabilities/insights + Write and update company and industry data reports and trends + Closely follow and understand stock market, industry and company specific activity, and relay to the analyst when he/she is traveling + Develop industry knowledge and business judgment over time **Qualifications** + Bachelor's Degree or equivalent years of experience + For finance candidates, minimum 9-12+ months experience in accounting, corporate finance, research, banking or consulting for finance oriented candidates + For engineering/math STEM candidates, strong communication skills and some working knowledge of financial modeling, statements and analysis + Strong modeling and financial analysis skills (income statement, balance sheet, and cash flow statement in Excel) + Strong attention to detail, and understanding of MS Office for formatting charts, tables and exhibits + Knowledge of statistics and/or data analytics/data science techniques; skills with both AI promoting, and python programming a plus + General interest in the stock market and/or financial markets + Must work well in a fast-paced, intense and collaborative team environment **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

GOLDMAN SACHS AYCO Goldman Sachs Ayco partners with Fortune 1000 companies to design and implement tailored financial planning programs for their workforce-leveraging the 50-year heritage of Ayco and the comprehensive resources of Goldman Sachs to meet the evolving needs of their employees. Ayco believes companies best serve their stakeholders and the greater economy when their employees' financial lives are clear, understood and in their control. Our advisors and technical specialists help clients achieve their personal financial goals through education and guided implementation across the key financial disciplines outlined above, including employee benefit planning. ABOUT THIS OPPORTUNITY Goldman Sachs Ayco Financial Wellness is where financial advisors come to start their career. Our financial coaches are supported with a robust training program that prepares them to independently work with clients over the phone within their first seven months. The training consists of: * Dedicated training team to guide new hires through an initial training period * Support through licensing requirements (SIE, Series 7 and Series 66) * In-depth technical training on a wide range of financial planning concepts such as: * Retirement * Investing * Budgeting & debt management * Employee benefits * Insurance * Income taxes * Education funding * Estate planning * Practical application of technical training through practice client scenarios HOW YOU WILL FULFILL YOUR POTENTIAL Following training, coaches focus on building meaningful relationships with clients, delivering exceptional, personalized financial planning through scheduled phone appointments and inbound conversations. This role is meant for an individual who wants to be client-facing and develop their long-term career as a financial advisor. Continual training will help coaches expand their skills and technical competency beyond their initial training period. Each coach should possess an ownership mindset with a desire to continually develop, learn, and grow professionally. QUALIFICATIONS * Bachelor's degree * FINRA SIE, Series 7 and Series 66 licenses (or as a condition of employment within a defined time after joining the firm) * Desire to grow a long-term career as a client-facing advisor at Goldman Sachs Ayco * Strong passion for personal financial planning and providing excellent client service via extensive daily client contact * Excellent communication skills, both verbal and written, in order to comprehend, simplify and explain complex financial planning concepts to clients of varying knowledge levels * Excellent interpersonal skills to build strong client relationships and foster a collaborative environment with colleagues. * Demonstrate integrity and sound judgment when handling highly confidential and sensitive information * Ability to multi-task independently in a fast-paced work environment * Strong attention to detail and ability to complete client deliverables accurately and within designated time frames * Desire to learn and ability to implement feedback in a positive and constructive manner in pursuit of professional growth PREFERRED QUALIFICATIONS * Minimum of a 3.5 GPA * Individuals with SIE license, CFP certification, and/or Life, Accident, and Health license * Customer service experience * Experience with eMoney financial planning software and Salesforce CRM ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: ********************************************************************* Salary Range The expected base salary for this Albany, New York, United States-based position is $55,000 - $75,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of the fiscal year-end. The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity

YOUR IMPACT Are you a quick-thinking self-starter with a passion for client service, the desire to work closely with teammates and clients, and the ability to problem solve and to think outside the box? Our Wealth Management Professionals (WMP) support all aspects of our business from an operational and relationship management perspective. We are seeking professionals with an interest in the markets who have the ability to thrive in a fast-paced environment where attention to detail, strong communication and organizational skills, and client service expertise are essential to maintaining and enhancing our business. OUR IMPACT Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design. AYCO Financial Counseling (AYCO) Goldman Sachs Ayco Financial Counseling (Ayco) partners with Fortune 1000 companies to design and implement tailored financial planning programs for their workforce- leveraging the 50-year heritage of Ayco and the comprehensive resources of Goldman Sachs to meet the evolving needs of their employees. Ayco believes companies best serve their stakeholders and the greater economy when their employees' financial lives are clear, understood and in their control. Ayco advisors and technical specialists help clients achieve their personal financial goals through education and guided implementation across seven key financial disciplines, including employee benefit planning. Wealth Management Professionals work directly with our clients to provide exceptional client service, operational support and risk management. The primary function of this position is to provide comprehensive support to Goldman Sachs Ayco Advisors and client accounts, including issue-spotting and generating investment ideas to assist the Advisor. An Analyst may also be responsible for oversight of daily workflow and other supervisory related tasks. HOW YOU WILL FULFILL YOUR POTENTIAL RESPONSIBILITIES * Work closely with Goldman Sachs Ayco Advisors to support their clients * Leverage your operational background and experience to contribute to a growing business * Proactively anticipate, determine and recommend solutions to meet client needs and/or resolve issues surrounding investment related transactions * Manage cash balances and private banking services in accounts * Respond to questions from clients, Ayco account managers and their teams relating to client accounts * Resolve time sensitive client service-related issues, including complex situations * Facilitate and execute transactions in accordance with client and Advisor instructions and consistent with internal policies and procedure * Provide overview of client reporting and web capabilities to potential new clients * Plan and manage new account on boarding process * May lead a group of Analysts and provide oversight for workflow, tasks and act as a resource for escalated issues * Perform any and all additional duties as assigned by the Managing Director and/or Ayco Management team SKILLS & EXPERIENCE WE'RE LOOKING FOR QUALIFICATIONS * Bachelor's degree required * Series 7 & 63 required, or must be obtained within 4 months of hire * Interest in Financial Services Industry * Self-motivated and able to work in an autonomous, yet collaborative environment. * Must have demonstrated the ability to be detail-oriented, self-motivated and capable of working in a team environment. * Strong interest in client service * Demonstrated excellent verbal and written communication skills * Demonstrated ability to multi-task in a fast-paced environment * Proficiency in Microsoft Office programs (ex. Outlook, Excel and Word) Salary Range The expected base salary for this Albany, New York, United States-based position is $50,000-$70,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here. ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: ********************************************************************* The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

2026 BNY Analyst Program - Audit At BNY, our culture allows us to run our company better and enables employees' growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world's investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide. Recognized as a top destination for innovators and champions of inclusion, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance - and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary. We're seeking a future team member for the role of Summer Analyst to join our Audit team. This role is located in New York, NY. BNY Analyst Program Our 24-month analyst program is a holistic talent development journey offering rotational experiences designed to prepare you for your future career. Through projects across the specific line of business, you will receive a panoramic view of BNY's entire global franchise, providing rare insight into the operation of one of the world's largest banks. In each of these roles, you will work on high-priority initiatives and develop a comprehensive set of analytical and interpersonal skills. As part of a highly selective program, you will gain unparalleled exposure to the senior leadership of BNY and its clients, while receiving personalized guidance and support from a peer mentor. Upon successful completion of the program, you will be considered for high impact roles in multiple functions. Audit Internal Audit plays a key role in helping the organization succeed! Through a combination of risk assurance and consulting, auditors provide insights on how well systems and processes are designed. Analysts in Internal Audit will be provided targeted on-the-job training designed to build knowledge, expertise, and soft skills. This role will get to collaborate with experienced audit professionals from one of our highly skilled audit groups to learn how auditors can make an impact through risk mitigation techniques. Projects Analysts have been placed on previously are: Process mapping and flowcharting Process gap identification through process analysis Testing bank controls for effectiveness Discovering and translating data anomalies into insights To run and operate each business above, our organization is reliant on a wide range of teams inclusive of: Business Development, Relationship Management, Client Service Delivery, Corporate partners (People Team, Operations, Finance, Technology), etc. It is an optimal time to be a part of the Asset Servicing team as we are market leaders with strong global partnerships across the industry. We lead with innovation and trust and are committed to collaborating with our clients to transform the financial services industry for the future. Program eligibility: Enrollment in a 4-year undergraduate degree program with a strong focus on business-related and/or technology-related majors preferred Graduating in Dec 2025 or May 2026 (U.S.) Minimum cumulative GPA of 3.0 or better Does not require sponsorship for employment visa status (now or in the future) in the country where applying. At BNY, our culture speaks for itself, check out the latest BNY news at: BNY Newsroom BNY LinkedIn Here's a few of our recent awards: America's Most Innovative Companies, Fortune, 2025 World's Most Admired Companies, Fortune 2025 “Most Just Companies”, Just Capital and CNBC, 2025 Our Benefits and Rewards: BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life's journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter. BNY assesses market data to ensure a competitive compensation package for our employees. The base salary for this position is expected to be between $40,500 and $75,000 per year at the commencement of employment. However, base salary if hired will be determined on an individualized basis, including as to experience and market location, and is only part of the BNY total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, short and long-term incentive packages, and company- sponsored benefit programs. This position is at-will and the Company reserves the right to modify base (as well as any other discretionary payment or compensation) at any time, including for reasons related to individual performance, change in geographic location, Company or individual department/team performance and market factors. BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

New York, New York **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** The Chief Investment Office centrally manages model portfolios with approximately $340 billion in assets under management (AUM), spanning fixed income, equities, and multi-asset strategies for Financial Advisors and Private Bank Portfolio Managers. These model portfolios are designed to optimize the investment process by aligning with our investment outlook across strategic and tactical asset allocation, sector and security selection, and thematic investing. The selected candidate will play a key role in scaling and improving workflows to accommodate future growth and expanding portfolios in the Chief Investment Office. Core responsibilities include delivering high-touch service and high-quality deliverables to portfolio managers and internal business partners, streamlining interactions among diverse systems, and developing innovative analyses, models, and tools that provide accessible insights to senior leaders and portfolio managers for timely decision-making. - Support daily oversight of CIO-managed model portfolios, ensuring portfolios remain aligned with stated investment objectives and firm guidelines - Develop and maintain tools, dashboards, and analytical frameworks to monitor portfolio exposures, performance, and risk metrics - Collaborate with portfolio managers, analysts, and internal business partners to deliver high-quality insights and reports that support timely decision-making - Identify opportunities to improve operational efficiency and implement process enhancements across portfolio oversight workflows - Perform data analysis and develop code in R, Python, SQL, or Excel to support both Shiny applications and management reporting, leveraging modern development practices such as version control, unit testing, and CI/CD pipelines to ensure code quality and efficient deployment - Leverage FactSet to manage model portfolios, analyze performance and risk with PA and SPAR, and build data pipelines via Portfolio Batcher and APIs - Troubleshoot and resolve issues related to data quality, system integrations, or portfolio analytics - Assist in preparing materials for senior leadership, articulating complex information in a clear and concise manner - Contribute to risk management efforts by proactively identifying, escalating, and mitigating potential issues - Participate in ad hoc projects and initiatives supporting the evolving needs of the Chief Investment Office **Required Qualifications** : - Degree from a competitive university in a quantitative field. Series 7 & 66 or ability to obtain within 120 days. - Proven ability to think on your feet, adapt quickly to change, and take initiative - Strong problem-solving skills and a passion for learning and acquiring new knowledge - Excellent communication skills, both written and verbal, with the ability to articulate thoughts and complex ideas clearly, concisely, and simply - Collaborative team player who embraces challenges and takes responsibility seriously - Ability to multitask and work independently with minimal supervision - Proficiency in coding with R, Python, or SQL; strong Excel data skills (such as Power Query) or Excel VBA experience are also valued Desired Skills: - 8+ years of relative financial experience - Demonstrates strong risk awareness and proactively escalates concerns to maintain robust portfolio oversight - Embraces continuous learning, shows intellectual curiosity, and adapts quickly in a dynamic environment - Communicates clearly and tactfully, adjusting style to connect effectively with diverse stakeholders, including senior leaders - Collaborates seamlessly across teams, building partnerships and contributing to shared goals - Takes initiative and drives operational excellence by delivering timely, innovative solutions - Possesses business acumen and understands asset allocation, portfolio construction, and manager selection, and how these contribute to portfolio performance **Minimum Education Requirement:** Bachelor's degree in related field or equivalent work experience **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.