Discover Financial Services is a finance company offering direct banking, credit cards, and payment services. The company operates the Discover card, which is America's first cash rewards credit card, making it one of the largest card issuers in the United States. In addition to its flagship credit business, Discover offers personal and student loans, home and home equity loans, online savings products, certificates of deposit, and money market accounts.
Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories. Founded in 1985 and based in Deerfield, Illinois, Discover employs 17,600 individuals and generates annual revenue of $12.9 billion.