Early Warning CEO and leadership

Al Ko is a Chief Executive Officer at Early Warning. He has worked as Chief Transformation Officer at INTUIT INC. Al studied at Harvard Law School and Yale.

Mark Travi is a Chief Financial Officer at Early Warning and is based in Glendale, Arizona. He has worked as Chief Financial Officer at TMP Worldwide and CFO/COO at Pathways. Mark studied at Illinois State University between 1983 and 1988.

Sean Murphy is a Chief Internal Audit Executive at Early Warning.

Suzanne Hartin is a Board Member at SYTEK ELECTRIC CORPORATION and Chief Risk Officer at Early Warning and is based in Richmond, Virginia. She has worked as VP, Role Based Access Control Program Manager at Bank of America; Organizational Advisor at Boeing; and VP, IT (operational) Risk and Information Security at AMERICAN EXPRESS CO. Suzanne studied at Davidson College between 1976 and 1980 and University of Central Florida between 1984 and 1985.

An experienced, cross-functional, executive leader currently serving as the Global Head of New Ventures, Emerging Technology, and Customer Experience for the Santander Group. Driving customer-centered innovation efforts to create future businesses for the Santander Group and improving user experience across digital touch-points. Managing a portfolio of new business concepts in FinTech across European, Latin American, and North American markets and in Horizons 2 & 3.Previously served as Vice President and General Manager for NCR's Global Financial Services solution portfolio, including it's Digital Insight and SaaS digital banking solution set. A servant leader to more than 5,000 employees, strategic partner to |5,000 financial institutions, and driver of a turn around for our business generating |$3.5B in revenue and growing a user base of now |15M digital banking users in the US and | 1 billion users across 180 countries.Passionate about driving innovation using a design thinking approach with deep customer empathy, lots of ideation, and rapid experimentation. Believe innovation should solve specific needs and must be a contributor to tangible growth. Think investing in creating the right collaborative, innovative, and courageous culture where employees are always learning, developing their careers, and seeing tangible impact is critical to deliver great experiences for customers and growth for shareholders. Recognized as inspiring and strategic in delivering a vision, multi-year plan, and operationalizing key priorities. Have driven growth for the company via product and business model innovation. Have experience leading various functional groups, including design, product management, business development, program management, risk management, sales operations, engineering, marketing, and B2B sales & relationship management.

I serve as Chief Technology Officer at Early Warning, leading the teams responsible for the technology and engineering of solutions that empower financial institutions of all sizes to make confident decisions, enable fast payments, and mitigate fraud. Positioning the firm for the future (product engineering, cloud engineering, chief data office, innovation) and fortifying the core (resiliency, reliability, end to end infrastructure, cloud/data centers and cyber security) are key areas of focus.Prior to joining Early Warning in 2020, I served as EVP & Chief Information Officer for Innovation & Strategic Services at Wells Fargo Bank. In previous roles I led Citigroup’s global data, advanced analytics and regulatory services technology; and payments technology at JPMorgan Chase. I hold a Bachelor of Technology Degree from Indian Institute of Technology (IIT) Bombay and an MBA in Computer Information Systems and Finance from Indian Institute of Management (IIM) Calcutta. If you're interested in the ways that core platforms and strategic innovation can support the financial experiences of the future, let's talk. Join the team: https://www.earlywarning.com/careers.

Natalie Schwimer S. is a Chief Human Resources Officer at Early Warning and is based in Scottsdale, Arizona. She has worked as President at Ars Imperatoria HR; Manager, Recruitment and Selection-Human Resources at America West Airlines; and Vice President of Human Resources at Early Warning. Natalie studied at Rutgers University.

I currently serve as Chief Marketing Officer and Chief Administrative Officer for Early Warning. In this role, I lead the company’s enterprise functions, including Sales, Strategy, Marketing, PR and Communications.

Over the past 3 decades I've worked in Financial Services serving in Senior and Executive Vice President roles in retail banking, overseeing Corporate Marketing, Compliance, Risk, Mergers and Acquisitions, and business development, both domestically and internationally. Prior to Early Warning, I served as Chief Risk Officer for Barclays UK Retail Bank, and previously worked with Bank of America for nearly 15 years.

Outside of work, I serve on the board of Girls on the Run, a life changing non-profit organization for 8-13 year-old girls that promotes girl empowerment by teaching life skills through lessons and running.