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Escrow officer vs loan administrator

The differences between escrow officers and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an escrow officer and a loan administrator. Additionally, an escrow officer has an average salary of $50,270, which is higher than the $42,859 average annual salary of a loan administrator.

The top three skills for an escrow officer include customer service, HOA and title insurance. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Escrow officer vs loan administrator overview

Escrow OfficerLoan Administrator
Yearly salary$50,270$42,859
Hourly rate$24.17$20.61
Growth rate4%4%
Number of jobs62,07763,708
Job satisfaction--
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Escrow officer vs loan administrator salary

Escrow officers and loan administrators have different pay scales, as shown below.

Escrow OfficerLoan Administrator
Average salary$50,270$42,859
Salary rangeBetween $36,000 And $70,000Between $31,000 And $59,000
Highest paying CityWalnut Creek, CASeattle, WA
Highest paying stateNew MexicoHawaii
Best paying companyFidelity National FinancialBNY Mellon
Best paying industryFinanceFinance

Differences between escrow officer and loan administrator education

There are a few differences between an escrow officer and a loan administrator in terms of educational background:

Escrow OfficerLoan Administrator
Most common degreeBachelor's Degree, 47%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Escrow officer vs loan administrator demographics

Here are the differences between escrow officers' and loan administrators' demographics:

Escrow OfficerLoan Administrator
Average age4545
Gender ratioMale, 14.9% Female, 85.1%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between escrow officer and loan administrator duties and responsibilities

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Escrow officer vs loan administrator skills

Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

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