Essent Guaranty CEO and leadership

Mary has served as Senior Vice President, Chief Legal Officer and Secretary since 2008. She has more than 20 years of experience in the mortgage industry. From 2003 to 2008, Mary served as chief legal officer of Wilmington Finance, Inc., a mortgage lender. She began her career at the U.S. Bankruptcy Court and White and Williams LLP, a law firm. Mary’s mortgage-related experience includes senior roles at ContiMortgage Corp. and Advanta Mortgage Corp. She holds a BS in marketing from St. Joseph's University and a JD from The Delaware Law School.

Ted has served as Senior Vice President and Chief Information Officer since 2009. He has more than 25 years of experience serving Fortune 500 companies in the area of information technology, including 17 years in mortgage and financial services. Before joining Essent, Ted served as a vice president of business systems solutions, overseeing application development and delivery to enhance risk management capability and improve operational efficiency. His experience also includes senior management positions with GMAC Mortgage, SunTrust Mortgage, and BearingPoint Consulting, where he focused on information technology strategy, architecture, delivery, and management. Ted holds a BS in management information systems from Indiana University of Pennsylvania.

Vijay has served as Senior Vice President and Chief Risk Officer since 2009. He has significant mortgage finance industry expertise, including holding multiple senior management positions specializing in mortgage risk, modeling and analytics. From 2006 to 2008, Vijay served as a managing director of Countrywide Financial Corporation/Bank of America, a mortgage lender, with responsibility for capital assessment, asset liability management, counterparty credit risk measurement and structured credit analytics. Earlier in his career, he held several management positions with Freddie Mac, including vice president for credit and prepayment modeling, and held research positions with Fannie Mae and the Board of Governors of the Federal Reserve System.

Bill has served as Senior Vice President and Chief Operations Officer since 2009. He has more than 25 years of experience in the areas of operations, technology and finance. Before joining Essent, Bill’s served as senior vice president of operations of a nationwide mortgage insurer, with responsibility for the field underwriting organization, centralized operations, quality assurance, and other service-related functions. Prior to that, he served as vice president of business solutions for a nationwide mortgage insurer, where he developed and implemented solutions for improved business performance with an emphasis on advanced technology. Bill has also managed mortgage-lending retail and wholesale channels, as well as a broad range of staff support functions for financial services companies. He holds a BS in business administration from Boston University.

Larry has served as Senior Vice President and Chief Financial Officer since 2009. He has over 25 years of experience in the areas of finance, accounting, controls and risk management. Between 2002 and 2009, Larry held a series of senior management positions at Sovereign Bancorp, Inc., including serving as its chief accounting officer, general auditor and chief enterprise risk management officer. Prior to joining Sovereign he was a partner with Arthur Andersen LLP. Larry holds a BS in accounting from St. Joseph's University and is a certified public accountant.

Mr. Eric S. Alessi is a President and Chief Executive Officer at Essent Guaranty Inc and is based in United States.