Field adjusters are tasked with examining property damage and physical injuries. They prepare and process claim reports and estimate if damage is covered by insurance policies. They also analyze complex information from different sources and support attorneys to defend their company in case of contestation. Field adjusters earn an average salary of $38,000 annually or $18 per hour.

Field adjusters primarily handle and process insurance claims. They perform this duty by gathering information from various sources such as police reports, videos from surveillance cameras, or audio recordings. They calculate benefits and payments, examine claim liability, and calculate benefits and payments. A great field adjuster has excellent analytical, mathematical, and communication skills.

In terms of academic qualifications, field adjusters typically hold a bachelor's degree in insurance, finance, or a related field. However, one can apply with a high school diploma or its equivalent. Some employers prefer candidates with previous experience as a field adjuster and in writing detailed reports.

What Does a Field Adjuster Do

There are certain skills that many field adjusters have in order to accomplish their responsibilities. By taking a look through resumes, we were able to narrow down the most common skills for a person in this position. We discovered that a lot of resumes listed analytical skills, communication skills and detail oriented.

Learn more about what a Field Adjuster does

How To Become a Field Adjuster

If you're interested in becoming a field adjuster, one of the first things to consider is how much education you need. We've determined that 69.7% of field adjusters have a bachelor's degree. In terms of higher education levels, we found that 4.9% of field adjusters have master's degrees. Even though most field adjusters have a college degree, it's possible to become one with only a high school degree or GED.

Learn More About How To Become a Field Adjuster

Field Adjuster Job Description

A field adjuster is an insurance professional working in the field responsible for the oversight of insurance claims. They ensure that the customer actually has insurance and that there are no signs of fraud. Then they determine if and how much a client should be paid.

Learn more about Field Adjuster Job Description

Field Adjuster Career Paths

Average Salary for a Field Adjuster

Field Adjusters in America make an average salary of $54,120 per year or $26 per hour. The top 10 percent makes over $75,000 per year, while the bottom 10 percent under $38,000 per year.
Average Field Adjuster Salary
$54,120 Yearly
$26.02 hourly

What Am I Worth?

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Roles and Types of Field Adjuster

The role of a field adjuster includes a wide range of responsibilities. These responsibilities can vary based on an individual's specific job, company, or industry.Here are some general field adjuster responsibilities:

  • 1. Utilizes various methods of settlement in those cases where warranted; assigns cases to outside vendors as warranted. Appropriate use of structure settlement on all applicable cases promptly
  • Delivering exceptional and courteous customer service traveling to the location of damaged vehicles
  • Complete field inspections and related responsibilities such as reading maps

There are several types of field adjuster, including:

Claims Adjuster

Role:

Claims adjusters spend a lot of their time evaluating insurance claims. Sometimes they decide the claims are valid; other times not so much. This position is full-time and isn't always located in the office. Many times you'll have to leave to inspect properties, such as damaged buildings and vehicles. This will help you assess the claim properly.

Typically, employers only require a high school diploma, but some positions can require a higher education. Or at least some insurance-related work experience. If you're looking for a job where you don't have to sit at a desk all day, this might just be the perfect fit for you.
  • Average Salary: $51,116
  • Degree: Bachelor's Degree

Adjuster

Role:

An adjuster or claims adjuster is an agent who looks into claims to determine if or how much the insurer should pay the insured for damage. As an adjuster, you have to determine effective ways to settle all claims. Your job requires you to research records and interview witnesses to understand the nature and what happened before the claim. You are also expected to find out the cost of fixing the damage and monitor the services of the repairer to ensure the damages are fixed. You will also need to create detailed reports of the damage and everything related to the claim.

To get a job as an adjuster, you must have a high school diploma or a bachelor's degree in finance or a related field. Also, you must possess superior communication and negotiation skills. Furthermore, you must have in-depth knowledge of spreadsheet software. With these, you will earn an average of $40,150 per year or $19.3 per hour.

  • Average Salary: $49,396
  • Degree: Bachelor's Degree

Auto Claims Adjuster

Role:

Auto claims adjusters are usually employed by insurance firms to inspect cars damaged in collisions and to consult with claimants on payments. The claims adjusters also go to the vehicle scene, inspect the damage, and determines how much the insurance provider can pay the customer for the necessary maintenance costs.

Auto claims adjusters may question witnesses and review police records to collect information about the crash scene. Jobs require that they discuss parts and replacement prices with car repair shops and vendors and negotiate compensation rates with applicants. A lot of hours could be spent in transit or in a busy car repair store. The tasks of the position include a specialized skill set.

Because auto claims adjusters must inspect disabled cars and evaluate repair costs, employers favor standardized auto repair preparation. Aspiring auto claims adjusters can receive a professional credential or an associate degree in auto body repair technology at a vocational school or community college. The next move is to acquire the requisite license. Licensing standards for auto claims adjusters vary by jurisdiction but can include pre-licensing training or experience and passing a licensing test.
  • Average Salary: $52,621
  • Degree: Bachelor's Degree

States With The Most Field Adjuster Jobs

Mouse over a state to see the number of active field adjuster jobs in each state. The darker areas on the map show where field adjusters earn the highest salaries across all 50 states.

Average Salary: Job Openings:

Number Of Field Adjuster Jobs By State

RankStateNumber of JobsAverage Salary
1California2,379$63,458
2Texas1,629$52,874
3Florida1,122$51,804
4New York956$58,080
5Pennsylvania803$56,036
6Illinois717$52,367
7North Carolina709$59,167
8Georgia700$50,992
9Massachusetts685$58,989
10Virginia684$57,550
11Ohio612$51,937
12Minnesota570$52,986
13New Jersey539$59,878
14Colorado498$55,911
15Arizona472$48,935
16Washington463$60,895
17Maryland462$59,035
18Indiana439$50,101
19Missouri416$49,968
20Tennessee409$44,835
21Michigan402$49,459
22Oregon386$59,960
23Wisconsin381$50,422
24South Carolina314$54,849
25Oklahoma270$47,749
26Utah256$49,163
27Iowa248$48,560
28Connecticut232$59,974
29Louisiana221$47,290
30Alabama215$44,857
31Nevada197$53,914
32Kentucky191$59,266
33Kansas181$47,457
34New Mexico169$49,147
35Arkansas168$46,377
36Mississippi157$42,448
37Maine144$53,495
38Nebraska144$49,302
39Idaho143$55,024
40North Dakota137$49,595
41New Hampshire135$56,685
42Montana133$54,142
43West Virginia88$48,635
44Delaware84$50,714
45Hawaii81$58,066
46Rhode Island72$60,630
47Vermont70$55,078
48South Dakota69$54,166
49Wyoming67$47,297
50Alaska44$69,523

Field Adjuster Education

Field Adjuster Majors

34.0 %

Field Adjuster Degrees

Bachelors

69.7 %

Associate

15.5 %

Masters

4.9 %

Top Colleges for Field Adjusters

1. Stanford University

Stanford, CA • Private

In-State Tuition

$51,354

Enrollment

7,083

Admissions
Most Popular Majors
Computer Science
Business
Education
Law
Economics

2. University of Pennsylvania

Philadelphia, PA • Private

In-State Tuition

$55,584

Enrollment

10,764

Admissions
Most Popular Majors
Finance
Business
Law
Economics
Political Science

3. Northwestern University

Evanston, IL • Private

In-State Tuition

$54,568

Enrollment

8,451

Admissions
Most Popular Majors
Business
Economics
Law
Communication
Psychology

4. Maine Maritime Academy

Castine, ME • Private

In-State Tuition

$13,478

Enrollment

979

Admissions
Most Popular Majors
Business

5. University of Southern California

Los Angeles, CA • Private

In-State Tuition

$56,225

Enrollment

19,548

Admissions
Most Popular Majors
Business
Computer Science
Communication
Accounting
Economics

6. California State University - Bakersfield

Bakersfield, CA • Private

In-State Tuition

$7,309

Enrollment

9,142

Admissions
Most Popular Majors
Liberal Arts
Business
Psychology
Criminal Justice
Communication

7. SUNY at Binghamton

Vestal, NY • Private

In-State Tuition

$9,808

Enrollment

13,990

Admissions
Most Popular Majors
Economics
Accounting
Psychology
Computer Science
Business

8. Villanova University

Villanova, PA • Private

In-State Tuition

$53,308

Enrollment

6,819

Admissions
Most Popular Majors
Business
Finance
Law
Communication
Accounting

9. San Diego State University

San Diego, CA • Private

In-State Tuition

$7,488

Enrollment

30,018

Admissions
Most Popular Majors
Business
Psychology
Liberal Arts
Criminal Justice
Communication

10. Bentley University

Waltham, MA • Private

In-State Tuition

$49,880

Enrollment

4,177

Admissions
Most Popular Majors
Accounting
Finance
Business
Marketing
Communication

Top Skills For a Field Adjuster

The skills section on your resume can be almost as important as the experience section, so you want it to be an accurate portrayal of what you can do. Luckily, we've found all of the skills you'll need so even if you don't have these skills yet, you know what you need to work on. Out of all the resumes we looked through, 19.8% of field adjusters listed customer service on their resume, but soft skills such as analytical skills and communication skills are important as well.

  • Customer Service, 19.8%
  • Xactimate, 16.8%
  • Strong Negotiation, 6.9%
  • Insurance Policies, 5.7%
  • Claims Handling, 3.0%
  • Other Skills, 47.8%

Choose From 10+ Customizable Field Adjuster Resume templates

Zippia allows you to choose from different easy-to-use Field Adjuster templates, and provides you with expert advice. Using the templates, you can rest assured that the structure and format of your Field Adjuster resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

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Field Adjuster Demographics

Field Adjuster Gender Distribution

Male
Male
70%
Female
Female
30%

After extensive research and analysis, Zippia's data science team found that:

  • Among field adjusters, 29.7% of them are women, while 70.3% are men.

  • The most common race/ethnicity among field adjusters is White, which makes up 61.7% of all field adjusters.

  • The most common foreign language among field adjusters is Spanish at 66.7%.

Online Courses For Field Adjuster That You May Like

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This course examines the U.S. federal tax system as it relates to property transactions of business owners and shareholders. Topics include cost recovery, such as depreciation, amortization, and depletion; calculation of realized versus recognized gains and losses; evaluation of the potential tax effects of nontaxable exchanges; and the combining, or netting, gains and losses that are different in nature. Assignments facilitate self-discovery of knowledge and development of a variety of...

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For aspiring and active entrepreneurs, this course focuses on the opportunities and challenges of intellectual property. Intellectual property is a commonly discussed, often misunderstand, element of entrepreneurship and law. Knowing how to create and manage patents, copyrights, trademarks, and trade secrets is a valuable skill for entrepreneurs and business leaders. Regardless of size and industry, a business’s intellectual property is often more valuable than its physical assets. Companies...

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Best States For a Field Adjuster

Some places are better than others when it comes to starting a career as a field adjuster. The best states for people in this position are Alaska, California, Washington, and Rhode Island. Field adjusters make the most in Alaska with an average salary of $69,523. Whereas in California and Washington, they would average $63,458 and $60,895, respectively. While field adjusters would only make an average of $60,630 in Rhode Island, you would still make more there than in the rest of the country. We determined these as the best states based on job availability and pay. By finding the median salary, cost of living, and using the Bureau of Labor Statistics' Location Quotient, we narrowed down our list of states to these four.

1. Oregon

Total Field Adjuster Jobs: 386
Highest 10% Earn:
$78,000
Location Quotient:
1.28

2. North Carolina

Total Field Adjuster Jobs: 709
Highest 10% Earn:
$79,000
Location Quotient:
1.01

3. California

Total Field Adjuster Jobs: 2,379
Highest 10% Earn:
$84,000
Location Quotient:
1.12
Full List Of Best States For Field Adjusters

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Top Field Adjuster Employers

We've made finding a great employer to work for easy by doing the hard work for you. We looked into employers that employ field adjusters and discovered their number of field adjuster opportunities and average salary. Through our research, we concluded that Allstate was the best, especially with an average salary of $53,029. American Family Insurance follows up with an average salary of $58,905, and then comes Infinity Property and Casualty with an average of $54,141. In addition, we know most people would rather work from home. So instead of having to change careers, we identified the best employers for remote work as a field adjuster. The employers include American Family Insurance, National General Insurance, and Automobile Club Of Missouri Inc

Most Common Employers For Field Adjuster

RankCompanyAverage SalaryHourly RateJob Openings
1State Auto Insurance$64,741$31.1313
2Mercury Insurance$62,273$29.9416
3Pilot Catastrophe$60,499$29.0926
4Liberty Mutual Insurance$59,904$28.8018
5American Family Insurance$58,905$28.3268
6Progressive$58,392$28.0740
7Encompass Insurance$57,826$27.8011
8Chubb$57,012$27.4118
9Crawford & Company$56,212$27.0241
10The Hartford$54,764$26.3311