What does a field examiner do?
Field examiners act as advisors and analysts at lending or banking institutions and insurance agencies who interact with the bank managers in various branches to oversee all banking operations and to create new strategies to reduce risk. The key responsibilities include ensuring compliance with the best practices involving collateral issues. They should have working experience in the banking industry, and obtain a bachelor's degree in a related field or finance, and should possess excellent leadership, analytical, and communication skills to become effective field examiners.
Field examiner responsibilities
Here are examples of responsibilities from real field examiner resumes:
- Achieve to eliminate IRS penalty fees for reporting payments make to unverify or fraudulent accounts.
- Analyze, organize and summarize information obtain through research, document analysis and interviews into an examination report.
- Recruit by SIU management from the customer service ranks.
- Research applicable laws, policies, and procedures to make educate determinations and adjudicate claims.
- Identify research and analyze possible fraudulent activity.
- Create SecondLook intake department to conduct an analysis and investigate unusual/suspicious account activity.
- Provide regulatory advice and reviews relating to compliance (including sanctions regimes), transactions, and litigation for depository institutions.
- Coordinate benefits with Medicaid and Medicare.
Field examiner skills and personality traits
We calculated that 16% of Field Examiners are proficient in Due Diligence, Exam Findings, and Collateral Management. They’re also known for soft skills such as Writing skills, Analytical skills, and Math skills.
We break down the percentage of Field Examiners that have these skills listed on their resume here:
- Due Diligence, 16%
Developed and implemented audit plans related to asset based lending due diligence and recurring collateral examinations reducing the risk of fraud.
- Exam Findings, 15%
Performed analyses and prepared written reports detailing exam findings and recommendations.
- Collateral Management, 12%
Created training manual and presentation to educate staff on operation of newly adopted collateral management reports.
- Financial Reports, 11%
Conduct quarterly monitoring, including review of financial reports for changes and trends and complaint analysis for potential supervisory plan amendments.
- GAAP, 9%
Key Responsibilities and Achievement: Examined the assets and liabilities of insurance companies in accordance with GAAP and outlined examination procedures.
- ABL, 7%
Completed examinations of sub-prime automobile and consumer loan companies along with assisting in several ABL examinations.
"due diligence," "exam findings," and "collateral management" are among the most common skills that field examiners use at work. You can find even more field examiner responsibilities below, including:
Writing skills. To carry out their duties, the most important skill for a field examiner to have is writing skills. Their role and responsibilities require that "financial examiners regularly write reports on the safety and soundness of financial institutions." Field examiners often use writing skills in their day-to-day job, as shown by this real resume: "prepared field exam reports for distribution to the portfolio and underwriting teams. "
Analytical skills. Many field examiner duties rely on analytical skills. "financial examiners need to evaluate how well the managers of financial institutions are handling risk and whether the individual loans the institution makes are safe.," so a field examiner will need this skill often in their role. This resume example is just one of many ways field examiner responsibilities rely on analytical skills: "analyzed financial reports to evaluate and report any material changes in operating performance and/or balance sheet status. "
Math skills. Another skill that relates to the job responsibilities of field examiners is math skills. This skill is critical to many everyday field examiner duties, as "financial examiners must do calculations and monitor balance sheets to ensure that a financial institution has available cash." This example from a resume shows how this skill is used: "collected and performed venipuncture, lab tests and vital signs and statistics. "
Detail oriented. For certain field examiner responsibilities to be completed, the job requires competence in "detail oriented." The day-to-day duties of a field examiner rely on this skill, as "financial examiners must pay close attention to minutiae when reviewing balance sheets in order to identify risky assets." For example, this snippet was taken directly from a resume about how this skill applies to what field examiners do: "completed detailed quantitative analysis of financial data to assess the borrowers volatility of their collateral. "
The three companies that hire the most field examiners are:
- Deloitte98 field examiners jobs
- Wells Fargo36 field examiners jobs
- M&T Bank3 field examiners jobs
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Compare different field examiners
Field examiner vs. Senior capital markets specialist
While similarities exist, there are also some differences between field examiners and senior capital markets specialist. For instance, field examiner responsibilities require skills such as "evaluates," "due diligence," "exam findings," and "collateral management." Whereas a senior capital markets specialist is skilled in "derivative," "securities," "treasury," and "fixed income." This is part of what separates the two careers.
On average, senior capital markets specialists reach higher levels of education than field examiners. Senior capital markets specialists are 13.6% more likely to earn a Master's Degree and 2.2% less likely to graduate with a Doctoral Degree.Field examiner vs. Community reinvestment act officer
In addition to the difference in salary, there are some other key differences worth noting. For example, field examiner responsibilities are more likely to require skills like "evaluates," "due diligence," "exam findings," and "collateral management." Meanwhile, a community reinvestment act officer has duties that require skills in areas such as "cra," "affordable housing," "payment assistance," and "occ." These differences highlight just how different the day-to-day in each role looks.
In general, community reinvestment act officers achieve lower levels of education than field examiners. They're 14.4% less likely to obtain a Master's Degree while being 2.2% less likely to earn a Doctoral Degree.Field examiner vs. Examination proctor
Some important key differences between the two careers include a few of the skills necessary to fulfill the responsibilities of each. Some examples from field examiner resumes include skills like "evaluates," "due diligence," "exam findings," and "collateral management," whereas an examination proctor is more likely to list skills in "test materials," "examination procedures," "test administration," and "test room. "
Examination proctors typically earn similar educational levels compared to field examiners. Specifically, they're 3.9% less likely to graduate with a Master's Degree, and 0.9% less likely to earn a Doctoral Degree.Field examiner vs. Examining officer
Types of field examiner
Updated January 8, 2025
