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The role of a Finance Service Representative is crucial in customer service within the financial sector. As of October 2025, the average salary for this position stands at $38,361 annually. However, salaries can vary significantly based on factors such as geographical location and years of experience.
In states like New York and California, Finance Service Representatives can earn considerably higher than the national average, making these locations attractive for job seekers. For instance, top-paying states often offer salaries exceeding $45,000 a year.
Those considering a career as a Finance Service Representative can expect a growing job market. With strong demand for finance professionals, this position often serves as a stepping stone to advanced roles in banking, financial analysis, or management. Explore various job listings on Zippia to find opportunities near you and take the next step in your career.
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The average finance service representative salary in New York, New Hampshire, and California are the highest in the U.S. The lowest average finance service representative salary states are South Carolina, Idaho, and Alaska.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $65,766 | $31.62 |
| 2 | New Hampshire | $42,764 | $20.56 |
| 3 | Maine | $40,199 | $19.33 |
| 4 | Pennsylvania | $40,192 | $19.32 |
| 5 | Rhode Island | $40,166 | $19.31 |
| 6 | Indiana | $38,685 | $18.60 |
| 7 | North Carolina | $39,260 | $18.88 |
| 8 | Missouri | $40,306 | $19.38 |
| 9 | Illinois | $37,168 | $17.87 |
| 10 | Minnesota | $39,502 | $18.99 |
| 11 | Texas | $37,138 | $17.85 |
| 12 | Ohio | $34,644 | $16.66 |
| 13 | California | $41,974 | $20.18 |
| 14 | Kansas | $40,099 | $19.28 |
| 15 | Maryland | $40,848 | $19.64 |
| 16 | Delaware | $38,469 | $18.49 |
| 17 | Tennessee | $34,428 | $16.55 |
| 18 | Kentucky | $34,006 | $16.35 |
| 19 | West Virginia | $37,232 | $17.90 |
| 20 | Michigan | $34,512 | $16.59 |
| 21 | North Dakota | $34,394 | $16.54 |
| 22 | Arizona | $33,297 | $16.01 |
| 23 | Hawaii | $36,556 | $17.57 |
| 24 | Nevada | $33,771 | $16.24 |
| 25 | Nebraska | $35,042 | $16.85 |
| 26 | Wisconsin | $33,024 | $15.88 |
| 27 | Connecticut | $35,252 | $16.95 |
| 28 | Georgia | $34,492 | $16.58 |
| 29 | Mississippi | $31,561 | $15.17 |
| 30 | New Jersey | $33,985 | $16.34 |
| 31 | Florida | $32,259 | $15.51 |
| 32 | Virginia | $37,296 | $17.93 |
| 33 | Louisiana | $32,708 | $15.72 |
| 34 | Massachusetts | $34,864 | $16.76 |
| 35 | Arkansas | $32,435 | $15.59 |
| 36 | South Dakota | $32,006 | $15.39 |
| 37 | New Mexico | $32,042 | $15.40 |
| 38 | Utah | $30,938 | $14.87 |
| 39 | Washington | $33,314 | $16.02 |
| 40 | Wyoming | $30,861 | $14.84 |
| 41 | Colorado | $31,632 | $15.21 |
| 42 | Iowa | $31,026 | $14.92 |
| 43 | Oregon | $32,482 | $15.62 |
| 44 | South Carolina | $30,052 | $14.45 |
| 45 | District of Columbia | $36,223 | $17.41 |
| 46 | Vermont | $30,148 | $14.49 |
| 47 | Idaho | $29,244 | $14.06 |
| 48 | Alabama | $24,819 | $11.93 |
| 49 | Montana | $27,161 | $13.06 |
| 50 | Alaska | $28,401 | $13.65 |
| 51 | Oklahoma | $25,467 | $12.24 |
The highest-paying cities for finance service representatives are New York, NY, Los Angeles, CA, and Saint Louis, MO.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $66,307 | $31.88 |
| 2 | Los Angeles, CA | $42,087 | $20.23 |
| 3 | Saint Louis, MO | $40,770 | $19.60 |
| 4 | Kansas City, KS | $40,227 | $19.34 |
| 5 | Saint Paul, MN | $39,560 | $19.02 |
| 6 | Richmond, IN | $39,350 | $18.92 |
| 7 | Charlotte, NC | $38,321 | $18.42 |
| 8 | San Antonio, TX | $37,941 | $18.24 |
| 9 | Pittsburgh, PA | $37,565 | $18.06 |
| 10 | Virginia Beach, VA | $37,542 | $18.05 |
| 11 | Chicago, IL | $37,356 | $17.96 |
| 12 | Springfield, MA | $35,599 | $17.11 |
| 13 | Omaha, NE | $35,174 | $16.91 |
| 14 | Troy, MI | $34,702 | $16.68 |
| 15 | Hartford, CT | $34,604 | $16.64 |
| 16 | Atlanta, GA | $34,528 | $16.60 |
| 17 | Columbus, OH | $34,394 | $16.54 |
| 18 | Jackson, TN | $34,034 | $16.36 |
| 19 | Phoenix, AZ | $33,372 | $16.04 |
| 20 | Tampa, FL | $32,331 | $15.54 |
Finance Service Representatives are the most in-demand in these five cities:
A finance service representative's salary ranges from $25,000 a year at the 10th percentile to $58,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $58,000 | $4,833 | $28 |
| 75th Percentile | $48,000 | $4,000 | $23 |
| Average | $38,361 | $3,197 | $18 |
| 25th Percentile | $30,000 | $2,500 | $14 |
| 10th Percentile | $25,000 | $2,083 | $12 |
The highest paying types of finance service representatives are finance associate, sales representative, and finance service advisor.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Personal Banker | $37,639 | $3,137 | $18.10 | 36,603 |
| Banker | $44,463 | $3,705 | $21.38 | 29,725 |
| Service Officer | $48,547 | $4,046 | $23.34 | 213,294 |
| Personal Banking Representative | $33,833 | $2,819 | $16.27 | 41,795 |
| New Accounts Representative | $36,918 | $3,077 | $17.75 | 133,070 |
| Representative | $36,023 | $3,002 | $17.32 | 252,761 |
Top companies hiring finance service representatives now:
Finance service representative salaries at Bloomberg and City National Bank are the highest-paying according to our most recent salary estimates. In addition, the average finance service representative salary at companies like Morgan Stanley and Beth Israel Deaconess Medical Center are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Bloomberg | $73,895 | $35.53 |
| 2 | City National Bank | $60,091 | $28.89 |
| 3 | Morgan Stanley | $50,570 | $24.31 |
| 4 | Beth Israel Deaconess Medical Center | $50,454 | $24.26 |
| 5 | Health Alliance | $49,521 | $23.81 |
| 6 | Medical University of South Carolina | $48,009 | $23.08 |
| 7 | Blessing Hospital Emergency Room | $46,776 | $22.49 |
| 8 | Parkland Hospital | $45,714 | $21.98 |
| 9 | Baystate Health | $44,190 | $21.25 |
| 10 | MassMutual | $42,410 | $20.39 |
| 11 | Interactive Brokers | $42,208 | $20.29 |
| 12 | New York Life Insurance | $41,113 | $19.77 |
| 13 | Charles Schwab | $40,586 | $19.51 |
| 14 | Triangle Credit Union | $40,095 | $19.28 |
| 15 | Rockstar Games | $40,076 | $19.27 |
| 16 | Northwell Health | $39,972 | $19.22 |
| 17 | West Central Behavioral Health | $39,681 | $19.08 |
| 18 | Fidelity Investments | $39,502 | $18.99 |
| 19 | Marriott International | $39,492 | $18.99 |
| 20 | Fairview Health Services | $39,429 | $18.96 |
The average finance service representative salary has fallen by $-4,318 over the last ten years. In 2014, the average finance service representative earned $42,679 annually, but today, they earn $38,361 a year. That works out to a -4% change in pay for finance service representatives over the last decade.
Compare finance service representative salaries for cities or states with the national average over time.
Compare finance service representative salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $38,400 | $18.44 | +3.9% |
| 2024 | $36,900 | $17.73 | -3.0% |
| 2023 | $38,000 | $18.26 | +0.5% |
| 2022 | $37,800 | $18.16 | -5.5% |
| 2021 | $39,900 | $19.17 | -6.3% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Banner Health | Banner Staffing Services Patient Financial Services Representative Greeley Neurosurgery Clinic | Banner, IL | 06/30/2025 | $36,689 |
| Collaborative Support Programs of Nj Inc. | Financial Services Representative | Mental Health | Jersey City, NJ | 06/30/2025 | $42,137 |
| Get It-Finance | Licensed Financial Services Representative-Remote-WFH | Costa Mesa, CA | 06/29/2025 | $50,000 |
| Primerica Financial Services | Financial Services Representative | Rancho Cucamonga, CA | 06/29/2025 | $24,000 |
| Worldacceptance | Financial Services Representative (Bilingual) | Houston, TX | 06/29/2025 | $33,392 |
| Worldacceptance | Financial Services Representative | Indianapolis, IN | 06/29/2025 | $31,305 |
| Worldacceptance | Financial Services Representative | Lafayette, LA | 06/29/2025 | $31,305 |
| Worldacceptance | Financial Services Representative | Nampa, ID | 06/29/2025 | $31,305 |
| Charles Schwab Corporation | Financial Services Representative | Omaha, NE | 06/28/2025 | $50,300 |
| World Finance | Financial Services Representative | Savannah, GA | 06/28/2025 | $31,305 |
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