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The average salary for a Finance Service Specialist in the United States is approximately $40,415 per year, translating to about $19 per hour. This figure can fluctuate based on various factors, including location, years of experience, and specific job responsibilities. For instance, finance professionals in states like California and New York often report higher earnings due to the cost of living and demand for skilled workers.
In addition to geographic variances, experience plays a crucial role in salary potential. Entry-level positions may start lower, but as specialists gain experience, their earning potential increases significantly. Opportunities for advancement into roles such as Financial Analyst or Senior Finance Manager can further enhance income. Cities like San Francisco and New York City are noted for offering some of the highest salaries for this profession.
To maximize earning potential as a Finance Service Specialist, consider pursuing additional certifications or specialized training. Staying current with industry trends and networking within financial sectors can also open doors to higher-paying positions. For those seeking to enter the finance field, understanding these dynamics is key to making informed career decisions.
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The highest-paying states for finance service specialists are New York, New Jersey, and New Hampshire. The lowest average finance service specialist salary states are Idaho, Montana, and Georgia.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $84,364 | $40.56 |
| 2 | Delaware | $52,751 | $25.36 |
| 3 | Connecticut | $52,745 | $25.36 |
| 4 | New Hampshire | $58,165 | $27.96 |
| 5 | Illinois | $52,024 | $25.01 |
| 6 | Maine | $55,314 | $26.59 |
| 7 | Massachusetts | $52,100 | $25.05 |
| 8 | New Jersey | $58,444 | $28.10 |
| 9 | Virginia | $50,035 | $24.06 |
| 10 | Rhode Island | $46,970 | $22.58 |
| 11 | Vermont | $40,825 | $19.63 |
| 12 | North Dakota | $37,271 | $17.92 |
| 13 | Minnesota | $43,587 | $20.96 |
| 14 | California | $40,695 | $19.56 |
| 15 | West Virginia | $44,087 | $21.20 |
| 16 | Kansas | $42,655 | $20.51 |
| 17 | Tennessee | $37,365 | $17.96 |
| 18 | Pennsylvania | $39,733 | $19.10 |
| 19 | District of Columbia | $48,327 | $23.23 |
| 20 | Texas | $37,015 | $17.80 |
| 21 | Florida | $35,186 | $16.92 |
| 22 | Kentucky | $38,117 | $18.33 |
| 23 | Arizona | $33,116 | $15.92 |
| 24 | Wyoming | $31,944 | $15.36 |
| 25 | Ohio | $34,068 | $16.38 |
| 26 | Missouri | $36,488 | $17.54 |
| 27 | Alaska | $36,207 | $17.41 |
| 28 | Michigan | $34,237 | $16.46 |
| 29 | Louisiana | $34,948 | $16.80 |
| 30 | Utah | $30,944 | $14.88 |
| 31 | North Carolina | $35,883 | $17.25 |
| 32 | Nevada | $34,718 | $16.69 |
| 33 | Washington | $33,037 | $15.88 |
| 34 | Hawaii | $31,535 | $15.16 |
| 35 | Indiana | $32,940 | $15.84 |
| 36 | Arkansas | $34,542 | $16.61 |
| 37 | South Carolina | $35,414 | $17.03 |
| 38 | Wisconsin | $30,925 | $14.87 |
| 39 | South Dakota | $33,668 | $16.19 |
| 40 | Maryland | $35,996 | $17.31 |
| 41 | Mississippi | $33,841 | $16.27 |
| 42 | Oregon | $33,504 | $16.11 |
| 43 | Colorado | $31,057 | $14.93 |
| 44 | New Mexico | $33,303 | $16.01 |
| 45 | Idaho | $30,266 | $14.55 |
| 46 | Nebraska | $30,446 | $14.64 |
| 47 | Iowa | $26,062 | $12.53 |
| 48 | Georgia | $28,301 | $13.61 |
| 49 | Alabama | $26,790 | $12.88 |
| 50 | Montana | $29,588 | $14.22 |
| 51 | Oklahoma | $26,832 | $12.90 |
The highest-paying cities for finance service specialists are New York, NY, Concord, NH, and Wilmington, DE.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $84,730 | $40.74 |
| 2 | Concord, NH | $57,408 | $27.60 |
| 3 | Wilmington, DE | $52,967 | $25.46 |
| 4 | Chicago, IL | $52,623 | $25.30 |
| 5 | Arlington, VA | $52,562 | $25.27 |
| 6 | Quincy, MA | $52,153 | $25.07 |
| 7 | Washington, DC | $48,343 | $23.24 |
| 8 | Minneapolis, MN | $43,563 | $20.94 |
| 9 | Santa Cruz, CA | $42,189 | $20.28 |
| 10 | Philadelphia, PA | $40,478 | $19.46 |
| 11 | Greenville, NC | $38,555 | $18.54 |
| 12 | Smyrna, TN | $37,601 | $18.08 |
| 13 | Austin, TX | $37,172 | $17.87 |
| 14 | Columbia, SC | $35,633 | $17.13 |
| 15 | Titusville, FL | $35,101 | $16.88 |
| 16 | Columbus, OH | $33,584 | $16.15 |
| 17 | Phoenix, AZ | $33,216 | $15.97 |
| 18 | Seattle, WA | $33,185 | $15.95 |
| 19 | Urban Honolulu, HI | $31,570 | $15.18 |
| 20 | Centennial, CO | $31,064 | $14.93 |
A finance service specialist's salary ranges from $27,000 a year at the 10th percentile to $60,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $60,000 | $5,000 | $29 |
| 75th Percentile | $49,000 | $4,083 | $24 |
| Average | $40,415 | $3,368 | $19 |
| 25th Percentile | $32,000 | $2,667 | $15 |
| 10th Percentile | $27,000 | $2,250 | $13 |
The highest paying types of finance service specialists are finance & sales representative, finance associate, and merchant.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Merchant | $74,999 | $6,250 | $36.06 | 15,395 |
| Personal Banker | $37,639 | $3,137 | $18.10 | 36,603 |
| Banker | $44,463 | $3,705 | $21.38 | 29,725 |
| Phone Banker | $34,532 | $2,878 | $16.60 | 22,843 |
| Relationship Banker | $37,091 | $3,091 | $17.83 | 34,587 |
| Business Banker | $69,423 | $5,785 | $33.38 | 70,054 |
Top companies hiring finance service specialists now:
Finance service specialist salaries at Cravath and Highland General Hospital are the highest-paying according to our most recent salary estimates. In addition, the average finance service specialist salary at companies like Buchanan Ingersoll & Rooney PC and Ernst & Young are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Cravath | $133,042 | $63.96 |
| 2 | Highland General Hospital | $76,361 | $36.71 |
| 3 | Buchanan Ingersoll & Rooney PC | $71,164 | $34.21 |
| 4 | Ernst & Young | $65,868 | $31.67 |
| 5 | Morgan Stanley | $64,817 | $31.16 |
| 6 | AssetMark | $64,384 | $30.95 |
| 7 | Alameda Health System | $62,814 | $30.20 |
| 8 | New York State Restaurant Association | $61,424 | $29.53 |
| 9 | Accenture | $58,138 | $27.95 |
| 10 | Interactive Brokers | $57,642 | $27.71 |
| 11 | New York University | $57,362 | $27.58 |
| 12 | Alere | $56,735 | $27.28 |
| 13 | L3Harris | $56,259 | $27.05 |
| 14 | Commonwealth | $55,697 | $26.78 |
| 15 | KPMG LLP | $54,874 | $26.38 |
| 16 | Memorial Sloan Kettering Cancer Center | $54,265 | $26.09 |
| 17 | Georgetown University | $52,404 | $25.19 |
| 18 | New York Life Insurance | $52,153 | $25.07 |
| 19 | Hawaii.com | $51,722 | $24.87 |
| 20 | ICF | $51,620 | $24.82 |
The average finance service specialist salary has fallen by $-4,548 over the last ten years. In 2014, the average finance service specialist earned $44,963 annually, but today, they earn $40,415 a year. That works out to a -4% change in pay for finance service specialists over the last decade.
Compare finance service specialist salaries for cities or states with the national average over time.
Compare finance service specialist salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $40,400 | $19.43 | +3.9% |
| 2024 | $38,900 | $18.68 | -3.0% |
| 2023 | $40,000 | $19.24 | +0.5% |
| 2022 | $39,800 | $19.13 | -5.5% |
| 2021 | $42,000 | $20.19 | -6.3% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| MGM Resort International | Senior Finance Shared Services Specialist-Corporate | Las Vegas, NV | 06/30/2025 | $58,436 |
| Franklin Templeton | Financial Services Sales Training Specialist | Ione, CA | 06/30/2025 | $85,000 |
| Danbury Hospital | Patient Financial Services Reimbursement Specialist I | Danbury, CT | 06/29/2025 | $39,590 |
| Searhc | Patient Financial Services Specialist II-Searhc Corporate Office | Juneau, AK | 06/29/2025 | $52,175 |
| Franklin Templeton | Financial Services Sales Training Specialist | Nome, TX | 06/28/2025 | $85,000 |
| State of New York | Financial Services Specialist 2 (Compliance), SG | New York, NY | 06/28/2025 | $86,681 |
| Msufcu | Financial Services Specialist-West Side Branch | Lansing, MI | 06/27/2025 | $37,566 |
| MSU Federal Credit Union | Financial Services Specialist-West Side Branch | Lansing, MI | 06/26/2025 | $37,566 |
| Hudson Valley Community College | Student Financial Services Specialist Hv-Ntp | Troy, NY | 06/26/2025 | $40,500 |
| Alameda Health System | Patient Financial Services Denial Specialist | San Leandro, CA | 06/25/2025 | $66,513 |
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