Financial Institutions Leadership

Martin K. Birmingham has been a director of the Company and the Bank since 2013. Mr. Birmingham also serves as the President and Chief Executive Officer of the Company and the Bank, a position he has held since March 2013. He was promoted to Executive Vice President and Regional President/Commercial Banking Executive in 2009 and to President and Chief of Community Banking in August 2012. Mr. Birmingham joined us as President and Chief Executive Officer of the National Bank of Geneva in March 2005 and, upon consolidation of our subsidiary banks in December 2005, was appointed Senior Vice President and Regional President of Five Star Bank. Prior to joining us, Mr. Birmingham served as Rochester Market President for Bank of America Corporation from 2004 to 2005 and held corporate banking roles with Fleet Boston Financial Group’s Rochester Division, including Regional President, from 2000 to 2004 (Bank of America acquired Fleet in 2004). Mr. Birmingham currently serves as a board member of several local nonprofit institutions, including Chairman of the Board of the Automobile Association of America (AAA) of Central and Western New York and Vice Chairman of the Board of St. John Fisher College. The Board has determined that Mr. Birmingham’s significant experience in the banking industry over the past twenty years, including operational, financial, and executive roles, as well as his unique perspective as leader of our management team, qualifies him for service as a member of our Board of Directors.

Finance & Product Management executive with 20 years of total experience in Public Accounting and Banking. Recognized as an intellectually curious professional with expertise leading large multi-functional teams to achieve desired performance and objectives. Acknowledged as an innovative and strategic leader with proficiency in decision making process.

Kevin B. Klotzbach is Executive Vice President, Chief Financial Officer and Treasurer of the Company and the Bank. He joined the Company in 2001, and previously served as Chief Investment Officer at Greater Buffalo Savings Bank (“GBSB”). Prior to joining GBSB in 1999, Mr. Klotzbach held various executive, portfolio management and risk management positions with Empire Federal Savings Bank, Key Bank and Merrill Lynch Asset Management.

Sam Burruano is an Exec VP/Chief Legal Ofcr/Secy at Five Star Bank and Exec VP/Chief Legal Ofcr/Secy at FINANCIAL INSTITUTIONS INC. He has worked as Assistant General Counsel at First Niagara Bank Foundation; Attorney at Hiscock & Barclay, LLP; and Senior VP/Secretary/General Counsel at FINANCIAL INSTITUTIONS INC. Sam studied at Cleveland-Marshall College of Law and University at Buffalo.

Sally Bramall is a Chief Operating Officer at FINANCIAL INSTITUTIONS INC and is based in United States.

Martin K. Birmingham has been a director of the Company and the Bank since 2013. Mr. Birmingham also serves as the President and Chief Executive Officer of the Company and the Bank, a position he has held since March 2013. He was promoted to Executive Vice President and Regional President/Commercial Banking Executive in 2009 and to President and Chief of Community Banking in August 2012. Mr. Birmingham joined us as President and Chief Executive Officer of the National Bank of Geneva in March 2005 and, upon consolidation of our subsidiary banks in December 2005, was appointed Senior Vice President and Regional President of Five Star Bank. Prior to joining us, Mr. Birmingham served as Rochester Market President for Bank of America Corporation from 2004 to 2005 and held corporate banking roles with Fleet Boston Financial Group’s Rochester Division, including Regional President, from 2000 to 2004 (Bank of America acquired Fleet in 2004). Mr. Birmingham currently serves as a board member of several local nonprofit institutions, including Chairman of the Board of the Automobile Association of America (AAA) of Central and Western New York and Vice Chairman of the Board of St. John Fisher College. The Board has determined that Mr. Birmingham’s significant experience in the banking industry over the past twenty years, including operational, financial, and executive roles, as well as his unique perspective as leader of our management team, qualifies him for service as a member of our Board of Directors.

Kevin B. Klotzbach is Executive Vice President, Chief Financial Officer and Treasurer of the Company and the Bank. He joined the Company in 2001, and previously served as Chief Investment Officer at Greater Buffalo Savings Bank (“GBSB”). Prior to joining GBSB in 1999, Mr. Klotzbach held various executive, portfolio management and risk management positions with Empire Federal Savings Bank, Key Bank and Merrill Lynch Asset Management.