Risk Analyst jobs at First Citizens Bank - 69 jobs

This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office. This role will be located in Raleigh,NC. First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future! This role will report through the General Bank's Business Risk & Controls Department, supporting various activities and programs that ensure appropriate first line risk management and oversight of business processes, risks, and controls. As the Business Risk & Controls Program Intern, you will help to develop, monitor, and manage risk programs in adherence to policies and standards. This may include building, analyzing, reporting, and drawing conclusions on various risk topics, as well as facilitating and supporting projects. Responsibilities In this role, you will: * Be part of a dynamic team with interesting projects. * Accountabilities can and may include areas such as research, analytics, projects, strategy, risk management, process review and improvement, as well as technology enhancements and support within the General Bank Business Risk & Controls organization. * May review and recommend improvements to current processes and procedures and ensure compliance with relevant rules and regulations * Attend professional development sessions, informational sessions, networking and community service events. * Have a dedicated manager and program manager to help you navigate the bank and the internship program. * Be assigned a project, designed to improve a specific process or solve a problem that you will present at the close of the internship. * Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline your accomplishments and experience during the internship Internship dates: 5/27/2026 - 7/31/2026 Qualifications Required qualifications: * High School Diploma or GED and 1 year of experience * Currently enrolled at an accredited collegiate institution (during the time of the summer program) * Ability to work 40 hours per week during the duration of the program Preferred qualifications: * Pursing an undergraduate degree in Business Administration, Finance, Risk Management, or other similar area * 3.0 minimum GPA * Detail oriented * Reporting and analytical skills * Knowledge and use of Microsoft Office applications * Strong desire to learn and grow * Possess a positive attitude, naturally curious and enjoys collaborating with others * Strong verbal and written communication skills * Critical thinking skills * Ability to mltitask * Ability to adapt and adjust priorities based on business needs * Ability to take direction and absorb information quickly Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at ****************************************

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! : This job is responsible for conducting quantitative analytics and complex modeling projects for specific business units or risk types. Key responsibilities include leading the development of new models, analytic processes, or system approaches, creating technical documentation for related activities, and working with Technology staff in the design of systems to run models developed. Job expectations may include the ability to influence strategic direction, as well as develop tactical plans. Responsibilities: Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers Leads the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation Maintains and provides oversight of model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite Leads and provides methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches Managerial Responsibilities: This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above. Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals. Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement. Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions. Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues. People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance. Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions. Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization. Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work. Skills: Critical Thinking Quantitative Development Risk Analytics Risk Modeling Technical Documentation Adaptability Collaboration Problem Solving Risk Management Test Engineering Data Modeling Data and Trend Analysis Process Performance Measurement Research Written Communications LOB Job Description: This role will support Card loss forecasting administration, both relating to ongoing forecasting & analytic deliverables. Most specifically, it will help lead the team to deepen Card customer and portfolio assessments from various perspectives (loss, balance growth, customer retention, profitability), improving our collective risk management capabilities. Position is critical given the product dynamics in the current environment and the business' desire to produce incremental responsible growth through product strategy and infrastructure changes. Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT) are sub-lines of business within Global Risk Management (GRM). Collectively, they are responsible for developing a consistent and coherent set of models, analytical tools, and tests for effective risk and capital measurement, management and reporting across Bank of America. GRA and EIT partner with the Lines of Business and Enterprise functions to ensure the capabilities it builds address both internal and regulatory requirements, and are responsive to the changing nature of portfolios, economic conditions, and emerging risks. In executing its activities, GRA and EIT drive innovation, process improvement and automation. Bank of America's Global Risk Analytics (GRA) organization has a high impact opportunity for a Senior Quantitative Financial Analyst within its Consumer Loss Forecasting (CLF) team. GRA is a quantitative organization which delivers models, tools, and analysis needed to effectively manage risk and capital. The CLF team provides insights via credit loss forecasts and related portfolio, model and forecast analytics for Bank's $500 billion consumer loan portfolio - which includes Mortgage, Credit Card, Auto loan, and Consumer Banking Overdraft products. This position will primarily focus on the Consumer Credit Card product and portfolio. Forecast Administration plays a critical role in the Bank's allowance and financial planning, enterprise stress testing, and overall risk management activities. It requires combining knowledge of operational management, impacts of product and financial strategies, with analytical skills to enhance risk assessment and loss forecasting capabilities, adding insights to help improve business decision-making. The Senior Quantitative Financial Analyst interacts with a wide variety of stakeholders including other loss forecast associates, model operations, model developers, Allowance, Finance, Enterprise Stress Testing, Risk and the Front Line Unit. The Analyst should be able to effectively conduct sophisticated analysis and communicate results of such analysis to stakeholders. Forecast Administration Team Responsibilities: Each of the following responsibilities require advanced analytical and quantitative capabilities along with strong written and verbal communication skills. Being able to influence resources from within the team or across other teams, and the ability to quickly identify core implications and connections within complex issues is needed in this role. • Create crisp executive-level analytic content for stakeholders. This includes creating commentary to effectively explain trends, analyze loss projections, portfolio credit quality, and ensure loss forecast reasonability. • Utilizing cards business knowledge to assess loss model historical back-testing to facilitate recommended forecast adjustments and provide feedback to Model Development. This includes presenting adjustment rationale to stakeholders, obtaining buy-in from partners, and collaborating with model development partners to address existing or emerging model limitations. • Drive analytics pipeline covering strategy and environmental impacts, as well as consumer financial health on portfolio trends vs. model performance. • Collaborate across teams to ensure portfolio and business decisions impacts are accounted for in the forecast. Required Skills: • 8+ years of Consumer Unsecured analytics experience preferably data analytics, or quantitative research, forecast methods, credit acquisition or existing account management strategy experience, Finance or Collections data analytics, risk management, or quantitative research • Experience in Risk, Credit, Product Management, Collections or Financial Operations with demonstrated track record of generating and communicating insights which improve performance and understanding • Navigating and building expertise in new/unfamiliar data sources (internal or external) to correctly interpret data and extract information needed for analysis • Designing analytical framework / experiment to effectively answer business questions • Storyteller with demonstrated ability to deliver data insights to business in succinct and digestible manner through strong intuition on linkage between data observations and business significance and effective use of data visualization techniques • Highly proficient at SQL, demonstrated ability to transform data into analysis ready format • Attention to detail coupled with ability to simplify the complex • Demonstrated ability to independently drive, organize and work collaboratively across multiple teams and functions • Flexibility to work independently with little supervision in a complex team environment • Proficiency with Tableau, MS Word/Excel/PowerPoint • Previous demonstrated strong leadership or project management experience Desired Skills: • Proven analytical ability and problem solving skills demonstrated through banking experience related to loss forecasting, analytics and operations with ability to pro-actively lead • Experience meeting with internal or external bank examiners and responding to questions and required actions in a timely manner • Previous demonstrated strong leadership or project management experience • Consumer behavior analytics or risk modeling in a financial institution • Programing skills (SQL, Python, R, LaTeX) • Experience with CECL, DFAST, CCAR forecast methodologies Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Jersey City - 525 Washington Blvd (NJ2525) Pay and benefits information Pay range$125,000.00 - $210,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Plano, Texas;Addison, Texas; Phoenix, Arizona; Chandler, Arizona; Fort Worth, Texas; Greensboro, North Carolina; Newark, Delaware; Charlotte, North Carolina **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for supporting analytical work efforts for various projects within a Line of Business or business discipline. Key responsibilities include leveraging databases to acquire client and performance data, transforming extracted data into meaningful insights and trends, and delivering those insights to leaders to make complex business decisions. Job expectations include working with business partners to understand, coordinate, and deliver agreed upon priorities while communicating complex data outputs and delivering the appropriate summary and data required. The Operations Data Control (ODC) team provides support to various Global Operations LOBS by providing data analysis in order to detect data anomalies. Our goal is to provide an automated-alert, data-anomaly, detection system. This system will utilize various data storage technologies across the bank, perform statistical analysis techniques on subject data, and deliver reports and alerts through BI and email to subject matter experts for potential remediation. **Responsibilities:** + Supports the extraction of data using a variety of a programming languages, such as SQL, SAS, Python, or Spark/Scala, and applies knowledge of relational and non-relational database systems housed on both on-premise and off-premise (hybrid) platforms + Connects provisioned data across multiple sources and performs necessary transformations utilizing both technical, business, and process knowledge to transform data into meaningful values and insights + Performs quantitative techniques and analysis on customer, transaction, and performance data with the guidance from other analysts and supervisors, based on questions provided by business partners, and provides actionable insights for business partners to make informed decisions. + Follows requirements developed by other analysts and supervisors to perform required research, analytics, and exploration on appropriate and accurate data sources to provide appropriate deliverables + Communicates complex subjects in a simple and engaging manner to non-technical and technical business partners using software such as Power Point, Word, Excel, and Tableau + Assists with conducting quality comparison checks on analysis output and escalates data inconsistencies, gaps, or issues to leadership + Follows quality workflow process and documentation requirements to adhere to standards and provide business continuity **Required Qualifications:** - Must have 4+ years of Tableau report development - Must have 4+ years of SQL coding/reporting - Excellent analytical and verbal/written communication skills - Strong presentational skills and ability to communicate complex ideas and theories - Ability to multi-task, prioritize and manage time to strict deadlines (i.e. can demonstrate effective time and workflow management skills) - Works collaboratively in a cross-functional team, learns from colleagues, and provides routine updates on calls related to projects. - Strong attention to detail, problem solving, strategic thinking, and analytical skills. **Desired Qualifications:** - Deep understanding on automation; Autosys, Alteryx, etc. - Strong problem solving, conceptual thinking, attention to detail, and sense of urgency. - Ability to manage through ambiguity and agile to process change. - Self-starting, organized, proactive, and requiring minimal management oversight. - Time management, analytical and organizational skills. - Working knowledge of software version control systems such as BIT/GIT Bucket **Skills:** + Business Analytics + Data Mining + Data and Trend Analysis + Analytical Thinking + Business Intelligence + Data Quality Management + Data Visualization + Application Development + Business Acumen + Continuous Improvement + Innovative Thinking + Quality Assurance **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for supporting analytical work efforts for various projects within a Line of Business or business discipline. Key responsibilities include leveraging databases to acquire client and performance data, transforming extracted data into meaningful insights and trends, and delivering those insights to leaders to make complex business decisions. Job expectations include working with business partners to understand, coordinate, and deliver agreed upon priorities while communicating complex data outputs and delivering the appropriate summary and data required. The Operations Data Control (ODC) team provides support to various Global Operations LOBS by providing data analysis in order to detect data anomalies. Our goal is to provide an automated-alert, data-anomaly, detection system. This system will utilize various data storage technologies across the bank, perform statistical analysis techniques on subject data, and deliver reports and alerts through BI and email to subject matter experts for potential remediation. Responsibilities: * Supports the extraction of data using a variety of a programming languages, such as SQL, SAS, Python, or Spark/Scala, and applies knowledge of relational and non-relational database systems housed on both on-premise and off-premise (hybrid) platforms * Connects provisioned data across multiple sources and performs necessary transformations utilizing both technical, business, and process knowledge to transform data into meaningful values and insights * Performs quantitative techniques and analysis on customer, transaction, and performance data with the guidance from other analysts and supervisors, based on questions provided by business partners, and provides actionable insights for business partners to make informed decisions. * Follows requirements developed by other analysts and supervisors to perform required research, analytics, and exploration on appropriate and accurate data sources to provide appropriate deliverables * Communicates complex subjects in a simple and engaging manner to non-technical and technical business partners using software such as Power Point, Word, Excel, and Tableau * Assists with conducting quality comparison checks on analysis output and escalates data inconsistencies, gaps, or issues to leadership * Follows quality workflow process and documentation requirements to adhere to standards and provide business continuity Required Qualifications: * Must have 4+ years of Tableau report development * Must have 4+ years of SQL coding/reporting * Excellent analytical and verbal/written communication skills * Strong presentational skills and ability to communicate complex ideas and theories * Ability to multi-task, prioritize and manage time to strict deadlines (i.e. can demonstrate effective time and workflow management skills) * Works collaboratively in a cross-functional team, learns from colleagues, and provides routine updates on calls related to projects. * Strong attention to detail, problem solving, strategic thinking, and analytical skills. Desired Qualifications: * Deep understanding on automation; Autosys, Alteryx, etc. * Strong problem solving, conceptual thinking, attention to detail, and sense of urgency. * Ability to manage through ambiguity and agile to process change. * Self-starting, organized, proactive, and requiring minimal management oversight. * Time management, analytical and organizational skills. * Working knowledge of software version control systems such as BIT/GIT Bucket Skills: * Business Analytics * Data Mining * Data and Trend Analysis * Analytical Thinking * Business Intelligence * Data Quality Management * Data Visualization * Application Development * Business Acumen * Continuous Improvement * Innovative Thinking * Quality Assurance Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting quantitative analytics and modeling projects for specific business units or risk types. Key responsibilities include developing new models, analytic processes, or systems approaches, creating technical documentation for related activities, and working with Technology staff in the design of systems to run models developed. Job expectations include having a broad knowledge of financial markets and products. Responsibilities: Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers Supports the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation Supports model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite Supports the methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches At Bank of America, models are used for a broad range of activities, including but not limited to valuation, risk management, capital and liquidity planning, stress testing, underwriting and other strategic or day-to-day decision-making purposes. Bank of America recognizes the risk and uncertainty associated with the use of its models and the need to effectively manage this risk both at an individual level and in the aggregate. The Model Risk Management (MRM) Team provides oversight for model risk across Bank of America's model inventory. The MRM Team independently validates and challenges newly-developed and existing models; is responsible for model risk assessments, limits and monitoring; communicates issues identified through validations to relevant businesses and governance and control functions; and escalates model use breaches and remediation plans to relevant governance committees. Enterprise Model Risk Management seeks a quantitative finance analyst conduct independent testing and review of models used in balance sheet management, interest rate risk management and capital management. These are high profile modeling areas in the bank, with continual senior management and regulatory focus. The qualified candidate will be responsible for a broad range of model validation activities, including: Review, critical assessment and challenge of models on conceptual soundness, assumptions and limitations, data, developmental evidence in support of modeling choices, performance, implementation and documentation. Development and implementation of effective testing plans and testing code to critically challenge models through empirical analyses and to verify model implementation. Performing model review activities including but not limited to independent model validation/challenge, annual model review, ongoing monitoring report review, required action item review, and peer review. Communicating and working directly with relevant modeling teams and their corresponding Front Line Units; and if needed, communicating, and interacting with the third line of defense (e.g. internal audit) as well as external regulators. Writing technical reports for distribution and presentation to model developers, senior management, audit, and banking regulators. Assisting senior analysts to conduct governance activities such as model identification, model approval and breach remediation reviews to manage model risk. Required skills: Masters/Ph.D. in Economics, Finance, Mathematics, Statistics, Engineering, Physics, Computer Science, or related degree Basic knowledge and working experience in statistical methods, techniques, and financial data. Experience in times series and regression modeling. Basic knowledge in balance sheet management, interest rate risk management and capital management. Programming experience using Python, R, SAS. 1-2 years' experience in financial markets Desired skills: Familiar with applicable regulatory guidance on model risk management, stress testing, and Basel requirements. Knowledge in balance sheet products including consumer/commercial loans and deposits and their modeling. Experience in developing or validating models that rely on artificial intelligence and machine learning techniques. Skills: Critical Thinking Quantitative Development Risk Analytics Risk Modeling Technical Documentation Adaptability Collaboration Problem Solving Risk Management Test Engineering Data Modeling Data and Trend Analysis Process Performance Measurement Research Written Communications Minimum Education Requirement: Master's degree in related field or equivalent work experience Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Jersey City - 525 Washington Blvd (NJ2525), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits information Pay range$89,800.00 - $153,300.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Summary: This job is responsible for leading and executing on internal control discipline and operational excellence within a Line of Business (LOB) or Enterprise Control Function (ECF). Key responsibilities include executing LOB or ECF processes and tools to drive adherence to enterprise-wide standards. Job expectations include supporting the implementation of quality assurance and quality control processes within the LOB or ECF through ongoing monitoring and testing of controls, identifying issues and control improvements for remediation, and building out actions plans and milestones. This will be a manager role, leading a team of Technical Risk Officers. Job Responsibilities: Leads the assessment of the design and effectiveness of the risk and control environment to support Client Operational Services and ensure adherence to enterprise-wide standards Performs monitoring and testing of controls, identifying issues and control improvements for remediation Leads the implementation of optimized controls and enhanced Quality Assurance (QA) practices to support business continuity efforts Manages the performance and productivity of team members that conduct quality inspection reviews Ensures timely execution of QA activities including control execution, case management, and results reporting Manages and reviews all operations front line unit responses for regulatory exams, internal audits, and other monitoring and inspection reviews Ensures accuracy of data and that relevant information is captured for inspection metrics to support governance for dashboard reporting Required Qualifications: 10+ Years Experience in the following skillsets: Controls Management Oral Communications Risk Management Stakeholder Management Strategy Planning and Development Continuous Improvement Drives Engagement Strategic Thinking Talent Development Data and Trend Analysis Decision Making Monitoring, Surveillance, and Testing Problem Solving Desired Qualifications: Quality Assurance Influence Skills: Controls Management Oral Communications Risk Management Stakeholder Management Strategy Planning and Development Continuous Improvement Drives Engagement Influence Strategic Thinking Quality Assurance Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101) Pay and benefits information Pay range$120,000.00 - $175,700.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Title: Quantitative Analyst Alternate Location: 600 S 4th St Minneapolis, MN Duration: 12 months Work Engagement: W2 Work Schedule: 4 days in office/1 day remote Benefits on offer for this contract position: Health Insurance, Life insurance, 401K and Voluntary Benefits Summary: We are seeking an experienced Analytics Consultant to join the Financial Crimes Analytics and Monitoring Solutions (FCAMS) team. This role is critical in developing and maintaining advanced quantitative and qualitative models that detect unusual transaction patterns and support Anti Money Laundering (AML) compliance. The successful candidate will own the end-to-end model lifecycle, ensuring accuracy, regulatory alignment, and continuous improvement. Responsibilities: * Lead the end‑to‑end development, validation, implementation, and performance monitoring of AML transaction monitoring models. * Evaluate model inputs, outputs, and assumptions to ensure appropriate functionality and adherence to regulatory requirements. * Develop, maintain, and enhance comprehensive model documentation to support audit, governance, and regulatory review processes. * Partner with compliance, risk management, technology, and business teams to optimize model performance and address emerging financial crime risks. * Drive model innovation by leveraging big data platforms and advanced analytics techniques. * Provide subject matter expertise on AML transaction monitoring strategies and model risk management frameworks. Qualifications: * Applicants must be authorized to work for ANY employer in the U.S. This position is not eligible for visa sponsorship. * Extensive experience in analytics, model development, or related roles within financial services, risk management, or a comparable discipline. * Demonstrated experience serving as a model owner or model developer for AML or financial crimes detection models. * Strong proficiency in SQL and Python for data analysis, model development, and automation. * Experience working with big data tools and large-scale financial institution datasets, including high‑volume, complex transaction, customer, and product data. * Exceptional verbal, written, and interpersonal communication skills, with the ability to clearly articulate complex issues, risks, and recommendations to stakeholders at all levels. * Knowledge of AML transaction monitoring practices and regulatory obligations (e.g., BSA, USA PATRIOT Act) preferred. * Familiarity with Oracle platforms preferred. * Bachelor's degree in a quantitative field (Statistics, Mathematics, Computer Science, Economics, or related disciplines); an advanced degree is preferred.

Plano, Texas;Addison, Texas; Phoenix, Arizona; Chandler, Arizona; Fort Worth, Texas; Greensboro, North Carolina; Newark, Delaware; Charlotte, North Carolina **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*********************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for supporting analytical work efforts for various projects within a Line of Business or business discipline. Key responsibilities include leveraging databases to acquire client and performance data, transforming extracted data into meaningful insights and trends, and delivering those insights to leaders to make complex business decisions. Job expectations include working with business partners to understand, coordinate, and deliver agreed upon priorities while communicating complex data outputs and delivering the appropriate summary and data required. The Operations Data Control (ODC) team provides support to various Global Operations LOBS by providing data analysis in order to detect data anomalies. Our goal is to provide an automated-alert, data-anomaly, detection system. This system will utilize various data storage technologies across the bank, perform statistical analysis techniques on subject data, and deliver reports and alerts through BI and email to subject matter experts for potential remediation. **Responsibilities:** + Supports the extraction of data using a variety of a programming languages, such as SQL, SAS, Python, or Spark/Scala, and applies knowledge of relational and non-relational database systems housed on both on-premise and off-premise (hybrid) platforms + Connects provisioned data across multiple sources and performs necessary transformations utilizing both technical, business, and process knowledge to transform data into meaningful values and insights + Performs quantitative techniques and analysis on customer, transaction, and performance data with the guidance from other analysts and supervisors, based on questions provided by business partners, and provides actionable insights for business partners to make informed decisions. + Follows requirements developed by other analysts and supervisors to perform required research, analytics, and exploration on appropriate and accurate data sources to provide appropriate deliverables + Communicates complex subjects in a simple and engaging manner to non-technical and technical business partners using software such as Power Point, Word, Excel, and Tableau + Assists with conducting quality comparison checks on analysis output and escalates data inconsistencies, gaps, or issues to leadership + Follows quality workflow process and documentation requirements to adhere to standards and provide business continuity **Required Qualifications:** - Must have 4+ years of Tableau report development - Must have 4+ years of SQL coding/reporting - Excellent analytical and verbal/written communication skills - Strong presentational skills and ability to communicate complex ideas and theories - Ability to multi-task, prioritize and manage time to strict deadlines (i.e. can demonstrate effective time and workflow management skills) - Works collaboratively in a cross-functional team, learns from colleagues, and provides routine updates on calls related to projects. - Strong attention to detail, problem solving, strategic thinking, and analytical skills. **Desired Qualifications:** - Deep understanding on automation; Autosys, Alteryx, etc. - Strong problem solving, conceptual thinking, attention to detail, and sense of urgency. - Ability to manage through ambiguity and agile to process change. - Self-starting, organized, proactive, and requiring minimal management oversight. - Time management, analytical and organizational skills. - Working knowledge of software version control systems such as BIT/GIT Bucket **Skills:** + Business Analytics + Data Mining + Data and Trend Analysis + Analytical Thinking + Business Intelligence + Data Quality Management + Data Visualization + Application Development + Business Acumen + Continuous Improvement + Innovative Thinking + Quality Assurance **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for supporting analytical work efforts for various projects within a Line of Business or business discipline. Key responsibilities include leveraging databases to acquire client and performance data, transforming extracted data into meaningful insights and trends, and delivering those insights to leaders to make complex business decisions. Job expectations include working with business partners to understand, coordinate, and deliver agreed upon priorities while communicating complex data outputs and delivering the appropriate summary and data required. The Operations Data Control (ODC) team provides support to various Global Operations LOBS by providing data analysis in order to detect data anomalies. Our goal is to provide an automated-alert, data-anomaly, detection system. This system will utilize various data storage technologies across the bank, perform statistical analysis techniques on subject data, and deliver reports and alerts through BI and email to subject matter experts for potential remediation. Responsibilities: * Supports the extraction of data using a variety of a programming languages, such as SQL, SAS, Python, or Spark/Scala, and applies knowledge of relational and non-relational database systems housed on both on-premise and off-premise (hybrid) platforms * Connects provisioned data across multiple sources and performs necessary transformations utilizing both technical, business, and process knowledge to transform data into meaningful values and insights * Performs quantitative techniques and analysis on customer, transaction, and performance data with the guidance from other analysts and supervisors, based on questions provided by business partners, and provides actionable insights for business partners to make informed decisions. * Follows requirements developed by other analysts and supervisors to perform required research, analytics, and exploration on appropriate and accurate data sources to provide appropriate deliverables * Communicates complex subjects in a simple and engaging manner to non-technical and technical business partners using software such as Power Point, Word, Excel, and Tableau * Assists with conducting quality comparison checks on analysis output and escalates data inconsistencies, gaps, or issues to leadership * Follows quality workflow process and documentation requirements to adhere to standards and provide business continuity Required Qualifications: * Must have 4+ years of Tableau report development * Must have 4+ years of SQL coding/reporting * Excellent analytical and verbal/written communication skills * Strong presentational skills and ability to communicate complex ideas and theories * Ability to multi-task, prioritize and manage time to strict deadlines (i.e. can demonstrate effective time and workflow management skills) * Works collaboratively in a cross-functional team, learns from colleagues, and provides routine updates on calls related to projects. * Strong attention to detail, problem solving, strategic thinking, and analytical skills. Desired Qualifications: * Deep understanding on automation; Autosys, Alteryx, etc. * Strong problem solving, conceptual thinking, attention to detail, and sense of urgency. * Ability to manage through ambiguity and agile to process change. * Self-starting, organized, proactive, and requiring minimal management oversight. * Time management, analytical and organizational skills. * Working knowledge of software version control systems such as BIT/GIT Bucket Skills: * Business Analytics * Data Mining * Data and Trend Analysis * Analytical Thinking * Business Intelligence * Data Quality Management * Data Visualization * Application Development * Business Acumen * Continuous Improvement * Innovative Thinking * Quality Assurance Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. Responsibilities: Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. Required Qualifications: Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models Familiar with regulations and regulatory guidance on model risk management Desired Qualifications: Master's degree or above Prior auditing background preferred Skills: Critical Thinking Quantitative Development/Validation Risk Analytics Risk Modeling Technical Documentation Collaboration Problem Solving Risk Management Data Modeling and Trend Analysis Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Pennington - 1500 American Blvd - Hopewell Bldg 5 (NJ2150), US - NY - New York - 114 W 47TH ST (NY8114) Pay and benefits information Pay range$85,000.00 - $130,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing analytical requests, reporting and analysis, and assisting with modeling activities to help manage risk and minimize credit and operating losses. Key responsibilities include overseeing portfolio trends, developing data sets or queries to extract data, and supporting the production of internal and external reporting needs. Job expectations include effectively driving information and insights which have significantly impact regulatory, financial accountability, and directly impact to business policies and goals. The Financial Crimes Investigations (FCI) Risk Analysis Specialist III plays a critical role in supporting the organization's efforts to detect, prevent, and mitigate financial crime risks. This position is responsible for partnering with stakeholders to identify data and reporting needs, leveraging advanced analytics and visualization tools to simplify data structures and enhance reporting capabilities. The goal is to deliver actionable insights that improve risk management and compliance with regulatory standards. The specialist will provide data-driven analysis to inform strategic decisions and operational actions across the FCI organization. This role requires close collaboration with business partners to gain a deep understanding of processes, technology infrastructure, data architecture, and control frameworks to ensure accuracy, integrity, and compliance of information. The ideal candidate will thrive in a team-oriented environment, demonstrate strong problem-solving skills, and possess excellent communication abilities-particularly in translating complex analytical findings into clear, concise narratives for senior stakeholders. A natural curiosity, strong business acumen, and self-motivation are essential for success in this role. Responsibilities: Data Visualization & Storytelling: Transform complex datasets into compelling, executive-ready narratives using Tableau and other BI tools to create intuitive, interactive dashboards that support strategic risk management and regulatory compliance. Advanced Data Querying: Design, optimize, and implement robust SQL queries to extract, transform, and analyze data across multiple systems and environments. Risk Analytics & Insights: Deliver actionable insights and recommendations through high-impact presentations to senior leadership, ensuring alignment with business objectives and industry regulations. Data Transformation & Pattern Analysis: Analyze large datasets to identify trends, anomalies, and emerging risks; summarize insights to inform proactive risk mitigation strategies. Stakeholder Collaboration: Partner with senior leadership and cross-functional teams to understand business needs and translate them into analytical solutions. Data Governance & Quality Assurance: Ensure data integrity, accuracy, and compliance with internal policies and external regulatory requirements. Performance Reporting: Coordinate production of dashboards, scorecards, and performance reports for senior management and regulatory bodies. Trend Analysis: Monitor and analyze trends in customer behavior, transaction patterns, and risk indicators; recommend strategies to address vulnerabilities. Develops and executes reporting to allow risk and business partners to effectively identify and manage risk in an effective manner Identifies trends and manages the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies Participates in various product strategic initiatives affecting multiple risk functions and lines of business to ensure company goals are met Facilitates the development of database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data Responds to complex ad-hoc requests for information from both internal and external parties Coordinates cross-functional efforts to remediate data quality issues Manages the outputs of controls and investigates alerts from the control checks Skills: Business Intelligence Data Visualization Issue Management Project Management Risk Management Business Acumen Continuous Improvement Risk Analytics Stakeholder Management Technical Documentation Adaptability Attention to Detail Data and Trend Analysis Performance Management Regulatory Relations Required Qualifications: Education: Bachelor's degree or higher in Finance, Economics, Mathematics, Computer Science, Statistics, Data Science, or related fields. Experience: Minimum 5+ years of relevant experience in risk analytics, financial crimes investigations, or related domains within banking or financial services. Technical Expertise: SQL Mastery: Advanced proficiency in SQL for data extraction, transformation, and optimization across complex data environments. Tableau Expertise: Expert-level skills in Tableau for developing dynamic dashboards and visualizations that translate complex data into actionable insights. Data Architecture Knowledge: Strong understanding of data modeling, data warehouses, and ETL processes. Programming Skills: Proficiency in Python or R for advanced analytics and automation; expert-level Excel skills. Analytical Skills: Ability to interpret large datasets, identify patterns, and communicate findings effectively to technical and non-technical audiences. Regulatory Knowledge: Familiarity with financial crime compliance frameworks, including BSA/AML, OFAC, FATF guidelines, and industry best practices. Soft Skills: Strong communication, presentation, and stakeholder management skills; ability to work independently and in a collaborative environment. Shift: 1st shift (United States of America) Hours Per Week: 40

New York, New York;Atlanta, Georgia; Newark, Delaware; Charlotte, North Carolina; Dallas, Texas; Pennington, New Jersey; Wilmington, Delaware **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. **Responsibilities:** + Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. + Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. + Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. + Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. + Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. + Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. **Required Qualifications:** + Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science + 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models + Familiar with regulations and regulatory guidance on model risk management **Desired Qualifications:** + Master's degree or above + Prior auditing background preferred **Skills:** + Critical Thinking + QuantitativeDevelopment/Validation + Risk Analytics + Risk Modeling + Technical Documentation + Collaboration + Problem Solving + Risk Management + Data Modeling and Trend Analysis + Written Communications **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Charlotte, North Carolina;Atlanta, Georgia **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for conducting quantitative analytics and modeling projects for specific business units or risk types. Key responsibilities include developing new models, analytic processes, or systems approaches, creating technical documentation for related activities, and working with Technology staff in the design of systems to run models developed. Job expectations include having a broad knowledge of financial markets and products. **Responsibilities:** + Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers + Supports the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization + Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation + Supports model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite + Supports the methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk + Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes + Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches **Overview of Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT)** Bank of America Merrill Lynch has an opportunity for a Quantitative Financial Analyst within our Global Risk Analytics (GRA) function. Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT) are sub-lines of business within Global Risk Management (GRM). Collectively, they are responsible for developing a consistent and coherent set of models, analytical tools, and tests for effective risk and capital measurement, management and reporting across Bank of America. GRA and EIT partner with the Lines of Business and Enterprise functions to ensure the capabilities it builds address both internal and regulatory requirements, and are responsive to the changing nature of portfolios, economic conditions, and emerging risks. In executing its activities, GRA and EIT drive innovation, process improvement and automation. **Overview of Consumer Model Development** The Consumer Model Development & Operations (CMDO) team is part of Global Risk Analytics. It provides quantitative solutions to enable effective risk and capital management across the Retail and Global Wealth & Investments Management (GWIM) lines of business. The team places strong emphasis on delivering world class quantitative solutions for Front Line Unit (FLU) model owners and stakeholders through a disciplined and iterative development process. The team has responsibilities across a number of areas: + Quantitative Modeling - Develop and maintain risk and capital Models and Model Systems across Retail and GWIM product lines. Models and Model Systems provide insight into many risk areas, including loan default, exposure at default (EAD), loss given default (LGD), delinquency, prepayment, balances, pricing, risk appetite, revenues and cash flows. + Quantitative Solutions Engineering - Architect, implement, maintain, improve and integrate quantitative solutions on strategic GRA platforms. Outputs include GRA libraries that perform consumer risk model calculations, analytical tools, processes and documentation. Partner in defining, adopting, and executing GRA's technical strategy. + Risk and Capital Management Capabilities - Build best in class quantitative solutions that enable the Retail and GWIM lines of business to effectively manage risk and capital, through the application of the disciplined BAU development process that includes extensive interaction with the FLU model owners and stakeholders throughout the quantitative lifecycle. + Infrastructure - Partner in driving forward the infrastructure to support the goals of GRA through code efficiencies, and expansion of quantitative capabilities to better leverage infrastructure and computational resources. + Documentation - Deliver concise, quantitative documentation to inform stakeholders, meet policy requirements, and enable successful engagement in regulatory exams (e.g., CCAR, CECL) via automated, modularized, and standardized documentation and presentations. The Quantitative Finance Analyst will interact with a wide variety of stakeholders including risk managers, model developers, operations, technology, finance, and capital. The main responsibilities will involve: + Software development: implement, maintain, improve and integrate quantitative solutions on strategic GRA platforms. Development takes place almost entirely in Python, with some C++ for high performance components. + Maintain code quality through best practices, unit testing and code quality automation. + Understand the whole product, its modules, and the interrelationship between them, while being an expert in the assigned component or module. + Possess advanced domain knowledge and show great customer focus. Leverage skills in methodologies and build, release, and deployment processes. + Partner in defining, adopting, and executing GRA's technical strategy. + Identify and apply new software development techniques to support enhanced granularity of risk management capabilities. Employ elevated intellectual curiosity and an acute sense of innovation. + Elevated intellectual curiosity with acute sense of innovation to identify and apply new statistical and econometric techniques to support enhanced granularity of risk management capabilities + Articulating the overall holistic picture of model performance, with clear conclusions regarding accuracy and remediation areas as required **Minimum Education Requirement:** Master's degree in related field or equivalent work experience **Required Qualifications:** Successful candidates will have a minimum 5 years relevant experience and will possess the following skills: + Strong Python software development skills + Familiar with software design principles: separation of concerns, single responsibility, DRY, etc. + Understanding of algorithms and data structures + Experience with Linux operating system and command line tools + Experience with version control systems, i.e., Git + Knowledge of SQL + Strong communication skills and ability to effectively communicate quantitative topics to technical and non-technical audiences + Strong team player able to seamlessly transition between contributing individually and collaborating on team projects; Understands that individual actions may require input from manager or peers; Knows when to include others + Experience implementing models into various production environments + Demonstrated leadership skills; Ability to exert broad influence among peers + Strategic thinker that can understand complex business challenges and potential solutions + Sees the broader picture and is able to identify new methods for doing things + Ability to work in a large, complex organization, and influence various stakeholders and partners + Ability to work in a highly controlled and audited environment + Exceptional programming skills in high performance python + Exceptional Terabyte-scale Spark programming and optimization **Desired Qualifications:** The ideal candidate will possess the following skills and experience: + GRA Core Platform (GCP) experience + Familiar with systems architecture concepts: service based, layered, microservices, scalability patterns + Experience with engineering complex, multifaceted processes that span across teams; Able to document process steps, inputs, outputs, requirements, identify gaps and improve workflow + Experience creating, optimizing, and debugging software solutions deployed into distributed computing environments (experience with Spark is a plus) + Familiar with use of vectorization and data locality concepts to optimize software efficiency + Experience with high performance Python libraries, i.e., Numpy, Numba, Cython + Experience with LaTeX + Familiarity with SDLC tools: unit testing libraries, Jira, Jenkins + Consumer Financial Product Industry experience **Skills:** + Critical Thinking + Quantitative Development + Risk Analytics + Risk Modeling + Technical Documentation + Adaptability + Collaboration + Problem Solving + Risk Management + Test Engineering + Data Modeling + Data and Trend Analysis + Process Performance Measurement + Research + Written Communications **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. Responsibilities: * Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. * Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. * Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. * Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. * Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. * Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. Required Qualifications: * Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science * 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models * Familiar with regulations and regulatory guidance on model risk management Desired Qualifications: * Master's degree or above * Prior auditing background preferred Skills: * Critical Thinking * Quantitative Development/Validation * Risk Analytics * Risk Modeling * Technical Documentation * Collaboration * Problem Solving * Risk Management * Data Modeling and Trend Analysis * Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! As a Quantitative Finance Analyst on operational risk in the Risk Analytics team, your main responsibilities will involve: • Applying quantitative methods to develop models on operational risk that meet line of business, risk management and regulatory requirements • Maintaining and continuously enhancing models and related processes, such as model execution and ongoing monitoring, over time to respond to the changing nature of portfolios, economic conditions and emerging risks • Understanding and executing activities that form the end-to-end model development and use life cycle • Clearly documenting and effectively communicating quantitative methods as part of ongoing engagement with key stakeholders, including the lines of business, risk managers, model validation, technology Position Overview • Responsible for independently conducting quantitative analytics and modeling projects on operational risk. Responsible for developing new models, analytic processes or systems approaches on operational risk stress testing and capital estimation. Creates documentation for all activities and works with Technology staff in design of any system to run models developed. Incumbents possess excellent quantitative/analytic skills and a broad knowledge of financial markets and products. Responsibilities: Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers Supports the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation Supports model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite Supports the methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches Skills: Critical Thinking Quantitative Development Risk Analytics Risk Modeling Technical Documentation Adaptability Collaboration Problem Solving Risk Management Test Engineering Data Modeling Data and Trend Analysis Process Performance Measurement Research Minimum Education Requirement: Master's degree in related field or equivalent work experience Desired Skills: • 2+ years of experience in model development, statistical work, data analytics or quantitative research or PhD • Strong Programming skills e.g. Python, R, SQL or other languages • Knowledge of predictive modeling, statistical distribution, monte calo simulation, machine learning and artificial intelligence techniques • Strong technical writing, communication and presentation skills and ability to effectively communicate quantitative topics with non-technical audiences • Experience with operational risk • Effective at prioritization/time and project management • Broad understanding of financial products Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting quantitative analytics and modeling projects, incorporating quantitative problem-solving skills, professional judgement and core subject matter expertise regarding financial market drivers and products. Key responsibilities include developing new models, analytic processes and systems approaches. Job expectations include coding, scripting, implementations, and statistical and econometric modeling. Balance Sheet Management (BSM) is a division within the CFO - Corporate Treasury group responsible for providing executive management with accurate and timely forecasts of the balance sheet, net interest income (NII) and analysis of Interest Rate Risk (IRR). The BSM Forecast Engineering & Data team is business-technology hybrid whose members are highly driven and have multi-faceted skillsets that allow them to be comfortable working in both business and technology domains. The team's workflow is centered on 3 primary goals: Supporting and finding ways to improve existing forecasting processes Engineering new forecast functionality Collaboratively developing large scale solutions in support for forecasting objectives We are looking for a Quantitative Finance Analyst to help: Develop technical solutions to business problems, which requires ability and interest to develop expertise in both disciplines Participate in cross-functional projects with business which will provide exposure to and require learning from senior team leaders Research technical issues to diagnose root causes The analyst must be a self-starter who is comfortable working hands-on with financial calculation processes, understanding quantitative concepts and debugging production code on a massively parallel Linux cluster. Responsibilities: • Applies quantitative methods that include, but are not limited to, econometric and statistical forecasting models • Provides quantitative models and analytical support for decision making and risk measurement • Develops models for deployment on the Quantitative Finance Analytical Platform, a proprietary platform for advanced computational needs within Corporate Treasury • Maintains an analytical computing platform spanning multiple geographical locations and including thousands of computer cores, leveraging Linux technology and C++ • Writes production code, researching, designing, delivering and implementing quickly and accurately on a shared platform Required Qualifications: Minimum 2 years of relevant professional experience Strong desire to learn and use technology for purpose of driving impactful change Ability to work well in a cooperative, time-sensitive, results-driven environment Ability to manage multiple priorities with minimal supervision Desired Qualifications: Bachelor's degree in Accounting, Finance, or related Quantitative field (Math, Science, Engineering, Analytics, etc.) Experience with or strong interest in Banking, Quantitative and Forecasting concepts Traditional SQL or distributed databases such as Oracle/MS SQL or Vertica. UNIX/LINUX software interaction with languages such as Perl, Python and SQL Skills: Analytical Thinking Application Development Automation Solution Design Business Intelligence Data Modeling Financial Management Solution Delivery Process Technical Strategy Development Business Analytics Critical Thinking Financial Analysis Innovative Thinking Problem Solving Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting quantitative analytics and modeling projects for specific business units or risk types. Key responsibilities include developing new models, analytic processes, or systems approaches, creating technical documentation for related activities, and working with Technology staff in the design of systems to run models developed. Job expectations include having a broad knowledge of financial markets and products. Responsibilities: Performs end-to-end market risk stress testing including scenario design, scenario implementation, results consolidation, internal and external reporting, and analyzes stress scenario results to better understand key drivers Supports the planning related to setting quantitative work priorities in line with the bank's overall strategy and prioritization Identifies continuous improvements through reviews of approval decisions on relevant model development or model validation tasks, critical feedback on technical documentation, and effective challenges on model development/validation Supports model development and model risk management in respective focus areas to support business requirements and the enterprise's risk appetite Supports the methodological, analytical, and technical guidance to effectively challenge and influence the strategic direction and tactical approaches of development/validation projects and identify areas of potential risk Works closely with model stakeholders and senior management with regard to communication of submission and validation outcomes Performs statistical analysis on large datasets and interprets results using both qualitative and quantitative approaches Overview of Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT) Bank of America Merrill Lynch has an opportunity for a Quantitative Financial Analyst within our Global Risk Analytics (GRA) function. Global Risk Analytics (GRA) and Enterprise Independent Testing (EIT) are sub-lines of business within Global Risk Management (GRM). Collectively, they are responsible for developing a consistent and coherent set of models, analytical tools, and tests for effective risk and capital measurement, management and reporting across Bank of America. GRA and EIT partner with the Lines of Business and Enterprise functions to ensure the capabilities it builds address both internal and regulatory requirements, and are responsive to the changing nature of portfolios, economic conditions, and emerging risks. In executing its activities, GRA and EIT drive innovation, process improvement and automation. Overview of Consumer Model Development The Consumer Model Development & Operations (CMDO) team is part of Global Risk Analytics. It provides quantitative solutions to enable effective risk and capital management across the Retail and Global Wealth & Investments Management (GWIM) lines of business. The team places strong emphasis on delivering world class quantitative solutions for Front Line Unit (FLU) model owners and stakeholders through a disciplined and iterative development process. The team has responsibilities across a number of areas: Quantitative Modeling - Develop and maintain risk and capital Models and Model Systems across Retail and GWIM product lines. Models and Model Systems provide insight into many risk areas, including loan default, exposure at default (EAD), loss given default (LGD), delinquency, prepayment, balances, pricing, risk appetite, revenues and cash flows. Quantitative Solutions Engineering - Architect, implement, maintain, improve and integrate quantitative solutions on strategic GRA platforms. Outputs include GRA libraries that perform consumer risk model calculations, analytical tools, processes and documentation. Partner in defining, adopting, and executing GRA's technical strategy. Risk and Capital Management Capabilities - Build best in class quantitative solutions that enable the Retail and GWIM lines of business to effectively manage risk and capital, through the application of the disciplined BAU development process that includes extensive interaction with the FLU model owners and stakeholders throughout the quantitative lifecycle. Infrastructure - Partner in driving forward the infrastructure to support the goals of GRA through code efficiencies, and expansion of quantitative capabilities to better leverage infrastructure and computational resources. Documentation - Deliver concise, quantitative documentation to inform stakeholders, meet policy requirements, and enable successful engagement in regulatory exams (e.g., CCAR, CECL) via automated, modularized, and standardized documentation and presentations. The Quantitative Finance Analyst will interact with a wide variety of stakeholders including risk managers, model developers, operations, technology, finance, and capital. The main responsibilities will involve: Software development: implement, maintain, improve and integrate quantitative solutions on strategic GRA platforms. Development takes place almost entirely in Python, with some C++ for high performance components. Maintain code quality through best practices, unit testing and code quality automation. Understand the whole product, its modules, and the interrelationship between them, while being an expert in the assigned component or module. Possess advanced domain knowledge and show great customer focus. Leverage skills in methodologies and build, release, and deployment processes. Partner in defining, adopting, and executing GRA's technical strategy. Identify and apply new software development techniques to support enhanced granularity of risk management capabilities. Employ elevated intellectual curiosity and an acute sense of innovation. Elevated intellectual curiosity with acute sense of innovation to identify and apply new statistical and econometric techniques to support enhanced granularity of risk management capabilities Articulating the overall holistic picture of model performance, with clear conclusions regarding accuracy and remediation areas as required Minimum Education Requirement: Master's degree in related field or equivalent work experience Required Qualifications: Successful candidates will have a minimum 5 years relevant experience and will possess the following skills: Strong Python software development skills Familiar with software design principles: separation of concerns, single responsibility, DRY, etc. Understanding of algorithms and data structures Experience with Linux operating system and command line tools Experience with version control systems, i.e., Git Knowledge of SQL Strong communication skills and ability to effectively communicate quantitative topics to technical and non-technical audiences Strong team player able to seamlessly transition between contributing individually and collaborating on team projects; Understands that individual actions may require input from manager or peers; Knows when to include others Experience implementing models into various production environments Demonstrated leadership skills; Ability to exert broad influence among peers Strategic thinker that can understand complex business challenges and potential solutions Sees the broader picture and is able to identify new methods for doing things Ability to work in a large, complex organization, and influence various stakeholders and partners Ability to work in a highly controlled and audited environment Exceptional programming skills in high performance python Exceptional Terabyte-scale Spark programming and optimization Desired Qualifications: The ideal candidate will possess the following skills and experience: GRA Core Platform (GCP) experience Familiar with systems architecture concepts: service based, layered, microservices, scalability patterns Experience with engineering complex, multifaceted processes that span across teams; Able to document process steps, inputs, outputs, requirements, identify gaps and improve workflow Experience creating, optimizing, and debugging software solutions deployed into distributed computing environments (experience with Spark is a plus) Familiar with use of vectorization and data locality concepts to optimize software efficiency Experience with high performance Python libraries, i.e., Numpy, Numba, Cython Experience with LaTeX Familiarity with SDLC tools: unit testing libraries, Jira, Jenkins Consumer Financial Product Industry experience Skills: Critical Thinking Quantitative Development Risk Analytics Risk Modeling Technical Documentation Adaptability Collaboration Problem Solving Risk Management Test Engineering Data Modeling Data and Trend Analysis Process Performance Measurement Research Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40

**About this role:** Wells Fargo is seeking a Lead Investment Analyst as part of the Corporate Plans Investment Team ("Team") in Investment Solutions for Wealth & Investment Management. The Team's responsibility is to support the named investment fiduciary for the Wells Fargo Employee Retirement Plans ("Plans"), including the Wells Fargo & Company 401(k) Plan and Wells Fargo & Company Cash Balance Plan. **In this role, you will:** + Support the Team in all aspects of its responsibilities including but not limited to oversight of investment managers, adherence to the Plans' objectives, and evaluation of plan design. + Perform initial due diligence and ongoing monitoring of third-party investment managers (mutual funds, CITs, SMAs, etc.) consistent with established procedures. + Play a key role in initial due diligence, including sourcing and evaluating new investment managers and ensuring process quality and integrity. + Complete structured ongoing investment manager reviews using both qualitative and quantitative criteria, including periodic on-site travel. + Contribute to the implementation of investment manager changes, including coordination with internal and external partners. + Support the monitoring of Plans for adherence to guidelines, including rebalancing and liquidity raising activities as needed. + Evaluate the design and monitor effectiveness of multi-asset portfolios. + Be a key contributor in developing, enhancing, and delivering materials for scheduled reporting and ad hoc projects to be reviewed with the Plans investment fiduciary. + Support a wide range of various other projects related the Team's responsibilities. **Required Qualifications:** + 5+ years of Investment Research experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + 5+ years of advanced experience working in a senior role sourcing and monitoring third-party investment managers. + Experience performing qualitative and quantitative analysis, including statistical and performance analytics on investments. + Advanced financial analytical experience with high attention to detail and accuracy. + Strong understanding of qualified retirement plans, including defined benefit and defined contribution plans. + Demonstrated experience with asset allocation and portfolio construction within a multi-asset framework. + Project management experience and proven ability to meet deadlines and objectives. + Experience with Morningstar Direct, FactSet and Microsoft Office suite including PowerPoint + Familiarity with AI applications is plus + Excellent verbal, written, and interpersonal communication **Job Expectations:** + Travel up to 15% + This position is not eligible for VISA sponsorship **Work Location:** + 550 S. Tryon Street; Charlotte, NC 28202 **Posting End Date:** 19 Jan 2026 **_*Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-512234

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for assisting in providing risk oversight and advice to the Line of Business (LOB) on risk management issues. Key responsibilities include monitoring and adhering to risk management policies, limits, standards, controls, metrics and thresholds within the defined corporate standards, assisting in conducting execution of risk framework activities including independent monitoring and testing of controls and risk management processes for the LOB. Job expectations include the ability to recognize all risk categories including credit, market, operational, and compliance. Responsibilities: Assists in establishing and overseeing the risk management governance structure for the Line of Business (LOB) Assists in conducting execution of risk framework activities including monitoring and testing of controls and risk management processes for the LOB Liaisons with businesses to understand market trends and impacts on portfolio, using knowledge of stress testing and its applicability to risk categories Ensures adherence to the policies and procedures established by the company Supports the management of risk requests, breach remediations and providing risk effective challenges for front line units The position requires extensive knowledge of credit risk and experience with consumer real estate products; first mortgage and home equity. Must be intellectually curious driven to determine root cause by evaluating policy criteria as well as leveraging data to determine risk attributes potentially impacting underwriting due diligence as well as portfolio performance. Will have credit approval authority to approve highly complex or high value transactions including exceptions outside approved Front Line Unit risk tolerances. Responsible for independently or supporting other team members for oversight of credit risk activities: reviewing and approving credit policy changes; originations and portfolio analysis including performance monitoring; identification and analyzing of emerging risks, and other risk activities. Direct and conduct ad-hoc evaluation/analysis of policy expansion request, emerging issues and regulatory items requiring interaction across partners for best outcome. Active Credit Risk participant in related governance routines: regulatory, internal and across business segments. Required Qualifications: 5 + years of credit experience; preferably in consumer real estate Ability to effectively collaborate, challenge and influence business partners and peers Knowledge of consumer real estate policy and regulatory requirements Proven record of risk detection / risk mitigation work Executive-level written and oral communication skills Ability to work well under pressure, adapt to unexpected events, prioritize and multi-task in a deadline driven environment. Desired Qualifications: Bachelor's Degree Experience in underwriting complex home loans preferred Skills: Analytical Thinking Credit and Risk Assessment Critical Thinking Portfolio Analysis Decision Making Oral Communications Presentation Skills Technical Documentation Written Communications Active Listening Issue Management Liquidity Management Monitoring, Surveillance, and Testing Regulatory Compliance Shift: 1st shift (United States of America) Hours Per Week: 40