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First Financial Bank jobs - 801 jobs

  • Fiduciary Officer II

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cincinnati, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Fiduciary Officer is responsible for the efficient administration of Trust Accounts for FFB wealth management clients where the Bank is acting as trustee, executor, administrator, conservator, guardian or agent for Trustee. The Fiduciary Officer will provide expert advice and counsel on estate planning and trust administration, including high level customer service to clients, attorneys and beneficiaries, and administer accounts in a manner that ensures compliance with legal requirements and business line policies and procedures. Essential Functions/Responsibilities Manages Risk - Monitors and controls risk in all aspects of trust and account administration, including management and control of unique trust assets Customer focus - Resolves problems efficiently and effectively brought by grantors, beneficiaries and others, such as requests for discretionary distributions Service to clients - Administers trust accounts, ensuring client objectives are met and are consistent with the governing documents, policies and procedures, State Trust code and sound fiduciary administration principles to best serve the interests of the beneficiaries Account Management - Collaborate with other Fiduciary Officers and Wealth Management Coordinators on new account paperwork, closing paperwork, wire and ACH transfers, tax reporting, Charitable and non-charitable gifting, principle and income account portfolios, administrative reviews, bill pay, estimated tax payments and liabilities, ticklers, cost basis information, fee set up and modifications and all other account administration from opening to closing. Responsible for complete and accurate information in paper file and on trust accounting system Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job Four year College Degree Minimum 10 years' experience of relevant fiduciary, personal trust or trust administration CTFA or JD required Advanced technical knowledge of investments, tax, legal and Bank operations Current knowledge of fiduciary standards, principles and applicable laws and regulations Knowledge of account management practices, tasks, and tools with the ability to provide services and support to key clients Effective Communications and excellent organization skills Accuracy and Attention to detail Understands and controls risk in all aspects of account administration Proficient in Word, Excel and Outlook Preferred Knowledge and Skills Level of Complexity and Scope Serve on Administration Committee Degree of Independence and Decision-Making Works with limited supervision Required Supervisory Responsibilities Oversight of all daily activities of Wealth Management Coordinators Physical Requirements Occasionally lifts and carries up to 20 lbs Frequently lifts and carries up to 10 lbs Frequently sits, stands and drives Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and d eposit compliance requirements. • Pay Range: $100,000/year - $126,000.00/year Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $100k-126k yearly Auto-Apply 13d ago
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  • Managing Director, Investment Banking at Yellow Cardinal

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cleveland, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Managing Director, Yellow Cardinal Business Succession Services will be responsible for sourcing new engagements and leading the execution of various projects. Essential Functions/Responsibilities Identify potential new clients Lead the “pitch” proposal process to secure new engagements Negotiate the terms of engagement letters including the fee structure Manage/lead the execution of engagements Maintain/build a network of business owners and referral sources Develop and cultivate relationships with potential buyers including Family Offices, Private Equity Groups, private companies and entrepreneurs Assist other team members in analyzing opportunities and executing transactions Provide input on CIM's and other project related materials Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job Bachelors degree; Masters preferred 5+ years of Investment Banking/Wealth Management/Business Succession experience preferred. Strong Accounting background/knowledge Knowledge of Corporate Finance including Discounted Cash Flow modeling Above average communication skills (both written and verbal) Ability to deliver messages in a straightforward and respectful manner Negotiating skills Ability to “read the room” and skillfully respond to complex situations Ability to articulate complex topics to a variety of audiences Willingness to be available to clients on an almost 24/7 basis Preferred Knowledge and Skills Level of Complexity and Scope Degree of Independence and Decision-Making Uses subject matter expertise to make independent decisions and advise others. Works with minimal supervison Required Supervisory Responsibilities Physical Requirements Long periods of desk/computer work Standing, Seeing, Hearing, Speaking, Lifting, Driving Travel as needed Available to assist clients during non traditional working hours Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $114k-163k yearly est. Auto-Apply 60d+ ago
  • Customer Service Advisor - Wauseon - Wauseon, OH

    Wesbanco Bank Inc. 4.3company rating

    Wauseon, OH job

    Back Customer Service Advisor - Wauseon #11-8626 Wauseon, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work their scheduled work hours in a designated WesBanco location. Consideration for location will be Wauseon, Ohio. Market Defiance Work Hours per Week 40 Requirements High school diploma or GED required. Cash handling and customer service experience preferred. Job Description Summary: Helps foster a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Customer Service Advisor's (CSA) are charged with providing excellent customer service while identifying sales opportunities and performing account transactions. CSA's must be responsive by recognizing the immediate need of the Banking Center throughout the day and proactively providing both Customer Service Representative (CSR) and sales platform support as needed. The CSA is responsible for consumer and business relationship building efforts and focusing on daily sales initiatives. From an operational standpoint, the CSA is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities include operating as a CSR and/or providing necessary additional support of the banking center's sales and operational objectives as assigned. Essential Functions: Excellent Customer Service Operational and Security Proficiency Identify referral opportunities Relationship building Cross-selling of Bank's products and services Business development (inside and outside) Essential Duties and Responsibilities: Personally models the standards of the Bank's Mission, Vision, and Pledge. Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client. Accepts and accurately processes all financial service transactions. Responsible for CSR cash drawer and follows proper balancing and cash handling procedures. Complies and operates within security and audit procedures. Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability. Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promote the Bank's products and services in order to reach individual and team sales goals. Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met. Continually monitors performance against the banking center goals by adjusting individual goals and initiating sales promotions as needed to meet those goals. Executes consistent, outbound calling activities inside the banking center by utilizing customer lists. Promotes bank products consistently and makes appropriate business line referrals as defined by location goals. Educates bank team on uncovering opportunities to help advance financial wellness of customers. Sets priorities and follows through on the implementation of the defined sales and service activities. Promotes company products and services in the community to assist in the continuing growth of the Bank. Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply to the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements. Actively participates in regular sales and staff meetings. Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues. Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate. Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed. Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures. Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location. Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center. Cross trained and expected to assist with operational duties. Other Skills and Requirements: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Must be willing to register and maintain registry with the Nationwide Mortgage Licensing System and Registry (NMLS), to comply with the S.A.F.E. Act Requirements. Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs. Strong consumer lending skills are preferred with a solid understanding of consumer lending products. Ability to generate new financial relationships through outbound calling, internal business development and building a loyal customer base. Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing. Must have strong product knowledge for the level of selling and successfully promoting bank products expected with position. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Sound mathematical and analytical skills preferred. Must have excellent organizational skills and the ability to multi-task and to be flexible. Ability to lift and carry up to 25 lbs. Must be available to work all hours of operations. Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Wauseon, Ohio, United States
    $31k-35k yearly est. 4d ago
  • Trade Review Officer - Brokerage -Securities Administration - Parkersburg, WV

    Wesbanco Bank Inc. 4.3company rating

    Cincinnati, OH job

    Back Trade Review Officer - Brokerage -Securities Administration #53-8543 Multiple Locations Apply X Facebook LinkedIn Email Copy Location This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be in all WesBanco Markets. Market Morgantown Work Hours per Week 37.5 Requirements Associates Degree in Business, Finance, Accounting or related degree preferred. Minimum of three years of experience in the securities industry. Experience and knowledge in Trade Review or Compliance preferred. Knowledge of a broad range of securities and insurance products, FINRA rules, regulations, Securities and Risk Management principles, current economic and market conditions, legislation required. Knowledge of criteria for determining best interest and suitability of proposed purchase of securities/insurance products for each individual client's needs and legal principles of client's capacity/authority to transact business, and the authority of agents, attorneys in fact, executors, administrators and others to transact business on client's behalf required. Series 7 Required Series 63 & 65 or 66 Required Series 24 or ability to obtain series 24 within 90 days of employment required Series 4 and 53 are not required but preferred. (Option to obtain within 180 days of employment) State Insurance license required. Job Description SUMMARY: Responsible for conducting trade review while adhering to regulatory and firm's policies and procedures. Responsible for working independently with minimal supervision. Completes all assigned compliance training timely and maintains professional licenses as required. CUSTOMER SERVICE SKILLS: Must be able to work effectively with a wide variety of departments, managers, staff, clients and auditors. Represents the Company in civic, community and industry functions to network and develop additional business. Ability to evaluate and analyze products and services, and vendors. INTERPERSONAL SKILLS: Ability to exercise independent sound, judgment and discretion and understand when assistance is needed. Strong interpersonal and communication (written and verbal) skills. ESSENTIAL DUTIES AND RESPONSIBILITIES: Responsibilities include Principal Review and approval of transactions while adhering to the firm's established policies and procedures. Provides Principal Review and approval on variety of business types: equities, mutual funds, annuities, life insurance, advisory, etc. Maintains product knowledge and assists with the creation of practices and programs as needed. Communicates with registered representatives for any issues regarding transactions. Communicates with Compliance on regulatory best interest or suitability concerns. Provides guidance to registered representatives to resolve escalated issues surrounding trade review. Reviews daily trade blotter for day-to-day broker activity. Reviews outside brokerage accounts. Reviews electronic communications as needed. Other duties may be assigned. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Proficient skills in Word, Excel and Outlook. Full-Time/Part-Time Full-time Area of Interest WesBanco Securities All Locations Uniontown, Ohio, United StatesAnn Arbor, Michigan, United StatesWheeling, West Virginia, United StatesCincinnati, Ohio, United StatesToledo, Ohio, United StatesCleveland, Ohio, United StatesDefiance, Ohio, United StatesFairmont, West Virginia, United StatesFindlay, Ohio, United StatesFrankfort, Kentucky, United StatesFort Wayne, Indiana, United StatesParkersburg, West Virginia, United StatesColumbus, Ohio, United StatesHuntington, West Virginia, United StatesCarmel, Indiana, United StatesIronton, Ohio, United StatesPittsburgh, Pennsylvania, United StatesNew Albany, Indiana, United StatesYoungstown, Ohio, United States Show more
    $59k-98k yearly est. 5d ago
  • Private Banker - Private Banking COL - Columbus, OH

    Wesbanco Bank Inc. 4.3company rating

    Columbus, OH job

    Back 1d Private Banker - Private Banking COL #31-8726 Columbus, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Henderson Rd. OH., Columbus, OH. Market Columbus Work Hours per Week 37.5 Requirements Minimum of 5 years of private banking, retail, consumer and/or commercial lending experience, with an emphasis on sales and business development, as well as trust, wealth management and/or brokerage experience. Bachelors' Degree in Business, Finance or Accounting is preferred. Formal credit training is preferred. Series 7 and 66 license is a plus. Job Description SUMMARY: In this position, you will be responsible for providing full-service banking to high-net-worth individuals. CUSTOMER SERVICE SKILLS: Willingness to provide a level of service which will clearly differentiate us from our competitors. INTERPERSONAL SKILLS: Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers. Strong relationship management and business development skills. Excellent team player. ESSENTIAL DUTIES AND RESPONSIBILITIES: Meet the credit and depository needs of high-net-worth customers. Call on current customers and prospects to develop new business by promoting bank services and products. Cross-sell all other retail products as well as personal trust, investment management, investment products, financial and estate planning services. Represent the bank in civic, community, and industry function to network and develop additional business. Keep informed of current economic and market conditions and legislation that may affect customer relationships and department banking activities. Assist less experienced staff with complex accounts and relationships (mentoring). OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Working knowledge of commercial lending, consumer lending and retail services as it relates to loan policies, documentation, underwriting, and regulatory guidelines. Working knowledge of account opening policies and procedures. Understanding of regulatory guidelines. Working knowledge of the loan application and loan approval process. Working knowledge of credit analysis and lending functions. Knowledge of financial ratios and business principles. Knowledge of financial planning. Familiarity with fiduciary principles and prudent investing concepts. Basic knowledge of income, estate and gift tax principles. Candidate with ties to the area or knowledge of the local market (preferred). Proficiency in Microsoft Office products including Word, Excel and Outlook. Full-Time/Part-Time Full-time Area of Interest Wealth Management All Locations Columbus, Ohio, United States
    $40k-76k yearly est. 3d ago
  • Audit Staff - Audit - Wheeling, WV

    Wesbanco Bank Inc. 4.3company rating

    Remote or Cincinnati, OH job

    Back Audit Staff - Audit #51-8453 Multiple Locations Apply X Facebook LinkedIn Email Copy Location This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesBanco location (may occasionally attend in person meetings, although primary functions of the role are performed remotely). Market Wheeling Work Hours per Week 37.5 Requirements Bachelor's degree with a preference in Accounting, Finance or related field; or an Associate's Degree and two years of related Accounting, Audit (External or Internal) and/or Risk Management work experience required. Job Description SUMMARY: Responsible for completing various risk-based internal audits, interacting with various levels of management, and assisting with other audit and special projects, all in accordance with the annual audit plan and global internal audit standards. ESSENTIAL DUTIES AND RESPONSIBILITIES: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works under the supervision of the Audit Manager(s). Performs assigned work within the structure of the departmental procedures and the Global Internal Audit Standards published by the Institute of Internal Auditors. Conducts audit testing of assigned areas within established/modified timelines. Assists in the completion of risk-based audit programs. Evaluates or assists in the evaluation of the adequacy and effectiveness of the company's internal control processes. Completes assigned audit procedures that test the accuracy and effectiveness of policies, procedures, risk assessments and other documentation. Prepares work papers that record and summarize assigned audit procedures. Assists in the development of recommendation(s) for corrective action/improvement. Maintains and adheres to information security and confidentiality requirements. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Ability to adapt to corporate-wide systems routinely utilized by internal audit staff. Display personal initiative to foster professional development through formal education and cross training of department functions. Ability to complete multiple tasks while meeting assigned deadlines. Ability to complete and comprehend audit processes such as system documentation walk-throughs, source documentation, internal control questionnaires, yield analysis, and lead schedules. Ability to execute assigned audit areas including inquiry/observation, substantive procedures, analytical review procedures, attribute testing, and concluding on assigned test work. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas, and concepts to management and bank employees in a collaborative and solutions oriented manner. Possess strong analytical abilities and skills. Ability to utilize information systems hardware and information systems applications. Proficient in Microsoft Office including Word, Excel and Outlook. Full-Time/Part-Time Full-time Area of Interest Audit All Locations Uniontown, Ohio, United StatesAnn Arbor, Michigan, United StatesCincinnati, Ohio, United StatesIndependence, Ohio, United StatesColumbus, Ohio, United StatesDefiance, Ohio, United StatesFairmont, West Virginia, United StatesFindlay, Ohio, United StatesFort Wayne, Indiana, United StatesFrankfort, Kentucky, United StatesHuntington, West Virginia, United StatesIndianapolis, Indiana, United StatesIronton, Ohio, United StatesNew Albany, Indiana, United StatesParkersburg, West Virginia, United StatesPittsburgh, Pennsylvania, United StatesToledo, Ohio, United StatesWheeling, West Virginia, United StatesYoungstown, Ohio, United States Show more
    $43k-52k yearly est. 4d ago
  • Trust Relationship Officer - Trust Administration Columbus - Columbus, OH

    Wesbanco Bank Inc. 4.3company rating

    Columbus, OH job

    Back 137d Trust Relationship Officer - Trust Administration Columbus #31-8230 Columbus, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be Henderson Road (Columbus, OH). Market Columbus Work Hours per Week 37.5 Requirements Minimum of one year experience related to Trust, Wealth Management Operations, or other financial services required. Four-year degree in a business-related field preferred. Basic accounting background and reconciliation skills preferred. Job Description SUMMARY: Responsible for effective service delivery to current and prospective WesBanco Trust and Investment Services clients and for the administration of basic Trust and Investment Agency relationships. The individual will work closely with a Senior Trust Officer to develop necessary skills and professional credentialing. ESSENTIAL DUTIES AND RESPONSIBILITIES: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Administers a book of straightforward Trust and Investment Agency accounts. Works with Senor Trust Officer for more complex deals. Handles daily duties such as account activity, fulfilling client requests, and periodic account reviews. Develops an understanding of investment strategy and their application within client portfolios. Develops an understanding of estate planning techniques using Wills and Trusts and their appropriate use within client relationships. Maintains an understanding of Trust regulations and policy and procedures. Keeps up to date with all applicable regulations. Continues to develop knowledge and attend training programs. Engages in problem solving for client issues and determining solutions to meet the customer's needs. Handles routine bill payment and remittance set up for trust clients. Reviews Overdraft Report and coordinates maintenance with Trust Officer. Maintains Trust Accounting System items. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas, and concepts to management, bank employees and bank customers in a collaborative and solutions-oriented manner. Ability to interact effectively across all levels of the organization, including senior management, other departments and vendors. Ability to accurately follow instructions, multi-task, listen attentively. Detail oriented with good organizational skills. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Able to work independently and meet communicated deadlines. Excellent verbal, written and presentation skills with the ability to define and solve problems. Team player with a positive outlook. Interpersonal skills with co-workers, supervisors and clients. Ability to read and interpret documents. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization. Must possess basic math skills and understand basic math methodologies used in budgeting, accounting and various calculations. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Proficiency with Microsoft Office products such a Word, Excel and Outlook. Ability to build and work with Excel spreadsheets, including using formulas. Full-Time/Part-Time Full-time Area of Interest Wealth Management All Locations Columbus, Ohio, United States
    $49k-86k yearly est. 4d ago
  • Mortgage Resolution Specialist - Wheeling, WV

    Wesbanco Bank Inc. 4.3company rating

    Defiance, OH job

    Back Mortgage Resolution Specialist #51-8641 Multiple Locations Apply X Facebook LinkedIn Email Copy Location This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be Bank Plaza - Wheeling, WV, Defiance Main - Defiance, OH, Ellwood City - Ellwood City, PA, Youngstown Main - Youngstown, OH and West Dixie - Elizabethtown, KY Market Wheeling Work Hours per Week 37.5 Requirements High school diploma or General Education Degree (GED). Associates Degree preferred. Minimum of Two (2) years banking experience. Minimum of One (1) year of collection experience. Comprehensive or the ability to learn all applicable state and federal regulations relating to the collection of residential real estate loans including the January 2014 CFPB guidelines preferred. Job Description SUMMARY: Manage the day-to-day collections of a portfolio of residential real estate secured loans. Provide borrower with options that may help avoid a foreclosure. Submit completed modification request packages for decision and assist borrower with follow-up actions as appropriate. Serve as the first point of contact with the borrower throughout the Loss Mitigation process. Maintain a comprehensive knowledge of mortgage loan servicing requirements and regulations including loss mitigation options. Maintain a comprehensive knowledge of applicable state and federal regulations relating to collections and ensure that the Bank's policies and procedures are compliant with the same. Ensure adherence to stated timelines throughout the collection and loss mitigation process to ensure CFPB compliance. ESSENTIAL DUTIES AND RESPONSIBILITIES: Initiate outbound and receive inbound phone calls relating to the collection of delinquent accounts. Reduce delinquency, prevent foreclosure, and minimize charge offs/charge downs on accounts assigned to your work queue through department business system (CARM Pro). Determine reason for non-payment. Skip Trace on accounts to locate customers for which you have not established phone contact to verify phone number, address, place of employment for the maker and co-maker(s) on the account. Review all Bank systems as needed (FIS Intellect, Image Centre, etc.) to determine the scope of the customer relationships as well as facilitate in the collection of the account. Prepare letters and correspondence to customers while maintaining compliance with CFPB requirements. Negotiate payment arrangement with borrower(s). Maintain detailed tracking log on all accounts as you work through the collection and loss mitigation process. Process GL and Payment Tickets as applicable when payment is received. Assist borrowers in understanding options available to avoid foreclosure including Short Sale, Deed in Lieu of Foreclosure, Forbearance Options and Modification. Provide borrower with information about Loss Mitigation options available and actions borrower must take to be evaluated for those options as well as applicable Loss Mitigation deadlines. Provide status updates on any Loss Mitigation application and the circumstances under which the Bank may refer a loan for foreclosure. Review Loan Modification packet and supporting documents to determine if information is complete and assist borrower with follow-up as appropriate. Submit completed Loss Mitigation packages for approval. Adhere to stated timelines throughout the collection and Loss Mitigation process. Verify "Proof of Insurance" for collateralized loans as needed. Order appraisals when appropriate. Analyze Loan/collateral file to make recommendation for appropriate action. Review personal credit and asset reports to make recommendations as to appropriate strategy. Organize and prepare files to be referred for foreclosure. Make appropriate file notations for all correspondence and any other events to CARM Pro system. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Willingness to provide a level of service which will clearly differentiate us from our competitors. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills. Ability to accurately follow instructions on a variety of subjects. Must be able to manage time effectively. Must be willing to work as part of a team. Ability to maintain confidentiality. Ability to accurately handle work detail. Ability to work in a high pressure fast paced work environment. MS Office, including Word, Excel and Outlook. Knowledge and ability to use FIS Intellect and CARM Pro Collection System preferred. Full-Time/Part-Time Full-time Area of Interest Credit Administration All Locations Wheeling, West Virginia, United StatesDefiance, Ohio, United StatesEllwood City, Pennsylvania, United StatesElizabethtown, Kentucky, United StatesYoungstown, Ohio, United States
    $32k-44k yearly est. 5d ago
  • Commercial Banker - Commercial Banking Admin DEF - Defiance, OH

    Wesbanco Bank Inc. 4.3company rating

    Defiance, OH job

    Back 85d Commercial Banker - Commercial Banking Admin DEF #11-8463 Defiance, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work their scheduled work hours in a designated WesBanco location. Consideration for location will be Defiance Main. Market Defiance Work Hours per Week 40 Requirements Bachelor's Degree (B.S.) degree or equivalent from four-year College or university. 3 years related experience and/or training; or equivalent combination of education and experience to include the management of Commercial Real Estate relationships. Job Description Summary Responsible for the management of borrowing and depository relationships with commercial clients, focusing on Lending. In addition, you will also be responsible for the solicitation of new commercial clients through direct sales calls. The development of community and business relationships is necessary to facilitate sales referrals to our sales partners (trust, insurance, treasury management, retail, mortgage partners) and to maintain knowledge of local business conditions. This commercial banking officer must also support the Bank's CRA lending initiatives. Essential Duties and Responsibilities include the following. Other duties may be assigned. Originates and Manages lending and deposit relationships with middle market as well as larger commercial customers. Maintains and effectively manage an individual commercial portfolio in all respects. Analyzes financial statements and customer profiles to support the needs of existing and potential customers. Works with other bank departments, such as CRM and BBS to effectively manage the credit process. Works on multiple complex projects simultaneously, and successfully. Works closely with the Special Asset Unit in the collection of past due loans and workout of problem credits. Actively participates in community and civic organizations. Leverages both community development and external relationships in order to meet bank growth and community development goals. Promotes banking services to existing and perspective commercial customers. Assist with the coordination of CRA lending initiatives within the corporate lending department. Supports the bank's sales culture. Originates, develops and maintains relationships with commercial customers for their financial needs through direct and ongoing sales calls and referrals. Provide loan structures to meet customer needs and ensure that appropriate documentation exists in order to adequately protect the bank. Adheres to bank policy. Originates new business opportunities through outside business development sales calls to centers of influence and perspective customers. Follows up all internal and external customer referrals. Actively supports all internal business units by providing quality referrals through development of community and business relationships. Responsible for the sales management of assigned accounts. Other Skills and Abilities Willingness to provide a high level of professional service which will clearly differentiate us from our competitors. Employee must be willing to become familiar with and promote bank products and services. Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees, bank customers and prospects. Must be willing to work as part of a team. Must possess a high degree of leadership skills. Possess ability and commitment to develop business relationships with business borrowers. Ability to work under pressure. Other Requirements Travel required for training, meetings and to meet with clients and prospects. Must be willing to become familiar with and promote bank products and services Full-Time/Part-Time Full-time Area of Interest Lending All Locations Defiance, Ohio, United States
    $43k-69k yearly est. 4d ago
  • Treasury Management Advisor II

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Canton, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Treasury Management Advisor II is a financial professional that specializes in providing guidance and support to clients in managing their treasury operations. The incumbent will work closely with businesses and organizations to optimize their cash flow, liquidity, and risk management strategies. Responsibilities include analyzing financial data, developing cash management solutions, recommending investment strategies, and ensuring compliance with regulatory requirements. This role requires strong analytical skills, knowledge of financial markets, and the ability to build and maintain client relationships. Essential Functions/Responsibilities Develop new client relationships by both Bank Partner introductions and directly self-sourced. Generate organic growth in both deposits and fee income through thoughtful solutions minded direction to achieve stated annual goals. Review, service and maintain client portfolio including Working Capital Analysis of client relationships along with other internal stakeholders. Review Portfolio profitability; manage all exception pricing and account structure to minimize Bank's non-standard adjustments. Complete Risk Management reviews for ACH, Credit Card, and RDC Services. Introduce customers to other service related lines of business. Attend all Bank sourced training and instruction sessions as applicable to Treasury Management. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 3 years of banking experience. Bachelor's Degree or equivalent combination of education and experience. Preferred Knowledge and Skills Level of Complexity and Scope Performs work that requires analysis of complex information to devise client delivery solutions. Degree of Independence and Decision-Making Regularly uses evaluation, judgement, and interpretation to select the right course of action within established guidelines. Works with limited supervision and has work reviewed when necessary. Required Supervisory Responsibilities No direct supervisory responsibilities May help guide/mentor lower level Treasury Management Advisors Physical Requirements Frequently lifts and carries up to 10 lbs. Frequently sits, stands, walks and drives. Ability to regularly travel within assigned market to meet with clients and internal partners Ability to travel outside of market as needed Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Pay Range: $74,000/annual to $98,000/annual Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $74k-98k yearly Auto-Apply 60d+ ago
  • Retail Lending Quality Control Specialist & Appraisal Reviewer

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cincinnati, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Retail Lending Quality Control Specialist & Appraisal Reviewer is responsible for performing all quality control tasks related to mortgage, consumer real estate and consumer non-real estate files for all credit products originated through multiple channels and across multiple states. They will also review appraisal reports associated with residential mortgage loans as well as consumer real estate loans. The Specialist will be responsible for adhering to agency guidelines, credit policy, documentation requirements, and either curing issues or facilitating remediation. Additionally, they will contribute to process improvement initiatives and lead projects to achieve line of business goals and optimize the client experience. Essential Functions/Responsibilities Work with line of business leadership to ensure sound quality control policies and procedures including the Mortgage Quality Control Plan and Mortgage Quality Control Procedures. Identify and communicate the root cause and source of recurring loan defects with the objective of eliminating or reducing errors through process improvement or additional training. Provide effective and timely reporting to managers on the quality of the loan origination process helping to identify areas of concerns and opportunities to improve loan quality and efficiency. Ensure timely responses to file requests from Fannie, Freddie, FHLB, VA, FHA, and mortgage insurance companies and resolve issues as needed. Ensure various reviews are completed timely including but not limited to Prefunding QC, Post Closing QC, Denied QC review, Early Payment Default Review, NMLS Quarterly testing, OFAC reviews, LDP/GSA checks, exception testing. Review HUD Loan Review System (LRS) weekly and resolve inquiries as provided. Track repurchase activity including remedy requests, tracking, and closure of repurchase requests from agencies and investors. Review appraisal reports associated with Residential Mortgage Loans and Consumer Real Estate loans Accept or deny appraisal reports in accordance with Fannie Mae, Freddie Mac, Interagency Guidelines, USPAP and the bank's Credit Policy. Deliver appraisals and flood notice to borrowers via electronic channel or mailing. Achieve and maintain a Satisfactory Level of department turn-around times, per level of agreement with the lines of business. Perform other tasks and assignments as directed by Management. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job Bachelor's Degree in related field or equivalent experience 3-5 years of financial services industry experience Ability to read, analyze and comment on residential property appraisals with respect to FHA, VA, FHLB, FHLMC, FNMA, USPAP and FIRREA guidelines Knowledgeable of Regulations, Interagency Regulatory guidelines, investor requirements, and bank's Credit Policy, keeping apprised of the same Critical thinking and collaboration skills required Must be analytical and possess ability to interpret and apply policies and regulations across a large, complex business. Ability to effectively manage time. Independent and highly self-motivated. Ability to communicate effectively. Strong PC skills including Microsoft Office (Word, Excel, Access, PowerPoint) At least 4 years' experience with Residential collateral underwriting, Residential appraisal review and/or residential property analysis and market conditions; Excellent written and verbal communication skills in corresponding with business partners, internal and external clients. Ability to effectively present information to management. Ability to define problems, collect data, establish facts, and draw valid conclusions. Fluent with appraisal terminology and possesses a strong understanding of appraisal concepts. Extremely detailed and proficient with multi-tasking. Working knowledge of regulatory compliance, including but not limited to Regulations B, C, O, U, V, Z, Dodd--Frank. Preferred Knowledge and Skills Level of Complexity and Scope Job requires analysis of complex regulatory issues as well as the proper application of each. Degree of Independence and Decision-Making Must be able to work independently and to make critical decisions regarding business line functions. Ability to independently review residential appraisals at any value level and draw valid conclusions related to compliance and reasonableness of the analysis and value conclusions. Required Supervisory Responsibilities No direct supervisory responsibilities Physical Requirements Occasionally lifts and carries up to 20 lbs. Occasionally stand and walks. Frequently sits. Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Pay Range $52,000- $67,000 annually Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $52k-67k yearly Auto-Apply 11d ago
  • Associate General Counsel (Summit Funding Group)

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Mason, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Summit Funding Group, Inc., an equipment finance company and subsidiary of First Financial Bank, is looking to expand its legal team with the addition of a full-time Associate Counsel, reporting to the General Counsel. Essential Functions/Responsibilities Draft, review, and negotiate financing documents and a wide array of legal contracts Foster collaborative relationships with sales, business folks, and management Assist in implementing company's business initiatives, strategic plans, and special projects Provide guidance to the company in legal, collections, Human Resources and compliance issues Manage lease contract enforcement, including bankruptcy and other recovery efforts Research, review and advise the General Counsel and senior management on legal matters such as the UCC, titling issues, and related equipment finance law Must Have: J.D. from accredited law school 2-4 years' relevant firm or in-house experience Positive approach to the practice of law, a quick learner, and commitment to exceptional work product Outstanding verbal and written communication skills Dedication to the details, yet creative and flexible Relationship-driven, eager to work cooperatively with business partners and colleagues Experience in equipment finance, although not required, is a strong plus! Physical Requirements Occasionally lifts and carries up to 10 lbs. Frequently sits, stands and walks. Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $50k-88k yearly est. Auto-Apply 14d ago
  • Market Support Specialist

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Canton, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Market Support Specialist (“MSS”) supports the Commercial and Specialty lines of business and partners with relationship management in the management of their banking portfolios. The MSS ensures banking processes flow effectively and efficiently while delivering high levels of client support. Essential Functions/Responsibilities Provides a wide variety of administrative duties in support of multiple relationship managers or executive team members, within an assigned market. Account Management: Assist Relationship Management in developing new lending and depository business with existing and prospective customers. Process and ensure accuracy of loan documentation for closings. This includes entering financial information into the loan system/Ncino and ensuring that all necessary documentation is included in the loan package prior to closing. Process/input loan opportunities into nCino from term sheet phase to ultimate loan closing. Collaborate with EBS/Operations team on deal discussions/weekly huddles to coordinate workflow tasks and closing timelines are met. Collaborate with relationship managers on collection of necessary information from clients, including financial statements, covenant compliance certificates, and borrowing base reports. May close executable loan documentation on behalf of company at the request of manager(s). Forward executed loan documentation to appropriate internal department and ensures executed loan documents are sent for booking to the appropriate department in a timely, efficient manner. Client Service: Focus on overall bank relationship for customers to include loan and deposit relationships. Coordinate opening of deposit and other banking services with banking center or back-office partners. Need to evaluate this responsibility as it is currently being performed by the treasury management support team. Provide support by applying payments, quoting payoffs, providing statements, and researching loan maintenance or history. Maintain existing loan portfolio in an administrative capacity to include managing and minimizing loan exceptions, past due loan balances and updating loan portfolios with current loan information. Responsible for working closely with Relationship Manager's regarding maturing reports and exceptions. Support/Manage: Proactively interact with relationship managers, clients, and attorneys regarding routine to moderately complex account inquiries, problem resolution and/or account maintenance issues. Administer programs, projects and / or processes specific to the line of business served; may be required to work with regulators/internal review/risk as requested. Support market leaders and RMs with planning and execution of client events, meetings, and entertainment. May support entire department i.e., organization charts, track all associates' time off, order supplies, as well as general support. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 5 years administrative support experience in roles interfacing with managers, executive leaders, and customers (external and internal). Well-developed understanding of lending policies, regulatory requirements, and collateral perfection requirements Proficiency using Microsoft Office Suite (Excel, Word). The ability to follow and understand complex instructions and maintain written/electronic records. Strong interpersonal, written, and verbal communication skills. Preferred Knowledge and Skills Associate's degree in a business, management, or related curriculum. Experience using loan and deposit platform for report generation and gathering purposes. Level of Complexity and Scope Executes tasks of diverse scope that are moderately complex in nature Degree of Independence and Decision-Making Uses generally defined practices and policies to select methods and techniques for accomplishing tasks and problem resolution Required Supervisory Responsibilities No direct supervisory requirements Physical Requirements Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Pay Range: $26.44/hour to $33.75/hour Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $26.4-33.8 hourly Auto-Apply 27d ago
  • Payments Associate - Bank Operations - Wheeling, WV

    Wesbanco Bank Inc. 4.3company rating

    Independence, OH job

    Back Payments Associate - Bank Operations #51-8592 Multiple Locations Apply X Facebook LinkedIn Email Copy Location This position is 100% remote within the Bank's footprint. Employee will work full time remote outside of a WesBanco location (may occasionally attend in person meetings, although primary functions of the role are performed remotely). Market Wheeling Work Hours per Week 37.5 Requirements High school diploma or general education degree (GED) required. Associate's Degree in Business, Finance, or Accounting preferred. Customer Service and administrative experience required with payment or bank operations experience preferred. Job Description SUMMARY: The payment areas include ACH, Wire and other real time payment channels. The payment areas handle processing of payment receipt and delivery for all customers. The primary responsibilities include handling the flow of transactions and work to ensure proper and timely posting of payments. The payment area strives to provide excellent internal and external customer support for existing consumer and business accounts. The Payments Associate performs a variety of routine daily tasks including processing payment transactions, reviewing reports, and assisting with reconciliation duties. Responsible for providing internal customer support to all branches, treasury management, corporate banking, and lending personnel concerning questions in regards to payment processing. This position must work collaboratively with all departments within the organization. CUSTOMER SERVICE SKILLS: Willingness to provide a level of service which will clearly differentiate us from our competitors. INTERPERSONAL SKILLS: Professional demeanor in appearance, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner. Ability to communicate effectively with customers or employees in writing, in person, or via telephone. Ability to handle workload pressure and deadlines. Ability to work independently. Ability to maintain confidentiality. Team player with a positive outlook. Must be detail oriented and have good organizational skills. ESSENTIAL DUTIES AND RESPONSIBILITIES: Provides customer service via phone, mail, and email for payment processing. Works in a queue based environment and handles the tasks as received. Reviews and processes payment requests, maintenance, research, and customer or banking center initiated requests through various payment processing systems. Performs transactions within associated compliance requirements. Analyzes transactional risk and reasonableness in accordance with bank guidelines. If any concern, escalate to management. Other job duties and/or responsibilities assigned with or without prior notice. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Demonstrated proficiency in basic computer applications such as Microsoft Office. Knowledge of FIS IBS Insight and payment processing applications preferred. Ability to learn payment processing systems. Full-Time/Part-Time Full-time Area of Interest Operations All Locations Uniontown, Ohio, United StatesAnn Arbor, Michigan, United StatesCincinnati, Ohio, United StatesIndependence, Ohio, United StatesColumbus, Ohio, United StatesDefiance, Ohio, United StatesFairmont, West Virginia, United StatesFindlay, Ohio, United StatesFort Wayne, Indiana, United StatesFrankfort, Kentucky, United StatesHuntington, West Virginia, United StatesIndianapolis, Indiana, United StatesIronton, Ohio, United StatesNew Albany, Indiana, United StatesParkersburg, West Virginia, United StatesPittsburgh, Pennsylvania, United StatesToledo, Ohio, United StatesWheeling, West Virginia, United StatesYoungstown, Ohio, United States Show more
    $51k-94k yearly est. 3d ago
  • Yellow Cardinal M&A - Investment Banking Associate

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cincinnati, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Essential Functions/Responsibilities Lead financial modeling, valuation analyses, and transaction scenario planning. Manage the preparation of confidential information memoranda (CIMs), buyer lists, and presentations. Oversee analysts' work, ensuring accuracy and clarity in deliverables. Coordinate due diligence processes with clients, buyers, and advisors. Assist in negotiations by providing financial insights and transaction structures. Build relationships with clients and support business development activities. Provide mentorship and training to junior team members. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job Bachelor's degree in Finance, Accounting, Economics, or related field. 4-6 years of relevant experience Advanced proficiency in corporate finance, investment banking practices, and valuation. Strong project management skills with ability to manage multiple workstreams. Effective client-facing communication and presentation skills. Ability to synthesize financial and market data into actionable recommendations. Preferred Knowledge and Skills Series 79 and 63 licenses Level of Complexity and Scope Manages execution of client projects with moderate independence. Acts as a bridge between analysts and senior consultants/partners. Degree of Independence and Decision-Making Provides recommendations on transaction structures and strategies. Exercises judgment in managing client deliverables and workflow. Required Supervisory Responsibilities Mentorship of analysts Physical Requirements Prolonged periods of sitting at a desk and working on a computer. Occasional travel to client sites. Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $86k-117k yearly est. Auto-Apply 60d+ ago
  • Business Development Leader (Cleveland Downtown)

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cleveland, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Business Development Leader will work with existing FFB clients and prospect new FFB clients to deepen client relationships by both booking business directly within the Retail Line of Business and by referring, as appropriately, to internal business partners such as Mortgage, Wealth, Commercial, and Treasury Management. Essential Functions/Responsibilities Create organic growth through prospecting within designated geography and across existing clients Consistent joint calling efforts with other lines of business partners. Work with appropriate internal constituencies to bring appropriate level of expertise to the client/prospect Partner with Marketing to develop region-specific calling efforts Schedules and executes sales calls and appropriate follow-up meetings and activities Develops professional business appropriate relationships in the community which provide a positive impact on the business results of the region. Actively participate in the civic activities in the region. Achieves sales goals and manages pipeline activities Tracks, reports and communicates business results and activities to internal FFB management Develops and sustains “Clients for Life” Responsible for handling all transactions within the Retail environment: running a teller drawer, opening checking accounts and inputting both consumer and small business loan applications. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 5 years demonstrated experience in exceeding sales goals. Demonstrated success with consultative, needs-based selling Strong product knowledge related to consumer and commercial deposits, investments, consumer loans, business loans and treasury management. Demonstrated ability to work both independently and collaboratively across other lines of business Bachelor's Degree or equivalent experience Strong outside business calling skills Strong oral and written communication skills with the ability to speak in front of larger audiences Familiarity with consumer and small business credit Preferred Knowledge and Skills Level of Complexity and Scope Operates in a newly acquired territory with limited brand awareness. Collaborates cross-functionally with marketing , operations, compliance, and branch leadership. Solves moderately complex issues and raises to engages higher levels for guidance and partnership when needed. Degree of Independence and Decision-Making May assist in hiring decisions for local staff as needed. Acts independently to resolve customer and operational issues within the delegated authority . Required Supervisory Responsibilities May be asked to supervise local staff in the future. Mentorship as needed. Physical Requirements Ability to work on-site at branches and in the field as needed. Travel as needed in local market. Limited travel to corporate headquarters or other bank locations. Must be able to sit or stand for extended amounts of time, operate standard office equipment. Lift up to 25 lbs. occasionally. Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $100k-134k yearly est. Auto-Apply 60d+ ago
  • Cyber Analyst II

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Cincinnati, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. The Cyber Analyst provides leadership for cyber incident response and cyber security protection across First Financial Bank. This role needs experience within the Information Security discipline including monitoring networks for security issues, investigating security breaches, and developing company-wide best practices for cyber security. The Cyber Analyst is responsible for strengthening the company's cyber threat management capabilities by leveraging technical and soft skills to promote a robust security mindset across the company. This role interacts with multiple levels of the organization, including senior leadership, and it is fundamental in cultivating the company's cybersecurity culture. Essential Functions/Responsibilities Helps with the use of monitoring tools, SIEM (Security Incident Event Monitoring) to carefully examine network traffic and to identify both external and internal threats. Assists in detailing and analyzing current events, threat actors, campaigns, tactics, techniques, and procedures (TTPs), and malware to summarize information, identify patterns, and understand potential impact related to our current risk posture. Provides written summaries of findings and document recommended actions in both executive summaries as well as detailed technical reports for system owners. Assists with the development of strategic recommendations on the development and implementation of threat management projects. Based on cyber security policy, assists with the development of rules to identify, detect, and respond to cyber security incidents Helps with the development of cyber security policies. Understands how associates use data and information across the organization to optimize the company's cyber security posture. Helps build and champion a company-wide culture around cyber security. Participates in the company's continuous improvement around threat management and ensure the company is staying up to date with the latest technical advances. Enforces data loss prevention policies across the company using technical preventive controls Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 3 years of Information Security experience. Ability to work with multiple lines of business at all levels of the organization, including the ability to learn and understand business processes. Comprehensive knowledge of threat management techniques including how to monitor, detect, and respond to cyber security incidents. Ability to train and mentor others in multiple security domains. Working knowledge of and proven experience with: Endpoint Detection and Response (EDR) technologies Web Gateway technologies Email protection technologies Network and firewall technologies (Cisco) MITRE Attack framework and methodology Familiarity with programming or scripting languages like Python, C, C++, or Unix Scripting. Ability to: Build partnerships with line of business leaders Consult, provide guidance, and communicate effectively with internal partners Helping build and champion a company-wide culture around cyber security Preferred Knowledge and Skills Bachelor's degree Beginner knowledge of privacy laws (eg GDPR & CCPA). Level of Complexity and Scope Solves moderately complex problems by working directly with the lines of business to protect cyber resources and data. Recommends creative solutions based on technical expertise and analysis. Determines projects and policies to drive continuous improvement Degree of Independence and Decision-Making Collaborates across the company on cyber security and data protection initiatives with limited guidance from management. Self-starter, regularly works independently with minimal supervision. Independent time management, organization, and prioritization. Required Supervisory Responsibilities None Physical Requirements Prolonged periods of deskwork. Frequent use of computer, keyboard, phone and office equipment. Occasional moving within the office or to other locations within the building. Occasionally lifting and carrying light objects, typically up to 10-15 pounds. Clear and effective communication in person and over the phone. Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Pay Range: $74,000/annually to $100,000/annually Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $74k-100k yearly Auto-Apply 4d ago
  • Business Specialist II (Columbus/Dayton)

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Worthington, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Develops and maintains profitable small business banking relationships within the Consumer Bank by focusing on the holistic and long-term needs of business owners and their business. As a specialist and trusted advisor, responsibilities include identifying needs, recommending deposit, treasury, loan products, negotiating deposit and loan terms, coordinating loan approvals and closings, opening and managing deposit accounts, and referring clients to key partners within the company. In addition, the Business Specialist is tasked with developing core client relationships with existing clients and finding new opportunities for First Financial in the small business segment. Business Specialists manage an existing portfolio of clients, seeks opportunities to work with employees of clients, introduces client to partners as needed, and prospects for new clients through networking and external calling efforts with internal and external partners. Provide training, coaching, and guidance to assigned districts and banking centers to promote the development and growth in the small business segment.less than br>As part of the Consumer Bank, the Small Business Segment team is responsible for developing, defining, and executing the strategy that positions First Financial as ‘The' community bank for small business owners, their families, and employees. Responsible for attracting, retaining, and growing core client relationships by fostering a trusted business advisor relationship that leverages all that First Financial has to offer business clients.less than br>The Small Business Segment, Business Specialist I, reports into the Retail Bank and serves in multiple capacities. This individual contributor will work in a designated banking center, district and region, and will be held accountable for the following: less than br>Responsible for executing against and achieving the stated goals and objectives of the retail bank and consumer bank strategy, the Business Specialist will proactively engage in and pursue activities that support this effort, working directly with retail teams, district and region leadership, other segment specialists and advisors, and external partners. Essential Functions/Responsibilities Partner with Retail Banking leadership and Business Program Manager to execute against consumer bank strategies and objectives to attract, retain and grow core small business segment relationships, fulfill client's financial needs and provide a fIRST Class Client Experience. Develops and implements strategies/plans to engage districts and markets, establishes behaviors and routines to achieve success in the small business segment, achieving established individual production and growth goals, district and region goals and objectives. Responsibility to manage, deepen and grow client relationships with a primary focus on business relationships with credit and deposit exposure assigned to the small business segment. Initiate and maintain client and prospect contact through timely and relevant contact strategy, including but not limited to client interaction in the banking center, telemarketing, digital and/or participating in various activities and events outside of normal working hours. Establishes personal sales plans/strategies for assigned districts and region to achieve success in the small business space, leveraging and following up on leads and campaigns to deepen and win new core small business relationships, anchored with a small business checking account. Coordinates new loan origination requests, conducts loan closings, opens new Small Business Banking deposit account relationships, and takes on a holistic approach when discussing client needs by referring other Bank products and services as necessary throughout the bank. Supports Business Program Manager and Retail Leadership by consulting with other Small Business Bankers and Banking Center teams on challenging/complex situations with small business clients and working to identify new introductions and opportunities. Serves as a liaison and knowledge resource for financial center teams and associates with respect to small business products, services, promotions, program enhancement, etc. that impacts how we succeed in the small business segment. Assists program manager with providing leadership, feedback and guidance within the small business segment that leads to improving the program and long-term success in the small business segment within the assigned districts and region. Participates bank marketing and sales promotions focused on the small business segment, especially within the district and assigned region; contributes to initiatives and programs designed to promote organization's strategic priorities. Complies with all bank, loan and regulatory guidelines and policies, maintaining operational excellence with loans and deposits within the portfolio. Identify and develop the small business client segment book of business; provide in-market support and involvement in fostering client relationships and uncovering opportunities. Function as client's personal trusted advisor by adding value and building deep client relationships by utilizing the First Client Conversation Model. Participate and lead in the First Financial Bank Experience by being active in site center huddles, district and region meetings to support sales and service activities across the markets they serve. Consistently meet or exceed sales and referral goals as set by management, by effectively collaborating with lines of business in an effort to assist clients meet their dedicated financial needs. Provide coaching and feedback to the financial center teams in the referral and sales activities with a specific focus on the small business client segment. Hold periodic meetings with district and market leadership, as well as regional presidents and key stakeholders supporting the region and program, to align all resources around our plan and to prioritize actions. Create powerful strategic partnerships with internal and external partners to establish priorities and identify needs in the small business space within the communities we serve. Build relationships that will allow us to create opportunities for FFB to partner with organizations in the community to create plans, strategies, and tactics that serve the small businesses and owners. Leverage connections within the communities assigned to actively market campaigns, promotions, and products that are applicable to small businesses and their owners/employees. Accountable for performance of the district and region from a small business development perspective, and leadership of the local teams. This is accomplished through on-going coaching, development and performance management, development planning, on-going performance feedback and coaching on results. Be knowledgeable and proactive with assisting clients seeking an SBA loan with First Financial. Lead the process with clients, partnering with the SBA team and processors to properly service and work the SBA claims. Be involved with ensuring proper policies, procedures, servicing activities, and internal controls are being performed to the satisfaction of the SBA, as well as Risk Management. Time spent in activities will fluctuate as needed to support the achievement of the customer segment goals and objectives This role is also responsible for the adherence to all compliance and regulatory procedures. Including, but not limited to: BSA, Check 21, CIP, CRA, HMDA, Reg B, Reg D, Reg E, Reg CC, Truth in Savings, Privacy Compliance and the Patriot ActPartner with Retail Banking leadership and Business Program Manager to execute against consumer bank strategies and objectives to attract, retain and grow core small business segment relationships, fulfill client's financial needs and provide a fIRST Class Client Experience. Develops and implements strategies/plans to engage districts and markets, establishes behaviors and routines to achieve success in the small business segment, achieving established individual production and growth goals, district and region goals and objectives. Responsibility to manage, deepen and grow client relationships with a primary focus on business relationships with credit and deposit exposure assigned to the small business segment. Initiate and maintain client and prospect contact through timely and relevant contact strategy, including but not limited to client interaction in the banking center, telemarketing, digital and/or participating in various activities and events outside of normal working hours. Establishes personal sales plans/strategies for assigned districts and region to achieve success in the small business space, leveraging and following up on leads and campaigns to deepen and win new core small business relationships, anchored with a small business checking account. Coordinates new loan origination requests, conducts loan closings, opens new Small Business Banking deposit account relationships, and takes on a holistic approach when discussing client needs by referring other Bank products and services as necessary throughout the bank. Supports Business Program Manager and Retail Leadership by consulting with other Small Business Bankers and Banking Center teams on challenging/complex situations with small business clients and working to identify new introductions and opportunities. Serves as a liaison and knowledge resource for financial center teams and associates with respect to small business products, services, promotions, program enhancement, etc. that impacts how we succeed in the small business segment. Assists program manager with providing leadership, feedback and guidance within the small business segment that leads to improving the program and long-term success in the small business segment within the assigned districts and region. Participates bank marketing and sales promotions focused on the small business segment, especially within the district and assigned region; contributes to initiatives and programs designed to promote organization's strategic priorities. Complies with all bank, loan and regulatory guidelines and policies, maintaining operational excellence with loans and deposits within the portfolio. Identify and develop the small business client segment book of business; provide in-market support and involvement in fostering client relationships and uncovering opportunities. Function as client's personal trusted advisor by adding value and building deep client relationships by utilizing the First Client Conversation Model. Participate and lead in the First Financial Bank Experience by being active in site center huddles, district and region meetings to support sales and service activities across the markets they serve. Consistently meet or exceed sales and referral goals as set by management, by effectively collaborating with lines of business in an effort to assist clients meet their dedicated financial needs. Provide coaching and feedback to the financial center teams in the referral and sales activities with a specific focus on the small business client segment. Hold periodic meetings with district and market leadership, as well as regional presidents and key stakeholders supporting the region and program, to align all resources around our plan and to prioritize actions. Create powerful strategic partnerships with internal and external partners to establish priorities and identify needs in the small business space within the communities we serve. Build relationships that will allow us to create opportunities for FFB to partner with organizations in the community to create plans, strategies, and tactics that serve the small businesses and owners. Leverage connections within the communities assigned to actively market campaigns, promotions, and products that are applicable to small businesses and their owners/employees. Accountable for performance of the district and region from a small business development perspective, and leadership of the local teams. This is accomplished through on-going coaching, development and performance management, development planning, on-going performance feedback and coaching on results. Be knowledgeable and proactive with assisting clients seeking an SBA loan with First Financial. Lead the process with clients, partnering with the SBA team and processors to properly service and work the SBA claims. Be involved with ensuring proper policies, procedures, servicing activities, and internal controls are being performed to the satisfaction of the SBA, as well as Risk Management. Time spent in activities will fluctuate as needed to support the achievement of the customer segment goals and objectives This role is also responsible for the adherence to all compliance and regulatory procedures. Including, but not limited to: BSA, Check 21, CIP, CRA, HMDA, Reg B, Reg D, Reg E, Reg CC, Truth in Savings, Privacy Compliance and the Patriot Act Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 5-7 years client experience in Retail Banking and/or in the financial services industry with experience working with business owners. 5-7 years sales and service experience with previous success in achieving sales and service goals in retail environment or in a retail or business banking role within First Financial. Bachelor's Degree or equivalent experience combination of education and work experience in sales preferred. Familiarity with consumer and small business credit Demonstrated success with consultative, needs-based selling Experience working with senior levels of organizations with strategic planning and execution. Excellent interpersonal, verbal and written communication, organizational, managerial and project management skills. Well-developed customer relations skills; ability to influence without authority Ability to manage multiple tasks/projects and deadlines simultaneously. The ability to work well independently with limited direct supervision. Strong product knowledge related to consumer and commercial deposits, investments, consumer loans, business loans and treasury management. Demonstrated ability to work both independently and as part of a team. Preferred Knowledge and Skills Level of Complexity and Scope Degree of Independence and Decision-Making Required Supervisory Responsibilities Physical Requirements Compliance Statement The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements. Development and Training Compensation Pay Range 74,000.00 - 98,000.00 Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $40k-53k yearly est. Auto-Apply 11d ago
  • Loan and Equipment Finance Processor (Summit Funding Group)

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Mason, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Summit Funding Group, Inc., a subsidiary of First Financial Bank, is a nationally recognized leader in the equipment leasing industry. Headquartered in Mason, Ohio, we've built our reputation on providing creative, flexible financing solutions for a wide range of industries. As we continue to grow, we are looking for talented individuals to join our dynamic team. Position Overview As a Loan and Equipment Finance Processor, you will play a key role in supporting the sales and operations process by ensuring finance contracts are accurately documented, processed, and booked in compliance with credit approvals and company procedures. You'll collaborate closely with internal teams, vendors, customers, and attorneys to deliver outstanding service and support throughout the transaction lifecycle. Key Responsibilities Essential Functions/Responsibilities Accurately calculate transaction pricing, sales tax, and payments Coordinate preparation of required documentation and ensure timely funding and booking of contracts Communicate with vendors to obtain necessary information (e.g., invoices, installation dates) Deliver exceptional service to internal and external customers/stakeholders, lessees, lenders, and vendors. Complete post-closing follow-up activities in accordance with internal procedures Maintain accurate records and manage multiple priorities/transactions with strong attention to detail Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job Strong customer service and communication skills (verbal and written) Proficient in Microsoft Word and Excel, TValue (Plus), and Adobe Standard (PDF) Strong attention to detail and follow-up skills Ability to adapt to change and contribute to process improvements Excellent organizational and time management abilities One year of experience in equipment finance or commercial lending document preparation Preferred Knowledge and Skills Experience with Lease Plus software (Plus) and Aspired software Background in equipment finance and/or mortgage industries Familiarity with legal and accounting terminology related to finance structures Physical Requirements Occasionally lifts and carries up to 10 lbs. Frequently sits, stands and walks. Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $28k-34k yearly est. Auto-Apply 10d ago
  • Commercial Credit Analyst (Summit Funding Group)

    First Financial Bancorp 4.2company rating

    First Financial Bancorp job in Mason, OH

    We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Summit Funding Group, a wholly owned subsidiary of First Financial Bancorp, located in Mason, OH, is looking for a full-time Commercial Credit Analyst. The Commercial Credit Analyst will research and analyze credit worthiness, assessing the risk based upon the financial health of our current and potential business customers. Essential Functions/Responsibilities Perform credit investigation and analysis of commercial equipment leasing applications, including cash flow and financial statement analysis. Spread and analyze financial statements, corporate tax returns, personal financial statements, A/R & A/P reports, and other data in order to prepare lease evaluations. Review financial packet and determine additional information needed in order to proceed with the transaction. Render credit decisions on lease applications. Notify sales representatives of all conditions of lease approvals and inform the sales support staff of any non-standard documentation requirements. Attend credit committee meetings and present transactions to committee as appropriate. Perform ongoing review of customers. Interact with executive officers, sales managers, and sales representatives, as well as potential and existing customers. Complete work assignments within timeframes established. Other duties may be assigned to meet business needs. Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job 4-year college degree with BS in Business Administration with a concentration in Business Administration or Finance. Minimum of 5-year experience in Commercial Credit Analysis. Superior ability to analyze financial statements and tax returns. Must have excellent interpersonal, negotiation, analytical, problem solving and communication skills. Must be reliable, detail oriented and possess the ability to handle multiple assignments simultaneously. Must have strong written and verbal skills. Must have a strong working knowledge of MS Word and Excel. Preferred Knowledge and Skills Knowledge of Aspire and/or Lease Plus Knowledge of leasing and/or mortgage industries preferred Benefits We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. Incentive Eligibility All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E-Verify Employer.
    $52k-70k yearly est. Auto-Apply 60d+ ago

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First Financial Bank may also be known as or be related to FIRST FINANCIAL BANKSHARES INC, First Financial Bank, First Financial Bank Texas, First Financial Bankshares Inc, First Financial Bankshares, Inc. and First Financial Bankshares, Inc. - Texas.