Commercial Underwriter jobs at First Horizon Bank - 1045 jobs
Commercial Credit Analyst
First Horizon Bank 3.9
Commercial underwriter job at First Horizon Bank
The Credit Analyst position involves underwriting/analyzing commercial loans and assisting Portfolio Managers and Relationship Managers in managing customers' relationships. This position is within the Commercial Lending team. Work will be completed within a production-based environment and includes: financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank's loan production software, financial credit analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients.
**Key Responsibilities** :
- Preparing credit analysis including review/analysis of real estate and C&I loans-specific market information and financial statements for commercial borrowers, guarantors and prospects.
- Working proactively to ensure both production and analyst tasks are prioritized appropriately and completed in a timely manner. Specific tasks include: financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews; tracking and completing covenant monitoring; completing industry research; and having a strong understanding of loan policy.
- Specific skills and analytical tools that may be necessary include: the ability to understand and provide commentary on Company Financial performance; review and provide analysis on leases, appraisals, budgets, projections, guarantor documents, tax returns, cash flows, financial ratios, trends and debt repayment capacity.
- Participating in approval conversations with management and credit partners to justify and explain information in the analysis when warranted.
- Analyzing and preparing complex credit approval documentation in FHB's approval system. Credit Approval Documentation includes loan terms, collateral, entering covenants, determining bank's credit exposure, and loan grade inputs.
- Responsible for working with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.
- Participating in internal credit conversations with PMs, RMs Credit Risk Managers and senior management and in external meetings with clients and prospects.
- Participating in special projects and assignments and performs other duties assigned.
- CA's must demonstrate consistently high level of ownership in line of business and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, extreme level of detail and follow-through, and independence within the role to assist in achieving business goals.
**Qualifications Include** :
- Bachelor's degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience
- Related experience in the credit analyst role, Financial Services, Banking Industry, Credit Analysis, Loan Review or similar background preferred.
- Good fundamental understanding of general bank operations, financial analysis, and the lending process
- Strong computer skills required with the following programs: Word, PowerPoint and Outlook and proficient skills with Excel
- Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials and significant business partners
- Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals
**About Us**
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) .
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
You are customer focused, enjoy building relationships and providing financial advice to your clients. A role as aCommercial Banker is for you.
As a Commercial Banker on the Healthcare, Higher Education & Non-Profit (HHN) Commercial Banking team, you will be responsible for growing and retaining profitable relationships within the Middle Market Banking & Specialized Industries specializing in Healthcare, Higher Education & Non-Profit.
The Healthcare, Higher Education & Non-Profit team is part of J.P. Morgan's Commercial Bank in its Middle Market Banking and Specialized Industries group. In this role you will be the focal point of client acquisition and ongoing relationships with the world's most innovative companies. We work both independently and as part of a dynamic team to deliver the entire firm to our clients.
Job Responsibilities
Manage and develop relationships with non-profit clients whose annual revenue ranges from $50 million to $150 million.
Champion a culture of innovation and a customer centric mindset by serving as a Relationship Manager for HHN customers and prospects
Develop new, and deepen existing, HHN relationships by focusing on key commercial banking solutions (e.g. credit, treasury, liquidity) and partner with other lines of business and business segments (e.g. Public Finance, Asset Management, and Consumer Banking) to develop fulsome relationships for the firm
Stay current with HHN industry trends to identify opportunities for innovation or strategic partnerships and bring thought leadership to our HHN customers and prospects
Serve as an ambassador for the firm by bringing the full resources of JPMorgan Chase to our HHN customers and prospects (e.g. Corporate Responsibility, ESG, DEI)
Mentor junior members on the HHN team, including Analysts and Associates, to contribute to the long-term success of our business and to assist with talent development
Required Qualifications, Capabilities and Skills
5 plus years' direct lending or credit support related experience, with a focus on business relationships
Understanding of Commercial Banking products and services
Knowledge of the local market
Ability to collaborate with internal partners and resources
Demonstrated experience of meeting or exceeding sales goals; proven top individual contributor
Sales management and business development skills
Preferred Qualifications, Capabilities and Skills
Bachelor's degree and formal credit training preferred
Excellent verbal, written and listening communication skills
Strong creative solution and problem solving abilities
Proficiency in building and maintaining positive client relationships
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.
Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients-including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.
#J-18808-Ljbffr
A global leader in insurance solutions seeks an Executive Underwriter in Chicago to manage complex Casualty product lines, including Workers' Compensation, General Liability, and Auto Liability. The ideal candidate will have over 5 years of commercial insurance experience, exceptional relationship-building skills, and a bachelor's degree. This role includes developing underwriting strategies and managing client relationships. Competitive salary ranges from $105,000 to $130,000 with bonus opportunities.
#J-18808-Ljbffr
A global insurance leader in Chicago is looking for an Executive Underwriter to manage complex underwriting tasks for Workers' Compensation, General Liability, and Auto Liability. The ideal candidate will have over 5 years of experience in Commercial Insurance, strong relationship-building skills, and the ability to adapt in a dynamic environment. This full-time role offers a competitive salary and a comprehensive benefits package.
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$85k-113k yearly est. 1d ago
Commercial Banker
Amalgamated Bank of Ny 4.5
Boston, MA jobs
Job Description
Amalgamated Bank seeks an experienced leader who has a demonstrated track record of working with senior leadership across international unions, district councils and locals. This position will be responsible for developing existing relationships and originating new relationships which result in deposit and lending growth for the union sector and other strategic areas as determined by bank leadership. Success in this position is measured in part against individualized annual deposit and lending growth goals as well as other key performance indicators as determined by leadership. As such, the ideal candidate will come to the position with a deep understanding and knowledge of the union and organized labor sector.
Further, this position will be responsible for managing some of the most strategically important relationships within the bank's New England region's portfolio of union clients. This will require providing best-in-class customer service and financial partnership to the sector's clients. The candidate will develop and maintain expertise in customer, industry and market conditions that support the development of long-term trusted partnerships across Amalgamated Bank's impact areas, with a particular focus on unions.
This candidate will have knowledge of (or be able to develop expertise in the position with) structuring credit facilities in support of the union sector and other affiliated organizations. The position will be responsible for working with the underwriting teams to structure loans that demonstrate strong credit and risk management guidelines, including leverage, cash flow, portfolio management, loan and key performance indicators. This position will also be required to partner with the portfolio management team in the ongoing compliance of and manage the renewal of loans in the existing portfolio.
The candidate will also work with the Trust and Investment teams focused on Taft-Hartley, Union and Public Funds markets to build new customer relationships as well coordinate the expansion of existing relationships.
A significant portion of time will be spent in market generating new client opportunities by meeting with prospects, outside calling, attending networking functions and industry events. This position will be accountable for the day-to-day work of the Account Executive team assigned to manage the union sector's daily banking activity.
Essential Job Functions:
Achieve the deposit and lending annual growth goals.
Identify and develop new business relationships with customers.
Grow existing customer relationships through cross-sales with other bank teams.
A strong working knowledge of the key performance indicators and underlying financials of unions.
Work with internal commercial banking support functions to effectively manage existing as well as new client relationships.
Maintain a strong understanding of Amalgamated Bank's commercial treasury management suite of product and services.
Work closely with critical industry partners including trade/network organizations, consultants, and mission aligned service organizations to assist in driving new business aligned with Amalgamated Bank's strategic objectives.
Understand and execute senior management sales objectives nationally as well as within the New England Region.
Stay current with national, regional and local industry trends that may impact customer financial needs.
Work closely with the lending and credit risk teams within the Bank to develop, structure and assist the underwriting teams with new loans.
Work closely with the portfolio management team within the Bank to assure that existing loans are in compliance.
Perform other duties as directed.
Knowledge, Skills and Experience Requirements:
Experience building and maintaining relationships with customers and prospects in Amalgamated Bank's focus areas.
Understanding of the unique needs and characteristics of union clients.
Proven track record of individual excellence in sales or in similar goals-based environment.
Proven organizational skills: able to work independently and be detail oriented.
Ability to work with peers and lead teams across the institution on diverse projects and in support of client relationships.
Strong credit and financial analysis skills.
Bachelor's degree or equivalent experience.
Strong verbal, written, inter-personal and public presentation skills.
Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $165,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.
Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
$150k-165k yearly 24d ago
Commercial Banker
Amalgamated Bank of Ny 4.5
Boston, MA jobs
Amalgamated Bank seeks an experienced leader who has a demonstrated track record of working with senior leadership across international unions, district councils and locals. This position will be responsible for developing existing relationships and originating new relationships which result in deposit and lending growth for the union sector and other strategic areas as determined by bank leadership. Success in this position is measured in part against individualized annual deposit and lending growth goals as well as other key performance indicators as determined by leadership. As such, the ideal candidate will come to the position with a deep understanding and knowledge of the union and organized labor sector.
Further, this position will be responsible for managing some of the most strategically important relationships within the bank's New England region's portfolio of union clients. This will require providing best-in-class customer service and financial partnership to the sector's clients. The candidate will develop and maintain expertise in customer, industry and market conditions that support the development of long-term trusted partnerships across Amalgamated Bank's impact areas, with a particular focus on unions.
This candidate will have knowledge of (or be able to develop expertise in the position with) structuring credit facilities in support of the union sector and other affiliated organizations. The position will be responsible for working with the underwriting teams to structure loans that demonstrate strong credit and risk management guidelines, including leverage, cash flow, portfolio management, loan and key performance indicators. This position will also be required to partner with the portfolio management team in the ongoing compliance of and manage the renewal of loans in the existing portfolio.
The candidate will also work with the Trust and Investment teams focused on Taft-Hartley, Union and Public Funds markets to build new customer relationships as well coordinate the expansion of existing relationships.
A significant portion of time will be spent in market generating new client opportunities by meeting with prospects, outside calling, attending networking functions and industry events. This position will be accountable for the day-to-day work of the Account Executive team assigned to manage the union sector's daily banking activity.
Essential Job Functions:
Achieve the deposit and lending annual growth goals.
Identify and develop new business relationships with customers.
Grow existing customer relationships through cross-sales with other bank teams.
A strong working knowledge of the key performance indicators and underlying financials of unions.
Work with internal commercial banking support functions to effectively manage existing as well as new client relationships.
Maintain a strong understanding of Amalgamated Bank's commercial treasury management suite of product and services.
Work closely with critical industry partners including trade/network organizations, consultants, and mission aligned service organizations to assist in driving new business aligned with Amalgamated Bank's strategic objectives.
Understand and execute senior management sales objectives nationally as well as within the New England Region.
Stay current with national, regional and local industry trends that may impact customer financial needs.
Work closely with the lending and credit risk teams within the Bank to develop, structure and assist the underwriting teams with new loans.
Work closely with the portfolio management team within the Bank to assure that existing loans are in compliance.
Perform other duties as directed.
Knowledge, Skills and Experience Requirements:
Experience building and maintaining relationships with customers and prospects in Amalgamated Bank's focus areas.
Understanding of the unique needs and characteristics of union clients.
Proven track record of individual excellence in sales or in similar goals-based environment.
Proven organizational skills: able to work independently and be detail oriented.
Ability to work with peers and lead teams across the institution on diverse projects and in support of client relationships.
Strong credit and financial analysis skills.
Bachelor's degree or equivalent experience.
Strong verbal, written, inter-personal and public presentation skills.
Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $165,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.
Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
$150k-165k yearly Auto-Apply 60d+ ago
National Account Chief Underwriter - Employee Benefits
The Hartford 4.5
Lake Mary, FL jobs
National Account Chief UW GB - UO07FE Sr UW Natl Acct - UO08GE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters.
They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
Experience:
* Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts.
* Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment.
* Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.
* Establishes solid relationships with all internal and external business partners.
* Actively drives and participates in an assigned amount of project work and special assignments.
* Partners with the field to ensure deliver on service goals.
* Quotes new business opportunities for Core products and underwrites renewals.
* Works directly with sales representatives and brokers on new business, renewals, and service issues
* Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance.
* Interfaces with the sales force regarding underwriting issues and decisions
* Negotiates prices and benefits with sales representatives and brokers.
* Mentors Regional Account underwriters and other staff members
* Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives.
* Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success.
You'll Be a Good Match if You Have:
* A customer-first mindset, putting our customers at the center of everything you do.
* A passion for making decisions through both analyzing h data and employing critical thinking skills.
* A team spirit and desire to work collaboratively.
* A financial mindset to help make the best decisions.
* Ability to own our work and following through on commitments.
Qualifications:
* Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience
* 5 years of Employee Benefits underwriting experience
* Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
* Excellent communication, interpersonal and presentation skills
* An ability to think analytically about business problems, make recommendations and propose solutions.
* High energy self-starter, who is resilient and has an entrepreneurial spirit.
* Demonstration of solid time, organizational, and desk management skills
* Goal-oriented and delivers outcomes.
* Ability to challenge the status quo and compete to win.
* Superior technical knowledge and sound decision-making and analytical skills
* This position can be filled at different levels depending on experience.
Salary - $88,080 - $149,400
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$88,080 - $149,400
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
$88.1k-149.4k yearly Auto-Apply 17d ago
National Account Chief Underwriter - Employee Benefits
The Hartford 4.5
Lake Mary, FL jobs
National Account Chief UW GB - UO07FESr UW Natl Acct - UO08GE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters.
They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
Experience:
+ Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts.
+ Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment.
+ Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.
+ Establishes solid relationships with all internal and external business partners.
+ Actively drives and participates in an assigned amount of project work and special assignments.
+ Partners with the field to ensure deliver on service goals.
+ Quotes new business opportunities for Core products and underwrites renewals.
+ Works directly with sales representatives and brokers on new business, renewals, and service issues
+ Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance.
+ Interfaces with the sales force regarding underwriting issues and decisions
+ Negotiates prices and benefits with sales representatives and brokers.
+ Mentors Regional Account underwriters and other staff members
+ Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives.
+ Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success.
You'll Be a Good Match if You Have:
+ A customer-first mindset, putting our customers at the center of everything you do.
+ A passion for making decisions through both analyzing h data and employing critical thinking skills.
+ A team spirit and desire to work collaboratively.
+ A financial mindset to help make the best decisions.
+ Ability to own our work and following through on commitments.
Qualifications:
+ Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience
+ 5 years of Employee Benefits underwriting experience
+ Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
+ Excellent communication, interpersonal and presentation skills
+ An ability to think analytically about business problems, make recommendations and propose solutions.
+ High energy self-starter, who is resilient and has an entrepreneurial spirit.
+ Demonstration of solid time, organizational, and desk management skills
+ Goal-oriented and delivers outcomes.
+ Ability to challenge the status quo and compete to win.
+ Superior technical knowledge and sound decision-making and analytical skills
***This position can be filled at different levels depending on experience.
Salary - $88,080 - $149,400
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$88,080 - $149,400
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
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What It's Like to Work Here (**************************************************
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$88.1k-149.4k yearly 17d ago
National Account Chief Underwriter - Employee Benefits
The Hartford 4.5
Alpharetta, GA jobs
National Account Chief UW GB - UO07FESr UW Natl Acct - UO08GE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters.
They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
Experience:
+ Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts.
+ Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment.
+ Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.
+ Establishes solid relationships with all internal and external business partners.
+ Actively drives and participates in an assigned amount of project work and special assignments.
+ Partners with the field to ensure deliver on service goals.
+ Quotes new business opportunities for Core products and underwrites renewals.
+ Works directly with sales representatives and brokers on new business, renewals, and service issues
+ Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance.
+ Interfaces with the sales force regarding underwriting issues and decisions
+ Negotiates prices and benefits with sales representatives and brokers.
+ Mentors Regional Account underwriters and other staff members
+ Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives.
+ Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success.
You'll Be a Good Match if You Have:
+ A customer-first mindset, putting our customers at the center of everything you do.
+ A passion for making decisions through both analyzing h data and employing critical thinking skills.
+ A team spirit and desire to work collaboratively.
+ A financial mindset to help make the best decisions.
+ Ability to own our work and following through on commitments.
Qualifications:
+ Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience
+ 5 years of Employee Benefits underwriting experience
+ Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
+ Excellent communication, interpersonal and presentation skills
+ An ability to think analytically about business problems, make recommendations and propose solutions.
+ High energy self-starter, who is resilient and has an entrepreneurial spirit.
+ Demonstration of solid time, organizational, and desk management skills
+ Goal-oriented and delivers outcomes.
+ Ability to challenge the status quo and compete to win.
+ Superior technical knowledge and sound decision-making and analytical skills
***This position can be filled at different levels depending on experience.
Salary - $88,080 - $149,400
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$88,080 - $149,400
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
Legal Notice (*****************************************
Accessibility Statement Producer Compensation (**************************************************
EEO
Privacy Policy (**************************************************
California Privacy Policy
Your California Privacy Choices (******************************************************
International Privacy Policy
Canadian Privacy Policy (****************************************************
Unincorporated Areas of LA County, CA (Applicant Information)
MA Applicant Notice (********************************************
Hartford India Prospective Personnel Privacy Notice
$88.1k-149.4k yearly 17d ago
National Account Chief Underwriter - Employee Benefits
The Hartford 4.5
Alpharetta, GA jobs
National Account Chief UW GB - UO07FE Sr UW Natl Acct - UO08GE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters.
They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
Experience:
* Responsible for the overall management of Group Life & Disability underwriting (5,000 or more lives) for National Accounts.
* Includes all pre and post-sale underwriting, profit management, renewal processing, policy issue and changes for assigned business segment.
* Demonstrates a solid, consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.
* Establishes solid relationships with all internal and external business partners.
* Actively drives and participates in an assigned amount of project work and special assignments.
* Partners with the field to ensure deliver on service goals.
* Quotes new business opportunities for Core products and underwrites renewals.
* Works directly with sales representatives and brokers on new business, renewals, and service issues
* Demonstrates advanced understanding of the elements of pricing to include risk factors, retention, and reinsurance.
* Interfaces with the sales force regarding underwriting issues and decisions
* Negotiates prices and benefits with sales representatives and brokers.
* Mentors Regional Account underwriters and other staff members
* Look to leverage additional resources around key cases to facilitate better risk management, stimulate innovative thinking, provide creative solutions and potentially different perspectives.
* Seek to understand your individual marketplace dynamics and those of the general market to maximize our chances of success.
You'll Be a Good Match if You Have:
* A customer-first mindset, putting our customers at the center of everything you do.
* A passion for making decisions through both analyzing h data and employing critical thinking skills.
* A team spirit and desire to work collaboratively.
* A financial mindset to help make the best decisions.
* Ability to own our work and following through on commitments.
Qualifications:
* Bachelor's Degree strongly preferred, or equivalent combination of education, training, and experience
* 5 years of Employee Benefits underwriting experience
* Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.
* Excellent communication, interpersonal and presentation skills
* An ability to think analytically about business problems, make recommendations and propose solutions.
* High energy self-starter, who is resilient and has an entrepreneurial spirit.
* Demonstration of solid time, organizational, and desk management skills
* Goal-oriented and delivers outcomes.
* Ability to challenge the status quo and compete to win.
* Superior technical knowledge and sound decision-making and analytical skills
* This position can be filled at different levels depending on experience.
Salary - $88,080 - $149,400
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$88,080 - $149,400
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
$88.1k-149.4k yearly Auto-Apply 17d ago
Commercial Banker - Houston County
Morris Bank 4.0
Warner Robins, GA jobs
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwritecommercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
$51k-78k yearly est. 60d+ ago
Commercial Banker - Macon/Bibb
Morris Bank 4.0
Gray, GA jobs
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwritecommercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
$52k-78k yearly est. 60d+ ago
Commercial Banker - Macon/Bibb
Morris Bank 4.0
Gray, GA jobs
SUMMARY
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwritecommercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
$52k-78k yearly est. 14d ago
Commercial Banking Spec II
Old National Bank 4.4
Milwaukee, WI jobs
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Job Summary
The Commercial Banking Specialist II works with assigned Relationship Managers (RMs) in the Commercial and Business segments. This position provides sales, administrative, loan, deposit and other relevant support to the RMs. This position also provides primary support for the RM's clients.
The Commercial Banking Specialist understands the overall commercial workflow and processes and works effectively with relevant Bank Partners to resolve client issues and provide a high level of service.
Salary Range
The salary range for this position is $18.25/hr. - $29.75/hr.. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.
Key Accountabilities
Assists with Loan Process
Collaborates with RMs in contacting clients to gather items needed to prepare a complete application for submission (financials, purchase agreements, invoices, etc.).
Prepares loan requests utilizing required forms or the Commercial Online Application (CML) software. Submits applications to the Loan Fulfillment team for further input and processing.
Reviews and manages open applications in LOS for assigned RMs.
During the underwriting and pre-closing phase, collaborates with Underwriting teams and Loan Fulfillment to obtain any missing client information (financials, entity documentation, signers, etc.).
Coordinates loan closings and attends loan closings to perform Notary services if necessary
Submits closed loan packet to Loan Fulfillment for funding and booking.
Assists with Depository Process
Opens commercial depository accounts for assigned RMs and acts as a liaison with Treasury Management, Private Banking, and the Community Banking team to facilitate the depository process.
Acts as a point person in resolving client depository issues with Client Care and Treasury Management Services.
Assists with Sales Support and Administrative Needs
Conducts research and organizes outreach for business development activities.
Assists and supports assigned RMs with daily activities including calendar management, incoming calls from clients, and client mailings.
Understands and complies with all applicable compliance rules and regulations.
Assists with Portfolio and Credit Administration
Utilizes the Power BI software to provide assigned RMs with pipeline, portfolio, production and credit information.
Tracks upcoming loan maturities and contacts clients to request financial information as needed.
Assists in clearing past due financials, post-closing exceptions, and trailing documents.
Key Competencies for Position
Compelling Communication - Openly and effectively communicates with others.
Effectively and transparently shares information and ideas with others.
Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
Unites others towards common goal.
Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
Collaborates and seeks to understands the root causes of problems.
Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience.
Passionately serves internal/external clients with excellence.
Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.
Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.
Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Promotes Change - Seeks to understand and embrace change.
Actively seeks, information to understand the rationale, implications and impact for changes.
Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
Willing to act quickly, learn and adjust as needed.
Identifies and recommends changes to leadership to improve performance.
Qualifications and Education Requirements
Associate degree in administrative services/business or equivalent experience required.
Minimum 4 + years of administrative and/or banking experience preferred; 2+ experience working with commercial processes.
Strong working knowledge of Microsoft Word and Excel.
Focus on providing excellent service to RMs, Clients and Bank Partners.
Effective written and verbal communication skills in working with RMs, Clients and Bank Partners.
Ability to communicate with clients and key decision makers effectively and independently.
Ability to effectively manage time and prioritize meeting deadlines, highly productive and efficient multi-tasker.
Appropriate attention to detail and organizational skills.
Able to adapt and manage changing priorities and deadlines.
Commercial Banking Specialist roles may vary - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to:
Number of years of progressive or multi-faceted support experience within Commercial, Wealth or Community verticals at a Bank (or other prior financial institution or related industry)
Depth and breadth in successful experience with providing high quality customer service by responding to telephone and email inquiries, other requests and resolving problems for both internal bank partners and/or external Commercial and/or Wealth or Community Bank clients
Excels and demonstrates effective time management skills to maximize the number of clients that can be assisted while maintaining a high level of customer service
Possesses thorough working knowledge of concepts, practices, policies and procedures of ONB banking products and services (or other prior financial institution or related industry)
Utilizes and relies on demonstrated knowledge and/or proficiency products, services, rates, terms, fees, applicable regulations and systems and procedures
Effectively ensures that each ONB client or internal partner has appropriate support focused on gaining customer longevity which is demonstrated by consistently going above and beyond to keep our clients at the center
Confidence and proven success in making decisions/resolving (complex or unique) situations as matters may be escalated
Aptitude or ability to assist in the training (and/or mentoring, coaching, or development) of new or existing team members within and outside of Client Services Commercial
Key Measures of Success/Key Deliverables
· High level of service to RMs and external clients.
· Works professionally and collaboratively with Bank Partners to resolve issues for commercial clients.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank.
Join our team!
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
$18.3 hourly Auto-Apply 1d ago
Commercial Banking Spec II
Old National Bank 4.4
Milwaukee, WI jobs
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Job Summary
The Commercial Banking Specialist II works with assigned Relationship Managers (RMs) in the Commercial and Business segments. This position provides sales, administrative, loan, deposit and other relevant support to the RMs. This position also provides primary support for the RM's clients.
The Commercial Banking Specialist understands the overall commercial workflow and processes and works effectively with relevant Bank Partners to resolve client issues and provide a high level of service.
Salary Range
The salary range for this position is $18.25/hr. - $29.75/hr.. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.
Key Accountabilities
Assists with Loan Process
Collaborates with RMs in contacting clients to gather items needed to prepare a complete application for submission (financials, purchase agreements, invoices, etc.).
Prepares loan requests utilizing required forms or the Commercial Online Application (CML) software. Submits applications to the Loan Fulfillment team for further input and processing.
Reviews and manages open applications in LOS for assigned RMs.
During the underwriting and pre-closing phase, collaborates with Underwriting teams and Loan Fulfillment to obtain any missing client information (financials, entity documentation, signers, etc.).
Coordinates loan closings and attends loan closings to perform Notary services if necessary
Submits closed loan packet to Loan Fulfillment for funding and booking.
Assists with Depository Process
Opens commercial depository accounts for assigned RMs and acts as a liaison with Treasury Management, Private Banking, and the Community Banking team to facilitate the depository process.
Acts as a point person in resolving client depository issues with Client Care and Treasury Management Services.
Assists with Sales Support and Administrative Needs
Conducts research and organizes outreach for business development activities.
Assists and supports assigned RMs with daily activities including calendar management, incoming calls from clients, and client mailings.
Understands and complies with all applicable compliance rules and regulations.
Assists with Portfolio and Credit Administration
Utilizes the Power BI software to provide assigned RMs with pipeline, portfolio, production and credit information.
Tracks upcoming loan maturities and contacts clients to request financial information as needed.
Assists in clearing past due financials, post-closing exceptions, and trailing documents.
Key Competencies for Position
Compelling Communication - Openly and effectively communicates with others.
Effectively and transparently shares information and ideas with others.
Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
Unites others towards common goal.
Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
Collaborates and seeks to understands the root causes of problems.
Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience.
Passionately serves internal/external clients with excellence.
Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.
Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.
Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Promotes Change - Seeks to understand and embrace change.
Actively seeks, information to understand the rationale, implications and impact for changes.
Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
Willing to act quickly, learn and adjust as needed.
Identifies and recommends changes to leadership to improve performance.
Qualifications and Education Requirements
Associate degree in administrative services/business or equivalent experience required.
Minimum 4 + years of administrative and/or banking experience preferred; 2+ experience working with commercial processes.
Strong working knowledge of Microsoft Word and Excel.
Focus on providing excellent service to RMs, Clients and Bank Partners.
Effective written and verbal communication skills in working with RMs, Clients and Bank Partners.
Ability to communicate with clients and key decision makers effectively and independently.
Ability to effectively manage time and prioritize meeting deadlines, highly productive and efficient multi-tasker.
Appropriate attention to detail and organizational skills.
Able to adapt and manage changing priorities and deadlines.
Commercial Banking Specialist roles may vary - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to:
Number of years of progressive or multi-faceted support experience within Commercial, Wealth or Community verticals at a Bank (or other prior financial institution or related industry)
Depth and breadth in successful experience with providing high quality customer service by responding to telephone and email inquiries, other requests and resolving problems for both internal bank partners and/or external Commercial and/or Wealth or Community Bank clients
Excels and demonstrates effective time management skills to maximize the number of clients that can be assisted while maintaining a high level of customer service
Possesses thorough working knowledge of concepts, practices, policies and procedures of ONB banking products and services (or other prior financial institution or related industry)
Utilizes and relies on demonstrated knowledge and/or proficiency products, services, rates, terms, fees, applicable regulations and systems and procedures
Effectively ensures that each ONB client or internal partner has appropriate support focused on gaining customer longevity which is demonstrated by consistently going above and beyond to keep our clients at the center
Confidence and proven success in making decisions/resolving (complex or unique) situations as matters may be escalated
Aptitude or ability to assist in the training (and/or mentoring, coaching, or development) of new or existing team members within and outside of Client Services Commercial
Key Measures of Success/Key Deliverables
· High level of service to RMs and external clients.
· Works professionally and collaboratively with Bank Partners to resolve issues for commercial clients.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank.
Join our team!
$18.3 hourly Auto-Apply 60d+ ago
Commercial Banking Spec II
Old National Bank 4.4
Milwaukee, WI jobs
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Job Summary
The Commercial Banking Specialist II works with assigned Relationship Managers (RMs) in the Commercial and Business segments. This position provides sales, administrative, loan, deposit and other relevant support to the RMs. This position also provides primary support for the RM's clients.
The Commercial Banking Specialist understands the overall commercial workflow and processes and works effectively with relevant Bank Partners to resolve client issues and provide a high level of service.
Salary Range
The salary range for this position is $18.25/hr. - $29.75/hr.. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.
Key Accountabilities
Assists with Loan Process
* Collaborates with RMs in contacting clients to gather items needed to prepare a complete application for submission (financials, purchase agreements, invoices, etc.).
* Prepares loan requests utilizing required forms or the Commercial Online Application (CML) software. Submits applications to the Loan Fulfillment team for further input and processing.
* Reviews and manages open applications in LOS for assigned RMs.
* During the underwriting and pre-closing phase, collaborates with Underwriting teams and Loan Fulfillment to obtain any missing client information (financials, entity documentation, signers, etc.).
* Coordinates loan closings and attends loan closings to perform Notary services if necessary
* Submits closed loan packet to Loan Fulfillment for funding and booking.
Assists with Depository Process
* Opens commercial depository accounts for assigned RMs and acts as a liaison with Treasury Management, Private Banking, and the Community Banking team to facilitate the depository process.
* Acts as a point person in resolving client depository issues with Client Care and Treasury Management Services.
Assists with Sales Support and Administrative Needs
* Conducts research and organizes outreach for business development activities.
* Assists and supports assigned RMs with daily activities including calendar management, incoming calls from clients, and client mailings.
* Understands and complies with all applicable compliance rules and regulations.
Assists with Portfolio and Credit Administration
* Utilizes the Power BI software to provide assigned RMs with pipeline, portfolio, production and credit information.
* Tracks upcoming loan maturities and contacts clients to request financial information as needed.
* Assists in clearing past due financials, post-closing exceptions, and trailing documents.
Key Competencies for Position
Compelling Communication - Openly and effectively communicates with others.
* Effectively and transparently shares information and ideas with others.
* Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
* Unites others towards common goal.
* Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
* Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
* Collaborates and seeks to understands the root causes of problems.
* Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
* Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience.
* Passionately serves internal/external clients with excellence.
* Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.
* Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.
* Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Promotes Change - Seeks to understand and embrace change.
* Actively seeks, information to understand the rationale, implications and impact for changes.
* Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
* Willing to act quickly, learn and adjust as needed.
* Identifies and recommends changes to leadership to improve performance.
Qualifications and Education Requirements
* Associate degree in administrative services/business or equivalent experience required.
* Minimum 4 + years of administrative and/or banking experience preferred; 2+ experience working with commercial processes.
* Strong working knowledge of Microsoft Word and Excel.
* Focus on providing excellent service to RMs, Clients and Bank Partners.
* Effective written and verbal communication skills in working with RMs, Clients and Bank Partners.
* Ability to communicate with clients and key decision makers effectively and independently.
* Ability to effectively manage time and prioritize meeting deadlines, highly productive and efficient multi-tasker.
* Appropriate attention to detail and organizational skills.
* Able to adapt and manage changing priorities and deadlines.
Commercial Banking Specialist roles may vary - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to:
* Number of years of progressive or multi-faceted support experience within Commercial, Wealth or Community verticals at a Bank (or other prior financial institution or related industry)
* Depth and breadth in successful experience with providing high quality customer service by responding to telephone and email inquiries, other requests and resolving problems for both internal bank partners and/or external Commercial and/or Wealth or Community Bank clients
* Excels and demonstrates effective time management skills to maximize the number of clients that can be assisted while maintaining a high level of customer service
* Possesses thorough working knowledge of concepts, practices, policies and procedures of ONB banking products and services (or other prior financial institution or related industry)
* Utilizes and relies on demonstrated knowledge and/or proficiency products, services, rates, terms, fees, applicable regulations and systems and procedures
* Effectively ensures that each ONB client or internal partner has appropriate support focused on gaining customer longevity which is demonstrated by consistently going above and beyond to keep our clients at the center
* Confidence and proven success in making decisions/resolving (complex or unique) situations as matters may be escalated
* Aptitude or ability to assist in the training (and/or mentoring, coaching, or development) of new or existing team members within and outside of Client Services Commercial
Key Measures of Success/Key Deliverables
* High level of service to RMs and external clients.
* Works professionally and collaboratively with Bank Partners to resolve issues for commercial clients.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
$18.3 hourly Auto-Apply 5d ago
Commercial Banking Spec II
Old National Bank 4.4
Chicago, IL jobs
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Job Summary
The Commercial Banking Specialist II works with assigned Relationship Managers (RMs) in the Commercial and Business segments. This position provides sales, administrative, loan, deposit and other relevant support to the RMs. This position also provides primary support for the RM's clients.
The Commercial Banking Specialist understands the overall commercial workflow and processes and works effectively with relevant Bank Partners to resolve client issues and provide a high level of service.
Salary Range
The salary range for this position is $18.25/hr. - $29.75/hr.. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.
Key Accountabilities
Assists with Loan Process
* Collaborates with RMs in contacting clients to gather items needed to prepare a complete application for submission (financials, purchase agreements, invoices, etc.).
* Prepares loan requests utilizing required forms or the Commercial Online Application (CML) software. Submits applications to the Loan Fulfillment team for further input and processing.
* Reviews and manages open applications in LOS for assigned RMs.
* During the underwriting and pre-closing phase, collaborates with Underwriting teams and Loan Fulfillment to obtain any missing client information (financials, entity documentation, signers, etc.).
* Coordinates loan closings and attends loan closings to perform Notary services if necessary
* Submits closed loan packet to Loan Fulfillment for funding and booking.
Assists with Depository Process
* Opens commercial depository accounts for assigned RMs and acts as a liaison with Treasury Management, Private Banking, and the Community Banking team to facilitate the depository process.
* Acts as a point person in resolving client depository issues with Client Care and Treasury Management Services.
Assists with Sales Support and Administrative Needs
* Conducts research and organizes outreach for business development activities.
* Assists and supports assigned RMs with daily activities including calendar management, incoming calls from clients, and client mailings.
* Understands and complies with all applicable compliance rules and regulations.
Assists with Portfolio and Credit Administration
* Utilizes the Power BI software to provide assigned RMs with pipeline, portfolio, production and credit information.
* Tracks upcoming loan maturities and contacts clients to request financial information as needed.
* Assists in clearing past due financials, post-closing exceptions, and trailing documents.
Key Competencies for Position
Compelling Communication - Openly and effectively communicates with others.
* Effectively and transparently shares information and ideas with others.
* Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
* Unites others towards common goal.
* Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.
* Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
* Collaborates and seeks to understands the root causes of problems.
* Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
* Takes action that is consistent with available facts, constraints and probable consequences.
Delights Clients - Continuously seeks and applies knowledge leading to a best-in-class client experience.
* Passionately serves internal/external clients with excellence.
* Maintains a growth mindset staying current with developments and trends in areas of expertise influencing client satisfaction both internally and externally.
* Understands data, metrics and/or financial information, and how they tie to client satisfaction and business outcomes related to position, client and/or team.
* Nurtures client relationships by listening, prioritizing, and acting responsibly to meet client needs, mitigate risk and add shareholder value.
Promotes Change - Seeks to understand and embrace change.
* Actively seeks, information to understand the rationale, implications and impact for changes.
* Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
* Willing to act quickly, learn and adjust as needed.
* Identifies and recommends changes to leadership to improve performance.
Qualifications and Education Requirements
* Associate degree in administrative services/business or equivalent experience required.
* Minimum 4 + years of administrative and/or banking experience preferred; 2+ experience working with commercial processes.
* Strong working knowledge of Microsoft Word and Excel.
* Focus on providing excellent service to RMs, Clients and Bank Partners.
* Effective written and verbal communication skills in working with RMs, Clients and Bank Partners.
* Ability to communicate with clients and key decision makers effectively and independently.
* Ability to effectively manage time and prioritize meeting deadlines, highly productive and efficient multi-tasker.
* Appropriate attention to detail and organizational skills.
* Able to adapt and manage changing priorities and deadlines.
Commercial Banking Specialist roles may vary - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to:
* Number of years of progressive or multi-faceted support experience within Commercial, Wealth or Community verticals at a Bank (or other prior financial institution or related industry)
* Depth and breadth in successful experience with providing high quality customer service by responding to telephone and email inquiries, other requests and resolving problems for both internal bank partners and/or external Commercial and/or Wealth or Community Bank clients
* Excels and demonstrates effective time management skills to maximize the number of clients that can be assisted while maintaining a high level of customer service
* Possesses thorough working knowledge of concepts, practices, policies and procedures of ONB banking products and services (or other prior financial institution or related industry)
* Utilizes and relies on demonstrated knowledge and/or proficiency products, services, rates, terms, fees, applicable regulations and systems and procedures
* Effectively ensures that each ONB client or internal partner has appropriate support focused on gaining customer longevity which is demonstrated by consistently going above and beyond to keep our clients at the center
* Confidence and proven success in making decisions/resolving (complex or unique) situations as matters may be escalated
* Aptitude or ability to assist in the training (and/or mentoring, coaching, or development) of new or existing team members within and outside of Client Services Commercial
Key Measures of Success/Key Deliverables
* High level of service to RMs and external clients.
* Works professionally and collaboratively with Bank Partners to resolve issues for commercial clients.
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team!
$18.3 hourly Auto-Apply 5d ago
COMMERCIAL BANKER
JD Bank 4.7
Lafayette, LA jobs
Job Description
Develops new and maintains existing customer relationships by calling on businesses, professional groups, high net worth individuals and existing customers. Solicits new deposit and loan business and referrals that meet established lending requirements and provide maximum profitability to the bank at minimum risk. Attends to the needs of customers seeking commercial and private banking loans. Maintains loan portfolio, building relationships, ensures customer satisfaction, timely follow-up on renewals and delinquencies. Maintains customer confidence by keeping information confidential.
Essential Duties and Responsibilities:
Primary
Interviews loan applicants, and collects and analyzes financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.
Establishes, and negotiates where necessary, terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
Approves loans with a legal loan limit according to Bank policy. In general, handles the more complex and substantial department loans.
Collects and analyzes information that reflects the current credit worthiness of customers and the current merits of existing loans May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
Advises customers, where possible, concerning business management and financial matters.
Develops new business by contacting prospects and customers, cross-sells bank services.
Develops material for and makes loan presentations to the Loan Review Committee.
Secondary
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.
Performs other duties that may be assigned by Management.
Promotes JD Bank in the community
Participates in community affairs to increase the Bank's visibility and to enhance new business opportunities.
Develops new business by contacting prospects and customers. Also, cross-sell bank services.
Maintains an awareness of economic conditions and planned developments within his/her service area that could affect the overall profitability.
Undertakes special projects relating to departmental services as assigned by the senior officer.
Education and Experience:
College degree in Business Administration, Finance, Accounting or related area with ten years lending experience with management training and bank related courses.
Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).
Preferred Skills:
Possess a high level of analytical skills to assess and evaluate the operation of subordinate areas of responsibility, participates in establishing financial goals, analyzes new products, and reviews legal opinions, monitors economic conditions and drafts operational reports to the Board of Directors.
Broad knowledge of the lending function.
Maintain a high level of company and customer confidentiality.
Must have knowledge of operating laser-pro software and familiar with laser-pro document.
Must have experience operating a personal computer including Microsoft Word and Excel software.
Must possess excellent communication skills, human relation skills and organizational skills.
Must possess management and supervisory skills.
Scheduling:
Work schedule will vary depending upon demand, but will consist of an 8-hour shift between the hours of 7:45 a.m. - 6:30 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Regular attendance is required.
Physical Demand:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
$49k-68k yearly est. 28d ago
Commercial Banker
Jd Bank 4.7
Lafayette, LA jobs
Develops new and maintains existing customer relationships by calling on businesses, professional groups, high net worth individuals and existing customers. Solicits new deposit and loan business and referrals that meet established lending requirements and provide maximum profitability to the bank at minimum risk. Attends to the needs of customers seeking commercial and private banking loans. Maintains loan portfolio, building relationships, ensures customer satisfaction, timely follow-up on renewals and delinquencies. Maintains customer confidence by keeping information confidential.
Essential Duties and Responsibilities:
Primary
Interviews loan applicants, and collects and analyzes financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.
Establishes, and negotiates where necessary, terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
Approves loans with a legal loan limit according to Bank policy. In general, handles the more complex and substantial department loans.
Collects and analyzes information that reflects the current credit worthiness of customers and the current merits of existing loans May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
Advises customers, where possible, concerning business management and financial matters.
Develops new business by contacting prospects and customers, cross-sells bank services.
Develops material for and makes loan presentations to the Loan Review Committee.
Secondary
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.
Performs other duties that may be assigned by Management.
Promotes JD Bank in the community
Participates in community affairs to increase the Bank's visibility and to enhance new business opportunities.
Develops new business by contacting prospects and customers. Also, cross-sell bank services.
Maintains an awareness of economic conditions and planned developments within his/her service area that could affect the overall profitability.
Undertakes special projects relating to departmental services as assigned by the senior officer.
Education and Experience:
College degree in Business Administration, Finance, Accounting or related area with ten years lending experience with management training and bank related courses.
Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).
Preferred Skills:
Possess a high level of analytical skills to assess and evaluate the operation of subordinate areas of responsibility, participates in establishing financial goals, analyzes new products, and reviews legal opinions, monitors economic conditions and drafts operational reports to the Board of Directors.
Broad knowledge of the lending function.
Maintain a high level of company and customer confidentiality.
Must have knowledge of operating laser-pro software and familiar with laser-pro document.
Must have experience operating a personal computer including Microsoft Word and Excel software.
Must possess excellent communication skills, human relation skills and organizational skills.
Must possess management and supervisory skills.
Scheduling:
Work schedule will vary depending upon demand, but will consist of an 8-hour shift between the hours of 7:45 a.m. - 6:30 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Regular attendance is required.
Physical Demand:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
$49k-68k yearly est. Auto-Apply 60d+ ago
Commercial Credit Analyst 1
First Horizon Corp 3.9
Commercial underwriter job at First Horizon Bank
A Credit Analyst provides daily credit analysis support for commercial lending portfolios. Tasks are completed in a production-based environment and include financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank's commercial workflow system, financial analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients.
Key Responsibilities
* Provide support with commercial loan origination and ongoing loan portfolio management, working proactively to ensure both production and portfolio management tasks are prioritized appropriately and completed in a timely manner.
* Specific tasks include financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank's commercial workflow system, completing financial analysis, create and present credit memo documents such as new loan requests, modifications, renewals, and annual reviews, tracking and completing covenant monitoring, and completing industry research for commercial lending prospects/clients.
* Provide feedback on strengths and weaknesses in prospect and borrower credit profiles, incorporating into underwriting documents such as credit memos and annual reviews.
* Monitors, analyzes, and reports key performance indicators of loan portfolio quality.
* Works closely with the Portfolio Manager(s) and Relationship Manager(s) on their assigned team(s), proactively asking questions, requesting feedback, and ensuring work is completed with respect to the team's priorities.
* Participates in special projects and assignments and performs other duties as assigned.
Requirements
* Bachelor's degree (B. A.) in Accounting, Finance or Business preferred. A minimum of one to two years of related experience in the Financial Services or Banking Industry is preferred.
* Strong understanding and mastery of financial instruments and the processes used to analyze financial data.
* Strong computer skills required with the following programs: Word, Outlook, and Excel.
* Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit management and staff.
* Ability to read, analyze and interpret financial reports; performs simple to moderately complex calculations; effectively researches, analyzes, evaluates, and articulates conclusions to make decisions, solve problems and achieve goals.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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