Responsible for execution of broad-based Private Client banking activities within a specifically defined geographic area.
Essential Duties and Responsibilities:
Drive sales process and ensure overall success of the Private Client team, executing strategic initiatives in alignment with organizational financial goals.
Recruit, lead, and coach private banking teams, fostering a culture of professional growth and client-centric excellence.
Build and strengthen relationships with key clients, community leaders, and stakeholders to expand market share and promote First Horizon Bank within the community.
Oversee Private Client team's credit, financial, and compliance performance, effectively managing risk and ensuring adherence to policies, procedures, and regulatory guidelines.
Meet the market's defined Community Reinvestment Act (CRA) objectives.
Collaborate with the Regional President and Line of Business leaders to support the development and implementation of strategies.
Manage the Private Client team's budget (including First Horizon Foundation allocations), ensuring effective management of expenses to meet financial targets.
Represent First Horizon Bank at local community events and professional forums to enhance the bank's brand and visibility.
Effectively communicate strategic goals, performance expectations, and organizational updates to associates.
Serve as primary point of contact for business continuity efforts.
Assess client needs and associate feedback to continuously improve service offerings and identify growth opportunities.
Perform other duties as assigned.
Supervisory Responsibilities:
Directly responsible for directing, coordinating, and evaluating designated teams or certain personnel in accordance with the organization's policies and applicable laws. Responsibilities may include interviewing, hiring, training, and coaching employees; planning, assigning, and directing work; appraising performance; providing pay change recommendations; disciplining employees; addressing complaints and resolving problems.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor's degree from a 4-year college preferred and 10+ years of related experience or an equivalent combination of education, experience, and training.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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$103k-124k yearly est. 15d ago
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Commercial Relationship Manager
First Horizon 3.9
First Horizon job in Houston, TX
Develops new customer prospects and business with commercial clients, with the potential to manage a portfolio of commercial clients. Makes and services a wide variety of business and individual loans to build long-term and profitable customer relationships in order to maximize portfolio revenue growth and asset quality. Manages complex accounts or has an assigned market region of a complex nature.
Essential Duties and Responsibilities:
Maintains a client portfolio for the bank
Expand existing client relationships which generate incremental revenue for the bank
Develop new client relationships which generate acceptable returns for the bank
Work with the Management and Underwriters to analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations
Work with Management to make recommendations on loan pricing which are competitive with the marketplace and achieve an acceptable return for the bank
Work with Management to structure loans (term, covenants, collateral, guarantees, etc.) which appropriately protects the bank
Work with Management to recognize client needs and matching the bank's capabilities to meet these needs
Work with Management on loan structure, pricing, and other product/services for clients
Maintain a thorough knowledge of bank's lending policies and regulatory requirements
Provide mentoring and training to other bank associates
Maintain proper house-holding of relationships
Continually upload financial information and client detail into central repository throughout the underwriting process.
Gather financials for new and renewal opportunities with clients.
Prepare Opportunity Memos (with Management) as needed for new and renewal requests to initiate underwriting process.
Work directly with the underwriter to ensure accurate reflection of financials
Work directly with the underwriter to ensure accurate preparation of Loss Given Default, Probability of default and Risk Adjusted Return on Capital models at time of new/renew requests.
Coordinate deal team meetings between Relationship Manager, Market President, Senior Credit Officer, and Underwriter
CRM and Under Writer work together to appropriately ensure accuracy of underwriting package.
CRM and Under Writer work together to appropriately ensure accuracy of underwriting package.
Create/Prepare term sheets, with Management supervision.
Finalize term sheets to meet client and bank needs
Engage underwriting to update results of term sheet accordingly and as needed to be reviewed by deal team.
May assist International Operations manager with the daily activities of the department and specialize in Letters of Credit.
Builds and maintains a portfolio mix of targeted high value and high potential clients.
Acts as a financial advisor by educating the customer about financial strategies (e.g. Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services. Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.
Work with Manager to coordinate credit decision with Market President, Senior Credit Officer, Executive Credit Officer, Chief Credit Officer and Chief Operations Officer. Create/Prepare Commitment Letter with Management supervision
Finalize any required conditions precedent as needed to ensure Loan Closing has all items needed.
Responsible for reviewing closing documents
Responsible for communication with clients
Identifies portfolio weaknesses and trends and alerts management (Group Manager, Market President, Senior Credit Officer) to deteriorating portfolio conditions
Ensure receipt of all financial and covenant requirements of client relationships, managing exceptions as dictated by policy.
Annual Review of client relationships as dictated by policy.
Annual Risk Rating of client relationships as dictated by policy. This role is responsible for completing of Loss Given Default and Probability of default models for on-going annual portfolio management.
Ensures client adherence to covenants with review of calculations, key provisions, and recommendations according to policy.
Performs all other duties as assigned
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor (4-year college) degree 6-8 years of experience or equivalent combination of education and experience
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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LinkedIn
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**You** **'** **re the brains behind our work.** Citi's Commercial Bank ("CCB") is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.
**Your time here will look something like this...**
The 10-week Summer Analyst Program starts in June and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.
By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:
+ The CCB target market, value proposition, and client coverage model
+ How bankers interact with clients and identify their needs
+ The various credit product types and how these solutions best fit client needs
+ The commercial loan underwriting process, including loan structuring and documentation
+ The end-to-end credit process including new origination of credit and the monitoring of a credit portfolio
+ Engaging with clients, prospects, and centers of influence
+ Citi credit and regulatory policies and procedures
**We provide you with the knowledge and skills you need to succeed.**
You will join a Coverage team for the duration of the Program, working directly with Relationship Managers on a portfolio of clients and interfacing with teams across the firm. The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas.
**Analysts play a critical role in meeting the needs of our clients and prospects, including:**
+ Conducting company research and industry analysis
+ Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
+ Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB's global network of 26 countries
+ Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
+ Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
+ Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams
**We want to hear from you if:**
+ You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
+ You have strong analytical and problem-solving skills
+ You are majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships
+ You are on track to graduate with a bachelor's degree in winter 2027 or spring 2028
+ You have obtained a preferred GPA of 3.5 or above
+ You are a proficient user of MS Word, Access, Excel, and PowerPoint
+ You will not require sponsorship for U.S. Work Authorization now or anytime in the future
Annual Salary $100,000
------------------------------------------------------
**Job Family Group:**
Management Development Programs
------------------------------------------------------
**Job Family:**
Intern
------------------------------------------------------
**Time Type:**
Full time
------------------------------------------------------
**Primary Location:**
HoustonTexas United States
------------------------------------------------------
**Primary Location Full Time Salary Range:**
$95,000.00 - $130,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
------------------------------------------------------
**Most Relevant Skills**
Please see the requirements listed above.
------------------------------------------------------
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
------------------------------------------------------
**Anticipated Posting Close Date:**
Jan 12, 2026
------------------------------------------------------
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._
_View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
$95k-130k yearly 44d ago
Sap Ctrm
Citi Resources 4.6
Houston, TX job
Job Title
SAP CTRM (Commodity Trading and Risk Management) Expert
Our client in the Oil & Gas industry is seeking a highly skilled SAP CTRM (Commodity Trading and Risk Management) Expert to join their dynamic team. The ideal candidate will facilitate the implementation and support of SAP Commodity Management and Risk Management solutions. The role requires a deep understanding of SAP technical and functional capabilities, business processes, and industry best practices in Oil & Gas and Trading.
Responsibilities
Facilitate the implementation and support of SAP Commodity Management and Risk Management solutions.
Interact with business owners and partners to analyze and define business requirements and processes.
Implement, customize, test solutions, and develop customer-specific enhancements to meet business requirements.
Work closely with business stakeholders to understand and analyze trading and risk management processes, and translate them into SAP solutions.
Ensure seamless integration of SAP CTRM with other SAP modules (e.g., SAP SD, SAP MM) and external systems.
Develop and customize SAP CTRM functionalities to meet specific business requirements.
Identify, troubleshoot, and resolve issues related to SAP CTRM, ensuring minimal disruption to business operations.
Prepare and maintain comprehensive documentation, including functional specifications, test cases, and user manuals.
Provide training and support to end-users and internal teams on SAP CTRM functionalities and best practices.
Stay updated with the latest SAP developments and industry trends to suggest improvements and enhancements to the existing system.
Requirements
Bachelor's degree in Computer Science, Information Technology, Business Administration, or a related field.
8-10 years of experience in SAP implementation and support projects.
Experience with SAP CTRM implementation and support projects in the Oil & Gas industry.
Proficiency in SAP CTRM configuration, customization, and integration with other SAP modules.
Expertise in S4/HANA with a focus on SAP Commodity Management/Risk Management/Analytics.
Knowledge of solution setup in S/4 HANA Commodity Risk/Commodity Management.
Cross-module integration skills between CTRM, CMM SD & MM.
Strong understanding of trading and risk management processes within the oil and gas sector.
Process and solution knowledge for both financial and physical trading, including commodity hedging and effectiveness.
Integration knowledge with market data providers for commodity price indexes, especially DCS-based.
Understanding of end-of-day evaluations, mark-to-market, P&L, attribution, position reporting, and valuations.
Knowledge of value-at-risk reporting and its integration with third-party systems.
Experience in risk exposure modeling and integration with additional reporting attributes.
Ability to handle CDS-based analytics design and communicate requirements to the technical team.
Deep knowledge of SAP technical and functional capabilities, business processes, and industry best practices in Oil & Gas and Trading.
Excellent analytical and problem-solving skills with the ability to troubleshoot and resolve complex issues.
Strong communication and interpersonal skills to effectively collaborate with business stakeholders and technical teams.
Excellent facilitation and communication skills.
Experience in managing SAP CTRM projects, including planning, execution, and delivery.
SAP CTRM certification is a plus.
$107k-133k yearly est. 60d+ ago
Personal Banker SAFE Act, Pasadena (South Lake) Branch, Officer
Citigroup Inc. 4.6
Pasadena, TX job
The Personal Banker SAFE Act is an entry level position responsible for the assistance in the execution of sales, products or service activities in coordination with the customer service team. The overall objective of this role is to foster relations with customers to build loyalty and to help increase sales to individual consumer clients.
Responsibilities:
* Work with business credit requests less than $250K, recognize/refer larger lending opportunities and cross sell treasury and related small business products
* Build referral business opportunities through Centers of Influence (COIs) and the Member Get Member (MGM) Program
* Assist in strategies to grow the small business client and implement appropriate sales plans to target Book of Business customers
* Deliver client services/outbound calls/inbound calls to acquire new relationships and deepen existing relationships through the cross-sell of relevant products and services while delivering remarkable client experience
* Provide Tellers and other branch staff with coaching and guidance on products and special programs, identifying client needs, and providing appropriate referrals
* Recognize transaction needs of clients, educate clients on all service and digital channels and leverage technology/ marketing tools available to uncover opportunities, and present product offers/financial solutions
* Understand and comply with Citibank policies, standards and procedures
* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
* 0-2 years of relevant experience
* Previous banking, retail, or sales experience preferred
* Knowledge of Smart Banking tools and technologies
* NMLS registration; Safe Act compliant
* Consistently demonstrates clear and concise written and verbal communication skills
Education:
* Bachelor's Degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
* -----------------------------------------------------
Job Family Group:
Consumer Sales
* -----------------------------------------------------
Job Family:
Branch Sales
* -----------------------------------------------------
Time Type:
Full time
* -----------------------------------------------------
Primary Location:
Pasadena California United States
* -----------------------------------------------------
Primary Location Full Time Salary Range:
$58,190.00 - $81,210.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
* -----------------------------------------------------
Most Relevant Skills
Please see the requirements listed above.
* -----------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
* -----------------------------------------------------
Anticipated Posting Close Date:
Dec 09, 2025
* -----------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
$58.2k-81.2k yearly 10d ago
Client Specialist Energy Lending
First Horizon 3.9
First Horizon job in Houston, TX
Supports energy lending clients and sales staff by performing moderate complex daily clerical functions to maintain the office and document processing.
Essential Duties and Responsibilities
Provide Commercial Lending Support to Commercial Relationship Managers
Review and Fund Loans
Processes and administers commercial loans. Records new loans, establishes relevant files, processes loan payments and maintains loan records.
Obtains credit information and ensures sufficient loan collateral.
Calculates loan items and charges such as interest and payments.
Assists lending officers in activities such as disbursement of funds and extension of new loans.
Answers client inquiries on bank products, services, accounts and policies; opens new accounts; promotes cross-selling; researches and corrects account discrepancies.
Prepares loan documents, notices, and periodic loan reports.
Assist with maintaining Relationship Managers portfolios - clear loan, collateral and deposit exceptions, credit exceptions, assist with past dues
Be able to identify clients' operational needs and bank products/services to meet these needs and establish proficiency.
Provide assistance to the bank's clients in all areas of the clients' relationship with the bank, including loans, deposits, and other bank services
Authorize payment and fees of commercial client overdrafts
Approve and process commercial client's withdrawals on lines of credit
Communicate with clients, attorney's, insurance companies, title companies, and various other professionals
Assist in ordering appraisals, flood determinations, UCC's and familiar with OFAC
Work closely with Bankers, Underwriters, Loan Closers, Loan processing and legal documentation areas to ensure satisfactory closing of loans to clients with supervision
Train on loan documentation/funding, LaserPro, and basic understanding of attorney prepared documents
Work closely with Bankers, Underwriters, and loan operations to ensure satisfactory on-going monitoring of loans to clients with supervision
Work closely with Bankers, Treasury Management, and deposit operations to ensure satisfactory on-going monitoring of depository/Treasury Management accounts/services to clients
Process wire requests for clients.
Assist other AAs and other departments with administrative support when needed
Performs all other duties as assigned
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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LinkedIn
Instagram
YouTube
$33k-39k yearly est. 10d ago
Corporate Banking Sr Analyst - Oil & Gas - HOUSTON
Citigroup 4.6
Houston, TX job
The Corporate Banking Senior Analyst is an intermediate-level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions in coordination with the Institutional Banking
team. The Corporate Banking Senior Analyst also serves as an intermediary in trading for clients. The overall objective of this role is to act as strategic
advisor to our clients by formulating investment strategies and raising capital for clients.
**Responsibilities:**
+ Participate in client transactions, projects or assignments as the junior member of a professional team
+ Partner with senior Corporate Banking Officers and professionals
+ Organize and analyze sophisticated financial data used in client proposals and strategic plans
+ Prepare written recommendations and create statistical exhibits
+ Conduct economic/financial research
+ Provide evaluations of a company's financial performance compared to overall industry and market trends or data
**Qualifications:**
+ 2-5 years of relevant experience
+ Theoretical and practical application of a body of highly specialized knowledge is required, including comprehensive knowledge of the
+ Corporate Banking business, its related products and pertinent regulations affecting it
+ Consistently demonstrate clear and concise written and verbal communication
+ Demonstrated planning and organizational skills
**Education:**
+ Bachelor's degree/University degree or equivalent experience
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**Job Family Group:**
Institutional Banking
------------------------------------------------------
**Job Family:**
Corporate Banking
------------------------------------------------------
**Time Type:**
Full time
------------------------------------------------------
**Primary Location:**
HoustonTexas United States
------------------------------------------------------
**Primary Location Full Time Salary Range:**
$110,000.00 - $135,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
------------------------------------------------------
**Most Relevant Skills**
Please see the requirements listed above.
------------------------------------------------------
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
------------------------------------------------------
**Anticipated Posting Close Date:**
Mar 03, 2026
------------------------------------------------------
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._
_View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
$110k-135k yearly 60d+ ago
NAM Corporate Credit Underwriter - Energy, Senior Vice President
Citigroup 4.6
Houston, TX job
The Underwriter - C14 is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically, a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
**Responsibilities:**
+ Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
+ Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
+ Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment.
+ Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
+ Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization.
+ Coordinate with bankers on customer calls and site visits, when appropriate.
+ Perform industry and geographical research and other due diligence as needed.
+ Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
+ Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
+ Provide backup to the team manager in workflow distribution and monitoring as needed.
+ Recommend changes to process to achieve greater efficiency.
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**Qualifications:**
+ 10+ years of experience in similar roles
+ Candidate must have previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)
+ Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
+ Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
+ Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
+ Effective written and verbal communication skills
+ Problem recognition and resolution skills
+ Ability to work autonomously and within a team
+ Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software
**Education:**
+ Bachelor's degree in Finance or Accounting. Master's degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
------------------------------------------------------
**Job Family Group:**
Risk Management
------------------------------------------------------
**Job Family:**
Credit Risk
------------------------------------------------------
**Time Type:**
Full time
------------------------------------------------------
**Primary Location:**
HoustonTexas United States
------------------------------------------------------
**Primary Location Full Time Salary Range:**
$144,480.00 - $216,720.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
------------------------------------------------------
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
------------------------------------------------------
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
------------------------------------------------------
**Anticipated Posting Close Date:**
Jan 19, 2026
------------------------------------------------------
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._
_View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
$144.5k-216.7k yearly 18d ago
IS Technical Specialist/Back-end Tech Lead
Huntington National Bank 4.4
Houston, TX job
+ Our team directly support analytics activation for the bank. Applications we support continue to significantly contribute to bank's top line. We use cloud native application practices and modern data approaches to deliver performant software used by all channels.
+ We are looking for a strong back-end developer with cloud engineering background or certifications and a keen interest to learn new technologies/AI to join our team.
Basic Qualifications:
+ Bachelor's Degree.
+ 7+ years of development experience using Java, building API enabled apps and event driven architecture.
+ Ability to write SQL queries and stored procedures, knowledge of using databases including Oracle, Snowflake.
+ 2+ years of production support, infrastructure engineering or administration experience.
+ Experience with or good working knowledge of DevSecOps; Kubernetes or other container-based technologies including deployment pipelines.
+ Learning mindset with openness to learn new technologies, build things and experiment.
+ Certifications like cloud architect/engineer/developer are strongly preferred.
+ Experience working on product teams, awareness of agile practices.
Duties and Responsibilities:
+ Analyzes, designs, and develops systems based upon user specifications.
+ Provides technical assistance in solving hardware or software problems.
+ Possesses an in-depth knowledge of and works with the technical tools available for systems development and support.
+ Maintains and demonstrates knowledge of technical industry trends, particularly as they apply to Huntington.
+ May assist with identifying training needs or with training of less experienced staff.
+ May serve as project leader for specific projects.
+ Performs other duties as assigned.
Basic Qualifications:
+ Bachelor's Degree.
+ 5+ years of development experience using Java, building API enabled apps and event driven architecture.
+ Ability to write SQL queries and stored procedures, knowledge of using databases including Oracle, Snowflake.
+ 2+ years of production support, infrastructure engineering or administration experience.
+ Experience with or good working knowledge of DevSecOps; Kubernetes or other container-based technologies including deployment pipelines.
+ Learning mindset with openness to learn new technologies, build things and experiment.
+ Experience working on product teams, awareness of agile practices.
Preferred Qualifications:
+ Experience with marketing applications or integration background.
+ Previous Architecture or tech lead experience.
+ Deep knowledge of micro services patterns, Spring framework including spring boot, batch.
+ Ability to balance both development and support roles.
+ Strong analytical, strong troubleshooting skills and excellent communication skills
+ Strong interpersonal skills, focus on customer service, and the ability to work well with other IT, vendor, and business groups.
+ Certifications like cloud architect/engineer/developer are strongly preferred.
+ Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
70,000.00 - 140,000.00 USD Annual
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
$86k-102k yearly est. 8d ago
Associate- Commercial Real Estate Loan Syndications
First Horizon Corp 3.9
First Horizon Corp job in Houston, TX
As an Associate within the Loan Syndications group at First Horizon Bank, you will play a vital role in supporting the Commercial Real Estate Syndications Officer in the structuring, marketing, and execution of syndicated commercial real estate loan transactions. The ideal candidate will have at least three years of hands-on experience in commercial real estate lending and demonstrate a strong understanding of CRE markets, deal structuring, and risk assessment.
Key Responsibilities:
* Assist Officer in the preparation and review of underwriting materials and deal presentations for syndicated commercial real estate loans.
* Conduct comprehensive financial analysis of CRE transactions, including cash flow modeling, borrower financial review, and collateral assessment.
* Support the syndication process by preparing detailed term sheets, marketing materials, and other transaction documentation.
* Coordinate with CRE relationship managers, credit officers, and external participants to gather relevant information and facilitate syndication efforts.
* Monitor ongoing syndicated loan performance, track covenant compliance, and maintain communication with participating financial institutions.
* Research CRE market trends, property sectors, and regulatory developments to provide actionable insights to associates and clients.
* Participate in client meetings and calls, assisting in responding to client inquiries and requests related to syndicated CRE loans.
* Ensure all transactions are executed in compliance with internal policies and regulatory requirements.
* Utilize loan origination and syndication management systems to support accurate transactional record-keeping and reporting.
* Participate in other projects as requested by management.
Required Qualifications:
* Bachelor's degree in finance, accounting, real estate, or economics preferred.
* Minimum of 3 years' experience in commercial real estate lending (syndication experience a plus) or commercial real estate debt advisory. Formal credit training is a plus.
* Strong financial analysis and modeling skills.
* Excellent written and verbal communication skills for internal and client-facing interactions.
* Proficiency with Microsoft Office Suite (Excel, PowerPoint, Word).
* Detail-oriented with strong organizational and time management skills.
* Ability to work effectively as part of a collaborative team of associates and across functional groups.
Preferred Qualifications:
* Experience in loan syndications or in another capital markets environment.
* Familiarity with CRE property types, valuation methodologies, and market participants.
* Experience working directly with clients in a financial institution or CRE environment.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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$76k-91k yearly est. 60d+ ago
Mortgage Loan Assistant
First Horizon Corp 3.9
First Horizon Corp job in Houston, TX
The Mortgage Loan Assistant will assist the loan officer and processing staff in the mortgage division with day to day activities and clerical duties, greet customers, answer customers questions, quote loan rates, complete telephone applications, and cross sell bank products.
Essential Duties and Responsibilities:
Assist loan officer/processing staff in the processing and closing of real estate mortgage loans;
* Develop relationship with customers in order to handle routine tasks and request and anticipate loan requirements;
* Provide administrative support to supervisor and loan officers in handling routine tasks such as mail, telephone, correspondence, facsimile transmissions, and copying.
* Assist in preparing loan packages.
* Performs all other duties as assigned
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
1. High school diploma or GED and 2+ years of experience or equivalent combination of education and experience
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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$32k-38k yearly est. 9d ago
Digital Transformation Business Analyst
First Horizon 3.9
First Horizon job in Houston, TX
Location: On site in New Orleans, LA, Birmingham, AL, Charlotte, NC, Raleigh, NC, Memphis, TN, Nashville, TN, Houston, TX, Dallas, TX, or Miami, FL
The Digital Transformation Business Analyst supports the DocuSign Product Owner in enhancing, implementing, and supporting process improvement solutions across the bank. This role acts as a liaison between line of business partners, technology teams, vendors, and management to elicit requirements and deliver solutions that improve the client and associate experience.
Key Responsibilities:
Collaborate with the Product Owner to define and prioritize business requirements for strategic projects, product enhancements, and production support related to banking efficiency and productivity.
Elicit, document, and validate business and functional requirements by engaging stakeholders and translating business needs into detailed specifications.
Develop user stories and acceptance criteria and participate in Agile ceremonies, including daily standups, sprint planning, and retrospectives.
Coordinate with Quality Assurance to plan and support testing of feature implementations, enhancements, and issue resolution.
Work with the Product Owner and vendor partners to monitor product enhancements, evaluate software releases, and address support cases.
Identify and document process improvement opportunities, and assess potential solutions for fit with both business and technology needs.
Participate in deployment, testing, and implementation of feature releases, monitoring successful delivery and adoption.
Manage and triage support tickets, analyze issues, and drive resolution in partnership with technical teams and vendors.
Provide training and support to end users, assisting with adoption and ongoing improvement efforts.
Qualifications
Bachelor's degree in Business, Information Technology, or related field.
Understanding of Agile methodologies and experience with user story writing required.
2-4 years of experience as a Business Analyst, ideally with exposure to digital workflow platforms.
Strong communication skills, with experience in facilitating meetings and documenting requirements.
Ability to build relationships across business functions, technology teams, and vendor partners.
Strong organizational skills and attention to detail.
Financial services experience strongly preferred.
Familiarity with lending operations a plus.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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$74k-92k yearly est. 2d ago
Business Banking Underwriter IV
Huntington National Bank 4.4
Houston, TX job
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work.
+ Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
+ Utilizes single approval authority up to $4MM.
+ Appropriately assess risk profile of borrower.
+ Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
+ Tasks as needed to support the line of business and job family.
+ Act as primary back up for their manager as needed for team huddles & meetings.
+ Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
+ Collaborate with both credit and segment risk to meet or exceed department goals.
+ Performs other duties as assigned.
Basic Qualifications:
+ Bachelor's degree
+ 7+years' experience with business or commercial underwriting in a centralized lending environment
Preferred Qualifications:
+ Bachelor's degree in business related field
+ 3-4 years leadership / management experience
+ Ability to underwrite credit exposures in excess of $4MM.
+ Previous authority to underwrite and decision credits without additional signers.
+ Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
+ Proficient use of Microsoft Office and other internet resources
+ Excellence in customer service, highly motivated, focused and goal oriented.
+ Excellent written and verbal communication skills, including grammar and demeanor.
+ Strong organizational skills with attention to detail, planning and follow-up.
+ Ability to work independently on multiple tasks without compromising quality.
+ Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$70,000 - $140,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
$70k-140k yearly 60d+ ago
Pro Commercial Real Estate Relationship Manager
First Horizon 3.9
First Horizon job in Houston, TX
Senior Relationship Manager focused on developing and managing banking relationships with professional/institutional/middle market commercial real estate clients in the state of Texas. Origination efforts focused on non-owner occupied, CRE construction and mini-perm loans that range in size from $15MM to $50MM+, aligned with stated Bank strategy and appetite. Manage banking relationships with exposures from $30-$200MM.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Build, maintain, and expand long-term, profitable CRE customer relationships with a focus on asset quality & profitability.
Manage all aspects of the customer relationship including loans, deposits, and ancillary bank products.
Collaborate with internal partners including Credit Risk Management, CRE Team Lead(s), Portfolio Management, Appraisal, Loan Closing Administration, Treasury Management, Loan Syndication, and Legal.
EDUCATION AND/OR WORK EXPERIENCE REQUIREMENTS:
BBA Degree in Accounting, Finance, Accounting and Finance, or Finance with Real Estate; or a BA or BS Degree in Economics
15+ Years of related experience in the Financial Services, Banking Industry, Credit Analysis, Loan Review or similar background preferred
CCIM, MAI, MBA, JD preferred but not required
Familiarity with financial instruments and the processes used to analyze financial data
Good fundamental understanding of general bank operations and the lending process
Strong computer skills required with the following programs: Access, Word, PowerPoint and Outlook and proficient skills with Excel
Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, and significant business partners
Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals
LANGUAGE SKILLS
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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LinkedIn
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$78k-97k yearly est. 17d ago
Application Architect Senior
Huntington National Bank 4.4
Houston, TX job
Serve as the technical visionary for Huntington's Transactional Data Service (TDS)-the enterprise integration platform that unifies transaction data for secure, scalable API consumption across Commercial/Treasury. Define and evolve the application architecture, ensuring alignment with target-state patterns, compliance, and performance standards on Google Cloud.
Duties and Responsibilities:
+ Own the technical architecture for TDS ingestion, orchestration, and API delivery; ensure adherence to enterprise patterns and security controls.
+ Collaborate with Enterprise Architecture, Engineering, and Product teams to shape roadmap and target state for TDS capabilities.
+ Drive design decisions for observability, resiliency, and developer experience (CI/CD, automation, reusable frameworks).
+ Provide leadership and guidance to engineering teams, influencing design reviews and solution patterns.
+ Ensure architectural integrity across integrations with payment rails, reporting systems, and external partners.
+ Perform other duties as assigned.
Basic Qualifications:
+ Bachelor's Degree in Computer Science or related field
+ 7+ years of IT experience, including 3+ years in architecture roles
+ Expertise in cloud-native architectures Aws, Azure (preferably GCP), API design, and event-driven patterns
+ Strong understanding of security, compliance, and data governance in financial services (preferred)
Preferred Qualifications:
+ Experience with payment systems, transaction processing, and enterprise integration platforms
+ Familiarity with tools such as Apigee, Pub/Sub, Dataflow, and Cloud Composer
+ Ability to influence technical direction across multiple teams and vendors
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
93,000.00 - 189,000.00 USD Annual
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
$106k-125k yearly est. 10d ago
Full-Time Head Universal Banker, Pasadena So. Lake Branch
Citigroup Inc. 4.6
Pasadena, TX job
The Head Universal Banker is a leadership role responsible for providing exceptional service delivery to our internal and external customers while guiding and supporting the branch team. This role not only executes all service transactions (e.g. deposits, payments, address changes, replacement card orders, disputes, etc.) and sales (including opening accounts, credit cards, etc.) but also leads, coaches, and mentors team members. The Head Universal Banker plays a key role in championing risk and control, driving lobby leadership, and ensuring consistent delivery of client and team experiences aligned with the bank's standards
Responsibilities:
* Lead, coach, and support Universal Bankers and Tellers by modeling excellent service behaviors and mentoring on sales, service, and compliance routines.
* Guide both clients and team members in the branch, providing support in complex transactions and ensuring an exceptional client experience.
* Champion risk and control by monitoring day-to-day operations, ensuring compliance with policies, supporting the Branch Manager
* Exhibits strong sales and service skills, presenting products and services while proactively educating clients on utilizing available access channels (ex: ATM, Online, Mobile, etc.)
* Act as a subject matter expert for the branch and remain flexible in position based on branch coverage needs.
* Continuously learns new and existing products through sales aids (features, benefits, fees, etc.) demonstrating positive, can- do attitude and customer first culture.
* Provide exceptional service delivery to our internal and external customers to resolve account service issues and respond to customer inquiries promptly and effectively.
* Is knowledgeable about the client's accounts and business with the bank and uses sound judgment with customers and transactions
* Energetically greet and interact with clients on the bank floor to proactively identify and address client sales and service needs; appropriately convert service requests into sales or referrals
* Required to approach and engage clients in the branch lobby to demonstrate expertise in digital capabilities and to identify the financial needs of the clients. May require standing 60-70% of the work day
* Ability to use the various marketing tools and digital technology available in the branch to present product offers and financial solutions to existing and potential clients (e.g. sales wall, tablet, smart phone, workbench, iPads, etc.)
* Connect clients to the appropriate partners as necessary (e.g. leverage video conference for FA, mortgage specialist, etc.)
* Take full ownership of clients' problems to resolve client complaints/issues promptly and effectively to ensure complete client satisfaction with resolution
* Recognize transaction needs of clients, direct them to the alternative self-service channels and provide assistance with self- service as needed
* Educate clients on self-service capabilities and encourage use of digital service channels (e.g. Online, Mobile, ATM, TCR, Teller Assist Unit, if applicable, etc.)
* Exercises ownership and ensure all follow-up items are complete or handled off to the appropriate individual(s) and work harmoniously with multiple team members
* Engage the Citi client by welcoming them with a warm friendly smile, pleasant demeanor, using the client name, whenever possible, and thanking them for doing business with Citi
* Executes financial transactions in accordance with bank policies and procedures while maintaining an acceptable record in daily drawer balancing
* Listens carefully to the client and willingly assists with any questions or problems the client has
* Makes sure all needs are met before concluding the transaction, making the client feel his/her time is being valued without being rushed
* Shows initiative, empathy and proactively prevents and handles problems with clients while assisting other tellers as well
* Create a warm, welcoming and friendly environment for customers and employees by foster teamwork in the branch to ensure a positive overall customer experience.
* Effectively executes all service transactions (e.g. deposits, payments, address changes, replacement card orders, disputes, etc.) and sales (including opening accounts, credit cards, etc.) referral routines to deepen client relationships
* Adheres to and comply with Citibank policies, standards, operational controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer and bank assets
* Duties may include managing the supply of cash for branch needs based on business demand, in addition to managing incoming/outgoing cash shipments/maintains vault cash, including buying and selling of cash with branch Tellers and ATMs, as needed (including competence in using teller NBS system & cash recycler to assist customers)
* Good leadership skills and the ability to motivate others
* Actively promoting and participating in branch incentive program(s) by promoting and participating in a sales and service programs consistent with Citi's business plan goals
* Providing working leadership and guidance to peer Universal Bankers or Tellers through assignment of work and technical guidance, when needed
* Assisting and providing coverage for leadership team with leading by example
* Provide feedback to management on ways to enhance sales processes and service delivery
* Providing coaching and education to the other Universal Bankers or Tellers regarding Digital capabilities, transaction processes and priorities, including a streamlined sales & service process, digital first approach, focus on client problem resolution and effective utilization digital technologies
* Resolving complex client issues or needs; connect with relevant specialists or senior leaders as needed
* Appropriately assesses risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
* 2-4 years relevant experience
* Required Skills:
* Experience with face-to-face customer service, digital engagement and basic sales/referrals
* Open, client service orientation and desire to help customers is required
* Sales experience desired
* Excellent verbal and written communication skills
* Analytical and problem solving skills
* Basic computer and digital tools skills
* Preferred Skills: Retail experience
Education:
* High School diploma or equivalent
* -----------------------------------------------------
Job Family Group:
Consumer Sales
* -----------------------------------------------------
Job Family:
Branch Sales
* -----------------------------------------------------
Time Type:
Full time
* -----------------------------------------------------
Primary Location:
Pasadena California United States
* -----------------------------------------------------
Primary Location Full Time Salary Range:
$53,670.00 - $70,030.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
* -----------------------------------------------------
Most Relevant Skills
Please see the requirements listed above.
* -----------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
* -----------------------------------------------------
Anticipated Posting Close Date:
Jan 19, 2026
* -----------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
$53.7k-70k yearly 19d ago
Banking Center Manager
First Horizon 3.9
First Horizon job in Deer Park, TX
If you're a natural leader and want to lead a team at a strong company with exceptional support, then you'll want to be one of our banking center managers! You will immerse yourself in the community, build and maintain client relationships, and oversee all banking center functions to lead your team's success.
Key Responsibilities Include
Business development of market area through proactive sales calls and networking to meet or exceed all consumer and business loans, deposits and fee income goals.
Involvement in the local market/community through civic organizations or community groups.
Ensure that personnel are trained and motivated to attain high quality customer service standards and profit goals through proactive sales.
In conjunction with support groups such as retail administration for retail branch managers, develop, identify and implement activities within the branch market area.
Ensure that appropriate staffing is maintained at all times to provide high quality customer service levels.
Regularly monitor the efficiencies of production standards.
Ensure that regulatory compliance standards are met.
Responsible for controlling operational and administrative expenses.
Responsible for resolving all customer service problems.
Responsible for representing the company in a professional manner at all civic and community affairs.
Qualifications Include
Bachelor's degree
5+ years of retail banking experience
1-2 years related experience or an equivalent combination of education and experience
Experience with Microsoft Word, Excel, and Outlook
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements
DeGarmo Behavioral Assessment Requirement
All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position
The assessment takes approximately 12-15 minutes to complete
Assessment results must be submitted prior to having your application evaluated by Talent Acquisition
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
$109k-132k yearly est. 19d ago
Auto Finance Sales Rep- Senior
Huntington 4.4
Houston, TX job
As an Auto Finance Retail Relationship Manager, you will develop and maintain profitable, quality indirect lending relationships with franchise automobile dealers within the Houston market.
requires the ability to travel to Austin, TX for one day (overnight) per week.
Duties and Responsibilities:
Provide a full array of Auto Finance related products and services Be responsible for direct sales to dealers, servicing dealer customer and training of various dealership staff.
Build and maintain portfolio of business by identifying new opportunities and demonstrating value to dealer customers, which requires a thorough knowledge of bank and competitor products.
Manage and Maintain reporting and key performance indicators for assigned territory
Maintain overall market knowledge of auto industry and local competition and community awareness
Promote Huntington's value proposition of local sales and service.
Performs other duties as assigned.
Basic Qualifications:
Minimum 2 years of Auto Finance related sales experience
High School diploma
Preferred Qualifications:
Residence within the Houston metro-area
Local Dealer knowledge and relationships preferred
Experience working with multiple dealership and dealer groups
Bachelor's Degree
Excellent verbal and written communication skills
Strong sales and negotiation skills
Proficiency with Microsoft Office including Word, Excel and PowerPoint
Proficient at typing and completing pre call sale
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Remote
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
$76k-93k yearly est. Auto-Apply 5d ago
Mortgage Loan Officer
First Horizon 3.9
First Horizon job in Houston, TX
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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$35k-46k yearly est. 60d+ ago
Fhnf Ggl Safekeeping Specialist
First Horizon 3.9
First Horizon job in Houston, TX
Responsibilities include:
Work with manager and team with coordination of all safekeeping/enhanced operations activities.
Provide enhanced operations servicing to our FHN Financial clients that safe-keep SBA GICs, SBA COOFs, and USDA guaranteed loans.
Issue, track, and maintain safekeeping receipt registry.
Provide clients with Debit/Credit Advices in advance of payments of P&I, payoffs, redemptions, etc. Advices will identify the specific loan/security, amount, date of payment or disposition. Payments/Credits will be affected via fed wire or ACH Credit.
Collection and disbursement of principal and interest payments in a timely manner as identified in the terms and conditions of the FHN Financial Safekeeping Agreement.
This position requires a degree of due diligence to ensure payments are accurate and borrowers are in good standing (current status). Loans payments remitted in error must be reconciled with lenders to bring balances and paid-to-dates in synch between lenders and investors.
Provide specific reports / statements to our FHN Financial clients on a monthly basis that will reflect all payment activity on all assets whereby payments are received by FHN Financial. Statements will reflect all holdings, activities, and balances.
Provide servicing for products sold to FHN Financial Holder/Investors such as USDA Loans, SBA Loans, and COOF's.
In the event of borrower payment delinquencies, this team will determine reason(s) for the delinquency and learn of plan to remedy such delinquency. All research must be properly documented on the respective FHN Financial internal platform to properly our records/files.
Work in tandem with the SBA's Fiscal and Transfer Agent (currently Guidehouse, LLP) and individual lenders to determine loan status.
Work on additional projects and assignments on an ongoing basis.
Customer Service responsibilities and problem-solving skills of the position:
The number one goal is to continuously utilize knowledge from the customer experience to improve efficiency and effectiveness.
Problem solving skills required to resolve the following issues:
Borrower deferment of payments.
Borrower modifications to terms of promissory note (i.e., rate changes, maturity changes, payment amortization changes, etc.).
Borrower default and the formal demand process.
Borrower prepayments and any calculations of penalties that will be assessed and passed through to the respective holders/investors.
Procedures to document any approved changes to the borrowers' terms (sample forms will be created and presented for lender review).
Educational Level:
Degreed with four (4) years of college education (business or finance), with five (5) years of banking, financial, or securities industry supervisory experience.
About Us
First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
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