First Horizon Bank jobs in Houston, TX

As an Associate within the Loan Syndications group at First Horizon Bank, you will play a vital role in supporting the Commercial Real Estate Syndications Officer in the structuring, marketing, and execution of syndicated commercial real estate loan transactions. The ideal candidate will have at least three years of hands-on experience in commercial real estate lending and demonstrate a strong understanding of CRE markets, deal structuring, and risk assessment. **Key Responsibilities:** + Assist Officer in the preparation and review of underwriting materials and deal presentations for syndicated commercial real estate loans. + Conduct comprehensive financial analysis of CRE transactions, including cash flow modeling, borrower financial review, and collateral assessment. + Support the syndication process by preparing detailed term sheets, marketing materials, and other transaction documentation. + Coordinate with CRE relationship managers, credit officers, and external participants to gather relevant information and facilitate syndication efforts. + Monitor ongoing syndicated loan performance, track covenant compliance, and maintain communication with participating financial institutions. + Research CRE market trends, property sectors, and regulatory developments to provide actionable insights to associates and clients. + Participate in client meetings and calls, assisting in responding to client inquiries and requests related to syndicated CRE loans. + Ensure all transactions are executed in compliance with internal policies and regulatory requirements. + Utilize loan origination and syndication management systems to support accurate transactional record-keeping and reporting. + Participate in other projects as requested by management. **Required Qualifications:** + Bachelor's degree in finance, accounting, real estate, or economics preferred. + Minimum of 3 years' experience in commercial real estate lending (syndication experience a plus) or commercial real estate debt advisory. Formal credit training is a plus. + Strong financial analysis and modeling skills. + Excellent written and verbal communication skills for internal and client-facing interactions. + Proficiency with Microsoft Office Suite (Excel, PowerPoint, Word). + Detail-oriented with strong organizational and time management skills. + Ability to work effectively as part of a collaborative team of associates and across functional groups. **Preferred Qualifications:** + Experience in loan syndications or in another capital markets environment. + Familiarity with CRE property types, valuation methodologies, and market participants. + Experience working directly with clients in a financial institution or CRE environment. **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

The North America Commodities Structurer is a strategic professional and a recognized subject matter expert responsible for originating and executing Commodities structured transactions, primarily focused on North American clients. This role involves regular interaction with sales, trading, and control teams, developing ideas, and expanding the boundaries of what is possible. Attention to detail is critical, especially in understanding complex legal documents. **Responsibilities** + Hold a key role in pricing, developing, and booking innovative physical and financial products for clients. Participate in pre-trade & post-sales efforts, working closely with sales. + Consider and manage the impact of structured transactions on Risk-Weighted Assets (RWA) and other capital metrics to ensure efficient use of bank capital. Understand XVA, CVA, DVA, and other related valuations, and manage and optimize these costs and valuations for transactions. + Structure and execute municipal gas and power prepay transactions, demonstrating a comprehensive understanding of the associated market dynamics, regulatory landscape, and financial implications. + Work in close partnership with control functions such as Legal, Compliance, Market and Credit Risk, Audit, and Finance to ensure appropriate governance and control infrastructure. Build a culture of responsible finance, good governance, supervision, expense discipline, and ethics. + Be familiar with and adhere to Citi's Code of Conduct and the Plan of Supervision for Global Markets and Securities Services; ensure all team members understand the need to do the same. Adhere to all policies and procedures as defined by the role, which will be communicated. **Required skillset:** + Knowledge of structured financing, derivatives, municipal prepays, and bank regulatory capital calculations + Knowledge of Commodities deal capture systems (OpenLink / Endur is beneficial) + Familiarity with Commodities products such as HRCOs, load following trades, and Revenue Puts + Experience in solution-type trades (e.g., Structured financing, non-recourse financing, repo to maturity, etc.) + Familiarity with fixed income markets, including public credit and private credit **Qualifications** + 10+ years of structuring experience from a financial institution + Demonstrated quantitative and analytical skills + Consistently demonstrates clear and concise written and verbal communication skills + Ability to work with multiple functional groups in a cohesive manner **Education** + Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Institutional Trading ------------------------------------------------------ **Job Family:** Structuring ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Houston Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $200,000.00 - $300,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Nov 10, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Summary: The QA Testing Analyst - Senior is responsible for the planning, integration, test casing, scripting and execution of all testing to ensure proper coverage, schedules and leads test deliverables review sessions as necessary, works on multiple projects/systems as a project team member and are considered to be a subject matter expert for a single project/system. These projects are of moderate to high complexity within one or more development environments. Duties and Responsibilities: * Collaborate with the Business Systems Analysts and Development teams in the analysis and review of business objectives and requirements to ensure requirements are testable. * Actively participate in the review of architectural and technical design specifications. * Develop, document and maintain the test data, data validation, end to end testing flows. * Conducts testing using HNB manual and/or automated test processes and reports results. * May run database queries in order to supply data validation within test scripts. * Updates test cases based upon approved change requests. * Works with BSAs and Development teams on defect analysis and triage. * Assigns defect severity and manages defects throughout the project. * Works with colleagues and project managers to meet established target dates and completion of activities/deliverables under changing conditions. * Creates test status reports per project guidelines. * Creates test results and test summary deliverables to ensure production implementation readiness. * Creates and facilitates review of the Test Strategy with the project team. * Identifies any potential quality issues per defined processes and escalates potential quality issues immediately to management. * Collects testing sign-off from all testing participants, including cross-impacted application teams. * Ensures all aspects of testing, such as manual execution, regression, automation and performance testing, is completed. * Collaborates with Project Test Lead on estimating the test efforts. * Collaborates with the project team to support UAT efforts as needed. * Maintains the regression test bed to meet changing requirements. * Participates in off-hour production releases as needed. * Supports the project's warranty period as needed. * Works under moderate supervision with some latitude for independent judgement and problem solving. * Provides mentorship to junior team members as needed. * Understands and follows the project lifecycle methodology consistently. * Performs other duties as assigned. Basic Qualifications: * 3+ years of related experience or an additional 2+ years of IT experience that includes IT Analytics, IT Troubleshooting, or IT Customer Service may be considered. * ServiceNow platform knowledge and experience; especially, in Human Resource Service Delivery, Financial Services Operations, Workplace Service Delivery, Integrated Risk Management, Governance Risk Compliance, and Legal Service Delivery. Preferred Qualifications: * ServiceNow Certified System Administrator (CSA) certification * · Negotiation skills with the ability to influence others by information/knowledge sharing * · Proficiency in using testing tools [ServiceNow Automated Testing Framework (ATF)], in addition to in depth knowledge of common testing methods, terminology and industry best practices. * · Excellent verbal and written communication skills with the ability to explain system issues clearly and concisely to all levels of management, and establish effective working relationships with our internal customers * · Ability to manage multiple testing projects in a fast-paced environment meet deadlines * · Experience in an Agile-Scrum environment * · Knowledge of data structures, data management practices, various corporate security rules, legal and regulatory obligations such as PCI, SOX or similar standards * · Advanced knowledge of using software packages or tools for processing or displaying data Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Compensation Range: 57,000.00 - 113,000.00 USD Annual The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

* As Huntington's API Governance Lead, you will define, enforce, and evangelize enterprise-wide API governance standards to support Huntington's API-first strategy. This role requires a proactive leader who can engage stakeholders, publish and socialize governance models, and drive adoption through education (e.g., lunch-and-learns, workshops). You will leverage Apigee X on Google Cloud Platform (GCP) as the core API management solution while ensuring consistency, security, and scalability across all APIs. Key Responsibilities Governance Framework & Standards * Establish and iteratively mature API governance policies aligned with Huntington's architecture principles and industry best practices (OpenAPI, REST, GraphQL). * Drive API design reviews, enforce naming conventions, versioning, and lifecycle policies. * Actively socialize governance standards across teams through documentation, training sessions, and internal forums. Platform Integration & Lifecycle Management * Define governance processes integrated with Apigee X and ServiceNow for API publishing, cataloging, and analytics. * Oversee API onboarding workflows via Apigee and Developer Portal ensuring compliance with governance standards. Security & Compliance * Implement governance for API security patterns (OAuth2, JWT, JWKS, mTLS) using Apigee X and Huntington's identity management solutions. * Ensure adherence to regulatory requirements (Open Banking, PSD2, HIPAA, GDPR). Developer Experience & Enablement * Partner with API Gateway and Developer Experience teams to optimize portal usability and API discoverability. * Conduct training and enablement sessions for internal teams on governance best practices. Monitoring & Continuous Improvement * Define monitoring priorities for API compliance and performance. * Use Apigee Analytics and GCP tools to track adoption, enforce standards, and identify improvement opportunities. * Continuously refine governance frameworks based on insights and evolving business needs. Basic Qualifications Required: * Bachelors Degree in CS OR equivalent experience. * 7+ years in IT with strong API design, development, and governance experience. * 5+ years in API governance or platform leadership roles. * Hands-on experience with Apigee X and GCP services (Cloud Armor, IAM, VPC networking). * Expertise in API security standards (OAuth2, JWT, mTLS) and identity management solutions. * Strong knowledge of REST, OpenAPI specifications, and API lifecycle management. Preferred: * 10+ years in IT with strong API design, development, and governance experience * Excellent communication and stakeholder engagement skills; ability to influence without authority. * Proven ability to drive adoption through proactive engagement and education. * GCP certifications (Professional Cloud Architect, Apigee API Engineer). * Familiarity with API Gateway architecture and DNS strategies. * Experience with CI/CD automation (Cloud Build, Terraform). Why Join Huntington? * Lead governance for a cutting-edge Apigee X-based API platform. * Shape Huntington's enterprise API-first strategy and developer experience. * Collaborate with top engineering and security teams to deliver secure, scalable APIs. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: Total Base Pay Range 70,000.00 - 140,000.00 USD Annual The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Transaction Management Officer is a non-attorney role, responsible for representing Citi's Markets Commodities Legal Team, a part of the Citi Markets Legal Function, in providing Transaction Management advice and support to Citi's Markets Global Commodities ("Commodities") business and functions. The Transaction Management area is responsible for supporting the negotiation, transaction processes, documentation, and execution of Commodities business transactions ( _e.g_ ., establishing a trading or banking relationship, entering into transactions or services with Citi, and documenting transactions between the parties). This role requires a pragmatic, proactive professional with a thorough understanding of the business covered by the Commodities team and its products and services. This role also requires a thorough understanding of the contractual terms and legal implications of Citi's commodities trading documentation. Excellent communication and diplomacy skills are required as this role also provides direction to the Commodities business in discussions on the various contractual provisions, including on the risks of modifying or amending such terms and provisions. **Responsibilities:** + Reviews, drafts and negotiates contracts and required documentation (including the ISDA, NAESB, EEI, LEAP, and bespoke commodity agreements) for the Commodities business in North America, including financial and physical energy (including crude and refined products, natural gas, natural gas liquids, and power), metals, and agricultural products. + Conducts business negotiations of medium complexity in a timely, thorough, and efficient manner. + Engages with the firm's external counterparties and their internal/external counsel as well as Citi's first line, legal, second line and other internal constituents during negotiations. + Integrates subject matter expertise to reply to queries from Citi businesses and clients regarding the contractual documentation and escalates to senior attorneys as required. + Engages with unresponsive counterparties, maintaining detailed records of the negotiations. + Stays abreast of new and changing regulatory and legal issues and industry initiatives and ensures compliance with regulatory requirements. + Supports the development and implementation of projects relating to implementation of regulation, process improvements or development of new products and services. + Advises the Risk function and business partners on risks and associated documentation requirements based on product and relevant jurisdiction(s). + Appropriately assesses risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citi, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 5-8 years of relevant commodity industry and/or commodity-focused derivatives industry experience. + Commodity trading contractual and documentation negotiation experience in a large institutional setting. + Proven record of completing complex documentation within very tight time deadlines. + Ability to manage complex documentation with organization and detail. + Must possess excellent interpersonal and project management skills, as well as the ability to interact and communicate effectively with Senior management. + Proficient in Microsoft Office: Word, PowerPoint, Excel, Outlook. + In-depth knowledge of legal customs and practices. + Knowledge and understanding of the commodity industry and/or commodity-focused derivatives industry. **Education:** + Bachelors/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Legal ------------------------------------------------------ **Job Family:** Legal Professionals ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Houston Texas United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** $96,400.00 - $144,600.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 18, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._ _View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Universal Banker is an entry level position responsible for the assistance in the execution of sales, products or service activities in coordination with the customer service team. The overall objective of this role is to foster relations with customers to build loyalty and to help increase sales to individual consumer clients. Responsibilities: * Assist in basic account opening for existing customer * Provide service delivery to internal/external customers to resolve account service issues * Execute financial transactions in accordance with bank policies and procedures * Refer opportunities to segment partners where appropriate * Create sales opportunities out of service transaction and resolve customer complaints/issues promptly and effectively * Support sales/service activities within the branch by participating in seminars, micromarketing events, promotional campaigns, product initiatives, etc. * Adhere to operational controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer and bank assets * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: * 1-3 years of relevant experience * Previous Retail Banking or similar experience required * Consistently demonstrates clear and concise written and verbal communication skills Education: * High School diploma or equivalent This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. The salary range provided in this posting is based on a 40 hour work week. * ----------------------------------------------------- Job Family Group: Consumer Sales * ----------------------------------------------------- Job Family: Branch Sales * ----------------------------------------------------- Time Type: Part time * ----------------------------------------------------- Primary Location: Pasadena California United States * ----------------------------------------------------- Primary Location Full Time Salary Range: $47,510.00 - $61,990.00 Salary shown is for full-time positions and will be prorated for part-time hires based on number of hours worked. The hourly rate corresponding to the annual range is: $22.84 - $29.80 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. * ----------------------------------------------------- Most Relevant Skills Please see the requirements listed above. * ----------------------------------------------------- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. * ----------------------------------------------------- Anticipated Posting Close Date: Dec 09, 2025 * ----------------------------------------------------- Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

You're the brains behind our work… You're ready to bring your knowledge from the classroom to the boardroom and Citi wants to help you get there. Whether it's honing your skills or building your network, we know that success can't come without growth. Our programs equip you with the knowledge and training you need to play a valuable role on your team and establish a long-term career here. At Citi, we value internal mobility, and career growth is not a question of if, but when. Citi is looking for Summer Analysts to join the Houston Investment Banking team. The Investment Banking group provides sector expertise and strategic advisory solutions, including mergers & acquisitions, capital raising and other strategic financings to corporate, financial service and public sector clients. We provide you with the knowledge and skills you need to succeed… We're committed to teaching you the ropes. The 10-week Summer Analyst Program starts in June and begins with a 1.5 week in-depth training program. While you're in the Summer Analyst role, you're eligible to participate in Citi's mentorship program, which will provide further training and guidance during and after the Program. Top performing Summer Analysts often return to Citi after graduation to work as Full Time Analysts. Your time here will look something like this… * Collect and analyze company information to assist transactions; including conducting industry research, revising, and organizing financial data * Analyze financial data and develop financial models including company valuations, discounted cash flow analysis, financing, and comparative analyses * Create and finalize new business development presentations * Coordinate tasks with internal and external working teams * Prepare required internal documentation e.g. control and compliance regulations. We want to hear from you if… * You are graduating between December 2027 and June 2028 and have a preferred GPA of 3.5 or above. Who we think will be a great fit… * A dedication to learning and a true passion for the business are vital. As industries all over the globe continue to restructure and grow. We are hiring professionals who have a global perspective on the future of banking and want to make an impact on the corporate level. We value diversity and so do you. We'll also be looking for the following: * Commitment to personal growth and career development * A strong desire to learn and succeed in team environments * Knowledge of the global or domestic business landscape is a plus, but not required * Strong communication, planning, and organizational skills * Passion for client service and a dedication to deliver the best results on every project * Desire to develop a deep understanding of the financial industry * Unquestioned commitment to integrity and ethical decision-making. ------------------------------------------------------ Job Family Group: Management Development Programs ------------------------------------------------------ Job Family: Undergraduate ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Houston Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $100,000.00 - $135,000.00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 22, 2025 ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Job Title SAP CTRM (Commodity Trading and Risk Management) Expert Our client in the Oil & Gas industry is seeking a highly skilled SAP CTRM (Commodity Trading and Risk Management) Expert to join their dynamic team. The ideal candidate will facilitate the implementation and support of SAP Commodity Management and Risk Management solutions. The role requires a deep understanding of SAP technical and functional capabilities, business processes, and industry best practices in Oil & Gas and Trading. Responsibilities Facilitate the implementation and support of SAP Commodity Management and Risk Management solutions. Interact with business owners and partners to analyze and define business requirements and processes. Implement, customize, test solutions, and develop customer-specific enhancements to meet business requirements. Work closely with business stakeholders to understand and analyze trading and risk management processes, and translate them into SAP solutions. Ensure seamless integration of SAP CTRM with other SAP modules (e.g., SAP SD, SAP MM) and external systems. Develop and customize SAP CTRM functionalities to meet specific business requirements. Identify, troubleshoot, and resolve issues related to SAP CTRM, ensuring minimal disruption to business operations. Prepare and maintain comprehensive documentation, including functional specifications, test cases, and user manuals. Provide training and support to end-users and internal teams on SAP CTRM functionalities and best practices. Stay updated with the latest SAP developments and industry trends to suggest improvements and enhancements to the existing system. Requirements Bachelor's degree in Computer Science, Information Technology, Business Administration, or a related field. 8-10 years of experience in SAP implementation and support projects. Experience with SAP CTRM implementation and support projects in the Oil & Gas industry. Proficiency in SAP CTRM configuration, customization, and integration with other SAP modules. Expertise in S4/HANA with a focus on SAP Commodity Management/Risk Management/Analytics. Knowledge of solution setup in S/4 HANA Commodity Risk/Commodity Management. Cross-module integration skills between CTRM, CMM SD & MM. Strong understanding of trading and risk management processes within the oil and gas sector. Process and solution knowledge for both financial and physical trading, including commodity hedging and effectiveness. Integration knowledge with market data providers for commodity price indexes, especially DCS-based. Understanding of end-of-day evaluations, mark-to-market, P&L, attribution, position reporting, and valuations. Knowledge of value-at-risk reporting and its integration with third-party systems. Experience in risk exposure modeling and integration with additional reporting attributes. Ability to handle CDS-based analytics design and communicate requirements to the technical team. Deep knowledge of SAP technical and functional capabilities, business processes, and industry best practices in Oil & Gas and Trading. Excellent analytical and problem-solving skills with the ability to troubleshoot and resolve complex issues. Strong communication and interpersonal skills to effectively collaborate with business stakeholders and technical teams. Excellent facilitation and communication skills. Experience in managing SAP CTRM projects, including planning, execution, and delivery. SAP CTRM certification is a plus.

As an Auto Finance Retail Relationship Manager, you will develop and maintain profitable, quality indirect lending relationships with franchise automobile dealers within the Houston/Austin/San Antonio market. requires the ability to travel to Austin, TX for one day (overnight) per week. Duties and Responsibilities: Provide a full array of Auto Finance related products and services Be responsible for direct sales to dealers, servicing dealer customer and training of various dealership staff. Build and maintain portfolio of business by identifying new opportunities and demonstrating value to dealer customers, which requires a thorough knowledge of bank and competitor products. Manage and Maintain reporting and key performance indicators for assigned territory Maintain overall market knowledge of auto industry and local competition and community awareness Promote Huntington's value proposition of local sales and service. Performs other duties as assigned. Basic Qualifications: Minimum 2 years of Auto Finance related sales experience High School diploma Preferred Qualifications: Residence within the Houston metro-area Ability to travel to Austin, TX for one day per week Local Dealer knowledge and relationships preferred Experience working with multiple dealership and dealer groups Bachelor's Degree Excellent verbal and written communication skills Strong sales and negotiation skills Proficiency with Microsoft Office including Word, Excel and PowerPoint Proficient at typing and completing pre call sale Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Remote Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Inside Sales Advisor - Merchant Services is responsible for generating and expanding client relationships by providing expert payment solutions and recommendations in the small business space from $0-$3 million. You will also partner with branches to identify new sales opportunities for merchant services while also coaching branch staff, calling on prospects/clients, managing leads, making presentations, closing sales, managing appointments and schedules, attending leadership meetings and keeping your partners engaged in your referrals and calling efforts. This role requires that the candidate is located in the Chicago, IL area. Duties and Responsibilities: * Actively prospect and build relationships with new clients, converting leads into valuable partnerships. * Sell a range of solutions (Visa, Mastercard, Amex, Discover, check processing, gift cards, ACH) and navigate complex hardware and software needs. * Build pipeline, convert leads, navigate complex hardware and software needs, and close deals, consistently exceeding daily and weekly targets. * Collaborate with various bank units to identify cross-selling possibilities and maximize client profitability. * Resolve client concerns and build long-lasting relationships based on expertise and exceptional service. * Teach, coach, motivate, drive merchant education and sales growth within your respective branch coverage area. * Accurately report out all leads, opportunities and status updates within the CRM and understand trends in your sales behaviors by using dashboards and reports. * Leverage partners to learn products and services for cross sales opportunities. * Performs other duties as assigned. Basic Qualifications: * Bachelor's Degree * At least 2 years of proven sales/inside sales experience in financial services and the ability to close deals and achieve ambitions targets. Preferred Qualifications: * 2-5 years of merchant services sales experience, including in a call center environment * Exceptional communication and relationship-building skills. * Previous sales expertise in the small business space from $0-$3 million in annual sales. * Expertise in virtual sales in a call center environment. * Ability to multitask and juggle complex tasks in a fast-paced environment. * Strong problem-solving skills and a customer-centric approach. * Participate in occasional team meetings. * Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software. Ability to utilize technology effectively to manage your workload and client relationships. * Approach challenges creatively and find solutions that benefit both clients and the bank. * Fluency in an additional language * Proficiency in Salesforce #LI-Remote Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Remote Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Location: Onsite listed in Memphis, TN, Nashville, TN, Knoxville, TN, Charlotte, NC, Raleigh, NC, Miami, FL, Orlando, FL, Birmingham, AL, New Orleans, LA, Baton Rouge, LA, Lafayette, LA, or Houston, TX The Product Coordinator is responsible for the implementation, on-going enhancement, and analysis of retail and small business deposit products to achieve corporate objectives within the retail and small business line of business. The coordinator will also participate in merger related activities as it relates to the mapping, operational conversion, training, and client communication of deposit products. ESSENTIAL DUTIES AND RESPONSIBILITIES * Works with product team to research, identify, and implement appropriate products sales strategies to identify opportunities for meeting goals * Coordinates the development of management reporting * Creates and conducts product and campaign training as needed * Manages revisions to team documents such as pricing materials, product matrices and others; analyzes and communicates product trends, as assigned, through the use of dashboards or tracking reports; helps prepare product management presentations; and assists with various administrative duties, including the investigation and resolution of product-related service and quality issues as identified by the bank or its and customers. * Collaborates throughout the bank during all phases of a product lifecycle, especially including Marketing for the creation and review of marketing materials and promotional campaigns, banker channels in the support and development of sales teams, Digital Channels for online and mobile product delivery and Training for the development or revision of product training material, courses and job aids for Bank employees; Operations for the development of back-office procedures and systems; and Information Technology for supporting hardware and software. * Manages specific ad-hoc projects and initiatives as identified by the Director of Deposit and Product Management * Performs all other duties as assigned SUPERVISORY RESPONSIBILITIES No supervisory responsibilities QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: 1. Bachelor (4-year college) degree and 1-2 years of experience or equivalent combination of education and experience COMPUTER AND OFFICE EQUIPMENT SKILLS 1. Microsoft Office suite About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

The FHN Financial Sales Officer is responsible for developing and growing account relationships and integrating support staff and services platforms. Specific responsibilities include the following: Travel to customer's primary location. Consistently develops new account relationships. Researches and makes cold calls to customers and other related financial institutions. Maintain quality relationships with existing accounts. The sales reps will be required to work standard office hours. The position requires: + Bachelor's Degree. + Industry sales experience is preferred. + Must understand the work required to succeed in the fixed income business, the importance of developing quality business relationships with accounts, and extensive working knowledge of FHN Financial's systems and service platforms; + Must be able to study for and pass both the Series 7 and 63 exams within 60 days of hire date. FHN Financial is an industry leader in fixed income sales, trading and strategies for institutional clients in the U.S. and abroad. With an average daily trading volume of over $7bn, FHN Financial transacts business with approximately one-half of domestic depository institutions with portfolios larger than $100 million. Complementing its unique distribution capabilities are a range of additional products and services, including debt capital markets, public finance, interest rate derivatives, loan trading and consulting, asset liability management, portfolio accounting, and institutional investment advisory to assist with balance sheet management. **About Us** **First Horizon Corp. (NYSE: FHN)** , with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Corporate Diversity Commitment:** We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

**Responsibilities include:** + Work with manager and team with coordination of all safekeeping/enhanced operations activities. + Provide enhanced operations servicing to our FHN Financial clients that safe-keep SBA GICs, SBA COOFs, and USDA guaranteed loans. + Issue, track, and maintain safekeeping receipt registry. + Provide clients with Debit/Credit Advices in advance of payments of P&I, payoffs, redemptions, etc. Advices will identify the specific loan/security, amount, date of payment or disposition. Payments/Credits will be affected via fed wire or ACH Credit. + Collection and disbursement of principal and interest payments in a timely manner as identified in the terms and conditions of the FHN Financial Safekeeping Agreement. + This position requires a degree of due diligence to ensure payments are accurate and borrowers are in good standing (current status). Loans payments remitted in error must be reconciled with lenders to bring balances and paid-to-dates in synch between lenders and investors. + Provide specific reports / statements to our FHN Financial clients on a monthly basis that will reflect all payment activity on all assets whereby payments are received by FHN Financial. Statements will reflect all holdings, activities, and balances. + Provide servicing for products sold to FHN Financial Holder/Investors such as USDA Loans, SBA Loans, and COOF's. + In the event of borrower payment delinquencies, this team will determine reason(s) for the delinquency and learn of plan to remedy such delinquency. All research must be properly documented on the respective FHN Financial internal platform to properly our records/files. + Work in tandem with the SBA's Fiscal and Transfer Agent (currently Guidehouse, LLP) and individual lenders to determine loan status. + Work on additional projects and assignments on an ongoing basis. **Customer Service responsibilities and problem-solving skills of the position:** + The number one goal is to continuously utilize knowledge from the customer experience to improve efficiency and effectiveness. **Problem solving skills required to resolve the following issues:** + Borrower deferment of payments. + Borrower modifications to terms of promissory note (i.e., rate changes, maturity changes, payment amortization changes, etc.). + Borrower default and the formal demand process. + Borrower prepayments and any calculations of penalties that will be assessed and passed through to the respective holders/investors. + Procedures to document any approved changes to the borrowers' terms (sample forms will be created and presented for lender review). **Educational Level:** + Degreed with four (4) years of college education (business or finance), with five (5) years of banking, financial, or securities industry supervisory experience. **About Us** **First Horizon Corp. (NYSE: FHN)** , with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Corporate Diversity Commitment:** We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

**Location:** **On site in New Orleans, LA, Birmingham, AL, Charlotte, NC, Raleigh, NC, Memphis, TN, Nashville, TN, Houston, TX, Dallas, TX, Atlanta, GA, or Miami, FL** The Business Risk and Controls Advisor sits in the first line of defense and is responsible for executing risk management programs and other first line of defense risk activities in support of line of business growth and revenue production. The role works directly with the business unit management teams to identify, manage, monitor and report risk through the execution of risk programs, policies, standards and procedures. The role also works directly with second line of defense risk management to ensure appropriate execution of risk activities including assessment of risk, development and oversight of controls, identification and escalation of issues, and governance and reporting. The role is on point to coordinate and assist with audits, exams and other inquiries from internal audit and regulators relative to risk management. **Job Responsibilities:** + Manage the implementation and execution of risk programs and policies in coordination with the second line of defense risk management organization including new product governance, Risk and Control Self-Assessment (RCSA), key risk indicators (KRIs), Enterprise Risk Report, issue management and operational loss management + Coordinate and support Business unit level risk assessments, including identifying, managing, monitoring and reporting line of business top risks and emerging risks + Develop first line of defense procedures that align with risk program and policy requirements. + Provide ongoing risk guidance, education and communication to business unit partners to ensure risk management expectations are met within the first line of defense. + Assess effectiveness of business unit controls through monitoring and testing, identify gaps and drive remediation of control deficiencies. + Escalate issues and gaps to line of business management and Risk. + Engage in internal audits including preparation of materials, assessment and remediation of findings, and provide updates to senior management. + Build strong relationships with business unit teammates, second line of defense partners, functional support units and other stakeholders to drive strong collaboration on risk program execution and the maturation of risk management across the enterprise. + Participate in industry forums and build relationships with other large banks across the industry. **Required Qualifications/Knowledge, Skills, and Abilities:** + Bachelor's degree and 5 or more years of operational and enterprise risk management experience in a first or second line of defense capacity. + Experience with enterprise and operational risk programs at a large financial institution, including RCSA, KRI, operational losses, issues management, new and modified product risk assessment, and third party risk management. + Experience working with teams through change by creating a compelling vision for transformation. + Strong project management skills with ability to manage multiple concurrent projects successfully and a proven track record of strong execution on major initiatives. + Proficient at collaborating across business units and lines of defense and working with stakeholders to resolve complex issues. + Ability to articulate the connections across risk programs and influence stakeholders to leverage risk data in business decision-making processes. + Proficiency at assessing current processes with an eye towards efficiency and automation. + Strong oral and written communication skills with ability to communicate at all levels of an organization. + Proven ability at collaborating across the enterprise to solve complex challenges. **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and support PortfolioReviewsas needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed Use critical thinking to identify and draft documentation Responsible for regularly completing indicative credit information into Banking Systems with little to no errors Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations Identify and determine monitoring analysis activities required Verify covenants and define updates needed on ticklers Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action Responsible for assessing covenant compliance reporting and identifying issues Review covenant compliance certificates to understand performance and determine actions Update financial covenants and calculations as needed Run Probability of Default (PD) model with oversight Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight Prepares ALSR reports with oversight Responsible for running risk and projection models with oversight assumptions provided Responsible for completing underwriting process with limited oversight Create and complete a CAM with little to no errors Review and re-write renewals for deals of limited complexity Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings Support Portfolio Managers and special projects Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. May assist with training of new employees. May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) 2+ years of Commercial Banking experience. Sound Financial and risk analysis understanding, including the ability to develop financial models Extensive Knowledge of banking products and services Knowledge of corporate business structure and legal documents General knowledge of U.S. government and regulation Knowledge of the local or regional market preferred, but not required Proficiency in internal banking applications Strong verbal and written communication skills Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks Proficient in all Microsoft Office software WORKING CONDITIONS: Normal office environment with little exposure to dust, noise, temperature and the like Minimal travel required Credit Analyst II - Energy At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Houston, Texas 77002 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Location: Onsite at locations Memphis, TN., Houston, TX., Irving, TX., Metairie, LA., Lafayette, LA., Birmingham, AL., Charlotte, NC., and Knoxville, TN. At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. The Business System Manager (BSM) serves as the central point of contact for the management and oversight of systems used by our Default Servicing team and Lending Services team, including the pay-by-phone system. The BSM is accountable to all associates and stakeholders whose work is impacted by these systems. While this position does not require deep technical expertise, it does require a solid understanding of business system and comfort working with technology platforms and vendors. Prior experience with collections or collections systems is essential. The BSM is responsible for the daily operation of a variety of business systems, overseeing business requirements, defect tracking, communications, system access management, user-acceptance testing, and production certification. This associate plays a key role in identifying solutions for production problems, managing system conversions and de-conversions, supporting new products and enhancements, and ensuring compliance with regulatory changes. The BSM is the primary contact for all business function issues or system affecting supported areas. The BSM partners closely with the Operations department managers to achieve agreed-upon business objectives, translating those objectives into actionable system requirements in collaboration with the Technology business teams. This associate designs and refines business processes, drives initiatives, and is actively involved in implementation efforts, providing reporting and analysis as needed. The ideal candidate demonstrates exceptional client-focused service, analytical skills, project management expertise, and the ability to remain composed and solution-oriented in a dynamic environment. Essential Duties and Responsibilities: Consultation and Analysis * Drives initiatives and has primary responsibility for approving business requirements * Manages definition of business case and approves business requirements and functional designs for system enhancements * Considers impact to vendor, workflow of existing processes and other related systems * Uses analytical skills to streamline business processes * Understands and applies limitations and unique advantages of existing enterprise capabilities * Analyzes marketplace, industry, company and technology trends and best practices * Influences external business partners and service providers regarding priorities, software selection, vendor selection, etc. * Designs and documents business processes to improve efficiency * Actively listens and interprets requirements and specifications to ensure optimal functional designs and identify potential issues and shortfalls * Develops solutions to business problems or new business requirements * Creates maps of current and future processes * Manages system SLAs, Disaster Recovery and Business Continuity, and user access * Serves as primary subject matter expert contact for the system * Defines and drives system strategy to align with organizational strategies * Researches and analyzes the root cause of system issues Execution * Manages multiple initiatives effectively * Interfaces with technical and non-technical contributors to ensure that deliverables accurately meet business line's goals * Develops detailed plans and timelines * Produces system-related job aids and provides training content for training facilitators * Performs and coordinates User Acceptance Testing * Reviews and approves Quality Assurance test plans * Performs or scheduled production certification Communication * Relates well with all levels of the organization and builds appropriate rapport * Builds positive relationships with external business partners through personal integrity and through added value as evidenced in project outcomes * Manages end-user system communications * Communicates with manager proactively regarding any capacity issues or opportunities Knowledge: * Knowledge of loan operations and default servicing including consumer, commercial and credit cards * Understanding of business processes and functions for the lifecycle of consumer and commercial loans * Awareness of regulatory environment and implications * Experience with ACI or CGI collections and payment systems Education and/or Work Experience Requirements: * Excellent computer proficiency (MS Office - Word, Excel, and Outlook) * Must be able to work under pressure and meet deadlines, while maintaining a commitment to quality and providing exemplary service * Excellent organizational, analytical, and customer service skills * Bachelor's degree or related experience * 5 or more years system implementation and/or operations experience * System implementation and/or loan operations experience preferred Skills: * Strong ability to establish mutual understanding and effective working relationships with associates across business areas * Demonstrated decision-making skills, including the ability to act with incomplete information * Skilled at envisioning and articulating future scenarios and strategies at a high level * Able to communicate honestly and constructively, presenting unvarnished truths in a professional and helpful way * Excellent verbal and written communication skills, with the ability to tailor messages for diverse audiences * Experience with project management or business analysis is beneficial * Proficient in organizing, prioritizing, and managing multiple work streams simultaneously * Skilled in gathering, documenting, and translating business requirements for technology partners Abilities: * Quickly assess and understand complex situations and system impacts * Break down problems into manageable details for effective analysis and resolution * Influence and collaborate with associates and business partners, even without formal reporting authority * Monitor, interpret, and communicate detailed findings to business and technical partners * Clearly communicate ideas, concepts, and recommendations to associates at all levels * Adapt readily to change and shifting priorities within a dynamic operational environment * Travel as necessary to meet project and stakeholder needs Physical Requirements: * Basic keyboarding or other repetitive motions * Lifting/pushing objects * Must be able to talk, listen and speak clearly on telephone * Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards Ability to safely and successfully perform the essential job functions consistent with or without the ADA, FMLA and other federal, state and local standard, including meeting qualitative and/or quantitative productivity standards. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

Location: On site in New Orleans, LA, Birmingham, AL, Charlotte, NC, Raleigh, NC, Memphis, TN, Nashville, TN, Houston, TX, Dallas, TX, or Miami, FL The DocuSign Business Analyst supports the DocuSign Product Owner in enhancing, implementing, and supporting DocuSign solutions across the bank. This role acts as a liaison between line of business partners, technology teams, vendors, and management to elicit requirements and deliver solutions that improve the client and associate experience. Key Responsibilities: * Collaborate with the Product Owner to define and prioritize business requirements for strategic projects, product enhancements, and production support related to DocuSign. * Elicit, document, and validate business and functional requirements by engaging stakeholders and translating business needs into detailed specifications. * Develop user stories and acceptance criteria and participate in Agile ceremonies, including daily standups, sprint planning, and retrospectives. * Coordinate with Quality Assurance to plan and support testing of DocuSign implementations, enhancements, and issue resolution. * Work with the Product Owner and vendor partners to monitor product enhancements, evaluate software releases, and address support cases. * Identify and document process improvement opportunities, and assess potential solutions for fit with both business and technology needs. * Participate in deployment, testing, and implementation of DocuSign releases, monitoring for successful delivery and adoption. * Manage and triage support tickets, analyze issues, and drive resolution in partnership with technical teams and vendors. * Provide training and support to DocuSign users, assisting with adoption and ongoing improvement efforts. Qualifications * Bachelor's degree in Business, Information Technology, or related field preferred. * Experience as a Business Analyst or similar role, ideally with exposure to DocuSign or comparable digital workflow platforms. * Strong communication skills, with experience in facilitating meetings and documenting requirements. * Understanding of Agile methodologies and experience with user story writing. * Ability to build relationships across business functions, technology teams, and vendor partners. * Strong organizational skills and attention to detail. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. **Summary:** The Specialized Lending ACCOUNT MANAGER I (Loan Closing Officer - LCO) partners with the Relationship Officers, Portfolio Managers and the Syndication Team to facilitate the closing of new deals and subsequent amendments for syndications and participations where First Horizon Bank is either the Lead Bank/Agent or a Participant/Investor. The LCO ensures all documents support the approved credit request for a timely and well-coordinated closing. These facilities are extended to the Bank's largest and highest value clients and require individuals with strong business acumen, poise under pressure, impeccable customer service skills and excellent analytical and problem-solving abilities. **Essential Duties and Responsibilities:** Responsibilities include collecting required due diligence for closing, verifying and funding the initial closing advances with associated balanced GL entries, collecting fees, advising the Bank Group of any closing activities, booking of new facilities and performing maintenance. The LCO is also responsible for arranging the imaging of loan documentation post-closing and assisting with clearing resulting loan exceptions. **Knowledge:** + Extensive understanding of syndication and participation concepts, i.e. pro rata shares, interest/fee accruals, takedowns etc. + Complex syndicated and agented loan structures and documentation. + General Ledger and reconciliation functions. + Real Estate Due Diligence and Flood Compliance **Abilities:** + Comprehend Loan Approvals and verify Lending limits. + Comprehend credit agreements and all related syndicated loan documentation. + Translate the terms of the facility into the servicing system's structure in a way that accurately reflects the terms of loan documents. + Perform loan accounting functions (extensive balancing involved). + Ensure wire related procedures are followed and wire funds accordingly. + Defuse tense situations or difficult customer interactions or escalate as needed. + Handle multiple tasks and prioritize. + Work with little supervision but know when to ask for help. + Maintain a healthy relationship with internal and external business partners. + Take a systematic approach to daily work and planning. **Skills:** + Impeccable customer service and customer centric focus. + Strong analytical and problem-solving skills. + Excellent verbal and written communication skills across all levels of the organization. + Proficient computer skills, especially Microsoft Office applications, such as Excel. + Attention to detail and ability to identify potential issues and escalate as needed. + Comfort with ambiguity. **Education and/or Work Experience Requirements:** + Bachelor's degree in finance or related discipline required + 3 - 5 years of previous experience in loan system administration and / or loan closing and due diligence + Knowledge of ACBS loan system a plus **Hours** : + Monday - Friday + 8:00 AM - 5:00 PM **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. 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Location: Onsite listed in Memphis, TN, Nashville, TN, Knoxville, TN, Charlotte, NC, Raleigh, NC, Miami, FL, Orlando, FL, Birmingham, AL, New Orleans, LA, Baton Rouge, LA, Lafayette, LA or Houston, TX The Product Manager is responsible for the implementation, on-going enhancement, and analysis of retail and small business deposit products to achieve corporate objectives within the retail and small business line of business. The manager will also participate in merger related activities as it relates to the mapping, operational conversion, training, and client communication of deposit products. ESSENTIAL DUTIES AND RESPONSIBILITIES * Works with product team to research, identify, and implement appropriate products sales strategies to identify opportunities for meeting goals. * Coordinates the development of management reporting. * Creates and conducts product and campaign training as needed. * Manages revisions to team documents such as pricing materials, product matrices and others. * Analyzes and communicates product trends, as assigned, through the use of dashboards or tracking reports. * Assists in preparing product management presentations * Assists with various administrative duties, including the investigation and resolution of product-related service and quality issues as identified by the bank or its and customers. * Collaborates with other bank teams such as Marketing, Training, Operations, Information Technology, etc. for new products, product enhancements, etc. * Manages specific ad-hoc projects and initiatives as identified by the Director of Deposit and Product Management * Performs all other duties as assigned SUPERVISORY RESPONSIBILITIES 1. Assists with directing, coordinating, and evaluating designated units or certain personnel in accordance with the organization's policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; providing pay change recommendations; disciplining employees; addressing complaints and resolving problems. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: 1. Bachelor (4-year college) degree and 3-5 years of experience or equivalent combination of education and experience COMPUTER AND OFFICE EQUIPMENT SKILLS 1. Microsoft Office suite About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube