First Mid Bank & Trust jobs in Saint Louis, MO

At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. The Data Specialist is responsible for analyze and interpret complex financial data to provide insights and support decision-making within the organization. You will work closely with various teams, including Finance, Risk Management, Marketing, Bank Operation, Wealth Management, Insurance, Human Resource, etc. to enhance data-driven strategies and optimize financial processes. The role involves extracting, cleaning, and analyzing large datasets to identify trends, patterns, and opportunities for improvement. Responsibilities include, but are not limited to: Gather data from various sources, including internal databases, external APIs, and 3 rd party sources. Ensure the accuracy, completeness, and reliability of financial data by validating and cleansing datasets. Utilize statistical methods, and tools to analyze financial trends, performance, and risk factors. Develop and implement quantitative models to evaluate financial metrics and forecast future performance. Generate actionable insights through data visualization techniques, such as charts, graphs, and reports. Build and maintain financial models to support budgeting, forecasting, and scenario analysis. Conduct sensitivity analyses to assess the impact of various financial variables on business outcomes. Identify potential financial risks and propose mitigation strategies. Develop and maintain key performance indicators (KPIs) for financial performance evaluation. Prepare regular reports and dashboards for stakeholders, summarizing financial insights and recommendations. Work closely with cross-functional teams, including finance, accounting, and business operation, to understand their data needs and provide analytical support. Collaborate with other IT teams to ensure data integrity, security, and efficient data processing. Stay updated on industry trends, best practices, and emerging technologies in financial analytics. Propose and implement process improvements to enhance the efficiency and effectiveness of financial data analysis. Qualifications Education/Experience/Skills: Bachelor's degree or equivalent work experience. 3+ years' experience as a data analyst in the financial services industry. Proficiency in data visualization tools (e.g., Power BI) Strong understanding of financial concepts, accounting principles, and regulatory requirements. Familiarity with machine learning algorithms for predictive analytics. Excellent analytical and problem-solving skills. Effective communication skills to convey complex data insights to non-technical stakeholders. Attention to detail and ability to work with large datasets. Knowledge of financial modeling and forecasting techniques. Total Rewards: Competitive health, dental & vision coverage with HSA match 401(k) with employer match + Employee Stock Purchase Plan Generous PTO, paid holidays & parental leave Tuition reimbursement & performance-based bonuses Visit our Total Rewards page to see our full list of benefits First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! : This job is responsible for handling day-to-day Operations processes and working towards deadlines. Key responsibilities include completing all workflows, providing guidance to other team members, assisting internal business partners, and providing functional expertise. Job expectations include performing routine and various item processing functions under moderate supervision within a process that has built-in checks and balances. LOB Job Description: Individual contributor role that demonstrates leadership qualities. Processes transactions in one or more of the company's internal operations to support domestic and international consumer, commercial and wholesale bank businesses or services functions. Responsibilities may include: basic level reporting, customer service support, reviewing and processing transactions for item processing, , reconciling, statement rendering, and performing other support operations functions as required. Maintains internal operational and financial controls and ensures they meet bank standards. Ensures quality service and effective and efficient operations support for the assigned area's internal business partners and/or external customers/clients. Performs all the functions required and typically acts as a workflow coordinator and/or a subject matter expert. Able to prioritize and distribute daily work to meet deadlines and goals. Demonstrates a good working knowledge of the processes and procedures and the ability to identify and implement process improvement opportunities. May provide guidance and direction to less experienced team members Responsibilities: * Contributes to overall success of an Operations team as an individual contributor * Handles operational activities and queries for either single or multiple Lines of Business across the enterprise * Adheres to deadlines set internally within the business unit or those in agreed Service Level Agreements with internal or external business partners * Provides functional expertise knowledge to projects or initiatives relating to the business unit * Maintains internal operational and financial controls and works within the risk appetite of the business unit * Continues to review processes to ensure they are efficient and implements process improvement opportunities LOB Specific Responsibilities: * Works with Managers and Team Leads to handle inquiries received from high revenue clients via email or internal request system. * Requests consist of treasury, cash management and/or depository products. * May also work with internal business partners to provide resolution to client inquiries, issues, and/or technical support. * Responsible for reading, analyzing and/or determining appropriate research, handling and resolution of requests. * Interacts continuously and deepens relationships with internal business partners as well as clients to further enhance client delight; * Conduct limited research and respond to internal business partner and be able answer questions and inquiries; Utilize the various bank systems to support client requests. * Support business during process disruptions which can result in a need to work overtime. * Ensures daily return checks processed, meeting REG CC requirements. Required Qualifications: * Ability to work Monday through Friday 11:45 am -8:15 pm ET OR 10:45 am -7:15pm CT, with occasional need to stay longer to meet service level agreements. * 1+ years of experience working with Bank Operations and Check products. * 1+ years of experience resolving client requests with internal business partners. * Intermediate proficiency in written (including grammar and spelling) and verbal communications * Effective interpersonal skills. * Ability to analyze, research and resolve client inquiries. * Ability to work independently with little direction and meet client service level agreements * Comfortable receiving ongoing performance feedback and coaching. * Comfortable with ongoing change and learning new technology/processes. * At least an intermediate ability in PC computer skills while navigating multiple banking systems Desired Qualifications: * Experience in Check Fraud detection a plus Skills: * Active Listening * Adaptability * Attention to Detail * Collaboration * Data Collection and Entry * Critical Thinking * Customer and Client Focus * Oral Communications * Planning * Reporting * Account Management * Conflict Management * Decision Making * Inclusive Leadership * Process Management Shift: 2nd shift (United States of America) Hours Per Week: 40

The Private Bank Market Executive (ME) runs the end-to-end business within their respective market and is responsible for developing and implementing the market strategy to drive responsible growth and financial performance of the market, advisor productivity, client engagement/retention and delivering one company with enterprise partners. The ME is expected to instill a culture of responsible growth, proactive risk management and an enterprise mindset across the market through all roles. The ME will also implement the broader Private Bank strategy and key priorities at a local level, adapting to local market dynamics (i.e., cross-LOB presence, competitor footprint, etc.).The ME is accountable for all talent, compensation and resource decisions in their market in conjunction with key partners and is expected to drive employee engagement and talent recruitment and development. The ME also owns decisions in the market around business selection (in partnership with Risk and OCF), client team composition and deal/issue resolution. The ME is fully accountable for effectively managing market's trust risks, adherence to administrative metrics, and ensuring trust policy adherence. All PCAs, PCMs, PMs, and TOs in the market report up through the Market Executive either directly or through a Market Leader and/or Investments/Fiduciary Executive who reports directly to the Market Executive; this is dependent on market size and span of control.Responsibilities:• Drive Responsible Growth in the Market:o Delivers on key business and financial metricso Drives an integrated culture of responsible growth across all roleso Executes against Private Bank strategy and priorities, tailored to local market dynamics and competitor footprinto Ensures sound decision making on business selection in accordance with risk appetiteo Is fully accountable for effectively managing market's trust risks, adherence to administrative metrics, and ensuring trust policy adherenceo Decisions resource allocation in market, including headcount and marketing priorities• Deliver for Clients:o Responsible for client satisfaction and retentiono Drives delivery of the investment and fiduciary platform credit and banking solutions and enterprise capabilities to clientso Owns final decisions on client team composition and book distribution upon advisor departureso Partners with CME to ensure resolution of issues/obstacleso Engages directly with key clients and prospects, including oversight of the at-risk client process and direct engagement with at-risk clients• Talent Management: o Recruits, hires, develops, and retains talento Coaches across roles on driving responsible growth and risk managemento Drives employee engagement and culture of inclusiono Gets to know top and key diverse talent in the market, externally and across BAC lines of businesso Acts quickly to address performance issues• Delivers One Company: o Responsible for delivering the bank to Private Bank clients and prospects, based on their individual needs and goalso Delivers on cross-LOB referral and pull-through targetso Serves as face of Private Bank in the market to enterprise partners, market president team and in the local communityo Drives an enterprise mindset and referral activity across disciplines Required Skills:Required Skills: ▪ FINRA Licenses Required: S7, S66 OR S63 & S65, S24.▪ Strong business judgment and decision making, particularly on issues relating to business selection, risk management, talent and performance management, enterprise partnerships, financial management and problem resolution▪ Demonstrated track record of delivering business results & driving responsible growth▪ Ability to attract, select, develop, and retain top talent across job families▪ Communicates in a clear and compelling manner with employees, clients, and enterprise partners (executive presence)▪ Strong foundational end to end knowledge of the business, including the fiduciary and investment platform, banking and credit products, and industry trends.▪ Bachelor's Degree preferred. Advanced certifications a plus Shift: 1st shift (United States of America) Hours Per Week: 40

The Commercial Loan Post Closing Review Supervisor is responsible for assisting the Commercial Post Closing Manager in managing of the Commercial Loan Review associates and all the daily functions performed by the group. This includes supervising various service-related processes including but not limited to quality assurance of all loan files to ensure documentation is approved and in compliance with internal and external regulatory requirements and bank policy, covenant input, creation of procedures, and assisting in preparation of responses for internal and external audit findings. Duties & Responsibilities * This position is responsible for overseeing thorough and comprehensive review of loans, credit, and collateral documents to determine if documents are following regulatory requirements and company policy * Ensure File Review associates are trained and proficient on all bank's systems; Core, loan platform, Imaging, and other 3rd party systems to ensure accuracy and integrity of file review. * Delegating workflow and ensuring associates understand their duties or delegated task * Provide constructive feedback and coaching to associates * Serve as a link between subordinates and manager * Lead and participate in activities related to Bank integrations * Demonstrate continuous improvement of products and services by consistently working to identify and implement process and efficiency enhancements * Monitor completion of functions within the applicable key performance indicators (KPI), Identify and implement corrective measures for KPI not meeting identified standards * Remains up to date on all documentation, regulatory, and lien perfection requirements in order to ensure loan quality * Assist with post-closing duties and responsibilities * Continue self-education as to bank regulations related to compliance for Commercial loans Education & Experience Knowledge of: * Strong oral and written communication skills * Bank and federal regulations * Strong customer service skills * Legal documents * Multi-task and work independently * Must be able to research information and analyze data to arrive at valid conclusions, recommendations, and plans of action. * Must be able to work independently and as part of a team Ability to: * Multi-task and work independently * Analyze and solve problems for which there are not precedents * Perform duties and make decisions under frequent time pressures Education and Training: * Bachelor's degree in Business, Finance, Accounting or Economics; equivalent years of relevant work experience may be considered in lieu of a degree * Minimum of 1 to 2 years' experience in loan servicing and/ or collateral monitoring, specializing in Commercial loans * Proficient knowledge of Microsoft Office Software and ability to master other proprietary banking systems Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $58,000 - $66,000/year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! JOB DESCRIPTION: This job is responsible for resolving research and adjustment inquiries within the bank's practices and procedures. Key responsibilities include investigating daily incoming research and adjustment inquiries, resolving differences, answering service requests and inquiries received from various channels, determining accounting entries, and making appropriate disposition. Job expectations include handling more complex and escalated cases that may have a large monetary value or are aged risk cases pending charge-off. RESPONSIBLITIES: Assists peers and leadership with resolving complex, time sensitive exceptions Handles escalations received from business partners by providing clean concise communication through email and phone Contributes to improving process efficiencies by supporting the review and validation of departmental procedures Performs routine or complex account maintenance depending on client account type Maintains high-volume portfolios Documents actions taken on behalf of the client REQUIRED QUALIFICATIONS: Ability to work with multiple computer programs and switch from one to the next efficiently Intermediate level experience with Excel and Power Point 1 year or more of successful experience working in a heavily process driven environment Ability to analyze different types of information from various sources and synthesize it towards making a reasoned judgment (Critical Thinking) Ability to draw accurate conclusions based on a highly detailed comparative analysis of information in the account and information reference sources that detail applicable laws, rules, and regulations Ability to achieve thoroughness and accuracy when accomplishing a task. and present work outcomes in a clear, complete, and precise fashion. (Attention to Detail) Interpersonal verbal communication skills that build rapport and trust, deliver information in an easy to understand manner, and clearly articulate why a solution is the best course of action Interpersonal written communication skills to accurately document activity and communicate with partners in proper business writing Seeks opportunities to improve depth/breadth of knowledge and personal performance (Desire to learn, Growth Mindset) Ability to leverage multiple software applications to execute an intricate process in a deadline driven working environment. Ability to remain current with iterative software and process updates Ability and willingness to help teammates and collaborate on complex transactions Dependable, results-driven and achievement focused. Open to receiving and providing coaching. Self-motivated to achieve personal standards of excellence Ability to work cohesively within a team oriented environment. DESIRED QUALIFICATIONS: Dedicated, enthusiastic, driven and performance-oriented; possesses a strong work ethic Highly motivated self-starter, proactive, with intense focus on results. Conveys a sense of urgency to achieve business goals and exceed expectations Ability to handle ambiguity and adapt to changing circumstances SKILLS: Attention to Detail Critical Thinking Customer and Client Focus Pipeline Management Research Active Listening Decision Making Problem Solving Written Communications Adaptability Collaboration Risk Management Shift: 1st shift (United States of America) Hours Per Week: 40

The Relationship Banker II combines expertise in customer service, sales, and operational management at an elevated skill level within the banking team. The Relationship Banker II is an advanced role within the banking industry, combining the responsibilities of a teller and a personal banker, with an emphasis on providing comprehensive financial services to customers. This role requires deeper knowledge and expertise in banking products, customer service, and operational processes. The Relationship Banker II is expected to handle more complex transactions and provide guidance to less experienced staff, while continuing to build customer relationships and promote the bank's services Duties & Responsibilities Customer Service & Relationship Management * Greet and engage customers in a friendly and professional manner, providing exceptional service to build lasting relationships. * Serve as a trusted point of contact for customers, ensuring the highest level of service is provided. * Develop and maintain strong customer relationships through personalized service and proactive outreach, assisting with both routine and complex banking needs. * Provide guidance to customers on financial products and services that best meet their needs. Sales & Cross-Selling * Actively identify and promote all bank products and services. * Ask clients targeted questions to learn about their financial needs and goals. * Meet and exceed monthly sales and referral goals by engaging with customer to assess needs and recommend suitable banking solutions. * Proactively seek opportunities to refer customers to other lines of business such as mortgage, wealth, treasury, commercial, etc. Account Management and Support * Open and manage personal and business accounts ensuring the account setup is accurate and compliant with regulatory requirements. * Assist with account maintenance tasks, such as updating personal information, assisting with transfers, and processing check orders. * Support customers with online and mobile banking services, ensuring they are comfortable and knowledgeable about digital banking tools. Loan & Credit Processing * Process and assist with customer loan applications, including personal loans and home equity lines of credit. * Conduct initial loan screenings, gather necessary documentation, and work closely with loan officers or other departments to ensure a smooth loan approval process. * Educate customers on loan products, eligibility requirements, and loan terms. Transactions & Cash Handling * Process transactions with a high degree of accuracy. * Balance cash drawer and ensure transactions are accurately recorded and processed. Compliance & Risk Management * Ensure compliance with all bank policies, procedures, and regulatory requirements, particularly in relation to financial transactions and customer interactions. * Monitor and detect any suspicious or potentially fraudulent activity, escalating issues to management and other departments as appropriate. * Adhere to privacy regulations and ensure customer data is handled securely and confidentially. Team Support and Mentorship * Assist newer staff by providing guidance on bank products, customer service skills, and operational procedures. * Help foster a collaborative and positive work environment by sharing knowledge and assisting with day-to-day operational needs. Branch Operations & Administrative Support * Assist with daily branch operational tasks, including balancing cash, managing branch supplies, and supporting the opening and closing of the branch. * Support branch leadership in maintaining branch security and ensuring operational efficiency. Education & Experience Knowledge of: * Strong sales and customer service skills * Strong oral and written communication skills * Basic math and accounting functions * The basic tenets of lending and assessing a customer's financial needs Ability to: * Accurately count money * Perform duties and make decisions under frequent time pressures * Stand for extended periods of time * Lift 50 pounds * Explain products and services to current and potential customers * In concert with Banking Center leadership and other LOB, participate in cross-selling Education and Training: * Requires a High School diploma. * 2 years of banking experience with lending responsibilities required * 1 year of previous training and/or combination of mentorship, military or management experience required * Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act ("SAFE Act"), all Relationship Bankers (if lending) are required to maintain current registration with the Nationwide Mortgage Licensing System & Registry ("NMLS"). If such registration is not active as of the hire date, the Relationship Banker must immediately attain active registration upon employment. Relationship Bankers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment. * Requires knowledge of Microsoft Office. Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. Base Pay Range: $18-$21/hour Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

The Treasury Management Portfolio Manager manages and pursues treasury management fee income, deposit growth and product penetration across an assigned portfolio of existing clients. Additionally, the TM Portfolio Manager will work small business referrals to qualify, advance, propose and sell implement TM services. Duties & Responsibilities * Manage and actively and cross-sell into an existing portfolio of Treasury Management clients to drive treasury and card fee income, deposit growth and product penetration. * Proactively schedule sales calls with assigned clients, as well as attend sales calls scheduled by other other line of business partners. * Schedule, prepare, attend and manage follow-up from annual Treasury Management client reviews, with a focus on upselling new TM services and identifying new depository opportunities. * Prepare treasury and commercial card pricing/profitability models, proposal, presentations and payment cycle reviews. * Identify opportunities for merchant services and receivables opportunities within existing client base and make qualified referrals to FirsTech. * Serve as the main point of contact on small business referrals. Make contact with the client to qualify referrals and lead the process from proposal to implementation. * Meet regularly with line of business partners to discuss referral business opportunities and market trends. * Coordinate and/or provide assistance for RFPs, pitch books and contract negotiation with internal stakeholders. * Coordinate and conduct product demonstrations for clients. * Gather data, processing instructions, documentation and other information required to facilitate new client Treasury Management implementations. * Monitor the status of active implementations to ensure setups are completed on time and accurately in accordance with client expectations. * Maintain a high level of communication with clients and internal partners during the sales and implementation process. * Maintain client data in the Customer Relationship Management (CRM) system, including kicking off the Treasury Management workflow for new product implementations. * Clearly and accurately communicate complex solutions to clients; suggest products and services that increase efficiency and/or reduce risk of fraud. * Assist internal Associates with negotiating contract terms with client. * Provide cross-sell referrals to other functional areas within the Bank. * Interact with internal and external clients while providing extraordinary service. * Remain current with all Treasury Management products and services as well as regulatory requirements and understand the impact to the Treasury Management function. * Complete job assignments in a professional, timely and efficient manner; organize and prioritize work; utilize appropriate technology and service tools for tracking of internal and external requests. * Develop and maintain trusted, positive relationships with other Associates, clients and vendors. * Represent Busey Bank and the Treasury Management team in a highly professional manner. * Maintain confidentiality; adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance. Education & Experience * Knowledge of: * Strong oral and written communication skills * Treasury Management disciplines and related solution sets * Electronic business banking platforms and other financial services * Ability to: * Multi-task and work independently * Results oriented with excellent execution and closing capabilities * Solve problems independently while applying logic and discretion * Education and Training: * Requires Bachelor's degree with emphasis on Finance or Business or previous banking and sales experience. * 3+ years banking experience; Treasury Management experience and/or payment technology sales required. * Requires knowledge of Microsoft Office. Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $58,000 - $65,000 annual) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

As a Wire Payment Risk Specialist for Busey, you will be responsible for handling wire payment exceptions, escalations, and reconciliations related to wire transactions, within established timeframes to mitigate risk, as well as executing and improving upon our growing Wire Services.Independently analyze, research, and process complex electronic payment exceptions and requests in accordance with applicable operating rules and regulatory guidelines. Perform outbound calls to clients and internal departments to resolve exceptions. Perform account reconciliation, validation, and research out of balance conditions for assigned General Ledger/Enterprise Owned Deposit Accounts in accordance to Accounting and Financial Reporting policies. With minimal oversight, provide internal departments with appropriate payment channel/solution to meet client/business needs while mitigating associated risk. Maintain extensive and expert knowledge of the policy, operating rules, and regulations of payments channel to lead/support periodic reviews of operational procedures, streamline processes, and compliance with payments channel compliance. Duties & Responsibilities * Work with Deposit Services, Digital Channels, Information Services, Accounting, Fraud, BSA/AML, Vendors and Clients to resolve any processing, reconcilement discrepancies, and disputes. * Reconcile wire General Ledger accounts, process adjustments, returns and recoveries. * Process requests for new wire agreements, repetitive and Associate initiated repetitive wire authorizations. * Process requests for changing any wire or repetitive agreements. * Process incoming wire transactions to include, but not limited to, posting transactions to customer accounts, verification of postings, following specific customer instructions. * Process/Approve outgoing wire transactions to include, but not limited to, identifying and verifying that the appropriate authorizations have been obtained, posting transactions to customer accounts, verification of postings, following specific customer instructions. Education & Experience Knowledge of: * General banking knowledge in the areas of payment, risk, and payment fraud. Strong accounting acumen to be able to assist in balancing activities. * Job-specific knowledge that is necessary to provide the appropriate quantity and quality of work in a timely and efficient manner. * MS Office tools including expert knowledge of MS Excel, MS PowerPoint. Ability to: * Interact effectively with others to establish and maintain smooth working relations demonstrating excellent interpersonal relations * Demonstrate responsible personal and professional conduct, which contributes to the overall goals and objectives of Busey. * Display ability to review and analyze data reports and manuals; must be computer proficient. * Challenge the status quo and promoting positive change. Education and Training: * High School diploma and/or up to one-year related work experience is required * Related experience to include a focus within operations, banking, or payments * Payments experience preferred or specifically wire transactions * Requires knowledge of Microsoft Office Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $18.00 - $23.00/hour) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! For internal employees; participation in a work from home posture does not make you ineligible to post. Job Description: Manages diverse administrative functions usually for a very large, complex department or for a complete line of business that may be regional or national in scope, often requiring associates in one or more location. Functions managed may include: financial control/budgeting and consolidation, personnel processes, audit/compliance, premises, and coordination of certain projects, associate training, service quality, process improvement, business continuity, or communication. Consults with senior management in evaluating current methods and developing strategies to implement changes and improvements. Requires a thorough knowledge of the department or business units functional area or products. Working knowledge of general bank policies, programs and procedures and financial/accounting practices. Generally has full management responsibility over a relatively large team and may manage one or more levels of managers. Leads the support/administrative functions for a somewhat large department usually at a local level. Responsibilities may include budget analysis and recommendations, operations analysis, identification and resolution of work flow issues, associate training, service quality, process improvement. Resolves personnel, audit and/or budget issues by researching and analyzing unusual problems, administers bank programs and policies and provides interpretation to department. Requires an in-depth knowledge of bank policies and programs and of the departments functional operations. May direct workflow activities. Specialized Servicing and Fulfillment Operations (SSFO) is a dynamic organization committed to delivering best-in-class care for clients and internal partners. We specialize in situations that require a compassionate touch, high attention to detail, management of high risks, adjustments for unique product or situation combinations and education of internal partners. We respond rationally, but rapidly to an ever-evolving set of products, compliance requirements, and client needs. SSFO practices process excellence in every facet of our operation and is committed to creating a work environment that drives positive employee engagement and growth. The SSFO Team is seeking a Business Support Manager II to provide operational support for all functional areas within the business. The role will handle routine deliverables and other diverse administrative functions which requires a thorough knowledge of the department's or business unit's functional operations. The ideal candidate will be highly organized, detail-oriented, and able to work in a fast-paced environment. The candidate will be comfortable working in a team setting and producing independent work product and completing assignments within deadlines. Managerial Responsibilities: This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above. * Opportunity & Inclusion Champion: Models an inclusive environment for employees and clients, aligned to company Great Place to Work goals. * Manager of Process & Data: Demonstrates deep process knowledge, operational excellence and innovation through a focus on simplicity, data based decision making and continuous improvement. * Enterprise Advocate & Communicator: Communicates enterprise decisions, purpose, and results, and connects to team strategy, priorities and contributions. * Risk Manager: Ensures proper risk discipline, controls and culture are in place to identify, escalate and debate issues. * People Manager & Coach: Provides inspection, coaching and feedback to motivate, differentiate and improve performance. * Financial Steward: Actively manages expenses and budgets in alignment with objectives, making sound financial decisions. * Enterprise Talent Leader: Assesses talent and builds bench strength for roles across the organization. * Driver of Business Outcomes: Delivers results by effectively prioritizing, inspecting and appropriately delegating team work. Required Qualifications: * Minimum 3+ years experience or relevant work experience * Prior experience handling multiple facets of an end-to-end business: financial management, project management, governance, operations and technology management, and executive routine coordination * Strong analytical skills, with an investigative mindset and ability to use data to enhance efficiency and develop reporting to drive business insights * Strong partnership and relationship management skills; ability to work and effectively communicate across functions and organizational lines/levels * Prior experience managing multiple projects and adjusting to changing deadlines * Strong presentation skills and the ability to present key messages, effective recommendations, and information in a clear, concise, insightful, and influential way * Strong analytical and organizational skills with a focus on attention to detail * Ability to think strategically across the organization to identify opportunities to improve overall performance efficiency * Flexibility - ability to adjust to changing/competing priorities * Ability to decompose complex issues and drive timely decisions, knowing when to engage others for additional input, and when to act independently * Excellent written / verbal communication skills and executive presence * Advanced/Expert MS Office skills, especially Excel and PowerPoint * Extremely organized/excellent time management skills with ability to manage and prioritize competing priorities * Proven ability to develop executive ready communications and presentations that synthesize data and tell the story * Self-starter, high energy, and detail oriented; ability to work with minimal supervision Skills * Active Listening * Attention to Detail * Collaboration * Critical Thinking * Written Communications * Decision Making * Influence * Oral Communications * Prioritization * Problem Solving * Adaptability * Customer and Client Focus * Data Management * Emotional Intelligence * Risk Management Shift: 1st shift (United States of America) Hours Per Week: 40

Phoenix, Arizona;Charlotte, North Carolina; Elma, New York; Saint Louis, Missouri **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (******************************************************************************************************************************************* **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance. We are seeking a detail-oriented and experienced Credit Underwriter with specialized knowledge in agriculture and food products lending. This role is responsible for evaluating credit risk and underwriting commercial loans within the agribusiness sector, including producers, processors, distributors, and retailers of agricultural commodities and food product _s._ **Responsibilities:** + Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility + Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions + Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities + Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process + Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements + Analyze financial statements, cash flow projections, and industry trends specific to agriculture and food-related businesses. + Maintain up-to-date knowledge of market conditions, commodity pricing, and regulatory developments affecting agribusiness lending. + Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate + Participates in Regional and Market meetings to communicate credit delivery best practices and results + Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. **_ _** **Required Qualifications:** + 5-7 plus years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio management **_,_** _preferably with prior credit approval authority._ + Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring. + Formal commercial credit training OR equivalent work experience. + Prior experience in a high-volume production environment **Desired Qualifications:** + Knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) + Prior leadership and credit management experience. + Superior teamwork skills in the commercial market space. + Bachelor's degree, Master's Degree preferred, in business administration, finance, accounting or economics **Skills:** + Attention to Detail + Credit and Risk Assessment + Financial Analysis + Underwriting + Written Communications + Analytical Thinking + Credit Documentation Requirements + Financial Forecasting and Modeling + Recording/Organizing Information + Business Acumen + Collaboration + Collateral Management + Loan Structuring + Prioritization **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after more than 155 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk. Compensation Range Hourly: $28.85 - $31.25 (Amount based on relevant experience, skills, and competencies.) About This Job Are you ready for an adventure? This is an opportunity to be part of a focused development program designed to launch successful careers in Commercial Banking. This position is focused on preparing you to be a successful and productive Commercial Banker in one of Commerce Bank's high growth expansion market in Nashville, Tennessee & Grand Rapids, Michigan. During the program, you will spend approximately one year embedded with our Corporate Commercial Banking teams in our St. Louis headquarters while also residing in that city. Additional time may be required depending on the applicant's prior education and experience. Once you've completed the program you will be transferred to our Nashville or Grand Rapids expansion market. You'll work alongside our commercial banking teams and bank executives to help our customers solve their everyday financial needs. Don't have commercial banking experience? Don't worry. We will provide all the necessary training to build the skills required to be successful. If you're a go-getter who loves to learn and win, we'd love to talk. Essential Functions * Participate in cross-functional rotations across various business lines to leverage and develop leadership skills while also gaining an understanding of the commercial bank and commercial payments solutions * Attend community and business functions, participate in networking groups to ensure a positive image for the bank and grow key networking with contacts in the marketplace * Collaborate with commercial banking teams and product partners to identify prospective clients' financial needs and add value through a full range of products and services * Support the comprehensive management of existing commercial relationships to ensure a high level of customer satisfaction and retention * Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk * Maintain loan reporting and ensure compliance with all bank policies, procedures, regulations, and laws * Perform other duties as assigned Knowledge, Skills & Abilities Required * Basic knowledge of the banking/accounting/finance field * Basic analytical skills using financial and accounting principles * Strong relationship building skills and propensity for sales * Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills * Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities * Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values * Intermediate level proficiency with Microsoft Word, Excel and Outlook * Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements Education & Experience * Bachelor's degree in a business-related field * 1+ years of financial services or sales experience required For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record. * For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Expansion Market Trainee - Commercial Banking job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, it is not typical for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $28.85 to $31.25 per hour. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 8000 Forsyth Blvd, Clayton, Missouri 63105 Time Type: Full time

Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance. Merrill's Financial Advisors and Wealth Management Client Associates help pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America. Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective. The Advisor Development Program is designed for individuals excited to make a career transition and follow their passion of becoming a Financial Advisor. Job Description: The Wealth Management Client Associate - Advisor Development Program (WMCA - ADP) role is an entry role into our Advisor Development Program where the destination role is becoming a full-scale Financial Advisor at Merrill. This progression role is responsible for providing client service support to Financial Advisors (FAs). As a WMCA - ADP your journey begins by obtaining your Securities Industry licenses, where you will receive dedicated study time for your Securities Industry Essentials [SIE], Series 7, and Series 66 Exams. Your SIE, Series 7 & 66 must be obtained within 120 days; (63 & 65 accepted, in lieu of 66, if previously held). Once you obtain your licenses, you will be taught the foundational skills needed to be a WMCA - ADP. This job is responsible for providing client service support to multiple FAs. Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients and acting as a resource for FAs on the team. Once you have reached your key milestones, including proficiency in your current role and the completion of experiential activities showcasing your ability to become an advisor, you will then progress into the next stage of the Advisor Development Program, beginning building a book of business as a Financial Advisor trainee. You will complete dedicated training preparing you for this role and once complete you will continue to work in a Merrill office where you will be acquiring, building, and managing client relationships while considering a client's complex financial picture and guiding them with advice and solutions. Once you complete your performance requirements as a Financial Advisor trainee you will reach the ultimate destination of becoming a Merrill Financial Advisor. You will be supported along the way with dedicated programs, tools, and resources throughout your career journey. The Advisor Development Program consists of progressive roles to ultimately become a Merrill Financial Advisor. Our progressive roles in the Advisor Development Program engage in: Developing a book of business in order to meet and exceed established performance hurdles Effectively prioritizing and sourcing prospective clients, capitalizing on referrals, assessing customer needs, referring customers to the appropriate internal specialists, and executing highly customized solutions to meet client needs Recommending investment products and services that are suitable for prospects based on their objectives, resources, time horizon, risk profile and preferences Balancing investment growth, referral activities, customer follow up, prospect building, administrative compliance and personal growth and development according to both a day-to-day and longer-term planning Organizing and managing resources (time, people, budget) to run a productive practice Seeking the expertise of specialists, where appropriate, to identify planning and investment strategies for a client Completing mandated training, assessments, performance goals and continuing education requirements We'll help you Build a successful career at Bank of America through world-class training and on-boarding programs that set you up for success. Get training and one-on-one coaching from our-award winning Academy at Bank of America and local leadership who are invested in your success. Grow your business knowledge by using a defined consultative approach to systematically identify client needs and appropriate solutions. Provide end-to-end comprehensive advice, deliver client reviews/presentations with confidence and recommend strategies to help achieve their financial goals and life priorities. Collaborate with core banking and investment partners. Connect to all the solutions we provide through Bank of America and Merrill to meet virtually all their financial needs. Required Qualifications: Displays confidence working as a self-starter in a sales role Builds strong client relationships through effective communication and collaboration Displays a proactive mindset and effective time management Demonstrates a results-driven growth mindset and prioritizes client interests Identifies appropriate client solutions through application of learnings and new information Exceptional interpersonal and relationship building skills Effective communication skills (written and verbal) Proven ability to quickly build trust and credibility Proven ability to assess needs of and recommend appropriate solutions Proven ability to work both collaboratively on a team with key partners and independently Proven ability to listen and probe for clarity and understanding Entrepreneurial mindset with a proven ability to source clients through extensive prospecting and networking Strong follow-through skills Computer/technical literacy and proficiency in applications such as Microsoft Suite Desired Qualifications: Bachelor's degree and/or a minimum of one year of work experience Learns and adapts to new technology or applications Executes multiple tasks simultaneously Job Responsibilities: Partners with Financial Advisors, Client Relationship Managers, and Market Supervision Managers on all aspects of client servicing, risk, investments, and banking products, while receiving appropriate guidance and escalating issues as needed Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA Performs general business growth support functions aligned to the role of the Client Associate or Wealth Management Client Associate, providing business development, investment solutions, and/or business management support to multiple FAs Skills: Account Management Client Management Customer and Client Focus Issue Management Oral Communications Business Development Client Solutions Advisory Pipeline Management Prioritization Trade Operations Management Administrative Services Client Investments Management Emotional Intelligence Referral Identification Written Communications This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. Shift: 1st shift (United States of America) Hours Per Week: 37.5

About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk. Compensation Range Hourly: $34.05 - $39.90 (Amount based on relevant experience, skills, and competencies.) About This Job The main purpose of this job is to perform duties relevant to the organization's physical security and safety needs while working semi-independently under the direct supervision of the Physical Security & Safety Manager Essential Functions Manage and oversee the network alarm, video, and access control systems, including their functionality, maintenance, repair, or replacement, to ensure proper operation Prepare access and identification badges for employees and vendors, and manage the electronic access control system, including handling new employees, terminations and any changes related to equipment and maintenance Design security system and plans for new and remodeled facilities Serve as a consultant for internal employee safety and security issues, as well as executive protection concerns Travel to assigned local branches and community markets as needed for site assessments, training, incident response, and other safety and security concerns Develop, facilitate, present all safety and security training, including annual departmental training, emergency shelter and evacuation drills for campuses, making updates as needed Respond to safety and security concerns and incidents, by providing remote support for community markets, coordinating with law enforcement at all levels, and communicating relevant information to bank leadership as necessary Coordinate safety inspections, projects, and other relevant items with property management companies Prepare trespass and account closure notification letters in coordination with Retail, CTC, or other lines of business Oversee and interact with uniformed security officer staff, and direct their assignments and duties as needed Maintain regular communication and meetings with security vendors and integrators, and serve as a consultant to internal departments for safety and security concerns, incidents, training, and other related matters Perform other duties as assigned Knowledge, Skills & Abilities Required Strong knowledge of security and safety strategies including best practices Strong public speaking skills and ability to facilitate training sessions Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values Intermediate level proficiency with Microsoft Word, Excel, Teams, and Outlook Education & Experience Bachelor's degree in related field or equivalent combination of education and experience required 6+ years of experience in a corporate security function with an emphasis on physic security required Law Enforcement experience highly preferred American Society for Industrial Security (ASIS) membership preferred For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record. ***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Senior Physical Security & Safety Specialist level job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $34.05 to $39.90 per hour. The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more. Location: 8000 Forsyth Blvd, Clayton, Missouri 63105 Time Type: Full time

At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e. bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Provides specialized expertise for system/data conversions for Bank Acquisitions, projects, and system upgrades. Works as an independent, highly technical business partner in Loan Operations to understand processes, requirements, and systems to merge company systems together and to identify opportunities for improvement. Gathers requirements and evaluates existing systems/data and is responsible for working closely with the acquired institution's team and /or appropriate vendor to ensure quality and timely conversions. Responsibilities include, but are not limited to: Develops a conversion plan and conversion playbook for Loan Operations working with vendor timelines and resources. Performs and documents a thorough gap analyses (ex. of systems, job processes, product design, and customer profile) and analyzes results to produce business insights and recommendations. Working with department heads, determine the need for developing new products, creating new service charge routines etc. prior to beginning system mapping. Creates data maps and transaction workflow documents showing exactly how every field of information will be converted. Data mapping forms the technical specification for the conversion and will generate code. Shares data maps with vendors as appropriate to ensure successful conversion. Validates results of conversion program and/or other programming changes. Develops, monitors, and leads the validation team. Utilizes Business Analytics and various other systems to streamline the mapping and validation process. Develops expertise in core and ancillary systems and processes (First Mid Bank's and the acquired bank's) and can identify interdependencies and impacts of changes to the systems. Maintains effective communication with both operational and project teams and acts as the “voice” of the business during the project. Identifies fields/data that must be corrected post conversion and develops a plan to get issues resolved. Utilizes various systems for process automation. Directs the post conversion clean-up process and engaging operational resources as needed. Reviews systems specs for cleanup pre and post conversion. Determines needs for changes for the combined institution. Primary conversion team lead for Business Line, including subcommittee with vendors. Acts as the primary resource during the conversion and answers questions, troubleshoots problems as they occur, supports implementation of new procedures, communicates last minute training if necessary and provides support during conversion week. Reviews the conversion results (reports, balancing of systems, balancing system conversion to associated General Ledger accounts, errors with the customer. Identifies and documents lesson learned and other opportunities for process improvements. When Bank conversions are not in play, Implementation Manager will lead other business unit projects. Qualifications Education: Bachelor's degree in Finance or Business Administration required Experience: 7+ years of specialized training or experience in all areas of bank operations, with focus on Loans. Skills: Be a self-starter, goal-oriented and be able to function remotely with little direction Strong skills in analysis, critical thinking and problem solving Ability to prioritize and manage multiple projects/tasks. Thorough knowledge of the banking operations, regulations, processes, procedures, and computer applications. Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner. Strong organizational skills in order to complete multiple tasks accurately and in a timely manner. Strong computer skills with extensive knowledge of spreadsheet, word processing, Business Analytics and Foxtrot systems. High level of interpersonal skills to interact with staff and senior officers in a professional manner. Occasionally be required to work earlier, later, or longer than the normal workday. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. Total Rewards: Competitive health, dental & vision coverage with HSA match 401(k) with employer match + Employee Stock Purchase Plan Generous PTO, paid holidays & parental leave Tuition reimbursement & performance-based bonuses Visit our Total Rewards page to see our full list of benefits First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT #LI-POST

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The AB (Asset-Based) Portfolio Specialist manages a portfolio of asset-based structured loans in a variety of industries. The AB Portfolio Specialist is responsible for actively monitoring financial and collateral trends and recommending appropriate action. Responsibilities also include reviewing requests for loan modifications, analyzing financial performance, negotiating terms, drafting proposals, reviewing documents, and preparing recommendations for approval. The FAM Specialist (“Specialist”) is responsible for the timely completion of accurate financial statement spreads and risk ratings in support of underwriting new credit requests, renewals, and traditional portfolio monitoring. The Specialist will also perform annual reviews on client relationships in alignment with Business Unit policy and procedures. Responsibilities: Build trust and strong relationships and proactively drive engagement with Underwriting, Credit Executive and Client team partners. Spread and analyze complex financial information, including Personal Financial Statements, Brokerage statements, Personal Tax Returns and Schedule K-1s, Business financials, etc. for high-net-worth clients. Accurately risk rate clients using regulatory definitions, good credit judgement and the Risk Rating Scorecard tool. Effectively and concisely communicate spreading and risk ratings outcomes with key business partners. Understand and leverage tools, systems, and applications used in day-to-day functions such as Excel, Outlook, GUS, Loan IQ, EDR, Risk Rating Scorecard, etc. Understand and accurately apply risk rating scorecard and spreading guidance. Required Qualifications: Experience: 3-5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role, including financial covenant testing and the ability to interpret and apply Commercial credit agreement terminology and concepts. Policies and Procedures: 2+ years of credit analysis experience with Commercial credit policies and procedures Technical Skills: Proficient in interpreting various Commercial loan documents. Credit Analysis: Strong working knowledge of commercial loan structures and financial statement analysis, including personal financial statements, brokerage statements, rent rolls, and NOI statements; ability to identify and escalate early signs of credit deterioration, within the Commercial credit structure. Operational Support: Exposure to GMS/Tableau reporting, documentation management, and process improvement. Project Coordination: Capable of independently running analysis on credit supported small projects and streamlining team operations. Systems Knowledge: Working proficiency with Commercial loans, collateral, client data and workflow systems along with SharePoint, and Adobe Acrobat. Desired Qualifications: Bachelor's degree in Accounting, Finance or equivalent experience System knowledge of LIQ, PACE, GMS, GUS, EDR, Genesis, Image Trust, Navigator, SharePoint , KYC, Adobe Acrobat Standard Skills: Attention to Detail Client Management Decision Making Underwriting Credit Documentation Requirements Critical Thinking Portfolio Management Problem Solving Written Communications Financial Analysis Negotiation Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

College Park, Georgia;Saint Louis, Missouri **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (******************************************************************************************************* **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. **Join us!** **:** This job is responsible for handling day-to-day Operations processes and working towards deadlines. Key responsibilities include completing all workflows, providing guidance to other team members, assisting internal business partners, and providing functional expertise. Job expectations include performing routine and various item processing functions under moderate supervision within a process that has built-in checks and balances. **LOB Job Description:** Individual contributor role that demonstrates leadership qualities. Processes transactions in one or more of the company's internal operations to support domestic and international consumer, commercial and wholesale bank businesses or services functions. Responsibilities may include: basic level reporting, customer service support, reviewing and processing transactions for item processing, , reconciling, statement rendering, and performing other support operations functions as required. Maintains internal operational and financial controls and ensures they meet bank standards. Ensures quality service and effective and efficient operations support for the assigned area's internal business partners and/or external customers/clients. Performs all the functions required and typically acts as a workflow coordinator and/or a subject matter expert. Able to prioritize and distribute daily work to meet deadlines and goals. Demonstrates a good working knowledge of the processes and procedures and the ability to identify and implement process improvement opportunities. May provide guidance and direction to less experienced team members **Responsibilities:** + Contributes to overall success of an Operations team as an individual contributor + Handles operational activities and queries for either single or multiple Lines of Business across the enterprise + Adheres to deadlines set internally within the business unit or those in agreed Service Level Agreements with internal or external business partners + Provides functional expertise knowledge to projects or initiatives relating to the business unit + Maintains internal operational and financial controls and works within the risk appetite of the business unit + Continues to review processes to ensure they are efficient and implements process improvement opportunities **LOB Specific Responsibilities:** + Works with Managers and Team Leads to handle inquiries received from high revenue clients via email or internal request system. + Requests consist of treasury, cash managementand/or depository products. + May also work with internal business partners to provide resolution to client inquiries, issues, and/or technical support. + Responsible for reading, analyzing and/or determining appropriate research, handling and resolution of requests. + Interacts continuously and deepens relationships with internal business partners as well as clients to further enhance client delight; + Conduct limited research and respond to internal business partner and be able answer questions and inquiries; Utilize the various bank systems to support client requests. + Support business during process disruptions which can result in a need to work overtime. + Ensures daily return checks processed, meeting REG CC requirements. **Required Qualifications:** + **Ability to work Monday through Friday 11:45 am -8:15 pm ET OR 10:45 am -7:15pm CT, with occasional need to stay longer to meet service level agreements.** + **1+ years of experience working with Bank Operations and Check products.** + 1+ years of experience resolving client requests with internal business partners. + Intermediate proficiency in written (including grammar and spelling) and verbal communications + Effective interpersonal skills. + Ability to analyze, research and resolve client inquiries. + Ability to work independently with little direction and meet client service level agreements + Comfortable receiving ongoing performance feedback and coaching. + Comfortable with ongoing change and learning new technology/processes. + At least an intermediate ability in PC computer skills while navigating multiple banking systems **Desired Qualifications:** + Experience in Check Fraud detection a plus **Skills:** + Active Listening + Adaptability + Attention to Detail + Collaboration + Data Collection and Entry + Critical Thinking + Customer and Client Focus + Oral Communications + Planning + Reporting + Account Management + Conflict Management + Decision Making + Inclusive Leadership + Process Management **Shift:** 2nd shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

As an Advisor Development Program Financial Solutions Advisor Stage I (ADP FSA I), your journey begins obtaining your Securities Industry licenses, where you receive dedicated study time for your Securities Industry Essentials [SIE], Series 7 and Series 66 Exams. Once you obtain your licenses, you will be taught the foundational skills needed to be an advisor - from acquiring, building and managing client relationships to considering a client's complex financial picture and guiding them with advice and solutions to help them live their best financial lives, all while humanizing financial interactions. Once you have reached your key milestones, you will begin working in a financial center where you will help to deliver Bank of America's core banking, investment solutions and approach to client care. We will equip you with everything you need as you move through the stages of development. Once you have demonstrated success as a licensed ADP Financial Solutions Advisor Stage I, you will typically progress onto the next stage of ADP as a Merrill Financial Solutions Advisor (MFSA). In that role you will transition to a local Merrill Wealth Management office and continue to practice the skills you've learned in ADP by beginning to build a new portfolio of affluent and high net worth clients. As a successful MFSA, you will then have the opportunity to progress further within ADP with the ultimate aim of becoming a core Merrill Financial Advisor. The Academy will support you along the way with dedicated programs, tools and resources throughout your career journey. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. Required skills: Sets and accomplishes goals, achieving whatever you put your mind to. Is comfortable in a sales role, finding ways to nurture strong relationships with prospective clients. Communicates clearly and confidently with clients from all walks of life. Works well with others and collaborates productively to get things done. Can manage complexity, prioritize tasks and execute in a fast-paced environment. Likes to learn on your feet, adapting to new information and seeking the right solutions for clients. Efficiently manages your time and capacity. Is thorough and will incorporate relevant regulatory due diligence into daily to-do's and long-term strategies for clients. Desired skills: Strong computer skills with an ability to multitask in a demanding environment. A bachelor's degree, or 1-2 years' experience working in the financial service industry and/or a sales environment where goals were met or exceeded. Experience assessing client needs, identifying/recommending solutions, and building/managing client relationships. Shift: 1st shift (United States of America) Hours Per Week: 40

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.** Job Description: This job is responsible for engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM. Key responsibilities include accurately and efficiently processing cash transactions for clients as needed. Job expectations include having deep conversations with clients to gain in-depth knowledge of the financial and life priorities and connecting clients to solutions that meet the financial goals. Responsibilities: • Executes the bank's risk culture and strives for operational excellence • Builds relationships with clients to meet financial needs • Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations • Grows business knowledge and network by partnering with experts in small business, lending, and investments • Manages financial center traffic, appointments, and outbound calls effectively • Drives the client experience • Manages cash responsibilities Required Qualifications: • Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client. • Collaborates effectively to get things done, building and nurturing strong relationships. • Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives. • Is confident in identifying solutions for new and existing clients based on their needs. • Communicates effectively and confidently, and is comfortable engaging all clients. • Has the ability to learn and adapt to new information and technology platforms. • Is confident in educating clients on how to conduct simple banking transactions through self-service technologies (for example, ATM, online banking, mobile banking). • Applies strong critical thinking and problem-solving skills to meet clients' needs. • Will follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations. • Efficiently manages time and capacity. • Focuses on results, while acting in the best interest of the client. • Can be flexible to work weekends and/or extended hours as needed. Desired Qualifications: • Experience in financial services and knowledge of financial services industry, products and solutions. • One year of demonstrated successful sales experience in a salary plus incentive environment with individual sales goals. • Six months of cash handling experience. • Bachelor's Degree or business-relevant Associate's Degree such as business management, business administration or finance Skills: • Adaptability • Business Acumen • Customer and Client Focus • Oral Communications • Problem Solving • Account Management • Client Experience Branding • Client Management • Client Solutions Advisory • Relationship Building • Business Development • Pipeline Management • Prospecting • Referral Identification • Referral Management Minimum Education Requirement: • High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

The compensation will be commission-based and based on individual sales/production volume. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to: * Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor. * Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. * Disburse funds on construction and home improvements loans in accordance with Bank guidelines. * Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank. * Maintains the asset quality of lending portfolio. Reviews delinquency reports, performs routine follow up with past due customers and coordinates collection efforts with other loan officers. When necessary, repossesses and liquidates collateral and works with Bank's attorney when court action is required. * Analyzes and makes decisions regarding the Bank's credit check program and collects any delinquent accounts. * Reviews daily overdrafts, determine whether to return or pay checks and produces follow-up letter on accounts overdrawn over ten (10) days. * Assists other loan officers with underwriting questions or program information. * Orders title work for real estate loans, reviews same and takes care of any curative matters that may arise. * Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities. * Cross-sell bank products and services in a professional manner. * Completed required training associated with job function. * Performs other related duties as assigned Qualifications Education/Experience: * Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting. * Must register and maintain a status in good standing under the SAFE Act requirements. Skills: * High level of interpersonal skills to interact with customers and potential customers in a professional manner. * Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. * Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required. * High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities. * High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors. * Good understanding and knowledge of Company's products and services. * Good cross-selling, management and organizational skills. * Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. * May be required to work earlier or later than the normal workday. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT