Market President
First Western Bank & Trust job in Bismarck, ND
First Western Bank & Trust has a rewarding Market President career opportunity in Bismarck, North Dakota.
First Western Bank & Trust fills a niche in the banking world. Our $2.2 billion in assets and 19 locations across Minnesota and the Dakotas classify us as a premier community bank. First Western builds strong customer relationships and offers individuals and businesses the financial tools they need to succeed.
Established in 1964, we celebrate the 60th anniversary of First Western Bank & Trust and commemorate six decades of commitment to the communities we serve. First Western is a trusted financial institution with a legacy of service and community involvement. Join our team of knowledgeable, friendly, professional employees as we continue to build on that success.
Market President Benefit Highlights
Medical Insurance: a high deductible health plan that includes wellness benefits covered 100%
HSA: First Western Bank & Trust contributes to your health savings account
401(k): First Western matches up to 5% of your pay with immediate vesting
Special employee interest rates on mortgage and consumer loans
Bonding leave: Two weeks of paid leave available for new parents
Paid volunteer time
Market President Overview of Responsibilities
Direct and manage First Western Bank & Trust's Bismarck Region's retail, commercial, and ag banking activities to fulfill growth objectives and policies.
Responsible for budget-planning, loan growth, and deposit growth
Provide leadership and personal involvement in the local community to develop business relationships and represent the bank as a responsible business citizen
Provide leadership for entire staff in developing and attaining individual goals
Oversee Bismarck Region's lending function and maintain strong commercial, agriculture, and consumer portfolios
Guide bankers in meeting loan portfolio growth, sustainability goals, and detecting deteriorating loan quality
Administer individual loan portfolio; secure and process both large and complex loans based on loan policies and procedures
Prepare and deliver presentations on credit and credit related items to the Board of Directors
Responsible for Bismarck Region's credit quality and collection functions
Qualifications
Bachelor's degree in Business Administration or finance related field
At least 5 to 10 years' experience in bank lending, loan review, compliance or finance
Strong understanding of financial statements
Knowledge of loan policies and regulations
Knowledge of credit policies and standards
Additional certification or lending credentials a plus
Skills/Abilities
Managerial skills to develop and direct employees
Excellent oral and written communications skills
Demonstrate professionalism
Integrity
Ability to define problems, facts and draw valid conclusions
Strong analytical, problem solving and decision-making skills
Highly organized to prioritize and achieve goals
Computer proficiency
First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.
Auto-ApplyTeller
First Western Bank & Trust job in Bismarck, ND
First Western Bank & Trust has a part-time opening for a Teller at the Bismarck Downtown Bank.
Teller Benefits Include:
Paid Vacation, Sick Leave and Holidays
401k with matching contributions
Volunteer Paid Time Off
Banking Benefits
And more!
With all the benefits listed above, this is a great opportunity for the right candidate!
TELLER OVERVIEW:
Provide prompt, courteous, efficient, and accurate service while handling customer banking matters in support of First Western Bank & Trust's sales and service objectives while adhering to the bank's culture of customer service excellence.
Perform teller opening and closing procedures to ensure teller stations and bank access areas are readied each day
Provide excellent customer service by greeting customers in person or on the phone in a timely, courteous, and professional manner
Properly identify each customer in accordance with bank policy and uphold confidentiality of customer and proprietary information
Maintain responsibility for cash drawer and follow proper balancing procedures
Handle a wide variety of customer banking matters accurately and efficiently; includes cashing checks; making checking and savings account deposits and withdrawals; processing credit card, loan and ACH payments; calculating loan payoffs; redeeming savings bonds; processing coin and currency orders; ordering new and issuing temporary checks; selling and issuing gift cards and travel cards; and wire transfers
Assist customers with debit card maintenance and account maintenance; includes name changes, address changes, deposit product changes, and CD renewals
Deepen and enrich existing customer relationships through identifying needs, providing the best bank products and services to meet customer's financial needs, and using cross-sell and referral opportunities
Develop and maintain basic knowledge of bank products, services, processes, policies, procedures, and systems
Actively participate in necessary training sessions and maintain continuing education related to regulatory standards
Adhere to Bank's security and audit procedures and demonstrate compliance with applicable banking laws, regulations and the Bank's policies and procedures, including Bank Secrecy Act
TELLER QUALIFICATIONS
High School diploma or general education degree (GED) required
One year of banking experience preferred
Knowledge of customer service principles and practices
Knowledge of administrative and clerical procedures
TELLER SKILLS/ABILITIES
Must be a team player with excellent interpersonal skills, strong written and oral communication skills, active listening skills, and proven customer service skills
Must be detail oriented, able to work under minimal supervision, stay poised under pressure, manage multiple tasks at one time, and interact with co-workers and customers in a professional manner
Must have proficient spoken and written English language skills
Must have cash handling, general math, and computer skills
First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.
Auto-ApplyLoan Administrator I
First Western Bank & Trust job in Bismarck, ND
First Western Bank & Trust has a full-time opening for an on-site Loan Administrator I at the Bismarck Downtown Bank.
We offer eligible employees and their dependents comprehensive health benefits and programs, which may include insurance for medical, vision, dental, and more, to help you take care of yourself and your family. Other benefits for eligible employees include 401k with company match, company contribution to Health Savings Account, banking benefits, short-term disability, life and long-term disability, bonding leave, holidays, sick leave, and vacation.
With all the benefits listed above, this is a great opportunity for the right candidate!
LOAN ADMINISTRATOR I POSITION OVERVIEW:
Provides administrative support to the lending team through customer service, preparing forms and documents, maintaining loan files, and processing a variety of deposit and loan-related transactions. Responsible for loan servicing, on-going customer service, billing, payment processing, and General Ledger accounts within an environment of high work volumes and established deadlines. Independently handles production tasks requiring knowledge of lending documents, policies, and procedures.
Obtain information related to the commercial and ag loan origination process including: ordering appraisals, environmental reports, credit reports, customer identification verifications, Uniform Commercial Code (UCC) searches, business entities searches, insurance information, flood certificates, and various other items
Prepare, type, and process materials required for loan closing, statements, checks, escrow letters, journals, etc.
Order preliminary title policies, attorney preliminary title opinions, and update abstracts for loan commitments and review with loan officer
Prepare commercial and agricultural loan documents including, but not limited to, notes, security agreements, and guarantees according to processing guidelines
Complete UCC filings, continuations, and terminations
Obtain customer signatures on appropriate loan documents
Assist with preparation of Regulation Z, settlement statements, and loan statistic sheets
Issue checks for loan payouts and process lien waivers
Process advances and loan payments
Provide customers loan and repayment schedules as requested
Maintain loan file documentation, type comments, and enter loan data in computer system
Prepare and submit loan documentation order packages
Assist the loan officer with the loan closing process as needed; may review loan documents, make customer copies, and may facilitate signing of loan documents
Complete the post-closing processes for the loan such as requesting boarding, funding the loan and disbursing fees, paying loan invoices, updating the loan file, ensuring second HMDA review occurs, lien perfection, setting loan ticklers, and ordering final loan related searches and reviews
Complete loan servicing tasks such as filing documentation, maintaining the loan files, working tickler reports, continuing lien filings, processing servicing requests, processing participant bank payments, completing necessary reporting, and process paid loans
Support lender(s) in all aspects of a business customer relationship; promptly and professionally greet customers; resolve customer and loan officer inquires efficiently
Index scanned loan documents per policy guidelines and verify accuracy of loan application and closing documents
Sort participating bank correspondence and file documentation as necessary
Track expired loan reviews and update files annually to bring required documentation current
Track documents including hazard insurance, flood insurance, vehicle titles, UCC filings, financial statements, and title policies
Type loan satisfactions on closed loans and update files for final closings
Work the FSA reports on a bi-annual basis
Ensure compliance with banking laws, regulations, and the Bank's policies and procedures, including Bank Secrecy Act
Maintain continuing education related to regulatory standards
LOAN ADMINISTRATOR I EDUCATION AND/OR EXPERIENCE:
Associate's degree in business, finance, accounting, or the equivalent in related work experience
Previous experience in banking, lending products or services, and documentation preferred
Experience with managing files, loan documents, and records
Knowledge of administrative, clerical procedures, and accounting principles preferred
Proficient computer skills required; Microsoft Office and bank loan software programs preferred
LOAN ADMINISTRATOR I SKILLS/ABILITIES:
Highly organized with careful attention to detail and accuracy
Excellent written and verbal communication skills
High degree of professionalism to handle sensitive and confidential information
Manage time effectively between priorities and work independently
Excellent interpersonal skills
Reliable, responsible, and dependable in fulfilling obligations
ABOUT FIRST WESTERN: The bank was founded in 1964 and CREDIT is due to Jack Hoeven for our Founding Principles and Core Values that remain true today: we are proud to give back to and invest in the C ommunities we serve; we treat each other and our customers with R espect and worth; we set high standards in E xcellence for what we do; we are D edicated to our customers; we act with I ntegrity and keep our word; and we maintain a culture of honesty, safety, mutual respect, and T rust.
First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.
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