Flagstar Bank Remote jobs

Title Business Program Manager Sr - Commercial & Private Bank As a direct report to the Head of the business line, the Business Program Manager Sr will perform critical roles to create leverage for the Head of the business line and the entire leadership team of the business line. The Business Program Manager leads critical business functions, providing project and administrative support, and ensuring seamless operational execution across the entire line of business. Applies discretion and independent decision making to multiple job functions including; financial reporting, information management, content creation, special projects, strategy implementation, team and office management, employee onboarding, manages all data security and systems access issues, and takes direction from the manager on time allocation to ensure priorities align with organizational goals. This position provides a crucial function for the senior leadership team, helping them make informed decisions and execute their strategic vision for the bank. Independently manages and leads projects and is responsible for enhancing effectiveness for the team. Responsible for gathering information to prepare reports, assisting with the planning of events, managing and directing certain inquiries, managing and prioritizing meetings for the executive and assisting with the creation of timely communications. Will be required to apply business acumen to perform all tasks. This role fosters collaboration among Business Program Managers and Executive Assistants to ensure coverage, operational continuity, and a culture of teamwork. Pay Range: $84,878 - $112,463 - $140,049Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Works closely with the Head of assigned business line to: Lead the structure of projects for the leadership team. This involves translating leadership team priorities to executable plans, problem solving with other team members and partners to achieve stated outcomes, conducting research and analysis as needed to inform the project, and ensuring projects are brought to closure. Create content for high impact and high level executive presentations, board materials, leadership routines, team meetings, and other forums. Content may take the form of presentations, agendas, executive summary and action items, spreadsheets, or other. Analyze data to discern insights that support decision making. Assists other members of the senior leadership team with special projects, content creation, analysis, and research, as required. Develops and distributes reports, collects and analyzes information, prepares presentation materials which may include multi-media applications. Coordinate new employee onboarding, ensuring seamless integration into the team and alignment with business protocols. Manage data security and systems access, ensuring compliance with company policies and regulatory standards. Organizes written and verbal communication, draft letters and documents, takes meeting minutes, oversees maintenance and organization of recordkeeping and filing. Effectively communicate announcements. Makes travel arrangements, manage calendars and prioritize meeting requests for an orderly schedule for Head of business line, others in the office, and those on the leadership team. Interfaces with other leaders, stakeholders, and vendors for business overviews, presentations and onsite visits and coordinates all office needs such as onboarding. Drives strong, collaborative relationships with other Business Program Managers and Executive Assistants to provide seamless coverage and support during absences. Foster a cooperative environment that encourages information sharing, teamwork, and alignment across roles. ADDITIONAL ACCOUNTABILITIES Performs additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) or commensurate experience. Minimum experience required: 10+ years in a business analyst and/or project management or similar role in the financial services industry. Demonstrated ability to create executive level presentations. Demonstrated strong written and verbal communication skills. Demonstrated strong analytical and problem-solving skills. Proficiency with Microsoft applications with an emphasis on PowerPoint, Excel, and Sharepoint. Specific experience/business acumen within the business line. Preferred Qualifications: Project management experience. Job Competencies: Excellent written and verbal communication skills. Proven analytical skills to gather and summarize data for reports, find solutions to challenges and prioritize work. High degree of curiosity and learning agility. Strong attention to detail. Strong time management. Ability to rotate across multiple projects / tasks, prioritizing appropriately. Self-starter, able to action on priorities with moderate level of direction. Positive attitude, friendly demeanor, and a team player. Demonstrated interpersonal skills to handle sensitive and confidential matters. Excellent customer service skills. Solid typing and data entry skills. Proven ability to use independent judgment required to plan, prioritize, and organize a diversified workload for executive management. Team player with the ability to create structure amidst a leadership team with different working styles. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

***** Work Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY.** This position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of the Risk Division. The position acts as an oversight function of the 1st LOD and 2LOD Continuous Monitoring activities. The primary responsibility is to independently assess the accuracy and adequacy of PD grades and Risk Rating rationales, credit memo quality, and adherence to relevant underwriting guidelines and procedures. and loan exposure for assigned commercial loan portfolio with a focus problem credits. The analyst is also responsible for analysis of criticized credits within CQA's quarterly PLMR reviews. **Primary Responsibilities** **:** + Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective. + Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co's, SCO's, Special Assets, etc. + Assist with transaction testing Tableau scoping, reporting, and data pulls from nCino as needed. + Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required. + Assist the Department Manager to develop and execute strategies to provide better insight into portfolio risk. + Prepare written line sheets and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis. + Assist with targeted Bank Examinations as required. + Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Scope of Responsibilities:** Strong interpersonal skills necessary for business partner relationships within and outside the organization. Provides appropriate documentation and support when assessing Commercial loans. Escalate credit problems and make recommendations for action to management to ensure timely recognition of the appropriate risk ratings with proper accrual designation, reserve and/or charge-off as warranted. **Supervisory/Managerial Responsibilities:** Provide direct assistance/support to the Department Manager which could include assuming Team Leader responsibilities on occasion. Assist in staff training. **Education and Experience Required:** Minimum seven (7) years previous experience in commercial credit, lending, (CRE/C&I/Specialty). Bachelor's degree in a business-related curriculum, or in lieu of degree, 8years' experience required. **Education and Experience Preferred:** Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc. Data analytics experience and/or licenses Credit skills: ability to analyze and interpret financial statements, as well as evaluate financial analyses for accuracy and completeness Communicate effectively both in writing and verbally. Ability to multi-task and prioritize to complete work within established timeframes. Ability to analyze and understand financial data, collateral documentation and other credit issues. Ability to work independently with minimal oversight from management. Strong understanding of credit policies and guidelines. MBA preferred. **Physical Requirements:** Not applicable M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Benefits: Free uniforms Gutter Sales Representative - The Brothers that Just Do Gutters We are a full-service gutter company specializing in seamless gutters, gutter guards, and specialty gutters. Our team is performance-driven, with clear career paths and a supportive work environment. Role Overview Sell our services to homeowners, ensuring high-quality products and customer satisfaction while driving company profit. Key Responsibilities • Attend estimates on time, provide clear pricing, and effectively communicate product benefits. • Follow up consistently on open bids to secure a “yes” or “no.” • Maintain a closing rate of at least 50% and target high-value jobs. • Generate leads through prospecting and networking. • Use CRM to track workflow, estimates, and sales performance. • Maintain strong communication with customers, crews, and team members. • Support company growth initiatives and contribute to a positive team environment. Qualifications • Proven sales experience with a results-driven mindset. • Strong communication and relationship-building skills. • Tech-savvy and organized. • Positive attitude and team-oriented. Join a dynamic, competitive team that values professionalism, integrity, and growth! Flexible work from home options available. Compensation: $50,000.00 - $70,000.00 per year Join Our Team at The Brothers that just do Gutters The Brothers that just do Gutters is a full-service rain gutter and gutter guard franchise, specializing in the installation, repair, and maintenance of seamless gutters, gutter guards, specialty gutters, and more. With over 100 franchise locations across the United States, we are rapidly growing and continuously seeking driven individuals to join our team. We are a performance-based company dedicated to providing clear career paths for individuals with goals and aspirations. We fully invest in our team members, believing that creating a comfortable and supportive work environment is key to success. Don't settle for a fixer-upper career. Join us and build something great. This franchise is independently owned and operated by a franchisee. Your application will go directly to the franchisee, and all hiring decisions will be made by the management of this franchisee. All inquiries about employment at this franchisee should be made directly to the franchisee, and not to Brothers That Just Do Gutters Corporate.

Contact Center Service Representative 📍 Location: Williamsville, NY 📅 Schedule: Full-time | Monday-Friday, 10:00 AM-6:30 PM with a rotating weekend day 🏢 Work Arrangement: First 3 months: 100% on-site After 3 months: Hybrid (2 days in-office / 3 days remote, based on successful performance) Why M&T? We've become one of the nation's strongest banks by knowing what matters most to our customers - and our employees. Experience the advantages of working in a large company with the rewards of working in a local, community-focused organization. You'll be encouraged to pursue your personal career goals and make a difference in ways that matter most to you. About the Role As a Contact Center Service Representative, you'll be the voice of M&T Bank-delivering exceptional service during inbound and outbound customer interactions. You'll respond to inquiries about our products and services and provide solutions across various business lines. What We Offer Paid training Monday - Friday 10:00am to 6:30pm for several weeks Overtime and Shift Differential Paid Time Off Health Care Benefits Retirement Savings Plan Tuition Reimbursement Professional Development Contact Center Hours of Operation Monday-Friday: 6:00 AM-9:00 PM Saturday & Sunday: 9:00 AM-5:00 PM What You'll Do? Identify and/or address customer needs by using appropriate needs identification methods, providing information or completing a service transaction in response to incoming questions regarding Bank products and/or services. Identify opportunities to suggest alternative Bank products or services to better suit the needs of customers while contributing to customer retention and expanding their overall relationship with the Bank. Research customer complaints or problems related to their accounts or Bank services and resolve them in a timely and accurate manner; escalate complex problems as appropriate to ensure their resolution. Take ownership of the customer issue until resolution or escalation and follow-up with the customer once servicing is complete to ensure their immediate needs and expectations have been met. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Who Do We Need? Minimum Qualifications: High school diploma or equivalent (GED) At least 6 months of proven experience in sales, service, or a related field Strong communication and telephone skills Good organizational and time management abilities Basic familiarity with personal computers Proven problem-solving skills Understanding of customer service principles and their role in relationship-building Preferred Qualifications: Minimum of 1 year's customer service, sales or related experience Familiarity with Contact Center systems Experience functioning in a fast-paced environment Ready to Make a Difference? Apply today and become part of a team that puts people first. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.00 - $25.76 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWilliamsville, New York, United States of America

*** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week. Ideally, the finalist will be based at the One M&T Plaza office in Buffalo, NY but it may be based in New York, NY, Paramus, NJ, or Washington, DC. Overview: Provide counsel and advice on complex legal matters affecting the organization, and work with senior leaders from various business lines and support units. Execute strategic direction, policies and guidelines for the Bank's Legal division and represent the Bank with industry associations, government and regulatory bodies. Primary Responsibilities: Perform a variety of complex or specialized legal activities to protect the organization and help ensure it complies with all relevant laws and regulations. Lead all aspects related to the company's litigation portfolio, including complex commercial, consumer, regulatory, class action, and other high stakes matters across all M&T and WT jurisdictions. Serve as a strategic advisor to executive leadership, delivering clear, business-savvy counsel on litigation exposure, risk, and dispute resolution. Define and drive a cohesive litigation strategy that protects the company's interests while enabling innovation and growth. Lead and mentor a high-performing team of litigators and paralegals. Represent the company in key legal proceedings including depositions, mediations, settlement negotiations, and court hearings. Collaborate with leaders across Legal, Government Relations, Communications, Compliance, Risk and other business functions to align litigation strategies with broader company objectives and reputational considerations. Develop and implement streamlined and strategic litigation policies and procedures . Lead digital forensics, e-discovery, litigation holds and complex discovery. Develop and manage litigation reporting to the Chief Legal Officer and business personnel in relation to litigation cases and legal budget. Work closely with Legal Operations on reporting and presenting to various management and board committees. Work closely with the business, Risk and Compliance on regulatory investigations or routine examinations and report to our regulators on the litigation portfolio. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Scope of Responsibilities This position is responsible for providing analysis and counsel on legal issues for departments supported. Incumbent should be able to anticipate and guard against legal risks facing M&T, develop and recommend corporate policy and positions on a broad range of legal issues and conduct and coordinate legal research. This is a senior level position that requires interaction with senior and executive management on a regular basis. Education and Experience Required: J.D. from an accredited law school. Minimum of 10 years' experience as an attorney or other relevant legal experience. Minimum of 7 years' work leadership experience, including experience managing direct & indirect reports. Minimum of 7 years of litigation experience, including litigation operations. New York State or applicable state bar admission. Ability to identify legal issues, evaluate legal risks, and offer solutions. Strong negotiation, interpersonal, organizational skills. Excellent writing, analytical and verbal skills. Strong analytical and decision-making skills. Education and Experience Preferred: Financial services/banking industry experience, including litigation experience, preferred. In-house counsel experience ideal. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $182,808.10 - $304,680.17 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $66 billion in assets. Remote: East Region United States Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 200+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility What You'll Do Generate a minimum of $30MM in equipment finance/lease new business volume for WCF's portfolio, $40MM including syndication Identify opportunities through a combination of prospecting activities and leveraging existing contact database Effective communication via a combination of telephone contact, email communications and face-to-face meetings Travel 20-40% of the time to meet with prospects and customers Manage opportunities through the WCF credit, asset management, legal, documentation and funding process Assist with portfolio management activities including gathering financials, payment collections, document deficiency resolution and customer communication Work with capital markets to structure, win and syndicate large-ticket transactions Utilize WCF's existing CRM platform (Salesforce) to build and maintain a detailed and organized database. Coordinate with our marketing team to execute database marketing initiatives to generate new business opportunities. Work closely with Vice President, Region Manager to analyze, price and structure transactions. Help in the preparation of investment presentations with recommendations that exhibit thoughtful and well-reasoned decisions. Knowledge/Skills/Background/Experience A minimum of 5 years in a business development role in the equipment leasing and financing industry Possess credit skills either through formal training and previous analytical work or through external education experience Experience in document negotiation and the tenets of secured asset financing Possess existing base of prospects/customers Ability to call into, and effectively interact with, C-Suite level executives Understanding structuring and the relationship between credit and asset values Relevant experience in calling into the B to BBB-/BB+ space Experience in pricing transactions between the bank and independent markets Knowledge of tax-oriented financing solutions (FMV, TRAC/Split-TRAC, Synthetic and First Amendment leases) Computer skills including proficiency in Salesforce, SuperTrump and Microsoft Office products Benefits Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation The estimated salary range for this role is $95,000-$132,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Join a high-impact team supporting the servicing of commercial real estate loans across New York City's five boroughs - including Manhattan, Brooklyn, Queens, the Bronx, and Staten Island. As a Loan Operations Specialist, you'll play a critical role in managing the full lifecycle of complex CRE and syndicated loans, ensuring accuracy, timeliness, and compliance in all aspects of loan setup, payment processing, and reconciliation. This is an excellent opportunity for recent graduates with a foundation in accounting or finance, and a strong interest in real estate lending operations. We offer hands-on training in CRE servicing and exposure to high-value transactions in a fast-paced, collaborative environment. **Key Responsibilities:** + **Loan Setup & Maintenance:** Accurately input and maintain loan data for new originations, modifications, renewals, and refinances. Set up syndicated loans and manage participation payments - whether we're the lead lender or a participant. Issue payoff letters and manage loan payoffs, including construction and participation loans. + **Payment Processing & Reconciliation:** Process daily mortgage payments (~$30M/month) and reconcile general ledger entries. Manage escrow payments, interest rate adjustments, principal advances, and late charges. Verify payment amounts, reconcile discrepancies, and ensure timely deposits. + **Reporting & Compliance:** Run daily loan accounting system reports and reconcile assigned general ledger accounts. Prepare wire transfers and manage unapplied funds and suspense accounts. Maintain audit-ready documentation and support internal/external audit requests. + **Client & Team Support:** Collaborate with Relationship Managers and other departments to provide requested documentation. Communicate with other institutions to resolve payment differences on syndicated loans. **Education and Experience Required:** + A combined minimum of 2 years' higher education and/or work experience **Education and Experience Preferred:** + **Early Career Professionals Welcome** : Recent college graduates with internship experience or exposure to accounting, finance, or real estate are encouraged to apply. + **Document Familiarity** : Experience working with loan documents or title companies is a plus. CRE-specific knowledge is not required - we'll train you! + **Detail-Oriented & Organized** : Ability to manage multiple transactions and deadlines with precision. **Working Model/Office Location:** + This is a hybrid position currently requiring two days in office per week. + Eligible candidates must live within reasonable commuting distance to 250 Park Avenue, New York, NY 10177. **Required Availability:** + Monday-Friday, 8:30am-5:30pm **Why Join Us?** + Be part of a specialized team managing high-value NYC commercial real estate loans. + Gain exposure to syndicated lending and complex CRE transactions. + Work in a collaborative, inclusive environment that supports career growth and development. + Contribute to a team that values accuracy, integrity, and client service. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.79 - $37.99 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** New York, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Reconciliation of assigned GL accounts and DDAs timely and accurately. Identify out of balance conditions and unusual or aged items in assigned accounts. Research of complex issues. Lead projects. Primary Responsibilities: Timely and accurate reconciliation / reporting of assigned portfolio activity to Finance / Audit / SOX to ensure accurate Financial Statements in accordance with GAAP. Gather and research data to prepare routine accounting reports including daily, weekly and/or monthly departmental reporting assignments. Perform problem resolution around more complex issues and assist in formulating solutions. Perform research to resolve aged items and system outages on reconciliations escalate as necessary. Communicate with internal cross-functional areas, business partners and investors to assist in resolution of routine inquiries/issues. Provide input regarding updates to procedures due to changes in process or accounting requirements. Participate in responsibilities associated with new business initiatives under Manager's direction. Mentors and trains less experienced staff on routine task and questions Adhere to established policies, procedures and limits focusing on observable breaches in Corporate Risk policies. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Bachelor's Degree in financial field, OR in lieu of a higher education degree, 4 years of relevant work experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Participate in the development, implementation and execution of various operational risk/compliance-related initiatives at the business line level, to include production of materials for both internal and external exams, conducting fraud reviews, updating and creating training materials, provide expertise and support for the business line, performing monitoring, and/or testing including the creation and updating of scripts. Develop policies and program documents to ensure compliance with regulations. This is a QC Tester position in our Regulatory Oversight and Quality Assurance group. Primary Responsibilities: Support business line by providing technical compliance expertise in furthering business line initiatives and resolving issues to ensure policies, procedures and controls result in material compliance. Maintain compliance policy manual. Conduct periodic compliance reviews and testing of the business unit. Perform reviews and testing according to formalized timelines. Develop and maintain documented test plans and scripts for applicable state and federal regulations. Identify root causes and corrective actions and formulate solutions that minimize the impact of identified compliance issues. Develop training materials for business unit employees. Assist in the production of materials and loan files in response to examination requests. Education and Experience Required: Associate's degree or equivalent work experience. Minimum three years relevant industry experience, to include one year of compliance experience. Sound analytical abilities and problem solving. Excellent written and verbal communication skills. Attention to detail. Two years' departmental experience preferred. Solid working knowledge of personal computers and software utilized by the Division. Experience Preferred: Mortgage Servicing Background Compliance Background M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.76 - $41.27 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationGetzville, New York, United States of America

The Fair Banking Qualitative Risk Manager is responsible for managing and overseeing a team of analytics professionals who perform modeling and qualitative assessments to identify, measure, and mitigate Fair Lending risk across the lending lifecycle. This role ensures compliance with regulatory expectations and internal risk management standards by providing credible challenge, analytical oversight, and governance of statistical methodologies used to evaluate underwriting, pricing, redlining and other aspects of Fair Banking performance. The manager collaborates with Compliance, Risk, and business partners to ensure results are accurately interpreted, communicated, and incorporated into fair and responsible banking practices. Primary Responsibilities: Manage and mentor a team of Fair Lending analysts performing regression modeling, matched-pair analysis, redlining analytics, and comparative file reviews. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Establish priorities, assign projects, and monitor progress to ensure timely, high-quality deliverables aligned with department goals. Foster a culture of analytical integrity, professional development and cross-team collaboration between analytics, and business partners. Oversee model development and maintenance processes to ensure adherence to regulatory and model-risk expectations. Review and approve analytical frameworks, variable selection methodologies, segmentation strategies, and model documentation, to ensure transparency and reproducibility. Provide credible challenge to assumptions, controls, and outcomes produced by analysts; ensure the findings are fully supported, statistically valid and risk contextualized. Coordinate with Model Risk Management and Internal Audit during validation, periodic reviews, and model inventory updates. Oversee development of written analyses, memo, dashboards, and reporting materials for Senior Management, Internal Audit, and regulators. Act as a liaison for all Quantitative Risk Management projects for Senior Management related to a diverse portfolio of bank wide divisional areas, external consultants, vendors, and peer banks on facets of quantitative risk management. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Bachelors' degree, OR in lieu of a degree, A combined minimum of 14 years' higher education and/or work experience, including a minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience) -OR- Master's degree in mathematics, Statistics, Quantitative Analysis or another technical discipline and a minimum of 8 years' related experience (inclusive of 4 years supervisory/management experience), OR in lieu of a degree, A combined minimum of 14 years' higher education and/or work experience, including a minimum of 8 years' related experience and/or (inclusive of 4 years supervisory/management experience). Minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience) Banking or Financial Services experience. Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages. Advanced Knowledge of SQL and Microsoft Office. Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions. Demonstrated ability to communicate complex concepts. Demonstrated ability to manipulate and analyze data across large databases. Education and Experience Preferred: Credit Analysis experience. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $148,300.00 - $247,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week (Tuesday, Wednesday, & Thursday) and it is based at the One M&T Plaza office in Buffalo, NY. Support the first line of defense risk management function by assisting with the identification and assessment of risks, risk monitoring and testing, and issues management. Provide assistance in the development of various operational risk/compliance related initiatives within the line of business and manage the implementation of less complex initiatives. Primary Responsibilities: Responsible for completely and accurately documenting key business unit processes. Identify and assess risks and internal controls associated with these key processes. Actively participate in the planning, execution and reporting of the business unit's risk-based testing program. Perform control testing in accordance with M&T's First Line of Defense Guidance on Management of Risks & Internal Controls and professional standards. Specific control testing responsibilities will involve planning and execution of control and substantive testing, assistance in the review of testing, and evaluating results to determine if issues exist. Independently perform scripted testing of controls and communicate results. Monitor business unit performance with respect to established key risk indicators (KRIs) and assist in the creation of comprehensive KRI reporting. Accurately complete Risk Control Self Assessments (RCSAs) and other risk management reporting. Assist in the reporting of risk events and loss events. Identify emerging risks and risks associated with new products/ services/ markets/ channels or changes to existing products/ services/ markets/ channels. Provide guidance on the development of remediation plans. Manage the timely completion of remediation plans and other projects to address issues identified internally and by Enterprise Risk Management, Compliance, Internal Audit or external regulators. Research and assess regulatory requirements impacting the business unit. Build a working relationship with Internal Audit, Corporate Operational Risk and Corporate Compliance Portfolio Managers. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Bachelor's degree and a minimum of 3 years' relevant work experience, or in lieu of a degree, a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' relevant work experience. Case Management/ Investigations, Issue Remediation/Resolution (either customer or internal) and Root Cause Analysis, Operational Risk, and/or Policy Compliance Experience Education and Experience Preferred: Risk & Controls experience (could include first line risk, operational risk or internal audit background) Analytical, critical thinking & problem Solving skills Curiosity Research & data gathering experience Attention to detail Strong written & verbal communication skills Strong collaboration skills Strong time management skills Prioritization skills with the ability to shift priorities as needed Self-starter, takes initiative, and is able to work independently Experience leading a team M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $71,985.72 - $119,976.20 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

This position is responsible for monitoring and overseeing the foreclosure process for loans assigned to team members to ensure foreclosures remain on track with investor guidelines. This position also provides subject matter expertise to the team and handles escalated issues, as well as being responsible for managing a portfolio of loans involved in complex litigation and protecting M&T's interest in the subject mortgaged property. In addition, this position performs the highest risk administrative functions related to the foreclosure process. Primary Responsibilities: Monitor progress of foreclosures through queues and reporting, ensuring team is effectively working their portfolios and compliance with state/federal and investor guidelines. Work with foreclosure attorney, outside counsel and/or in house counsel to resolve disputes involving property in which the bank or its investors have an interest. Serve as primary escalation contact for both associates on the team, attorneys and other departments. Work with Foreclosure team to ensure FHA 1st legal deadlines are met once the loan is referred to foreclosure, including filing and tracking of any necessary extension requests. Research, validate and update loans appearing on various foreclosure exception reports, including but not limited to No Dual Track, clean up and investor timeline reports. Provide approval of additional attorney fees beyond associate level approval limit. Maintain tracking and reporting of legal expense on litigation files outside of the foreclosure action. Perform QC review and approval of investor bidding instructions, ensuring adherence to investor/MI guidelines. Conduct regular ‘side by sides' with team to discuss loan level issues and procedures. Conduct a review of all assigned loans at a minimum of every 30 days, including the updating of documentation and follow up. Ensure compliance with federal, state, regulatory and investor guidelines regarding foreclosure. Work with management to revise, update and implement procedure changes as well as create new procedures. Gather departmental information and assemble presentations for regular investor, regulatory and internal meetings. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: This position interacts with CAM management and external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure, consistent with investor guidelines and regulatory requirements. Education and Experience Required: A combined 4 years' higher education and/or work experience, including a minimum of 2 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Working knowledge of word processing and spreadsheet software. Strong written and verbal communication skills. Detail oriented. Strong analytical and problem solving skills. Ability to work effectively in a team environment. Education Experience Preferred: 3 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Proven leadership ability. Knowledge of bank and departmental systems. Understanding of mortgage product including home equity loans and lines of credit, general operation and systemic functions including payment allocation and escrow. Experience training new staff and implementing procedures and process changes. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Responsible for CD Issuance through to and including, issuing closing documents and funding the loan, adhering to product, investor, state and federal guidelines, managing the most complex files, loans and issues. This position is also responsible for the on-boarding and training of new employees. Primary Responsibilities: Responsible for training new additions to the closing department, ensuring preparation and delivery of complete and accurate closing packages. Handle multiple complex files and pinpoint potential problems/resolves complex issues timely. Responsible for closing new products and complex loans. Review new product internal closing highlights with department team members and train fellow co-workers once the closing has been mastered. Recommend efficiency and system changes to improve/streamline closing process through process map review and identification of process improvements for productivity gains. Review and respond to Internal and External Audit Inquiries as well as participate in Audit calls. Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD preparation to CD Issuance through to issuing Final Closing documents. Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., Payoffs, subordination's, releases, tax, title, homeowners/flood information). Review rate lock expirations and document expirations to ensure closing is within required time frames. Review system of record information to ensure accurate closing documentation can be prepared and that the necessary closing documents are in the system. Perform validation of fees and submit wires to fund all loans within necessary time frames. Review CD for accurate closing figures such as seller concessions, ratio tolerances, and investment required into transaction, and cash back at closing. Report system and closing document issues. Test closing documents and custom enhancements for system updates. Act as subject matter expert of Product, Investor and Compliance Requirements. Train peers on new policies and procedures and present ideas to improve processes and workflow. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: The scope of the position involves a high level of risk due to the importance of the regulations that a closer is responsible for adhering to: TRID, High Cost, TILA, RESPA. This position handles the more complex products and processes. They are highly efficient and engaged in processes to identify gains in productivity. They work across channels having strong relationships with applicable parties such as sales, operations, audit, risk, and external third parties. They are problem solvers, owning the more difficult complex issues that arise. Supervisory/ Managerial Responsibilities: Not Applicable. Education and Experience Required: Associates degree and a minimum of 3 years' prior Mortgage experience to include CD Issuance whether at a Lender, Title Company or Settlement Agent's office, or in lieu of a degree, a combined 5 years' higher education and/or work experience, including a minimum of 3 years' prior Mortgage experience to include CD Issuance whether at a Lender, Title Company or Settlement Agent's office. Strong PC skills with knowledge of spreadsheet, word processing, and email software. Ability to make sound decisions based on information provided. Versatility and flexibility working within an ever changing fast paced mortgage environment. Ability to function independently within time constraints. Excellent verbal and written communication skills. Strong attention to detail and organizational skills. Ability to prioritize daily workload. High levels of initiative, self-reliance and independence. Ability to work in a team environment. Strong work ethic, reliable and dependable. Notary Public. Education and Experience Preferred: Solid knowledge of Department software. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Who We Are: Enterprise Platforms The Enterprise Platforms team builds, matures, and operates capabilities that drive scale and resilience, growth and performance, and value for customers and employees. They are on a mission to build enduring enterprise capabilities that drive scale, business growth, and value for our employees and customers. The shared capabilities that make up the Enterprise Platforms team enable businesses across our organization to respond faster and more consistently to a complex and rapidly changing world, showing up better for our customers in the market and enabling our teams to work better together and more consistently across business lines and hierarchies. Enterprise Platforms Key Capabilities Office of the Customer and Transformation Growth Marketing Brand & Sponsorships Voice of the Customer and Employee Transformation Enablement Transformation Delivery Enterprise Analytics Digital Banking and Innovation Digital Assets Communications Our Team & Structure: First Line Risk - Enterprise Platforms Risk Operations: Focuses on executing tactical, planned risk activities including RCSA and ongoing control review. Program & Governance: Responsible for the development and implementation of first line programs and policies, training and communications, compliance, and exam management. Strategic Risk: Serves as the point of contact and liaison to the EP Business Leaders. The Business Risk Leads are embedded in the business routines to provide oversight, advice, challenge, and support of teams in their day-to-day work. Enterprise Platforms Operations: Supports the division and leadership team by managing daily business processes, supporting communications and employee engagement routines and contributing to strategic and operational planning to ensure alignment with enterprise priorities. Position Overview We're seeking a strategic and hands-on Program & Governance Manager to join our Enterprise Platforms First Line Risk team. This role is central to building and managing the risk governance framework that supports our business units in identifying, assessing, and mitigating operational risks. You'll lead efforts to develop policies, implement monitoring programs, and manage issue remediation - all while helping shape a growing team and a newly evolving risk function. What You'll Do Lead Program Development & Governance: Build and maintain first line risk programs, policies, and procedures. Partner with business units to ensure risks are identified, documented in Archer, and mitigated through effective controls. Drive Monitoring & Reporting: Develop and manage Key Risk Indicators (KRIs) and KPIs. Monitor performance and trigger issue escalation and remediation planning when thresholds are breached. Issue & Exam Management: Facilitate monthly Issues Management Working Group meetings. Support remediation plan owners, track progress, escalate blockers, and ensure timely resolution. Collaborate Across Lines of Defense: Serve as a key liaison with Internal Audit, Compliance, Operational Risk, and Legal. Ensure alignment and transparency across first, second, and third lines of defense. Support Strategic Initiatives: Partner with teams like Privacy to build and launch new risk programs. Lead documentation efforts and ensure stability before transitioning ownership. Policy & Regulatory Oversight: Manage updates to policies in response to regulatory changes. Provide training and communications to ensure adoption and compliance. Leadership & Influence: Represent the team in executive-level discussions. Present risk stories and program updates with clarity and confidence. Supervisory/Managerial Responsibilities This is a program leadership role with no direct reports, but it requires strong influence and coordination across teams. You'll lead initiatives, manage cross-functional working groups, and collaborate with stakeholders at all levels to drive risk governance and program success. Education and Experience Required Bachelor's degree, or equivalent work experience. 7+ years' relevant work experience. Education and Experience Preferred MBA or advanced degree in a related field. Proven experience in risk management, governance, or compliance within financial services or other regulated industries. Strong understanding of first line risk frameworks, issue management processes, and operational risk/compliance principles. Experience with Archer or similar GRC platforms. Familiarity with Agile tools, frameworks, and delivery cycles. Excellent communication and presentation skills, with the ability to influence and engage stakeholders at all levels. Strong collaboration skills and ability to work effectively across cross-functional teams. Comfortable working with all levels of management, including executive leadership. Self-motivated, highly organized, and adaptable in a dynamic, evolving environment. Continuous improvement mindset with the ability to respond to change, iterate quickly, and embrace feedback. Work Model & Office Locations This is a hybrid role requiring in-office presence three days per week at one of M&T Bank's four primary corporate hubs. Eligible candidates must reside within a reasonable commuting distance to one of the following locations: 345 Main Street, Buffalo, NY 1 Light Street, Baltimore, MD 850 Main Street, Bridgeport, CT 1100 North Market Street, Wilmington, DE Anticipated Travel Requirements Employees in this position should be prepared to travel at least once per quarter. Travel may occur more often than this and is based upon the needs of the business and projects assigned. Employees residing outside of the Buffalo market are anticipated to travel more often than those already located here. Why Join Us? This is a unique opportunity to be part of a team that's still being built - where your voice matters and your impact is visible. You'll work closely with leadership, shape foundational programs, and help drive a culture of proactive risk management across the enterprise. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Corporate Development works closely with M&T's business units and senior management to ensure a coordinated and consistent approach to the merger and acquisition (M&A) process. This role primarily focuses on financial analysis in support of potential internal and external capital investment opportunities through valuation, risk assessment, and deal structuring; as well as, peer analysis regarding performance, merger-related activities, and capital actions, to assist senior management in implementing the bank's strategy. In addition, the person in this role may be asked to conduct highly technical research and analysis of projects to provide senior management with definitive financial data and advice for their use in setting and realizing strategic objectives. **Primary Responsibilities:** + Assisting with the evaluation of potential M&A opportunities, including financial analysis, valuation, structuring, and coordination of due diligence efforts, which involve extensive interaction with various groups throughout the bank. + Conducting financial and valuation analysis regarding acquisition, investment and divestiture opportunities using discounted cash flow analysis, market multiples, and other financial and analytical tools. + Provides cross training/support to new team members + Compile facts, analyze data and provide input into recommendations to management on findings/trends. Assist with the design of projects and may lead projects of moderate scope. + Research and compile raw data from varied sources into moderately complex reports and schedules. Execute & suggest improvements/enhancements to existing forecast models/pro forma analysis by working with others on closely related teams to exchange information in a collaborative and professional manner + Enhance the sustainability & documentation of assigned tasks/processes + Uses judgment based on the analysis of information to identify meaningful information + Display proficiency in the systems/tools used to generate standard financial reports on a periodic basis + Demonstrate a working knowledge of finance and accounting concepts through the aggregation of financial data + Display foundational understanding of M&T's (or applicable Business Unit within) financial statements; including awareness of key drivers/trends in major Balance Sheet and Income Statement line items + Participate in training and development opportunities across Finance and among supported businesses + Understand and adhere to department timelines and deliverables + Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. + Promote an environment that supports diversity and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Scope of Responsibilities:** **Supervisory/ Managerial Responsibilities:** May train junior staff **Education and Experience Required:** Bachelor's degree and a minimum of 2 years of experience OR Associate's degree and a minimum of 4 years of experience in accounting, auditing, operations or financial institutions Good knowledge of finance and accounting concepts + basic knowledge of banking industry High level of PC competencies (Excel, PowerPoint, Word, Access. Data visualization or data querying applications are a plus.) **Education and Experience Preferred:** Bachelor's degree in Finance or Accounting or related field M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Title Commercial & Private Bank Compliance Risk & Controls Associate The Commercial & Private Bank Compliance Risk & Controls Associate will play an integral role in the design, buildout, transformation and implementation of a Compliance risk management framework as well as advise and oversee business lines through ongoing identification, assessment, and measurement of material risks and key controls. The Commercial & Private Bank Compliance Risk & Controls Associate, in this 1st Line of Defense (1LOD) role, will bring expertise in regulatory Compliance and risk experience in Commercial & Private Banking businesses. • The Private Bank consists of Private Client Groups (PCGs) who are highly specialized in providing white glove service to High Net Worth and Commercial clients by offering Deposit products, lending, and products and services from Flagstar's broader offerings. • The Commercial Bank includes lending, finance, and banking focused on middle market Commercial & Industrial (C&I) companies. The organization also provides capital markets, foreign exchange and derivatives, treasury management products and services, and banking as a service. This position will collaborate with senior members of Enterprise Compliance (2nd LOD) & Enterprise Risk Management (2nd LOD), Internal Audit (3rd LOD), and External Regulatory Agencies. This position is critical to supporting the strategy of the Commercial & Private Banks by ensuring prudent risk and compliance management which permit the bank grow profitably. Pay Range: $84,878 - $112,463 - $140,049Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Risk Advisory Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout, implementation, and consistent execution of a Compliance Risk Management framework within the 1st LOD. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout, implementation, and consistent execution of the 1st LOD Compliance Risk roles and responsibilities associated with a Risk Governance Framework subject to Bank regulatory heightened standards, including Risk Culture, Risk Appetite, Roles and Responsibilities, Risk Governance, Risk Assessment, and Risk Monitoring & Reporting. Provides 1st Line with guidance with regard to the execution of Compliance Risk framework responsibilities with Business Process Owners including Enterprise Compliance Risk Assessments, Regulatory Compliance & Change Management, Customer Complaint Management, Compliance Testing, Issue Management, External Risk Events, Key Risk Indicators, Control Identification and Design, and Quality Assurance programs. Leads Compliance Risk management assessment of new products and services, including enterprise change management programs. Provides Compliance Risk advisory and guidance to the Business Process Owners including process and control design, early risk identification, control environment operating effectiveness, and policies and procedures. Provides guidance on assurance activities to help ensure that Compliance Risk Management Frameworks and controls are effective to manage risks associated with the Commercial & Private Banks strategic plan. Directly engages with Bank leaders on identified Compliance incidents and issues in root-cause analysis, action plans, supporting documentation and testing of implemented controls to effectively remediate findings or issues. Provides senior members of the Bank with risk advisory and guidance on project initiatives, risk assessments, and risk remediation efforts impacting the Business Units. Governance Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout and implementation of a Business Unit Review Governance model and cadence for Commercial & Private Bank Business Units. Leads activities to help ensure compliance with all Enterprise Compliance policies and standards, and management of Compliance Risks within the Bank's risk appetite. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the implementation of Compliance Risk management methodologies for Commercial & Private Bank Business Units. Performs activities to help ensure that key risk and control data, inventory, metrics, and reporting are established and actively monitored. Performs activities to help ensure that Compliance Risk culture is imbedded across the Commercial & Private Bank organizations with an appropriate training regimen. Bank Initiative Partner Actively influences and engages in Enterprise Compliance & Risk forums and socializes with Commercial & Private Bank colleagues. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in interactions with the Bank's regulators and Internal Auditors. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the interaction with the following Business Unit partners: Bank Examiners, External Bank Auditors, Enterprise Compliance & Risk Management, Internal Audit, Regulatory Affairs, Business Process Owners, and Shared Services organizations. Interfaces with Internal Audits, Compliance Tests, and External Exams with Business Process Owners to ensure timely delivery and completeness of required documentation. Risk Advisory Guidance and Communication Interprets complex regulatory requirements and effectively communicates the potential impact to affected business lines. Leads efforts to support the development and implementation of regular communication methods to keep employees informed of policy, procedural and regulatory updates. Regularly evaluates assigned Business Unit processes and practices to ensure consistency with applicable regulatory requirements and expectations. Stays abreast of compliance and regulatory changes at Flagstar and within the industry to continue to act as a risk subject matter expert for advising and monitoring processes across the Business Units. Procedure & Process Management Provides direction and expertise on development of sufficient documentation including policies, procedures, processes, and user guides to increase efficiencies, reduce errors and mitigate risk. Performs activities to help ensure that regulatory/compliance related requirements are embedded within Business Units procedures and user guides. Ensures ongoing / annual reviews of Risk procedures to ensure accuracy and compliance with policies. Understands the current systems and their respective capabilities. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the preparation of comprehensive written reports and summaries communicating results of findings and highlighting overall business risk, where necessary. Uses independent judgement and discretion to make decisions. Analyzes and resolves problems. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Economics, Business, Data & Analytics or similar. Minimum experience required: 4+ Years of risk and internal control experience. Experience in Commercial Banking and associated Lending and Deposit products Experience in Treasury Management, Capital Markets, and Derivatives is a plus Large Bank experience Ability to execute in change management environments, and has experience building programs / frameworks from the ground up Preferred Qualifications: Demonstrated effectiveness in managing operational requirements, preferably in a Commercial Banking capacity Understanding of Risk and Control Self-Assessments (RCSA) and Sarbanes-Oxley requirements Understanding of Non-Financial Risk management and audit industry best practices Understanding of laws and regulations impacting financial institutions Ability to manage and execute multiple projects within required timelines Experience defining and documenting business processes and functions Job Competencies: Ability to partner effectively across all levels of the organization and develop positive working relationships Ability to analyze and assess the adequacy of operational controls and identify opportunities for process improvements and efficiency gains Ability to follow company policies, guidelines and procedures Strong attention to detail, ability to prioritize and multi-task Ability to maintain confidentiality using tact and diplomacy Excellent verbal and written communication skills and demonstrated success communicating with various levels within an organization. Ability to think critically and logically Ability to analyze and resolve problems pertaining to risk governance, audit, compliance Ability to develop effective relationships with various levels within an organization Proactive self-starter with good people management skills and a strong work ethic Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Travel may be required depending on location of hire. If required, travel is not expected to be frequent Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

The Regional Banking Relationship Manager, Senior is responsible for acquiring new business relationships to Huntington as well as maintaining and deepening business relationships with existing customers. This is done by providing insights and guidance to business owners. Depending on market assigned portfolio size recommended as 30 to 60 clients Target market is businesses with sales sizes $2 MM to $50 MM and credit exposures up to $25 MM. This role serves a senior level sales position within Regional Banking with heavy focus on business with greater than $25 MM in sales and functions as the back-up to the Market Manager while providing credit and mentoring guidance to junior colleagues. Duties and Responsibilities: Acquires new, profitable business relationships through aggressive prospecting, networking and providing insights and advice. Builds and maintains a robust network of local market COI relationships, both external and internal. Analyze, structure and close profitable loan transactions of the most complex nature in Regional Banking. Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants. Manages and maintains strong relationships with a book of existing business customers by providing insights and advice. Segment target markets are businesses between $2-$50 million in sales size with aggregate credit exposures up to $25million. Heavy focus on businesses above $25 MM in sales size. Deepens existing relationships through active engagement of internal partnerships and providing insightful advice and guidance to customers. Delivers the entire bank to customers. Responsible for Portfolio Management in varying sizes in terms of complexity of credits and number of accounts to include quarterly portfolio reviews, and CAR and collecting of necessary document. Works with the Huntington Loan Center and Commercial Loan Servicing department to ensure accuracy and completeness of credit packages and delivery. Represents the bank within the community through representation on keyboards and at business and community functions. Works well within a team environment and collaborates closely with internal partners to deliver customer solutions. Partner with more junior Regional Banking colleagues on more complex credits. Performs other duties as assigned. Basic Qualifications: Bachelor's degree or equivalent (4 year of education and Business Banking/ Commercial lending experience) 10+ years of Business Banking/Commercial Banking experience Preferred Qualifications: Well-versed in complex commercial credits with 10+ years Business Banking or Commercial sales experience Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

As a Lead Experience Strategist within the Enterprise Transformation Enablement team, you will be part of a team of design, agile and change management practitioners dedicated to transforming how the bank solves the highest priority bank problems. You will do this by leveraging the power of human-centered design to solve problems, delivering cohesive end-to-end experiences for our customers and employees and driving the adoption of customer-centric, agile and change management mindsets, behaviors, and practices among key program business partners. Primary Responsibilities: Independently develops and initiates the process/approach to be used by a cross-functional team to understand and define complex problems and develops and implements the solutions to be used to tackle the problem. Complete, and at times oversee, complex research, analysis, design, development efforts throughout the process of problem framing, solutioning and concept development. Engage cross functional colleagues (eg. agility, change management, transformation delivery, commercial business partners, CX partners, user experience research, operations, technology, compliance) to ensure business objective alignment, throughout. Conducting high level scoping and framing activities (ie. high level discovery) of potential future team work, assess for and recommend course of action, if any, to team manager and business partners. Develop approach for scoping and planning activities for validated engagement/projects. May oversee team execution. Influence strategic business objectives through highly analytical, human-centered consultation to business partners grounded in thorough understanding and definition of problem space. Evaluate and understand complex interrelationships and effects among enterprise programs, technology, business operations/processes, customers and employees. Anticipate impacts of a problem, approach or solution. Leverage a strong understanding of the business environment and needs within the area of responsibility. Develop, complete and present engagement reports; present project, status or activity-related information to senior management to ensure their awareness of engagement impact and any pertinent roadblocks. Monitor the conditions for team to successfully employ experience methods throughout process of problem identification, solutioning and concept development. Address any issues, escalating when appropriate. Monitor team member performance, providing individual coaching and feedback to management. Participate in development and implementation of team member development plans. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Maintain M&T internal control standards. Complete other related duties or projects as required. Managerial/Supervisory Responsibilities: May coach more junior team members. Education and Experience Required: Bachelor's degree in Service Design, Human Computer Interaction, Strategic Design, or similar, or equivalent work experience 5 or more years relevant work/service design experience Proven expertise in Design Thinking/Human-Centered Design Developing expertise in principles and practices of Change Management and Agility Experience creating service blueprints, illustrated journey maps, concept designs, service experience prototypes, empathy maps, and value proposition proposals to communicate ideas and designs to different groups of stakeholders Hands-on experience designing for a variety of digital touchpoints and non-digital channels and supporting the delivery of those designs Experience with conceptualization, ideation, and iterative prototyping, and with employing various methods to prototype service concepts such as staging and role-playing approaches Project and people management skills; experience functioning as a project leader as well as an individual contributor Strong ability to mentor and educate others on the value and principles of good experience design Team player who is comfortable navigating ambiguity within a self-directed culture Ability to establish strong working relationships with colleagues, clients, and key stakeholders Extensive experience conducting remote and in-person workshops; strong familiarity with supporting tools such as Miro and Webex Proficiency in industry best practices for digital and non-digital products and services Education and Experience Preferred: Consulting experience Relevant advanced degree or certification Financial services/commercial bank experience Knowledge of change theory and change management practices Knowledge of agile practices and methodologies Work Arrangement/Anticipated Travel Requirements: As the Experience Team for a community bank, we believe that our “office” may be anywhere our customers and employees live, work and play. So while our team members may not be required to come into an office on a set schedule, we are expected to engage in purposeful, in-person collaboration and to be active participants in the M&T community and the communities we serve. This position may require quarterly to monthly travel within the M&T Bank east coast footprint. This will be a hybrid position (part in-office/part remote) that includes time spent working in-office at an M&T Bank office location, preferably in the Buffalo, NY, New York, NY, Boston, MA, Bridgeport, CT, Baltimore, MD, or Wilmington, DE areas. Depending upon the location of the final candidate and the needs of the team, the position might be hybrid or possibly remote within the M&T Bank east coast footprint (CT, DE, ME, MD, MA, NH, NJ, NY, PA, RI, VT, VA or DC), with travel required as referenced above. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $97,869.52 - $163,115.87 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Title Senior Small Business Banking Consultant A Senior Small Business Banking Consultant is responsible for meeting the needs of Small Business clients that are domiciled in the Consumer Bank. This involves both a reactive and proactive team approach, working directly with clients, branch bankers, underwriters, and product specialists through telephone contact. Primary responsibility is to manage and grow Small Business client relationships, including sole proprietors, non-profits, and employer firms. Acts as an expert advisor to the Small Business owner on financial management covering a full range of financial products and services including deposits, loans, credit cards, merchant services, payroll, ACH/Wires, treasury services, insurance, and investments. Performance goals include growth of and retention of client relationships and service excellence. Small Business Banking deals are typically $10K - $2.5MM in loan exposure for internally generated referrals; however, based on the consultant's skill level can range up to $5MM or more in exposure for externally generated referrals from COIs, etc. Job Responsibilities: JOB RESPONSIBILITIES Meets with clients via telephone to assess client needs, review their financial management practices and solutions, conduct a cash cycle conversation, and make recommendations for products and services where needed. Performs application and fulfillment process directly on some solutions. Makes referrals to product and fulfillment experts as required. Manage/solve complex servicing issues for clients, by maintaining a strong understanding of resources within Flagstar. Proactively contacts targeted clients, sharing with them the impact Flagstar can have on their Small Business and setting up appointments for deeper conversations and a complete financial review. Facilitates credit requests within Consumer Bank thresholds and refer larger credit opportunities to the Commercial Bank. Facilitates referrals to Treasury Management Team. Meets individual performance goals of revenue/profit growth matrix on a quarterly basis. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent). Equivalent experience may substitute. Minimum experience required: 7+ Years of sales/client relationship management experience in banking/financial products, including significant experience with small business clients. Preferred Qualifications: Education level preferred: Undergraduate Degree (4 years or equivalent) in business related major. 7 years or more experience as a Small Business Banker, Business Banking Relationship Manager, or Branch Leader/Manager. 7 years or more phone-based sales experience of banking/financial products or solutions. Formal credit training. Small business banking sales training. Experience working with less experienced team members to mentor and develop them, sharing expertise and insights. Job Competencies: Excellent knowledge of how a business operates and the full set of financial solutions needed by a small business. In-depth knowledge of financial services sales process and cycle. Excellent knowledge of small business deposit and lending products. Demonstrated ability to conduct business at the highest level of complexity via telephone, including proactive client contact, building rapport, understanding client needs, conducting in-depth financial reviews, and effectively communicating solutions that meet client needs. Demonstrated credit acumen skills with the ability to understand as well as interpret financial statements and cash flow analysis. Demonstrated prospecting, relationship management, and sales skills. Excellent interpersonal, verbal and written communication skills. Strong negotiation and influencing skills. Excellent customer service and community relations skills. Strong knowledge of banking regulations, compliance, and requirements (e.g., Reg B, ECOA, HMDA, FIRREA, CRA, etc.). Mentors and trains less experienced Small Business Banking Consultants. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank