Foreclosure specialist job description

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we're one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Job Description

Provides a broad variety of operational support for foreclosures. Ensures proper application of and compliance with internal and regulatory standards, guidelines and procedures. Processes foreclosure actions within allowable timeframes set out by investors. Meets the allowable fees and costs, and processes them efficiently and within the policies and procedures set out by the applicable government agency to minimize losses for U.S. Bank.

Basic Qualifications

* High school diploma or equivalent
* Two to four years of mortgage banking experience in a collection or foreclosure department

Preferred Skills/Experience

* Good understanding of the business and broad office skills
* Demonstrated administrative skills and acute attention to detail
* Well-developed reading, writing and mathematical skills
* Ability to manage multiple tasks/projects and deadlines simultaneously
* Ability to identify and resolve exceptions and to interpret data
* Proficient PC skills in word processing, spread sheets and graphics
* Strong verbal, grammatical and written communication skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting careers.usbank.com.

EEO is the Law

Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal EEO is the Law poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

Specialist Foreclosure (Hybrid) - (POR000549) HGV Now Offers Day One Team Member Benefits - eligible for health benefits and 401k as of Day 1 of employment!
HiltonGO employee discount program - stay at Hilton Hotels for as low as $35 per night!

Hilton Grand Vacations is a leader in the vacation ownership industry, operating with an unwavering commitment to innovation, quality, and continued growth. At the core of our company's success are our Team Members. The foundation of our way of life has been about making memorable experiences and a positive impact within our industry and the communities in which we live and thrive.

As a Foreclosure Specialist you would be responsible for leading all aspects of the Recovery process for all portfolios types which includes, but is not limited to: demand letter preparation and mailing, warranty deed processing and recording, bankruptcy monitoring, and placing accounts in foreclosure. This position will also handle legal fee invoicing processing, the preparation of legal documents for execution, and inbound Recovery customer service calls from owners and legal agents. In addition, this position will be responsible for tracking recovery and foreclosure progress in the Recovery database through data entry, as well as the maintenance of the database through periodic quality audits.

Main Responsibilities:

Review and submit foreclosures as scheduled
Coordinate and track foreclosures for all properties, update statistics on foreclosures and provide timely follow-up on all foreclosure accounts, coordinate any necessary legal activity resulting from voluntary surrenders
Assist in facilitating HOA liens and foreclosures, including the legal coordination and follow up
Maintain systematic and organized filing for all accounts with legal action pending
Assist in the development and documentation of departmental policies and procedures
Carry out any reasonable request or special project from management

Why do Team Members Like Working for us:

Competitive base pay
Recognition Programs and Rewards
Discounted Hilton hotel rates worldwide!
401(k) program with company match.
Paid Time off
Paid Sick Days
Employee stock purchase program
Tuition reimbursement programs
Numerous learning and advancement opportunities

What are we looking for?

Excellent organizational, verbal and written communication skills
Proficient in Microsoft Word and Excel
High School Diploma/GED
Timeshare/Vacation Ownership experience
Legal, Real Estate Title/Deeding experience It would be advantageous in this position for you to demonstrate the following capabilities and distinctions:
Proficient in Microsoft Access
3-5 years of related experience

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Primary Location: United States-Nevada-Las VegasWork Locations: DRI Center Crossing 1450 Center Crossing Road 89144Job: Portfolio ServicesOrganization: CC-Portfolio - 18000419Schedule: Full-time Shift: Day JobJob Type: StandardJob Level: Individual ContributorJob Posting: Oct 13, 2022, 6:14:14 PM

• Work with servicers and their attorneys to expedite loans through the foreclosure process.
• Responsible for timely processing of activities and responsiveness to ensure foreclosure timeline management is met.
• Work closely with attorneys on litigation and contested foreclosure matters.
• Ensure accounts are properly documented within SONYMA's system of actions taken, correspondence, and explanation of any delays.
• Maintain SONYMA metrics and protocols on all foreclosure sales.
• Complete legal follow ups and verify foreclosure sales are complete and process repossessions as necessary.
• Work in coordination with the AVP/Mortgage Servicing, the Agency's legal department and the servicer to facilitate the sale and closing of all Real Estate Owned properties (REO) by processing contracts and all other required documentation.
• Review contracts and legal documents for accuracy and completeness.
• Manage flow of paperwork to legal department and to the servicer
• Manage the eviction completion process on properties that have completed the foreclosure process and are considered real estate owned (REO) properties
• Manage external business relationships in regard to the property
• Process sales proceeds and insurance claim payments Provide status reports of progress.
• Log in to the 800-room automated call distribution system during all assigned hours to take incoming calls from the public. Assist with questions/provide requested information to callers as needed.

Requirements/Qualifications:

The requirements listed below are representative of the knowledge, skill, and/or ability required for this position:

• 3+ years successful experience in real estate and foreclosure;
• Possess a thorough knowledge of the New York State foreclosure and REO processes;
• Familiarity of New York State real estate contracts and closing documentation;
• Ability to work effectively under pressure.
• Organizational skills to manage multiple accounts simultaneously;
• Ability to work independently with minimal supervision;
• Proficient in MS Excel and MS Word;
• Excellent verbal and written communication skills; and
• Strong analytical skills and attention to detail.

This job description is not intended to be all inclusive, and employee will also perform other reasonable related business duties as assigned.

WHAT WE OFFER:

• Extensive benefits package including paid leave, excellent health, dental, vision and retirement benefits;
• Promotional opportunities for dedicated professionals.