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The average salary for a fraud investigator in the United States is $49,010 per year. This figure represents a wide range of salaries depending on factors such as location, experience, and industry. For instance, fraud investigators working in finance often command higher salaries compared to those in other sectors.
Many states offer significantly higher salaries for fraud investigators. For example, states like California and New York are known for their competitive salary structures due to the high cost of living and demand for skilled professionals. Additionally, industries such as insurance and banking typically provide greater compensation packages.
Fraud investigators can find jobs in various settings, including private companies, government agencies, and non-profits. The need for fraud detection and prevention continues to grow, leading to an increase in job openings in this field. As such, pursuing a career as a fraud investigator not only promises a solid salary but also a fulfilling career path with substantial growth potential.
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The average fraud investigator salary in New York, Delaware, and Rhode Island are the highest in the U.S. The lowest average fraud investigator salary states are Oklahoma, Arkansas, and Nebraska.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Delaware | $72,149 | $34.69 |
| 2 | District of Columbia | $69,354 | $33.34 |
| 3 | New York | $72,558 | $34.88 |
| 4 | Pennsylvania | $70,153 | $33.73 |
| 5 | Rhode Island | $71,522 | $34.39 |
| 6 | Nevada | $61,656 | $29.64 |
| 7 | New Jersey | $59,522 | $28.62 |
| 8 | Oregon | $64,303 | $30.91 |
| 9 | Idaho | $59,808 | $28.75 |
| 10 | Washington | $64,808 | $31.16 |
| 11 | California | $64,146 | $30.84 |
| 12 | Ohio | $58,209 | $27.99 |
| 13 | Utah | $59,717 | $28.71 |
| 14 | Maryland | $56,914 | $27.36 |
| 15 | Hawaii | $56,047 | $26.95 |
| 16 | Alaska | $64,644 | $31.08 |
| 17 | Massachusetts | $56,364 | $27.10 |
| 18 | Arizona | $50,187 | $24.13 |
| 19 | Connecticut | $58,679 | $28.21 |
| 20 | West Virginia | $46,041 | $22.14 |
| 21 | New Hampshire | $53,787 | $25.86 |
| 22 | New Mexico | $48,147 | $23.15 |
| 23 | Virginia | $50,158 | $24.11 |
| 24 | Louisiana | $46,591 | $22.40 |
| 25 | Texas | $45,754 | $22.00 |
| 26 | Illinois | $51,087 | $24.56 |
| 27 | Maine | $54,069 | $25.99 |
| 28 | Florida | $45,120 | $21.69 |
| 29 | Mississippi | $45,944 | $22.09 |
| 30 | Michigan | $46,579 | $22.39 |
| 31 | Kansas | $47,750 | $22.96 |
| 32 | Vermont | $49,200 | $23.65 |
| 33 | North Dakota | $47,837 | $23.00 |
| 34 | Montana | $47,536 | $22.85 |
| 35 | Alabama | $38,089 | $18.31 |
| 36 | Nebraska | $37,118 | $17.85 |
| 37 | South Dakota | $41,594 | $20.00 |
| 38 | Kentucky | $38,779 | $18.64 |
| 39 | Colorado | $39,605 | $19.04 |
| 40 | Georgia | $39,587 | $19.03 |
| 41 | Arkansas | $37,705 | $18.13 |
| 42 | Minnesota | $38,508 | $18.51 |
| 43 | South Carolina | $41,487 | $19.95 |
| 44 | North Carolina | $40,307 | $19.38 |
| 45 | Wyoming | $38,607 | $18.56 |
| 46 | Missouri | $36,786 | $17.69 |
| 47 | Wisconsin | $39,004 | $18.75 |
| 48 | Oklahoma | $37,760 | $18.15 |
| 49 | Indiana | $37,824 | $18.18 |
| 50 | Tennessee | $35,392 | $17.02 |
| 51 | Iowa | $35,555 | $17.09 |
The highest-paying cities for fraud investigators are Sacramento, CA, New York, NY, and Wilmington, DE.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Sacramento, CA | $74,034 | $35.59 |
| 2 | New York, NY | $73,097 | $35.14 |
| 3 | Wilmington, DE | $72,394 | $34.80 |
| 4 | Philadelphia, PA | $71,396 | $34.33 |
| 5 | Washington, DC | $69,272 | $33.30 |
| 6 | Las Vegas, NV | $60,610 | $29.14 |
| 7 | Columbus, OH | $56,308 | $27.07 |
| 8 | Boston, MA | $56,226 | $27.03 |
| 9 | Concord, NH | $52,815 | $25.39 |
| 10 | Chicago, IL | $51,561 | $24.79 |
| 11 | Phoenix, AZ | $50,439 | $24.25 |
| 12 | Kansas City, KS | $47,530 | $22.85 |
| 13 | Bismarck, ND | $47,272 | $22.73 |
| 14 | San Antonio, TX | $46,957 | $22.58 |
| 15 | Tampa, FL | $45,605 | $21.93 |
| 16 | Roanoke, VA | $43,481 | $20.90 |
| 17 | Raleigh, NC | $41,879 | $20.13 |
| 18 | Colorado Springs, CO | $39,919 | $19.19 |
| 19 | Atlanta, GA | $39,330 | $18.91 |
| 20 | Saint Paul, MN | $38,599 | $18.56 |
A fraud investigator's salary ranges from $32,000 a year at the 10th percentile to $74,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $74,000 | $6,167 | $36 |
| 75th Percentile | $61,000 | $5,083 | $29 |
| Average | $49,010 | $4,084 | $24 |
| 25th Percentile | $39,000 | $3,250 | $19 |
| 10th Percentile | $32,000 | $2,667 | $15 |
The highest paying types of fraud investigators are investigator, certified fraud examiner, and fraud examiner.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Fraud Analyst | $53,187 | $4,432 | $25.57 | 10,891 |
| Investigator | $71,406 | $5,950 | $34.33 | 5,085 |
Top companies hiring fraud investigators now:
Fraud investigator salaries at Deutsche Bank and BMO Capital Markets are the highest-paying according to our most recent salary estimates. In addition, the average fraud investigator salary at companies like Morgan Stanley and Udemy are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Deutsche Bank | $98,369 | $47.29 |
| 2 | BMO Capital Markets | $89,866 | $43.20 |
| 3 | Morgan Stanley | $85,687 | $41.20 |
| 4 | Udemy | $83,766 | $40.27 |
| 5 | Ernst & Young | $83,620 | $40.20 |
| 6 | Expedia Group | $81,197 | $39.04 |
| 7 | Sandy Spring Bank | $75,760 | $36.42 |
| 8 | Robinhood | $73,916 | $35.54 |
| 9 | HCSC | $72,612 | $34.91 |
| 10 | First Hawaiian Bank | $71,390 | $34.32 |
| 11 | Old Second Bank | $71,194 | $34.23 |
| 12 | Spectrum | $68,213 | $32.79 |
| 13 | Tufts Health Plan | $67,049 | $32.24 |
| 14 | Digital Federal Credit Union | $65,003 | $31.25 |
| 15 | Elevance Health | $64,432 | $30.98 |
| 16 | Geisinger Medical Center | $63,657 | $30.60 |
| 17 | Tri-State Bank of Memphis | $62,606 | $30.10 |
| 18 | Seacoast Bank | $62,397 | $30.00 |
| 19 | Price Chopper Supermarkets-Market 32 | $60,368 | $29.02 |
| 20 | MSU Federal Credit Union | $59,137 | $28.43 |
The average fraud investigator salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $59,765 | $28.73 |
| 2 | Government | $55,534 | $26.70 |
| 3 | Insurance | $54,351 | $26.13 |
| 4 | Professional | $50,434 | $24.25 |
The average fraud investigator salary has risen by $9,035 over the last ten years. In 2014, the average fraud investigator earned $39,975 annually, but today, they earn $49,010 a year. That works out to a 6% change in pay for fraud investigators over the last decade.
Compare fraud investigator salaries for cities or states with the national average over time.
Compare fraud investigator salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $49,000 | $23.56 | +2.6% |
| 2024 | $47,800 | $22.96 | +1.6% |
| 2023 | $47,000 | $22.58 | +1.1% |
| 2022 | $46,500 | $22.34 | +0.1% |
| 2021 | $46,400 | $22.32 | +4.0% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Capital One | Anti-Money Laundering (AML) Fraud Investigator | Richmond, VA | 06/27/2025 | $61,600 |
| Capital One | Anti-Money Laundering (AML) Fraud Investigator | Wilmington, DE | 06/27/2025 | $61,600 |
| Capital One | Anti-Money Laundering (AML) Fraud Investigator | Chicago, IL | 06/27/2025 | $61,600 |
| Capital One | Anti-Money Laundering (AML) Fraud Investigator | Plano, TX | 06/27/2025 | $61,600 |
| Sofi | Fraud Investigator (Special Operations) | Cottonwood Heights, UT | 06/27/2025 | $76,800 |
| Olmsted County | Fraud Prevention Investigator | Nore, MN | 06/25/2025 | $69,810 |
| Neheadstart | Insurance Fraud Investigator | Lincoln, NE | 06/24/2025 | $52,217 |
| Paysign | Fraud & Disputes Investigator | Henderson, NV | 06/21/2025 | $39,653 |
| State of South Dakota | Fraud Investigator | Sioux Falls, SD | 06/16/2025 | $52,071 |
| Robinhood | Senior Fraud Investigator-Customer Protection | Lake Mary, FL | 06/14/2025 | $73,000 |
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