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A fraud specialist is essential in protecting organizations against fraudulent activities. As of October 2025, the average salary for a fraud specialist is $37,709 per year, translating to approximately $18 per hour. Salaries can differ based on various factors, including geographic location, experience, and the specific industry in which they work.
Some states offer significantly higher salaries for fraud specialists. For instance, states with major financial sectors often provide competitive compensation, reflecting the demand for skilled professionals in fraud prevention. Understanding these regional differences is key for job seekers aiming to optimize their earnings.
With experience, fraud specialists can advance to higher-paying roles such as fraud manager or compliance officer. Advanced skills in data analysis and fraud detection can further enhance earning potential. There are numerous opportunities for growth within this profession, making it a promising career path for those interested in finance and security.
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The highest-paying states for fraud specialists are New York, Rhode Island, and Delaware. The lowest average fraud specialist salary states are Missouri, Florida, and Arkansas.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Delaware | $59,874 | $28.79 |
| 2 | New York | $61,720 | $29.67 |
| 3 | North Dakota | $52,217 | $25.10 |
| 4 | Pennsylvania | $59,012 | $28.37 |
| 5 | Rhode Island | $61,701 | $29.66 |
| 6 | Alaska | $55,722 | $26.79 |
| 7 | District of Columbia | $56,097 | $26.97 |
| 8 | Montana | $47,059 | $22.62 |
| 9 | Oregon | $48,512 | $23.32 |
| 10 | Idaho | $47,083 | $22.64 |
| 11 | Vermont | $46,492 | $22.35 |
| 12 | South Dakota | $44,301 | $21.30 |
| 13 | New Hampshire | $48,498 | $23.32 |
| 14 | Illinois | $49,851 | $23.97 |
| 15 | Maine | $50,169 | $24.12 |
| 16 | Washington | $50,570 | $24.31 |
| 17 | Iowa | $41,878 | $20.13 |
| 18 | Massachusetts | $49,390 | $23.75 |
| 19 | Arizona | $43,008 | $20.68 |
| 20 | Connecticut | $50,259 | $24.16 |
| 21 | Kansas | $44,504 | $21.40 |
| 22 | Nevada | $42,398 | $20.38 |
| 23 | New Jersey | $50,337 | $24.20 |
| 24 | Utah | $43,632 | $20.98 |
| 25 | Ohio | $44,695 | $21.49 |
| 26 | Maryland | $46,441 | $22.33 |
| 27 | California | $50,307 | $24.19 |
| 28 | Michigan | $42,733 | $20.54 |
| 29 | Hawaii | $42,962 | $20.65 |
| 30 | Wyoming | $37,366 | $17.96 |
| 31 | Mississippi | $38,721 | $18.62 |
| 32 | Louisiana | $37,306 | $17.94 |
| 33 | Nebraska | $37,034 | $17.80 |
| 34 | West Virginia | $39,969 | $19.22 |
| 35 | New Mexico | $38,971 | $18.74 |
| 36 | Virginia | $41,042 | $19.73 |
| 37 | Minnesota | $41,184 | $19.80 |
| 38 | Texas | $38,128 | $18.33 |
| 39 | Wisconsin | $38,977 | $18.74 |
| 40 | North Carolina | $36,411 | $17.51 |
| 41 | Florida | $33,849 | $16.27 |
| 42 | South Carolina | $37,935 | $18.24 |
| 43 | Alabama | $33,057 | $15.89 |
| 44 | Indiana | $35,704 | $17.17 |
| 45 | Arkansas | $33,486 | $16.10 |
| 46 | Georgia | $35,384 | $17.01 |
| 47 | Tennessee | $32,439 | $15.60 |
| 48 | Kentucky | $36,136 | $17.37 |
| 49 | Missouri | $34,751 | $16.71 |
| 50 | Colorado | $36,239 | $17.42 |
| 51 | Oklahoma | $32,942 | $15.84 |
The highest-paying cities for fraud specialists are New York, NY, Jersey City, NJ, and Chicago, IL.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $61,995 | $29.81 |
| 2 | Jersey City, NJ | $50,480 | $24.27 |
| 3 | Chicago, IL | $50,193 | $24.13 |
| 4 | Boston, MA | $49,427 | $23.76 |
| 5 | Portland, OR | $48,758 | $23.44 |
| 6 | Concord, NH | $48,160 | $23.15 |
| 7 | Cleveland, OH | $47,589 | $22.88 |
| 8 | Baltimore, MD | $47,083 | $22.64 |
| 9 | Carson City, NV | $44,396 | $21.34 |
| 10 | Arlington, VA | $44,190 | $21.25 |
| 11 | Phoenix, AZ | $43,192 | $20.77 |
| 12 | Ann Arbor, MI | $42,341 | $20.36 |
| 13 | Davenport, IA | $41,771 | $20.08 |
| 14 | Minneapolis, MN | $41,219 | $19.82 |
| 15 | Albuquerque, NM | $39,138 | $18.82 |
| 16 | Milwaukee, WI | $38,825 | $18.67 |
| 17 | Dallas, TX | $38,236 | $18.38 |
| 18 | Greenville, SC | $38,178 | $18.35 |
| 19 | Charlotte, NC | $35,759 | $17.19 |
| 20 | Pensacola, FL | $35,647 | $17.14 |
A fraud specialist's salary ranges from $25,000 a year at the 10th percentile to $56,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $56,000 | $4,667 | $27 |
| 75th Percentile | $46,000 | $3,833 | $22 |
| Average | $37,709 | $3,142 | $18 |
| 25th Percentile | $30,000 | $2,500 | $14 |
| 10th Percentile | $25,000 | $2,083 | $12 |
The highest paying types of fraud specialists are certified fraud examiner, fraud examiner, and specialist.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Fraud Investigator | $49,010 | $4,084 | $23.56 | 5,470 |
| Fraud Analyst | $53,187 | $4,432 | $25.57 | 10,891 |
Top companies hiring fraud specialists now:
Fraud specialist salaries at Goldman Sachs and Deloitte are the highest-paying according to our most recent salary estimates. In addition, the average fraud specialist salary at companies like GreenState Credit Union and Visa are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Goldman Sachs | $66,881 | $32.15 |
| 2 | Deloitte | $66,685 | $32.06 |
| 3 | GreenState Credit Union | $57,796 | $27.79 |
| 4 | Visa | $57,634 | $27.71 |
| 5 | UFCU | $56,559 | $27.19 |
| 6 | Public Service Credit Union | $55,931 | $26.89 |
| 7 | San Mateo CU | $54,778 | $26.34 |
| 8 | MUFG EMEA | $54,774 | $26.33 |
| 9 | Home Bancshares Inc. | $54,121 | $26.02 |
| 10 | JPMorgan Chase & Co. | $53,671 | $25.80 |
| 11 | United Nations | $52,719 | $25.35 |
| 12 | Eastern Savings Bank | $47,536 | $22.85 |
| 13 | SouthernManagementCo | $45,953 | $22.09 |
| 14 | COMM BANCORP INC | $44,417 | $21.35 |
| 15 | Kering Americas Inc | $44,417 | $21.35 |
| 16 | Prosper Group | $44,399 | $21.35 |
| 17 | Versapay | $44,391 | $21.34 |
| 18 | SHAZAM | $44,374 | $21.33 |
| 19 | Binance | $44,205 | $21.25 |
| 20 | Veri-Tax | $44,139 | $21.22 |
The average fraud specialist salary has risen by $6,952 over the last ten years. In 2014, the average fraud specialist earned $30,757 annually, but today, they earn $37,709 a year. That works out to a 6% change in pay for fraud specialists over the last decade.
Compare fraud specialist salaries for cities or states with the national average over time.
Compare fraud specialist salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $37,700 | $18.13 | +2.6% |
| 2024 | $36,700 | $17.67 | +1.6% |
| 2023 | $36,100 | $17.38 | +1.1% |
| 2022 | $35,800 | $17.19 | +0.1% |
| 2021 | $35,700 | $17.18 | +4.0% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Nintendo | Assoc Fraud Specialist | Redmond, WA | 06/29/2025 | $60,398 |
| First Alliance Credit Union | BSA and Fraud Specialist | Rochester, MN | 06/21/2025 | $54,450 |
| SPS Corp | Fraud Specialist | New York, NY | 06/18/2025 | $43,827 |
| Its Inc. | Fraud Specialist | Des Moines, IA | 06/16/2025 | $41,740 |
| Shazam | Fraud Specialist | Des Moines, IA | 06/16/2025 | $41,740 |
| Innovative Systems Group | Fraud Specialist | Overland Park, KS | 05/30/2025 | $39,653 |
| Discover | Fraud Specialist | Columbus, OH | 05/28/2025 | $35,479 |
| Discover Financial Services | Fraud Specialist | Iron City, TN | 05/28/2025 | $35,479 |
| Discover Financial Services | Fraud Specialist | Phoenix, AZ | 05/28/2025 | $35,479 |
| Discover Financial Services | Fraud Specialist | West Valley City, UT | 05/28/2025 | $35,479 |
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