SBA Undewriter
Baton Rouge, LA jobs
This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience.
Job Purpose
Responsible for providing accurate credit analysis and risk assessment of SBA & USDA loans to determine their creditworthiness.
Duties and Responsibilities
* Knowledge of SBA SOP.
* Underwriting SBA Loans in accordance with the Bank's policies and procedures.
* Attend and participate in vetting and credit approval discussions.
* Work with BDO's and Management to perform and document the Bank's formal credit analysis for new loan requests - credit memo creation, financial spreads, cash flow statements, collateral analysis, global cash flow analysis, support of strengths, mitigation of weaknesses, and eligibility of new and existing credit facilities.
* Be capable of maintaining a mixed portfolio of underwriting new loans and modification requests.
* Review and approve all underwriting conditions in a timely manner.
* Request required documentation, financials, etc. from the borrower and guarantors as needed.
* Providing frequent communication to all parties involved in transactions in a positive and constructive manner.
* Delivering excellent service to customers both inside and outside the Bank.
* Attend appropriate training and conferences in order to build and maintain expert credit and SBA specific knowledge.
* Manage Underwriting deal flow between the bank and Lender Service Provider as needed.
* Other duties as assigned.
Qualifications
Minimum
* Bachelor's degree
* Thorough knowledge of SBA lending rules, regulations and practices
* 3 years of SBA 7a loan underwriting experience
* Word and Excel proficiency
* Excellent interpersonal and written skills
* Verbal and written communication and presentation skills
* Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Preferred
* Experience with Moody's
* USDA B&I loan underwriting experience
* 5+ years of SBA 7a loan underwriting experience
* Formal credit training
* Ability to underwrite and handle a large volume of loans
Working Conditions
* Frequently required to operate a computer, printer, copy machine, calculator, telephone, and/or other office equipment.
* the employee frequently exchanges information with others and must be able to do so in an effective manner. Must have the ability to communicate clearly and effectively, both verbally and in writing, and across a variety of audiences.
* May frequently move up to 20 pounds and occasionally move items up to 40 pounds.
* Frequently reaches for files, books, and comparable items in high or low places and must have the ability to bend, stoop, or reach.
* Typical schedule is 40 hours per week, Monday through Friday. Extended hours may be occasionally required.
* We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.
Underwriter - Disability Insurance
Houston, TX jobs
Do you want to be part of a team that encourages your growth, supports your ambitions and makes it a priority for you to reach your goals? Is helping people part of who you are? At MassMutual, we help millions of people find financial freedom, offer financial protection and plan for the future. We do this by building trust with our customers by being knowledgeable problem solvers and by prioritizing their needs above all else. We Live Mutual.
* POSITION IS 100% REMOTE/VIRTUAL* Work from home anywhere in the United States
We are seeking a DI Underwriter to join our team! You will be responsible for working with our customers, agents and brokers during the individual disability income insurance sales and service process.
The Opportunity
* Become a part of a dynamic team that is helping Americans protect the ones they love
* Highly competitive pay & benefits on the first day
* 100% remote/virtual position - work from home anywhere in the US
The Team
It is an exciting time to be and underwriter at MassMutual! MassMutual is going through a digital transformation while continuing to be a leading customer-centric company. The team is composed of underwriters supporting our MassMutual Financial Advisors (MMFA) distribution channel. We support MassMutual career agents, individual brokers and the consumers they serve. The team culture is collaborative, cross-functional, and uses old and new technologies combined with a work/life balance.
The Impact
We are looking for the right candidate to join our team. The chosen candidate will be tasked with developing the skills needed to underwrite disability insurance in a fast-paced diverse work environment that is inclusive and values different experiences, backgrounds and knowledge.
Roles and Responsibilities
* Evaluate and handle all underwriting aspects of disability insurance applications.
* Understand underwriting policies, guidelines, practices, and procedures.
* Determine whether to accept, modify, or decline a risk through evaluation of an individual's risk profile including medical history, occupational hazards, financial background, etc.
* Build trust by providing efficient, quality service to our MMFA agents, brokers, and field office staff.
* Communicate effectively with the field to explain underwriting decisions and facilitate placement of business.
* Tailor communication style to fit a variety of target audiences, foster relationships and facilitate placement of business.
* Collaborate with stakeholders to gather information necessary for decision-making and selecting profitable risks.
* Influence and champion changes to improve processes while maintaining morbidity expectations.
* Leverage interpersonal and emotional intelligence skills to develop relationships with key business partners across the competitive landscape.
* Work independently with minimal direction and be comfortable with ambiguity.
The Minimum Qualifications
* High school diploma or GED
* 3+ years of proven success underwriting disability insurance in a fast-paced work environment.
* $7K+ approval authority in disability insurance underwriting.
The Preferred Qualifications
* Bachelor's degree
* 5 Years+ of proven success underwriting individual disability insurance in a fast-paced work environment
* Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature
* Exams completed toward industry designations i.e., DIA/DIF, AALU/FALU, FLMI, etc.
* Thorough knowledge of all aspects of risk selection (medical, non-medical, financial).
* Excellent understanding of key underwriting concepts, best practices and in the implementation of necessary risk management controls
* Thorough knowledge of underwriting administrative systems, product rules, guidelines and medical factors impacting morbidity with a keen ability to position the underwriting decision to the field
* Ability to think critically and problem solve using data to drive toward resolution
* Technological/digital savvy with high intellectual curiosity
* Demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
* Proven customer service and communication skills
* Positive, inclusive, agile, and collaborative mindset
* Strong verbal and written communication skills
* Flexibility to handle changing priorities
* Collaborative team player with the ability to contribute to a positive work environment.
What to Expect as Part of MassMutual and the Team
* Regular meetings with the DI Underwriting Team
* Focused one-on-one meetings with your manager
* Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
* Access to learning content on Degreed and other informational platforms
* Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
#LI-Remote
#LI-JA1
Salary Range:
$65,800-$86,300
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
Auto-ApplyUnderwriter
Visalia, CA jobs
Join the GEM Mortgage Team!
Ready to be part of a leading mortgage lender that truly puts clients first at VERO Mortgage, a division of Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit.
Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities.
At Golden Empire Mortgage, our LEADER values guide everything:
• Loyalty to our team, borrowers, and partners.
• Excellence in all we do.
• Accountability-we take ownership.
• Driven for continuous improvement.
• Engaged to deliver success.
• Reliability you can count on.
If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join VERO Mortgage and help us empower clients and communities!
Job summary
Underwrite various types of mortgage loans per established company and investor guidelines.
Essential job functions
Underwrite a full range of mortgage loans including Conventional, Conventional, FHA and VA
Meet established underwriting turn times and underwrite a minimum of 35-40 loans per month while maintaining quality standards.
Ensure that loans meet Agency and investor standards.
Provide excellent customer service to the branches by fielding telephone and e-mail questions on loan programs and underwriting guidelines.
Complete other tasks as requested by department manager.
Minimum requirements
High School Diploma/GED, 3-5 years minimum of mortgage underwriting experience in a retail, wholesale, or correspondent lending environment. Active Government designation preferred, but not required.
Abilities Required
Good oral and written communication skills
Multitask-fast paced environment.
Excellent organizational skills.
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector.
Functional knowledge of state and federal agency mortgage loan guidelines and regulations.
Organized, highly detailed, with the ability to effectively prioritize workload and meet deadlines.
Compensation Disclosure
This is a non-exempt, hourly position. The pay range for this role is $30.00 to $36.00 per hour, depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.
At-Will Employment
This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time, with or without cause or notice, subject to applicable law.
Work Location
This position is fully remote. Employees may perform all job duties from a location outside of their main office or branch location, subject to reliable internet access and compliance with company policies.
Equal Opportunity Employer
VERO Mortgage and Golden Empire Mortgage are Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law.
Reasonable Accommodations
VERO Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation, please contact us at **************.
California Consumer Privacy Notice
VERO Mortgage, a division of Golden Empire Mortgage, may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policy *************************************** .
Auto-ApplyDistributed Retail - Underwriter (Remote)
Remote
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities
Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines).
Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility.
Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports.
Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA).
Issue conditional approvals, suspensions, or denials with clear, detailed explanations.
Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues.
Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements.
Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines.
Participate in ongoing training and audits to ensure compliance and accuracy.
Non-Essential Job Duties and Responsibilities
Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
Promotes interdepartmental communication and culture.
Lead, develop and motivate the team across all locations and operational functions.
Continued focus to ensure all families (Internal and External) are receiving the best possible service
Qualifications and Skills
2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo).
DE/SAR/LAPP certification preferred for government loan programs.
Strong analytical and decision-making skills with attention to detail.
Excellent written and verbal communication abilities.
Ability to work independently in a fast-paced environment with strict deadlines.
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplySmall Business E&S Binding Underwriter - Navigators, a Brand of The Hartford
Hartford, CT jobs
Executive Underwriter - UH07EBSenior Underwriter - UH08EA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Small Business E&S Wholesale Binding Division of Navigators, a brand of The Hartford, is dedicated to providing creative solutions to meet the demands of a dynamic small business excess market.
We'll Be a Good Match if You Have:
+ A customer-first mindset, putting our customers at the center of everything you do.
+ A passion for making decisions through both analyzing data and employing critical thinking.
+ A team spirit and desire to work collaboratively.
+ A financial mindset to help make the best decisions.
+ Ability to own our work and following through on commitments.
+ Ability to decipher and execute within a fluid and changing business environment.
+ An understanding of how to build relationships and trust among diverse groups.
+ The ability to advance their careers into technical OR leadership positions.
Responsibilities include:
+ Referral Underwriter for a geographic book of business
+ Analyzes geographic and individual book on quarter-to-quarter basis for potential action. Identifies potential quality management concerns and addresses appropriately.
+ Expertly applies all applicable Underwriting guidelines when making decisions.
+ Capable of underwriting highly complex business and will require limited support from leadership and infrequent referral activity to complete quotes
+ Broker Management which includes creating, driving and execution of strategies for new business growth and/or renewal retention (prospective book management, executes on the mix strategy, low strategy, territorial plans, etc.)
+ Acts as a trusted advisor and solution provider to Brokers
+ Partnership with E&S Binding Underwriting & Sales leadership identifying trends and recommending enhancements for increased profitable growth
+ Up to 25% travel (predominantly within territory)
+ Coaching and Mentoring new hires
+ Involved in Sales and Underwriting training and upskilling of the E&S Team
+ Acts a role model and informal leader on the team
+ Provides referral and workload support where needed
Qualifications:
+ Bachelor's Degree preferred, or equivalent combination of education, training and experience
+ 3+ years of commercial underwriting experience, excess and surplus experience preferred
+ Experience working with wholesale insurance brokers
+ Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
+ Excellent communication, interpersonal and presentation skills, both written and verbal
+ An ability to think analytically about business problems, make recommendations and propose solutions.
+ High energy self-starter, who is resilient and has an entrepreneurial spirit
+ Demonstration of solid time, organizational, and desk management skills
+ Goal-oriented and delivers outcomes
+ Ability to challenge the status quo and compete to win
+ Superior technical knowledge and sound decision-making and analytical skills
***Job title level will be determined after careful review of the selected candidate's qualifications***
Location:
This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Charlotte, NC; San Antonio, SC; Scottsdale, AZ; Clinton, NY; Hartford, CT) will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$85,600 - $150,000
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
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Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
Legal Notice (*****************************************
Accessibility Statement Producer Compensation (**************************************************
EEO
Privacy Policy (**************************************************
California Privacy Policy
Your California Privacy Choices (******************************************************
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Sr. Life Insurance Underwriter (Remote)
McKinney, TX jobs
Primary Duties & Responsibilities At Globe Life, we continually seek talented Senior Life Insurance Underwriters who can play a pivotal role in the company's expansion. Our thriving and dynamic community offers ample room for professional development, increased earning potential, and a secure work environment.
We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.
Role Overview:
Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities!
In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments.
This is a remote / work-from-home position.
What You Will Do:
* Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition.
* Implement underwriting policies and procedures for new business processing and other department processes.
* Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines.
* Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls.
* Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results.
* Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements.
* Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens.
* Manage aging cases and referrals from other underwriters and screeners.
* Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management.
What You Can Bring:
* Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree.
* Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses.
* Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology.
* Minimum of 3 years' experience in an Underwriter role or above.
* Daily application of critical thinking and complex problem-solving skills.
* Strong verbal and written communication skills.
* Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus.
Applicable To All Employees of Globe Life Family of Companies:
* Reliable and predictable attendance of your assigned shift.
* Ability to work full-time and/or part-time based on the position specifications.
How Globe Life Will Support You:
Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life:
* Competitive compensation designed to reflect your expertise and contribution.
* Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.
* Robust life insurance benefits and retirement plans, including a company-matched 401 (k) and pension plan.
* Paid holidays and time off to support a healthy work-life balance.
* Parental leave to help our employees welcome their new additions.
* Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.
* Company-paid counseling for assistance with mental health, stress management, and work-life balance.
* Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.
* Discounted Texas Rangers tickets for a proud visit to Globe Life Field.
Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.
Location: 7677 Henneman Way, McKinney, Texas
Remote DE FHA Underwriter
Fort Wayne, IN jobs
Full-time Description
Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings.
Essential Responsibilities
Underwrite FHA, VA, and conventional mortgage loans
Ensure loans meet company, investor, and agency guidelines
Analyze full credit packages and verify loan quality
Recommend decisions on loans exceeding authority levels
Support processors and correspondents with guideline interpretation
Respond to post-closing audits and quality control reviews
Assist with training of new underwriters when needed
Maintain a professional image and standard consistent with company policies and procedures
Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation
Perform other tasks as requested
Knowledge, Skills and Abilities
Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff
Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy
Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations
Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools
Critical thinker with sound judgment and decision-making ability under deadlines
Self-motivated, goal-oriented, and committed to delivering high-quality work
Detail-oriented with strong recordkeeping and document retrieval skills
Experience and Training
3+ years of mortgage underwriting experience - Required
DE/FHA Certification - Required
SAR designation - Preferred
Deep knowledge of FHA/VA/agency underwriting guidelines
High attention to detail and quality control
Proficient in Microsoft Office (Word, Excel, Outlook)
Bachelor's degree preferred (HS diploma required)
Requirements
Physical Demands and Work Environment
Physical Demands:
This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more)
Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required
Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms
Regular, reliable attendance during standard business hours (8am-5pm EST) is required
Work Environment:
Fully remote position - work from a dedicated home office environment
Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information
Daily use of standard remote office technology, including a computer, phone, and secure digital systems
Why Choose a Career at Ruoff Mortgage?
At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people.
We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership.
What You'll Get: Ruoff Strong Total Rewards
Our comprehensive benefits package is designed to support your personal well-being and professional success:
Health & Wellness: Medical, dental, and vision plans to keep you and your family covered
Retirement Savings: 401(k) with company match to help you plan for the future
Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance
Career Growth: Access to training, education, and advancement opportunities
Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges
Additional Information:
Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law.
We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us.
Employment with Ruoff Mortgage is “at-will,” meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice.
This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs.
This is a remote position with working hours of 8am-5pm EST.
The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs.
Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off.
Only candidates selected for an interview will be contacted.
Salary Description $70,000-$80,000/year, plus production bonuses
TE Jumbo Securitization Credit Underwriter
Remote
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
The Credit Underwriter is to issue credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters are to meet the minimum daily production goals plus clearing conditions and perform within department audit standards.
This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs.
Essential Functions
Underwrite residential mortgage loans in accordance with Conventional guidelines.
Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES.
Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices.
Meet the minimum daily production goals and quality targets plus clearing conditions and perform within department audit standards.
Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections.
Review of residential mortgage appraisal forms and calculations of Loan to Value ratios.
Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
Analyze assets statements for all types of asset accounts.
Ability to work overtime and weekends if needed.
Perform other related duties as assigned.
Essential Knowledge, Skills, & Abilities
Ability to work in a fast-paced, metrics driven environment.
Strong analytical and problem-solving skills.
Ability to prioritize multiple objectives to meet client deadlines and department goals.
Excellent verbal and written communication skills.
Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint.
Strong underwriting knowledge of Prime or standard Full Documentation.
Ability audit standard full documentation program clients.
In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws.
In-depth knowledge of the total closing function to include, underwriting conditions prior to closing, closing instructions and procedures, and RESPA.
Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience.
Must be able to use Desktop Underwriter (DU), Loan Prospector (LP) and other LOS (loan operations systems).
Commitment and ability to cultivate a diverse and inclusive work environment.
Education
High School Diploma or equivalent.
Associate degree or equivalent industry experience required.
Experience
3+ years of relevant industry experience required.
3+ years securitization experience required.
3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge along with A Paper, B/C Paper, Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products.
Compensation and Benefits
Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401(k)!
Compensation: $32.00 - $40.00 / hour
Application Guidelines:
For best consideration, please submit your resume and application materials by DATE. Review of applications will begin immediately.
Working Conditions
Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location.
Physical Demands and Activities
While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders.
Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis.
The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
Auto-ApplyNon-Conforming Underwriter
Costa Mesa, CA jobs
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $90,000 to $110,000 annually plus bonus.
Key Responsibilities:
Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud.
Efficiently enter data into DU/LP systems and execute the final AUS processing.
Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs.
Accurately log loan data and decisions into our operating system, ensuring precision at every step.
Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines.
Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns.
Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients.
Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills.
Requirements
Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and proce-dures.
Current jumbo, non-agency, and alternative document experience for at least 3 years.
Must be able to multi-task in a fast-paced environment while maintaining a high level of quality.
Extensive knowledge of all FNMA/FHLMC and investor guidelines.
Extensive knowledge of complex tax returns including multiple businesses and multi-ple financed properties.
Able to handle multiple investors guidelines.
Maintain quality and production standards as set forth by management.
Strong attention to detail, organization, and communication skills.
Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience.
Must comply with all BSA/AML requirements as well as any mandatory changes.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplyGovernment Underwriter
Costa Mesa, CA jobs
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Conventional / Government underwriter is responsible for rendering a decision within company guidelines and communicating the decision to all applicable parties. Must be able to work independently, or as a team; have critical thinking skill, have excellent written, and verbal communication skills. Maintains exceptional customer service to remain consistent with company culture.
This role will deal with numbers, calculations and must possess a good auditing and analytical skills including a firm knowledge on math. A good skill in decisions making is also vital since the major of mortgage underwriters are deciding and evaluating whether to approve or deny the client's loan application.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $88,000 to $106,000 annually plus bonus.
Key Responsibilities:
Review credit documents in accordance to JMAC, FHA, and VA guidelines.
Review borrower's income and assets in accordance to JMAC, FHA, and VA guidelines.
Review subject property title and appraisal in accordance to JMAC, FHA, and VA guidelines.
Must be able to make loan decisions independently (Approve or Decline).
Sign off on conditions.
Verify the consistency of information throughout the file
Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms.
Complete assigned files within established turn times.
Maintain communication, and customer service with file contacts throughout the loan process.
Other duties as assigned.
Based on business needs overtime may be required.
Requirements
At least 2 years of recent experience as a DE and SAR Underwriter.
A minimum of 2 years of recent expertise in FHA and VA lending.
A thorough understanding of current FHA and VA guidelines.
Familiarity with federal and state regulations in the mortgage banking sector (including TRID, ECOA, Fair Lending, etc.) is essential.
Proficient knowledge of DU/LP/TOTAL Scorecards is required.
Excellent communication skills with the ability to engage effectively with brokers.
Preference for candidates with 6 months or more experience in USDA/RD, though it's not mandatory.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplyTE Compliance Underwriter II
Remote
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirement and guidelines are met. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects.
This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs.
Essential Functions
Review and capturing loan data from mortgage documents including but not limited to Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc.
Review Hud-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy
Analyzing and capturing settlement fees for state and federal testing
Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file
Manage individual workflow to ensure daily volume and quality goals are met
Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation.
Education
HS Diploma/GED
Associate/Technical Degree Preferred
Experience
1+ years in any area of the residential mortgage industry with familiarity of mortgage origination documents
1 year experience in mortgages required
1+ year of compliance reviews preferred.
Essential Knowledge, Skills & Abilities
Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope
Preferred knowledge of TRID Documents
Strong commitment to customer service and satisfaction;
Excellent time management skills;
Excellent verbal and written communication skills;
Ability to work in a fast-paced, metrics driven environment.
Strong analytical and problem-solving skills.
Ability to prioritize multiple objectives to meet client deadlines and department goals.
Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint.
Commitment and ability to cultivate a diverse and inclusive work environment.
Compensation and Benefits
Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401k!
Compensation: $24.00 to $31.00 / hour
Application Guidelines:
For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately.
Working Conditions
Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location.
Physical Demands and Activities
While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders.
Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis.
The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
Auto-ApplyConventional Underwriter
Costa Mesa, CA jobs
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
The Conventional Underwriter will evaluate and analyze residential loan applications in line with investor, agency, and internal standards. Scrutinize loan documentation for accuracy and completeness to ensure compliance with eligibility criteria, thereby reducing the potential for risk or loss for the company. Must also collaborate effectively with wholesale brokers, Account Executives, and Operations personnel. All while delivering exceptional customer service through clear communication and close attention to detail.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $77,000 to $92,000 annually plus bonus.
Key Responsibilities:
Conduct a meticulous and precise examination of all loan documents, including the AUS decision report, credit report, various income sources including complex personal and business tax returns, assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, and checks for red flags and potential fraud.
Enter data into DU/LP systems and execute the final AUS assessment.
Uphold the quality and production benchmarks established by management.
Review underwriter files and resolve conditions on loans with exceptional attention to detail and an urgent approach for the benefit of our customers.
Accurately input loan data and decisions into the current operating system.
Scrutinize transaction matrices and both internal and investor overlays to guarantee adherence to investor guidelines.
Implement and uphold fraud detection methods. Solicit additional information/documentation as needed and identify risk factors that may undermine the overall quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan discrepancies by collaborating with the post-closing department to address any unresolved conditions or issues.
Communicate loan decisions clearly, either verbally or via email, in a professional and constructive manner to foster strong working relationships with coworkers and customers.
Maintain regular communication with brokers and sales personnel to ensure prompt responses to inquiries while exemplifying exceptional customer service skills.
Requirements
Candidate should possess recent underwriting experience with a variety of Conventional loan products for at least 2 years and should be up-to-date with all the latest guidelines, policies, and procedures.
The ability to juggle multiple tasks in a dynamic, fast-paced environment while ensuring the highest quality standards is essential.
In-depth understanding of all FNMA/FHLMC and investor guidelines is required.
Exceptional attention to detail, strong organizational skills, and excellent communication abilities are crucial.
Outstanding verbal and written communication skills are necessary to articulate complex issues clearly and gather insights from a diverse audience.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan plus matching (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplyMortgage Loan Underwriter - Remote Opportunity
Springfield, IL jobs
Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
JOB SUMMARY:
Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking.
ESSENTIAL FUNCTIONS AND DUTIES:
· Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending.
· Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation
· Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list
· Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval.
· Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company.
· Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA.
· Performs other job-related duties and special projects as assigned.
QUALIFICATIONS:
Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans.
Experience in Microsoft Office applications.
Excellent written and verbal communication skills.
Knowledge of financial analysis techniques.
Ability to work in a team-based, fast-paced work environment.
High degree of accuracy and strong organizational skills.
Ability to work under pressure and on deadline
EDUCATION:
Bachelor's degree in related field or equivalent experience.
Auto-ApplySmall Business Underwriter Trainee - Hybrid - January 2026
Hartford, CT jobs
Associate Underwriter - UBTRAN
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Underwriting Trainee Opportunities: Gain Real World Experience
We're in the business of helping people achieve amazing things. From opening a small business to buying a car or home to recovering from illness or injury and so much more, we help people protect the things that matter. And you can help us when you join our team of underwriters. They're at the heart of everything we do. By joining us, you will be on a team known throughout the industry for providing our customers with the right amount of coverage they need to pursue their unique interests.
As a participant in the Small Business Underwriter On-boarding and Risk Education training program, you will gain critical experience to prepare you for a successful underwriting career at The Hartford.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, we value entrepreneurial spirits, self-starters and are customer focused. We welcome all ideas and encourage authenticity. It's where opportunities exist to hone your underwriting skills by working with our sales teams, experienced underwriters, and other leaders - and your career path can take any direction you might choose.
Our 14-week hybrid training program starting January 2026 includes self-directed and virtual classroom learning sessions. You will receive on-the-job work experience as well as ongoing coaching and support from your mentor and manager to round out your Small Business Underwriting experience. After the formal program concludes, you will have the knowledge to begin a formal career with full support every step of the way.
Location: hybrid reporting to Charlotte, NC; Clinton, NY; Hartford CT; San Antonio, TX or Scottsdale, AZ;
AS AN ASSOCIATE UNDERWRITER YOU WILL:
· Work on our underwriting team supporting small business owners. The underwriter will handle all commercial lines, including Business Owner's Policy (BOP), Commercial Automobile, Workers' Compensation and Umbrella.
· Learn to accurately develop and price individual risks, analyze loss and risk information, and recognize "red flags" and file inconsistencies to write profitable commercial business.
· Partner with aligned territory sales rep to achieve profit and growth objectives.
· Learn to build and leverage relationships with key agents that allow The Hartford to obtain new accounts and drive optimal business results in a highly competitive marketplace.
You Will Be a Good Match if You Have:
· A customer-first mindset, putting our customers at the center of everything you do.
· A passion for making decisions by analyzing data and employing critical thinking skills.
· A team spirit and desire to work collaboratively.
· A financial mindset to help make the best decisions.
· Ability to own your work and following through on commitments.
· Ability to decipher and execute within a fluid and changing business environment.
· An understanding of how to build relationships and trust among diverse groups.
· The ability to advance your career into technical OR leadership positions .
Qualifications:
· Bachelor's Degree preferred, or equivalent combination of education, training, and Insurance experience .
· Excellent written and interpersonal communication and presentation skills
· Ability to think analytically about business problems, make recommendations, and propose solutions .
· Possession of resilience and an entrepreneurial spirit
· Demonstration of solid time, organizational, and desk management skills .
· Goal oriented with a strong desire to deliver outcomes in timely manner .
· Acts with a sense of urgency and is responsive to internal and external customer needs.
· Strong sales skills with the ability to negotiate and sell all messages including with those that may be difficult .
· Challenge the status quo to implement improvement and compete to win .
· Demonstrates satisfactory progress during the Training Program and achieve passing scores on all tests, case studies, and foundational underwriting assessments .
· Flexibility to travel approximately 10% of the time.
The Small Business Underwriting team supports customers and agents countrywide so candidates must be available to work the below schedules:
· Charlotte, NC: 8:00AM - 5:00PM EST.
· Clinton, NY: 8:00AM - 5:00 PM EST.
· Hartford, CT: 8:00AM - 5:00 PM EST.
· San Antonio, TX: 10:00AM - 7:00 PM CST.
· Scottsdale, AZ: 9:00AM - 6:00PM MST.
Sustaining The Hartford's unique workplace culture is vital to delivering on our purpose - underwriting human achievement - and continuously producing outstanding results. Our enterprise work model, which reflects a mix of in-office, hybrid and fully remote roles, helps us attract, retain and develop the talent we need to achieve the company's strategic goals. This role will have a Hybrid work arrangement.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$52,800 - $79,200
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Auto-ApplyUnderwriter I - Group Reinsurance Plus
Hartford, CT jobs
Underwriter I - UO08KE
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
A new role can expand your knowledge and your network, and help you learn more about our business. If you think this opportunity is a fit for your career you should apply.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. A new role can expand your knowledge and your network, and help you learn more about our business. If you think this opportunity is a fit for your career you should apply. If you are not sure you can have a conversation with your manager.
The Underwriter I will be part of the Group Reinsurance Plus underwriting team with responsibility for group Disability and Life case presales, sold new business, renewals, and in force business opportunities which will help to build and sharpen skills.
In this role you will be working with client company underwriters to negotiate rates and ensure profitability on assigned business, within established underwriting guidelines and authority levels.
In this role, you will have an opportunity to:
Learn the intricacies of rating and building plan designs.
Work with pricing tools and provide risk management and pricing support for GRP client company staff.
Bachelor's degree preferred or equivalent experience.
Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred.
Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy.
Underwriting skills and capabilities to include:
Underwrites pre-sale, sold new business and renewal groups of up to 500 lives.
Demonstrates understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance.
Applies all Group Reinsurance Plus underwriting guidelines when making decisions.
Understands pricing tool outputs, key concepts, and the logic behind how the tools work.
Proficiency in manually rating group Long Term Disability, Short Term Disability, Life and AD&D coverage.
Basic proficiency in experience rating STD and LTD lines where applicable.
Ensure data integrity reports are promptly completed.
Establishes solid relationships with all internal and external business partners.
Works directly with GRP client company underwriting and sales personnel on presales, new business, renewal, and service issues.
Negotiates prices and benefit options with GRP client company underwriters.
Focus on development of presentation skills for internal underwriting discussions.
Strong communication, presentation, interpersonal, analytical and research skills.
Solid MS Office Knowledge (Microsoft Excel formulas, Word, PowerPoint).
Hybrid:
Sustaining The Hartford's unique workplace culture is vital to delivering on our purpose - underwriting human achievement - and continuously producing outstanding results. Our enterprise work model, which reflects a mix of in-office, hybrid, and fully remote roles, helps us attract, retain, and develop the talent we need to achieve the company's strategic goals. This role will have a Hybrid work arrangement.
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $74,880
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Auto-Apply
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution.
Job Responsibilities:
Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment.
Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements.
Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines.
Issue loan decisions to sales and operations staff in a clear and concise manner.
Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service.
Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures.
Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management.
Perform other related duties as assigned by management.
Qualifications and Skills:
Bachelor's degree and/or equivalent combination of education and experience.
4+ years of mortgage underwriting experience.
Experience with Non-QM and Non-Agency underwriting.
Experience with manual underwriting.
Experience with compliance and disclosure requirements.
Encompass LOS experience, a plus.
Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail.
Excellent communication skills.
Proficient in Microsoft Word, Excel, and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 43.26 - 48.07
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyUnderwriter II - Group Benefits Priority Account
Hartford, CT jobs
Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
- In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
- Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
- Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
- Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
- Actively drive and participate in an assigned amount of project work and special assignments
- Ensure data integrity reports are promptly completed
- Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
- Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
- Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
- Strong interpersonal and business communication skills
- Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
- Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
- Strong communication, presentation, interpersonal, analytical and research skills
**This position can be filled at different levels depending on experience**
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
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Mortgage Loan Underwriter Senior
Hartford, CT jobs
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
Underwriter, P&C Programs
Hartford, CT jobs
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Responsibilities and Accountabilities
Works effectively within assigned authority delegation, including recommendations for amendments as appropriate.
Program specifics underwriting review and approval, declination or other recommendation for Program Administrator generated referrals within authority.
Provides recommendations to Team Leader and Program Manager for program specific or division wide underwriting amendments to coverage, pricing and underwriting approach as necessary.
Works collaboratively on behalf of P&C Programs with other underwriting support teams within Arch including Property, Ceded Re; Product, Corporate Underwriting, Actuarial and Compliance.
Assists Program Manager with in person or remote underwriting audits of assigned programs. When appropriate assists on other programs for peer audits.
Independently represents the division to internal and external constituents on underwriting issues or projects that impact assigned programs.
Collaborate with Program Managers in annual planning process and ongoing measurement to insure plans and results are in alignment with underwriting strategies for each program.
When requested, assist or lead with special projects to improve underwriting results within P&C Programs or corporately.
Required Skills and Abilities
Skills & Competencies: Technical Job skills, Teamwork & Interpersonal skills, Communication, Problem Solving, Strategic Thinking, Management & Leadership, Company & Industry Knowledge.
Candidates must have at least 3 years of commercial lines underwriting experience, with 5 or more years preferred.
Travel up to 15% is expected for external (Program Administrator visits and events) and internal meetings (Jersey City, NJ for support unit meetings and professional development training).
Position is based in Hartford, CT.
#LI-AM3
#LI-Hybrid
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
Auto-ApplyCase Underwriter II
Hartford, CT jobs
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.